Search found 1490 matches

by Barefootgirl
Fri Apr 29, 2016 10:52 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 386
Views: 35253

Re: High Earners - What's Your Profession?

Strategic Buyer
by Barefootgirl
Fri Apr 29, 2016 10:49 pm
Forum: Personal Finance (Not Investing)
Topic: Help on job opportunity in northern Delaware
Replies: 12
Views: 1028

Re: Help on job opportunity in northern Delaware

Northern Virginia is not like the rest the of US. It is a jobs machine....I have never seen age discrimination here, in any field....but then again, this area is not known for glamour, entertainment or fashion. The only people here who are jobless, are people who don't want to work, for whatever rea...
by Barefootgirl
Fri Apr 29, 2016 9:55 pm
Forum: Personal Consumer Issues
Topic: So, are Bogleheads Bourbon or Scotch drinkers?
Replies: 40
Views: 1113

Re: So, are Bogleheads Bourbon or Scotch drinkers?

Myself, I'm partial to good rum...although we are now coming up on gin season.

BFG
by Barefootgirl
Fri Apr 29, 2016 10:14 am
Forum: Personal Finance (Not Investing)
Topic: Renting vs owning
Replies: 34
Views: 1663

Re: Renting vs owning

rixer, The issue I have with your point of view is that it assumes one will reside in the same home for 30 years. This is 2016 and that scenario is highly unlikely for younger people. It does not consider the nature of the current job market nor the potentially huge transactions costs. Then, there i...
by Barefootgirl
Tue Apr 19, 2016 7:49 am
Forum: Personal Consumer Issues
Topic: Question for Berkey Filter Owners
Replies: 3
Views: 389

Question for Berkey Filter Owners

I first learned about Berkey water filters here - after a bit more research, I decided to purchase a counter top Berkey. I just set it up this morning and I'm looking forward to my first taste test. I plan to use it continuously, but do go away on vacation at times. When you stop using your Berkey f...
by Barefootgirl
Mon Apr 18, 2016 7:12 am
Forum: Investing - Theory, News & General
Topic: What are Pros and Cons to the "Four Hour Workweek?"
Replies: 99
Views: 10345

Re: What are Pros and Cons to the "Four Hour Workweek?"

Although I have to continue to remind myself that I'm human too, I try to remember that the outside view is often different from reality on side of the wall - the one we don't see. It's also human nature to be competitive. My stepfather always remembers to tell me about his casino winnings, but some...
by Barefootgirl
Mon Apr 18, 2016 6:33 am
Forum: Investing - Help with Personal Investments
Topic: Divorced dad, trying to regroup
Replies: 19
Views: 2694

Re: Divorced dad, trying to regroup

Your views on renting appear to reflect conventional thinking....I'd like to make a suggestion. Read through several of the historical threads here on owning vs. renting - they are both enlightening and eye opening. If your mind is open, those threads could change it. Wishing you all the best (I'm a...
by Barefootgirl
Sat Apr 16, 2016 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Postnuptial agreement for Physician
Replies: 94
Views: 5973

Re: Postnuptial agreement for Physician

High income men should always get ironclad prenups. High income people should always get ironclad prenups. There, I fixed that for you, you're welcome. To the OP, don't apologize for being human and experiencing human-like thoughts and feelings. Good luck to you and your wife in the future. BFG
by Barefootgirl
Fri Apr 15, 2016 10:20 am
Forum: Investing - Theory, News & General
Topic: If wall street is rigged and corrupt , why invest in it?
Replies: 64
Views: 4297

Re: If wall street is rigged and corrupt , why invest in it?

The corruption goes beyond Wall Street, it's systemic....so to avoid a philosophical discussion, I would suggest you keep your money under the mattress and consider how that fits with your own personal sense of morality. This is not meant to come across as snarky. I wrestle with my own soul. Best to...
by Barefootgirl
Thu Apr 14, 2016 9:28 pm
Forum: Personal Finance (Not Investing)
Topic: When was the most stressful financial time in your life?
Replies: 94
Views: 9915

Re: When was the most stressful financial time in your life?

