Search found 1638 matches

by Barefootgirl
Fri Aug 26, 2016 8:25 am
Forum: Personal Consumer Issues
Topic: Four years old spilled dark nail Polish on carpet
Replies: 8
Views: 885

Re: Four years old spilled dark nail Polish on carpet

I just had the same thing happen to me last week - bright purple nail polish on cream colored carpet. I quickly blotted up as much as I could with paper towels - then searched online for solutions. I used nail polish remover to blot - several times, each time, picking up one more layer of color. The...
by Barefootgirl
Thu Aug 25, 2016 3:00 pm
Forum: Personal Consumer Issues
Topic: Source for Comparing Banking Services?
Replies: 2
Views: 109

Source for Comparing Banking Services?

I do my primary banking in terms of direct deposit and bill paying, through Capital One. Their interest rates are paltry (of course I get it)...and they have no rewards or points program - given the amount of $$ I have flowing through them and usually on deposit at any given time, seems like I might...
by Barefootgirl
Tue Aug 23, 2016 7:03 pm
Forum: Personal Finance (Not Investing)
Topic: Where to park 3 to 5 year money?
Replies: 1
Views: 556

Where to park 3 to 5 year money?

I have a mid 6 figure lump sum that I'd like to move out of my savings account, to earn a bit more, if possible. These are funds that I wlll need access to in about 3 to 5 years. I have yet to buy any I Bonds this year, but there's an annual limit to consider. I'd appreciate any suggestions. Thank y...
by Barefootgirl
Fri Aug 19, 2016 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: Self-made Millionaires: how did hitting 7 figures change you?
Replies: 261
Views: 28319

Re: Self-made Millionaires: how did hitting 7 figures change you?

Another point of view - i.e. - is the accumulation of resources the means to an end or the end?


https://vimeo.com/176370337?outro=1
by Barefootgirl
Wed Aug 17, 2016 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Visa rewards card question
Replies: 30
Views: 2708

Re: Fidelity Visa rewards card question

For those who went with the Fidelity Amex replacement - the Elon Fidelity Visa - how is that working out? any issues?

Biggest differences for you between the old card and new one?

Thanks
by Barefootgirl
Mon Aug 15, 2016 12:18 pm
Forum: Personal Finance (Not Investing)
Topic: Self-made Millionaires: how did hitting 7 figures change you?
Replies: 261
Views: 28319

Re: Self-made Millionaires: how did hitting 7 figures change you?

Am, I wonder if for some of us, our pespectives are skewed - (don't all shoot at once, lol) - since higher earners tend to live in HCOL areas - so we feel the same drive to save and prepare for retirement as we did to prepare for these careers and we overestimate our needs because we're surrounded b...
by Barefootgirl
Mon Aug 15, 2016 12:13 pm
Forum: Personal Finance (Not Investing)
Topic: What to do when retirement is within sight
Replies: 4
Views: 662

Re: What to do when retirement is within sight

Thanks, some of these are already my on list (eg. estate planning) of things to do. My planned retirement date is not coincedental - it's the date I will first be able to retire and take my healh insurance with me, at the subsidized rates and plan benefits. I have a bunch of friends waiting to play ...
by Barefootgirl
Mon Aug 15, 2016 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Self-made Millionaires: how did hitting 7 figures change you?
Replies: 261
Views: 28319

Re: Self-made Millionaires: how did hitting 7 figures change you?

I know what it means in absolute numbers, but as a comparison to others, it is meaningless (to me). Perhaps I'm wrong, but it sounds like your point is more philosophical than financial - since in the economic sense, whenever you make a purchase you are competing with others - but going down that l...
by Barefootgirl
Mon Aug 15, 2016 12:05 pm
Forum: Personal Finance (Not Investing)
Topic: Self-made Millionaires: how did hitting 7 figures change you?
Replies: 261
Views: 28319

Re: Self-made Millionaires: how did hitting 7 figures change you?

But not knowing any of that doesn't stop you working hard, making as much income as you can, living relatively frugally while still enjoying life, saving a lot, and avoid unnecessary expenses. That's just what you do - even if you don't have specific goals in mind. It might be funny, but it's certa...
by Barefootgirl
Mon Aug 15, 2016 11:57 am
Forum: Personal Finance (Not Investing)
Topic: Self-made Millionaires: how did hitting 7 figures change you?
Replies: 261
Views: 28319

Re: Self-made Millionaires: how did hitting 7 figures change you?

