Search found 78 matches

by BogleFanGal
Sun Aug 20, 2017 3:41 pm
Forum: Personal Consumer Issues
Topic: How do you watch movies? (Theater, online streaming, DVD, etc.)
Replies: 16
Views: 812

Re: How do you watch movies? (Theater, online streaming, DVD, etc.)

I dislike movie theaters for all the reasons mentioned, but will make an exception 1-2x year for certain movies that really beg for a big screen like Guardians of the Galaxy or a new Star Trek. Those to me just aren't the same on a smaller screen. We just make sure to go during off times - people's ...
by BogleFanGal
Sun Aug 20, 2017 1:03 pm
Forum: Personal Consumer Issues
Topic: Dental Insurance/Costs
Replies: 13
Views: 1018

Re: Dental Insurance/Costs

+1 bberris DH was referred for a dental implant a few years ago. It was estimated to cost $2500. Final cost was over $10K with two hospitalizations. Two friends of ours had similar issues. IMHO dental implants are not ready for prime time, and I'd avoid them for a few more years. Hospitalizations f...
by BogleFanGal
Sun Aug 20, 2017 12:46 pm
Forum: Personal Consumer Issues
Topic: Dental Insurance/Costs
Replies: 13
Views: 1018

Re: Dental Insurance/Costs

There are a few plans that are costly, but coverage is much higher - like Met life High plan. It's overkill for most people (those with a few fillings, maybe one root canal). But for the dentally cursed (like me) whose dental problems are lifelong and never ending, it has a very high cap that covers...
by BogleFanGal
Sun Aug 20, 2017 11:56 am
Forum: Personal Consumer Issues
Topic: sheets for older, thinner mattresses?
Replies: 9
Views: 533

Re: sheets for older, thinner mattresses?

Thanks everyone! Will check out these recommendations. :thumbsup
by BogleFanGal
Sat Aug 19, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: sheets for older, thinner mattresses?
Replies: 9
Views: 533

sheets for older, thinner mattresses?

Does anyone have an older mattress (like 15-20+ years old)? I cannot find sheets to fit ours - I've bought from dept stores, discount stores, bed/bath stores and returned or tossed them. They all seem to be made for today's much thicker mattresses and end up way too big and slip around - even ones w...
by BogleFanGal
Fri Aug 18, 2017 6:52 pm
Forum: Personal Finance (Not Investing)
Topic: Jobs that pay over $100,000
Replies: 104
Views: 7418

Re: Jobs that pay over $100,000

Another option is marry someone else who works. Then they only need to make 50k each. This was my first thought! Many happy, well-adjusted families include two working professionals and 60/75k each totaling a healthy 6 figure household income isn't nearly as tough to achieve as one person under pre...
by BogleFanGal
Thu Aug 17, 2017 1:08 pm
Forum: Personal Consumer Issues
Topic: Other people's perception of your finances
Replies: 73
Views: 3497

Re: Other people's perception of your finances

Interesting that you comment on helping with dishes and such. Nope. The first guests, very little. But the second guests - not once. No help with prep, no help with cleanup. I felt like a waitress. Again, I feel terrible for saying these things, but its true. And I don't want to feel this way about...
by BogleFanGal
Tue Aug 15, 2017 1:14 pm
Forum: Personal Consumer Issues
Topic: Is $9000 too much for a sectional sofa ?
Replies: 123
Views: 6495

Re: Is $9000 too much for a sectional sofa ?

