Search found 621 matches
- Thu Apr 12, 2018 10:08 am
- Forum: Personal Consumer Issues
- Topic: Help with shared child being spoiled
- Replies: 46
- Views: 3895
Re: Help with shared child being spoiled
I don't know what type of relationship you have with the ex, but I think this is where you need to sit down with him/her and discuss this issue. You are both the parents and need to create join action plans as far as raising the child. If you're having this 'want' issue than the ex probably is too. ...
- Mon Apr 02, 2018 3:02 pm
- Forum: Personal Finance (Not Investing)
- Topic: Job advice
- Replies: 13
- Views: 1119
Re: Job advice
Based on the information provided I'd hands down take the pay cut and work closer to home! With a 2 mile commute, you can use that extra time to run to a store or do errands that you normally would have to drag a kid with to do. That means when your home its family time not errands time. Also, I am ...
- Mon Apr 02, 2018 8:24 am
- Forum: Personal Consumer Issues
- Topic: Cleaning up new house before move in—getting rid of “cat smell”
- Replies: 42
- Views: 3284
Re: Cleaning up new house before move in—getting rid of “cat smell”
At a minimum professionally shampoo the carpets. My wife's first house, once the house offer was accepted, the owners let the house go. She was cleaning cat hair out of the cabinets, refrigerator and everywhere. Her realtor was so embarrassed that she actually paid for the carpet cleaning. If you ca...
- Fri Mar 23, 2018 2:11 pm
- Forum: Personal Consumer Issues
- Topic: Underrated places to visit in U.S.?
- Replies: 126
- Views: 11169
Re: Underrated places to visit in U.S.?
If your into outdoors: North Shore Lake Superior
If your into seasonal vacation towns, wineries, beaches etc: Door County Wisconsin.
If your into seasonal vacation towns, wineries, beaches etc: Door County Wisconsin.
- Fri Mar 23, 2018 11:06 am
- Forum: Personal Finance (Not Investing)
- Topic: Car Trade-In Question
- Replies: 21
- Views: 2003
Re: Car Trade-In Question
Don't bother fixing it. Best case scenario is you get the full $650 back in trade in. Most likely the dealership has its own body shop and will fix it for less than what you will be able to and the loss in appraisal value will not be the full $650 in value. They do have their own body shop. They ac...
- Thu Mar 22, 2018 7:55 am
- Forum: Personal Finance (Not Investing)
- Topic: Car Trade-In Question
- Replies: 21
- Views: 2003
Re: Car Trade-In Question
No insurance involved. Deductible is $1k, cost to fix is $600 about.
Wife likes the idea of the Prius, not sure how it would work with car seats though. Planning to test drive it this weekend if possible.
Wife likes the idea of the Prius, not sure how it would work with car seats though. Planning to test drive it this weekend if possible.
- Wed Mar 21, 2018 3:06 pm
- Forum: Personal Finance (Not Investing)
- Topic: Car Trade-In Question
- Replies: 21
- Views: 2003
Re: Car Trade-In Question
Thanks, I thought about private sale. The whole issue of people being sketchy, who is watching the kids, etc is a pain though.
- Wed Mar 21, 2018 2:52 pm
- Forum: Personal Finance (Not Investing)
- Topic: Car Trade-In Question
- Replies: 21
- Views: 2003
Car Trade-In Question
The wife drives a 2016 Mazda CX5, shes not a fan of it and wants a smaller car. Well about a month ago she got hit and we have a scratch/dent on the side. Auto body shop is asking for $650 to fix it. Is it worthwhile to go to a dealership and use it as a trade in without fixing it first? I'm assumin...
- Tue Mar 13, 2018 10:28 am
- Forum: Personal Consumer Issues
- Topic: Bicycle Commuting in LA - Thoughts?
- Replies: 100
- Views: 4840
Re: Bicycle Commuting in LA - Thoughts?
