Search found 224 matches

by 3feetpete
Tue Jul 10, 2018 6:47 am
Forum: Personal Consumer Issues
Topic: Any kayakers here?
Replies: 60
Views: 3276

Re: Any kayakers here?

When I bought my kayaks there wasn't much available in the way of discounts for new kayaks. I saved 10% plus sales tax by buying from Austin Canoe and Kayak. I had to first join Texas kayak fisherman which was free and done online. Along with the 10% discount on the kayaks I got a 15% discount on al...
by 3feetpete
Tue Jul 10, 2018 6:36 am
Forum: Personal Consumer Issues
Topic: Any kayakers here?
Replies: 60
Views: 3276

Re: Any kayakers here?

I have two Ocean Kayak Trident fishing kayaks. Transport on top of SUV with a Thule rack with rectangular cross bars. I have the optional longer cross bars so I can transport them both laying flat upside down. Thule also makes an accessory called an outrigger that makes loading the kayak onto the ra...
by 3feetpete
Tue Jun 26, 2018 12:19 pm
Forum: Personal Consumer Issues
Topic: university admission issue
Replies: 27
Views: 3110

Re: university admission issue

Telephone conversations and emails will not work. The applicant should have a face to face meeting with the head of admissions so that he/she can convincingly argue the case. It's a lot harder for an admissions person to say no in person than it is on the telephone. If the applicant can't get an app...
by 3feetpete
Sun Jun 24, 2018 6:18 am
Forum: Personal Consumer Issues
Topic: Garage refrigerator
Replies: 22
Views: 2721

Re: Garage refrigerator

The problem with a typical refrigerator being in a garage is that the freezer section doesn't stay cold enough. This is because they don't have a seperate thermostat in the freezer section. The only thermostat is in the refrigerator section. The compressor doesn't come on unless the refrigerator get...
by 3feetpete
Wed Jun 20, 2018 4:14 pm
Forum: Personal Consumer Issues
Topic: Storing Sustenance for Disasters
Replies: 28
Views: 2120

Re: Storing Sustenance for Disasters

I have about 3 months of freeze dried food for two that is supposed to be good for 25 years. I bought online for $700 or so. BJ's offers some occasionally and I think Costco does as well. It takes only a few drops of bleach to disinfect a gallon of water so a bottle of chlorox would go a long way. F...
by 3feetpete
Wed Jun 20, 2018 3:58 pm
Forum: Personal Consumer Issues
Topic: Medicare Plan F - HD question
Replies: 4
Views: 361

Re: Medicare Plan F - HD question

From the insurance company's point of view it is a deductible since they don't have to pay a penny until you reach it which is why the high deductible plan F is so much cheaper than a regular plan F. To make a choice you have to look at the relative cost of the two plans. In my area the high deducti...
by 3feetpete
Wed Jun 20, 2018 11:33 am
Forum: Personal Finance (Not Investing)
Topic: Tracking spending before retirement useful for estimating retirement expenses?
Replies: 72
Views: 4377

Re: Tracking spending before retirement useful for estimating retirement expenses?

Retired for a year and tracked my expenses on Mint for a year and a half prior to retirement . Definitely a worthwhile exercise. Not 100% accurate projection but close enough and better than nothing. Track your expenses, download to a spreadsheet and make adjustments for things you know will change ...
by 3feetpete
Wed Jun 20, 2018 11:23 am
Forum: Personal Consumer Issues
Topic: SleepScore App
Replies: 11
Views: 1277

Re: SleepScore App

my Fitbit Charge 2 measures my sleep pretty well based on movement and heartrate and the phone app takes the data and provides an easy to read graph that shows duration, wakeful periods and sleep stages and compares it to my 30 day average and a benchmark. That's the easy part. Doing something about...
by 3feetpete
Tue Jun 19, 2018 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: Take a job with a company being acquired?
Replies: 16
Views: 1536

Re: Take a job with a company being acquired?

Twice in my career is worked for a company that was bought out. Neither I nor anybody I worked with was happy with the end result. You would be better off waiting until the purchase goes through and then seeing if Company A is willing to hire you. For some reason companies seem to have a higher rega...
by 3feetpete
Sat Jun 02, 2018 7:46 pm
Forum: Personal Consumer Issues
Topic: weighted blankets
Replies: 10
Views: 2059

weighted blankets

Does anybody have experience with weighted blankets? I was thinking of getting me one to see if it helps me get a better nights sleep. I would want one that was cool. Brand? Price Point? Sizing
by 3feetpete
Sun May 20, 2018 2:34 pm
Forum: Personal Consumer Issues
Topic: Birmingham AL and Gainesville FL (?)
Replies: 7
Views: 882

Re: Birmingham AL and Gainesville FL (?)

