Search found 2115 matches

by Barefootgirl
Fri Aug 18, 2017 10:55 pm
Forum: Personal Consumer Issues
Topic: Chinese leather goods sold on Amazon
Replies: 0
Views: 194

Chinese leather goods sold on Amazon

I suppose it was just a matter of time. Through searching for American name brand leather purses and shoes, Amazon sends suggestions for other brands - brands I had not heard of - based on the price and description, I ordered, knowing I could return them. I have been surprised - although the fit and...
by Barefootgirl
Thu Aug 17, 2017 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone planning on never retiring?
Replies: 115
Views: 6520

Re: Anyone planning on never retiring?

yes, my former husband - he plans to die with mouse in hand.

I suppose it's because work is his identity, he works for himself and he may not want his heirs to know about his debts.
by Barefootgirl
Sun Aug 06, 2017 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Capital One -- Again!
Replies: 20
Views: 3066

Re: Capital One -- Again!

4 words: I miss Chevy Chase SB.
by Barefootgirl
Sat Aug 05, 2017 11:25 am
Forum: Personal Consumer Issues
Topic: Creating Multiple Streams of Income
Replies: 12
Views: 2020

Re: Creating Multiple Streams of Income

this little bit of self-employed earned income allows me to deduct health insurance premiums
I've never considered this - interesting.
by Barefootgirl
Sat Aug 05, 2017 11:21 am
Forum: Personal Consumer Issues
Topic: Pay Per View Movies
Replies: 6
Views: 867

Pay Per View Movies

I do not watch enough movies at home to make a subscription service worthwhile, even at $10/month or whatever they charge. But, I would like to call a movie up from time to time. I have done that with Amazon streaming, can be pricey depending. What other pay per view services exist with a decent var...
by Barefootgirl
Sat Aug 05, 2017 11:09 am
Forum: Personal Finance (Not Investing)
Topic: A poll: How much money do you want to retire?
Replies: 270
Views: 21127

Re: A poll: How much money do you want to retire?

I have enough to meet my expenses now. I just don't have the health care piece nailed down - need 1.5 years.

Until that piece falls into the puzzle, the rest remains a puzzle.
by Barefootgirl
Sat Aug 05, 2017 10:47 am
Forum: Personal Finance (Not Investing)
Topic: Anyone else have trouble spending?
Replies: 91
Views: 5598

Re: Anyone else have trouble spending?

I'm guessing that you were hoping to hear that your spending anxiety is not about buying a vehicle.

If I'm right, then I agree - it has nothing to do with a vehicle purchase. It is something else.
by Barefootgirl
Thu Aug 03, 2017 9:50 pm
Forum: Personal Consumer Issues
Topic: Retire early, live abroad until 65 and come back
Replies: 72
Views: 7908

Re: Retire early, live abroad until 65 and come back

You just buy international health insurance. It doesn't cost six figures every year. It would cost $5,780 a year with a $1,000 deductible to get complete coverage.
Do you have a link for this?
by Barefootgirl
Thu Aug 03, 2017 7:55 am
Forum: Investing - Theory, News & General
Topic: The Rise From 7,000 to 22,000
Replies: 49
Views: 6397

Re: The Rise From 7,000 to 22,000

the long run


lately, I find myself trying to determine how long the long run is.
by Barefootgirl
Wed Aug 02, 2017 8:00 pm
Forum: Personal Consumer Issues
Topic: Retire early, live abroad until 65 and come back
Replies: 72
Views: 7908

Re: Retire early, live abroad until 65 and come back

This is not really unusual is it? In the area where I live, many people from other countries come to the U.S., obtain residency status - earn & save/accrue a boatload of $$$, then return to their home countries and live out their remaining years as kings and queens of the neighborhood. I would t...
by Barefootgirl
Wed Aug 02, 2017 7:50 pm
Forum: Investing - Theory, News & General
Topic: The Rise From 7,000 to 22,000
Replies: 49
Views: 6397

Re: The Rise From 7,000 to 22,000

I don't know anybody who goes to a casino to lose money.
The ads on TV all show happy winners...


According to my relatives, they only win and never lose lol.

Then I ask them how those casinos manage to stay in business lol.

The conversation never gets very far, if you catch my drift.
by Barefootgirl
Wed Aug 02, 2017 7:32 pm
Forum: Investing - Theory, News & General
Topic: The Rise From 7,000 to 22,000
Replies: 49
Views: 6397

Re: The Rise From 7,000 to 22,000

It doesn't seem so extreme if you think of it as 14,000-22,000 from 2007-2017.