When I was an older child/young teenager. My parents didn't know how to budget. Many days I'd come home from school to find a note from the sheriff on the door of our house...that we were about to lose the house due to unpaid property taxes. Somehow, always at the last minute, some deal would be wor...
by Barefootgirl
Thu Apr 14, 2016 7:36 am
Forum: Personal Consumer Issues
Topic: e-Books/e-Magazines
Replies: 16
Views: 901

Re: e-Books/e-Magazines

Thank you for the feedback. I have not before considered my local public library - good idea. Here's a question out of ignorance - for the very popular books, e-books, at the library - is there a "wait list"? or do libraries only acquire "X number" of electronic copies or do you ...
by Barefootgirl
Wed Apr 13, 2016 10:31 am
Forum: Personal Consumer Issues
Topic: Reading Devices
Replies: 43
Views: 2190

Re: Reading Devices

The OP completed her undergraduate degree in the 1980s and her professional degree in the 1990s. The OP is overwhelmingly and often painfully, familiar with physical books.

Thank you for the comments.
by Barefootgirl
Tue Apr 12, 2016 9:34 pm
Forum: Personal Finance (Not Investing)
Topic: How do you find more satisfaction while living below your means?
Replies: 52
Views: 4047

Re: How do you find more satisfaction while living below your means?

Whenever these feelings have overcome me in the past, I visit yard sales in affluent neighborhoods....they are a lovely reminder of how the market value of every day consumer items crashes to the floor in short order. After visiting a few, you almost can't see yourself paying retail anymore. Craigsl...
by Barefootgirl
Tue Apr 12, 2016 9:28 pm
Forum: Personal Consumer Issues
Topic: e-Books/e-Magazines
Replies: 16
Views: 901

e-Books/e-Magazines

Where do you purchase yours? I'm finding this habit a bit expensive, I seem to purchase exclusively via Amazon.

Are there sites with better prices? I mainly read non-fiction, magazines and the WSJ.

Thanks.
by Barefootgirl
Tue Apr 12, 2016 9:27 pm
Forum: Personal Consumer Issues
Topic: Reading Devices
Replies: 43
Views: 2190

Reading Devices

I have a nearly 3 year old Kindle...I like the screen clarity, but find the device clunky, a bit heavy and screen not big enough for my tastes. I have a nearly 1 year old iPad....sadly, I've used it less than a dozen times. I thought I might appreciate the bigger screen, but can't stand the glare an...
by Barefootgirl
Mon Apr 11, 2016 3:55 pm
Forum: Personal Finance (Not Investing)
Topic: Online Tax Filing Hitch - cannot locate any tips or help
Replies: 3
Views: 283

Online Tax Filing Hitch - cannot locate any tips or help

I'm attempting to file an extension online using the service provided on the IRS website. Once registered, it takes me to an online Form 4868. I am only able to manually enter data in certain fields (tax liability, tax paid, email address, etc.) I will not allow to manually enter my name, physical a...
by Barefootgirl
Mon Apr 11, 2016 1:44 pm
Forum: Personal Consumer Issues
Topic: Dallas suburbs or Northern Virginia for me?
Replies: 87
Views: 5069

Re: Dallas suburbs or Northern Virginia for me?

As mentioned before - pricing is not entirely dependent on location or proximity to DC. It's also a function of the hipster factor of the neighborhood and associated amenities. Housing that doesn't include the premium and is still relatively close to DC - likely is older, without amenities, in a nei...
by Barefootgirl
Sun Apr 10, 2016 8:59 pm
Forum: Personal Consumer Issues
Topic: Best showerhead?
Replies: 38
Views: 6816

Re: Best showerhead?

I've been looking into this a little more - apparently, bubble showers, air injected into water shower heads have been the latest hot thing for the past few years...who knew? tall claims that it saves water, cleans skin better, etc.
by Barefootgirl
Sun Apr 10, 2016 8:14 pm
Forum: Personal Consumer Issues
Topic: Pay TV channels - streaming only
Replies: 15
Views: 1809

Pay TV channels - streaming only

I pretty much only watch television for two reasons: news programs and movies....that's it. I subscribe to Netflix via Roku, but lately not finding much on Netflix streaming....not crazy about going the physical DVD route. Are there any other streaming services that you recommend that are comparable...
by Barefootgirl
Sun Apr 10, 2016 6:08 pm
Forum: Personal Consumer Issues
Topic: Dallas suburbs or Northern Virginia for me?
Replies: 87
Views: 5069

Re: Dallas suburbs or Northern Virginia for me?

lively and upbeat downtown. I pass through Winchester from time to time. Can you name some of the places where there is nightlife or similar? thanks. I guess I only noted the other parts - more rural.
by Barefootgirl
Sun Apr 10, 2016 6:07 pm
Forum: Personal Consumer Issues
Topic: Dallas suburbs or Northern Virginia for me?
Replies: 87
Views: 5069

Re: Dallas suburbs or Northern Virginia for me?