I bike quite a bit on gravel its great because I will maybe see 2 or three cars over several hours. I bike to work sometimes as I have a lot of bike trails, but that 400 yards I'm on a road I am 100% focused on what and who is around me, I will think twice before turning or riding by a parked car (r...
- Tue Feb 20, 2018 11:38 am
- Forum: Personal Finance (Not Investing)
- Topic: job application that ask for salary requirement
- Replies: 15
- Views: 1507
Re: job application that ask for salary requirement
I doubt the hiring manager looks at this but this is rather the software program that weeds out the people who are asking over the highest amount they are willing to offer. I really think $1 is actually not a bad idea (not a good one though). I am assuming the software has maximums but maybe not min...
- Fri Feb 16, 2018 2:06 pm
- Forum: Personal Consumer Issues
- Topic: Minnesota lake resorts summer 2018
- Replies: 32
- Views: 2411
Re: Minnesota lake resorts summer 2018
As other people said, its what are you looking for? Agree with the North Shore recommendation. Plenty of state parks, hiking to waterfalls, etc. I've stayed at the Lutsen resort, its ok in my opinion but its a good basecamp for plenty of hiking. If you make it up to the Gunflint Trial there are plen...
- Thu Feb 08, 2018 8:53 am
- Forum: Personal Consumer Issues
- Topic: What time do you go to work?
- Replies: 72
- Views: 5428
Re: What time do you go to work?
7:45 or so. I'm mid of the pack but everyone is in by 8:15. Some people are there by 6:30. Everyone is out the door by 4 pm. My boss has a very relaxed policy, as long as you get your work done and no complaints she doesn't care since we are all salaried. No one abuses the policy (with the exception...
- Wed Feb 07, 2018 11:47 am
- Forum: Personal Consumer Issues
- Topic: Jogging in the cold.
- Replies: 50
- Views: 3673
Re: Jogging in the cold.
Northern runner here. I generally avoid temps below zero, especially if there is wind. Unless you have some kind of mask, the cold air is rough on the lungs below 15 degrees. I get an ashma like cough if I dont have a mask. I also keep the runs short and close to home in case something goes wrong. K...
- Thu Feb 01, 2018 11:03 am
- Forum: Investing - Help with Personal Investments
- Topic: Finally going to invest, brother is FA
- Replies: 89
- Views: 6797
Re: Finally going to invest, brother is FA
As others would say, dont mix family & business. If he expresses concern or is upset tell him: Over the past year you have taken a strong interest in personal finance and based on what you have learned you could manage your money yourself. Not only will it allow you to apply your interest but contin...
- Tue Jan 30, 2018 9:04 am
- Forum: Personal Consumer Issues
- Topic: what do/did you do with your evenings with a Toddler in winters ?
- Replies: 63
- Views: 4126
- Mon Jan 29, 2018 4:45 pm
- Forum: Personal Consumer Issues
- Topic: what do/did you do with your evenings with a Toddler in winters ?
- Replies: 63
- Views: 4126
Re: what do/did you do with your evenings with a Toddler in winters ?
Yes, I think 100 pieces is the perfect amount. Id say any less wouldn't be enough. They are easy to clean up too since they well, stick together! And no i don't advertise for this company or buy a ton of toys for my kids (last night they were playing with our salad spinner) these have pretty much be...
- Mon Jan 29, 2018 4:34 pm
- Forum: Personal Consumer Issues
- Topic: what do/did you do with your evenings with a Toddler in winters ?
- Replies: 63
- Views: 4126
Re: what do/did you do with your evenings with a Toddler in winters ?
Look at Magna-tiles or Picasso-tiles. Basically the same thing (picasso is cheaper). Magnetic triangles they can build stuff with them. Easy to clean up, no choking hazards. The best part is you will have fun with them too. Wife and I often play with them when the kids are sleeping or doing other t...
