Search found 43 matches

by BaylorBears
Wed Dec 27, 2017 11:23 pm
Forum: Investing - Help with Personal Investments
Topic: VIIIX had a LT Capital Gain in 2016
Replies: 2
Views: 415

VIIIX had a LT Capital Gain in 2016

Looks like this year it won't. I wonder why?
by BaylorBears
Wed Dec 27, 2017 1:47 pm
Forum: Investing - Theory, News & General
Topic: Bob Brinker Market Timer Portfolio 1 Question - AKREX
Replies: 5
Views: 783

Re: Bob Brinker Market Timer Portfolio 1 Question - AKREX

Looks like no charge at Vanguard to buy AKREX but there can be redemption fees: https://investor.vanguard.com/mutual-funds/profile/fees/T139?FundIntExt=EXT Edited to add: Looks like Vanguard also charges an additional fee if you buy by phone. Thanks. I called them and confirmed same. No charges by ...
by BaylorBears
Tue Dec 26, 2017 8:09 pm
Forum: Investing - Theory, News & General
Topic: Bob Brinker Market Timer Portfolio 1 Question - AKREX
Replies: 5
Views: 783

Re: Bob Brinker Market Timer Portfolio 1 Question - AKREX

You can buy it at vanguard, but I would not recommend it. I don’t know what it attempts to do, but it is large growth and vanguard has many large growth funds. It looks like the manager can buy almost anything. The investment seeks long-term capital appreciation. The fund invests primarily in secur...
by BaylorBears
Tue Dec 26, 2017 7:37 pm
Forum: Investing - Theory, News & General
Topic: Bob Brinker Market Timer Portfolio 1 Question - AKREX
Replies: 5
Views: 783

Bob Brinker Market Timer Portfolio 1 Question - AKREX

I got to thinking about this when posting about Bob Brinker last week. His more "aggressive" portfolio is portfolio 1, which inclusdes 4 funds - 3 are vanguard (so no issue there), but 1 is the AKREX (Akre Focus Fund) at a 15% allocation. I also notice that AKREX has a 1.3% expense ratio. Is there a...
by BaylorBears
Tue Dec 26, 2017 7:22 pm
Forum: Investing - Help with Personal Investments
Topic: Converted money from Edward Jones to Vanguard - When to sell?
Replies: 8
Views: 1048

Re: Converted money from Edward Jones to Vanguard - When to sell?

pkcrafter wrote:
Sun Dec 24, 2017 3:24 pm
BayorBears, here's some information of dividend and capital gains distributions.

https://www.nicholasfunds.com/NicholasC ... on-FAQ.htm

If you want to wait a week or so to exchange the funds, there won't be any negative consequences.


Paul
Thanks!
by BaylorBears
Tue Dec 26, 2017 7:03 pm
Forum: Investing - Help with Personal Investments
Topic: 5 year recommendation? Real estate, investing, early retirement?
Replies: 9
Views: 1189

Re: 5 year recommendation? Real estate, investing, early retirement?

After reading a ton more and pondering several options, I believe I'm going to simply increase the amount I'm DCAing into my taxable portfolio and hope for the best. It's not likely I will pay off the houses anyway, given the low interest rates. I've been thinking of using them as a early retirement...
by BaylorBears
Mon Dec 25, 2017 10:20 pm
Forum: Investing - Help with Personal Investments
Topic: 5 year recommendation? Real estate, investing, early retirement?
Replies: 9
Views: 1189

Re: 5 year recommendation? Real estate, investing, early retirement?

I "own" several rentals that in total are worth about $1,000,000. I have about 40% equity in them. My 401k is worth about $900k. I'm in my late 30s. I have about $300k fully invested in taxable accounts at an 85% stock / 15% bonds disposition. I can plow about $10,000 into post tax investments each...
by BaylorBears
Mon Dec 25, 2017 10:19 pm
Forum: Investing - Help with Personal Investments
Topic: 5 year recommendation? Real estate, investing, early retirement?
Replies: 9
Views: 1189

Re: 5 year recommendation? Real estate, investing, early retirement?