I know that $1M puts someone in a select group of a small percent of people, but why is that important? ...because it serves as a barometer for how adequately you could cover any living expenses or desired purchases absent of income. While it's true that we have control over our spending, we have l...
by Barefootgirl
Mon Aug 15, 2016 11:31 am
Forum: Personal Finance (Not Investing)
Topic: What to do when retirement is within sight
Replies: 4
Views: 662

What to do when retirement is within sight

I have couple years to go and some intervening tasks will make these next couple of years pass quickly as I expect to be very busy...so I don't want to lose sight of the need to plan for the transition. All I seem to be able to focus on is the excitement of moving from this HCOL to a lower COL area ...
by Barefootgirl
Mon Aug 15, 2016 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Self-made Millionaires: how did hitting 7 figures change you?
Replies: 261
Views: 28319

Re: Self-made Millionaires: how did hitting 7 figures change you?

Folks here need to realize how fortunate they are to even have that as a goal, as it is still well beyond the reach of the vast majority of households in the U.S. I don't necessarily agree with this - might be more accurate if the comparison was with people across the globe. I was raised near the p...
by Barefootgirl
Mon Aug 15, 2016 5:31 am
Forum: Personal Finance (Not Investing)
Topic: Self-made Millionaires: how did hitting 7 figures change you?
Replies: 261
Views: 28319

Re: Self-made Millionaires: how did hitting 7 figures change you?

I only noticed it after the fact (even though the climb up to that point had been a significant challenge)....so while I acknowledged the achievement, it didn't change anything. Also, if you hang out here long enough, you come to realize that $1M is chump change to many posters on the forum. In some...
by Barefootgirl
Sun Aug 14, 2016 7:24 am
Forum: Personal Finance (Not Investing)
Topic: Idea for new consumer product - how to protect, etc.
Replies: 3
Views: 241

Idea for new consumer product - how to protect, etc.

I have a concept for a new consumer product, a beauty related item, not currently or ever offered in the marketplace as far as I can tell. I'm not interested at all in manufacturing, producing, etc. I do have some contacts in that industry... How would I go about presenting my idea to a potential pr...
by Barefootgirl
Fri Aug 05, 2016 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: New Health Insurance Coverage
Replies: 2
Views: 251

New Health Insurance Coverage

My daughter has been getting health insurance through her employer - she is 26 and now quitting that job to return to full time college level study, drastically reducing her income. What are her best options for obtaining health insurance ? should I advise her to ask the college whathey offer? Thank...
by Barefootgirl
Sun Jul 31, 2016 4:25 pm
Forum: Personal Consumer Issues
Topic: New Tipping Practice?
Replies: 130
Views: 6267

Re: New Tipping Practice?

Intens,

Do you tip for service, before the service is rendered?
by Barefootgirl
Sun Jul 31, 2016 1:08 pm
Forum: Personal Consumer Issues
Topic: New Tipping Practice?
Replies: 130
Views: 6267

Re: New Tipping Practice?

Do they just pick up your food from the prep area/counter and deliver it to you or do they also refill water glasses, inquire about your happiness, clear the table after you depart etc.? In the place I visited, they pick it up from the kitchen, then bring it your table. Beverages, cutlery, napkins,...
by Barefootgirl
Sun Jul 31, 2016 11:35 am
Forum: Personal Finance (Not Investing)
Topic: "Reverse Engineering" a retirement lifestyle/budget
Replies: 7
Views: 1426

"Reverse Engineering" a retirement lifestyle/budget

Conventional wisdom calls for people to estimate a desired retirement income and then retire when one is able to financially support that desired income level. We often see threads here where posters ask retirees how that all worked out for them. I'm interested in hearing from another group of retir...
by Barefootgirl
Sun Jul 31, 2016 8:38 am
Forum: Personal Consumer Issues
Topic: Old School alarm/table clock
Replies: 15
Views: 953

Re: Old School alarm/table clock

Thank you Dottie!! that's it, exactly what I was hoping to find!

For some reason, these clocks, when found in hotels, are still considered modern technology :mrgreen:
by Barefootgirl
Sun Jul 31, 2016 6:41 am
Forum: Personal Finance (Not Investing)
Topic: has anyone wished they worked one or two more years
Replies: 76
Views: 6561

Re: has anyone wished they worked one or two more years

I would be VERY interested in seeing how this same question might be answered differently by Canadians, as many times the whole issue comes down to afffordable and adequate health care coverage in the years before Medicare.

