Search found 162 matches

by C4NT
Sat Oct 14, 2017 6:07 am
Forum: Personal Consumer Issues
Topic: Deals on Halloween Candy
Replies: 13
Views: 1537

Deals on Halloween Candy

Time to go buy some candy. My neighborhood has been steadily increasing in number of kids, which I like. So, I want to put a little more thought into where I buy candy this year - it can get expensive. So, in your opinion where are the best places to buy candy? Any particular type that is a little b...
by C4NT
Sat Oct 14, 2017 6:04 am
Forum: Personal Consumer Issues
Topic: Citi Price Rewind iPhone 7 Did They Pay You?
Replies: 14
Views: 1790

Re: Citi Price Rewind iPhone 7 Did They Pay You?

My understanding is they have a claim form you can file if you find a lower price they did not find. Surprised the rep didn't mention it. Yes, there is a form if you found a lower price. I've submitted about 5 purchases for rewind, and for all but 1 they found a lower price. I think I've gotten bac...
by C4NT
Mon Oct 02, 2017 10:28 am
Forum: Investing - Help with Personal Investments
Topic: Are credit cards rewards worth it?
Replies: 103
Views: 6035

Re: Are credit cards rewards worth it?

I sometimes question some of the responses I read about cash rebate cards. If one receives an annual cash rebate of $2,500 using a 2% cash-back card that means charging $125,000 annually that card. Under what conditions would a person make personal charges of $125,000 to a credit card to obtain suc...
by C4NT
Mon Sep 25, 2017 10:42 am
Forum: Personal Consumer Issues
Topic: BH phone review: Moto G5 Plus
Replies: 35
Views: 2992

Re: BH phone review: Moto G5 Plus

I've had one since June, and am very pleased with its performance and battery life. For the price, I don't think there is anything better out there. One minor feature that I think makes a big difference on usability, is that there is very little Motorola bloatware on the phone. Unlike Samsung phones...
by C4NT
Wed Aug 16, 2017 10:26 am
Forum: Personal Consumer Issues
Topic: ATT wireless
Replies: 3
Views: 552

Re: ATT wireless

Cricket wireless uses ATT's towers so should have comparable coverage for a lower price.
by C4NT
Sun Aug 13, 2017 6:24 pm
Forum: Personal Consumer Issues
Topic: Pool Pump/Filter Trouble Shooting
Replies: 8
Views: 610

Re: Pool Pump/Filter Trouble Shooting

There is definitely a leak in the valve (mine is the same as the link below). If I pour water on top of the handle (without the screw in) it sucks it right in. I was just wondering if it was worth trying to replace the top cap and gate rather than replacing the whole valve which would involve some p...
by C4NT
Sun Aug 13, 2017 2:29 pm
Forum: Personal Consumer Issues
Topic: Pool Pump/Filter Trouble Shooting
Replies: 8
Views: 610

Re: Pool Pump/Filter Trouble Shooting

I do have a leak. It is coming from a diverter valve. I replaced all three o-rings, but it is still leaking. What is the next step? Is it possible and/or recommended to replace the top cap and gate, or is it time to replace the whole valve?
by C4NT
Mon Aug 07, 2017 9:31 am
Forum: Personal Consumer Issues
Topic: Pool Pump/Filter Trouble Shooting
Replies: 8
Views: 610

Pool Pump/Filter Trouble Shooting

Hello All, I am having a bit of trouble with my pool pump and could use some help. My pool pump is loosing suction quite rapidly and air builds up in the skimmer basket. If I pull my filter and hose it down (even though it isn't very dirty) the pump will be fine for a while (i.e., no air in the skim...
by C4NT
Wed Jul 19, 2017 10:47 am
Forum: Personal Consumer Issues
Topic: Indoor activities for a 3-year-old
Replies: 61
Views: 3251

Re: Indoor activities for a 3-year-old

I have a 2 yo about to be three and a 5 yo about to be six. When we are stuck inside, some things to besides watching TV that you haven't mentioned are: 1. Playing with play dough. 2. Painting 3. Playing Hide and go seek (they are terrible) 4. Putting on music and having a dance off (I am terrible) ...
by C4NT
Fri Jul 14, 2017 11:10 am
Forum: Personal Consumer Issues
Topic: Road vehicle, 4 adults, one car seat, must it be a minivan?
Replies: 43
Views: 2677

Re: Road vehicle, 4 adults, one car seat, must it be a minivan?