If you end up in Birmingham be sure to try Highlands Bar and Grill which was just named James Beards most outstanding restaurant. I was just in Birmingham last week but Highlands is closed on Mondays so I didn't get to eat there. Other than that I was never really impressed with Birmingham. But I wa...
by 3feetpete
Sun May 13, 2018 7:30 pm
Forum: Personal Consumer Issues
Topic: College laptop for fall 2018 freshman
Replies: 82
Views: 5094

Re: College laptop for fall 2018 freshman

Definitely go with a solid state hard drive. I bought my daughter a Mac air summer before freshman year and it is still going strong without any problems 6 years later. Check with her college. My daughters was bought through college and included on campus tech help and warranty for 4 years. Windows ...
by 3feetpete
Thu May 10, 2018 1:41 pm
Forum: Personal Consumer Issues
Topic: Moving companies (long distance):recommendations+choosing delivery date?
Replies: 15
Views: 798

Re: Moving companies (long distance):recommendations+choosing delivery date?

Daughter just arranged for movers and she was given the option of picking a date but it cost more. So instead she has a window of possible dates. She has relatively little furniture so I am sure they are not going to move it across country until they have a full truck. To save money she is packing m...
by 3feetpete
Thu May 10, 2018 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: Geico condo insurance (Homesite)
Replies: 7
Views: 780

Re: Geico condo insurance (Homesite)

I've had homesite for the past two years. I just renewed and they didn't raise my rate.
by 3feetpete
Thu May 10, 2018 11:56 am
Forum: Personal Consumer Issues
Topic: Lifting Heavy Objects onto a Vehicle Cargo Tray; Need Ideas!
Replies: 30
Views: 2446

Re: Lifting Heavy Objects onto a Vehicle Cargo Tray; Need Ideas!

I once had to lift a very heavy treamill onto the bed of SUV. I used a folding table I had laying around as a ramp and backed the SUV up to the steps so that the ramp was very nearly horizontal. Very easy to do and cost nothing. You could do the same thing with a couple of long 2x6's You would proba...
by 3feetpete
Sun Apr 29, 2018 10:09 pm
Forum: Personal Consumer Issues
Topic: Visiting OK and KS with family
Replies: 31
Views: 1923

Re: Visiting OK and KS with family

In Kansas City:
you might like the Toy and Miniature Museum. The miniatures are amazing.
Jack Stacks Barbecue,
Country Club Plaza shopping district for the Spanish architecture.
Play Pickleball at Chick'n and Pickle
by 3feetpete
Sun Apr 29, 2018 9:57 pm
Forum: Personal Consumer Issues
Topic: 3 days in London - must dos?
Replies: 31
Views: 2054

Re: 3 days in London - must dos?

Definitely go see musical. London Theater is a wonderful experience. You can get last minute tickets at TKTS on Leicester Square.
The British Museum is a must.
Get some pub food.
by 3feetpete
Sun Apr 29, 2018 6:17 pm
Forum: Personal Consumer Issues
Topic: Sink Hole in Yard
Replies: 16
Views: 3226

Re: Sink Hole in Yard

I had a sinkhole in my yard a few years ago that was due to a storm sewer pipe leaking in and carrying soil with the water. I fixed it by lining the hole with filter fabric and then filling the hole most of the way with gravel. Then I laid the fabric over the gravel and topped up the hole with topso...
by 3feetpete
Sat Apr 28, 2018 8:59 pm
Forum: Personal Consumer Issues
Topic: Did you rent car in Spain?
Replies: 18
Views: 1002

Re: Did you rent car in Spain?