I'd definitely go with Pottery Barn or another quality, but reasonable option -- then splurge with that money I saved on a signature piece of art I fell in love with or that meant something special to me emotionally vs spending it on something I'm sitting on. Bonus: a gorgeous art piece is far more ...
by BogleFanGal
Fri Aug 11, 2017 11:04 am
Forum: Personal Consumer Issues
Topic: Advice on picking a dentist
Replies: 19
Views: 1602

Re: Advice on picking a dentist

Someone recently suggested in another thread to ask a specialist in your neighborhood for a referral because the see the work of many general dentists on a regular basis. I second that suggestion. This advice is gold and I wished someone would have advised me to do that. I have had nothing but prob...
by BogleFanGal
Wed Aug 09, 2017 12:13 pm
Forum: Personal Consumer Issues
Topic: Question for Buick Verano (non turbo) or Mazda3 owners
Replies: 35
Views: 1707

Re: Question for Buick Verano (non turbo) or Mazda3 owners

OP, I would be curious how (out of all the cars out there) you landed on Mazda3 and Buick Verano? Those 2 do not even seem to be in the same category. Small vs Mid sized.The Mazda3 will be sportier. You can translate that to "fun" or to "harsh ride, feel every bump". I assume the Buick will ride be...
by BogleFanGal
Tue Aug 08, 2017 7:06 pm
Forum: Personal Consumer Issues
Topic: Any veterinarians that can quickly weigh in re: estimate?
Replies: 26
Views: 2089

Re: Any veterinarians that can quickly weigh in re: estimate?

Thanks again everyone - so many more responses than I expected. :happy Looong story short: biting the bullet on this one and sticking w/current hospital. I'm quite certain we're paying way more than we would or should in my area - geez, I'm paying more than you guys in VHCOLs. :shock: And I don't ha...
by BogleFanGal
Tue Aug 08, 2017 11:47 am
Forum: Personal Consumer Issues
Topic: Any veterinarians that can quickly weigh in re: estimate?
Replies: 26
Views: 2089

Re: Any veterinarians that can quickly weigh in re: estimate?

Thank you Lakeparty for your post and everyone else as well...very helpful to hear about other people's experiences. I am so grateful for this forum! I'll update thread later. I just discovered something disturbing by accident when I called their office, and if it's true, is likely a deal breaker th...
by BogleFanGal
Tue Aug 08, 2017 10:51 am
Forum: Personal Consumer Issues
Topic: Any veterinarians that can quickly weigh in re: estimate?
Replies: 26
Views: 2089

Re: Any veterinarians that can quickly weigh in re: estimate?

Is there a reason the surgery must be done tomorrow? If not, I would postpone it for a week. I think 2k is high, but it's hard to know without seeing what the estimate includes. ...I also use this vet and one other for second opinions, which for teeth involve a visual exam and then an estimate, so ...
by BogleFanGal
Tue Aug 08, 2017 10:20 am
Forum: Personal Consumer Issues
Topic: Any veterinarians that can quickly weigh in re: estimate?
Replies: 26
Views: 2089

Re: Any veterinarians that can quickly weigh in re: estimate?

The per tooth cost and anesthesia is actually in line with what another poster mentioned. But I am seeing a ton of items line listed separately. Maybe my cat is a more complex case. I see D Extraction nerve block $160, anti-pain injections, a bunch of pre-op workup stuff which I understand needing-...
by BogleFanGal
Tue Aug 08, 2017 10:17 am
Forum: Personal Consumer Issues
Topic: Any veterinarians that can quickly weigh in re: estimate?
Replies: 26
Views: 2089

Re: Any veterinarians that can quickly weigh in re: estimate?

Is there a reason the surgery must be done tomorrow? If not, I would postpone it for a week. I think 2k is high, but it's hard to know without seeing what the estimate includes. ...I also use this vet and one other for second opinions, which for teeth involve a visual exam and then an estimate, so ...
by BogleFanGal
Tue Aug 08, 2017 9:08 am
Forum: Personal Consumer Issues
Topic: Any veterinarians that can quickly weigh in re: estimate?
Replies: 26
Views: 2089

Re: Any veterinarians that can quickly weigh in re: estimate?

Thanks all...truly appreciate the quick responses. Surgery is tomorrow and as I mentioned, tried getting a sense from a couple of other places, but no one would talk to me without in-person exams. She's a very nervous cat and I just can't put her thru multiple exams and surgery on top of that. I fee...
by BogleFanGal
Tue Aug 08, 2017 8:23 am
Forum: Personal Consumer Issues
Topic: Any veterinarians that can quickly weigh in re: estimate?
Replies: 26
Views: 2089

Re: Any veterinarians that can quickly weigh in re: estimate?

