Search found 5 matches

by Bovinae
Tue Jun 05, 2018 1:41 pm
Forum: Investing - Help with Personal Investments
Topic: What are you doing with cash?
Replies: 82
Views: 10840

Re: What are you doing with cash?

I keep ~15K in checking for monthly expenses and "emergency," and 5K in savings getting close to zero interest just to have some parked in that account. I know I could optimize by having less, but I've done the math on the cash drag of that amount and it isn't enough to significantly move the needle...
by Bovinae
Tue Feb 13, 2018 8:49 am
Forum: Personal Finance (Not Investing)
Topic: Increased pay versus personal and job satisfaction
Replies: 12
Views: 1332

Increased pay versus personal and job satisfaction

I have an opportunity to make 4X my current pay with ~3x more vacation in a lower cost of living city (going from HCOL to MCOL). This entails a move from academics to the private sector. I am mid-thirties, single, with friends and family nearby, and would have none of that in the new location, halfw...
by Bovinae
Thu Jul 13, 2017 8:17 am
Forum: Investing - Help with Personal Investments
Topic: Helping a friend transfer from EJ
Replies: 5
Views: 755

Re: Helping a friend transfer from EJ

I recently helped a relative do the same. It was a fairly high value, complicated portofolio containing individual stocks, individual bonds, and a number of mutual funds. It was difficult to even get a straight answer from EJ regarding what the fees were, but they seemed to be percentage based with ...
by Bovinae
Mon Mar 20, 2017 9:19 am
Forum: Investing - Help with Personal Investments
Topic: Purchase strategy for TLH in taxable account
Replies: 2
Views: 382

Purchase strategy for TLH in taxable account

I contribute several thousand dollars per month to a taxable account that I just opened at the beginning of this year. I am not thrilled at the thought of tax loss harvesting (simply because it seems like more work than I like to put into my investing) but I want to have it as an option. Do folks ge...
by Bovinae
Sun Jan 08, 2017 9:42 am
Forum: Investing - Help with Personal Investments
Topic: Managing a messy inherited portfolio
Replies: 9
Views: 1087

Managing a messy inherited portfolio

Thanks to everyone who regularly posts and comments; this website is incredible. In searching the forums, I've had innumerable specific questions answered with varying and thoughtful perspectives. I'd like to get thoughts before I pull the trigger on rebalancing an inherited portfolio. Background: ~...