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Atilla

Right now I pay for internet/phone/cable together as a package. I was thinking of canceling the cable part and keeping phone and internet. Has anyone done this and opted for other means of watching your favorite shows? I know Amazon prime has shows and I'm not very up to date on other places to wat...

Atilla

Whatever you decide - dark gangsta tint on the windows is mandatory.

Atilla

SuitSupply is good for tall & slim people. They aren't the cheapest but you will get a sharp suit people will notice for not a ton of money.

I don't but shirts or ties from them - just the suit. Never ordered online from them as they have a store on Rush Street in Chicago I can get to.

Atilla

Problem is almost definitely with the breaker box. Had an old house once and funky electrical things started happening suddenly (light switch in one room turned off lights in another room). Problem was with a faulty installation down at the breaker panel. Breaker panel was not original to the house ...

Atilla

I would totally go the late model used route. You'll get the vehicle you want for a LOT less money. My opinion is at your age you don't have enough $$ saved up to go buying something like that new. I just bought a low mileage (under 25,000 miles) used Infiniti M37X for under half the original sticke...

Atilla

Hit the nail right on the head - just bought a low mileage 5 year old M37X that came to 9.8% of gross annual income. Didn't even know about the 10% rule for buying a car.

My financial lizard brain told me not to spend any more. Who knew I was so smart?

Atilla

We had a racoon issue in the attic once . Sent the wife and boy off to Sunday church while firefighter neighbor and I went into the attic in coveralls, toting a big beatin' stick and a .22 loaded with shot pellet rounds. Critter was away at the time, so we immediately sealed off the entrance with ha...

Atilla

We live in the hood, right up next to blocks and blocks of section 8 rental units. House is paid for, is nice and meets our needs - assessed at just under $200K. We like our immediate neighbors. A more expensive house just reduces your options and sets you up to work longer. So - we are millionaires...

Atilla

All nickles get diverted to my cigar ash tray for use in the circa 1910 slot machine in the living room.

Atilla

The best home alarm - and deterrent - system I ever has was a pure black male German Shepherd. He was a big sweetie if you belonged in the house and a complete a-hole if you didn't. :D He deterred a crazy at the front door once who was coming after my wife. Late at night in a snow storm. Frank (the ...

Atilla

I'm an old fart Gen X-er, right on the first edge of that generation. It makes sense to take the government at their word when you get the annual "we ain't got yo money" statement from the SS Administration. Discount what you expect to get by their stated shortfall and plan you investing a...

Atilla

Sales - working 100% on commission. And marrying a woman with a solid career and good money habits.

Atilla

I don't remember dreams very often but I had one a few weeks ago that stuck with me. I was visiting my grandmother at her house (who died in 2005) and she commented how she hadn't seen me in x years. When I woke up I did the math in my head; and if I was visiting her house in Heaven in my dream, it ...

Atilla

Graduating from daycare affected nothing financially - started paying private grade school tuition. Now it's in-state public university tuition. University is by far the most expensive of the three. Really? In many states, full-time daycare is a lot more expensive than public university tuition. Fu...

Atilla

Graduating from daycare affected nothing financially - started paying private grade school tuition. Now it's in-state public university tuition. University is by far the most expensive of the three. Really? In many states, full-time daycare is a lot more expensive than public university tuition. Fu...

Atilla

Graduating from daycare affected nothing financially - started paying private grade school tuition. Now it's in-state public university tuition. University is by far the most expensive of the three.

Atilla

Dropping cable turned out to be way better than we thought it would when we did it over a year ago. The only downside is some college and pro football games aren't available - but we can live with that. That's why they invented taverns with televisions. Roku 3 boxes with regular TVs; we pay for Hulu...

Atilla

Wisconsin income taxes are a bit on the higher end - 99% of wage earners will be at the 6.27% marginal rate or lower. Sales taxes are on the low end and exempt a lot of necessities like groceries. Car registration is cheap at $75/year. Gas taxes are on the high side at 31 cents a gallon - but this i...

Atilla

The boy was always paid for chores done - but not all of them. Never, ever an "allowance". No. Way. Some unpaid chores were expected as being part of the family - like clearing the table and putting the dirty dishes in the dishwasher, taking the trash to the curb. And keeping your room tid...

Atilla

My wife's car is a 2007 G35X. 300+ horsepower V6 with no turbo. My friend has an Impreza WRX of similar vintage - or probably a few years newer - 4 cyl. motor with turbo. Definitely not 300 horsepower. On a long road trip in the Impreza, he was keeping an eye on his cruising speed to keep it below t...

Atilla

I don't care where you work - the smart thing is to keep your trap shut until you are ready to be shown the door the minute you say something about leaving.

Atilla

The Bose Mini makes stupid good sound out of a small package. Look nowhere else.

Atilla

Again, not seeking arguments just listening to peoples thoughts. :happy I started giving regularly when I was up to my neck in consumer debt, separated and living in a 1 bedroom sublet apartment. It worked out just fine. Give what you determine you want to and don't worry about it - you can always ...

Atilla

Here's what I do: I boil everything down to an expected monthly income using the 4% rule. All our financial assets (exempting the paid-for house) are boiled down to an expected monthly income if liquidation started today at 4%. Usually this number rises every quarter. This is my "magic number&q...

