Search found 594 matches

by Almost there
Thu Mar 30, 2017 8:34 am
Forum: Personal Consumer Issues
Topic: Boglehead and iphone
Replies: 20
Views: 1558

Re: Boglehead and iphone

Bluebolt: yes I do click on remember me every time.
by Almost there
Wed Mar 29, 2017 10:27 pm
Forum: Personal Consumer Issues
Topic: Boglehead and iphone
Replies: 20
Views: 1558

Re: Boglehead and iphone

Oh I found it!!!! :D :D :D
It says Private on the bottom left.

But it seems it is better when the Private button is ON instead of OFF.
So this is why I have to type in my name and password every time? But then why not for the other websites, i.e. Yahoo and Google?
Please help me understand that.
by Almost there
Wed Mar 29, 2017 9:28 pm
Forum: Personal Consumer Issues
Topic: Boglehead and iphone
Replies: 20
Views: 1558

Re: Boglehead and iphone

My phone looks differently and I took a picture of it. How do I add the picture? Which button do I choose?
by Almost there
Wed Mar 29, 2017 9:21 pm
Forum: Personal Consumer Issues
Topic: Do I need new tires?
Replies: 40
Views: 2275

Re: Do I need new tires?

Phineas, I have always used a dime.
by Almost there
Wed Mar 29, 2017 9:19 pm
Forum: Personal Consumer Issues
Topic: Boglehead and iphone
Replies: 20
Views: 1558

Re: Boglehead and iphone

bluebolt:
I click on the bottom of the iPhone page, Mail, and it brings me to both Yahoo and Google email accounts.
by Almost there
Wed Mar 29, 2017 7:55 pm
Forum: Personal Consumer Issues
Topic: Boglehead and iphone
Replies: 20
Views: 1558

Re: Boglehead and iphone

I clicked on the website you had posted and it told me to click on safari and private. When I click on Safari, I see icons for Apple, Google and Yahoo. Now what?
by Almost there
Wed Mar 29, 2017 7:45 pm
Forum: Personal Consumer Issues
Topic: Boglehead and iphone
Replies: 20
Views: 1558

Re: Boglehead and iphone

Bluebolt:
When I receive an email from Bogleheads, I click on the website to read the message. I use yahoo which was set up by Verizon.
Is it better to be in private browsing?
by Almost there
Wed Mar 29, 2017 6:51 pm
Forum: Personal Consumer Issues
Topic: Boglehead and iphone
Replies: 20
Views: 1558

Re: Boglehead and iphone

Whaleknives:
I don't have a specific security setting, so don't have to sign in to access my phone.

Bluebolt:
I don't know what private browsing code means. I know when I go to my yahoo or google account I don't have to sign in every time.
by Almost there
Wed Mar 29, 2017 2:06 pm
Forum: Personal Consumer Issues
Topic: Boglehead and iphone
Replies: 20
Views: 1558

Boglehead and iphone

When I receive a message from the Bogleheads that a reply was added to a posting, I always have to log into my iPhone to retrieve the message. Though I have logged in before and marked it to save my log in info, it still does not remember it (though it works fine on my Dell computer). Can someone gi...
by Almost there
Wed Mar 29, 2017 1:59 pm
Forum: Personal Consumer Issues
Topic: Do I need new tires?
Replies: 40
Views: 2275

Re: Do I need new tires?

I live south of Phoenix and just purchased 4 new tires. The main reasons I chose to purchase new tires were for safety and reliability. Also, what if you are in an accident pointing to bad tire performance? I have 100K miles on my 2004 Camry and will continue driving it as long as possible and also ...
by Almost there
Tue Mar 28, 2017 4:44 pm
Forum: Investing - Help with Personal Investments
Topic: RMD in 2018
Replies: 46
Views: 2416

RMD in 2018

Celia. Thanks for mentioning the RMD link in Vanguard. I will check it out after I get home.
by Almost there
Tue Mar 28, 2017 4:32 pm
Forum: Investing - Theory, News & General
Topic: What's your strategy for withdrawing funds in Retirement ?
Replies: 57
Views: 5759

Re: What's your strategy for withdrawing funds in Retirement ?