That's a very good question. Given the proximity of the three jurisdictions, DC, MD & VA, it's quite common here to work in one jurisdiction and live in an other. I wonder why this isn't discussed more often, or even in the mainstream press when there are tax articles. I recall that the issues b...
by Barefootgirl
Sun Apr 10, 2016 2:36 pm
Forum: Personal Consumer Issues
Topic: Best showerhead?
Replies: 38
Views: 6816

Re: Best showerhead?

After researching shower heads, found this older thread. I miss having a handheld shower head. I'm in a rental now with a standard shower-head and I'd like to remove the current one (and keep it and place it back on when I leave)...and use one of these other heads in the meantime. I'm not very handy...
by Barefootgirl
Sat Apr 09, 2016 2:55 pm
Forum: Personal Consumer Issues
Topic: Best crash course in Spanish?
Replies: 28
Views: 2136

Re: Best crash course in Spanish?

If I were trying to acquire a working level of Spanish on a compressed schedule:

http://instituto-allende.edu.mx/en/spanish-school/
by Barefootgirl
Fri Apr 08, 2016 9:20 pm
Forum: Personal Consumer Issues
Topic: Dallas suburbs or Northern Virginia for me?
Replies: 87
Views: 5069

Re: Dallas suburbs or Northern Virginia for me?

Yes, NoVA is expensive compared to other areas, but keep something else in mind...there is a reason for it. This area really is incomparable for business opportunities (maybe only outdone by Northern CA...) *over the long term*...there is always opportunity here - always - we never feel the cycles l...
by Barefootgirl
Fri Apr 08, 2016 6:17 pm
Forum: Personal Finance (Not Investing)
Topic: Pension Plan Details
Replies: 2
Views: 518

Pension Plan Details

I'm eligible for a pension from a previous employer I have yet to draw upon...doesn't make sense to me to take payments while still working and I don't need that cash and I'd be taxed on it at my current rate (28% I think).... Ok, that said...I do think I should try to stay on top of the health of p...
by Barefootgirl
Fri Apr 08, 2016 9:10 am
Forum: Personal Consumer Issues
Topic: Filtered Water Part II
Replies: 7
Views: 472

Re: Filtered Water Part II

Have you seen these:

http://www.berkeyfilters.com ?

Why the higher price if they offer nothing more than a Brita?

BFG
by Barefootgirl
Fri Apr 08, 2016 7:57 am
Forum: Personal Consumer Issues
Topic: Filtered Water Part II
Replies: 7
Views: 472

Filtered Water Part II

I've definitely decided against installing anything where I live now and later learned that Berkey actually makes a "table top" filtering unit. I'd like to be able to discern whether there's any health & taste benefits to choosing a higher end "table top" or "pitcher&quo...
by Barefootgirl
Fri Apr 08, 2016 7:47 am
Forum: Personal Consumer Issues
Topic: Dallas suburbs or Northern Virginia for me?
Replies: 87
Views: 5069

Re: Dallas suburbs or Northern Virginia for me?

I've seen the Dunn Loring and Columbia Pike areas of NoVA mentioned in this thread. Be aware that these areas have been gentrifying (google for the Mosaic District for example,) - so as mentioned earlier, costs are skyrocketing to be able to live among the "hippest, the best and the brightest&q...
by Barefootgirl
Fri Apr 08, 2016 7:42 am
Forum: Personal Consumer Issues
Topic: Dallas suburbs or Northern Virginia for me?
Replies: 87
Views: 5069

Re: Dallas suburbs or Northern Virginia for me?

So somewhere in Fairfax County there is somewhere (a spillover from the District itself?) where poor people can afford the housing. Just about everything else in American life costs the same (food gasoline etc. are probably a little cheaper if you live in rural areas/ the South, and more expensive....
by Barefootgirl
Fri Apr 08, 2016 7:28 am
Forum: Personal Consumer Issues
Topic: Dallas suburbs or Northern Virginia for me?
Replies: 87
Views: 5069

Re: Dallas suburbs or Northern Virginia for me?

