Search found 585 matches

by AAA
Fri Sep 23, 2016 10:13 am
Forum: Personal Consumer Issues
Topic: Anyone use Mac OS El Capitan with Photoshop CS6?
Replies: 9
Views: 304

Re: Anyone use Mac OS El Capitan with Photoshop CS6?

I am hardly an Adobe fan, but I have to say that I am glad to have purchased Photoshop CC, which for $10 a month also includes Lightroom. Several years ago I purchased a copy of PS 7 on eBay and immediately found that it didn't recognize my camera's raw files since Adobe didn't update Camera Raw in ...
by AAA
Fri Sep 16, 2016 4:41 pm
Forum: Forum Issues and Administration
Topic: How can you remove a thread from "Your Posts?"
Replies: 10
Views: 979

Re: How can you remove a thread from "Your Posts?"

in_reality wrote:Did you try "unsubscribe topic" from the wrench icon on the thread page?


That option is a bit confusing and anyhow, based on the moderator's post, it does not do what I wanted.
by AAA
Thu Sep 15, 2016 8:27 pm
Forum: Forum Issues and Administration
Topic: How can you remove a thread from "Your Posts?"
Replies: 10
Views: 979

Re: How can you remove a thread from "Your Posts?"

I take it from the underwhelming response that it is not possible. I guess I will be seeing "What Movie Have You Recently Watched?" in the list from now until eternity.
by AAA
Mon Sep 12, 2016 7:10 pm
Forum: Forum Issues and Administration
Topic: How can you remove a thread from "Your Posts?"
Replies: 10
Views: 979

How can you remove a thread from "Your Posts?"

The title says it all.
by AAA
Sat Sep 10, 2016 9:33 am
Forum: Personal Consumer Issues
Topic: Archiving Videos
Replies: 22
Views: 1188

Re: Archiving Videos

Just as a point of reference for the discussion of durability of media, I had to laugh when I realized that the oldest VHS tapes that I digitized are about 28 years old. Most of them played well in the two VCR's that I have. Only a couple gave me some trouble during playback. One had some nasty whit...
by AAA
Fri Sep 09, 2016 7:34 pm
Forum: Personal Consumer Issues
Topic: Archiving Videos
Replies: 22
Views: 1188

Re: Archiving Videos

Folks, I appreciate the advice about cloud storage but as I said in my original post that is not something I would prefer. So to get back on track and focus on media, I notice that m-discs come in DVD or Blu-Ray versions. While the latter has more storage capability, it seems that Blu-Ray hasn't rep...
by AAA
Fri Sep 09, 2016 11:20 am
Forum: Personal Consumer Issues
Topic: Google trying to get my phone number
Replies: 39
Views: 2964

Re: Google trying to get my phone number

I still don't understand how receiving a text message verification code on my cell phone proves anything to Google about who I am. It doesn't and isn't meant to. What it does is ensure you aren't a robot compromising accounts to send out phishing emails. So in that case asking me to type in some sc...
by AAA
Fri Sep 09, 2016 8:41 am
Forum: Personal Consumer Issues
Topic: Google trying to get my phone number
Replies: 39
Views: 2964

Re: Google trying to get my phone number

This almost certainly has nothing to do with Google trying to get you to use 2fa. It almost certainly has something to do with the fact that somebody has either compromised your account or attempted to. Or at least, Google thinks one of those two thinks might have happened (Google is sometimes wron...
by AAA
Thu Sep 08, 2016 2:53 pm
Forum: Personal Consumer Issues
Topic: Archiving Videos
Replies: 22
Views: 1188

Re: Archiving Videos

jamesb124 wrote:I also explored was to use archival M-Discs. They have 100GB discs (BDXL). The drives are cheap but the discs can get pricey.


