Search found 3046 matches

by Boglenaut
Sun Apr 24, 2016 8:30 am
Forum: Investing - Theory, News & General
Topic: Forever Stamps as an Investment?
Replies: 55
Views: 5750

Re: Forever Stamps as an Investment?

I have been meaning to update this thread since this news came out. http://www.cbsnews.com/news/why-the-usps-forever-stamps-arent-living-up-to-their-name/ The U.S. Postal Service will lower the price of postage on Sunday, marking the first price cut for U.S. postage rates in 97 years. Customers who ...
by Boglenaut
Mon Mar 28, 2016 6:54 am
Forum: Personal Consumer Issues
Topic: Low flow shower head?
Replies: 32
Views: 2331

Re: Low flow shower head?

FREE CABob, Correct. Our natural gas company gives a 1.75 gpm shower head out for free. Just go to their web page and order one if you are a customer. They ship it for free even. It says the regular cost is $10.50. Or, you could buy up to three on your own and get a $10 rebate on each. http://www.e...
by Boglenaut
Mon Feb 15, 2016 11:33 am
Forum: Personal Consumer Issues
Topic: Banned from Home Depot Returns
Replies: 100
Views: 16861

Re: Banned from Home Depot Returns

I registered my credit card with Home Depot so that receipts are automatically sent to my email address whenever I make a purchase. This helps me to always have a receipt for returns or warranty claims. In the past, I would usually lose the receipt unless it was for a high price purchase like a maj...
by Boglenaut
Mon Feb 08, 2016 10:04 am
Forum: Investing - Theory, News & General
Topic: Jim Cramer
Replies: 21
Views: 2319

Re: Jim Cramer

You can track his performance here, along with other people participating:

http://caps.fool.com/player/trackjimcramer.aspx

I do not follow this, so I don't know too much about the details of how it works.
by Boglenaut
Mon Feb 08, 2016 9:17 am
Forum: Personal Consumer Issues
Topic: Sibling's destination wedding?
Replies: 110
Views: 6692

Re: Sibling's destination wedding?

stoptothink wrote:IMO, it is unbelievably selfish on the part of the bride and groom - if you want an expensive destination wedding, don't expect others to attend unless you are covering the cost.


I agree with this statement.
by Boglenaut
Sat Feb 06, 2016 5:17 pm
Forum: Personal Consumer Issues
Topic: Forced to sell a an expensive vehicle at the wrong time how to handle???
Replies: 23
Views: 2483

Re: Forced to sell a an expensive vehicle at the wrong time how to handle???

Is the job stable? Might you quit, or get laid off or fired? Is there a probation period?

You'd hate to sell your car then buy a new one in a few months.
by Boglenaut
Fri Jan 29, 2016 11:10 am
Forum: Investing - Help with Personal Investments
Topic: FPL Capital Management?
Replies: 9
Views: 1811

Re: FPL Capital Management?

batpot wrote:it can't just be a coincidence that "bogleheads.com" redirects here:
http://am.fplcapital.com/vanguard-us-equity-folio/


Not anymore.

viewtopic.php?f=3&t=183305&newpost=2779996\
by Boglenaut
Fri Jan 29, 2016 10:52 am
Forum: Forum Issues and Administration
Topic: BOGLEHEADS.COM AND BOGLEHEADS.NET
Replies: 51
Views: 5323

Re: BOGLEHEADS.COM AND BOGLEHEADS.NET

Quick Mel,

Nothing comes up when I try http://www.fplcapital.org or http://www.fplcapital.biz. Maybe you can grab them?

(I am joking, of course)
by Boglenaut
Thu Jan 28, 2016 2:59 pm
Forum: Personal Consumer Issues
Topic: perfectly happy with cable
Replies: 131
Views: 7799

Re: perfectly happy with cable

Comcast does have a loyalty program for long timers; you have to call and ask for it, again and again. Eventually you will get someone to offer anywhere from $10-$20 per month for at least 6 months if not a year. Putting in 10 minutes on hold could be worth at least $60. I apologize for repeating m...
by Boglenaut
Wed Jan 27, 2016 11:14 am
Forum: Personal Consumer Issues
Topic: 3 Years to Obsolescence - SONY Blu-Ray YouTube App
Replies: 22
Views: 2914

Re: 3 Years to Obsolescence - SONY Blu-Ray YouTube App

It's Sony's fault! You bought a product from Sony. You have no contract with YouTube or Google nor bought anything from them. Any assurances or guarantees that the app should work come from Sony, but I don't think they made any such promises, and only used the logo for the sales and marketing and i...
by Boglenaut
Wed Jan 27, 2016 11:02 am
Forum: Personal Consumer Issues
Topic: Best Netflix/YouTube interface for the Big Screen?
Replies: 44
Views: 1905

Re: Best Netflix/YouTube interface for the Big Screen?