- Mon Jan 29, 2018 3:20 pm
- Forum: Personal Consumer Issues
- Topic: what do/did you do with your evenings with a Toddler in winters ?
- Replies: 63
- Views: 4126
Re: what do/did you do with your evenings with a Toddler in winters ?
Look at Magna-tiles or Picasso-tiles. Basically the same thing (picasso is cheaper). Magnetic triangles they can build stuff with them. Easy to clean up, no choking hazards. The best part is you will have fun with them too. Wife and I often play with them when the kids are sleeping or doing other th...
- Mon Jan 29, 2018 1:23 pm
- Forum: Personal Consumer Issues
- Topic: what do/did you do with your evenings with a Toddler in winters ?
- Replies: 63
- Views: 4126
Re: what do/did you do with your evenings with a Toddler in winters ?
4 year old and 1 year old here. We might be obsessive, but we avoid the TV at all costs. Unless its iPad facetime with grandma. Inside: Dance parties (kids music), drawing, play with pots n pans, read tons of books. I've brought outside toys inside (coozy coup car, bikes, etc) the kid will destroy y...
- Fri Jan 12, 2018 9:25 am
- Forum: Personal Consumer Issues
- Topic: wild bird feed
- Replies: 43
- Views: 1980
Re: wild bird feed
Anything that does not have thistle. If you never want to walk barefoot again in your yard, by all means buy thistle.
- Wed Jan 10, 2018 10:13 am
- Forum: Personal Consumer Issues
- Topic: Men's no iron dress shirt recommendations
- Replies: 66
- Views: 4337
Re: Men's no iron dress shirt recommendations
Another vote for Charles Tyrwhitt. I'm a fairly athletic guy, aka skinny. I have lands end shirts, and agree, the iron free isn't really iron free. Not to mention they are heavy. They do last forever though, I only own 3 Charles Tyrwhitt shirts and want to buy more but these lands end shirts just la...
- Tue Jan 09, 2018 3:41 pm
- Forum: Personal Consumer Issues
- Topic: retiree health ins - how to propose to Employer?
- Replies: 39
- Views: 1890
Re: retiree health ins - how to propose to Employer?
I'm going with very unlikely. I work in benefits and deal with our retirees at times. First off unless they have a definition for a retiree, your really just quitting and living off your savings. To be a retiree of the company they need to have a definition of what a retiree is (for example age 65+ ...
- Mon Dec 18, 2017 11:18 am
- Forum: Personal Consumer Issues
- Topic: US National Parks
- Replies: 36
- Views: 3326
Re: US National Parks
Can you elaborate more?
What do you plan to do? Hike (day/overnight), just drive through, camp, how long in each park? How long do you have? There are over 50 National Parks.
Between the ones you listed, there is a large distance between them (8+ hours).
What do you plan to do? Hike (day/overnight), just drive through, camp, how long in each park? How long do you have? There are over 50 National Parks.
Between the ones you listed, there is a large distance between them (8+ hours).
- Tue Dec 12, 2017 9:25 am
- Forum: Personal Consumer Issues
- Topic: Snow Tires? Worth it?
- Replies: 147
- Views: 7440
Re: Snow Tires? Worth it?
Yes. I almost got t-boned this morning. I swerved out of the way to avoid the car skidding through the stop sign. If I didn't have snow tires that swerve would of ended up in a power line.
Costs me 40-60 bucks to mount and dismount each spring/fall.
Costs me 40-60 bucks to mount and dismount each spring/fall.
- Fri Dec 08, 2017 9:25 am
- Forum: Personal Consumer Issues
- Topic: Extended warranty on 2018 Outback
- Replies: 47
- Views: 1979
Re: Extended warranty on 2018 Outback
I'd avoid it. Not worth it. When I bought my outback 4 years ago I was offered one, my response was I'm buying a Subaru on the basis that I shouldn't have to buy a warranty. Ended that one quick. On another note: $39k for an Outback!!! Damn cars are getting expensive! I paid $23k for mine 4 years ag...