I don't think they needed much convincing. The Ford F-150 is the most popular vehicle sold in the U.S., I think by a long shot. Then, numbers 2 and 3, also trucks... Wow, I did not know that. In fact I didn't believe you and had to look it up. I thought for sure it would have been a sedan like Acco...
by C4NT
Fri Jul 07, 2017 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Experience getting new credit card with frozen credit
Replies: 14
Views: 1181

Re: Experience getting new credit card with frozen credit

I had a similar experience when signing up for service with Sprint.

How did you verify that your credit went back to being frozen?
by C4NT
Fri Jul 07, 2017 9:55 am
Forum: Personal Consumer Issues
Topic: What is this cable device?
Replies: 53
Views: 3588

Re: What is this cable device?

livesoft wrote:You are kinda lucky that you have an AC outlet right next to a coax wall jack, aren't you?
There is another outlet about two feet to the right of coax jack that the power strip for the TV/cable/DVD player, so it could have been extended to there as well.
by C4NT
Fri Jul 07, 2017 9:52 am
Forum: Personal Consumer Issues
Topic: What is this cable device?
Replies: 53
Views: 3588

Re: What is this cable device?

Thanks everyone for your help. I was curious (and even a little peeved) that a new device was plugged into my house without even telling me why or what it was.

I will post a picture of the "splitter" just for anyone who is curious.
by C4NT
Fri Jul 07, 2017 9:39 am
Forum: Personal Consumer Issues
Topic: What is this cable device?
Replies: 53
Views: 3588

Re: What is this cable device?

livesoft wrote:So the OP teased us by not showing a close-up photo of the thing with 2 white coax lines connected and one black coax connected. What's all the labelling on that 'T' junction thingey?
I just wanted to add some suspense to this thrilling thread.
by C4NT
Fri Jul 07, 2017 9:13 am
Forum: Personal Consumer Issues
Topic: What is this cable device?
Replies: 53
Views: 3588

Re: What is this cable device?

Almost certainly an amplifier. The "splitter" probably isn't a splitter at all; it's a "power inserter". You don't need to take a picture of it; it may be labeled as a power inserter, and even if it's not, the end where the power is plugged in should be labeled with something like "DC-in" or someth...
by C4NT
Fri Jul 07, 2017 9:04 am
Forum: Personal Consumer Issues
Topic: What is this cable device?
Replies: 53
Views: 3588

Re: What is this cable device?

The device appears to be a simple AC to DC converter such as what you would use to power any low voltage DC electronic device. I am guessing this is injecting low voltage power into the coax line to power a device on the line which is not near an outlet. Similar to the way some wireless access poin...
by C4NT
Fri Jul 07, 2017 8:53 am
Forum: Personal Consumer Issues
Topic: What is this cable device?
Replies: 53
Views: 3588

Re: What is this cable device?

OP here with some pictures. Split: http://i64.tinypic.com/1ze8hs0.jpg The black coax goes to my cable box. Device (Power Supply): http://i64.tinypic.com/10h1xsn.jpg I should have taken a picture of the splitter, but didn't think of it until now. I unplugged the device to take the picture and the cab...
by C4NT
Thu Jul 06, 2017 2:00 pm
Forum: Personal Consumer Issues
Topic: What is this cable device?
Replies: 53
Views: 3588

Re: What is this cable device?

Thanks for all of your posts. My first thought was some type of amplifier as well, but the coax cable terminates at the device. I would have thought that the amplifier would need to be downstream, but I guess there could be different ways of amplifying the signal. I will post a picture of the device...
by C4NT
Thu Jul 06, 2017 11:53 am
Forum: Personal Consumer Issues
Topic: What is this cable device?
Replies: 53
Views: 3588

Re: What is this cable device?

livesoft wrote:Post a legible photo of all the printing and lettering on the device.
I can this evening, as I'm not at home currently. I tried to do an internet search but didn't come up with anything, so I thought I would post here. I should have waited until I had a picture.
by C4NT
Thu Jul 06, 2017 11:49 am
Forum: Personal Consumer Issues
Topic: What is this cable device?
Replies: 53
Views: 3588

What is this cable device?