+ 1


Measuring from a starting point of 2009 reminds me of my relatives when they return from the casino - they only talk about their winnings, never their losses
by Barefootgirl
Mon Jul 24, 2017 8:59 pm
Forum: Personal Finance (Not Investing)
Topic: Investing Education and Mansplaining
Replies: 128
Views: 7979

Re: Investing Education and Mansplaining

If I had a dollar for every time in my life that a man has talked over me, interrupted me or assumed he knew me more than me, (this also goes for the women in my presence at the time) I'd be retired a long time ago. It's what men (generally speaking) do. It does get old. The only advice I can offer ...
by Barefootgirl
Sat Jul 15, 2017 9:40 am
Forum: Personal Consumer Issues
Topic: Outside Pittsburgh short trip ideas
Replies: 36
Views: 2309

Re: Outside Pittsburgh short trip ideas

The mistake on the lake!


but the heart of rock and roll is in Cleveland.
by Barefootgirl
Sat Jul 15, 2017 9:38 am
Forum: Personal Consumer Issues
Topic: Upcoming Marriott Stay
Replies: 13
Views: 1624

Re: Upcoming Marriott Stay

To be fair, $200/night in a nice hotel in a downtown metropolitan area seems like a pretty good rate. Plus, as a gold member I would think you should have access to whatever "executive" room they have that probably includes free breakfast and other snacks during the day which can be a pre...
by Barefootgirl
Sat Jul 15, 2017 9:32 am
Forum: Personal Finance (Not Investing)
Topic: What am I missing here? [I'm a bachelor]
Replies: 51
Views: 3385

Re: What am I missing here? [I'm a bachelor]

I'm not sure it's as much propaganda as it is the natural outcome of a capital based economy. For each single home unit sold, particularly stand alone units, the potential exists for lots of add ons - a set of dishes, furniture, lawn implements, appliances, etc. When people live in cooperative units...
by Barefootgirl
Fri Jul 14, 2017 7:15 pm
Forum: Personal Consumer Issues
Topic: Upcoming Marriott Stay
Replies: 13
Views: 1624

Upcoming Marriott Stay

There's a Marriott I'd like to stay at in downtown Pittsburgh for an upcoming event - according to the site, it's about $200 per night and I am woefully short on the necessary Marriott points to book a rewards stay. Any other programs I could transfer from - or - any suggestions for getting better r...
by Barefootgirl
Fri Jul 14, 2017 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Switch to federal job?
Replies: 80
Views: 7559

Re: Switch to federal job?

No, I am in a special classification where we are paid "well below market" so they keep us at our higher pay table unless the locality pay is actually above our special pay table (which only happens in San Jose and for the GS-13 and GS-14 levels). That appears to give you considerable fle...
by Barefootgirl
Fri Jul 14, 2017 9:59 am
Forum: Personal Finance (Not Investing)
Topic: Switch to federal job?
Replies: 80
Views: 7559

Re: Switch to federal job?

Slacker,

Work from home anywhere in the CONUS


Since compensation is locality based, do they adjust your pay rate if you decide to move? I guess they know where you are by your mailing address.
by Barefootgirl
Fri Jul 14, 2017 3:54 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2016
Views: 349589

Re: What's Your Credit Card Rewards Strategy?

RE: the Merrill Lynch card

What has been your most valuable redemption from the bonus points earned on that card?

Did you continue to use it after getting the bonus?

I'm reading that churning this card has become much more restrictive. Have you been successful at that? (recently?)

Thanks
by Barefootgirl
Fri Jul 07, 2017 1:34 pm
Forum: Personal Consumer Issues
Topic: Are you finding any good values at Amazon anymore?
Replies: 149
Views: 13675

Re: Are you finding any good values at Amazon anymore?

For the most part, I find that any price premium on Amazon more than offsets my personal resources: time, gasoline, potential aggravation, return /refund hassles.
by Barefootgirl
Fri Jul 07, 2017 12:38 pm
Forum: Investing - Help with Personal Investments
Topic: Retire at 55 on $41K/yr fixed pension with $1MM portfolio?
Replies: 26
Views: 6415

Re: Retire at 55 on $41K/yr fixed pension with $1MM portfolio?

I considered the nomad option - but having no fixed address seems to have "issues" and so I'm hoping for a small apartment or simila
r.

I am considering it, but have noticed there is a bias against nomads - as if being mobile = up to no good.

It's an unfortunate and imo, unfair label.
by Barefootgirl
Fri Jul 07, 2017 12:32 pm
Forum: Personal Consumer Issues
Topic: Googleplay?
Replies: 4
Views: 529

Googleplay?

So it's an Android based app, but also a Roku channel?