Any Canadians in this thread?
by Barefootgirl
Sun Jul 31, 2016 6:30 am
Forum: Personal Consumer Issues
Topic: New Tipping Practice?
Replies: 130
Views: 6267

Re: New Tipping Practice?

There's another chain here, with table service, that does this in a more appropriate way, in my opinion. There are tablets bolted to each table, lol. When you are done eating, the server makes some entries on the thing and turns it to your direction and then leaves you alone. You follow the instruct...
by Barefootgirl
Sat Jul 30, 2016 8:18 pm
Forum: Personal Consumer Issues
Topic: New Tipping Practice?
Replies: 130
Views: 6267

Re: New Tipping Practice?

Maybe I wasn't clear. This was not a post about whether or not to tip deserving wait staff who may be low income wage earners. The point was the owner (most likely a corporation) putting patrons on the spot to tip in advance of service, particularly for food runners as opposed to typical wait staff....
by Barefootgirl
Sat Jul 30, 2016 11:55 am
Forum: Personal Consumer Issues
Topic: New Tipping Practice?
Replies: 130
Views: 6267

Re: New Tipping Practice?

I'm going to mount a full scale revolt if this gets any worse. I was born in the 60s. Depending on your frame of reference, that might qualify me as old. When I am out and about, it feels like a continuous assault on my wallet or my wits - just general rudeness. It may also have something to do wit...
by Barefootgirl
Sat Jul 30, 2016 11:51 am
Forum: Personal Consumer Issues
Topic: Old School alarm/table clock
Replies: 15
Views: 953

Old School alarm/table clock

Yes, yes, I use the phone apps to listen to music at my bedside, but I would just like to wake up and look over at the clock to see the time without fumbling for my phone. Preferably an LED or similar digital readout that I can see in the dark - that might even have one of those alarms that starts o...
by Barefootgirl
Sat Jul 30, 2016 11:45 am
Forum: Personal Consumer Issues
Topic: New Tipping Practice?
Replies: 130
Views: 6267

Re: New Tipping Practice?

Yes, there are different ways of responding...just wondering if this is catching on - now that tablets are increasingly common in eating establishments? It wasn't much, but it was a matter of principle. That's my point. Starting to remind me of the cashiers who ask me if I want to make a donation wh...
by Barefootgirl
Sat Jul 30, 2016 11:32 am
Forum: Personal Consumer Issues
Topic: New Tipping Practice?
Replies: 130
Views: 6267

New Tipping Practice?

The other day I went to lunch at one of those "fast casual" places. You walk up to the counter, place your order, pay, they hand you a number, you find a seat and a runner brings your food to you. After I had ordered and paid, the cashier flipped the screen around on me (they use mounted t...
by Barefootgirl
Thu Jul 28, 2016 7:08 pm
Forum: Personal Consumer Issues
Topic: Costco rotisserie chicken
Replies: 82
Views: 8572

Re: Costco rotisserie chicken

Any animal bones left after a meal always scream homemade broth or stock to me...
by Barefootgirl
Wed Jul 27, 2016 5:35 pm
Forum: Personal Consumer Issues
Topic: Side Sleeper Seeking a New Bed Pillow
Replies: 10
Views: 923

Side Sleeper Seeking a New Bed Pillow

Either they fall flat soon after purchase or they're so bouncy that my neck is at an odd angle while sleeping on them....can anyone recommend a good brand/model of pillow - down or down alternative? not too hard/not too soft...thanks
by Barefootgirl
Wed Jul 27, 2016 5:29 pm
Forum: Personal Finance (Not Investing)
Topic: Any retirees here who have been life-long renters?
Replies: 140
Views: 9856

Re: Any retirees here who have been life-long renters?

Yes, people struggle with this issue because in this country there is a significant bias toward purchasing. Recognize it for what it is. Lots of vested interests involved.
by Barefootgirl
Wed Jul 27, 2016 12:23 pm
Forum: Personal Consumer Issues
Topic: What really happens to people who run out of their money in retirement
Replies: 61
Views: 8873

Re: What really happens to people who run out of their money in retirement

I live and work in a state that is pro-business, conservative, moderate in overall taxation and with a lower than average jobless rate. This is good during one's working years - looking back over this thread, I am wondering if it wouldn't be a good idea - if the day were to arrive - when one has dep...
by Barefootgirl
Wed Jul 27, 2016 12:13 pm
Forum: Personal Finance (Not Investing)
Topic: Any retirees here who have been life-long renters?
Replies: 140
Views: 9856

Re: Any retirees here who have been life-long renters?