My cable provider was at my house recently performing some maintenance and installed a new device. The coax cable going to one cable box is split and the split coax cable goes to small device that is plugged into an outlet. The device is a little bit larger than a typical AC/DC converter plug. Does ...
by C4NT
Tue Jun 27, 2017 7:31 pm
Forum: Personal Consumer Issues
Topic: Receiving Magazines...Never Subscribed
Replies: 19
Views: 1267

Re: Receiving Magazines...Never Subscribed

Thanks everyone, you are making feel a little bit better. I will wait to see if I get a bill or am billed in someway and take it from there. It's also common practice for free subscriptions to accompany purchases of some item or other without necessarily your being notified of that fact; sending to ...
by C4NT
Tue Jun 27, 2017 4:42 pm
Forum: Personal Consumer Issues
Topic: Receiving Magazines...Never Subscribed
Replies: 19
Views: 1267

Receiving Magazines...Never Subscribed

My wife is receiving multiple magazines that she never ordered or subscribed to receive. And when I say multiple, I mean multiple. So far, it has to be at least ten different magazines. They range from running to popular culture to housekeeping type magazines. All name brand, i.e., People or Food Ne...
by C4NT
Wed Jun 21, 2017 11:29 am
Forum: Personal Consumer Issues
Topic: Free Cell Phone Plans for a Year @ Sprint
Replies: 29
Views: 3471

Re: Free Cell Phone Plans for a Year @ Sprint

I actually used this promotion and switched from Cricket to Sprint this morning. The process was a little more painful than expected. I thought I could go through the process completely online but wound up having to talk to 4 different customer service reps before getting someone that could help. I...
by C4NT
Tue Jun 20, 2017 2:41 pm
Forum: Personal Consumer Issues
Topic: Free Cell Phone Plans for a Year @ Sprint
Replies: 29
Views: 3471

Re: Free Cell Phone Plans for a Year @ Sprint

scouter wrote:Anyone take advantage of this offer yet? Any info or suggestions on the process would be appreciated.
I tried it and they check your credit. Since I have my credit frozen, I have to try to see if I can find out which bureau to unfreeze.

I'll report back if I get anywhere.
by C4NT
Thu Jun 15, 2017 8:54 pm
Forum: Investing - Help with Personal Investments
Topic: Transfer providers for a 403(b) @ current job?
Replies: 3
Views: 303

Re: Transfer providers for a 403(b) @ current job?

PFInterest wrote:if your current 403b has good options and accepts incoming rollovers, then yes, you can move the other 403b into it.
So, it only depends on whether my new provider (Fidelity) accepts rollovers?

I guess I'll call​ them on Monday.
by C4NT
Thu Jun 15, 2017 8:43 pm
Forum: Personal Consumer Issues
Topic: Free Cell Phone Plans for a Year @ Sprint
Replies: 29
Views: 3471

Re: Free Cell Phone Plans for a Year @ Sprint

Here is my understanding of the timeline: 1) Ringplus offers $0/mo. service 2) Sprint kills RingPlus 3) Several months later Sprint offers ~$0/mo. service 4) ??? 5) Profit! You can't make this stuff up! I have a hard time believing Sprint will ever turn a profit on a large number of MVNO users who ...
by C4NT
Thu Jun 15, 2017 2:35 pm
Forum: Investing - Help with Personal Investments
Topic: Transfer providers for a 403(b) @ current job?
Replies: 3
Views: 303

Transfer providers for a 403(b) @ current job?

When I first started my current job I rolled over a small retirement account from a post-doc position I just finished into a 403(b) account. This was before I started learning about investments. I have not contributed any additional funds to that account and have since started funding a 403(b) accou...
by C4NT
Thu Jun 15, 2017 11:19 am
Forum: Personal Consumer Issues
Topic: Free Cell Phone Plans for a Year @ Sprint
Replies: 29
Views: 3471

Free Cell Phone Plans for a Year @ Sprint

I just heard about a sizzling deal for cell phone plans on The Clark Howard Show that I thought was worth sharing with the BH community. If you switch to Sprint before June 30 (bring your own phone) you will get a full year of free service ! You have to check if your phone(s) is/are eligible on the ...
by C4NT
Tue Jun 13, 2017 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Rollout Begins for Person-to-Person Digital Payments Backed by Banks
Replies: 25
Views: 2841

Re: Rollout Begins for Person-to-Person Digital Payments Backed by Banks

Clark Howard, who I am a big fan on, warned that this is most likely a power grab by banks to crush the free alternatives Venmo and Square Cash. He suspects that after they corner the market due to their size and the alternatives can no longer compete they (the large banks) will eventually charge fe...
by C4NT
Thu Jun 08, 2017 8:26 am
Forum: Personal Finance (Not Investing)
Topic: How often do you redeem your credit card cash rewards?
Replies: 54
Views: 3593

Re: How often do you redeem your credit card cash rewards?