- Thu Nov 30, 2017 9:34 am
- Forum: Investing - Theory, News & General
- Topic: Which crash have you seen it before it is coming?
- Replies: 134
- Views: 10649
Re: Which crash have you seen it before it is coming?
None. 2000 or earlier, I was too young to understand the market. I was right out of school in 2007 and lucky enough to have a job in 2008 when the market crashed, even luckier I didn't have any money in the market so most of my investing started at the low point. My issue now is my whole investing l...
- Tue Nov 28, 2017 11:29 am
- Forum: Personal Consumer Issues
- Topic: National Park trip w/1 year old infant
- Replies: 35
- Views: 2180
Re: National Park trip w/1 year old infant
I took my 4 year old and 1 year old (11 months at the time) to Mount Rainier and Olympic NP. Wherever you go I highly recommend getting a good quality hiking backpack. we have the Dueter II and it works great. Rocky Mountain would work, Mount Rainier would work, I have never been to yellow stone but...
- Mon Nov 27, 2017 11:57 am
- Forum: Personal Finance (Not Investing)
- Topic: Etiquette of converting to exempt status
- Replies: 32
- Views: 3893
Re: Etiquette of converting to exempt status
So if I'm clear, this is shift work? My wife's hospital went through something like this 15 years ago to her whole department, overtime was way to expensive for her position. The way it works she is still shift but salaried. If she picks up a shift beyond her FTE, she is paid the hourly rate. So, fo...
- Fri Nov 17, 2017 9:56 am
- Forum: Personal Consumer Issues
- Topic: Questions for Boglehead runners
- Replies: 28
- Views: 1749
Re: Questions for Boglehead runners
1) I don't run much anymore, I bike more now: maybe $100-$300 a year. Shoes, clothing and occasional race. Pre-kids this would probably be more like $3,000 2) over the lunch hour or at night. I think once my kids learn to not wake up in the night, I can become a morning runner. Running in the dark s...
- Mon Nov 13, 2017 1:56 pm
- Forum: Personal Finance (Not Investing)
- Topic: Applying for a job: Not sure if I really want it
- Replies: 10
- Views: 1498
Re: Applying for a job: Not sure if I really want it
Thanks all. This is actually the longest I have been at a job. Initially 4 years, then two than now 4.5 with this one. I think what also made me question it is, most people in my company stay in their position for a long time. My co-worker has been in this position for 20 years. To say, I really don...
- Mon Nov 13, 2017 1:51 pm
- Forum: Personal Finance (Not Investing)
- Topic: Applying for a job: Not sure if I really want it
- Replies: 10
- Views: 1498
- Mon Nov 13, 2017 10:12 am
- Forum: Personal Finance (Not Investing)
- Topic: Applying for a job: Not sure if I really want it
- Replies: 10
- Views: 1498
Applying for a job: Not sure if I really want it
Anyone else been in this situation? How did you come to a decision? I currently work in my company's HR department doing the ACA employer mandate compliance work. I enjoy what I do, one other co-worker understands most of it, but I do the day to day stuff, and she does the overall management. Anothe...
- Wed Nov 08, 2017 4:03 pm
- Forum: Personal Finance (Not Investing)
- Topic: Trying to get interview/ strange turn, what to think?
- Replies: 19
- Views: 2680
Re: Trying to get interview/ strange turn, what to think?
I'd give it a few days.
Recruiters have quite a few jobs to shift through. I'd assume she is trying to catch up and has a backlog of positions to work with. If they were blowing you off, there would be a generic email stating "thank you but no thank you".
Recruiters have quite a few jobs to shift through. I'd assume she is trying to catch up and has a backlog of positions to work with. If they were blowing you off, there would be a generic email stating "thank you but no thank you".
