Search found 5 matches

by Allerian
Sun Aug 13, 2017 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: Personal Loan?
Replies: 19
Views: 1387

Re: Personal Loan?

Very good responses. I have never posted here before I realize that I had forgotten some information such as the retirement match. Thank you for the responses regarding NAMI. I do have a group even in our rural area that I have thought about attending. Mental illness is indeed awful. My husband used...
by Allerian
Sat Aug 12, 2017 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Personal Loan?
Replies: 19
Views: 1387

Re: Personal Loan?

Yes we are contributing 6% to retirement to get my 3% match. I didn't want to forgo the retirement contribution given I am in my mid thirties and we only have $80K saved so far since I started working about 3 years ago. I am currently contributing about $498 per paycheck on my retirement per month t...
by Allerian
Sat Aug 12, 2017 9:08 pm
Forum: Personal Finance (Not Investing)
Topic: Personal Loan?
Replies: 19
Views: 1387

Re: Personal Loan?

We are currently making a standard 10 year payment on the loans but have received loan forgiveness with my employer and my state (100K total). We are definitely working on a plan not to finance anything further- everything must be paid with cash.
by Allerian
Sat Aug 12, 2017 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Personal Loan?
Replies: 19
Views: 1387

Re: Personal Loan?

We do not yet have enough equity in our current home to get a HELOC and we are working on trying to make some repairs around the home and attempting to pay in cash rather than open a HELOC. Although I have no doubt we would pay it off- makes me a little nervous to use my car as secured collateral.
by Allerian
Sat Aug 12, 2017 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: Personal Loan?
Replies: 19
Views: 1387

Personal Loan?

I am in married in my mid 30s. My husband is a SAHD with a mental illness and unable to work. I have a decent salary (224-260K) per year. I am a young MD so just started working in the past 3 years or so. My husband accumulated a huge chunk of credit card debt last year (18K) on random stuff. He no ...