Search found 1880 matches

by Barefootgirl
Mon Feb 27, 2017 9:47 pm
Forum: Personal Consumer Issues
Topic: Electric Toothbrushes - again
Replies: 15
Views: 843

Electric Toothbrushes - again

I know this is a topic that cycles. Mine died, so I decided to see what's new in the electric toothbrush market. According to the Consumer Reports website, they no longer rate or review them (didn't say why), but it's curious - maybe some strong arming from one of the manufacturers lol. :D I know So...
by Barefootgirl
Mon Feb 27, 2017 10:11 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1212
Views: 150425

Re: What's Your Credit Card Rewards Strategy?

All programs are devalued eventually. I've thought about this and how to incorporate it into an earnings strategy to optimize efficient use of one's time/focus. Seems to me that if you know you aren't going to be able to travel or have use of them due to whatever reason during a particular time fra...
by Barefootgirl
Sun Feb 26, 2017 3:34 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1212
Views: 150425

Re: What's Your Credit Card Rewards Strategy?

RE: Churnable Cards I just read on DOC about the No 24-Month language CitiBusiness / AAdvantage Platinum Select with 50,000 bonus, 3K spend I think it was in 90 days. Ok, so the no 24 months makes this quite churnable and since it's a business card, it should not show up on the Chase radar? Do I hav...
by Barefootgirl
Fri Feb 24, 2017 9:57 pm
Forum: Investing - Theory, News & General
Topic: Market Run Ups - Now vs. Then
Replies: 76
Views: 4330

Re: Market Run Ups - Now vs. Then

Someone up the thread mentioned their boss crunching personal numbers during the 2000 run up. Reminds me of another difference. I recall, as we approached Y2K (and I was speculating on companies involved in remediation efforts lol) - that my co-workers and I had completely dismissed that we were wor...
by Barefootgirl
Fri Feb 24, 2017 9:42 pm
Forum: Investing - Theory, News & General
Topic: Market Run Ups - Now vs. Then
Replies: 76
Views: 4330

Re: Market Run Ups - Now vs. Then

Missing the 10 best trading days in each of the last nine decades would have, for example, seen investors gain 31% over the period instead of 10,055%. I'm wondering if this isn't an exaggerated example. For all intents and purposes, most investors aren't in the market for nine decades...six decades...
by Barefootgirl
Fri Feb 24, 2017 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card Debt Question (Separation)
Replies: 17
Views: 1314

Re: Credit Card Debt Question (Separation)

I'm not sure how similar your situation is to mine, but I'll offer it up in case it might be helpful in anyway. During our separation, my ex-husband ran up debt on a joint credit card that I had forgotten we had. (Lesson # 1, check and monitor the credit reports early and often) In our situation, I ...
by Barefootgirl
Fri Feb 24, 2017 12:44 pm
Forum: Personal Consumer Issues
Topic: Hearing Aid Benefits
Replies: 19
Views: 983

Hearing Aid Benefits

My brother is a very dedicated public high school teacher, teaching in a low income area. He's also hearing impaired and wears expensive hearing aids. It's time for his hearing aids to be upgraded to stronger units and they are very expensive and not covered by his insurance. Are any of you aware of...
by Barefootgirl
Thu Feb 23, 2017 6:26 am
Forum: Investing - Theory, News & General
Topic: Market Run Ups - Now vs. Then
Replies: 76
Views: 4330

Market Run Ups - Now vs. Then

I've lived through the 2000 and 2008-2009 market crashes....different circumstances, both devastating. I'm far more diversified now than before, and I have an asset allocation better suited to weather deep dives, etc. - and yet, my stomach still gets queasy when I see run ups. It's hard to shake off...
by Barefootgirl
Wed Feb 22, 2017 11:17 pm
Forum: Personal Consumer Issues
Topic: Passing along some Consumer Related Information
Replies: 1
Views: 646

Passing along some Consumer Related Information

Passing along what I've learned recently, maybe it will save someone else a little time. Certain industries are notorious for poor customer service, like the telecom industry. I've gotten the run around from almost all major telecom providers. Now if the issue cannot be resolved easily, I file a com...
by Barefootgirl
Tue Feb 21, 2017 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1212
Views: 150425

Re: What's Your Credit Card Rewards Strategy?