Are any of these streaming devices wired connections or just wifi? I prefer to have a wired connection to get good quality within the limitations of bandwidth and wifi access in the room. We have the PS4 hard-wired with CAT5 cables because it just happens to be next to the router. The Blu-Ray playe...
by Boglenaut
Tue Jan 26, 2016 6:13 pm
Forum: Personal Consumer Issues
Topic: Best Netflix/YouTube interface for the Big Screen?
Replies: 44
Views: 1905

Re: Best Netflix/YouTube interface for the Big Screen?

We currently use a Roku 3 streaming device... which we really like. I recently bought a new 4K Vizio 55" Smart TV which of course has built in streaming... but it just fell way short of the Roku experience. I quit using the built in streaming and hooked the Roku 3 back up. Love it. They have a...
by Boglenaut
Tue Jan 26, 2016 6:06 pm
Forum: Investing - Theory, News & General
Topic: Global Post article
Replies: 8
Views: 563

Re: Global Post article

Anyone have a link to that chart showing why not to invest over the last 100 years or so, for each year?

It showed things like "World War II not going well" and ""World Near destruction by Cuban Missile Crisis".
by Boglenaut
Tue Jan 26, 2016 5:48 pm
Forum: Personal Consumer Issues
Topic: Best Netflix/YouTube interface for the Big Screen?
Replies: 44
Views: 1905

Best Netflix/YouTube interface for the Big Screen?

We have iPads and PC's for the small screen streaming of NetFlix and YouTube. For the Big screen TV streaming, we used Blu-Ray players and an original Wii (and in the past a PC with Windows Media Center). For Christmas, one of the kids got a PS4. I am amazed at how much better it works when streamin...
by Boglenaut
Tue Jan 26, 2016 5:30 pm
Forum: Personal Consumer Issues
Topic: 3 Years to Obsolescence - SONY Blu-Ray YouTube App
Replies: 22
Views: 2914

Re: 3 Years to Obsolescence - SONY Blu-Ray YouTube App

jalbert wrote:Are you sure Sony is at fault, and not Google?


I blame both.

If a company is going to release a consumer product, they should have protections in place to ensure it will work for a reasonable amount of time.
by Boglenaut
Tue Jan 26, 2016 5:20 pm
Forum: Personal Consumer Issues
Topic: Cutting Cable Cord Only to Strengthen Internet Cord
Replies: 53
Views: 3458

Re: Cutting Cable Cord Only to Strengthen Internet Cord

PS - don't get me started on how I learned FORTRAN on Hollerith punch cards.

https://en.wikipedia.org/wiki/Punched_card
by Boglenaut
Tue Jan 26, 2016 5:17 pm
Forum: Personal Consumer Issues
Topic: Cutting Cable Cord Only to Strengthen Internet Cord
Replies: 53
Views: 3458

Re: Cutting Cable Cord Only to Strengthen Internet Cord

VCR? Like on Seinfeld episodes? We have one in the basement I think. ;) I remember once taking a new-fangled "4 Head" VCR to a guy called a "repairman", if you can believe that. Abe, I did forget one term. Blu-Ray - Like DVD, except newer. Most players now play Blu-Ray or DVD both.
by Boglenaut
Tue Jan 26, 2016 4:59 pm
Forum: Personal Consumer Issues
Topic: Cutting Cable Cord Only to Strengthen Internet Cord
Replies: 53
Views: 3458

Re: Cutting Cable Cord Only to Strengthen Internet Cord

One essential element - Public Libraries!

