Search found 1438 matches

by Barefootgirl
Thu Jan 28, 2016 7:47 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1420
Views: 271114

Re: What Movie Have You Recently Watched?

Mad Dogs on Amazon. At first the subtleties were lost on me. It took me awhile to get that it's not another formulaic TV series, but rather a drama that includes themes taken from classic literature. Very well done, if you pay close attention.
by Barefootgirl
Fri Jan 08, 2016 7:37 am
Forum: Personal Finance (Not Investing)
Topic: When to leave day job
Replies: 38
Views: 4090

Re: When to leave day job

Hey Drew, Looks like I may be the first one here to congratulate you on your success, so anyway, Congrats! You've accomplished a lot in what seems like a short amount of time to me... I have a few thoughts - all random, from someone who's made quite a few more trips around the sun: With respect to f...
by Barefootgirl
Thu Dec 24, 2015 4:45 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on groceries?
Replies: 109
Views: 7368

Re: How much do you spend on groceries?

I probably average between $150-$250/mo for one, but am frequently cooking for 2 or more as I like to entertain...and when I do, they bring the wine so who really knows lol. Does not include meals away from home, which is probably between 5 and 10 per month. My purchases are all over the map - Trade...
by Barefootgirl
Wed Dec 23, 2015 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Next credit card for a bonus?
Replies: 99
Views: 7560

Re: Next credit card for a bonus?

I probably got about a dozen new cards roughly between spring or summer of 2014 and late summer of 2015 (about half of those were Chase cards), and I was never rejected on the basis of too many hard pulls. My credit score was about 20 or 30 points higher by autumn 2015 than it was a year prior. I'm ...
by Barefootgirl
Wed Dec 23, 2015 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: Next credit card for a bonus?
Replies: 99
Views: 7560

Re: Next credit card for a bonus?

A hard pull is not the big deal people make it out to be. At best you temporarily lose a few points off your score which, if you have excellent credit, is meaningless I see your point since it probably applies to most people, so it depends on your goals. If you are heavy into the game and have a sp...
by Barefootgirl
Wed Dec 23, 2015 2:45 pm
Forum: Personal Finance (Not Investing)
Topic: Next credit card for a bonus?
Replies: 99
Views: 7560

Re: Next credit card for a bonus?

I find blogs to be informative, but for me, the gems have been gleaned from the forums, but I am coming from the point of view of being a heavy into the game, so that probably colors my advice. I need to keep this in mind.

BFG
by Barefootgirl
Wed Dec 23, 2015 2:43 pm
Forum: Personal Finance (Not Investing)
Topic: Biggest lucky break in your personal finances?
Replies: 160
Views: 12123

Re: Biggest lucky break in your personal finances?

My definition of lucky may be a bit wacky, but.... I consider the timing and location of my birth to be a lucky break. I consider the bad example set by my parents to be a lucky break as it provided me with a lot of underlying and extra motivation. I consider the aptitude for learning that I was bor...
by Barefootgirl
Wed Dec 23, 2015 8:58 am
Forum: Personal Finance (Not Investing)
Topic: Next credit card for a bonus?
Replies: 99
Views: 7560

Re: Next credit card for a bonus?

I have Chase Ink Plus and will be closing it in a couple weeks before the annual fee is due. Next summer I will apply for Chase Ink Cash for the telephone/Internet 5x points Perhaps you can call Chase and get them to convert your Ink Plus to Ink Cash? - in order to avoid another pull on your credit...
by Barefootgirl
Wed Dec 23, 2015 8:51 am
Forum: Personal Consumer Issues
Topic: Accruing Credit Card Points & Miles on Autopilot?
Replies: 18
Views: 1655

Re: Accruing Credit Card Points & Miles on Autopilot?

Thank you all for the helpful data. I've gotten fairly proficient at earning rewards that require effort, lol....but have been looking for effortless ways to earn during those times when my schedule is too hectic to play the game.

These suggestions are helping me to get an idea of my options.

BFG
by Barefootgirl
Wed Dec 23, 2015 8:36 am
Forum: Personal Finance (Not Investing)
Topic: Federal Employee FSAFeds Question
Replies: 3
Views: 350

Federal Employee FSAFeds Question

I've read the FSAFeds page guidelines a couple times to make sure I understand the terms and I've even called (resulting in some conflicting guidance)....I'd like to state in simple terms what I understand the policies to be in hopes that others here can confirm: The program guidelines require that ...
by Barefootgirl
Sat Dec 12, 2015 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: Single & Frugal or Coupled & (Financially) Incompatible?
Replies: 104
Views: 10370

Re: Single & Frugal or Coupled & (Financially) Incompatible?