No kids. And yes govt decisions are no guarantee. Seems the ARS are likely to lose the house in the mid terms which would then stalemate the govt for 2 years which is usually good for us commoners. However, have to play the board as it stands and it would seek a floor is likely put under stocks at t...
by BaylorBears
Mon Dec 25, 2017 9:36 pm
Forum: Investing - Help with Personal Investments
Topic: 5 year recommendation? Real estate, investing, early retirement?
Replies: 9
Views: 1189

5 year recommendation? Real estate, investing, early retirement?

I "own" several rentals that in total are worth about $1,000,000. I have about 40% equity in them. My 401k is worth about $900k. I'm in my late 30s. I have about $300k fully invested in taxable accounts at an 85% stock / 15% bonds disposition. I can plow about $10,000 into post tax investments each ...
by BaylorBears
Sun Dec 24, 2017 2:53 pm
Forum: Investing - Help with Personal Investments
Topic: Converted money from Edward Jones to Vanguard - When to sell?
Replies: 8
Views: 1048

Re: Converted money from Edward Jones to Vanguard - When to sell?

I somehow couldn't find the other thread After you've checked in, click on Quick links (top left) and check "Your posts". Ones you haven't looked at yet will be red. Yes. Same account. My concern in selling tomorrow for example is if I would be receiving capital gains distributions here in a week o...
by BaylorBears
Sat Dec 23, 2017 11:26 pm
Forum: Investing - Theory, News & General
Topic: Do any of you follow Bob Brinker?
Replies: 64
Views: 6283

Do any of you follow Bob Brinker?

For how long? Thoughts in general?

I noticed his market timer didn't sell in 2008 which is concerning.
by BaylorBears
Sat Dec 23, 2017 12:47 am
Forum: Investing - Help with Personal Investments
Topic: When does VTSAX pay its dividend this month?
Replies: 9
Views: 1585

Re: When does VTSAX pay its dividend this month?

odd. maybe it will show up in my account tomorrow. Wasn't there today yet. Maybe tonight. Record date was 12-19-2017. Reinvest date was 12-20-2017. Payable date was 12-21-2017. My reinvestment settled on the 20th. Do you reinvest yours? I do Was your payment riughly what it was in Q3? I've had othe...
by BaylorBears
Fri Dec 22, 2017 10:22 pm
Forum: Investing - Help with Personal Investments
Topic: When does VTSAX pay its dividend this month?
Replies: 9
Views: 1585

Re: When does VTSAX pay its dividend this month?

odd. maybe it will show up in my account tomorrow. Wasn't there today yet. Maybe tonight.
by BaylorBears
Thu Dec 21, 2017 10:13 am
Forum: Investing - Help with Personal Investments
Topic: When does VTSAX pay its dividend this month?
Replies: 9
Views: 1585

When does VTSAX pay its dividend this month?

I can't seem to find it on vanguard. #googlefail
by BaylorBears
Sun Dec 03, 2017 10:31 pm
Forum: Investing - Help with Personal Investments
Topic: Converted money from Edward Jones to Vanguard - When to sell?
Replies: 8
Views: 1048

Re: Converted money from Edward Jones to Vanguard - When to sell?

Is this the same EJ account you asked about in this thread? https://www.bogleheads.org/forum/viewtopic.php?f=1&t=228764&p=3557043#p3557043 Or is it another account that is a taxable account? If it's an IRA, there is no reason to hold off selling the AF funds. Distributions have no tax implications ...
by BaylorBears
Sun Dec 03, 2017 2:49 pm
Forum: Investing - Help with Personal Investments
Topic: Converted money from Edward Jones to Vanguard - When to sell?
Replies: 8
Views: 1048

Converted money from Edward Jones to Vanguard - When to sell?

