Search found 164 matches

by Buster65
Sun Jan 28, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: Certified Used BMW, Audi or Mercedes
Replies: 53
Views: 3927

Certified Used BMW, Audi or Mercedes

I was thinking of buying a Certified pre owed vehicle from one of the "luxury" german manufacturers. My local mechanic says owning these cars after their warranty can be costly. He says stick with Japanese brands. I'm wondering if this is a dated school of thought of if this still holds true today?
by Buster65
Mon Dec 18, 2017 11:02 am
Forum: Personal Consumer Issues
Topic: US National Parks
Replies: 36
Views: 3190

US National Parks

I'd like to go to the National Parks this Spring or early Summer. I'd like to see Yellowstone, Yosemite, Zion, Bryce, Grand Canyons, etc. I'm wondering if others have gone with specific tours that they could recommend? Perhaps its best to go it alone? Any suggestions for trips to see US National Par...
by Buster65
Fri Dec 15, 2017 10:03 pm
Forum: Personal Consumer Issues
Topic: Salomon Shift AT binding
Replies: 2
Views: 372

Salomon Shift AT binding

Salomon just announced a breakthrough binding that is supposed to revolutionize the uphill ski movement. Any AT enthusiasts that will get this binding?
I was going to get the Marker Kingpin but now am thinking of holding out.

https://www.youtube.com/watch?v=4wLq9sWFnh8
by Buster65
Wed Dec 06, 2017 10:52 am
Forum: Investing - Theory, News & General
Topic: Crypto-Currency
Replies: 17
Views: 1405

Crypto-Currency

I'm wondering if any bogleheads dabble in crypto currency? I'm interested in understanding how you went about it, what exchanges you're on and what currency's you own.
by Buster65
Fri Dec 01, 2017 10:35 pm
Forum: Personal Consumer Issues
Topic: Best small Drone
Replies: 11
Views: 778

Re: Best small Drone

Just looking to do some Landscape photography. Not really video so much
by Buster65
Fri Dec 01, 2017 9:53 pm
Forum: Personal Consumer Issues
Topic: Best small Drone
Replies: 11
Views: 778

Best small Drone

Looking for a camera drone. I've never owned a drone. Want one that isn't too hard to fly...any suggestions?
by Buster65
Mon Nov 27, 2017 9:59 pm
Forum: Personal Consumer Issues
Topic: 2018 Goals - Financial or Otherwise
Replies: 68
Views: 5784

Re: 2018 Goals - Financial or Otherwise

2018 is a big year as my firm will be shutting its doors. I reached my financial goals during 2017 which was to have $7M in investable assets ($5.5M in personal accounts) and $1.5M in 401K funds). Now I have to actually figure out Act II. I have a lot of thoughts and dreams now I have to take action...
by Buster65
Sat Nov 18, 2017 10:57 pm
Forum: Personal Consumer Issues
Topic: iPhone vs Android longevity
Replies: 9
Views: 1106

iPhone vs Android longevity

I've got an iPhone 6 and its acting up since the new iOS came out in advance of the iPhone 8 and X. I was just wondering if Android phones generally last longer. I'm not talking about the physical makeup of the phone so much I'm more focused on the constant software updates that cause them to slow d...
by Buster65
Mon Nov 13, 2017 10:05 pm
Forum: Personal Consumer Issues
Topic: Looking for a Catamaran
Replies: 21
Views: 1864

Looking for a Catamaran

I am kind of new to boating and am thinking of getting a catamaran because motor boats are too expensive on gas and sail boats are fun but I prefer a more stable boat with larger cabin underneath and wide berth. Any experience by any of my fellow Boggleheads with Catamaran's and can any of you sugge...
by Buster65
Fri Oct 27, 2017 4:09 pm
Forum: Personal Consumer Issues
Topic: What is the story with the Apple iWatch Series 3?
Replies: 26
Views: 2195

What is the story with the Apple iWatch Series 3?

