Search found 10 matches

by 4803
Sun Jun 18, 2017 5:27 pm
Forum: Investing - Help with Personal Investments
Topic: Issue w/Personal Capital vs Vanguard Retirement Planners
Replies: 13
Views: 1566

Re: Issue w/Personal Capital vs Vanguard Retirement Planners

Dear Keepcalm, My spreadsheet contains both the year-by-year inflation adjusted numbers as well as the actual numbers as the years progress. On the "planning" side of the spreadsheet, I only work with inflation adjusted numbers anchored to the year I started my plan (in my case 2005). One ...
by 4803
Sun Jun 18, 2017 6:06 am
Forum: Investing - Help with Personal Investments
Topic: House Down Payment vs Retirement
Replies: 8
Views: 1218

Re: House Down Payment vs Retirement

Dear Keepcalm, I appreciate the direction, do you think I should split the retirement and house down payment equally or do you think I should favor retirement by a higher percentage? As of right now I'm able to save more than 15% of my monthly income so I have been maximizing my Roth IRA contributio...
by 4803
Sun Jun 18, 2017 5:47 am
Forum: Investing - Help with Personal Investments
Topic: Issue w/Personal Capital vs Vanguard Retirement Planners
Replies: 13
Views: 1566

Re: Issue w/Personal Capital vs Vanguard Retirement Planners

Dear Keepcalm, I actually think that your method is fine and is a good start for where you are in the process. I think I have created a similar spreadsheet to the one you created at some point during my personal path, at a time I was older than you. I still use it 12.5 years later. I plugged your nu...
by 4803
Mon Nov 28, 2016 7:11 am
Forum: Investing - Help with Personal Investments
Topic: $ 4 mil. after bs. sale. Redeploy & Portfolio advice?
Replies: 29
Views: 3664

Re: $ 4 mil. after bs. sale. Redeploy & Portfolio advice?

Dear ChuangTzu, Thank you for an interesting post. It looks to me that the amount of resources you have - $5M cash - should sustain well a $150K-200K per year withdrawals if invested properly (nothing fancy) in a disciplined way. And that is the catch here - one has to be disciplined and avoid costl...
by 4803
Sat Jul 23, 2016 5:38 am
Forum: Investing - Help with Personal Investments
Topic: 401(k) rollover to solo 401(k)-who'll accept???
Replies: 18
Views: 1160

Re: 401(k) rollover to solo 401(k)-who'll accept???

I believe that partners in partnerships with no employees, with income that is normally reported in schedule E, are eligible. My spouse's partnership did just that with Fidelity last year and it works like a charm. A rollover of an IRA was accepted. Indeed, form 5500 has to be filed by the partnersh...
by 4803
Sun Jun 19, 2016 4:37 pm
Forum: Personal Consumer Issues
Topic: Buying Quality Personal Property
Replies: 30
Views: 3113

Re: Buying Quality Personal Property

About 25 years ago, my wife and I were on vacation and we walked into a photographer's gallery. She wanted to buy two framed photos for $300 each for my office. They were signed and numbered limited editions. I thought it seemed extravagant, but we bought the two photos. I have had them in my offic...
by 4803
Sun Jun 05, 2016 4:36 pm
Forum: Investing - Help with Personal Investments
Topic: Thank you from a new member and an introduction
Replies: 6
Views: 1310

Re: Thank you from a new member and an introduction

Very helpful - thank you so much!

:) 4803.
by 4803
Sat Jun 04, 2016 2:49 pm
Forum: Investing - Help with Personal Investments
Topic: Thank you from a new member and an introduction
Replies: 6
Views: 1310

Re: Thank you from a new member and an introduction

Dear Lafder, Thank you for your reply. Yes - I think our actions were fairly sensible based on the knowledge we had. However, if we knew about the Boglehead community (or the diehards at the time), this could have saved us some steps. Today, I recommend this site and related books to help other peop...
by 4803
Mon May 30, 2016 12:07 pm
Forum: Investing - Theory, News & General
Topic: [Book: Living off Your Money, by M. McClung (Prime Harvesting)]
Replies: 370
Views: 49699

Re: New Book: Living off Your Money (Michael McClung)

Hello, First - I have no relation to the author. Second - I am another person who has registered and became a member to be able to post about the book. I learned about the book here (thanks for posting siamond!), got the free part, and then purchased the pdf. I find this book to be thought-provoking...
by 4803
Mon May 30, 2016 10:20 am
Forum: Investing - Help with Personal Investments
Topic: Thank you from a new member and an introduction
Replies: 6
Views: 1310

Thank you from a new member and an introduction

Hello, Thank you all for your enormous contributions to this excellent forum! In a world of financial uncertainty full of conflicting interests and useless media noise, I found this forum to be a useful source of thought-provoking ideas, sound advice, and actionable information. I appreciate the cou...

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