Search found 623 matches

by AAA
Thu Jan 19, 2017 4:19 pm
Forum: Personal Consumer Issues
Topic: Toaster Oven Recommendations
Replies: 34
Views: 1696

Re: Toaster Oven Recommendations

ThankYouJack wrote:After about 8 years of solid use, my toaster over is tripping the GFCI and I can now only use it in my garage on a 20A outlet


Is that safe to do?
by AAA
Thu Jan 19, 2017 4:18 pm
Forum: Personal Consumer Issues
Topic: Toaster Oven Recommendations
Replies: 34
Views: 1696

Re: Toaster Oven Recommendations

teacher wrote:We have the larger Breville. It has a feature I have not seen on other toaster ovens. When you open the door, the rack moves outward so you can insert or remove pans easily. We used a 20% off coupon at Bed Bath & Beyond.


I thought those coupons usually exclude Breville.
by AAA
Mon Jan 16, 2017 7:44 pm
Forum: Personal Consumer Issues
Topic: Biting the bullet and getting off the roof.
Replies: 30
Views: 3336

Re: Biting the bullet and getting off the roof.

Even with one of these gutter guard systems in place, it's still a good idea to have a close inspection once a year to check for any loose nails or roof problems.

My suggestion is to just hire someone each Fall, after the leaves come down. My guy charges $100 and is well worth it.
by AAA
Mon Jan 16, 2017 5:18 pm
Forum: Personal Consumer Issues
Topic: Doing email with a Chromebook
Replies: 16
Views: 1220

Re: Doing email with a Chromebook

If I were planning to use a dedicated system for finances (accessing banks etc) I think I would avoid using that same device for mail -- or at a minimum, only use it to access a dedicated email account that I used only for password resets. Can you elaborate? Finances involves email - getting transa...
by AAA
Sun Jan 15, 2017 12:09 pm
Forum: Personal Consumer Issues
Topic: Doing email with a Chromebook
Replies: 16
Views: 1220

Re: Doing email with a Chromebook

If I were planning to use a dedicated system for finances (accessing banks etc) I think I would avoid using that same device for mail -- or at a minimum, only use it to access a dedicated email account that I used only for password resets. Can you elaborate? Finances involves email - getting transa...
by AAA
Sun Jan 15, 2017 10:23 am
Forum: Personal Consumer Issues
Topic: Doing email with a Chromebook
Replies: 16
Views: 1220

Doing email with a Chromebook

I am considering getting a Chromebook dedicated to online work, including finances, as it appears to be the most secure system. I have a desktop to do the heavy lifting, so I'm not concerned with the processing limitations of the Chromebook. One question I have is how you do email. I currently have ...
by AAA
Sat Jan 14, 2017 11:05 am
Forum: Personal Consumer Issues
Topic: Recommendations for home paper shredder
Replies: 52
Views: 2083

Re: Recommendations for home paper shredder

I bought a 15-page shredder at Staples a few months ago - it was on sale at a significant discount. I'd look around for something like that. No point to give the model # as those things change frequently. I find the 10 or 15-page ones are convenient for getting the job done quickly. We have a small ...
by AAA
Mon Jan 09, 2017 12:19 pm
Forum: Personal Consumer Issues
Topic: Getting rid of mice
Replies: 79
Views: 3755

Re: Getting rid of mice

One freaky thing this year - three of our first 10 traps disappeared from their bags. I still haven't found them. Wonder if we have something larger than a mouse lurking down there, although no other dropping have been spotted. Look around the area where the trap was placed. It may have only injure...
by AAA
Tue Jan 03, 2017 10:09 am
Forum: Personal Finance (Not Investing)
Topic: Another view on Vanguard security
Replies: 20
Views: 2269

Re: Another view on Vanguard security

in addition Vanguard sends you an e mail announcing any transaction that was just made. Those generally arrive in a couple of minutes. And I've questioned how they do that. I think they should just say something like "a transaction was just initiated." I don't like that they put all the d...
by AAA
Wed Dec 21, 2016 6:31 pm
Forum: Personal Consumer Issues
Topic: Is it rude to dispose of unwanted gifts?
Replies: 60
Views: 5137

Re: Is it rude to dispose of unwanted gifts?

