Search found 6 matches

by BrendanP
Mon Mar 20, 2017 7:11 pm
Forum: Personal Finance (Not Investing)
Topic: Great Lakes making it impossible to apply for Teacher Loan Forgiveness
Replies: 7
Views: 608

Re: Great Lakes making it impossible to apply for Teacher Loan Forgiveness

Can't speak about your issues specifically and I had a different lender. Mine took months to go through and I had to submit twice. The feedback they gave me about errors were not helpful, I had to call to find out what the real issues were, which were multiple. Some things to check: They're very spe...
by BrendanP
Mon Mar 20, 2017 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: Great Lakes making it impossible to apply for Teacher Loan Forgiveness
Replies: 7
Views: 608

Re: Great Lakes making it impossible to apply for Teacher Loan Forgiveness

Which program is it?
Is this the Teacher Loan Forgiveness for working in high-needs subjects in low-income schools?
by BrendanP
Tue Feb 21, 2017 11:16 pm
Forum: Investing - Help with Personal Investments
Topic: 403(b) "Fixed Return of 7%" Election Question
Replies: 24
Views: 1866

Re: 403(b) "Fixed Return of 7%" Election Question

NYC Teacher here. Seems like the 7% is guaranteed as long as the state is willing to pay the money. Next year there can be a constitutional convention(every 20 years) where they,can modify all sorts of things including the pension laws, and I'm assuming 403b offerings. I put 50% of my money in the f...
by BrendanP
Sun Nov 20, 2016 12:40 pm
Forum: Personal Consumer Issues
Topic: Turn off water heater on vacation?
Replies: 93
Views: 32686

Re: Turn off water heater on vacation?

I turned off the water heater once when we went away for a month. Had trouble getting the pilot re-lit because the electric ignitor wasn't working and I had to relight it manually. Now I just put it on a really low temperature setting
by BrendanP
Mon Nov 14, 2016 5:35 pm
Forum: Personal Consumer Issues
Topic: Drain Cleaner or Plumber for slow drains?
Replies: 52
Views: 4165

Re: Drain Cleaner or Plumber for slow drains?

I use a zip it for sinks and a snake in the bathtub. Beware that a metal spinning snake will mess up the finish on a toilet if you put it down a backed up toilet.
I live in a condo and this is what the plumber uses and charges $200 per visit.
by BrendanP
Tue Oct 25, 2016 6:08 pm
Forum: Investing - Help with Personal Investments
Topic: Any NYS Teachers with 403B?
Replies: 24
Views: 1595

Re: Any NYS Teachers with 403B?

I'm a NYC teacher and our 403b is through TRSNYC which offers six funds (one of them a 7% fixed rate). I also recently found out about 457 deferred comp throught NYC which is not advertised at all, weird. It definitely has lower Costs than the 403b

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