I'd only need a few of the 4.5 GB ones to have two copies of each video.
by AAA
Thu Sep 08, 2016 2:51 pm
Forum: Personal Consumer Issues
Topic: Archiving Videos
Replies: 22
Views: 1188

Re: Archiving Videos

Why aren't you interested in a cloud based solution, the one solution that can withstand destruction of all the media you have around your house or where ever it is stored? I guess it's a matter of having the items under my control and not with some outside entity. And how is the cloud exempt from ...
by AAA
Thu Sep 08, 2016 11:20 am
Forum: Personal Consumer Issues
Topic: Archiving Videos
Replies: 22
Views: 1188

Archiving Videos

I have mp4 files of my family totally about 18 GB and am trying to decide on the best medium to store them. I was originally planning to write them off to DVD's, either as computer files and/or as DVD's that you could put into a DVD player, using iDVD on my Mac. Of course, with all media and formats...
by AAA
Wed Sep 07, 2016 7:41 pm
Forum: Personal Consumer Issues
Topic: Favorite Vegan Products
Replies: 57
Views: 3185

Re: Favorite Vegan Products

The Tofurkey sausages are very tasty (the slices not so much). In line with some of the comments above, it has a lot of salt. We use a half a sausage as one serving.

In addition to tofu, seitan is useful for many dishes.
by AAA
Wed Sep 07, 2016 7:39 pm
Forum: Personal Consumer Issues
Topic: Favorite Vegan Products
Replies: 57
Views: 3185

Re: Favorite Vegan Products

boomergeneration wrote:I highly recommend the book How Not to Die by Dr. Michael Greger for all you want to know about a plant-based diet with the scientific evidence to back it up.


Not familiar with that one. The China Study is the "bible" for me.
by AAA
Tue Sep 06, 2016 2:28 pm
Forum: Personal Consumer Issues
Topic: Google trying to get my phone number
Replies: 39
Views: 2964

Re: Google trying to get my phone number

Some more information - If I don't do the phone number input there's another path where Google can help you log in. Trying that, it first asked the month and year that the account was established. I didn't know that so I tried the next option: "Enter an email to receive a verification code. Thi...
by AAA
Tue Sep 06, 2016 2:16 pm
Forum: Personal Consumer Issues
Topic: Google trying to get my phone number
Replies: 39
Views: 2964

Re: Google trying to get my phone number

^I don't see how you can know they are pretending. You yourself said you use this account "once in a while." How can you tell if this account has been compromised? That's true, I guess there's some inherent distrust of large entities like Google at play here. But the message could have be...
by AAA
Tue Sep 06, 2016 2:09 pm
Forum: Personal Consumer Issues
Topic: Google trying to get my phone number
Replies: 39
Views: 2964

Re: Google trying to get my phone number

Some people use a gmail account in order to remain anonymous. Giving Google their phone number negates that advantage.
by AAA
Tue Sep 06, 2016 11:25 am
Forum: Personal Consumer Issues
Topic: Google trying to get my phone number
Replies: 39
Views: 2964

Re: Google trying to get my phone number

google is trying to set you up for two-factor authorization so that there is much less chance of somebody hacking into that account. You should give them your cell phone number for this purpose, so they can send you a text message with the second factor of the two-factor protocol. You do this alrea...
by AAA
Tue Sep 06, 2016 11:23 am
Forum: Personal Consumer Issues
Topic: Google trying to get my phone number
Replies: 39
Views: 2964

Re: Google trying to get my phone number

The cool thing is, if you so desire, you can still enjoy two-factor authentication without giving out your phone number to Google, since there are alternatives. You can use either the software token, or one-time-use codes. Go to the two-factor authentication setup of your account, and you will see ...
by AAA
Tue Sep 06, 2016 10:36 am
Forum: Personal Consumer Issues
Topic: Google trying to get my phone number
Replies: 39
Views: 2964

Google trying to get my phone number

I have a gmail account that I use once in a while. Last time I tried to log in, I got a message saying that there's something unusual about how I'm signing in and asking me to provide a phone number to get a verification code by call or text message. What's going on here? There was nothing at all un...
by AAA
Fri Sep 02, 2016 10:45 am
Forum: Personal Finance (Not Investing)
Topic: Some urgent health insurance questions
Replies: 22
Views: 1591

Re: Some urgent health insurance questions

So let me see if I have all this straight - If you leave your job, you can enroll in an ACA plan outside of the regular enrollment period. If you apply up to the 15th of the month, your coverage will start the first of the next month. I believe this special enrollment period runs for 60 days. That i...
by AAA
Thu Sep 01, 2016 8:39 am
Forum: Personal Finance (Not Investing)
Topic: Some urgent health insurance questions
Replies: 22
Views: 1591