TomatoTomahto wrote:Not a vet, but had 2 cats with quite a few extractions in a HCOL area and a pricey vet. I don't remember the exact cost, but it was less than $2k total for both cats.
Thanks for your quick response! Could you tell me how long ago that was? A year? 5 years?
by BogleFanGal
Tue Aug 08, 2017 8:13 am
Forum: Personal Consumer Issues
Topic: Question for Buick Verano (non turbo) or Mazda3 owners
Replies: 35
Views: 1707

Re: Question for Buick Verano (non turbo) or Mazda3 owners

Thanks everyone...appreciate all your comments. :beer
by BogleFanGal
Tue Aug 08, 2017 7:31 am
Forum: Personal Consumer Issues
Topic: Any veterinarians that can quickly weigh in re: estimate?
Replies: 26
Views: 2089

Any veterinarians that can quickly weigh in re: estimate?

Hi all: received an estimate from our vet for my 13 year old cat - she has an infection and needs 2 "triple root moderate" teeth extracted - $2k total. She's been going to this office her whole life - along with our other cat. I'm happy with their care. Not looking for cheapest price in town...or sh...
by BogleFanGal
Mon Aug 07, 2017 9:35 pm
Forum: Personal Consumer Issues
Topic: Question for Buick Verano (non turbo) or Mazda3 owners
Replies: 35
Views: 1707

Re: Question for Buick Verano (non turbo) or Mazda3 owners

We looked at the Mazda 3 when we were buying a car for our daughter to take to college. I vetoed it because it was too fun. Seriously, our criteria were safe, boring, fuel efficient and decent cargo space for apartment moves. She has an Elantra, which is boring and fine. Then, after 22 years and 38...
by BogleFanGal
Mon Aug 07, 2017 7:07 pm
Forum: Personal Consumer Issues
Topic: Question for Buick Verano (non turbo) or Mazda3 owners
Replies: 35
Views: 1707

Re: Question for Buick Verano (non turbo) or Mazda3 owners

I have a 2015 stick shift Mazda3 hatchback. Love it. I bought the Touring model and had aftermarket heated seats installed. It's my first non-German car -- I've always owned BMWs, VW or MINIs, and the first new car I've ever bought. It was the closest car I could find that mimicked the handling of ...
by BogleFanGal
Mon Aug 07, 2017 7:06 pm
Forum: Personal Consumer Issues
Topic: Question for Buick Verano (non turbo) or Mazda3 owners
Replies: 35
Views: 1707

Re: Question for Buick Verano (non turbo) or Mazda3 owners

I'm leaning towards the Mazda, only because of all the negative comments on the Verano's base engine. Why if you didn't notice an issue in your test driving? Just so many passionate raves about the Mazda. I'm seeing some good owner reviews for the V, including high praise on quiet interior...most p...
by BogleFanGal
Mon Aug 07, 2017 6:50 pm
Forum: Personal Consumer Issues
Topic: Question for Buick Verano (non turbo) or Mazda3 owners
Replies: 35
Views: 1707

Re: Question for Buick Verano (non turbo) or Mazda3 owners

sport wrote:I owned a Buick... once. There will never be a twice.
That's how I feel about our Malibu. But that's way too long a story that no one really wants to hear.
by BogleFanGal
Mon Aug 07, 2017 6:49 pm
Forum: Personal Consumer Issues
Topic: Question for Buick Verano (non turbo) or Mazda3 owners
Replies: 35
Views: 1707

Re: Question for Buick Verano (non turbo) or Mazda3 owners

I have a 2012 Mazda 3 iTouring hatch (another manual) with 60,000 miles and no issues. I love the car, and I have the miles behind the wheel of its twin Ford Focus to confirm that the Zoom Zoom is real. I've never driven a Buick, though, so unfortunately I can't comment on that. Thanks - I really a...
by BogleFanGal
Mon Aug 07, 2017 6:48 pm
Forum: Personal Consumer Issues
Topic: Question for Buick Verano (non turbo) or Mazda3 owners
Replies: 35
Views: 1707