Here in Northern VA, we find a Bentley dealership located across the street from a Walmart. You can draw your own conclusions.

OP - I live in the area, feel free to PM me directly if you have any questions.

Good luck in your decision making.
by Barefootgirl
Thu Apr 07, 2016 8:36 pm
Forum: Personal Consumer Issues
Topic: Dallas suburbs or Northern Virginia for me?
Replies: 87
Views: 5069

Re: Dallas suburbs or Northern Virginia for me?

We could probably narrow it down for you if you provided more detail.....
by Barefootgirl
Wed Apr 06, 2016 7:05 pm
Forum: Personal Consumer Issues
Topic: If you could retire anywhere, regardless of healthcare, etc.
Replies: 118
Views: 10184

Re: If you could retire anywhere, regardless of healthcare, etc.

I'd divide my time, depending on season, between Manhattan and Anna Maria Island, FL

BFG
by Barefootgirl
Mon Apr 04, 2016 7:36 pm
Forum: Personal Consumer Issues
Topic: Sensory Deprivation Tanks
Replies: 23
Views: 2382

Sensory Deprivation Tanks

A place just opened nearby that offers sessions in sensory deprivation tanks, so I looked into this form of experience/therapy and it seems it's got a following, including some NFL teams who have their own tanks at the training locations...alleged to promote relaxation, stress relief, reduce inflamm...
by Barefootgirl
Mon Apr 04, 2016 12:20 pm
Forum: Personal Consumer Issues
Topic: Filtered Water?
Replies: 27
Views: 1506

Re: Filtered Water?

Thanks...as mentioned, it's as rental, so I won't be installing anything - but good to know at least some get a benefit from the pitchers.
by Barefootgirl
Mon Apr 04, 2016 11:06 am
Forum: Personal Consumer Issues
Topic: Tesla Model 3 anyone?
Replies: 279
Views: 17362

Re: Tesla Model 3 anyone?

With ongoing gas reward points buying gift cards at the grocery store....that are easily liquidated, Jack, 2016 has been a bust buying gift cards at most grocery chains (unless you pay cash I guess)....and not as easily liquidated as 2015. Do you mind sharing your sources? if it would be better thr...
by Barefootgirl
Mon Apr 04, 2016 11:02 am
Forum: Personal Consumer Issues
Topic: Filtered Water?
Replies: 27
Views: 1506

Filtered Water?

I've recently moved and the water where I now live (a rental) has a distinct chlorine smell and "off taste"....I must be somewhat accustomed since I notice it less than visitors from out of town (particularly rural dwellers).... nevertheless, could be my imagination, but doesn't seem that ...
by Barefootgirl
Sat Apr 02, 2016 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: Renting forever: financial suicide?
Replies: 135
Views: 20119

Re: Renting forever: financial suicide?

There's a recent thread here on the forum where a poster asked retirees to name the one expense category that they had substantively underestimated. Time and again, the same answer kept turning up: home owner repairs and maintenance. This was an eye opener for me. No one mentioned underestimating an...
by Barefootgirl
Sat Mar 12, 2016 2:51 pm
Forum: Personal Consumer Issues
Topic: Upping my mileage/points game
Replies: 72
Views: 6140

Re: Upping my mileage/points game

buying gift cards is still very scalable.
- but the liquidation is now a bit more complicated...but there's quite a bit of public information still available, just caution is advised.
by Barefootgirl
Sat Mar 12, 2016 2:49 pm
Forum: Personal Consumer Issues
Topic: Upping my mileage/points game
Replies: 72
Views: 6140

Re: Upping my mileage/points game

Does anyone know of a list of point programs that retain your points forever? I have been burned too many times by having all of my points lost because I didn't do any business with them for awhile. Recently had Hilton Honors wipe out over 100k of points because I didn't stay within the last 12 mon...
by Barefootgirl
Sat Mar 12, 2016 8:52 am
Forum: Personal Consumer Issues
Topic: Mattress Topper & Pillow Recommendations
Replies: 16
Views: 1347

Mattress Topper & Pillow Recommendations

I was wondering if someone could recommend a good brand for a mattress topper? I'm moving across the country in a couple years, so I don't wish to purchase a new mattress that will have to go with me...I would prefer to extend the life of this one a bit and buy a new one in the next location...I tri...
by Barefootgirl
Wed Mar 09, 2016 6:41 pm
Forum: Personal Consumer Issues
Topic: What are you frugal with, what are you not, but still buy?
Replies: 53
Views: 4696

Re: What are you frugal with, what are you not but still buy?

