Search found 191 matches

by CULater
Fri Jun 23, 2017 7:30 am
Forum: Personal Consumer Issues
Topic: New cars w/ no CD player -- what can I do with my CDs?
Replies: 43
Views: 2989

New cars w/ no CD player -- what can I do with my CDs?

Many new vehicles are not coming with a CD player anymore, at least the ones I've been shopping. I've got bunches of CDs I'd still like to play in the car. Is there anything I can do that's relatively painless to convert my CDs to something else that I can play in a car without a CD player?
by CULater
Thu Jun 22, 2017 9:34 pm
Forum: Personal Consumer Issues
Topic: Is the new Chevy Equinox any good?
Replies: 17
Views: 1308

Is the new Chevy Equinox any good?

I like the specs on the new 2018 Chevy Equinox, as they have redesigned the vehicle and it looks significantly improved. But it's still a Chevy. Normally, I shop only the Asian brands and am skeptical of anything that is built by GM, Ford, or Chrysler. Thought I'd tap into Boglehead wisdom and try t...
by CULater
Sun Jun 18, 2017 9:30 pm
Forum: Personal Consumer Issues
Topic: Metropcs iPhone SE $200
Replies: 32
Views: 1759

Re: Metropcs iPhone SE $200

You don't need to unlock the phone if you plan to stay on AT&T network forever. Unlocking gives you flexibility to switch to TM in the US, or any GSM carrier abroad. It's not a necessity, it's just nice to have. Since it's free, why not. As far as I know, the unlocking method I described only w...
by CULater
Sun Jun 18, 2017 6:21 pm
Forum: Personal Consumer Issues
Topic: Metropcs iPhone SE $200
Replies: 32
Views: 1759

Re: Metropcs iPhone SE $200

As far as Best Buy goes, you can check their local inventory online. Your store may not have it, but the one 10 miles away might. Worth checking. I would also ask what the return policy is for the specific phone you are buying (I never bought Apple product so not sure if they have brand-specific re...
by CULater
Sun Jun 18, 2017 4:04 pm
Forum: Personal Consumer Issues
Topic: Metropcs iPhone SE $200
Replies: 32
Views: 1759

Re: Metropcs iPhone SE $200

CULater, That's why I said you have to select NO for current customer on AT&T's website. When you do that, the screen changes and it will ask you for IMEI number (displayed outside on the phone's box), make and model number. You also type in your email, to which AT&T will communicate. You w...
by CULater
Sun Jun 18, 2017 9:53 am
Forum: Personal Consumer Issues
Topic: Metropcs iPhone SE $200
Replies: 32
Views: 1759

Re: Metropcs iPhone SE $200

I'm assuming that all these deals being mentioned (Consumer Cellular, StraightTalk, etc.) mean the SE is locked to their service and must be unlocked to get away -- correct? How long are you married to the service before you can do that? With consumer cellular you're locked in for six months. Not n...
by CULater
Sat Jun 17, 2017 7:09 pm
Forum: Personal Consumer Issues
Topic: Metropcs iPhone SE $200
Replies: 32
Views: 1759

Re: Metropcs iPhone SE $200

I'm assuming that all these deals being mentioned (Consumer Cellular, StraightTalk, etc.) mean the SE is locked to their service and must be unlocked to get away -- correct? How long are you married to the service before you can do that?
by CULater
Fri Jun 16, 2017 5:26 pm
Forum: Personal Consumer Issues
Topic: Is anyone using Android Auto/Apple Carplay as their NAVI?
Replies: 5
Views: 521

Is anyone using Android Auto/Apple Carplay as their NAVI?