Re: Some urgent health insurance questions

Your daughter can wait up to 60 days from termination of employment, and then elect COBRA retroactively if needed. See https://www.cms.gov/CCIIO/Programs-and-Initiatives/Other-Insurance-Protections/cobra_qna.html . I'm curious about this. Suppose you don't pick up COBRA right away and go to a in-ne...
by AAA
Wed Aug 31, 2016 9:22 pm
Forum: Personal Finance (Not Investing)
Topic: Some urgent health insurance questions
Replies: 22
Views: 1591

Re: Some urgent health insurance questions

Great information - thanks all. Another question, about potential tax credit for an ACA plan if she moves back home - are her parents' income included in "household income?" I would think so, but this list of Who to Include in Your Household: https://www.healthcare.gov/income-and-household...
by AAA
Wed Aug 31, 2016 6:53 pm
Forum: Personal Finance (Not Investing)
Topic: Some urgent health insurance questions
Replies: 22
Views: 1591

Re: Some urgent health insurance questions

michaeljc70 wrote:Is she under 26? Can you add her to your plan temporarily?


No.
by AAA
Wed Aug 31, 2016 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: Some urgent health insurance questions
Replies: 22
Views: 1591

Re: Some urgent health insurance questions

Our HR pro has told me that people who take COBRA when they quit can choose to stop paying before the max 18 months and then switch to an ACA plan. They don't need to wait for an open enrollment period. Your HR pro is wrong, they are not so pro afterall. Take a look at this: https://www.healthcare....
by AAA
Wed Aug 31, 2016 3:15 pm
Forum: Personal Finance (Not Investing)
Topic: Some urgent health insurance questions
Replies: 22
Views: 1591

Some urgent health insurance questions

Due to an unacceptable situation at work, my daughter will be quitting soon. The main concern right now is health insurance, so I'd appreciate some timely advice as my only experience is with employer-provided plans. 1. Does COBRA only apply is someone is laid off or are you entitled to this if you ...
by AAA
Wed Aug 24, 2016 3:33 pm
Forum: Personal Consumer Issues
Topic: Internet security: which is the lesser of 2 evils?
Replies: 39
Views: 3257

Re: Internet security: which is the lesser of 2 evils?

Our employer told us that limited personal use of their computing facilities was okay. I still avoided doing any financial transactions, checking accounts, etc. The reason - we were also told that employer had the right to monitor our activity. I worried that there could be a keystroke logging progr...
by AAA
Fri Aug 19, 2016 9:25 am
Forum: Personal Consumer Issues
Topic: Advice on Paypal dispute
Replies: 8
Views: 730

Re: Advice on Paypal dispute

If you followed their requirements, does Paypal's Seller Protection Policy not cover you? I think one provision is that you need to ship with signature confirmation if the item is over a certain amount (maybe $750).
by AAA
Fri Aug 19, 2016 9:17 am
Forum: Personal Consumer Issues
Topic: Identity Theft...be proactive, don't panic
Replies: 10
Views: 1183

Re: Identity Theft...be proactive, don't panic

Can you elaborate - how do you block electronic and phone access to social security?

Also, what is chexsystems.
by AAA
Fri Aug 19, 2016 9:12 am
Forum: Personal Finance (Not Investing)
Topic: Online Savings Account Strategy/Recommendations
Replies: 10
Views: 1382

Re: Online Savings Account Strategy/Recommendations

I've generally ignored such incentives. I guess over time the money would add up, but I tried to avoid hassles - such as possibly having to unlock credit files, having my personal information at yet another institution with the almost inevitable security breach down the road, etc. The one thing I di...
by AAA
Wed Aug 17, 2016 9:37 am
Forum: Personal Consumer Issues
Topic: Gutters and gutter guards
Replies: 40
Views: 3366

Re: Gutters and gutter guards

We had screens installed over our gutters years ago, but I still have someone come out at the end of Fall to service the gutters (for around $100). My reasons are: 1. Sometimes the screens will pop up so they need to be re-installed. 2. Sometimes the gutters will need to be re-attached in places. 3....
by AAA
Thu Aug 11, 2016 9:34 am
Forum: Personal Consumer Issues
Topic: Try to Fix Old LED TV or Buy New
Replies: 57
Views: 2857