I recently purchased a new Apple watch and on the 14th day (just in time) I returned it to Apple. I might be missing the point of this device or other smartwatches but it didn't fill a need that I thought it would. I embrace technology especially when it makes life easier and to me that is priceless...
by Buster65
Sun Oct 15, 2017 12:46 pm
Forum: Personal Consumer Issues
Topic: Wireless ear buds-Bone conduction headphones
Replies: 7
Views: 814

Re: Wireless ear buds-Bone conduction headphones

Thanks that article was interesting. Still interested in bone conduction headphones though
by Buster65
Sun Oct 15, 2017 6:23 am
Forum: Personal Consumer Issues
Topic: Wireless ear buds-Bone conduction headphones
Replies: 7
Views: 814

Wireless ear buds-Bone conduction headphones

Hello I have a really hard time finding ear buds that stay in my ear. The Apple ear buds don't stay in at all. I recently tried the Bose wireless ear buds and they stay in but I didn't love the thickness of the piece that sticks out from the ear. Jaybirds didn't sound good and slipped off easily. Re...
by Buster65
Thu Sep 28, 2017 11:54 am
Forum: Personal Consumer Issues
Topic: Tax Preparer wanted
Replies: 5
Views: 697

Tax Preparer wanted

I'm looking for a tax accountant for my individual return. My accountant has gone up in price and I've simplified my affairs so that my tax work shouldn't cost $2,000 per year for Federal and State filing. Any suggestions I live in NY Metropolitan Area but could work remotely with anybody I suppose.
by Buster65
Tue Sep 05, 2017 8:28 pm
Forum: Personal Consumer Issues
Topic: Contemplating an Electric Car
Replies: 147
Views: 10524

Contemplating an Electric Car

Hello I have about a year before I will be selling back my Audi A3 TDI to VW/Audi due to emissions scandal. I'm seriously considering an EV option and will look at Tesla Model 3 ( deposit made), the 2018 Leaf and the GM Bolt. I'd like to hear what Bogleheads think about EV's and if they think now is...
by Buster65
Fri Aug 11, 2017 9:33 pm
Forum: Personal Consumer Issues
Topic: Buying a used Tesla
Replies: 18
Views: 2618

Buying a used Tesla

Does anybody have any experience with purchasing a used Tesla? I'd also like to hear from Tesla owners. Pros and cons of their car.
by Buster65
Sun Apr 30, 2017 9:03 pm
Forum: Investing - Help with Personal Investments
Topic: Paying down mortgage on a 2nd home
Replies: 4
Views: 714

Paying down mortgage on a 2nd home

My mother owns a home that is probably worth at least $100,000 less than what she paid. She uses the home but the homes in the area are very depressed and hardly sell. She bought for $325K and owes the bank about $200K which is what the house might sell for. Is it a bad ideas to sell some equities t...
by Buster65
Fri Apr 21, 2017 8:51 am
Forum: Personal Consumer Issues
Topic: What to do with books
Replies: 16
Views: 1536

What to do with books

I have piles of hard cover and some paperback books from the last decade or so. Many are finance related but not all. Is their a way to ship them all to Amazon and have them sell for me? Seems like listing them one by one and selling them will not be worth the effort and mostly the profit gets offse...
by Buster65
Fri Apr 21, 2017 8:48 am
Forum: Personal Consumer Issues
Topic: Best take it everywhere camera
Replies: 102
Views: 11023

Re: Best take it everywhere camera

SONY RX 100 IV gets rave reviews! But its $1,000. Thinking about picking one up myself
by Buster65
Tue Apr 11, 2017 8:51 am
Forum: Investing - Help with Personal Investments
Topic: Forced retirement-Can this work?
Replies: 17
Views: 2750

Re: Forced retirement-Can this work?

Much appreciate all of the thoughtful suggestions and input.
by Buster65
Mon Apr 10, 2017 12:58 pm
Forum: Investing - Help with Personal Investments
Topic: Forced retirement-Can this work?
Replies: 17
Views: 2750

Forced retirement-Can this work?

My firm is closing its doors and I will be going part time from July 2017 through July 2018. At that point I will be early 50's and am considering only working part time or as a consultant when interesting work comes up. Can we live off of what we have and not touch our principal for the next 40-50 ...
by Buster65
Thu Mar 23, 2017 3:28 pm
Forum: Personal Finance (Not Investing)
Topic: AARP supplements through UHC
Replies: 10
Views: 3550

AARP supplements through UHC

Does anybody know anything about AARP Plan F or Plan N? My father in law is in rehab and his secondary insurance (Empire) doesn't cover the 20% of the rehab that medicare will not cover. It's about $169 a day for the next 100 days. Plan F would be $558 per month, Plan N would be $364. The key is eit...
by Buster65
Thu Mar 23, 2017 10:44 am
Forum: Investing - Help with Personal Investments
Topic: Thinking about adding a 5% position to commodities
Replies: 21
Views: 1907