Vehicles I'm considering come with Android Auto / Apple Carplay. You have the option of buying the vehicles either with or without the built-in navigation system. I'm wondering about the pros and cons of skipping the built-in navi and relying entirely on your smartphone with Android Auto / Carplay v...
by CULater
Thu Jun 15, 2017 3:37 pm
Forum: Personal Consumer Issues
Topic: Free Cell Phone Plans for a Year @ Sprint
Replies: 29
Views: 2792

Re: Free Cell Phone Plans for a Year @ Sprint

Sprint is a CDMA carrier, right? So you will need an unlocked CDMA phone. I really prefer GSM. Are there any unlocked phones that would work with both so that you could switch later on to an MVNO using AT&T or TMOB?
by CULater
Mon Jun 12, 2017 9:38 am
Forum: Personal Finance (Not Investing)
Topic: Attorneys: Can family be held liable if moving elder into independent living apartment?
Replies: 17
Views: 1886

Re: Attorneys: Can family be held liable if moving elder into independent living apartment?

Jack56 wrote:It is possible but who would sue you? the person with dementia who wandered away? Sounds far fetched.

I should have made it clear that I'm most concerned about elder abuse/neglect liability that could result in both financial or non-financial penalty.
by CULater
Mon Jun 12, 2017 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Attorneys: Can family be held liable if moving elder into independent living apartment?
Replies: 17
Views: 1886

Re: Attorneys: Can family be held liable if moving elder into independent living apartment?

I am not a lawyer but I wonder if the independent living center will ask questions about her condition. If so, you would b obligated to answer truthfully. If they know of her condition, they may not accept her. I agree with your desire. These decisions are so difficult. I wish the best outcome for ...
by CULater
Mon Jun 12, 2017 9:22 am
Forum: Personal Finance (Not Investing)
Topic: Attorneys: Can family be held liable if moving elder into independent living apartment?
Replies: 17
Views: 1886

Attorneys: Can family be held liable if moving elder into independent living apartment?

We have a situation with our elderly mother that we are struggling with. She still has a clear mind and is able to handle all her activities of daily living, but has been diagnosed with a form of dementia. We had moved her to assisted living, and she became upset about something one day and "el...
by CULater
Fri May 19, 2017 8:59 am
Forum: Personal Consumer Issues
Topic: Opticians: is there any difference in quality of Costco glasses?
Replies: 37
Views: 5675

Opticians: is there any difference in quality of Costco glasses?

I just received possession of a new set of prescription sunglasses purchased at Costco. They have progressive lenses with polarization, antireflective coating, and light- adaptive tinting. Cost of the lenses was $160, total cost including frames was $225. In addition, they won't give you any static ...
by CULater
Wed May 03, 2017 2:03 pm
Forum: Personal Consumer Issues
Topic: Google voice started blocking some phone calls
Replies: 10
Views: 1343

Re: Google voice started blocking some phone calls

https://support.google.com/voice/answer/115089?co=GENIE.Platform%3DDesktop&hl=en Try going to voice.google.com. See if you can find the contact in your call list. On the left, if you click on the 3 dots, I'm seeing a list of folders, including the spam folder. Check in there too. Once you find ...
by CULater
Wed May 03, 2017 10:15 am
Forum: Personal Consumer Issues
Topic: Google voice started blocking some phone calls
Replies: 10
Views: 1343

Re: Google voice started blocking some phone calls

There is a menu where you specify how you handle groups of callers. The only thing I can think of is that some category of people, i.e. friends is set up to not allow calls to go through and you accidentally or purposely put these two people in that category. This is under "groups and circles&...
by CULater
Tue May 02, 2017 10:31 pm
Forum: Personal Consumer Issues
Topic: Google voice started blocking some phone calls
Replies: 10
Views: 1343

Re: Google voice started blocking some phone calls

testing321 wrote:Open up the GV app, go to settings and make sure filter calls is turned off.

the only "filter" option I see in the app is "Filter Spam". I did turn that off. No effect, which doesn't surprise me because GV used to work fine and i've changed nothing.
by CULater
Tue May 02, 2017 9:33 am
Forum: Personal Consumer Issues
Topic: Google voice started blocking some phone calls
Replies: 10
Views: 1343