We get DVD and Blu-Rays. What we do not see on the shelf, we can actually custom order on-line.
by Boglenaut
Tue Jan 26, 2016 4:46 pm
Forum: Personal Consumer Issues
Topic: Cutting Cable Cord Only to Strengthen Internet Cord
Replies: 53
Views: 3458

Re: Cutting Cable Cord Only to Strengthen Internet Cord

I have Comcast cable TV. It is what they call Expanded Basic Service and cost $55.11 per month. I get maybe 65 channels, 98% of which I wouldn't watch if you paid me. I don't watch sports. About the only thing I watch is a few PBS shows, a movie now and then and CNN. I think I'll quit watching CNN ...
by Boglenaut
Tue Jan 26, 2016 1:52 pm
Forum: Personal Consumer Issues
Topic: Cutting Cable Cord Only to Strengthen Internet Cord
Replies: 53
Views: 3458

Re: Cutting Cable Cord Only to Strengthen Internet Cord

I just negotiated a renewal of my current plan of 15/1 Mbps plus phone with long distance for $46 after all taxes/fees.

Last time they tried to put me in a data cap plan, but I resisted that like crazy. As OP pointed out, streaming could get very expensive in that scenario.
by Boglenaut
Mon Jan 25, 2016 12:22 am
Forum: Personal Consumer Issues
Topic: Netflix increasing prices. Will you keep it?
Replies: 52
Views: 6560

Re: Netflix increasing prices. Will you keep it?

We will keep it.

They gave us a huge warning on this, so no surprises. It is still a value.

But, it it starts to creep, then we will check out the competition, maybe switch for a while for variety. The grandfathering was to prevent people doing that.
by Boglenaut
Sun Jan 24, 2016 11:27 pm
Forum: Personal Consumer Issues
Topic: 3 Years to Obsolescence - SONY Blu-Ray YouTube App
Replies: 22
Views: 2914

3 Years to Obsolescence - SONY Blu-Ray YouTube App

My 3 year old Blu-Ray player started informing me recently it no longer supports YouTube. https://support.google.com/youtube/answer/6098135?p=yt_devicesupport&hl=en&rd=1 So, buy a device with a YouTube logo so you can stream YouTube, and less than 3 years later it is fine to stop supporting ...
by Boglenaut
Sun Jan 24, 2016 12:23 am
Forum: Investing - Theory, News & General
Topic: The last 15 years
Replies: 100
Views: 11199

Re: The last 15 years

Good one! But this is how people see it: he money you invested in Jan 2001 - has made 5% a year - $10,000 invested is now worth $20,779 The money you invested in Jan 2002 - has made 7% a year - $10,000 invested is now worth $24,382 The money you invested in Jan 2003 - has made 9% a year - $10,000 in...
by Boglenaut
Thu Jan 14, 2016 12:47 pm
Forum: Investing - Theory, News & General
Topic: The Most Important Chart of 2015
Replies: 21
Views: 2398

Re: The Most Important Chart of 2015

Ogrehead, I wish I had known you to collaborate when I made this video: https://www.youtube.com/watch?v=TUR1wR1SX3w Your ideas would have fit in it nicely! I always thought it would be fun to make a chart that was randomly generated with a slight upward bias, and have someone do a technical analysis...
by Boglenaut
Wed Jan 13, 2016 3:26 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 2901
Views: 612296

Re: U.S. stocks in freefall

I can't resist some minor market timing. If I think the market is down, I am more tempted to do a Roth conversion to take advantage of the lower price and save on taxes. If I think the market is going down, I can delay my Roth contribution. Do the Roth conversion either way. If the market is down m...
by Boglenaut
Wed Jan 06, 2016 1:22 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 185
Views: 15864

Re: Netflix, Your Current Favorite Show

I told a friend about Lilyhammer. Now if I just say "Lilyhammer", he breaks out laughing.
by Boglenaut
Sat Jan 02, 2016 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Ooma Phone Service - I Do NOT Recommend
Replies: 34
Views: 2585

Re: Ooma Phone Service - I Do NOT Recommend

As I mentioned above, I tried Ooma but it did not work well for me. So I get phone as part of my Internet bundle. $46/mo after fees and taxes for VOIP and 15/1 mbps internet, so really very cheap phone. One feature I really REALLY like is my cable company supports NoMoRobo (https://www.nomorobo.com/...
by Boglenaut
Fri Jan 01, 2016 8:26 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST
Replies: 656
Views: 18633

Re: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST

2221.967174 S&P

It will be a good year in the S&P, but International (as measured by VTIAX w/o distributions) will be up 17.321%.

