Search found 9 matches

by BobLaw
Sun Mar 19, 2017 10:20 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on renting versus selling, in light of student loans
Replies: 5
Views: 416

Advice on renting versus selling, in light of student loans

My spouse and I are at a juncture in our lives where we will be moving from Minnesota to New York City for two years. Seeking your opinion on whether we should sell or rent out our current condo for the next two years - what makes the most financial sense. Here are some details regarding our current...
by BobLaw
Fri May 29, 2015 2:20 pm
Forum: Investing - Help with Personal Investments
Topic: Budget allocation between LARGE student loan burden and Retirement_Updated details
Replies: 33
Views: 4905

Re: Budget allocation between LARGE student loan burden and Retirement_Updated details

Ruralavalon, Thank you for breaking it down. I was hoping to use the admiral shares as much as possible and it is helpful to see you lay it out that way as well. Do you have thoughts on whether we should maintain our taxable account that is about $10K, or liquidate those funds and put them to the st...
by BobLaw
Mon May 25, 2015 6:41 pm
Forum: Investing - Help with Personal Investments
Topic: Budget allocation between LARGE student loan burden and Retirement_Updated details
Replies: 33
Views: 4905

Re: Budget allocation between LARGE student loan burden and Retirement_Updated details

Thanks for the insight. ruralavalon, I placed links with the listings on the 401K at the bottom of the original post. Please let me know if you are unable to open them. midmoder- thanks for those resources. The organizational input is just what I needed. And you are right, it is easy to get caught u...
by BobLaw
Fri May 22, 2015 1:09 am
Forum: Investing - Help with Personal Investments
Topic: Budget allocation between LARGE student loan burden and Retirement_Updated details
Replies: 33
Views: 4905

Re: Budget allocation between LARGE student loan burden and Retirement_Updated details

Thank you, kenyan. I know those were some elementary questions, but this is very helpful. I do use Excel fairly regularly and that should be a good starting point. Good to know that certain programs will allow me to directly link to the fund quotes, and that will be something I can grow into. As ano...
by BobLaw
Thu May 14, 2015 11:57 am
Forum: Personal Finance (Not Investing)
Topic: DRB Student loan refinance turnaround
Replies: 8
Views: 1510

Re: DRB Student loan refinance turnaround

My husband had tried to work with DRB to refinance. It wasn't the most enjoyable process and ultimately fell through. The processing time was several weeks, and when he called to follow up they would not be aware of documents he had already turned in. After all that, we got a very poor offer, and as...
by BobLaw
Sat May 09, 2015 1:29 pm
Forum: Investing - Help with Personal Investments
Topic: Budget allocation between LARGE student loan burden and Retirement_Updated details
Replies: 33
Views: 4905

Re: Budget allocation between LARGE student loan burden and Retirement_Moving Forward to next steps

Thank you again. {Our Larson adviser did help us get set up with disability insurance and home/auto insurance. It has been an expensive lesson, but it has at least forced me and my spouse to get smart about finances.} I will post my questions regarding the next steps in this post as our background i...
by BobLaw
Thu May 07, 2015 11:39 am
Forum: Investing - Help with Personal Investments
Topic: Budget allocation between LARGE student loan burden and Retirement_Updated details
Replies: 33
Views: 4905

Re: Budget allocation between LARGE student loan burden and Retirement_Updated details

Thank you all for the insight and shared links. I think we have our next few steps laid out for us and are grateful for this resource. To clarify a few remaining questions: -only my spouse has access to a 401K at the moment. -I have access to a 401K with the moonlighting I do, but the annual income ...
by BobLaw
Wed May 06, 2015 10:37 am
Forum: Investing - Help with Personal Investments
Topic: Budget allocation between LARGE student loan burden and Retirement_Updated details
Replies: 33
Views: 4905

Re: Budget allocation between LARGE student loan burden and Retirement

Thank you all for this sound advice. 1) Firing financial planner- that has been our strong inclination as our one year contract ends in July. His major conflicts of interest have become very apparent. Appreciate the support in that this is the right call. 2) We have looked into refinancing the stude...
by BobLaw
Tue May 05, 2015 6:06 pm
Forum: Investing - Help with Personal Investments
Topic: Budget allocation between LARGE student loan burden and Retirement_Updated details
Replies: 33
Views: 4905

Budget allocation between LARGE student loan burden and Retirement_Updated details

My spouse and I are just getting started on financial planning and are faced with a dilemma of balancing student loan payoff and retirement savings. Our big question is how much to allocate towards one versus the other. Here are the details: Joint income : 200K I anticipate that in 2018 our income w...

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