Google voice started blocking some phone calls

I have used a google voice number on my smartphone for years without problems. For some reason two of the callers in my phone directory are suddenly unable to call me using that number; the caller is told that the phone number is "unavailable." Yet, I am able to receive calls made to this ...
by CULater
Sun Apr 30, 2017 9:02 am
Forum: Personal Consumer Issues
Topic: Mazda CX-5 window shattering problem
Replies: 10
Views: 1158

Re: Mazda CX-5 window shattering problem

You can check this for information: http://www.carcomplaints.com/Mazda/CX-5/2016/windows_windshield/windshield_breaks_easily.shtml A big problem with replacing windshields these days is that the radars/cameras for electronic safety and the attached wires are all glued to the windshield. It must cost...
by CULater
Fri Apr 28, 2017 3:30 pm
Forum: Personal Consumer Issues
Topic: Mazda CX-5 window shattering problem
Replies: 10
Views: 1158

Mazda CX-5 window shattering problem

According to complaints filed on the website carcomplaints, unexpected shattering or cracking of car windows/windshield in the Mazda CX-5 is not an uncommon occurrence. A big problem is that dealers often won't cover this under warranty, claiming it was caused by a rock or something. Has this happen...
by CULater
Thu Apr 27, 2017 12:05 am
Forum: Personal Consumer Issues
Topic: Help with Medicaid Questions
Replies: 4
Views: 660

Help with Medicaid Questions

I have a couple of questions pertaining to Medicaid that I hope can be addressed. 1) First, what care accommodations are covered by Medicaid? I ask because my sister has found an assisted living facility (non-profit) that is telling her that they have a certain number of studio apartments that are a...
by CULater
Tue Apr 25, 2017 10:25 am
Forum: Personal Consumer Issues
Topic: Are CCRCs a good deal? [Continuing Care Retirement Community]
Replies: 30
Views: 2817

Re: Are CCRCs a good deal? [Continuing Care Retirement Community]

Long term care insurance is going the way of the do-do bird, due to oversubscription and much higher payouts than the insurance companies estimated. Premiums are skyrocketing and companies are not writing new policies or the policy terms are much less attractive. The early-comers were getting a pret...
by CULater
Mon Apr 24, 2017 5:54 pm
Forum: Personal Consumer Issues
Topic: Are CCRCs a good deal? [Continuing Care Retirement Community]
Replies: 30
Views: 2817

Re: Are CCRCs a good deal?

I'm somewhat familiar with the John Knox CCRC in Kansas City. The Independent Living, Assisted Living, and Long Term Care facilities are in different locations. It is important to check out each one to determine how well you will be satisfied when you move. Most folks move in initially into the Inde...
by CULater
Sat Apr 22, 2017 2:45 pm
Forum: Personal Consumer Issues
Topic: 2017 Mazda CX-5 vs. 2017 Honda CRV
Replies: 17
Views: 2799

Re: 2017 Mazda CX-5 vs. 2017 Honda CRV

I went back to the dealer to check the CRV display screen/navi. I don't know why, but when I wear my tinted, polarized, prescription sunglasses I have a hard time seeing the screen clearly. It affects the clarity of everything including the backup cam. It looks a bit smudgy as though there is someth...
by CULater
Sat Apr 22, 2017 11:07 am
Forum: Personal Consumer Issues
Topic: 2017 Mazda CX-5 vs. 2017 Honda CRV
Replies: 17
Views: 2799

Re: 2017 Mazda CX-5 vs. 2017 Honda CRV

Test drove both yesterday and initial impressions were that they are very competitive. Both 2017 models ride better and are quieter than before. I thought that the CRV was a bit quieter (less pavement noise) than the CX-5 and maybe a tad more compliant on bumps. +1 for CRV. My impression is that the...
by CULater
Fri Apr 21, 2017 9:38 pm
Forum: Personal Consumer Issues
Topic: 2017 Mazda CX-5 vs. 2017 Honda CRV
Replies: 17
Views: 2799