2221.97 if only out 2 digits.
by Boglenaut
Thu Dec 31, 2015 8:16 pm
Forum: Investing - Theory, News & General
Topic: 2015 BOGLEHEAD CONTEST LEADERS
Replies: 53
Views: 4479

Re: 2015 BOGLEHEAD CONTEST LEADERS

VictoriaF won!!?

Wow, congratulations!

I just wish a higher guess won. ;)
by Boglenaut
Thu Dec 31, 2015 8:09 pm
Forum: Personal Finance (Not Investing)
Topic: Ooma Phone Service - I Do NOT Recommend
Replies: 34
Views: 2585

Re: Ooma Phone Service - I Do NOT Recommend

I tried Ooma about 5 years ago. It just did not have the quality I needed -- always a delay that made conversations awkward. I really wanted it to work and exhausted all technical options. So I cancelled. They gave me a hard sell ("You will not be able to re-activate except with a big fee."...
by Boglenaut
Mon Dec 28, 2015 1:07 am
Forum: Personal Finance (Not Investing)
Topic: The market dropped 360+ pts. and all was calm?
Replies: 18
Views: 2818

Re: The market dropped 360+ pts. and all was calm?

OK, I read what was posted and I had these two thoughts: 1. Where did this come from? Are these words your words or something copied from somewhere else without attribution? 2. It is time to make some big money! Sorry, i edited the post to show the origin. You may want to be aware of this as well, ...
by Boglenaut
Sat Dec 26, 2015 7:03 pm
Forum: Personal Consumer Issues
Topic: First Time Travelling for Work- Looking for Tips/Advice/Suggestions
Replies: 39
Views: 2153

Re: First Time Travelling for Work- Looking for Tips/Advice/Suggestions

By the way, I do not envy you. It will get old fast.
by Boglenaut
Sat Dec 26, 2015 7:01 pm
Forum: Personal Consumer Issues
Topic: First Time Travelling for Work- Looking for Tips/Advice/Suggestions
Replies: 39
Views: 2153

Re: First Time Travelling for Work- Looking for Tips/Advice/Suggestions

Sign up for every frequent flyer program at airlines, hotels, etc. as you travel. I never let it influence me much when deciding my flights/hotels, but the miles and points have a way of accumulating. Just don't treat them as cash in a bank -- programs often change and their value can go down >50% o...
by Boglenaut
Thu Dec 24, 2015 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: Capital Gains Harvesting
Replies: 9
Views: 902

Re: Capital Gains Harvesting

mikeski569 wrote:
Am I missing anything here?


Does your state tax capital gains?
by Boglenaut
Sun Dec 06, 2015 11:51 pm
Forum: Personal Finance (Not Investing)
Topic: Net Worth -- Salary Ratio at age 30, 35, 40 if plan to retire at 55?
Replies: 17
Views: 3770

Re: Net Worth -- Salary Ratio at age 30, 35, 40 if plan to retire at 55?

Salary has nothing to do with it. It is how much you will be spending.

If you lost your job and got another one that paid half as much, are you instantly twice as ready to retire?
by Boglenaut
Sun Dec 06, 2015 12:56 pm
Forum: Personal Finance (Not Investing)
Topic: Getting Rid of Cable???
Replies: 179
Views: 25564

Re:

arthurb999 wrote:
Get a 9/mth netflix subscription and a windows 7 media pc and really be chilling :D


I bet you did not know "Netflix and chill" would become a huge catch phrase a few years after you posted this!!
by Boglenaut
Sun Dec 06, 2015 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: Getting Rid of Cable???
Replies: 179
Views: 25564

UPATE

Wow, I cannot believe how much of trend leaders Bogleheads were on the cord-cutting front. I just read the news that cord cutters were the cause of ESPN "subscriptions" going from 100 Million to 93 Million, as non-sports folks drop the fees. I couldn't remember when I cut the cord from ca...
by Boglenaut
Mon Nov 30, 2015 12:08 am
Forum: Personal Consumer Issues
Topic: Original Mattress Factory
Replies: 21
Views: 2180

Re: Original Mattress Factory

I am in the market for a new queen mattress and have been researching mattresses as best as I can (hard to compare since same mattresses have different names at each store). Has anyone had any experience with buying from The Original Mattress Factory? I liked their mattresses and they seemed to be ...
by Boglenaut
Sun Nov 29, 2015 11:58 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 526
Views: 57656

Re: upgrade to Windows 10?