Atilla

We have decent meat markets around here, but the best butcher is a 20 minute drive each way and it would be a shame to stock up there and freeze at home. His stuff is absolute top quality for the price-he sells boneless ribeyes cut almost 2 inches thick with marbling to die for. Neighborhood discoun...

Atilla

Get 2 new cars and a membership to a fancy private country club pool.

Atilla

Approx. 1 year's expenses is in cash - 90% in online savings accounts, 10% kept with the liquor and ammunition.

Works out to about 5% of what we have invested. We will be in the accumulation phase of our investing lives for 10 more years or so, God willing.

Atilla

My political views. And the fact I misspelled Attila.

Atilla

I risk life and limb 2-3 times a year. Extension ladder on a 2nd floor deck going up 2 more floors to the roof. The view is nice from up there. I avoid doing it on real windy days. But I used to heat my house with wood and can pull the engine out of a Camaro, so take it for what it's worth.

Atilla

Chromebook - you can't screw it up. I use one for in front of the TV or in bed. My dad got one on my recommendation and keeps in his car for when he goes to the tavern for coffee or beer and gets his surfing done.

They are foolproof.

Atilla

One great advantage of joining anything private is it keeps out the riff raff. And you get to know a regular group of people outside work and your normal social circle.

Atilla

Your closest options to the convention center outside of Mandalay/Delano itself will be Luxor, Excalibur, MGM Grand and the Tropicana, maybe add NYNY to that list. MGM Grand will take you a 30-40 minute brisk walk to get to the Mandalay convention center if you walk the whole way. If it's during ope...

Atilla

Spent the first 50 years in small mid-west towns/cities. Spent the last 10 years in Houston for work. Retired last year and moved back to a small college town in the upper mid-west. Some general observations about living in a HCOL (big city) area: - Life is good if you are really loaded and can aff...

Atilla

Several years ago a friend of a friend was visiting from England. Campground hi jinks resulted in a visit to the local emergency room to get a large wound stitched closed. Everything was covered by his travel insurance, including painkillers and a follow up visit before he went home. He said it was ...

Atilla

Millennials planning for retirement also need to consider that they will be heading into their peak earning/tax-paying years at the same time the boomers are hitting peak retirement. Old age entitlement programs are looking at incoming revenue vs. promises made running at multiple trillion dollar sh...

Atilla

About 1 year's expenses - 95% of it in online savings accounts and 5% available as a zombie apocalypse GTFO fund in a safe.

Atilla

Only have 1 son who entered an in-state college last fall. 10 years ago I started putting some money every month into a 529. By the time it came to start spending the money, 40% of it was tax free gains I didn't have to work for. Easy peasy - I'll take it. I like having the separate bucket of colleg...

Atilla

All it takes is some wind to make double digits below zero into a whole new level of cold. It can be perfectly still at zero degrees and I'll stand outside at night in a t-shirt grilling a steak with a beer in my hand. Subtract 15 degrees and add a 20 mph wind and you better have every inch of skin ...

Atilla

Oops - double post.

Atilla

I burned all my CDs to a hard drive years ago and kept the few I wanted for posterity purposes - I play them through Itunes with stuff I bought online. I also stream a lot of Internet radio. So - in my home office I have a turntable and bluetooth-enabled amp that handles all my analog and digital ne...

Atilla

Penn & Teller put on a great act.

Brad Garrett's Comedy Club is a winner if you catch a night when Brad is there. He was hilarious.

Atilla

50 years old, $225,000 annual family pretax income and $1,000,000+ net worth. Nowhere close to buying a $50K car.

Atilla

I admittedly am a coffee nerd (but I try not to be obnoxious about it). If you are in the market to spend hundreds of dollars on a espresso device, I would at least consider a traditional machine. I like the gaggia classic a lot. There is even a bogleheads-like gaggia users group forum to help you ...

Atilla

Easy - drive there, then fly someone out you trust who will drive your car back.

Atilla

Two strands are less easily broken than one. I know having a good wife with her own career next to me reduces the financial (and other) stress considerably for both of us. Just throwing it out there. Someone is always your true partner and has your back - and vice versa.

Atilla

Our corner store lists the following Cheddar cheeses in stock and ready to buy: Mild Cheddar Medium Cheddar Sharp Cheddar Sharp White Cheddar Spotted Cow Marble Cheddar 2 Year-Aged White Cheddar 3-Year Aged Cheddar 4 Year-Aged Cheddar 5 Year-Aged Cheddar 6 Year-Aged Cheddar 7 Year-Aged Cheddar 8- Ye...

Atilla

I just got me a law enforcement edition Ruger Mini 14. Stainless steel with folding stock. It's a blast!

Atilla

My favorite consumer product is whatever canned ground espresso I scoop into the machine cup and crank in for hot frothy strong morning goodness at the push of a button. That and the machine that makes it happen.

It's a daily magical morning event I enjoy by myself when I'm at home.

Atilla

Gross Income Maximum Monthly Housing Payment $10,000 $0 $30,000 $500 $50,000 $700 $75,000 $1,100 $100,000 $1,600 $150,000 $3,500 $200,000 $5,500 $300,000 $8,000 $500,000 $20,000 Please feel free to specify whatever reasoning you desire for how you arrived at your numbers, but please state numbers i...

Atilla

Three former roommates in college bought a 2-flat with the help of their parents to get the mortgage. They lived there for a couple years in the upper flat while renting out the first floor. Sold the place for a profit afterward - it worked out well. I wouldn't have done it - but it worked out well....

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