2017 Mazda CX-5 vs. 2017 Honda CRV

I've narrowed down to the Mazda CX-5 and Honda CRV. Both new models with improvements in ride and noise level, as well as other areas. These both seem like good vehicles and are very competitive in terms of features, price, and assumed reliability. Has anyone shopped or bought one of these and can s...
by CULater
Thu Apr 20, 2017 5:46 pm
Forum: Personal Finance (Not Investing)
Topic: How to withdraw a positive credit card balance ($2600)?
Replies: 10
Views: 1067

Re: How to withdraw a positive credit card balance ($2600)?

White Coat Investor wrote:Why not just use that card for your monthly spending the next month or two?

Main reason is that I get 1% cash back on this card, but 2% on another card and prefer to use that card. You know 1% of $2600 is $26! The Boglehead Way.
by CULater
Thu Apr 20, 2017 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: How to withdraw a positive credit card balance ($2600)?
Replies: 10
Views: 1067

How to withdraw a positive credit card balance ($2600)?

I just got a large refund ($2600) to my credit card, which was previously paid off. Now I have that amount as a large surplus on that credit card. I don't use it that often and would like to figure out how I can withdraw/transfer that credit card balance without incurring a fee (such as for a cash a...
by CULater
Wed Apr 19, 2017 9:38 am
Forum: Personal Consumer Issues
Topic: Hearing aids: has anyone used a CROS hearing aid?
Replies: 18
Views: 1774

Re: Hearing aids: has anyone used a CROS hearing aid?

I hope they do work for me. I will be sure to head for a noisy restaurant I know of and sit so that the bad ear is exposed to the noise. The alternative for me is to just wear one aid in the good ear (which needs some correction) and the noise was very distracting when in this restaurant recently wi...
by CULater
Tue Apr 18, 2017 9:33 pm
Forum: Personal Consumer Issues
Topic: Hearing aids: has anyone used a CROS hearing aid?
Replies: 18
Views: 1774

Re: Hearing aids: has anyone used a CROS hearing aid?

...Thank you for your response. It makes sense to me. To elaborate, the ENT referred to some sort of technological "trick" that the CROS system uses to distinguish between sounds originating from the good ear side and the bad ear side; and "neuroplasticity" that allows the brain...
by CULater
Sat Apr 15, 2017 3:59 pm
Forum: Personal Consumer Issues
Topic: Hearing aids: has anyone used a CROS hearing aid?
Replies: 18
Views: 1774

Re: Hearing aids: has anyone used a CROS hearing aid?

Mike83 - thank you very much for your detailed information. I have exactly the same situation as yours, so this is very helpful. It's particularly helpful to know what brands there are and where to buy. I only know about the Phonak. I am to be fitted in a few days and don't know what brand they have...
by CULater
Sat Apr 15, 2017 9:56 am
Forum: Personal Consumer Issues
Topic: Hearing aids: has anyone used a CROS hearing aid?
Replies: 18
Views: 1774

Re: Hearing aids: has anyone used a CROS hearing aid?

I do have some hearing loss in the good ear as well, so I guess I'm a candidate for a BI-CROS rather than a CROS. I was previously fitted for two conventional hearing aids at both an ENT and then at Costco and was wearing aids in both ears. The one in the bad ear just produces inaudible squawky soun...
by CULater
Fri Apr 14, 2017 1:10 pm
Forum: Personal Consumer Issues
Topic: Hearing aids: has anyone used a CROS hearing aid?
Replies: 18
Views: 1774

Re: Hearing aids: has anyone used a CROS hearing aid?

If you in fact have moderate to severe or greater hearing loss in the one ear, I would investigate cochlear implants. I will second this, as I have a CI. I am a late-deafened adult, now 61, started losing my hearing in my 40s. I got a Cochlear Implant about 7-8 years ago. Was the best decision I ev...
by CULater
Fri Apr 14, 2017 7:38 am
Forum: Personal Consumer Issues
Topic: Hearing aids: has anyone used a CROS hearing aid?
Replies: 18
Views: 1774

Re: Hearing aids: has anyone used a CROS hearing aid?