Back in 2007, I had a friend working at EJ. I opened a $10,000 account with them and they put me in their usual American funds. I closed the EJ account this year a few months ago and moved the funds to Vanguard However, in doing that, it simply moved the American funds into my Vanguard account. Ulti...
by BaylorBears
Sun Nov 12, 2017 10:47 pm
Forum: Investing - Help with Personal Investments
Topic: What have VTSAX December Capital Gains % distributions been last few years?
Replies: 2
Views: 517

What have VTSAX December Capital Gains % distributions been last few years?

To make sure I'm clear, each quarter is the normal dividend distribution and then any capital gains are distributed in December in addition to the dividend.
by BaylorBears
Tue Oct 03, 2017 12:20 am
Forum: Investing - Help with Personal Investments
Topic: Would you recommend moving an Edwards Jones IRA to Vanguard?
Replies: 16
Views: 1613

Re: Would you recommend moving an Edwards Jones IRA to Vanguard?

Are there any tax implications I should talk to an account about before seller by the edward jones American finds and buying vanguard funds?

I purchased almost all of the EJ funds in 2008 before the mega down turn
by BaylorBears
Sat Sep 30, 2017 12:09 pm
Forum: Investing - Help with Personal Investments
Topic: Would you recommend moving an Edwards Jones IRA to Vanguard?
Replies: 16
Views: 1613

Would you recommend moving an Edwards Jones IRA to Vanguard?

I opened up an IRA back in 2008 just before the crash with $10,000. It now has about $15,000 but I assume I'm getting fleeced with the expenses. The rest of my money is with vanguard. I opened the EJ account to help out a friend that worked there. 1) Would you recommend moving it to vanguard? 2) are...
by BaylorBears
Sat Sep 30, 2017 11:48 am
Forum: Investing - Help with Personal Investments
Topic: Would you invest in O [Realty Income Corp] for dividend yield?
Replies: 8
Views: 1225

Would you invest in O [Realty Income Corp] for dividend yield?

Would you DCA?

Yield is over 4% and has raised its dividend for the 63rd time in the last 23 years. Hasn't missed a monthly dividend payment in 40 years.
by BaylorBears
Thu Sep 21, 2017 9:51 pm
Forum: Investing - Help with Personal Investments
Topic: When does VTSAX pay its Q3 dividend? How much?
Replies: 1
Views: 579

When does VTSAX pay its Q3 dividend? How much?

Should be any day now. Can we already determine how much the annual percentage is? It's been hovering below the 2% area.

Anyone have insight on how much the capital gains has been in December the last few years as a %?
by BaylorBears
Tue Sep 12, 2017 8:09 am
Forum: Investing - Help with Personal Investments
Topic: Dividend impact of investing $4,000 / month in VTSAX?
Replies: 5
Views: 1354

Dividend impact of investing $4,000 / month in VTSAX?

By my math, the annual dividend of VTSAX is about 1.8%. Based on that math, of correct, each monthly $4,000 investment would add about $72 per year to my dividend income. This would be reinvested as I'm 40 and still adding $ for a while. 1) Is anything off in my understanding here? 2) long term, sho...
by BaylorBears
Sat Jun 03, 2017 12:36 pm
Forum: Investing - Help with Personal Investments
Topic: Simple IRA at work with American Century Investments - need help
Replies: 9
Views: 874

Re: Simple IRA at work with American Century Investments - need help

I need some help here. On the "frozen" account with Vanguard, it seems like i can move the money into vanguard but I can't do anything with it because it's frozen? Or does frozen mean I can do whatever I want with it once it's in Vanguard EXCEPT move it from vanguard to another custodian? The perso...
by BaylorBears
Thu Jun 01, 2017 10:26 pm
Forum: Investing - Help with Personal Investments
Topic: Simple IRA at work with American Century Investments - need help
Replies: 9
Views: 874

Re: Simple IRA at work with American Century Investments - need help

American Century has some pretty expensive funds, but there is no reason for you to invest a dime with them. First you need to determine if you have a SIMPLE 5304 plan or a SIMPLE 5305. A 5304 allows you to select your own custodian. In that case you can select Vanguard, Fidelity, etc... and your m...
by BaylorBears
Sun Apr 16, 2017 11:11 pm
Forum: Investing - Help with Personal Investments
Topic: Simple IRA at work with American Century Investments - need help
Replies: 9
Views: 874

Re: Simple IRA at work with American Century Investments - need help

For example, one that I planned to choose was the "One CHoice 2035 Portfolio" (ticker ARYIX).