Re: Try to Fix Old LED TV or Buy New

That we consider an LED t.v. "old" is a sign of our times - how little things last these days.
by AAA
Tue Aug 09, 2016 8:06 am
Forum: Personal Consumer Issues
Topic: Mounting on Cinder Block
Replies: 15
Views: 1407

Re: Mounting on Cinder Block

btenny wrote:Mine are black plastic and glued to stucco. They are 16 years old


What did you use and wouldn't you have to clamp an item in place when using glue - that would be hard to do with house numbers.

Thanks all for the suggestions.
by AAA
Tue Aug 09, 2016 8:00 am
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 86
Views: 12900

Re: Better than amazon??

I was ordering a software item from Amazon and decided to check B&H. They had it for the same price but no sales tax, which Amazon has to charge, and free two day expedited delivery vs. slower free delivery from Amazon. So some items are worth checking out elsewhere. I also find that for small i...
by AAA
Mon Aug 08, 2016 7:56 pm
Forum: Personal Consumer Issues
Topic: Mounting on Cinder Block
Replies: 15
Views: 1407

Re: Mounting on Cinder Block

I think you need to check different places. 1/8" bits are quite common and my local mom and pop hardware store has them individually or in sets as well as the big box stores. I saw that those were the smallest size available. But the screw is too big for the 1/8" hole in the numbers. As I...
by AAA
Mon Aug 08, 2016 4:42 pm
Forum: Personal Consumer Issues
Topic: Car seat covers recommendations?
Replies: 4
Views: 424

Re: Car seat covers recommendations?

I just use a beach towel over the seat.
by AAA
Mon Aug 08, 2016 3:02 pm
Forum: Personal Consumer Issues
Topic: Mounting on Cinder Block
Replies: 15
Views: 1407

Mounting on Cinder Block

We want to put up house numbers on the side of the house above the garage doors. If centered, they would have to be mounted on cinder block. The nail holes in the numbers are 1/8-inch diameter. The masonry drill bits and fasteners I've found are too big. I could enlarge the holes in the numbers but ...
by AAA
Mon Aug 08, 2016 2:21 pm
Forum: Personal Consumer Issues
Topic: Better than amazon??
Replies: 86
Views: 12900

Re: Better than amazon??

pondering wrote:Someone needs to just create a shopping engine that covers all the major players in one search.


Does Google Shopping not do this?
by AAA
Mon Aug 08, 2016 10:34 am
Forum: Personal Consumer Issues
Topic: Unauthorized Cable Charges
Replies: 8
Views: 1036

Re: Unauthorized Cable Charges

I have always declined the 3 month free premium cable, partly because I'm not that interested but also because of the assumed hassle of discontinuing it. Verizon has a "retention department" that has at times been helpful. If your company has something like that, ask to speak with them nex...
by AAA
Mon Aug 01, 2016 9:26 am
Forum: Investing - Help with Personal Investments
Topic: Yet another pension question...
Replies: 12
Views: 1067

Re: Yet another pension question...

I agree that it doesn't make sense to go down if you wait another year.

I believe Hewitt also managed my prior company's pension and they provided online estimates - you entered the retirement date and it told you the pension amount.
by AAA
Mon Jul 04, 2016 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: Ever Feel Unworthy of Growing income?
Replies: 34
Views: 3521

Re: Ever Feel Unworthy of Growing income?

edge wrote:...Health care is quite the rubix cube to solve. As far as I can tell if you want to pay less or have the govt run it, look forward to worse service.


Not so. We have the most expensive health care system in the developed world and by most objective criteria the worst outcomes.
by AAA
Mon Jul 04, 2016 8:15 am
Forum: Personal Finance (Not Investing)
Topic: Ever Feel Unworthy of Growing income?
Replies: 34
Views: 3521

Re: Ever Feel Unworthy of Growing income?