Toons I hope you know RMDs have nothing to do whether you want to do it or not, but the IRS requires it.
by Almost there
Mon Mar 27, 2017 8:29 pm
Forum: Investing - Help with Personal Investments
Topic: RMD in 2018
Replies: 46
Views: 2416

Re: RMD in 2018

Thank you Sport for clearing this up for me:

When you take your RMD, you can have federal taxes (and income taxes for some, but not all states) withheld by Vanguard. If you have enough withheld, you will not need to file quarterly estimates.
by Almost there
Mon Mar 27, 2017 8:11 pm
Forum: Investing - Help with Personal Investments
Topic: RMD in 2018
Replies: 46
Views: 2416

Re: RMD in 2018

Thank you celia for your input: Don't forget that for this dummy tax return, include ALL your income for the tax year. The RMD will be taxed on top of all your other income. When you get done, print it out and write "sample" over it so you don't mail it in. Look at line 43, Taxable Income,...
by Almost there
Mon Mar 27, 2017 5:52 pm
Forum: Investing - Help with Personal Investments
Topic: RMD in 2018
Replies: 46
Views: 2416

RMD in 2018

Spirit Rider wrote: It isn't that withdrawing just at the end of the year avoids the need for paying estimated taxes. Withholding from the RMDs do that no matter when they are taken. Taking them at the end of the year just enables flexibility. This takes advantage of the fact that withholding is tre...
by Almost there
Mon Mar 27, 2017 1:31 pm
Forum: Investing - Help with Personal Investments
Topic: RMD in 2018
Replies: 46
Views: 2416

RMD in 2018

Sorry. I didn't mean to confuse anyone. I will be 70 in 2018 and am planning to take my RMD in 2018 just wondering when? Iwill need to withdraw funds since I won't be able to just live off Social Security. I also started to do a test run on HR Block for my federal income taxes. I will enter my Socia...
by Almost there
Sun Mar 26, 2017 10:53 pm
Forum: Investing - Help with Personal Investments
Topic: RMD in 2018
Replies: 46
Views: 2416

RMD in 2018

Thank you everyone for your answers. I will turn 70 in April and perhaps start my withdrawals in January 2018. Please note that I found an old BH posting answer by Taylor which I can't quite understand: by Taylor Larimore » Sun Jan 18, 2015 3:46 pm Dragonfly wrote: I turn 70 1/2 in 2015, and will be...
by Almost there
Sun Mar 26, 2017 9:56 pm
Forum: Investing - Help with Personal Investments
Topic: RMD in 2018
Replies: 46
Views: 2416

RMD in 2018

Will have to start my RMD in 2018. Please let me know if I should be withdrawing monthly, quarterly etc. from Vanguard? This brings me to three questions: 1. Where do I put the excess money that is not needed? Savings or back to one of the cash funds (Total Stock or Non-exempt bond fund) in VG? 2. W...
by Almost there
Fri Mar 17, 2017 4:10 pm
Forum: Investing - Theory, News & General
Topic: Would like comments on this Roth Conversion quote.
Replies: 30
Views: 2285

Re: Would like comments on this Roth Conversion quote.