I rented a car in Spain a few years ago. We flew into Barcelona, spent a couple of days there, then rented a car just outside of Barcelona and drove to Valencia, Cordoba, Seville, Malaga and then up to Madrid. I didn't have any problems with parking, I usually parked at the hotel and then walked or ...
by 3feetpete
Sat Apr 28, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: Family vacationing
Replies: 41
Views: 4221

Re: Family vacationing

If you are on the east coast there are a lot of campgrounds near Avalon NJ within 15 minutes of the beach. http://www.avaloncampground.com/
by 3feetpete
Fri Apr 27, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Learning to drive a stick [car with manual transmission]
Replies: 126
Views: 6531

Re: Learning to drive stick

Take the course and then assess if you are ready. Rent an automatic if your not. Going through the gears once you get started is fairly simple. Starting from a dead stop on a hill is more difficult but shouldn't be a problem to learn in two hours. The trickiest part is when you are stopped at a ligh...
by 3feetpete
Wed Apr 25, 2018 1:06 pm
Forum: Investing - Theory, News & General
Topic: Unprecedented Event
Replies: 67
Views: 9382

Re: Unprecedented Event

Anything is possible. In general it does no good to worry about things you can't do anything about. I think the most likely unprecedented event would be a temporary disruption of our supply chain for food and other necessities precipitated by either a natural event, or war or a cyber event. If that ...
by 3feetpete
Wed Apr 25, 2018 12:41 pm
Forum: Personal Consumer Issues
Topic: New car pickup today.
Replies: 48
Views: 3452

Re: New car pickup today.

No to both. About 30 years ago rustproofing was all the rage. The industry leader was a company called Ziebart and they had franchises everywhere. I had a new car rustproofed and instead of preventing rust it actually caused rust. The sticky petroleum based coating they sprayed into the doors plugge...
by 3feetpete
Thu Apr 19, 2018 6:35 am
Forum: Personal Finance (Not Investing)
Topic: Need for Medicare supplemental plan?
Replies: 155
Views: 9684

Re: Need for Medicare supplemental plan?

I'm paying $53 per month for a high deductible plan F. That's pretty cheap insurance against 20% of the cost of a major medical issue. The high deductible Plan F is a good choice for people that don't expect much medical expense. It saves around $1,000 a year in premiums so one would have to have ov...
by 3feetpete
Thu Apr 19, 2018 6:24 am
Forum: Personal Finance (Not Investing)
Topic: Quitting job - what to do if getting walked to the door
Replies: 106
Views: 11866

Re: Quitting job - what to do if getting walked to the door

If you work and have insurance available through your employer it may be possible to obtain coverage there even though it is mid year. My wife's insurance allows mid year adds if other insurance is lost so I suspect this is common.
by 3feetpete
Tue Apr 17, 2018 12:10 pm
Forum: Personal Consumer Issues
Topic: Medicare Questions
Replies: 49
Views: 3537

Re: Medicare Questions

I would call the anesthesiologist and let him know that you have coverage. He may not have received the insurance info from the hospital. Don't pay anything. Let medicare work it out. I had knee surgery last October. The anesthesiologist billed for $1000. Medicare knocked it down to $175 and he acce...
by 3feetpete
Sun Apr 15, 2018 6:08 pm
Forum: Personal Consumer Issues
Topic: Having Child; Car Purchase maybe?
Replies: 40
Views: 2046

Re: Having Child; Car Purchase maybe?

I found a small suv or station wagon very convenient when our daughter was potty trained at around 3. At that age when they tell you they have to go you have about a minute to react. With a spare potty in the back of the suv you just pull over where it's safe. Pop them over the back seat and your do...
by 3feetpete
Sun Apr 15, 2018 6:00 pm
Forum: Personal Consumer Issues
Topic: Removing oil stains on garage floor
Replies: 10
Views: 1234

Re: Removing oil stains on garage floor

I've used a poultice made with mineral spirits and diatomaceous earth (found at hardware stores). Mineral spirits soaks in then diatomaceous earth draws the spirits and oil residue out as it dries. I cover with plastic for a few hours to let the mineral spirits soak in before the drying process begi...
by 3feetpete
Wed Apr 04, 2018 7:45 pm
Forum: Personal Consumer Issues
Topic: Any way to raise credit score 3 points in a month?
Replies: 16
Views: 1538

Re: Any way to raise credit score 3 points in a month?