Thank you for your response. It makes sense to me. To elaborate, the ENT referred to some sort of technological "trick" that the CROS system uses to distinguish between sounds originating from the good ear side and the bad ear side; and "neuroplasticity" that allows the brain to ...
by CULater
Thu Apr 13, 2017 5:42 pm
Forum: Investing - Theory, News & General
Topic: Jack says be realistic
Replies: 48
Views: 6173

Re: Jack says be realistic

Given that, Bogle doesn’t see the next few years bringing stock gains anything like the average 11% rise across his own career. Instead, investors should expect annual returns of around 4% for equities, he said. All the risk of equities for about 1/3 of the bygone returns. Those approaching the end...
by CULater
Tue Apr 11, 2017 9:50 pm
Forum: Personal Consumer Issues
Topic: Hearing aids: has anyone used a CROS hearing aid?
Replies: 18
Views: 1774

Hearing aids: has anyone used a CROS hearing aid?

Have lost most of my hearing in one ear. The ENT recommended that I try a CROS hearing aid. This works by transmitting sound from the bad ear side to the good ear side. Interestingly, he said that the CROS aid will actually allow your brain to distinguish between sound input on the good side and sou...
by CULater
Wed Mar 29, 2017 10:45 am
Forum: Investing - Theory, News & General
Topic: Christine Benz's Three Bucket System
Replies: 77
Views: 8299

Re: Christine Benz's Three Bucket System

So, as Dr. Milevsky has pointed out, bucketing actually exposes you to more risk from a bad sequence of returns. Reason: you are forced to draw down the safest assets (cash, bonds) and consequently this increases your relative equity allocation - increasing the overall risk of your portfolio. Smoke...
by CULater
Mon Mar 27, 2017 8:09 pm
Forum: Investing - Theory, News & General
Topic: Christine Benz's Three Bucket System
Replies: 77
Views: 8299

Re: Christine Benz's Three Bucket System

So, as Dr. Milevsky has pointed out, bucketing actually exposes you to more risk from a bad sequence of returns. Reason: you are forced to draw down the safest assets (cash, bonds) and consequently this increases your relative equity allocation - increasing the overall risk of your portfolio. Smoke ...
by CULater
Mon Mar 27, 2017 12:37 pm
Forum: Personal Consumer Issues
Topic: Toyota vs. Honda
Replies: 58
Views: 4797

Re: Toyota vs. Honda

I have a major problem with the uglification of Toyotas. Having one of those angry fish mouth things in my garage would keep me awake at night.
by CULater
Mon Mar 27, 2017 12:35 pm
Forum: Investing - Theory, News & General
Topic: Christine Benz's Three Bucket System
Replies: 77
Views: 8299

Re: Christine Benz's Three Bucket System

I decided that my best investment strategy is to kick the bucket. :D
by CULater
Mon Mar 27, 2017 11:28 am
Forum: Investing - Theory, News & General
Topic: Bogle Interview CNN - Sat.
Replies: 71
Views: 5438

John Bogle interview: is "deep risk" growing?

[Thread merged into here, see below (next page). --admin LadyGeek] Just listened to an interview on CNN with John Bogle, and I was struck by his comments that long-term risks to the economy and markets may be greater than in the past and be growing. William Bernstein refers to long term risk as &qu...
by CULater
Tue Mar 21, 2017 12:18 am
Forum: Personal Consumer Issues
Topic: Quietest tire for 2017 Honda CRV?
Replies: 20
Views: 2478

Re: Quietest tire for 2017 Honda CRV?