I don't believe that marriages are about love. I believe that a relationship is about love. Marriage is a legal construct that can frame a relationship, regardless of the health of the relationship. Relationships and marriages can go hand in hand, one along with the other, together, or they can exis...
by Barefootgirl
Sat Dec 12, 2015 9:27 am
Forum: Personal Consumer Issues
Topic: Accruing Credit Card Points & Miles on Autopilot?
Replies: 18
Views: 1655

Accruing Credit Card Points & Miles on Autopilot?

I'm looking for additional opportunities to accrue points and miles where I don't have to do anything above and beyond my regular routine. In other words, I'm already getting points and miles from regular routine pending (the expenses of life) and getting points and miles by having my cable/internet...
by Barefootgirl
Thu Dec 10, 2015 10:23 pm
Forum: Personal Consumer Issues
Topic: San Antonio vs. Morgantown, WV for 2 docs
Replies: 99
Views: 5792

Re: San Antonio vs. Morgantown, WV for 2 docs

Obviously just one opinion, but hot and flat doesn't do much for me....San Antonio is fine for Mexican food, a quick trip to the Alamo and IMO, that's about it, other than the occasional meal at the River Walk. The best part of San Antonio for me is the fact that Austin is just a relatively short ho...
by Barefootgirl
Wed Dec 02, 2015 9:57 pm
Forum: Personal Consumer Issues
Topic: Cyber Monday
Replies: 50
Views: 5712

Re: Cyber Monday

I bought absolutely nothing yesterday, despite several attempts. Coupon codes excluded everything I needed, and "sale" prices were more expensive than black Friday, which were more expensive than the Wednesday prior to that i bought less than years past - and like you, despite several att...
by Barefootgirl
Wed Dec 02, 2015 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: Jason Zweig & Future of Real Estate
Replies: 19
Views: 3364

Re: Jason Zweig & Future of Real Estate

Yes, thank you for posting the unabridged version. I suppose there is a personal angle for me. My grandparents once owned and operated for many years, a large dairy farm not too far from the town where Jason's parents lived. It had been in my grandfather's family for generations, but had to be sold ...
by Barefootgirl
Wed Dec 02, 2015 9:21 pm
Forum: Personal Consumer Issues
Topic: How do high earners get rid of their junk?
Replies: 59
Views: 8856

Re: How do high earners get rid of their junk?

I live in a high income/transient location where people are always getting rid of nice/gently used/previously expensive or well made items. I see them advertised all the time on Craigslist or Freecycle or the local Facebook yard sale group...and yet....it pains me to see local ads from businesses th...
by Barefootgirl
Wed Dec 02, 2015 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Jason Zweig & Future of Real Estate
Replies: 19
Views: 3364

Re: Jason Zweig & Future of Real Estate

My instincts tell me this real life concept (linked) will catch on....communal living concepts for adults of all ages and life stages. Dorms: not just for teenagers anymore. http://www.commonspace.io/ Yes, shopping malls and movie theatres are ghost towns, for the most part, not everywhere nor all t...
by Barefootgirl
Wed Dec 02, 2015 10:46 am
Forum: Personal Consumer Issues
Topic: New Cell Plan
Replies: 21
Views: 2050

New Cell Plan

I have a new iPhone not coupled with a plan, so seeking a carrier other than T-Mobile. T-Mobile service not strong in my area.... Looking for recommendations for a reliable, competitively priced provider...I am a moderate user of text and voice, but plan to make more use of internet services (browsi...
by Barefootgirl
Tue Dec 01, 2015 8:54 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1420
Views: 271114

Re: What Movie Have You Recently Watched?

Spectre, the most recent James Bond film.

Although I see the Bond films trending away from plot and moving toward special effects (not drastically so, but noticeable IMO), Daniel Craig is just so easy on the eyes.