Accept the gifts and re-gift them or donate them if you don't want them. To tell them to stop bringing you gifts beyond "Oh, you shoudn't have" is just plain rude. I think that's a little harsh. It all depends on how it is said and how receptive or not the MIL is. I know how OP feels as I...
by AAA
Mon Dec 19, 2016 7:15 pm
Forum: Personal Consumer Issues
Topic: Water Heater Install $1,800!
Replies: 50
Views: 4864

Re: Water Heater Install $1,800!

Earlier this year we had our water heater (in Pennsylvania) replaced. It's a 50 gallon, gas unit. Cost was $1250 for everything. We've used the same trusted plumber for over 30 years and didn't get other quotes. It's probably not the most efficient model as I called the manufacturer and he said it d...
by AAA
Sun Dec 11, 2016 10:08 pm
Forum: Personal Finance (Not Investing)
Topic: Physician went out of network. Now I have a bill to pay. What to do
Replies: 94
Views: 6238

Re: Physician went out of network. Now I have a bill to pay. What to do

passive income wrote:...Health care is like going to Wal Mart now...


Except that when you go to Walmart, you know in advance the price of what you are purchasing. You don't select it and wait for a bill to come.
by AAA
Sun Dec 11, 2016 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: Physician went out of network. Now I have a bill to pay. What to do
Replies: 94
Views: 6238

Re: Physician went out of network. Now I have a bill to pay. What to do

For me, I'd hate to let them get away with it, certainly not for $150. Last year, I had to make multiple calls to our insurance company over the course of several weeks because the deductible wasn't correctly calculated. After it was finally corrected, they sent payments to providers instead of to u...
by AAA
Sun Dec 04, 2016 9:39 am
Forum: Personal Consumer Issues
Topic: Help me replace my beloved shoes...
Replies: 8
Views: 1140

Re: Help me replace my beloved shoes...

Your current shoes look like an Ecco pair I had a few years ago. Here's one from their present lineup (not cheap): http://us.shop.ecco.com/mens-biom-fjuel-train-837514.html?dwvar_837514_color=01001 Here's a more reasonable one from Clarks (with a 20% off sale going on): http://www.clarksusa.com/us/m...
by AAA
Sun Nov 27, 2016 11:48 am
Forum: Personal Consumer Issues
Topic: Why do reviewers love the Dell XPS 13 but users don't?
Replies: 57
Views: 5565

Re: Why do reviewers love the Dell XPS 13 but users don't?

Interesting how people look at reviews. I first focus on the 1 star reviews myself. As for the Dell XPS, I noticed the same thing when I was looking at that laptop. But all the other laptops I considered generally had about 10% 1 star reviews also. The 2016 base 13-inch MacBook Pro has 16% 1 stars, ...
by AAA
Tue Nov 22, 2016 3:11 pm
Forum: Investing - Help with Personal Investments
Topic: TLH CA Bond Funds?
Replies: 38
Views: 2448

Re: TLH CA Bond Funds?

With most Vanguard bond funds, dividends are accrued daily so you don't have to take the six-month waiting period that has been described elsewhere for tax-exempt investment vehicles. Could you elaborate on this? If you have a reinvested dividend on, say, Oct. 1 and you sell the whole position on, ...
by AAA
Tue Nov 22, 2016 8:09 am
Forum: Investing - Help with Personal Investments
Topic: TLH CA Bond Funds?
Replies: 38
Views: 2448

Re: TLH CA Bond Funds?

There are some complications with TLH of municipal bond funds. Here is a thread from a few years ago. Not sure if the law has changed since then: https://www.bogleheads.org/forum/viewtopic.php?t=3778 "...part (or all) of your tax loss on the sale of a Muni Bond fund is disallowed if a) you held...
by AAA
Sat Nov 19, 2016 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Help me to understand part-year resident state tax obligation
Replies: 34
Views: 2288

Re: Help me to understand part-year resident state tax obligation

My advice is to use tax software. For example, TurboTax will ask you the appropriate questions about if you earned income in multiple states. I've been bitten by this before by trying to download the state tax forms and do it myself. The software is good at extracting the information from the feder...
by AAA
Fri Nov 18, 2016 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Help me to understand part-year resident state tax obligation
Replies: 34
Views: 2288