Thinking about adding a 5% position to commodities

I was thinking about adding a 5% position to commodities through ETF. Was looking at DJP or even better DJCI (lower expense ratio). Its been dead money and pays no dividend but could be a good non correlated to equity's holding if the market goes down. Thoughts on this?
by Buster65
Tue Mar 21, 2017 12:27 pm
Forum: Investing - Help with Personal Investments
Topic: Looking for Long/Short Mutual Fund recommendation?
Replies: 1
Views: 244

Looking for Long/Short Mutual Fund recommendation?

I am looking for a long /short fund to complement my portfolio. I'd prefer to not invest in traditional hedge fund or FOF with K-1. Any suggestions?
by Buster65
Mon Mar 20, 2017 1:21 pm
Forum: Investing - Theory, News & General
Topic: Asset allocation and asset placement question?
Replies: 4
Views: 582

Asset allocation and asset placement question?

Hypothetical round # investor has $5M of investments with $4M being in a taxable account and $1M being in a 401K / IRA. Vanguard seems to think that the allocation should be roughly 50% equities and 50% bonds given my risk profile but the entire 401K / IRA should be in bonds because you want to hold...
by Buster65
Mon Mar 06, 2017 4:47 pm
Forum: Personal Consumer Issues
Topic: Car engines. Turbo vs no turbo
Replies: 68
Views: 8077

Car engines. Turbo vs no turbo

I noticed that many car manufacturers (i.e. Lexus, VW, Infinity) use turbo or twin turbo engines. I also noticed Subaru uses a straight boxer engine, and Honda accords are not turbo engines. That got me thinking that maybe that is the reason these cars tend to make it to 100,000+ miles more often th...
by Buster65
Thu Mar 02, 2017 1:15 pm
Forum: Investing - Help with Personal Investments
Topic: Moving away from Betterment
Replies: 13
Views: 1486

Re: Moving away from Betterment

If your annoyed with Betterment (as I am) because you were paying 0.15% and now will be paying 0.25% (come June 1) than yes you should switch. I am contemplating the same.
by Buster65
Thu Mar 02, 2017 1:12 pm
Forum: Personal Consumer Issues
Topic: Used German Luxury vs New Japanese
Replies: 89
Views: 11029

Re: Used German Luxury vs New Japanese

This is my experience: The "bad" (1) I owned a VW Passat and had to part with it because I would get condensation on the inside of the window that dealer wouldn't repair. (2) I bought a used Audi A6 and had it for 6 months before things started to go so I sold it. Not to mention I got about 15-18mpg...
by Buster65
Wed Feb 15, 2017 4:14 pm
Forum: Personal Finance (Not Investing)
Topic: Retire By 58, 59, 60??
Replies: 10
Views: 2179

Re: Retire By 58, 59, 60??

If I read this correctly you have about $2M. Using the 4% rule you can draw about $80,000 per year and not run out of money. Given the low interest rate environment I would use 3%. If you can save like crazy over the next 10 years and cut your expenses you might be in good shape. To draw down $120,0...
by Buster65
Tue Jan 24, 2017 11:11 am
Forum: Personal Consumer Issues
Topic: Anybody process their VW or Audi Diesel buyback yet?
Replies: 4
Views: 777

Anybody process their VW or Audi Diesel buyback yet?

I finally am at the last step and can now make an appointment with Audi to have my A3 TDI purchased back. I want to know how this transaction went for others? Any "catches" I should know about? Was the transaction as smooth as they make it seem it will be. Any con's to waiting until the end of the y...
by Buster65
Thu Jan 05, 2017 10:30 am
Forum: Personal Consumer Issues
Topic: Any Audi Wagon owners?
Replies: 29
Views: 2657

Re: Any Audi Wagon owners?