- Thu Nov 02, 2017 10:33 am
- Forum: Personal Consumer Issues
- Topic: Do you Mow your own Lawn?
- Replies: 90
- Views: 3744
Re: Do you Mow your own Lawn?
I do or my wife does. With two young kids, full time jobs and our hobbies, we struggle to find that 45 minutes 1-2x a week, but for what people charge, no way would we ever consider someone else.
- Wed Oct 18, 2017 1:21 pm
- Forum: Investing - Theory, News & General
- Topic: Office wants to pay dentist as contractor (sub-s). Any issues?
- Replies: 25
- Views: 1807
Re: Office wants to pay dentist as contractor (sub-s). Any issues?
Exactly correct about the IRS guidance. This isn't a whatever the business owner wants, it should be whatever his business attorney recommends. My non legal expert guess, wife is using the owners tools (equipment, computers, etc), works at the owners office, and works the shifts/hours the owner requ...
- Mon Oct 16, 2017 12:06 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bonus pushed back - should I be annoyed?
- Replies: 43
- Views: 3717
Re: Bonus pushed back - should I be annoyed?
At least you didn't just get a certificate to join the Jelly of the Month Club....PlayingLife wrote: ↑Mon Oct 16, 2017 10:05 amWhat do you think? Would you be irritated, or do you think I am over reacting?
- Thu Oct 12, 2017 7:59 am
- Forum: Personal Finance (Not Investing)
- Topic: Made a career mistake- advice/next steps
- Replies: 35
- Views: 6088
Re: Made a career mistake- advice/next steps
Agreed, address with the supervisor. There is a possibility that some inner workings going on, someone is retiring, leaving, promotion coming. They hired you to replace that person. Don't be afraid to ditch a place soon though. My first job right out of school 60 newly undergrads were hired at once,...
- Wed Sep 27, 2017 1:23 pm
- Forum: Personal Consumer Issues
- Topic: $700 to install a dishwasher seem by a plumber?!
- Replies: 65
- Views: 5210
Re: $700 to install a dishwasher seem by a plumber?!
If you run into a plumber at work, store, gym or anywhere ask for a cash price or if the guy does work on the side (outside of his company).
- Wed Sep 20, 2017 1:49 pm
- Forum: Personal Finance (Not Investing)
- Topic: Do you pay for credit monitoring?
- Replies: 26
- Views: 1740
Re: Do you pay for credit monitoring?
Yes, I pay 5.25 a month for all three major credit agencies. This is subsidized by me employer.
- Tue Sep 12, 2017 2:51 pm
- Forum: Personal Consumer Issues
- Topic: Negotiating with Charter/Spectrum
- Replies: 10
- Views: 1700
Re: Negotiating with Charter/Spectrum
Is directTV an option? We cut the cord this spring but I struggled to get an antenna working so I accepted Directv's offer. two years $50 a month for everything. My first order confirmation said I had one year at 50 and year two was 90. I called and complained that wasn't what they offered over the...
- Tue Sep 12, 2017 2:07 pm
- Forum: Personal Consumer Issues
- Topic: Negotiating with Charter/Spectrum
- Replies: 10
- Views: 1700
Re: Negotiating with Charter/Spectrum
Is directTV an option? We cut the cord this spring but I struggled to get an antenna working so I accepted Directv's offer. two years $50 a month for everything. My first order confirmation said I had one year at 50 and year two was 90. I called and complained that wasn't what they offered over the ...
- Tue Sep 12, 2017 11:17 am
- Forum: Personal Consumer Issues
- Topic: Is it really Worth it to brown bag your lunch at work?
- Replies: 313
- Views: 21409
Re: Is it really Worth it to brown bag your lunch at work?
I would say 4 dollars savings is probably on the lower end. My standard lunch consists of: PP&J or some form of leftovers apple granola bar yogurt Total cost is about $3 Eating out for lunch to fill me is probably about 8-10 dollars. I'm 32 and bring lunch 90-95% of the time. When I was 24 and worki...