I've spent equal amounts of time as a homeowner, homeowner/landlord and tenant. I'd say my time as a tenant has been the most carefree - but only because I've been able to afford to rent properties in good neighborhoods where there are few problems. Homeownership was great as long as my property app...
by Barefootgirl
Mon Jul 25, 2016 10:09 pm
Forum: Personal Consumer Issues
Topic: What kind of apartment can $1k get you in your city?
Replies: 60
Views: 3633

Re: What kind of apartment can $1k get you in your city?

I live near Dulles airport (Northern VA, near DC)....$1K here will get you a very nice finished basement in someone's McMansion in a very nice neighborhood. I see those ads all the time - usually over 1K square feet, a bedroom or two, laundry facilities and here's the catch - a sink and fridge and h...
by Barefootgirl
Sat Jul 23, 2016 8:18 pm
Forum: Personal Consumer Issues
Topic: Double Walled Stainless Steel tip for Fans of the Cocktail
Replies: 7
Views: 782

Double Walled Stainless Steel tip for Fans of the Cocktail

I like to have a cocktail now and then after dinner, sipping it slowly...this time of the year, you can't keep them cold...and I have tried every manner of ice cube, cooling cubes, etc. ...but I stumbled onto a great solution. Now, I leave my cocktail glass in the cupboard and reach for my RTIC lowb...
by Barefootgirl
Sat Jul 23, 2016 8:12 pm
Forum: Personal Consumer Issues
Topic: Bose Soundlink speaker - question about powering it.
Replies: 7
Views: 594

Bose Soundlink speaker - question about powering it.

It was here that I learned about the Bose Soundlink speaker, so I bought one and I love it....deep rich sound coming out of a little box....but here's the thing, I recommended one to my friend who's even crankier about spending money than I am. He learned that they are only good for about 300 charge...
by Barefootgirl
Sat Jul 23, 2016 6:38 pm
Forum: Personal Consumer Issues
Topic: Bordeaux wines
Replies: 20
Views: 1650

Re: Bordeaux wines

No fine print, no future shipments.
by Barefootgirl
Sat Jul 23, 2016 10:34 am
Forum: Investing - Theory, News & General
Topic: Reliving the Nightmare of the Crisis
Replies: 119
Views: 8704

Re: Reliving the Nightmare of the Crisis

As I approach early retirement, I'm getting somewhat philosophical about these boom and bust cycles. I've spent my entire career either inside or buzzing around the Capital Beltway. At the risk of coming across as a pompous jerk, people here are somewhat immune - not from dropping porfolios of cours...
by Barefootgirl
Sat Jul 23, 2016 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Early retirees, how much did you leave on the table?
Replies: 202
Views: 14797

Re: Early retirees, how much did you leave on the table?

I am mostly descended from Puritans, Germans and Italians who either fled poverty or some kind of oppression to come to America and start over with virtually nothing. They then taught their children, grandchildren, etc. to persevere until the very end. It gets passed down in the genes, I understand....
by Barefootgirl
Sat Jul 23, 2016 9:16 am
Forum: Personal Consumer Issues
Topic: Bordeaux wines
Replies: 20
Views: 1650

Re: Bordeaux wines

Thank you for the comments, much appreciated. I've done a bit of research on the 6 wines offered, all but one scoring 90 and above - and a couple in the 94-96 range, seems a bit hard to believe. Each one retails between $30 and $50 per bottle on all of the more popular wine selling websites. You kno...
by Barefootgirl
Sat Jul 23, 2016 6:39 am
Forum: Personal Finance (Not Investing)
Topic: Early retirees, how much did you leave on the table?
Replies: 202
Views: 14797

Re: Early retirees, how much did you leave on the table?