F150HD wrote:if one does this w/ a Citi Doublecash 2% card, this actually reduces the % you get back as it is reducing your payment.
Was discussed in a different thread months back.
Thanks, I had never thought of that (didn't see the other thread either).
by C4NT
Wed Jun 07, 2017 10:55 am
Forum: Personal Consumer Issues
Topic: Dave Ramsey Financial Peace University ??? worth it?
Replies: 120
Views: 8648

Re: Dave Ramsey Financial Peace University ??? worth it?

I've never been through the class, but I imagine the cheapest way to learn the material is to listen to his podcasts. I can't imagine there being much in the course that he doesn't cover in his show (save for minor details).
by C4NT
Fri Jun 02, 2017 6:34 pm
Forum: Investing - Help with Personal Investments
Topic: Time to Move Away from 3-Fund Portfolio?
Replies: 36
Views: 4551

Re: Time to Move Away from 3-Fund Portfolio?

Nowizard wrote:It really does not get much simpler than the three fund portfolio. Are you satisfied with the returns? If so, it is a simple proposition to rebalance as necessary.

Tim
I think you seriously underestimate the average persons understanding of investing, especially those who have no interest.
by C4NT
Mon May 29, 2017 6:26 am
Forum: Investing - Help with Personal Investments
Topic: Pay Debt or invest with my Unique situation. Help!
Replies: 23
Views: 2272

Re: Pay Debt or invest with my Unique situation. Help!

I vote for investing up to the match, then aggressively pay down the loans.
by C4NT
Tue May 23, 2017 7:29 am
Forum: Investing - Theory, News & General
Topic: 401k vs Pension
Replies: 15
Views: 1645

Re: 401k vs Pension

Can you do both, i.e., meaning enroll in the pension plan AND invest in the 401k?

I am able to enroll in my state's pension plan and contribute to a 457 and/or 403(b) plan. That is what I do, best of both worlds.
by C4NT
Sat May 20, 2017 5:10 pm
Forum: Investing - Theory, News & General
Topic: Who's into Bitcoin, Altcoins, ICO etc?
Replies: 49
Views: 4403

Re: Who's into Bitcoin, Altcoins, ICO etc?

Clark Howard, US syndicated radio host (http://clark.com/), just did a short piece on Initial Coin Offerings (ICOs), and warned that a lot of them were scams.
by C4NT
Sun Apr 16, 2017 6:54 pm
Forum: Investing - Help with Personal Investments
Topic: Looking at buying our first home, what can I reasonably afford. Also a tax bracket question.....
Replies: 27
Views: 3486

Re: Looking at buying our first home, what can I reasonably afford. Also a tax bracket question.....

For the mortgage question, I like Dave Ramsey's advice which is a 15 year mortgage where the PITI is ~25% of your take home pay.

If you are not as debt averse as I am, the same scale payment on a 30 year mortgage would be fine.
by C4NT
Mon Apr 10, 2017 12:34 pm
Forum: Personal Consumer Issues
Topic: Help me decide what to do with my cars
Replies: 34
Views: 2060

Re: Help me decide what to do with my cars

Getting rid of both cars makes the least financial sense. Also getting rid of a 3 year old Subaru seems like a fairly significant loss. That is already a sunk cost and shouldn't be factored into your analysis. A better way to think about it is your Civic is already on a smoother depreciation curve. ...
by C4NT
Sat Apr 01, 2017 12:53 pm
Forum: Investing - Help with Personal Investments
Topic: Requesting Thoughts on 401k Options
Replies: 4
Views: 341

Re: Requesting Thoughts on 401k Options

Thanks for the thoughts so far.

Yes, we have enough room in our Vangaurd IRAs to house both international and bond funds.
by C4NT
Sat Apr 01, 2017 12:07 pm
Forum: Investing - Help with Personal Investments
Topic: Requesting Thoughts on 401k Options
Replies: 4
Views: 341

Requesting Thoughts on 401k Options

What are your thoughts on the following 401k options? Currently we are investing only in the target retirement fund (Schwab Managed Retirement Trust Fund 0.35%). With its 0.35% ER I am contemplating switching to something less expensive but do not have a lot of options. I don't think 0.35% is terrib...
by C4NT
Thu Mar 16, 2017 10:18 am
Forum: Investing - Help with Personal Investments
Topic: Do you avoid international investing like Jack Bogle?
Replies: 151
Views: 10219

Re: How Much International Stock? A Suggestion.

Do you avoid international investing like Jack Bogle? Roguejim: How much international investing is a very controversial subject. To help answer the question, I wrote this suggestion: How Much International Stock? A Suggestion. I might add that when experts disagree, it is often because it makes li...
by C4NT
Fri Mar 10, 2017 10:46 am
Forum: Personal Finance (Not Investing)
Topic: Homeowners claim
Replies: 10
Views: 1101

Re: Homeowners claim

I've heard that the old "void after 90 days" line doesn't really have any actual power, meaning banks will still cash it without a problem. But I've never tried it.