One thing I never get, likely because I'm not sure of all the various less obvious ways that banks make money - is why they care about *what* you buy with the card, for example - many (most?) don't pay points on purchases for cash equivalents? don't they get their cut either way or is it that the me...
by Barefootgirl
Tue Feb 21, 2017 5:20 am
Forum: Personal Finance (Not Investing)
Topic: What are the big things to get right?
Replies: 58
Views: 6309

Re: What are the big things to get right?

having a plan for getting, maintaining and paying for health insurance....everything else is gravy lol.
by Barefootgirl
Tue Feb 21, 2017 5:16 am
Forum: Personal Finance (Not Investing)
Topic: Larry Swedroe on James Lange's podcast Retire Secure
Replies: 8
Views: 2006

Re: Larry Swedroe on James Lange's podcast Retire Secure

I found Lange's books to be somewhat informative, but as just mentioned...basically like thick brochures for advertising his business lol. Lots of hypothetical, few concrete examples and case studies.

Much more detailed applications of the topics can actually be found on blogs that are free to read.
by Barefootgirl
Mon Feb 20, 2017 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1212
Views: 150425

Re: What's Your Credit Card Rewards Strategy?

Calygos wrote: Maybe this is a dumb question (and maybe my though process is just influenced by the credit vs. cash thread) but how much of this points/miles chasing leads to money spent on trips and vacations that wouldn't have otherwise be spent, thus leading to a net loss despite the credit card...
by Barefootgirl
Mon Feb 20, 2017 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1212
Views: 150425

Re: What's Your Credit Card Rewards Strategy?

They don't care about 5/24 or other rules because once you exhaust all of your bonus opportunities, you're done. This is the game changer...once you've run through all the major bank cards, you are done churning for bonuses - left with only waiting for new cards w/bonuses or watching for special pr...
by Barefootgirl
Mon Feb 20, 2017 9:30 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1212
Views: 150425

Re: What's Your Credit Card Rewards Strategy?

I'm a bit confused by something I've read on other sites. Seems that Amex is sensitive to spend on it's card if the spend is for GCs, MS or just regular spend. But this doesn't seem to be across the board - they only seem to track or crack down on some of their cards, not the whole Amex line of card...
by Barefootgirl
Mon Feb 20, 2017 9:27 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1212
Views: 150425

Re: What's Your Credit Card Rewards Strategy?

I'm fine with waiting out the time period until I qualify for the CSR, but I figure I will have some time in the next few months to play this hobby while I wait, so that brings me to business cards only. So far, the only business card I've ever had is the Amex SPG. What other business cards do you f...
by Barefootgirl
Sun Feb 19, 2017 9:02 am
Forum: Personal Consumer Issues
Topic: Temptooth?
Replies: 3
Views: 557

Temptooth?

My elderly mother had to have a tooth pulled. She plans to replace it with an in implant. As most know, this is a series of appointments and a timeline is involved. Although she is mostly housebound, she is concerned about going to social events with a missing front tooth. Her dentist offered a &quo...
by Barefootgirl
Sun Feb 19, 2017 8:30 am
Forum: Personal Finance (Not Investing)
Topic: Moving to very part time self-employment/issues
Replies: 2
Views: 403

Moving to very part time self-employment/issues

I hope to retire early in the not far off future. I've already been approached to do some consulting at that time. Kind of the whole point of retirement for me is to have more time for myself, but I am open to working very part time, sporadic hours, on a lucrative basis. I would like to start lookin...
by Barefootgirl
Thu Feb 16, 2017 8:35 pm
Forum: Personal Consumer Issues
Topic: Word Doc/Need to Send via Mac - question
Replies: 9
Views: 669

Re: Word Doc/Need to Send via Mac - question

Thanks all. I was in a bit of an urgent jam, so I ended up downloading a free trial of MS Office for Mac. Worked like a charm and saved my butt.

(My boss can be a task master)
by Barefootgirl
Thu Feb 16, 2017 8:33 pm
Forum: Personal Consumer Issues
Topic: How do you handle switching your handbag?
Replies: 62
Views: 3629

Re: How do you handle switching your handbag?