I'm learning to be unfrugal...I might run out of time before I run out of money....but my lifestyle is relatively simple, so most of it comes naturally (frugality)....so learning to spend more is kind of fun, actually - like reaping a long awaited harvest.
by Barefootgirl
Sat Mar 05, 2016 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: Fallout from parents' divorce
Replies: 61
Views: 3859

Re: Fallout from parents' divorce

Although I already knew it in my gut, my lawyer repeatedly emphasized holding off on finalizing a divorce until all joint debts and assets were separated, via whatever route. This piece of advice was worth it's weight in gold, literally. Please let this thread be a lesson to all who might find thems...
by Barefootgirl
Thu Mar 03, 2016 4:19 am
Forum: Personal Consumer Issues
Topic: FatWallet Cash Back Check Bounced
Replies: 14
Views: 2719

Re: FatWallet Cash Back Check Bounced

I use a few of the CB portals and never request a check - I just choose the option to have the accrued amount sent to my PayPal account or sent to my Amazon account as an e-giftcard. Those methods have worked best for me as a I lose more and more interest in dealing with paper and carrying it around.
by Barefootgirl
Wed Mar 02, 2016 5:34 am
Forum: Personal Finance (Not Investing)
Topic: Does everyone really need to save $1 million for retirement?
Replies: 225
Views: 28680

Re: Does everyone really need to save $1 million for retirement?

According to OP's link, if most have less than $20K saved and earmarked for retirement, why doesn't that put more downward pressure on real estate pricing in the typical retirement areas of the US? Somebody's buying all these lux homes in retirement communities. I suppose they're selling their curre...
by Barefootgirl
Tue Mar 01, 2016 5:35 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads' Rule of Thumb - Stocks vs Bonds
Replies: 74
Views: 6612

Re: Bogleheads' Rule of Thumb - Stocks vs Bonds

I spent quite a deal of time trying to decide, finally figured it was more art than science.
by Barefootgirl
Mon Feb 29, 2016 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: Does everyone really need to save $1 million for retirement?
Replies: 225
Views: 28680

Re: Does everyone really need to save $1 million for retirement?

and the access to financial advice will cause a significant shift.
Snowjob, would you mind expanding on this? curious as to what his meant by this, thanks
by Barefootgirl
Mon Feb 29, 2016 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Sibling has decided not to pay for college for his future children
Replies: 47
Views: 3424

Re: Sibling has decided not to pay for college for his future children

This idea - that parents owe their children an advanced education beyond high school - is a relatively recent cultural development...I don't know - only coming into prominence in the past 35-50 years of US history?.....You can decide if you want to play along, or not....and where the expectations co...
by Barefootgirl
Sat Feb 27, 2016 5:43 am
Forum: Personal Consumer Issues
Topic: Comcast's Customer Service Reputation
Replies: 36
Views: 2839

Re: Comcast's Customer Service Reputation

Reputations don't just spring up out of nowhere and theirs appears to be well deserved, so deserved in fact that there is a somewhat popular saying that goes around: You want to win the war on illegal drugs? Legalize them and put Comcast in charge of ordering and distribution. Seriously, the only wa...
by Barefootgirl
Wed Feb 24, 2016 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement - Ten key years + Summary
Replies: 65
Views: 12046

Re: Retirement - Ten key years + Summary

Fantastic and amazingly informative thread, thank you. I would immediately purchase any book built around this topic.

Thanks again.
by Barefootgirl
Wed Feb 24, 2016 8:00 am
Forum: Personal Consumer Issues
Topic: Candlewax on Carpet?
Replies: 9
Views: 903

Candlewax on Carpet?

I've discovered that somehow, some red candlewax has dripped onto my beige carpet and has now become part of the carpet. Yikes.

Any tips for removing solidified candle wax from a carpet? heat? ice? and something else?

Thanks

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