People get paid for various things: 1) Hard work 2) Unpleasant work 3) Risky work 4) Long periods of education 5) Having rare skills 6) Being in a field where money is plentiful (i.e. health care, finance etc rather than government work in a poor county) 7) Being smart enough to see opportunity You...
by AAA
Sun Jul 03, 2016 2:07 pm
Forum: Personal Finance (Not Investing)
Topic: Why "business days" for ACH transfer
Replies: 16
Views: 1645

Re: Why "business days" for ACH transfer

Steelersfan wrote:
kenschmidt wrote:...and those overnight batch cycles don't run on week-ends or holidays at most banks, thus they don't count non-business days.


Is there human intervention involved in doing the batch cycle that would prevent them running on non-business days?
by AAA
Sun Jul 03, 2016 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Why "business days" for ACH transfer
Replies: 16
Views: 1645

Why "business days" for ACH transfer

Usually when doing an ACH transfer, the timing is quoted as something like "2 to 5 business days." Since ACH = Automated Clearing House, I assume the transfer is done computer-to-computer without human intervention. If so, why the distinction between business and non-business days? Do the ...
by AAA
Fri Jun 24, 2016 1:40 pm
Forum: Investing - Help with Personal Investments
Topic: Capital Gains Questions
Replies: 10
Views: 680

Re: Capital Gains Questions

livesoft wrote:Boglehead wiki article: https://www.bogleheads.org/wiki/Tax_gain_harvesting


Thanks. Wasn't aware of this article here.

And neither this nor the other link mentions anything about not qualifying if you are a dependent on someone else's return.
by AAA
Fri Jun 24, 2016 1:36 pm
Forum: Investing - Help with Personal Investments
Topic: Capital Gains Questions
Replies: 10
Views: 680

Re: Capital Gains Questions

Toons wrote:I refer to this article frequently to stay abreast of my knowledge on capital gains.
You may find it informative. :happy

https://www.kitces.com/blog/understandi ... -in-basis/


Thanks. That helped.
by AAA
Fri Jun 24, 2016 1:23 pm
Forum: Investing - Help with Personal Investments
Topic: Capital Gains Questions
Replies: 10
Views: 680

Re: Capital Gains Questions

That's a tough one without knowing more. Generally, You can't be a "qualifying relative" if you have more than 4K of income, and in most cases, you can't be a qualifying child unless under 24. There are some allowances for disability though. Are you implying that if you are a dependent on...
by AAA
Fri Jun 24, 2016 8:33 am
Forum: Investing - Help with Personal Investments
Topic: Capital Gains Questions
Replies: 10
Views: 680

Re: Capital Gains Questions

Ok, thanks. So then other than the amount of the capital gain pushing you into a tax bracket where you'd have to pay tax on it, are there any reasons not to do this? We are past any kiddie tax considerations.

For instance, can you get the 0% rate if you are a dependent on someone else's tax return?
by AAA
Wed Jun 22, 2016 9:08 am
Forum: Investing - Help with Personal Investments
Topic: Capital Gains Questions
Replies: 10
Views: 680

Capital Gains Questions

Been reading about how people in 0% long term capital gains tax bracket should take advantage of this if they have appreciated stock. This would pertain to one of my children who will be starting to earn a salary later this year so I have a couple of questions about this. 1. If you do sell a mutual ...
by AAA
Tue Jun 21, 2016 11:05 am
Forum: Personal Finance (Not Investing)
Topic: Eletronic Delivery vs Mail [fund statements, tax forms]
Replies: 46
Views: 2397

Re: Eletronic Delivery vs Mail

I choose e-delivery whenever possible. The reason is that mail delivery has been spotty the past few years. I get too many of my neighbor's mail incorrectly put in my mailbox. Just last week I got a letter whose address had my house number but the name and street were not mine. I don't want personal...
by AAA
Sat Jun 11, 2016 1:01 pm
Forum: Personal Consumer Issues
Topic: Dental insurance, dental plans or pay as you go?
Replies: 41
Views: 3220

Re: Dental insurance, dental plans or pay as you go?

My Medicare Advantage plan includes once a year cleaning and checkup. I looked into the dental plans and they covered 2x a year cleaning and checkup, and the amount I'd pay in premiums would pretty much cover the cost of the second cleaning and checkup w/o insurance. As for the other coverages, they...

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