I often fantasize about the perfect intersection of fashion/function/quality and price when it comes to handbags. I have yet to find a brand that would be the holy grail.

Any suggestions will have me scrambling to have a look see and I would appreciate them.

BFG
by Barefootgirl
Thu Feb 16, 2017 8:24 pm
Forum: Personal Consumer Issues
Topic: Best time for massage?
Replies: 15
Views: 1976

Re: Best time for massage?

Sounds wonderful! In particular, the Oriental foot massage ( I wonder if that is reflexology?)'

I guess it should come as no surprise - Barefootgirl :)

PS/would love to read your review as well.
by Barefootgirl
Wed Feb 15, 2017 7:48 pm
Forum: Personal Consumer Issues
Topic: Word Doc/Need to Send via Mac - question
Replies: 9
Views: 669

Word Doc/Need to Send via Mac - question

I accidentally neglected to bring my Dell laptop with me on a trip, and have my Mac instead. I logged into email to retrieve a letter created in Word on the Dell that I need to send - but when I download to the Mac in order to attach to email - the format is lost/messed up. Is there a program I can ...
by Barefootgirl
Tue Feb 14, 2017 9:18 pm
Forum: Personal Finance (Not Investing)
Topic: Bogleheads not the norm?
Replies: 116
Views: 10128

Re: Bogleheads not the norm?

In my opinion, it can be helpful to read about the habits and experiences of the financially successful, but there's always a limit to broad benchmarks. I'll give you my prime example. When I was about 30, I read that much beloved by Bogleheads book: "Millionaire Next Door". The book inclu...
by Barefootgirl
Mon Feb 13, 2017 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1212
Views: 150425

Re: What's Your Credit Card Rewards Strategy?

Booking awards efficiently takes a lot of research, it's almost a science. If you don't thoroughly understand the program then there's a lot you're missing out on. Hi Drew, I assume that's why so many offer this as a service? How would you suggest going about learning the science for yourself? I am...
by Barefootgirl
Mon Feb 13, 2017 5:20 pm
Forum: Personal Consumer Issues
Topic: Mint/Financial Organization/Credit Card Travel Hobby
Replies: 10
Views: 667

Mint/Financial Organization/Credit Card Travel Hobby

Since I began playing the credit card games, I've found I'm increasingly spending more time chasing down payment deadlines, trying to stay organized, etc. I'm not a fan of auto-pay since I have found many billing errors in the past. I am wondering if, instead of visiting each bank's website, it migh...
by Barefootgirl
Mon Feb 13, 2017 4:16 pm
Forum: Personal Consumer Issues
Topic: Early Retirement in Mexico, Healthcare
Replies: 26
Views: 4219

Re: Early Retirement in Mexico, Healthcare

I would be curious to here how people that do this handle health insurance if they need come back to the US for a wedding or funeral or just to visit.


Travel insurance? not sure
by Barefootgirl
Mon Feb 13, 2017 1:12 pm
Forum: Personal Consumer Issues
Topic: Early Retirement in Mexico, Healthcare
Replies: 26
Views: 4219

Re: Early Retirement in Mexico, Healthcare

I ran across this article, this morning and found it eye opening:

https://bestplacesintheworldtoretire.co ... -vs-mexico
by Barefootgirl
Mon Feb 13, 2017 10:27 am
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 103
Views: 10215

Re: The Wall Street Journal to close Google loophole entirely

I have a Mac, OS is Sierra.

I typically use Safari for my browser.

I am going to switch to Chrome, but looks like I have to go to something called a BookMark Manager. We'll see lol
by Barefootgirl
Mon Feb 13, 2017 9:16 am
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 103
Views: 10215

Re: The Wall Street Journal to close Google loophole entirely

I feel like a dolt. I follow these instructions exactly and it brings me back here to this thread. I am copying and pasting the URL in green. :?
by Barefootgirl
Sun Feb 12, 2017 12:16 pm
Forum: Personal Consumer Issues
Topic: YouTube subscriptions with financial or retirement themes?
Replies: 1
Views: 414

YouTube subscriptions with financial or retirement themes?