I would be more worried about losing a $X,000 check. I would just cash it and use it appropriately.
by C4NT
Tue Feb 14, 2017 2:05 pm
Forum: Personal Consumer Issues
Topic: New cars or Pool?
Replies: 65
Views: 5413

Re: New cars or Pool?

I think a big part of the equation comes down to how often you will get to use it - which is dictated by the area of the country that you live in. We live in South Florida and my kids were in our unheated pool this weekend. I wouldn't get in it yet, but they had some fun. We can swim in it fairly co...
by C4NT
Sun Jan 15, 2017 10:48 pm
Forum: Investing - Help with Personal Investments
Topic: $600,000. Now what?
Replies: 55
Views: 11335

Re: $600,000. Now what?

I almost started to congratulate you, but then I saw your user name.

I am so sorry.
by C4NT
Tue Dec 27, 2016 12:22 pm
Forum: Personal Consumer Issues
Topic: Streaming Device w/ Google Play & Amazon Video
Replies: 15
Views: 1558

Re: Streaming Device w/ Google Play & Amazon Video

blevine wrote:Question, why Google Play ?
You say only 5% use but why ?
What is on Google Play that is unique ?


We have ~ 6 kids movies that came with digital copies which we linked to our Google play account. It is easier to cast them then hunting down the discs. I've also purchased some TV series there.
by C4NT
Tue Dec 27, 2016 11:58 am
Forum: Personal Consumer Issues
Topic: Streaming Device w/ Google Play & Amazon Video
Replies: 15
Views: 1558

Re: Streaming Device w/ Google Play & Amazon Video

I've had a ROKU for quite a while (on my second model). According to Google you can add a Google Play channel. m Thanks, I just saw this on Roku's website. I have Chromecast also. The way I cast Amazon Prime is I first cast my entire screen (go to Google Home, and select "Cast Screen" fro...
by C4NT
Tue Dec 27, 2016 11:49 am
Forum: Personal Consumer Issues
Topic: Streaming Device w/ Google Play & Amazon Video
Replies: 15
Views: 1558

Streaming Device w/ Google Play & Amazon Video

I'm currently in the market for a new streaming device. Our uses are #1 Netflix (75%), #2 Amazon Prime Video (20%), and #3 Google Play (5%). Most devices offer Netflix and Amazon together, but I haven't found any that clearly states they can do both Amazon and Google. Because they are competitors it...
by C4NT
Tue Dec 06, 2016 2:58 pm
Forum: Personal Consumer Issues
Topic: PSA - Porting a Number Cancels the Contract
Replies: 0
Views: 473

PSA - Porting a Number Cancels the Contract

Hello All, A recent experience of mine as well as a post by sjpopp ( https://www.bogleheads.org/forum/viewtopic.php?f=2&t=204736 ) prompted me to let people know that porting a number to a new carrier automatically cancels the contract from your previous carrier. I recently switched carriers. I ...
by C4NT
Tue Dec 06, 2016 10:08 am
Forum: Investing - Theory, News & General
Topic: What does Dave Ramsey mean by "ride the wave"
Replies: 29
Views: 6056

Re: What does Dave Ramsey mean by "ride the wave"

If you wanted to pick a person who is the opposite of a Boglehead, you wouldn't go far wrong by picking Dave Ramsey. What I will never understand is why he doesn't change his investing advice. He could easily transition to advising a low cost index fund portfolio even if still 100% equities*, and h...
by C4NT
Tue Dec 06, 2016 5:56 am
Forum: Personal Consumer Issues
Topic: 2nd cell phone in different area code
Replies: 13
Views: 1865

Re: 2nd cell phone in different area code

Research getting a Google number. If I remember correctly I got to choose what my number starting with an area code selection. I now have two numbers with two different area codes. My actual phone number from a state I used to live, and now my Google number is a local one. All calls & texts go t...
by C4NT
Wed Nov 23, 2016 7:21 am
Forum: Personal Consumer Issues
Topic: Need help with newer phone
Replies: 3
Views: 551

Re: Need help with newer phone

Straight Talk uses Verizon's network and has reasonable plans. They also operate out of Walmart's, so I think you should be able to take your phone to your local Walmart for help transferring over. I've never been a Straight Talk customer, so perhaps others could give you more specifics but that is ...