Search found 6 matches

by AndyFromPennsylvania
Mon Jul 24, 2017 8:50 pm
Forum: Investing - Help with Personal Investments
Topic: Newbie and New Parent: Help w/ Retirement and 529
Replies: 28
Views: 2012

Re: Newbie and New Parent: Help w/ Retirement and 529

OP is for Original Poster. Easier to type on this iPad than your complete username :happy If, in the spirit of your thread title, you need help with retirement, you need to tackle 3 things, none of which currently include worrying about 529's: 1) Determine how much you can invest. This requires bud...
by AndyFromPennsylvania
Thu Jul 20, 2017 6:15 am
Forum: Investing - Help with Personal Investments
Topic: Newbie and New Parent: Help w/ Retirement and 529
Replies: 28
Views: 2012

Re: Newbie and New Parent: Help w/ Retirement and 529

Why all the noise in this thread about 529's and UTMA's and such? OP needs to get the basics taken care of. Dialog about saving funds in a taxable UTMA for a child is silly if all tax advantaged space in 401k and IRA's is not being utilized. OP, 401k plans are all different. You need to read your p...
by AndyFromPennsylvania
Tue Jul 18, 2017 3:33 pm
Forum: Investing - Help with Personal Investments
Topic: Newbie and New Parent: Help w/ Retirement and 529
Replies: 28
Views: 2012

Re: Newbie and New Parent: Help w/ Retirement and 529

I understand personal finance just fine. We all look at finances at slightly different angles. My basic philosophy toward college is I want my kids to at least try to go to college, and if they succeed, I don't want them to have $190,000 in debt when they graduate. I know I can't count on the gover...
by AndyFromPennsylvania
Tue Jul 18, 2017 9:08 am
Forum: Investing - Help with Personal Investments
Topic: Newbie and New Parent: Help w/ Retirement and 529
Replies: 28
Views: 2012

Re: Newbie and New Parent: Help w/ Retirement and 529

At mcraepat9: 2. I am making a 3% contribution to my 401k so I get the company match of 1.5%. Unfortunately my company only provides 1.5% at an employee contribution of 3%; no more. Then, I am maxing out my Roth IRA. I am not too experienced with 401ks, but I have an uneasy feeling maxing this out ...
by AndyFromPennsylvania
Tue Jul 18, 2017 7:03 am
Forum: Investing - Help with Personal Investments
Topic: Newbie and New Parent: Help w/ Retirement and 529
Replies: 28
Views: 2012

Re: Newbie and New Parent: Help w/ Retirement and 529

At Mortfree: 1. Thank you for the fund suggestions, very helpful, need to look into these. 2. Yes, have a HAS. Started this year with just $500 to see how it goes, how much we spend. 3. I have life insurance for myself through my employer. My wife does not have life insurance as she works part time....
by AndyFromPennsylvania
Sun Jul 16, 2017 9:34 pm
Forum: Investing - Help with Personal Investments
Topic: Newbie and New Parent: Help w/ Retirement and 529
Replies: 28
Views: 2012

Newbie and New Parent: Help w/ Retirement and 529

Hey Bogleheads! This is my first post. I apologize ahead of time if my etiquette is lacking. Trying to learn/develop a plan for retirement as well as start saving for college. My wife and I are new homeowners and new parents as of this year. Knowing very little about investing and when the June 2016...

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