I understand the challenge of THE QUESTION. If the hard wiring of clearly not having ENOUGH was laid down in your brain as a child, as an adult it can be unclear, even in the face of external definitions of ENOUGH. It becomes a psychological exercise more than a financial one. Have no way of knowing...
by Barefootgirl
Fri Jul 22, 2016 4:32 pm
Forum: Personal Consumer Issues
Topic: Bordeaux wines
Replies: 20
Views: 1650

Bordeaux wines

I drink primarily American wines and stick to those I've enjoyed, usually in the $10-20 bottle range, maybe 90s for ratings. I've paid more for those I've especially enjoyed. Today I received an offer in the mail from a wine club, offering 6 bottles of red Bordeaux wines @ $9/bottle, shipping includ...
by Barefootgirl
Fri Jul 22, 2016 8:57 am
Forum: Personal Consumer Issues
Topic: What really happens to people who run out of their money in retirement
Replies: 61
Views: 8873

Re: What really happens to people who run out of their money in retirement

FYI, there's another popular (or rather, it used to be popular) finance forum where there's a woman in her 60s, with a weak past work history - she seems to have an aversion to staying with any one job for very long, so she appears to survive through government assistance and student loans. I think ...
by Barefootgirl
Fri Jul 22, 2016 8:44 am
Forum: Personal Consumer Issues
Topic: What really happens to people who run out of their money in retirement
Replies: 61
Views: 8873

Re: What really happens to people who run out of their money in retirement

Here's one real world example - my grandmother ran out of money around age 90 and needed medical care beyond what her children or grandchildren were able to provide. She moved into a nursing home, her house was sold and proceeds went to the nursing home. Her SS check goes to the nursing home. My mom...
by Barefootgirl
Tue Jul 19, 2016 1:16 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement for Women(?)
Replies: 34
Views: 3373

Re: Retirement for Women(?)

Media tactics to attract viewers....ok get it now, lol.
by Barefootgirl
Tue Jul 19, 2016 9:18 am
Forum: Personal Finance (Not Investing)
Topic: Retirement for Women(?)
Replies: 34
Views: 3373

Retirement for Women(?)

Yesterday, The Today Show had a piece on retirement for women....Jean Schatzky (personal finance advisor on the show), stated the following: "Over the past three decades the average lifespan of women has increased from 77 to 83. There's no escaping the numbers when it comes to dealing with this...
by Barefootgirl
Tue Jul 19, 2016 7:46 am
Forum: Personal Consumer Issues
Topic: Owning vs. renting Content
Replies: 11
Views: 1306

Owning vs. renting Content

Owning content is a mixed bag, IMO. If I stream content and/or only suscribe, I don't have to worry about future compatibility issues or finding ways to store it in my home. (FWIW, I am referring to books, movies, music, lectures and the like). Nevertheless, there are times when I want to continue t...
by Barefootgirl
Sat Jul 16, 2016 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: Transitioning to early retirement and part time side income/self employment - questions
Replies: 7
Views: 984

Re: Transitioning to early retirement and part time side income/self employment - questions

Any way you could stay on in some part time capacity with the current employer, so they keep your clearance? Possible, but not likely in my situation. I am not a longtimer, by *their* definition (looks like one doesn't become a longtimer until they have at least 15 years of service), so for me, it'...
by Barefootgirl
Sat Jul 16, 2016 8:16 am
Forum: Personal Consumer Issues
Topic: Need printer recommendations
Replies: 36
Views: 1684

Re: Need printer recommendations

Everything has been tried and it's just too wonky and I don't really have the patience to spare to keep messing with it....basically, i have to reinstall everything, reboot, pray, spray holy water over it - I need to just accept that it's on its way out...as I said, losing patience with it - (printe...
by Barefootgirl
Sat Jul 16, 2016 7:45 am
Forum: Personal Consumer Issues
Topic: Need printer recommendations
Replies: 36
Views: 1684

Need printer recommendations

Good morning. I currently have a Canon MF3010 laser printer/scanner purchased sometime in early 2013. Lately, it doesn't seem to play well at all with my Macbook Air and I see that it's been discontinued by Canon and there is no software support available for the current OS. Ok, so my daughter tells...
by Barefootgirl
Fri Jul 15, 2016 8:30 am
Forum: Personal Finance (Not Investing)
Topic: Transitioning to early retirement and part time side income/self employment - questions
Replies: 7
Views: 984

Transitioning to early retirement and part time side income/self employment - questions

I'll be retiring early in a couple years and would like to set myself up to do some minimal consulting work on an occasional basis. There is expected to be significant demand for my skill set. I have no knowledge in the area of self employment. Would my best bet be to set myself up as some kind of S...
by Barefootgirl
Fri Jul 15, 2016 7:59 am
Forum: Personal Consumer Issues
Topic: What do you spend your money on???
Replies: 149
Views: 13424

Re: What do you spend your money on???

1. Healthcare Insurance - $1750 per month - our largest expense by far.

Does that amount cover two people? Is the plan considered an average one, in terms of coverage?

I'm a bit staggered by seeing that price.

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