Can you recommend any YouTube Channels or subscriptions that feature financial or retirement topics?

thanks
by Barefootgirl
Sun Feb 12, 2017 10:40 am
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 103
Views: 10215

Re: The Wall Street Journal to close Google loophole entirely

Their consumer protection is practically non-existent compared to a credit card. I deleted my bank account information from PayPal several years ago--because I simply don't trust them with it--leaving only the option to pay through PayPal with a credit card. And I still avoid using PayPal if I can ...
by Barefootgirl
Sun Feb 12, 2017 9:54 am
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 103
Views: 10215

Re: The Wall Street Journal to close Google loophole entirely

If one decides to pay for a subscription, I would not recommend giving WSJ your PayPal account for payment. After my subscription ended, they continued to withdraw funds without notice from my PayPal account. It has taken me too many hours trying to work the issue with PayPal. It's made me rethink e...
by Barefootgirl
Sat Feb 11, 2017 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: What triggers a wave of credit offers?
Replies: 8
Views: 995

What triggers a wave of credit offers?

It's been typical for me, for many years, to get a steady flow of credit offers, mostly here and there, no set pattern to it. Suddenly, in the past 10 days, my mail box is full of multiple offers - mostly those blank checks from existing credit card lines, and now more invitations to apply for vario...
by Barefootgirl
Sat Feb 11, 2017 7:53 am
Forum: Personal Consumer Issues
Topic: Any books really change your outlook on life?
Replies: 270
Views: 40771

Re: Any books really change your outlook on life?

Some great suggestions here. I'm always amazed at the posters who mention "The Millionaire Next Door". While an insightful book, growing up in a rural Yankee community, this was already our culture. I guess it was a well kept secret in an understated culture. Much more impactful to me was ...
by Barefootgirl
Sat Feb 11, 2017 7:17 am
Forum: Personal Consumer Issues
Topic: Why do you go to restaurants?
Replies: 229
Views: 14839

Re: Why do you go to restaurants?

I believe there is a correlation between a preference for eating at restaurants and responsibility for doing the food shopping, food prep, serving, dish and pot cleaning, general kitchen clean up afterwards. So, it all depends on how much of the at home food responsibility one has - if you don't hav...
by Barefootgirl
Sun Feb 05, 2017 3:52 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Utilization
Replies: 7
Views: 475

Re: Credit Utilization

I guess I haven't borrowed enough money to know how that is viewed relative to the score, hence my post
by Barefootgirl
Sun Feb 05, 2017 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Utilization
Replies: 7
Views: 475

Re: Credit Utilization

I rent now, but when I retire and move, I may wish to purchase in the new location. If interest rates are competitive at that time, it may not make sense to purchase a property outright, rather leverage through taking a mortgage instead.
by Barefootgirl
Sun Feb 05, 2017 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Utilization
Replies: 7
Views: 475

Credit Utilization

I decided to pull a credit check today. I see that I have a score over 800 and nearly $150K in unused credit sitting on various credit cards and my utilization score is 3% today - could dip tomorrow since I always pay my bills in full on any given day. I have no need to borrow any money for the fore...
by Barefootgirl
Sun Feb 05, 2017 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1212
Views: 150425

Re: What's Your Credit Card Rewards Strategy?

Thanks... The Chase Sapphire Reserve is still your best bet. You can earn 100K Ultimate Reward points if you open in branch. Ultimate Rewards transfer 1:1 to Southwest. I'm sitting at 15 new cards in the past 24 months, I am shut out of the CSR until time passes and that number dips below 5. Later t...
by Barefootgirl
Sun Feb 05, 2017 9:25 am
Forum: Personal Consumer Issues
Topic: Walkable Florida
Replies: 17
Views: 1785

Walkable Florida

I recently visited a friend in Sarasota for a few days. We took drives up and down the coast in that area. Some lovely neighborhoods close to the water, expensive of course and as you move east, just sprawl and traffic as far as I could see. On the way to Punta Gorda for lunch, we *crawled* along th...
by Barefootgirl
Sun Feb 05, 2017 5:41 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1212
Views: 150425

Re: What's Your Credit Card Rewards Strategy?

I've never flown Southwest before, but just learned they are my best bet for flights between IAD and ATL. I'll be making several of those flights over the coming year.