My friend wants to do an IRA to Roth IRA conversion. Can it still be done now for ty2016?
by Almost there
Fri Mar 10, 2017 6:10 pm
Forum: Investing - Theory, News & General
Topic: Grandchildren receiving insurance money
Replies: 5
Views: 673

Re: Grandchildren receiving insurance money

Thank you for everyone's input. I will discuss it with the mother. Kenkat wrote: Insurance payouts are typically tax free. If the trust paid interest on the amount held, that is taxable. Thank you for the interest update. I will ask her to look into it. I also asked her to contact the state and requ...
by Almost there
Fri Mar 10, 2017 2:06 pm
Forum: Investing - Theory, News & General
Topic: Grandchildren receiving insurance money
Replies: 5
Views: 673

Grandchildren receiving insurance money

My twin granddaughters will receive $55,000 each on their 18th birthday next month. This money has been held in trust for them for the past 16 years by the state of New Jersey and came from an insurance pay out. They will graduate from high school in 2018. Though their mother is not at all knowledge...
by Almost there
Mon Mar 06, 2017 3:40 pm
Forum: Investing - Theory, News & General
Topic: INC magazine, March 2017
Replies: 0
Views: 239

INC magazine, March 2017

A great article this month written By Kathy Kristof: "Saving for your future isn't quick. But with these tips, it can be easy." Though there wasn't much new stuff there for regular Bogleheads, but new members might learn a lot in addition to what they learn here. One of the topics was: &qu...
by Almost there
Tue Feb 28, 2017 3:43 pm
Forum: Personal Finance (Not Investing)
Topic: Pre-retirement checklist, what is on yours?
Replies: 72
Views: 5479

Re: Pre-retirement checklist, what is on yours?

Be sure to sign up for Medicare 3 months before turning 65 and also for a drug plan unless you choose Medicare Advantage. (which includes a drug plan).

Sign up for Social Security at Full Retirement Age or wait until you turn 70, so your retirement funds can continue to grow at 8.1% per year.
by Almost there
Tue Feb 28, 2017 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Pre-retirement checklist, what is on yours?
Replies: 72
Views: 5479

Re: Pre-retirement checklist, what is on yours?

Remembering to sign up for Medicare 3 months before turning 65 or else you will have to pay a penalty. In addition, be sure you sign up for a drug plan unless you choose Medicare Advantage.

I signed up for Social Security a year later.
by Almost there
Tue Feb 28, 2017 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: Best Way to Give Our Son a Down Payment
Replies: 18
Views: 2522

Re: Best Way to Give Our Son a Down Payment

Do you have any Roth IRA? Then there wouldn't be any tax implications.
by Almost there
Tue Feb 28, 2017 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: Correct amounts while filing income tax
Replies: 2
Views: 293

Correct amounts while filing income tax

In October 2015, my friend and I moved from New Jersey and bought a house in Arizona (50% each). Our house in NJ was sold in February 2016. It might be redundant questions, however, I just want to be sure I am filling out the forms correctly when filing income tax: Federal the following info to be e...
by Almost there
Sun Feb 26, 2017 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: VG form: Assets by state
Replies: 5
Views: 491

Re: VG form: Assets by state

Thanks HueyLD.

Made me smile.
by Almost there
Sun Feb 26, 2017 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block software problem
Replies: 21
Views: 1104

Re: H&R Block software problem

Contacted H&R this morning. They gave us a new link to the state version. Now it is working fine.
Thanking everyone who gave their input.
by Almost there
Sun Feb 26, 2017 11:35 am
Forum: Personal Finance (Not Investing)
Topic: VG form: Assets by state
Replies: 5
Views: 491

Re: VG form: Assets by state

Thank you Grabiner. Will check into it.
by Almost there
Sat Feb 25, 2017 10:52 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block software problem
Replies: 21
Views: 1104

Re: H&R Block software problem

Dell Computer bought last year in March. Lots of disk space left. Trust me that this problem has nothing to do with my computer.
It stopped downloading the State version at appropriately 30%. Will contact HR tomorrow.
by Almost there
Sat Feb 25, 2017 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block software problem
Replies: 21
Views: 1104

Re: H&R Block software problem

livesoft wrote: I cannot tell from the exchange whether a "Get State" was ever done. And if it was done, is the gotten file corrupted? And if is was not done, then did it fail in the download or beforehand? Don't you have to register first to "Get State"? I know one can fill out ...
by Almost there
Sat Feb 25, 2017 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block software problem
Replies: 21
Views: 1104

Re: H&R Block software problem

Thank you.