Re: Question for Buick Verano (non turbo) or Mazda3 owners

My wife has a 2014 Mazda 3 Grand Touring. Bought it new and have 60k miles. Zero problems so far. Really love the car, everything just works so well together, it seems greater than the sum of its parts. It has the auto transmission, it is the first auto I've ever used that I enjoyed, I often keep i...
by BogleFanGal
Sun Aug 06, 2017 3:17 pm
Forum: Personal Consumer Issues
Topic: Question for Buick Verano (non turbo) or Mazda3 owners
Replies: 35
Views: 1707

Re: Question for Buick Verano (non turbo) or Mazda3 owners

I test drove a Mazda 3 with a manual. I found it to drive fine if not a little boring. I'd expect it would be 100% more fun than the Buick and would certainly be reliable. Thank you. I haven't heard very much about Verano compared to Mazda. Everyone seems to like the M3, but American cars depreciat...
by BogleFanGal
Sun Aug 06, 2017 3:11 pm
Forum: Personal Consumer Issues
Topic: Question for Buick Verano (non turbo) or Mazda3 owners
Replies: 35
Views: 1707

Re: Question for Buick Verano (non turbo) or Mazda3 owners

There is no car on the market today whose engine isn't fine for highway driving. If you otherwise like the car and don't care that going from 0-60 could take 9 seconds, buy the Buick. Most reviews are written by enthusiasts who care about such things. I own a 2015 Mazda3 Grand Touring with the manu...
by BogleFanGal
Sun Aug 06, 2017 2:51 pm
Forum: Personal Consumer Issues
Topic: Question for Buick Verano (non turbo) or Mazda3 owners
Replies: 35
Views: 1707

Question for Buick Verano (non turbo) or Mazda3 owners

Hi all: will be buying a 2014-2016 used Mazda 3 (touring or grand touring) or Verano (convenience or higher) later this year or early next year. (Auto transmission) Most reviews bash Verano's weak engine. When I drove it, it seemed fine for my needs as I'm not a pedal to the floor type of driver. Bu...
by BogleFanGal
Sun Jul 30, 2017 11:42 am
Forum: Personal Finance (Not Investing)
Topic: What you wish you had known entering your late 20's
Replies: 130
Views: 30277

Re: What you wish you had known entering your late 20's

Career: If you work for a corporation, know now that seniority may very well work against you. Your 50s and early 60s are unlikely to be your peak earning years. In fact, you are more likely to lose your job than are younger employees. So plan your career/finances accordingly. Assume that at some p...
by BogleFanGal
Tue Jul 25, 2017 9:36 pm
Forum: Personal Consumer Issues
Topic: Need Options - Honda Accord Incredibly Uncomfortable Seats
Replies: 81
Views: 4892

Re: Need Options - Honda Accord Incredibly Uncomfortable Seats

I remember reading that Honda Accord has been on Car & Driver magazine's "10 Best" list for something like 30 years! So maybe it is not the car. OP: rest assured - it's NOT you - it's the car. EDIT to my original post: just saw your earlier post with the links - my bad. You already sa...
by BogleFanGal
Tue Jul 18, 2017 5:29 pm
Forum: Personal Consumer Issues
Topic: Favorite Florida "middle" keys restaurant?
Replies: 17
Views: 1336

Re: Favorite Florida "middle" keys restaurant?

I'll second Sparky's and Burdines - the seasoned fries at Burdines are extra good.
by BogleFanGal
Mon Jul 17, 2017 1:01 pm
Forum: Personal Consumer Issues
Topic: anyone retire and move to a planned community in FL?
Replies: 48
Views: 6470

Re: anyone retire and move to a planned community in FL?

Tolerating the heat also depends heavily on what you enjoy doing. Barring any tropical storm activity, May- Sept are some of the calmest, most beautiful times to be on or in the water all year - with far less crowds, as most of the tourists are gone. You'll find people of all ages boating, on the be...
by BogleFanGal
Sun Jul 16, 2017 6:34 pm
Forum: Personal Consumer Issues
Topic: Approaching 50...What to expect?
Replies: 113
Views: 16590

Re: Approaching 50...What to expect?

