Search found 6 matches

by Avolition
Tue Mar 21, 2017 7:23 pm
Forum: Investing - Help with Personal Investments
Topic: Failing to understand taxable acct strat
Replies: 16
Views: 1826

Re: Failing to understand taxable acct strat

Avolition, I don't how you would have an issue with a wash sale if you aren't selling anything. But to be sure we are all on the same page, what did you mean by "moving money to a taxable account"? You also didn't mention you were holding a TR fund, and that's going to make rebalancing di...
by Avolition
Tue Mar 21, 2017 4:17 pm
Forum: Investing - Help with Personal Investments
Topic: Failing to understand taxable acct strat
Replies: 16
Views: 1826

Re: Failing to understand taxable acct strat

Thanks to everyone for the feedback!

The follow-up question/reassurance becomes... if I hold something like TSM in the taxable account, and Vanguard Target Retirement 2035 Fund (VTTHX) (which is ~50% TSM) in an IRA, then I shouldn't have a wash sale issue, right?
by Avolition
Sun Mar 19, 2017 2:29 pm
Forum: Investing - Help with Personal Investments
Topic: Failing to understand taxable acct strat
Replies: 16
Views: 1826

Failing to understand taxable acct strat

Sorry, I'm new at trying to understand this, and its a lot all at once. Trying to start moving money into a taxable account. Still not sure what best to put in it. Been picking through other threads and I see a lot of talk of funds like TSM. I do roughly get why an index fund is a better choice than...
by Avolition
Fri Mar 17, 2017 2:20 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking advice (like everyone else)
Replies: 3
Views: 474

Re: Seeking advice (like everyone else)

Answered those questions as best I could in the original post. We are 60/40 now in the vast bulk of the portfolio, and that seems appropriate. (Of course the rest of the portfolio skews toward stock so the best way to rebalance that would be involved in answering some of my original questions.) Unti...
by Avolition
Thu Mar 16, 2017 6:03 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking advice (like everyone else)
Replies: 3
Views: 474

Re: Seeking advice (like everyone else)

Updated original post with breakdown of funds in His 401k.

The portal doesn't show any kind of ticker name for them so its not terribly helpful?
by Avolition
Tue Mar 14, 2017 3:15 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking advice (like everyone else)
Replies: 3
Views: 474

Seeking advice (like everyone else)

Hi. Late-to-the-party novice investor here. Looking for advice while I start to read all the books and links. Income ~$150k Emergency funds: ~$20k Debt: ~$120k mortgage 15 years left @ 3.5%. No other loans or debt. Tax Filing Status: Married Filing Jointly Tax Rate: 25/28% Federal, 4.6% State Age: m...

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