I have a small Audi Sedan (A3 TDI) and the Outback. All I can say is that I am so happy Audi / VW will be buying back my A3. My Outback is amazing....love this car. My auto mechanic was laughing when I bought an Audi and said it was going to cost me. While the car drives nice its prone to expensive ...
by Buster65
Thu Jan 05, 2017 10:24 am
Forum: Personal Finance (Not Investing)
Topic: Backdoor Roth issue using Federal MMF
Replies: 27
Views: 2423

Re: Backdoor Roth issue using Federal MMF

WCI:

While its not official guidance I thought I read somewhere that its a good idea to let the fund sit in the traditional IRA a couple of months before you do the conversion to the Roth. I can't recall where I read this though.
by Buster65
Thu Jan 05, 2017 10:21 am
Forum: Personal Consumer Issues
Topic: Getting Subaru Legacy(4Cyl 2.5L or V6 3.6R?)
Replies: 56
Views: 11352

Getting Subaru Legacy(4Cyl 2.5L or V6 3.6R?)

I have norrowed my car decision down to the Subaru Legacy. I'm tired of paying up for luxury brands (i.e Audi, BMW, Mercedes), I want AWD but the remaining question is should I get the 4 cylinder or the 6 cylinder engine. Any owners of this vehicle on the board with their thoughts on this?
by Buster65
Fri Dec 23, 2016 11:32 am
Forum: Investing - Help with Personal Investments
Topic: Where can I get some yield on my cash?
Replies: 16
Views: 1321

Where can I get some yield on my cash?

I am having a hard time finding any kind of money market account linked to my checking account that pays anything. The only thing I see is American Express pays 0.9%. Any suggestions?
by Buster65
Thu Dec 22, 2016 2:21 pm
Forum: Personal Finance (Not Investing)
Topic: Any benefit putting investments with two firms?
Replies: 9
Views: 1054

Any benefit putting investments with two firms?

I have the bulk of my assets with Vanguard. I am contemplating opening a 2nd account to diversify and reap the benefits of getting another firms research and tools. I was thinking about either Fidelity or since I have an account with Chase maybe I would like a brokerage account to the existing accou...
by Buster65
Thu Dec 22, 2016 1:39 pm
Forum: Personal Consumer Issues
Topic: Afraid of retirement??
Replies: 55
Views: 5097

Re: Afraid of retirement??

I like this question and as a 51 year old who definitely has the assets to retire I can sympathize with the question. Ironically I have a lot of outside interests but the fear of giving up the regular paycheck is definitely real. Any suggestions would be appreciated!
by Buster65
Wed Dec 21, 2016 1:03 pm
Forum: Personal Consumer Issues
Topic: Digital Photo backup
Replies: 10
Views: 1513

Digital Photo backup

I am looking at Google Photos and Amazon Prime Photos for cloud storage options. Does anybody have anything good or bad to say about either option? My pictures are generally 10mb or smaller and I don't need video back up. Thanks.
by Buster65
Wed Dec 14, 2016 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: Anybody joining the class of 2016 for retirement?
Replies: 0
Views: 378

Anybody joining the class of 2016 for retirement?

I'd like to hear from some that are joining the class of 2016. I'd like to know how old they are, where they live, rough estimate of accumulated assets and what they plan on doing in retirement. Congrats in advance!
by Buster65
Mon Dec 12, 2016 3:35 pm
Forum: Personal Consumer Issues
Topic: Alpine vs Telemark vs AT skiing
Replies: 8
Views: 885

Alpine vs Telemark vs AT skiing

I've been skiing for years. Recently I've thought maybe I would enjoy a new discipline so I am thinking of taking up telemark skiing. Plus it will allow me to skin up mountains since my heel will be free. I went into the local ski shop and they said they are phasing out tele equipment since AT is al...
by Buster65
Wed Dec 07, 2016 1:13 pm
Forum: Personal Consumer Issues
Topic: Books (real or digital)
Replies: 40
Views: 2087

Books (real or digital)

I have been reading on my Kindle or phone or iPad and am starting to crave real paper. I am wondering what Boggleheads do for books. Real or digital...what are the pros and cons. Why do you like one over the other?
by Buster65
Mon Oct 17, 2016 2:42 pm
Forum: Personal Consumer Issues
Topic: Organizing my Digital Photo's on PC?
Replies: 11
Views: 1410

Organizing my Digital Photo's on PC?