BFG
by Barefootgirl
Tue Dec 01, 2015 8:49 pm
Forum: Personal Consumer Issues
Topic: Honda Accord broke down last night
Replies: 71
Views: 8783

Re: Honda Accord broke down last night

Our vehicle died at the 160,000 mile mark and we were pressed for time with multiple commitments at the time. In retrospect, we paid too much for the current one and would have done much better getting a rental car for 1-2 weeks and getting the 'urgency monkey' off of our backs Excellent advice. No...
by Barefootgirl
Tue Dec 01, 2015 7:03 pm
Forum: Personal Finance (Not Investing)
Topic: Jason Zweig & Future of Real Estate
Replies: 19
Views: 3364

Jason Zweig & Future of Real Estate

Jason Zweig recently touched on a subject in the WSJ that often crosses my mind: that home ownership is increasingly less important to Millenials and will be even more so for future generations, whether it be a matter of personal preference or finance. It makes sense to me that this would happen: fo...
by Barefootgirl
Mon Nov 16, 2015 12:37 pm
Forum: Personal Consumer Issues
Topic: At what level does the cost of something matter to you?
Replies: 64
Views: 6200

Re: At what level does the cost of something matter to you?

I don't have a particular cost or price point. As the cost of household consumables becomes an increasingly smaller percentage relative to my overall income and net worth, I find myself watching prices less and less. I'm noticing a shift in my thought process whereby the concern of running out of ti...
by Barefootgirl
Sun Nov 15, 2015 8:46 am
Forum: Personal Consumer Issues
Topic: Automated Pour Over Coffee Machine?
Replies: 21
Views: 2148

Re: Automated Pour Over Coffee Machine?

Here's a technical discussion. I'd say the machines are different based on temp, hold time, blooming method, etc. I have never used a high end drip machine, so perhaps they approximate the pour over method.

http://pouringovercoffee.com/pour-over-coffee-vs-drip/
by Barefootgirl
Sat Nov 14, 2015 2:29 pm
Forum: Personal Consumer Issues
Topic: Automated Pour Over Coffee Machine?
Replies: 21
Views: 2148

Re: Automated Pour Over Coffee Machine?

They're at the point in life where they want for very little materially and this is the one thing they want. Currently, they have a separate Chemex and electric pot to heat the water...and timer and grinder....they would hope to find an automated unit that performs all the tasks that need to be inte...
by Barefootgirl
Thu Nov 12, 2015 12:26 pm
Forum: Personal Consumer Issues
Topic: Automated Pour Over Coffee Machine?
Replies: 21
Views: 2148

Automated Pour Over Coffee Machine?

My parents have few material wants, but when I asked what they might like as a gift for the upcoming holidays, this was their response.

I've been doing some reading up on these machines, reviews seem mixed.

Anyone using on they can recommend? thanks
by Barefootgirl
Thu Nov 12, 2015 11:25 am
Forum: Personal Consumer Issues
Topic: Digital Newspapers and Magazines - Mobile environment
Replies: 3
Views: 464

Digital Newspapers and Magazines - Mobile environment

What's your preferred device to read digital newspapears and magazines in a mobile environment (airport, hotel lobby, passenger in a car, etc.) and why do you like it?

Thanks
by Barefootgirl
Wed Nov 11, 2015 9:59 am
Forum: Personal Consumer Issues
Topic: More Consumer Privacy Questions
Replies: 4
Views: 294

Re: More Consumer Privacy Questions

Ok, some further details here - the new iPhone during activation, gives you an opportunity to sign up for Apple Pay. When I clicked yes and was preparing to enter *my credit card data* - I noticed that it was already populated with my credit card data - from Discover. I understand that Discover and ...
by Barefootgirl
Wed Nov 11, 2015 9:11 am
Forum: Personal Consumer Issues
Topic: More Consumer Privacy Questions
Replies: 4
Views: 294

More Consumer Privacy Questions

I just purchased a new iPhone, using a Citibank card. During the process of activating the phone, I discovered it had already been pre-loaded with my Discover card data. I had never signalled to either party - Apple or Discover, that I was planning to use them together - and yet the data was there. ...
by Barefootgirl
Fri Nov 06, 2015 7:44 am
Forum: Personal Consumer Issues
Topic: Where to retire in Florida?
Replies: 136
Views: 14305

Re: Where to retire in Florida?