How does it compare to the more common viewing channels like Netflix, Amazon, etc.?
by Barefootgirl
Wed Jul 05, 2017 4:34 pm
Forum: Personal Consumer Issues
Topic: Drum sets
Replies: 12
Views: 1058

Drum sets

I have a 12 year old niece who's a drummer - not only on her school's drumline, but also in her little garage band. She's thriving and has a lot of interest in growing in her skills, after 3 + years. She currently plays on a small set purchased used by. her parents and she has worn them out. I might...
by Barefootgirl
Sat Jul 01, 2017 5:31 am
Forum: Personal Finance (Not Investing)
Topic: Hiring an executor for my will
Replies: 72
Views: 7262

Re: Hiring an executor for my will

This is an area I know little about, but eventually luck runs out, so its good to attempt to plan ahead. Just as they are buyer real estate brokers, are there patient advocates for hire? As the concept of family and family geography has changed dramatically in the past 50 years, seems there are gaps...
by Barefootgirl
Thu Jun 29, 2017 10:21 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2016
Views: 349589

Re: What's Your Credit Card Rewards Strategy?

Vinh at Miles Per Day writes this week about being shutdown completely or nearly completely by Capital One bank...accounts and cards it seems. Shutdowns are a frequent theme on his blog and I believe Cap One is not his first trip to being shutdown by a major bank. At what point should one be concern...
by Barefootgirl
Wed Jun 28, 2017 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Early Retirement - what to do about healthcare?
Replies: 228
Views: 25693

Re: Early Retirement - what to do about healthcare?

If you get seriously ill (cancer, auto-immune disease, etc.), you are likely to lose your ability to do your job, and ultimately lose your group insurance.


Sadly, this makes the case for Medicaid. In this scenario, insurers, like banks, getting bailed out.
by Barefootgirl
Tue Jun 27, 2017 10:16 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2016
Views: 349589

Re: What's Your Credit Card Rewards Strategy?

I have a large purchase coming up (not giftcards or rent or mortgage, etc.) - we are renovating my mother's home. I can buy many things online (not always in the hardware store category) Two cards come to mind - Citi More Access for 3X or Amex Business Blue at 2X. Which would you value more: 3X Than...
by Barefootgirl
Tue Jun 27, 2017 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Middle age job blues
Replies: 86
Views: 8807

Re: Middle age job blues

This happened to me in the IT industry at the same age. First, they froze the pensions, then they took away employee healthcare in retirement, then they froze salaries and on and on.... I jumped ship to the public sector for stability, a second pension and healthcare in retirement. May not be sexy, ...
by Barefootgirl
Mon Jun 26, 2017 1:35 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 55
Views: 3685

Re: Worthwhile TV programming?

I thought The Keeper was interesting, but could have been condensed lol - I understand the producers have a different goal than the viewer. Yes, yes, as other posters have pointed out - the issue is with me - hahaha too picky. I don't eat brussel sprouts either lol. Actually, my interest in just wan...
by Barefootgirl
Mon Jun 26, 2017 11:02 am
Forum: Personal Finance (Not Investing)
Topic: Federal Retiree Health Care with/Medicare
Replies: 51
Views: 3441

Re: Federal Retiree Health Care with/Medicare

Whenever the talk turns to abolishing or scaling back on Medicare benefits, isn't it possible to view the FEHB program for retirees as a good cushion for handling the fall?
by Barefootgirl
Mon Jun 26, 2017 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Where to find a financially like-minded significant other?
Replies: 140
Views: 8722

Re: Where to find a financially like-minded significant other?

If you find a financially compatible partner, I think the relationship may have promise, but it's equally important to find a partner with at least a reasonable degree of emotional intelligence...the wings still need lift :)

I agree there should be a dating group. I have found we are a minority. :)
by Barefootgirl
Sun Jun 25, 2017 10:17 am
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 55
Views: 3685

Re: Worthwhile TV programming?

For me, it's probably a combination of having narrow interests and being easily distracted when a show doesn't draw me in. I've been looking around - it appears I might have better luck dropping subscription services and just buying programming on demand when I find something I think i might like. A...
by Barefootgirl
Sun Jun 25, 2017 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Early Retirement - what to do about healthcare?
Replies: 228
Views: 25693

Re: Early Retirement - what to do about healthcare?

flyingaway - About 10+ years ago, a co-worker of mine was found sobbing alone in a conference room. We assumed it was because she had just been diagnosed with cancer. As I went to console her, I learned the actual source of her grief - she explained she would never be able to leave that job - a job ...
by Barefootgirl
Sat Jun 24, 2017 6:35 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 55
Views: 3685

Re: Worthwhile TV programming?

I find tons of documentaries on Netflix and Amazon that are obvious propaganda....and not just for one side. All sides seem to get a chance to push their various agendas.

I did enjoy the Tom Petty, Eagles and Keith Richards documentaries, however.

What has happened to programming?
by Barefootgirl
Sat Jun 24, 2017 6:34 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 55
Views: 3685

Re: Worthwhile TV programming?

Some of the ones you mention I believe require an additional add on subscription.