I have switched back to a PC from a Mac where I was a iPhoto user but never liked the way the pictures were organized on the back end. I prefer the logical folders to Window's on a PC. I do most of my editing on my tablet so really am focused on storage and lite computer based editing. I am curious ...
by Buster65
Mon Sep 12, 2016 11:38 am
Forum: Personal Consumer Issues
Topic: Expense Tracking / Budgeting
Replies: 1
Views: 329

Expense Tracking / Budgeting

Years ago I used Quicken to track spending. I haven't used it for years but am very familiar with Quickbooks. I'm wondering if this is still the best option for expense tracking. I have to think that their are better options than excel spreadsheets.
by Buster65
Tue Sep 06, 2016 3:03 pm
Forum: Personal Consumer Issues
Topic: What to do with my CD collection
Replies: 35
Views: 3619

What to do with my CD collection

I have well over 100 CD's with the original case all in good condition. All of the music I listen to is digital now. Should I donate these to a library, sell to some record store or toss? Trying to do some uncluttering.
by Buster65
Fri Aug 26, 2016 11:06 am
Forum: Personal Consumer Issues
Topic: Sony RX 100 IV camera
Replies: 14
Views: 1443

Sony RX 100 IV camera

Any Bogleheads own the Sony RX 100 IV? It probably the most expensive P&S camera. Is it worth the $?
by Buster65
Fri Aug 26, 2016 11:04 am
Forum: Investing - Theory, News & General
Topic: Passive vs Active Investing
Replies: 17
Views: 1882

Passive vs Active Investing

I often find myself debating passive index investing vs active investing with some colleagues. They argue that active investing will come back and that all things revert to the mean. They are referring to active mutual funds and active hedge funds. I argue that investors in general have gotten smart...
by Buster65
Mon Aug 08, 2016 2:08 pm
Forum: Personal Consumer Issues
Topic: Should I lease a Tesla?
Replies: 148
Views: 14137

Re: Should I lease a Tesla?

Lease over buy as Tesla will fall apart in a matter of time. Many smart people know that Elon Musk is fooling everybody and the cat will be out of the bag soon enough. Good luck.
by Buster65
Wed Aug 03, 2016 8:45 am
Forum: Personal Consumer Issues
Topic: Audi / VW TDI Buyback. Are you waiting or selling back ASAP?
Replies: 14
Views: 2090

Re: Audi / VW TDI Buyback. Are you waiting or selling back ASAP?

Aurora85: I really like the A3 TDI a lot. I bought it over the 2.0 AWD Turbo because of the extra zip and the pick up it has and its just so fun to drive. The mileage is unreal I have driven from New York to Vermont and back on one tank. And the best part of my A3 is that I will drive it for 4 years...
by Buster65
Tue Aug 02, 2016 3:50 pm
Forum: Personal Consumer Issues
Topic: Subaru Legacy Question.
Replies: 20
Views: 1951

Subaru Legacy Question.

I am deciding between a Legacy 2.5I Limited or 3.6L Va nd think for the extra $$ its worth having the 6 cyl. engine over the 4. I realize the mileage is a bit better on the smaller engine but it might be nice to have the extra power. Any Subaru owners out there with an opinion on this?
by Buster65
Mon Aug 01, 2016 10:07 pm
Forum: Personal Consumer Issues
Topic: Audi / VW TDI Buyback. Are you waiting or selling back ASAP?
Replies: 14
Views: 2090

Re: Audi / VW TDI Buyback. Are you waiting or selling back ASAP?

I too was confused by the website but today I called 1-844-98-CLAIM (844-982-5246) and somebody
Walked me through the registration process. Got my exact buyback # to the penny. I'll probably wait another 6 months to a year before I sell back. Will drive locally and hope for the best.
by Buster65
Mon Aug 01, 2016 4:12 pm
Forum: Personal Consumer Issues
Topic: Audi / VW TDI Buyback. Are you waiting or selling back ASAP?
Replies: 14
Views: 2090

Audi / VW TDI Buyback. Are you waiting or selling back ASAP?

I am pleased with the amount I will get for restitution related to my vehicle. I have a 2015 A3 TDI. The issue is I can wait and drive "free" through 2018 but I risk the vehicle being stolen or totaled. I also risk VW/Audi declaring bankrupt. What are others doing?
by Buster65
Fri Jul 29, 2016 3:55 pm
Forum: Personal Consumer Issues
Topic: What is your plan if you lose job tomorrow ??
Replies: 73
Views: 7783

Re: What is your plan if you lose job tomorrow ??

If I lose my job or more realistically if my firm shuts down or liquidates I will take 6 months to re-think what I want to do now that I hit 50. I have the assets we need to retire already and my wife enjoy her part time work at the hospital and we can get benefits though her so not really stressed ...