I caught this older thread and really thought it contained wonderful insights and advice, but since the original OP was male, wondering if anyone would like to chime in from the female point of view? To me, the transition from '40s to '50s is far more challenging for women- and it feels discouraging...
by BogleFanGal
Fri Jun 23, 2017 9:48 am
Forum: Personal Consumer Issues
Topic: Is someone trying to steal my identity?
Replies: 32
Views: 3591

Re: Is someone trying to steal my identity?

Hackers can use your phone number to get access to your bank accounts: https://www.forbes.com/sites/laurashin/2016/12/21/hackers-are-hijacking-phone-numbers-and-breaking-into-email-and-bank-accounts-how-to-protect-yourself/#6c9ce1e1360f Thank you for above link: embarrassed to admit I was totally l...
by BogleFanGal
Thu Jun 22, 2017 1:05 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: HOW MUCH active management is right for you? :(
Replies: 37
Views: 2969

Re: Vanguard: HOW MUCH active management is right for you? :(

Interesting thread, but I know I'd love to close out my taxable Wellington fund right now and move the money into existing total stock & total bond funds instead. Unfortunately one of several mistakes made early on when I didn't know enough about indexing and too painful to reverse right now for...
by BogleFanGal
Sun Jun 18, 2017 1:18 pm
Forum: Investing - Theory, News & General
Topic: Best Financial Advice from Dad (in honor of father's day)
Replies: 78
Views: 5432

Re: Best Financial Advice from Dad (in honor of father's day)

My dad HATED unnecessary fixed costs of any kind! He felt they were a slippery slope on the road to savings and financial health. He'd always say "you can cut variable costs like eating out, vacations, one time purchases, more easily when times get tough. But once you're locked into monthly pay...
by BogleFanGal
Sat Jun 17, 2017 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Regret early retirement/downsizing
Replies: 230
Views: 38941

Re: Regret early retirement/downsizing

As someone likely just a couple of years away from retiring, this thread has been a marvelous mix of insights and experiences. Hope others continue to share their thoughts.
by BogleFanGal
Thu Jun 15, 2017 11:22 am
Forum: Personal Consumer Issues
Topic: scary phone calls [phone scams]
Replies: 35
Views: 3590

Re: scary phone calls

what a bummer...just tried to add nomorobo and AT&T landlines don't support them. The never-ending calls and hangups are driving me nuts, (and I'm on both DNC state and federal) but I need a landline for business in my area. :annoyed
by BogleFanGal
Fri Jun 09, 2017 11:12 am
Forum: Personal Consumer Issues
Topic: AAA Cost
Replies: 85
Views: 6894

Re: AAA Cost

I don't use their travel discounts...I've always found better ones elsewhere. But one often overlooked benefit - free notary service. This helped me out a lot years ago when I had some estate paperwork to notarize and my bank said they couldn't serve as notary because it was a specific kind of finan...
by BogleFanGal
Fri Jun 09, 2017 10:51 am
Forum: Personal Consumer Issues
Topic: Opticians: is there any difference in quality of Costco glasses?
Replies: 51
Views: 10112

Re: Opticians: is there any difference in quality of Costco glasses?

Just bumping a question from earlier in thread to see if anyone since has heard or knows someone who bought from Sam's club? :?:
We don't have a costco near us...really would love to hear experiences with Sam's or walmart, since probably same source. 8-)
by BogleFanGal
Wed Jun 07, 2017 7:05 pm
Forum: Personal Consumer Issues
Topic: How to buy another car key?
Replies: 16
Views: 1861

Re: How to buy another car key?