Re: Help me to understand part-year resident state tax obligation

Come on people...here I thought I had resolved everything and now I'm confused again. :annoyed He is not a part year resident of X, he is a non-resident. Two different reps of state X's dept. of revenue say he is a resident, according to their criteria. They said he should fill out a resident return...
by AAA
Thu Nov 17, 2016 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: Help me to understand part-year resident state tax obligation
Replies: 34
Views: 2288

Re: Help me to understand part-year resident state tax obligation

After talking to dept. of revenue reps in both states, I just thought I'd close the loop here by summarizing what I plan to do. It's along the lines of what Beth and others wrote. According to our state, what I called Y, my son is still considered a resident as he is living in state X just because h...
by AAA
Fri Nov 11, 2016 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: Help me to understand part-year resident state tax obligation
Replies: 34
Views: 2288

Re: Help me to understand part-year resident state tax obligation

Most states allow a person to temporarily reside in the state while working on a degree without becoming a resident of the state. My daughter is currently a graduate student in a different state from the one I live in. She chose to remain a resident of my state because she did not know if she wante...
by AAA
Thu Nov 10, 2016 7:08 pm
Forum: Personal Finance (Not Investing)
Topic: Help me to understand part-year resident state tax obligation
Replies: 34
Views: 2288

Re: Help me to understand part-year resident state tax obligation

Investment income from an intangible asset (such as a brokerage or bank account) is considered to have a source where you live, so it would only be taxed by your state of residence at the time the income was paid. If he changed his legal residence from X to Y in August, then income earned through J...
by AAA
Thu Nov 10, 2016 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: Help me to understand part-year resident state tax obligation
Replies: 34
Views: 2288

Re: Help me to understand part-year resident state tax obligation

I'm not sure how to determine if he "really" moved. Is it really up to him and what he considers himself as? He'll be out there for a couple of years working on a graduate degree. Most states allow a person to temporarily reside in the state while working on a degree without becoming a re...
by AAA
Wed Nov 09, 2016 2:16 pm
Forum: Personal Finance (Not Investing)
Topic: Help me to understand part-year resident state tax obligation
Replies: 34
Views: 2288

Re: Help me to understand part-year resident state tax obligation

Did he really move or is this a temporary absence and he still considers himself a resident of Y? You normally pay tax where the income is earned. X in this case (as a non-resident). Then file with Y and get a credit . If he really moved he would only pay tax to X (assuming he had no income in Y). ...
by AAA
Wed Nov 09, 2016 11:56 am
Forum: Personal Finance (Not Investing)
Topic: Help me to understand part-year resident state tax obligation
Replies: 34
Views: 2288

Help me to understand part-year resident state tax obligation

My son moved to another state (let's call it X) from our state (let's call it Y) as of 8/1/16 and started earning income doing work for his school in the Fall term. I just got off the phone with X's income tax office and they informed me that he would be considered a resident of X for 2016 income ta...
by AAA
Tue Nov 08, 2016 10:37 am
Forum: Personal Finance (Not Investing)
Topic: Medicare, Ugh
Replies: 34
Views: 2083

Re: Medicare, Ugh

My goal will be to get whatever combination of Parts A, B, C, D, XYZ, Medicare Advantage, Medigap, etc., that creates the least bureaucratic hassles... I would think a Medicare Advantage plan with drug coverage would be the simplest all-in-one plan. Before starting, I read Medicare For Dummies, whi...
by AAA
Fri Nov 04, 2016 12:11 pm
Forum: Investing - Help with Personal Investments
Topic: Bonds --- Risk Factor -- Appreciate Insights
Replies: 12
Views: 945

Re: Bonds --- Risk Factor -- Appreciate Insights

Gatewood wrote:Golfing with some friends I was assailed for holding 50% of my portfolio in bonds (anticipate Fed rate hike)


We've been hearing about this hike for years.
by AAA
Thu Oct 27, 2016 10:07 am
Forum: Personal Consumer Issues
Topic: Input on Independence Blue Cross
Replies: 0
Views: 1694

Input on Independence Blue Cross

I'm in the process of comparing Medicare Advantage plans for 2017. In addition to all the financial considerations, I am not at all happy with my current provider's customer service. When you call, you are forced to listen to a bunch of recorded disclaimers, the reps are in a noisy call room and it'...
by AAA
Mon Oct 24, 2016 12:58 pm
Forum: Personal Consumer Issues
Topic: Declining Service Expectations. Are there any excellent companies still out there?
Replies: 81
Views: 6612

Re: Declining Service Expectations. Are there any excellent companies still out there?