The State version has not worked since I could not install it in the first place.
by Almost there
Sat Feb 25, 2017 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block software problem
Replies: 21
Views: 1104

Re: H&R Block software problem

Thank you.
Tried that. It indicates that the State version has not be installed yet.
by Almost there
Sat Feb 25, 2017 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block software problem
Replies: 21
Views: 1104

Re: H&R Block software problem

Yes, I have the correct version: federal and state. My friend was already able to install both without problems.
by Almost there
Sat Feb 25, 2017 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block software problem
Replies: 21
Views: 1104

H&R Block software problem

Just finished my federal return and cannot access the state (AZ) return.
Anyone else having this problem?
by Almost there
Fri Feb 24, 2017 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: VG form: Assets by state
Replies: 5
Views: 491

VG form: Assets by state

I received the form from VG titled: Assets by state for VG municipal bonds funds and VG Tax-Managed Balanced Fund Admiral Shares The first sentence states: State nd local governments may require residents to pay intangible or personal property tax on investments. I own: Intermediate Term and Long-Te...
by Almost there
Fri Feb 24, 2017 6:50 pm
Forum: Personal Consumer Issues
Topic: Personal fulfillment in retirement
Replies: 37
Views: 5320

Personal fulfillment in retirement

In November 2014 I was laid off just before we were traveling to Arizona for vacation once again. We had already planned to visit our friends who had just sold their RV and moved into a 55+ retirement community just south of Phoenix. Though I had planned to retire within a year or so, I had never ev...
by Almost there
Tue Feb 07, 2017 10:23 pm
Forum: Investing - Theory, News & General
Topic: RMD question
Replies: 20
Views: 2622

Re: RMD question

Wow. Thanks. I'll be 70 in April 2018 so will use 70 then. Will also find the IRS form when I'm back on my computer.
by Almost there
Tue Feb 07, 2017 7:40 pm
Forum: Investing - Theory, News & General
Topic: RMD question
Replies: 20
Views: 2622

Re: RMD question

Thank you Sport. No it would not be a QCD.

So if I understand correctly, I multiply my funds in my IRA (at the end of the year before I turn 70 1/2) times 4%.
by Almost there
Tue Feb 07, 2017 7:22 pm
Forum: Investing - Theory, News & General
Topic: RMD question
Replies: 20
Views: 2622

Re: RMD question

Hoops777 wrote: So when one begins to take RMD's is it better to just have VBILX or is it better to have 50% in VCIT and 50% in intermediate treasuries fund and be able to adjust to the ups and downs? I have a similar question: do I make the RMD at the end of the year, quarterly or monthly? Do I spe...
by Almost there
Sun Jan 01, 2017 9:29 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block Tax Software for 2016
Replies: 76
Views: 7868

Re: H&R Block Tax Software for 2016

Received the disc in the mail. Cost $30 plus state.
by Almost there
Tue Dec 20, 2016 12:51 pm
Forum: Investing - Theory, News & General
Topic: DOW [Will the DOW hit 20,000 before the end of the year?]
Replies: 44
Views: 4966

Re: DOW [Will the DOW hit 20,000 before the end of the year?]

Thank you for letting me know about the contest.
by Almost there
Tue Dec 20, 2016 11:14 am
Forum: Investing - Theory, News & General
Topic: DOW [Will the DOW hit 20,000 before the end of the year?]
Replies: 44
Views: 4966

Re: DOW [Will the DOW hit 20,000 before the end of the year?]

Could you please start a new post about the S&P? This posting is just about the Dow reaching 20,000.
by Almost there
Tue Dec 13, 2016 6:35 pm
Forum: Investing - Theory, News & General
Topic: DOW [Will the DOW hit 20,000 before the end of the year?]
Replies: 44
Views: 4966

Re: DOW

Almost made it today.

19,911.21

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