I priced a key fob from several dealers last year for a cheap 11 year old chevy sedan. They all wanted $250-275 for fob and programming. Whole car probably isn't worth more than a few hundred bucks. I then tried the ebay route, buying a $20 key fob from a company with a large number of postive ratin...
by BogleFanGal
Sun May 21, 2017 9:47 pm
Forum: Personal Consumer Issues
Topic: Well-made quality handbags
Replies: 32
Views: 3431

Re: Well-made quality handbags

Had to laugh at this thread, as I have a huge problem emotionally discarding anything that has useful life left...from appliances to handbags and clothing. I've owned a Stone Mountain bag (from Stone Mountain GA, a tiny town made famous by Kenny on 30 Rock for anyone who watched that show!) for clos...
by BogleFanGal
Sun May 21, 2017 9:36 pm
Forum: Personal Consumer Issues
Topic: ebates experiences - what downsides?
Replies: 13
Views: 1295

Re: ebates experiences - what downsides?

Same here...used them for years. No issues.
by BogleFanGal
Fri May 19, 2017 6:30 pm
Forum: Personal Consumer Issues
Topic: Opticians: is there any difference in quality of Costco glasses?
Replies: 51
Views: 10112

Re: Opticians: is there any difference in quality of Costco glasses?

Anyone have experience with Sam's Club for those of us without costco memberships?
by BogleFanGal
Fri May 19, 2017 12:16 pm
Forum: Personal Consumer Issues
Topic: Opticians: is there any difference in quality of Costco glasses?
Replies: 51
Views: 10112

Re: Opticians: is there any difference in quality of Costco glasses?

I've tried single vision (computer glasses) from zenni twice and had no real problems. I'd love to save on progressives too, since they're so expensive at retail, but feel like those are a little trickier in terms of the right fit, given the 3 diff fields of vision. Still buy those from a shop with ...
by BogleFanGal
Tue May 16, 2017 6:29 pm
Forum: Personal Consumer Issues
Topic: Do you tip a self-employed person or business owner?
Replies: 34
Views: 19820

Re: Do you tip a self-employed person or business owner?

Another owner-provided service where tipping is still generally included is travel excursions - private or small group tours. I'll always tip driver/guide regardless of whether he is the actual owner or a contracted employee. I'm a fairly generous tipper pretty much everywhere tipping is customary. ...
by BogleFanGal
Mon May 15, 2017 9:44 pm
Forum: Investing - Help with Personal Investments
Topic: safest way to do a TSP60 transfer from Vanguard?
Replies: 14
Views: 1332

Re: safest way to do a TSP60 transfer from Vanguard?

So glad to hear it worked out for you! I'm having trouble on the other side - Vanguard did their part, but it'll be 2 weeks since they confirmed mailing the check and TSP60 and the amount still hasn't been credited to TSP account yet. Need to get them on the phone tomorrow to see what happened. :confused
by BogleFanGal
Wed May 10, 2017 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Employer health insurance - traditional vs. high deductible
Replies: 17
Views: 1306

Re: Employer health insurance - traditional vs. high deductible

Just as another point of reference, you may spend more time shopping around if you need bloodwork or imaging tests beyond regular annual wellness. We've been on an HDHP for years and it's worked out fairly well so far, unless our health changes (knock wood). Love the HSA! But it's just us - no kids....
by BogleFanGal
Sun May 07, 2017 11:56 am
Forum: Investing - Theory, News & General
Topic: Why save so much for when you're old?
Replies: 163
Views: 19858

Re: Why save so much for when you're old?

The thing I never realized in my '20s is how differently I would end up feeling just a decade or two later about that career, that job - the politics of corporate life wearing me down. About just wanting to take a long break or explore something else. My '20s self couldn't identify with burnout and ...
by BogleFanGal
Sat May 06, 2017 4:29 pm
Forum: Investing - Help with Personal Investments
Topic: safest way to do a TSP60 transfer from Vanguard?
Replies: 14
Views: 1332

Re: safest way to do a TSP60 transfer from Vanguard?

So frustrating for you. They sent out my check very quickly as well. The only thing I can think of that I may have done any differently is to include a signed letter of instruction requesting they complete and send enclosed TSP60 along with the check. But did it happen? We will see. (On the Fed end,...