- Mon Sep 11, 2017 1:45 pm
- Forum: Personal Consumer Issues
- Topic: "Luxury" Vinyl vs Laminate flooring?
- Replies: 35
- Views: 3902
Re: "Luxury" Vinyl vs Laminate flooring?
I installed luxury vinyl in my basement a few months ago. Love it. Unlike laminate, it is 100% waterproof, the recommendation for cleaning it is with a mop. From the research that I did, LV is pretty much going to be putting the laminate market out of business over the next decade. The one thing to ...
- Thu Sep 07, 2017 10:02 pm
- Forum: Personal Finance (Not Investing)
- Topic: Equifax customer information leak
- Replies: 711
- Views: 58140
Re: Equifax customer information leak
I got through the phone #. If you got a date for the future that basically means check back then. They need time compile the information.
- Tue Sep 05, 2017 2:49 pm
- Forum: Personal Consumer Issues
- Topic: Refurbished or New TV?
- Replies: 29
- Views: 2272
Re: Refurbished or New TV?
It was a 4k TV, with 120 hz.
Best buy had an LG at the same price refurbished and 4k, but it was a 60hz.
Thing is this TV has been owned for 5 days and is still in the box. I need to get the wall mount up.
Best buy had an LG at the same price refurbished and 4k, but it was a 60hz.
Thing is this TV has been owned for 5 days and is still in the box. I need to get the wall mount up.
- Tue Sep 05, 2017 2:24 pm
- Forum: Personal Consumer Issues
- Topic: Refurbished or New TV?
- Replies: 29
- Views: 2272
Re: Refurbished or New TV?
Figure I should post an update. Found a new Vizio 55 inch at Target for $550. On sale from $800, with my additional 5% target card, I got a pretty good deal. A 60 inch was way more money.
- Tue Sep 05, 2017 1:44 pm
- Forum: Personal Finance (Not Investing)
- Topic: ACA 9.69% Affordability rule
- Replies: 6
- Views: 1126
Re: ACA 9.69% Affordability rule
I am not 100% sure, but I don't think the IRA contribution reduces the income. I suggest searching the IRS website for the answer.Here is their definition: Household income is the modified adjusted gross income of you, your spouse (if filing jointly), and any dependents who are required to file a ta...
- Thu Aug 31, 2017 1:00 pm
- Forum: Personal Consumer Issues
- Topic: Beginner Mountain Bike
- Replies: 59
- Views: 4155
Re: Beginner Mountain Bike
I look at our local Craigslist bike section daily. It is full of $600 bikes selling for $250 or $300 or less. I'd rather have a $1,000 bike for $300 or a $600 bike for $250 than a $600 bike for $600. Everyone talks about the great deals on craigslist, but I just can't find them. What I do find is s...
- Thu Aug 31, 2017 10:10 am
- Forum: Personal Consumer Issues
- Topic: Beginner Mountain Bike
- Replies: 59
- Views: 4155
Re: Beginner Mountain Bike
Not to get into arguments or fights here but, I have to agree with stoptothink. As far as mountain biking is concerned, especially recreational and just dipping into a hobby, fit isn't nearly as important as competitive road biking or a TT bike. I'm no bike fit expert, but I felt like I was reaching...
- Wed Aug 30, 2017 12:29 pm
- Forum: Personal Consumer Issues
- Topic: Refurbished or New TV?
- Replies: 29
- Views: 2272
Re: Refurbished or New TV?
Thanks all:
Sounds like the refurbished price might be a look into. Plan right now is to walk into Best Buy tomorrow and just ask: what do you got on display that I can walk home with right now.
Now the question is 55 inch or 60inch+
Sounds like the refurbished price might be a look into. Plan right now is to walk into Best Buy tomorrow and just ask: what do you got on display that I can walk home with right now.
Now the question is 55 inch or 60inch+