In that case, I might better subscribe directly through Roku?
by Barefootgirl
Sat Jun 24, 2017 4:55 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 55
Views: 3685

Re: Worthwhile TV programming?

yes, listening with one eye cocked and ready in case I hear something riveting :)
by Barefootgirl
Fri Jun 23, 2017 5:16 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 55
Views: 3685

Worthwhile TV programming?

I realize this topic is subjective, but maybe I can get some ideas here. I am not a station TV watcher, beyond news programs. I mostly telework, so I appreciate having something on in the background for noise (I am nearing retirement and could do this job in my sleep)... and to keep me thinking - so...
by Barefootgirl
Fri Jun 23, 2017 8:05 am
Forum: Personal Finance (Not Investing)
Topic: Early Retirement - what to do about healthcare?
Replies: 228
Views: 25693

Re: Early Retirement - what to do about healthcare?

We can speculate all day long about the best countries for certain types of medical care, but I find it most helpful to actually talk to boots on the ground - specifically, Canadian and U.S. expats living in other countries. Generally speaking, I've found it true that expats don't hold back when it ...
by Barefootgirl
Fri Jun 23, 2017 5:13 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2016
Views: 349589

Re: What's Your Credit Card Rewards Strategy?

Download the Experian app and you can see at any given moment how many new CC accounts you are showing w/in the previous 2 year period. Works like a charm = no need to guess how Chase is seeing it when they make their decision.
by Barefootgirl
Thu Jun 22, 2017 3:00 pm
Forum: Personal Finance (Not Investing)
Topic: Early Retirement - what to do about healthcare?
Replies: 228
Views: 25693

Re: Early Retirement - what to do about healthcare?

My post was vague, way off topic and not specific to any poster, just the view from stepping back and looking at it from a very wide vantage point. I agree, we can't each build our own interstates ;) having more than one legal residency could be wise however.
by Barefootgirl
Thu Jun 22, 2017 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Early Retirement - what to do about healthcare?
Replies: 228
Views: 25693

Re: Early Retirement - what to do about healthcare?

It's something of an irony that we're here in the forum overall to learn better how to profit from the constant growth that is celebrated and supported above all else in the US — above affordable health care, above education, above everything. At the end of the day, it means Americans believe it’s y...
by Barefootgirl
Thu Jun 22, 2017 10:24 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2016
Views: 349589

Re: What's Your Credit Card Rewards Strategy?

And so I'd like to pass the announcement that the next FTU will be taking place in Chicago on 17-19 November 2017, m . If I were not traveling at that time elsewhere, I would have found it worthwhile to fly to Chicago for this event. Your mileage may vary (excuse the pun), Thank you for sharing the...
by Barefootgirl
Wed Jun 21, 2017 8:09 pm
Forum: Personal Finance (Not Investing)
Topic: Best Practices for Managing Paper Receipts
Replies: 28
Views: 2285

Re: Best Practices for Managing Paper Receipts

I'm a minimalist. I have two baskets - "tax & HSA receipts - the other: "purchase receipts" Every few weeks or so, I gather up the tax (deductible expense etc) receipts and put them in a current tax year file - the HSA receipts go in their file. Around the same interval, I check t...
by Barefootgirl
Wed Jun 21, 2017 6:37 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2016
Views: 349589

Re: What's Your Credit Card Rewards Strategy?

I'm starting to second guess my waiting game on the Chase Sapphire. I am sitting at just 6/24 right now - so getting close, but see other good opportunities on the horizon. I'm earning UR points through Ink, etc. The bonus of course would be nice - but remind me again - what is your primary motivato...
by Barefootgirl
Mon Jun 19, 2017 6:48 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2016
Views: 349589

Re: What's Your Credit Card Rewards Strategy?

Merrill Plus Visa Signature card.


Is there a business version of this card, anyone know? I will try to find out.
by Barefootgirl
Mon Jun 19, 2017 6:42 am
Forum: Personal Consumer Issues
Topic: Fermenting Vegetables
Replies: 45
Views: 3620

Re: Fermenting Vegetables

we humans prefer crisp over soft, the latter being a sign of spoilage. . I never thought of it this way, but that's exactly it. I looked at the lovely and tasty piece of cucumber that I had fermented and it tasted good, but I had to tell myself the mushiness was not a concern ;0 If it's solely due ...
by Barefootgirl
Sun Jun 18, 2017 6:47 pm
Forum: Investing - Theory, News & General
Topic: Amazon Buys Whole Foods
Replies: 103
Views: 11137

Re: Amazon Buys Whole Foods

In this area, also considered affluent and densely populated, there's a growing wave of large German or German-connected grocers: Lidl, Aldi and Trader Joes - all quite literally moving into spaces once occupied by Safeway and similar, new stores in the past couple years and several more scheduled t...