Yes the only thing you can change in a month is % of credit used and that is based on the amount of credit you have outstanding as of the reporting date. It is possible to move 3 points in a month. Pay of entire CC balance if possible or as close as you can get to payoff. Not just the statement amou...
by 3feetpete
Fri Mar 30, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: HOA Sprinkler Burst: $25,000 fix
Replies: 29
Views: 2883

Re: HOA Sprinkler Burst: $25,000 fix

I would stay away from the antifreeze. My condo had recurring problems with frozen water pipes. The ultimate fix was. - replaced pipe with a type of pipe that doesn't burst when frozen. I believe it is called cross linked polyethylene. Any plumber should know. - wrap heat trace electric cables on al...
by 3feetpete
Thu Mar 29, 2018 2:14 pm
Forum: Personal Consumer Issues
Topic: help with support for shoes
Replies: 6
Views: 517

Re: help with support for shoes

I have flat feet and have used both custom orthotics and off the shelf. I prefer the off the shelf Aetrex L420 for sneakers and boots. For dress shoes I prefer the Superfeet "blue" orthotics that are designed to fit in soccer cleats and other low volume shoes. You can get online or at sports stores....
by 3feetpete
Thu Mar 08, 2018 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: BH's that are retired & mortgage free
Replies: 21
Views: 3198

Re: BH's that are retired & mortgage free

One thing to remember is that you will have to pay tax on any retirement income coming from 401k's or IRA's (regular not Roth). So you will have to withdraw more money to cover that tax and of course you will be taxed on that money as well. If most of your retirement income is from those sources it ...
by 3feetpete
Fri Mar 02, 2018 11:41 am
Forum: Personal Consumer Issues
Topic: Dehumidifier for humid basement. I want one that lasts.
Replies: 37
Views: 9345

Re: Dehumidifier for humid basement. I want one that lasts.

If you have a humid basement definitely get one that has the option to hook a hose up to drain it. I mounted mine on some shelf brackets on the wall and drained to the washing machine drain pipe. No need to empty buckets. As an alternate Friedrich also makes units that have a pump built in so you ca...
by 3feetpete
Fri Mar 02, 2018 11:31 am
Forum: Personal Finance (Not Investing)
Topic: when to file restricted application
Replies: 2
Views: 274

when to file restricted application

I turn 66 this month but don't plan to receive claim my SS benefits until I am 70. In two years I will file for spousal benefits when my wife turns 66. Is there any reason I should file a restricted application now or should I wait until my wife turns 66?
by 3feetpete
Wed Feb 28, 2018 9:28 pm
Forum: Personal Consumer Issues
Topic: Dehumidifier for humid basement. I want one that lasts.
Replies: 37
Views: 9345

Re: Dehumidifier for humid basement. I want one that lasts.

I've had good luck with Friedrich dehumidifiers. I definitely got more than 3 years out of them.
by 3feetpete
Sat Feb 24, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: Third floor too hot with central A/C: options?
Replies: 24
Views: 1687

Re: Third floor too hot with central A/C: options?

Ceiling fans make a world of difference. Another thing you could try is insulating some more around the ducts and installing a booster fan in the duct just before it enters the room. Amazon has them starting at $16
by 3feetpete
Fri Feb 23, 2018 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: Home Warranty Paid by the Seller
Replies: 17
Views: 1347

Re: Home Warranty Paid by the Seller

I wouldn't purchase a home warranty myself unless I thought there was likely to be a claim. Taking a cash credit in lieu of the owner is okay as long as you understand that you are then self insuring for the replacement cost of whatever system might go wrong. Your financial status should be consider...
by 3feetpete
Thu Feb 22, 2018 10:05 pm
Forum: Personal Consumer Issues
Topic: Florida in the summer
Replies: 113
Views: 11954

Re: Florida in the summer

I lived there for three years and didn’t mind the summer. Live right at the coast if you can. Even a mile inland is noticeably hotter. The typical pattern in the summer is the day starts nice and gets hotter until a sea breeze develops. Then late in the afternoon you get thunderstorms that cool thin...
by 3feetpete
Tue Feb 20, 2018 9:28 am
Forum: Personal Consumer Issues
Topic: Jersey shore vacation cost
Replies: 9
Views: 1411

Re: Jersey shore vacation cost

travel another 1.5 hours to Ocean City MD and you will save a lot. Rentals are nowhere near what you are paying. OC MD is also very family friendly. Plenty of mini golf, water slides, amusement rides etc. Favor the north end above 62nd st. Free concert and fireworks on the 4th at 127th st. $3 all da...
by 3feetpete
Sun Feb 18, 2018 11:23 am
Forum: Personal Consumer Issues
Topic: Good store for roller shades?
Replies: 15
Views: 1423

Re: Good store for roller shades?