SIt down because this is going to floor you. The Expense ration for this fund is .9%

OH

MY

GAWWWWDDD!

help!
by BaylorBears
Sun Apr 16, 2017 11:05 pm
Forum: Investing - Help with Personal Investments
Topic: Simple IRA at work with American Century Investments - need help
Replies: 9
Views: 874

Simple IRA at work with American Century Investments - need help

My new job only offers a Simple IRA (max contribution in 2017 of $12,500) with a 3% match. American Century Investments is the custodian. It doesn't look like they have any options like a Total Stock Market Index that I'm accustomed to from Vanguard in the other jobs I've had. Anyone have experience...
by BaylorBears
Sun Apr 10, 2016 12:16 am
Forum: Investing - Help with Personal Investments
Topic: I have about $800k in my 401k - looking to invest in bonds
Replies: 11
Views: 2174

Re: I have about $800k in my 401k - looking to invest in bonds

LAlearning wrote:Also it's best not to ask the same question in different places.
Did I ask the same question in different places? Apologies if so, but where?
by BaylorBears
Sat Apr 09, 2016 11:22 pm
Forum: Investing - Help with Personal Investments
Topic: I have about $800k in my 401k - looking to invest in bonds
Replies: 11
Views: 2174

I have about $800k in my 401k - looking to invest in bonds

I've been pretty aggressive in stocks. I'm really not comfortable with where the market is right now. I'm not a market timer, but would be more comfortable at night with some more "guaranteed" returns. I'm 39. The only bond fund my 401k has is PTTRX. However, I can put it in some self directed funds...
by BaylorBears
Sun Aug 23, 2015 11:55 pm
Forum: Investing - Help with Personal Investments
Topic: Looking at moving some cash into bonds
Replies: 2
Views: 433

Looking at moving some cash into bonds

Thoughts on making a bulk purchase? I'm curious how bonds did (as in VBMFX) in the 2007/2008 crash.

Trying to decide if I should move to cash or bonds, but want to get some of my stock allocation out of the way for now.
by BaylorBears
Sun May 17, 2015 1:08 pm
Forum: Investing - Help with Personal Investments
Topic: Looking to add bonds to my 401k - PTTRX?
Replies: 4
Views: 579

Re: Looking to add bonds to my 401k - PTTRX?

I had forgotten that we had recently added a self directed option in my 401k. It is run by JP Morgan Stanley. I would assume i couldn't buy anything from Vanguard through JPMS. Is that a fair assumption? If I can, any good sticky bond threads you could point me to? Interestingly enough I can purchas...
by BaylorBears
Sat May 16, 2015 11:39 am
Forum: Investing - Help with Personal Investments
Topic: Looking to add bonds to my 401k - PTTRX?
Replies: 4
Views: 579

Looking to add bonds to my 401k - PTTRX?

I've never really understood bonds much and am looking to add some exposure. It's currently less than 10% of my 401k. I'm in my mid to late 30s. The option i have available in my 401k is PTTRX (PIMCO Total Return Institutional). We all probably know about Bill Gross recently leaving. 1) any thoughts...
by BaylorBears
Fri Apr 10, 2015 5:34 pm
Forum: Investing - Help with Personal Investments
Topic: Looking at buying bonds - PTRRX, vanguard?
Replies: 2
Views: 468

Looking at buying bonds - PTRRX, vanguard?

Any suggestions? I'm 38 with a 7 figure net worth. Abou 10% of my me is in cash. I'm very stock heavy.

I'd like to take about 80% of my cash and move it into bonds. PTRRX yields almost 4%.

Thoughts on bond choice and if I should lump sum vs DCA?
by BaylorBears
Sun May 04, 2014 4:53 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in Bonds (VBMFX) now?
Replies: 8
Views: 2680

Investing in Bonds (VBMFX) now?