Ace hardware gives great service. At my local store if they don't greet you at the door to help you find what you are looking for they will radio someone with what aisle you went down so they can help you find what you need. Sometimes the "Can I help you?" or "What are you looking fo...
by AAA
Mon Oct 24, 2016 9:40 am
Forum: Personal Consumer Issues
Topic: Declining Service Expectations. Are there any excellent companies still out there?
Replies: 81
Views: 6612

Re: Declining Service Expectations. Are there any excellent companies still out there?

This scenario seems to be more and more typical: you call a company and get a rep who is obviously in a call room with a large number of other reps. Due to the noise, it's hard to hear the rep you are talking to, plus sometime there is a hard to follow accent or a poor phone connection. You ask a qu...
by AAA
Sat Oct 22, 2016 12:50 pm
Forum: Personal Consumer Issues
Topic: Replacement Windshield Wiper Blades
Replies: 38
Views: 3125

Re: Replacement Windshield Wiper Blades

A word of caution - when you extend the wiper arm to remove the old blade, put something down on the windshield in case the arm suddenly drops down (a towel, piece of wood or whatever). The bare metal striking the windshield can break the glass. I'm speaking from experience.
by AAA
Sat Oct 08, 2016 2:22 pm
Forum: Personal Consumer Issues
Topic: Retirees: What are your passions?
Replies: 56
Views: 6686

Re: Retirees: What are your passions?

Not having to go to work. Especially the early morning part of that.
by AAA
Sat Oct 08, 2016 2:21 pm
Forum: Personal Consumer Issues
Topic: Camera recommendations- Not SLR
Replies: 52
Views: 3912

Re: Camera recommendations- Not SLR

pondering wrote:A way to do the is to search by camera on Flickr and see which pictures you like best. I would include cell phones in your search.


But how do you know how much of the photo was due to the camera vs. the photographer?
by AAA
Sat Oct 08, 2016 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare as secondary to employer plan
Replies: 11
Views: 963

Re: Medicare as secondary to employer plan

Be aware that if you sign up for Medicare you can no longer contribute to an HSA.
by AAA
Sun Oct 02, 2016 9:34 am
Forum: Personal Consumer Issues
Topic: eBay?
Replies: 32
Views: 2448

Re: eBay?

Sometimes I need a small item, like a cable or adapter, and although it's available on Amazon it's far from meeting the requirements for free shipping. I often can find these on eBay with free shipping. I also search there for books. You just have to check out the seller's feedback. As far as sellin...
by AAA
Sat Oct 01, 2016 3:26 pm
Forum: Personal Consumer Issues
Topic: Nonstick pots and pans, what is the consensus?
Replies: 45
Views: 4071

Re: Nonstick pots and pans, what is the consensus?

Of the pans that we have that are non-stick, we've gone from Teflon based ones to ceramic ones but they don't seem to last more than a few months - scratches in surface.
by AAA
Fri Sep 23, 2016 10:13 am
Forum: Personal Consumer Issues
Topic: Anyone use Mac OS El Capitan with Photoshop CS6?
Replies: 9
Views: 491

Re: Anyone use Mac OS El Capitan with Photoshop CS6?

I am hardly an Adobe fan, but I have to say that I am glad to have purchased Photoshop CC, which for $10 a month also includes Lightroom. Several years ago I purchased a copy of PS 7 on eBay and immediately found that it didn't recognize my camera's raw files since Adobe didn't update Camera Raw in ...
by AAA
Fri Sep 16, 2016 4:41 pm
Forum: Forum Issues and Administration
Topic: How can you remove a thread from "Your Posts?"
Replies: 10
Views: 1351

Re: How can you remove a thread from "Your Posts?"

in_reality wrote:Did you try "unsubscribe topic" from the wrench icon on the thread page?