Windows 7 support ends in January 2020. For the 2009 machine above, I think I will just stick with Win 7. It has other problems and will certainly be obsolete by then. My wife's machine is only about 3.5 years old, so that one I will probably update because it could survive until then. But she is r...
by Boglenaut
Sun Nov 29, 2015 11:43 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 526
Views: 57656

Re: upgrade to Windows 10?

I hesitated to upgraded because we used Windows Media center in Windows 7 Professional to watch home video. But one of the kids is getting a PS4 and I believe you can use that, so I attempted the update today. First time it crashed when it was doing the final changes in Windows 10, and automatically...
by Boglenaut
Fri Nov 20, 2015 11:27 am
Forum: Personal Finance (Not Investing)
Topic: 100K Milestone met!
Replies: 34
Views: 4777

Re: 100K Milestone met!

You will notice as you hit more and more of these milestones, it will start to go up faster and faster. The first $100K is the hardest, so you are doing great.
by Boglenaut
Mon Oct 26, 2015 6:56 am
Forum: Investing - Help with Personal Investments
Topic: Proven Non-Index Funds
Replies: 55
Views: 5402

Re: Proven Non-Index Funds

I do not think there is any such thing as a "proven" fund.
by Boglenaut
Mon Oct 05, 2015 8:00 am
Forum: Personal Consumer Issues
Topic: Mattress Run: Was it stupid?
Replies: 63
Views: 8327

Re: Mattress Run: Was it stupid?

This reminds me of the scene from Punch Drunk Love where the main character buy a LOT of pudding trying to get frequent flyer miles. He found a loophole where it was cheaper to buy the pudding than a plane ticket. I believe that was based on a real incident. But in general, I don't give much weight ...
by Boglenaut
Wed Sep 30, 2015 11:09 pm
Forum: Investing - Theory, News & General
Topic: [favorite] Boglehead quotes
Replies: 63
Views: 6567

Re: [favorite] Boglehead quotes

I can't recall where I first heard it, but one that always makes me chuckle is: "Don't believe everything you read on the internet." Abraham Lincoln I actually know the guy that created that quote/joke who first posted it on this site in '97. Actually, that was me, and I posted it on a di...
by Boglenaut
Wed Sep 30, 2015 10:59 pm
Forum: Personal Consumer Issues
Topic: Any Regrets Getting Rid of Land Line?
Replies: 74
Views: 5462

Re: Any Regrets Getting Rid of Land Line?

No regrets except for the ugly, unused wall mount phone jack in the kitchen wall. About 11 years ago when we went to cordless phones, we had the same problem. Anyone, feel free to steal my idea, but I always thought it would make a nifty business to sell a product to cover them...art or something f...
by Boglenaut
Wed Sep 30, 2015 6:18 pm
Forum: Personal Consumer Issues
Topic: Here is my AM Internet reading routine
Replies: 13
Views: 1938

Re: Here is my AM Internet reading routine

I like the new News App on my iPad (iOS 9), when it is not locking up and crashing. USA Today has a good free app too for the iPad. I also like the WSJ physical paper and webpage, but go there less and less nowadays and will let it drop when my subscription expires (too many missed or late delivery ...
by Boglenaut
Wed Sep 23, 2015 9:29 am
Forum: Investing - Theory, News & General
Topic: Vanguard sued for [failing to charge market rates to and then paying taxes on services to its mutual funds]
Replies: 777
Views: 117270

Re: Vanguard could owe billions in back taxes

stan1 wrote: Nothing actionable.


It is actionable for someone considering where to open a new account.

I personally give it very small weighting and ignored it; all the same it is a factor one may want to consider.
by Boglenaut
Tue Sep 22, 2015 5:29 pm
Forum: Investing - Help with Personal Investments
Topic: [WSJ: Vanguard and Other Bond Fund Liquidity Issues]
Replies: 20
Views: 935

Re: [WSJ: Vanguard and Other Bond Fund Liquidity Issues]

Bummer! I thought I was first. I did not see skepticalobserve's thread when I searched before posting. :oops:

Go to advanced search