Be careful of HOA situations. Caveat Emptor. Curious to know if you are suggesting that they are any worse in Florida than in other states or perhaps that is the only state where you have experience with them? RE: other comments about unbearable heat in Florida in summer....The absolutely most drea...
by Barefootgirl
Wed Nov 04, 2015 9:02 pm
Forum: Personal Consumer Issues
Topic: Yogurt - Greek or "regular' - cost evaluation
Replies: 69
Views: 5200

Re: Yogurt - Greek or "regular' - cost evaluation

You could easily run an experiment to test this. Purchase regular plain yogurt, 8 ounces for example, place it in a mesh type strainer and let it drain into a bowl in the fridge. After a day or so, when the whey stops dripping, measure how much you have remaining - this remaining yogurt is essential...
by Barefootgirl
Wed Nov 04, 2015 3:47 am
Forum: Personal Consumer Issues
Topic: Where to retire in Florida?
Replies: 136
Views: 14305

Re: Where to retire in Florida?

Disappointing to hear this about Key West. First Times Square and now Key West too? I used to visit these places as a student in the 80s and they were cool because they were salty.

BFG
by Barefootgirl
Tue Nov 03, 2015 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: Life lessons: Making loans to friends. Insights? Revelations?
Replies: 169
Views: 15446

Re: Life lessons: Making loans to friends. Insights? Revelations?

I scratch my head on this topic. It's almost like there are two kinds of people in this world: (1) people who borrow, then it gnaws at them until they pay it back in full (2) people who borrow and forget or neglect to repay the debt without giving it another thought. I've almost never borrowed money...
by Barefootgirl
Tue Nov 03, 2015 10:23 am
Forum: Personal Consumer Issues
Topic: Thinking of switching from phone to phablet
Replies: 49
Views: 4468

Re: Thinking of switching from phone to phablet

Average adult sized female hands
by Barefootgirl
Tue Nov 03, 2015 8:16 am
Forum: Personal Consumer Issues
Topic: Thinking of switching from phone to phablet
Replies: 49
Views: 4468

Re: Thinking of switching from phone to phablet

Appreciate the comments confirming my thoughts that the larger screen makes the phone more useful in many ways. I don't carry phones in clothing pockets. I carry a phone in my purse - so this is not an issue for me. My concern is perhaps being out and about and getting a phone call while I have a ba...
by Barefootgirl
Tue Nov 03, 2015 6:46 am
Forum: Personal Finance (Not Investing)
Topic: Cash Flow
Replies: 16
Views: 2247

Re: Cash Flow

I used that method to go from being a burdened by student loan dept to joining the 7 figure club. I kept an eye on expenses while also looking for ways to maximize income. I kept running tabs and trends in my head. There are only so many hours in a day, particularly if you are also working a full ti...
by Barefootgirl
Mon Nov 02, 2015 8:41 pm
Forum: Personal Consumer Issues
Topic: How much capacity for a new iPhone?
Replies: 32
Views: 2583

Re: How much capacity for a new iPhone?

thank you all - now I'm leaning toward the larger screen size - 5 x5 as well....I've long complained that my phone is too small to do anything with it and now more apps are involved.... Any downsides to the larger screen phone? I do not carry phones in my hip pockets - so that is not an issue... tha...
by Barefootgirl
Mon Nov 02, 2015 6:10 pm
Forum: Personal Consumer Issues
Topic: How much capacity for a new iPhone?
Replies: 32
Views: 2583

How much capacity for a new iPhone?

Starts at 16GB, next level is 64KB. I highly doubt I would ever watch a movie on a phone, I could listen to music on it I suppose, in addition to my iPod that I use for exercise....I am not a gamer.

Any advice?
by Barefootgirl
Mon Nov 02, 2015 8:59 am
Forum: Personal Consumer Issues
Topic: Hard Cider & a Flick
Replies: 30
Views: 2825

Re: Hard Cider & a Flick

Hi thanks. we went with Cidre from Stella Artois, very drinkable and smooth. Also, a Stephen King based movie called "The Good Marriage" with Anthony LaPaglia and Joan Allen - a thriller about a serial murderer. Headed out to see The Martian, but turns out that I had misread the showtimes ...
by Barefootgirl
Mon Nov 02, 2015 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Role for a professional in retirement planning?
Replies: 52
Views: 3603

Re: Role for a professional in retirement planning?