I've used Steves Blinds a couple of times and been very satisfied. https://www.stevesblindsandwallpaper.com/
by 3feetpete
Mon Feb 12, 2018 6:53 pm
Forum: Investing - Theory, News & General
Topic: How does one emotionally keep it together during market swings?
Replies: 111
Views: 9070

Re: How does one emotionally keep it together during market swings?

After you have seen the market swing enough times you learn that the downturns are only temporary. No problem as long as your timeframe for needing the money is far off. If you are close to or in retirement the stakes are higher and that's where your asset allocation gives you calmness. Stocks are u...
by 3feetpete
Mon Feb 12, 2018 6:35 pm
Forum: Personal Consumer Issues
Topic: Driving a rental car in Western Europe
Replies: 46
Views: 1873

Re: Driving a rental car in Western Europe

I have driven rental cars in Spain and England without problem. If you do rent a car be aware that most rental cars are manual transmission unless you ask in advance for an automatic. For GPS I downloaded maps in advance onto my IPhone so that I didn't require data. I used an app called Sygic that I...
by 3feetpete
Sun Feb 11, 2018 12:50 pm
Forum: Personal Consumer Issues
Topic: Night Vision Glasses
Replies: 16
Views: 2175

Re: Night Vision Glasses

[quote=Watty post_id=3765065 +1 They may dim before they burn out. The replacement bulbs usually come in several different brightnesses. If the lenses over the headlight are frosted there are DIY kits to polish or you can have someone do that for you. One they need this they will likely need to be r...
by 3feetpete
Wed Feb 07, 2018 8:50 pm
Forum: Personal Consumer Issues
Topic: Getting Rid of Ants in the House?
Replies: 46
Views: 3058

Re: Getting Rid of Ants in the House?

If the Terro traps don’t work try Amdro. I had an ant problem once and they didn’t seem interested in the first traps I put out. Then I put Amdro traps out and the ants were all over it in minutes. Ant colony was eradicated completely within a few days.
by 3feetpete
Sun Feb 04, 2018 9:08 pm
Forum: Personal Consumer Issues
Topic: Night Vision Glasses
Replies: 16
Views: 2175

Re: Night Vision Glasses

Try getting bright replaced bulbs for your headlights. Available at any auto parts store. Also, make sure the lenses on your headlights are clear (not frosted from age ).
by 3feetpete
Sat Feb 03, 2018 9:02 am
Forum: Personal Consumer Issues
Topic: Anyone experience this bizarre Verizon behavior?
Replies: 8
Views: 1515

Re: Anyone experience this bizarre Verizon behavior?

Same thing happened to me when I left Verizon. As soon as I left I lost access to my account. And I got a bill. Eventually I got a paper statement that explained the bill. Part of it was a prorated bill for the month. They invoice in arrears meaning they bill at the end of the cycle. And the cycle d...
by 3feetpete
Thu Jan 25, 2018 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Trip cancellation insurance
Replies: 47
Views: 2740

Re: Trip cancellation insurance

Except for any medical coverage, the value of trip cancellation to you is the cost of the trip times the probability you would have to cancel. In this case the probability would have to be over 10% that you would have to cancel in order for the cancellation policy to be worthwhile. Unlikely for most...
by 3feetpete
Wed Jan 24, 2018 5:38 pm
Forum: Personal Consumer Issues
Topic: Using disinfecting wipes to clean surfaces
Replies: 47
Views: 3468

Re: Using disinfecting wipes to clean surfaces

I wipe the tray and seat buckles and arms on airplanes. I also wipe the tv remote and all surfaces I touch in hotel rooms.
by 3feetpete
Wed Jan 24, 2018 5:21 pm
Forum: Personal Consumer Issues
Topic: Choosing Medicare Supplement Provider by Price Alone?
Replies: 2
Views: 355

Choosing Medicare Supplement Provider by Price Alone?

Has anyone seen a reason to chose one provider over another for any reason other than price? I recently saw a post indicating that they looked at customer satisfaction surveys. The way medicare works I don't see any circumstance where you would need to interact with your supplemental plan provider l...
by 3feetpete
Wed Jan 24, 2018 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Employer Being "Bought Out" By Another Company
Replies: 20
Views: 2586

Re: Employer Being "Bought Out" By Another Company

It happened to me twice. Didn’t end well for anybody. In each case the buyer had unrealistic expectations