That option is a bit confusing and anyhow, based on the moderator's post, it does not do what I wanted.
by AAA
Thu Sep 15, 2016 8:27 pm
Forum: Forum Issues and Administration
Topic: How can you remove a thread from "Your Posts?"
Replies: 10
Views: 1351

Re: How can you remove a thread from "Your Posts?"

I take it from the underwhelming response that it is not possible. I guess I will be seeing "What Movie Have You Recently Watched?" in the list from now until eternity.
by AAA
Mon Sep 12, 2016 7:10 pm
Forum: Forum Issues and Administration
Topic: How can you remove a thread from "Your Posts?"
Replies: 10
Views: 1351

How can you remove a thread from "Your Posts?"

The title says it all.
by AAA
Sat Sep 10, 2016 9:33 am
Forum: Personal Consumer Issues
Topic: Archiving Videos
Replies: 22
Views: 1436

Re: Archiving Videos

Just as a point of reference for the discussion of durability of media, I had to laugh when I realized that the oldest VHS tapes that I digitized are about 28 years old. Most of them played well in the two VCR's that I have. Only a couple gave me some trouble during playback. One had some nasty whit...
by AAA
Fri Sep 09, 2016 7:34 pm
Forum: Personal Consumer Issues
Topic: Archiving Videos
Replies: 22
Views: 1436

Re: Archiving Videos

Folks, I appreciate the advice about cloud storage but as I said in my original post that is not something I would prefer. So to get back on track and focus on media, I notice that m-discs come in DVD or Blu-Ray versions. While the latter has more storage capability, it seems that Blu-Ray hasn't rep...
by AAA
Fri Sep 09, 2016 11:20 am
Forum: Personal Consumer Issues
Topic: Google trying to get my phone number
Replies: 39
Views: 3334

Re: Google trying to get my phone number

I still don't understand how receiving a text message verification code on my cell phone proves anything to Google about who I am. It doesn't and isn't meant to. What it does is ensure you aren't a robot compromising accounts to send out phishing emails. So in that case asking me to type in some sc...
by AAA
Fri Sep 09, 2016 8:41 am
Forum: Personal Consumer Issues
Topic: Google trying to get my phone number
Replies: 39
Views: 3334

Re: Google trying to get my phone number

This almost certainly has nothing to do with Google trying to get you to use 2fa. It almost certainly has something to do with the fact that somebody has either compromised your account or attempted to. Or at least, Google thinks one of those two thinks might have happened (Google is sometimes wron...
by AAA
Thu Sep 08, 2016 2:53 pm
Forum: Personal Consumer Issues
Topic: Archiving Videos
Replies: 22
Views: 1436

Re: Archiving Videos

jamesb124 wrote:I also explored was to use archival M-Discs. They have 100GB discs (BDXL). The drives are cheap but the discs can get pricey.


I'd only need a few of the 4.5 GB ones to have two copies of each video.
by AAA
Thu Sep 08, 2016 2:51 pm
Forum: Personal Consumer Issues
Topic: Archiving Videos
Replies: 22
Views: 1436

Re: Archiving Videos

Why aren't you interested in a cloud based solution, the one solution that can withstand destruction of all the media you have around your house or where ever it is stored? I guess it's a matter of having the items under my control and not with some outside entity. And how is the cloud exempt from ...
by AAA
Thu Sep 08, 2016 11:20 am
Forum: Personal Consumer Issues
Topic: Archiving Videos
Replies: 22
Views: 1436

Archiving Videos

I have mp4 files of my family totally about 18 GB and am trying to decide on the best medium to store them. I was originally planning to write them off to DVD's, either as computer files and/or as DVD's that you could put into a DVD player, using iDVD on my Mac. Of course, with all media and formats...
by AAA
Wed Sep 07, 2016 7:41 pm
Forum: Personal Consumer Issues
Topic: Favorite Vegan Products
Replies: 57
Views: 3990

Re: Favorite Vegan Products

The Tofurkey sausages are very tasty (the slices not so much). In line with some of the comments above, it has a lot of salt. We use a half a sausage as one serving.

In addition to tofu, seitan is useful for many dishes.

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