Going to look into their points program. Any tips for saving or earning with them, is appreciated.
by Barefootgirl
Sat Feb 04, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: What bulk nuts do you buy and from where?
Replies: 26
Views: 2232

Re: What bulk nuts do you buy and from where?

If you live not far from a Trader Joes, I find they have the best prices and freshest nuts sold anywhere. They mostly come in pound size bags.
by Barefootgirl
Sat Feb 04, 2017 3:33 pm
Forum: Personal Consumer Issues
Topic: Walmart.com vs. Amazon.com
Replies: 41
Views: 4814

Walmart.com vs. Amazon.com

I noted the news article this week about Walmart beginning it's free shipping program, in order to make inroads on Amazon's market share, with one big advantage, IMO - no membership to join or pay for. I decided to place an order with Walmart.com They've got a ways to go to catch up to Amazon. Packa...
by Barefootgirl
Sat Feb 04, 2017 2:35 pm
Forum: Investing - Theory, News & General
Topic: Different investing methods & high dividend paying stocks
Replies: 20
Views: 2095

Re: Different investing methods & high dividend paying stocks

Slapping my forehead....I remember the Dogs of the Dow.....wow. seems like ancient history, everything old is new again.
by Barefootgirl
Sat Feb 04, 2017 8:50 am
Forum: Personal Consumer Issues
Topic: Stress & The Mind/ Brain & Sleep & Behavior Modfication
Replies: 19
Views: 1815

Re: Stress & The Mind/ Brain & Sleep & Behavior Modfication

I wonder if I can find a way to stream videos in a continuous loop via my iPhone from YouTube in the same manner as I do with Pandora?

Must be a YouTube app for my iPhone that is already mapped to my bluetooth speaker.
by Barefootgirl
Fri Feb 03, 2017 6:13 pm
Forum: Personal Consumer Issues
Topic: Stress & The Mind/ Brain & Sleep & Behavior Modfication
Replies: 19
Views: 1815

Re: Stress & The Mind/ Brain & Sleep & Behavior Modfication

I guess I was thinking about those "power of suggestion" or "guided meditation" recordings/channels that people listen to perhaps passively that have been shown to be motivational, etc. - while also very relaxing.

PS
by Barefootgirl
Fri Feb 03, 2017 3:33 pm
Forum: Personal Consumer Issues
Topic: Stress & The Mind/ Brain & Sleep & Behavior Modfication
Replies: 19
Views: 1815

Stress & The Mind/ Brain & Sleep & Behavior Modfication

I've had quite a bit of unavoidable stress in my life over the past few months and it's triggered a bit of insomnia. I've tried different simple remedies like transdermal magnesium before bed (it does work somewhat), meditation (ditto, but I fall sleep too soon, then wide awake in about 90 minutes) ...
by Barefootgirl
Fri Feb 03, 2017 3:22 pm
Forum: Investing - Theory, News & General
Topic: Different investing methods & high dividend paying stocks
Replies: 20
Views: 2095

Re: Different investing methods & high dividend paying stocks

Have you checked out Vanguard's dividend mutual funds?


No I have not, but I will. I stopped buying individual stocks a very long time ago, so this is sounds like something I should read up on. thank you.
by Barefootgirl
Fri Feb 03, 2017 2:22 pm
Forum: Investing - Theory, News & General
Topic: Different investing methods & high dividend paying stocks
Replies: 20
Views: 2095

Different investing methods & high dividend paying stocks

I have a long time friend who's financially successful and savvy, starting from nothing and well into mid 7 seven figures in less than 20 years, no college degree. He knows I follow Boglehead methods and respects that - we don't preach to each other, we just listen. His wealth accumulation style inv...
by Barefootgirl
Wed Feb 01, 2017 4:58 pm
Forum: Personal Consumer Issues
Topic: Photo Mounting/"Fusing"
Replies: 2
Views: 174

Photo Mounting/"Fusing"

My daughter has taken a photo that I adore and would love captured/mounted onto some type of surface object that I could either hang on a wall or stand on a shelf. I'd think printing on paper, glueing and shellacking are way outdated....Most places I have found seem to just do the same even if I sen...

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