What are the chances of taking a new car into Discount Tire and getting a good deal on swapping out the OEM tires for a set of Michelins? Do they do such a thing?
by CULater
Sun Mar 19, 2017 6:14 pm
Forum: Investing - Theory, News & General
Topic: an in depth look at gold
Replies: 91
Views: 6660

Re: an in depth look at gold

I put 5% in a gold ETF because I have as much overvalued stock as I'm comfortable with, way much more in nil return bonds than I'm comfortable with, didn't want to invest more in either, and thought that gold might be a little more interesting than cash. When compared to krap, gold doesn't look so b...
by CULater
Sat Mar 18, 2017 2:21 pm
Forum: Personal Consumer Issues
Topic: Quietest tire for 2017 Honda CRV?
Replies: 20
Views: 2478

Quietest tire for 2017 Honda CRV?

Quiet and smooth ride are top priorities for me. Haven't test-driven yet, but supposedly the new 2017 Honda CRV is much quieter than previous models. Even so, if/when I buy one I'd like to include in the deal an upgrade to the quietest replacement tire I can get at the Honda dealer. The originals ar...
by CULater
Tue Mar 14, 2017 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: Contract purchase of condo from elderly mother to fund assisted living
Replies: 7
Views: 702

Contract purchase of condo from elderly mother to fund assisted living

Mother is in assisted living and needs the funds from a small condo she owns to pay her expenses. One option I'm considering is to purchase it from her myself. We could simply sell it but I'm considering another option. Can I buy the condo via a contract purchase arrangement, whereby I would pay in ...
by CULater
Mon Mar 13, 2017 12:26 pm
Forum: Personal Consumer Issues
Topic: 2017 Honda CRV: anyone shopping or buying?
Replies: 26
Views: 3504

Re: 2017 Honda CRV: anyone shopping or buying?

I'm concerned about this comment from one reviewer. Can anybody comment? controls for audio, navigation and other systems are cumbersome. The touch screen is too slow and many of the touch points are too small for easy use in a moving vehicle. The result is too much time with the driver looking at t...
by CULater
Sat Mar 11, 2017 11:26 am
Forum: Personal Consumer Issues
Topic: Tell Me: can I use cellular wireless to stream TV with my Roku?
Replies: 4
Views: 589

Tell Me: can I use cellular wireless to stream TV with my Roku?

I stay for short (3-4 month) periods at an Arizona condo. When I stay there, I currently have to go through the process of signing up with an internet service provider and then I have to cancel and repeat the process every time I come for a stay. I need internet for a VOIP google voice phone in the ...
by CULater
Sat Mar 11, 2017 11:13 am
Forum: Personal Consumer Issues
Topic: 2017 Honda CRV: anyone shopping or buying?
Replies: 26
Views: 3504

Re: 2017 Honda CRV: anyone shopping or buying?

I've had a 2015 CRV Touring for a couple of years so I can't make an apples to apples comparison but can offer a few observations. I absolutely love that the GPS screen turns into a rear facing camera when the right turn signal is activated. No blind spot now. I'm not sure if this is a Touring Only...
by CULater
Sat Mar 11, 2017 12:32 am
Forum: Personal Consumer Issues
Topic: 2017 Honda Civic not recommended by Consumer reports
Replies: 44
Views: 6524

Re: 2017 Honda Civic not recommended by Consumer reports

cjcerny wrote:CR also hates Honda's infotainment system with a passion. If you've tried it, you know why.

May I ask why? I'm concerned that the redesigned 2017 CRV might have the same infotainment system, which I'm shopping.
by CULater
Fri Mar 10, 2017 12:26 pm
Forum: Personal Consumer Issues
Topic: 2017 Honda CRV: anyone shopping or buying?
Replies: 26
Views: 3504

2017 Honda CRV: anyone shopping or buying?

I'm considering the new and improved 2017 Honda CRV, but haven't shopped or test-driven yet. Have done a lot of googling and in general the reviews seem quite favorable. However, there are a few negatives that I've run across: (1) the 1.5 L turbo engine is relatively new with unproven reliability an...

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