I've been seeking the same professional consultation, without much success. There's no shortage of people prepared to advise on how to invest and prepare for retirement, but for all intents and purposes, no advice on post-retirement withdrawal and taxation strategies, etc. in retirement. What I have...
by Barefootgirl
Sat Oct 31, 2015 9:45 am
Forum: Personal Consumer Issues
Topic: Hard Cider & a Flick
Replies: 30
Views: 2825

Re: Hard Cider & a Flick

My grandparents stored their regular cider in the basement and sometime over the winter it turned naturally to hard cider without intervention?
by Barefootgirl
Fri Oct 30, 2015 8:33 pm
Forum: Personal Consumer Issues
Topic: Where to retire in Florida?
Replies: 136
Views: 14305

Re: Where to retire in Florida?

protagonist, if you find such a community, will you report back and let us know? :) In the meantime, I can suggest a loosely affiliated community of roots musicians and their fans, as well as a generally laid back and open community surrounding such places as the Nokomis Beach Drum Circles, Spirit R...
by Barefootgirl
Fri Oct 30, 2015 9:38 am
Forum: Personal Consumer Issues
Topic: Hard Cider & a Flick
Replies: 30
Views: 2825

Hard Cider & a Flick

We've decided to step out for a movie on Halloween, followed by some hard cider and snacks. We've narrowed down the selection to these three at a nearby multiplex: Sicario, Bridge of Spies or The Martian. If anyone can vouch for any of these, plus recommendations for one of the hard ciders that are ...
by Barefootgirl
Fri Oct 30, 2015 9:34 am
Forum: Personal Consumer Issues
Topic: White Noise/Sleep/Sound Therapy
Replies: 62
Views: 4651

Re: White Noise/Sleep/Sound Therapy

Actually, on the mornings I must travel into the big city, I use both types of alarms. The clock and one of the pre-sets that came with my Android phone. Both of them were annoying. I did find and plug in my dawn clock a week or so ago and that's been working well.....I much prefer waking to light t...
by Barefootgirl
Wed Oct 28, 2015 4:44 pm
Forum: Personal Consumer Issues
Topic: MacBook Air - laptop sizing
Replies: 3
Views: 510

MacBook Air - laptop sizing

When the size is given as 13 inches or 15 inches - is that the monitor screen only or the screen plus the metal margins surrounding the screen(the casing)?

I am getting ready to order a case for someone and can't recall! help appreciated
by Barefootgirl
Wed Oct 28, 2015 4:19 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 1420
Views: 271114

Re: What Movie Have You Recently Watched?

Can anyone recommend a highly suspenseful movie for Halloween? not horror, suspense and intelligently written, thank you
by Barefootgirl
Tue Oct 27, 2015 8:14 am
Forum: Personal Finance (Not Investing)
Topic: Uncertainty as Federal Employee
Replies: 54
Views: 4439

Re: Uncertainty as Federal Employee

Lots of great discussion here. Another point I thought to mention. It is common for people to cycle between working for the federal government and federal government contractors. I would posit that this employment community is dissimilar from traditional private industry in several ways. Often, if a...
by Barefootgirl
Mon Oct 26, 2015 7:08 am
Forum: Personal Finance (Not Investing)
Topic: Travel rewards credit card?
Replies: 100
Views: 9707

Re: Travel rewards credit card?

Not enough hours in the day for this...thanks for bringing me up to speed on the Barclay card.
by Barefootgirl
Mon Oct 26, 2015 12:04 am
Forum: Personal Finance (Not Investing)
Topic: Travel rewards credit card?
Replies: 100
Views: 9707

Re: Travel rewards credit card?

Since you're looking for a general travel card, not carrier brand specific, I recommend any card that helps you build points (go for sign up bonuses) in the big transferable programs - Ultimate Rewards, Membership Rewards and Thank you Points. You might want to round it out with a Barclays Arrival +...
by Barefootgirl
Sun Oct 25, 2015 9:11 pm
Forum: Personal Consumer Issues
Topic: White Noise/Sleep/Sound Therapy
Replies: 62
Views: 4651

Re: White Noise/Sleep/Sound Therapy

Thank you for all the suggestions....I am pretty sure it's not health related as it started suddenly when the noise levels increased in my neighborhood due to 2 new and noisy families moving in with: yapping dogs, evening tuba practice, ball playing children....and we are in condos surrounding a cou...
by Barefootgirl
Sun Oct 25, 2015 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: Uncertainty as Federal Employee
Replies: 54
Views: 4439

Re: Uncertainty as Federal Employee

I think you've gotten some excellent advice, but appears much of it is comes filtered through the lens of people many years older than you. As someone who's worked on both sides and has direct experience with this, let me throw out some other ideas I don't think have been mentioned. You are astute i...

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