I've been significantly invested in stocks for the last decade. I'm not in my mid-30s and am looking to include some bonds in my portfolio. I currently have a money market that pays about 1.25% if I use a debit card 10x per month. I think there are better options out that have similar risk profiles ...
by BaylorBears
Mon Apr 28, 2014 12:50 am
Forum: Investing - Help with Personal Investments
Topic: Thoughts on VHDYX?
Replies: 4
Views: 2528

Thoughts on VHDYX?

I have $100,000 that's looking for a home to earn more than the 1% its earning in the bank.

Most of my investments are in VTSAX.

Thoughts in this minor diversification with some yield upside?
by BaylorBears
Sun Apr 27, 2014 5:33 pm
Forum: Investing - Help with Personal Investments
Topic: Historical yields on VTSAX?
Replies: 8
Views: 2990

Re: Historical yields on VTSAX?

tetractys wrote:Vanguard will print out and mail that to you if you ask. -- Tet


I was hoping that would be something we could find online.
by BaylorBears
Sun Apr 27, 2014 5:05 pm
Forum: Investing - Help with Personal Investments
Topic: Historical yields on VTSAX?
Replies: 8
Views: 2990

Historical yields on VTSAX?

VTSAX has paid a dividend since 2000. Is there a resource that shows the annual yield and price paid per share for each quarter and year? For example, in September of last year, VTSAX paid about .209 per share which was up about 2 cents from the prior quarter. It seems the historical yield has been ...
by BaylorBears
Sat Apr 12, 2014 10:36 pm
Forum: Investing - Help with Personal Investments
Topic: Question about Bonds
Replies: 4
Views: 801

Question about Bonds

I have little to no money in bonds (I'm in my mid-30s). I do, however, have about 20% of my portfolio in accounts yielding about 1.5% which generate some cash flow and that I largely use for any individual stocks when buying opportunities arise as the quarters flip by. As I look towards my next deca...
by BaylorBears
Sat Feb 08, 2014 11:28 am
Forum: Investing - Help with Personal Investments
Topic: Another ESPP question
Replies: 50
Views: 5271

Re: Another ESPP question

I have a 15% ESPP purchased on the last day of the month with a max annual purchase amoun of $40,000. Shares show up in account 3-5 business days later and I can sell immediately.

Rinse, wash, repeat. Likelihood of a 15% move in that period is generally very low.
by BaylorBears
Sun Jun 23, 2013 9:38 pm
Forum: Investing - Help with Personal Investments
Topic: Thoughts on lump sum investing?
Replies: 70
Views: 3877

Re: Thoughts on lump sum investing?

US market

Frengo wrote:Which market are you in ?

If I had to invest 200k in stocks, I'd invest 10k per month in a total market fund/ETF.
If I had to invest 200k in bonds, I'd be happy with your 1.5% return. For the time being.
by BaylorBears
Sun Jun 23, 2013 9:37 pm
Forum: Investing - Help with Personal Investments
Topic: Thoughts on lump sum investing?
Replies: 70
Views: 3877

Re: Thoughts on lump sum investing?

If only it were 12 figures.
by BaylorBears
Sun Jun 23, 2013 8:09 pm
Forum: Investing - Help with Personal Investments
Topic: Thoughts on lump sum investing?
Replies: 70
Views: 3877

Thoughts on lump sum investing?

I'm only about 50% in the market right now and have a sizable portion of my net worth earning about 1.5%.

thoughts on investing it near market highs?

I'm in my mid 30s with a couple of six figures worth of investable money in the bank.
by BaylorBears
Thu May 02, 2013 11:05 pm
Forum: Investing - Help with Personal Investments
Topic: Website tool showing Vanguard S&P returns
Replies: 0
Views: 296

Website tool showing Vanguard S&P returns

Is there a tool that you could plug in a start date and monthly, weekly, purchase, etc and a recurring amount that would tell you what you would have made, reinvesting dividends, over a period of time? I would think that would be very helpful, especially over the last decade where returns have not b...