Search found 1051 matches

by 2comma
Mon Dec 11, 2017 10:01 pm
Forum: Personal Consumer Issues
Topic: Danger of being a helicopter pilot?
Replies: 40
Views: 3511

Re: Danger of being a helicopter pilot?

Does anyone know how much altitude those twin turbine medevac helicopters need to successfully do an auto rotation. The ones I see look to be around 1000 ft or a little lower, at high airspeed if that matters, and I've always wondered if they could rotate down when they are that low? Altitude and a...
by 2comma
Mon Dec 11, 2017 9:11 pm
Forum: Personal Consumer Issues
Topic: Paying contractors for incomplete work
Replies: 22
Views: 1478

Re: Paying contractors for incomplete work

If they fixed it you or he/she would have flushed it a few times and seen that it no longer leaks into the bowl. Did you do that? If yes and it didn't leak pay him. If it still leaked don't pay him - as simple as that. This is a DIY or handy man thing at best so are replacing fixtures and hoses and...
by 2comma
Mon Dec 11, 2017 8:16 pm
Forum: Personal Consumer Issues
Topic: Kidde fire extinguisher recall
Replies: 34
Views: 2461

Re: Kidde fire extinguisher recall

Thanks for posting. Mine are American La France but it reminded me I didn't know where they are. I know I have two and found one in the garage, I think the other is in my truck. As a friends father used to say, "dammit boy"!
by 2comma
Mon Dec 11, 2017 7:56 pm
Forum: Personal Consumer Issues
Topic: Paying contractors for incomplete work
Replies: 22
Views: 1478

Re: Paying contractors for incomplete work

If they fixed it you or he/she would have flushed it a few times and seen that it no longer leaks into the bowl. Did you do that? If yes and it didn't leak pay him. If it still leaked don't pay him - as simple as that. This is a DIY or handy man thing at best so are replacing fixtures and hoses and ...
by 2comma
Mon Dec 11, 2017 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: Year end review with less nerdy spouse
Replies: 43
Views: 2830

Re: Year end review with less nerdy spouse

We've been LBYM for so long we know our expenses are always in check so we don't bother to check or discuss anymore. I do all of the long term financial stuff, DW could care less. It used to bug me but now I just figure she trusts me but it helps to know that everything is taken care of and I know i...
by 2comma
Mon Dec 11, 2017 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: Done gone and did it [Retire]
Replies: 68
Views: 5185

Re: Done gone and did it

I have to finalize my pension benefit. The choices are: Lump sum: $534,707.76 Single Life Annuity: $3,376.15 I'm single, so no beneficiary option. Running SPIA calculators, they come up with about $2500/month for that lump. I think the annuity makes the most sense. I have a substantial "lump sum" i...
by 2comma
Mon Dec 11, 2017 6:38 pm
Forum: Investing - Help with Personal Investments
Topic: How best to invest Inherited IRA with 5 year planned draw period?
Replies: 13
Views: 543

Re: How best to invest Inherited IRA with 5 year planned draw period?

I think 5 years is not a long enough investment period to take much risk so I'd go with safe investments. Either a MM type account, CD's or at most a short term bond fund. You're not likely to loose much to inflation or gain much in a risky investment of that size for that short a period of time whi...
by 2comma
Mon Dec 11, 2017 1:15 am
Forum: Personal Finance (Not Investing)
Topic: 2018 financial goals - what are yours?
Replies: 59
Views: 4290

Re: 2018 financial goals - what are yours?

Retired, conservative investor, no debt. As long as we beat inflation we're good, that's the goal.
by 2comma
Mon Dec 11, 2017 1:06 am
Forum: Personal Consumer Issues
Topic: Danger of being a helicopter pilot?
Replies: 40
Views: 3511

Re: Danger of being a helicopter pilot?

I do maintenance on aircraft for a living, fixed wing airplanes. I always feel safe flying in them because if something happens there usually are backups and you can glide to a relatively normal landing. This isn't always the case with helicopters. I would rather not fly in one ever if given the ch...
by 2comma
Sun Dec 10, 2017 6:55 pm
Forum: Personal Consumer Issues
Topic: Do girls wear Ninja Turtle character shoes
Replies: 54
Views: 2321

Re: Do girls wear Ninja Turtle character shoes

Those guys are still around? My son was seriously into them when they first came out - he's 35 now. You should have seen the looks I got from my co-workers when I said "Teenage Mutant Ninja Turtles".
by 2comma
Sun Dec 10, 2017 1:22 pm
Forum: Personal Consumer Issues
Topic: Danger of being a helicopter pilot?
Replies: 40
Views: 3511

Re: Danger of being a helicopter pilot?

The thing that always stopped me from my dream of getting a PPL always went like this: I'm get bored just flying local in VFR So I'd need to get and stay IFR rated But I wouldn't be able to fly enough IFR to stay competent I used to fly jumpseat so I'd always ask the pilots how often I'd need to fly...
by 2comma
Sun Dec 10, 2017 12:52 am
Forum: Personal Consumer Issues
Topic: Europe Suggestions
Replies: 44
Views: 2712

Re: Europe Suggestions

DW is from Greece and the airfares in Europe are surprisingly cheap between major cities on the discount carriers - I'm talking like $39-$69 from Athens to cities in Italy and about $100 to London. We did a fast train from Paris to La Rochelle in France and it was a blast to be traveling at 369 mph ...
by 2comma
Sat Dec 09, 2017 12:19 pm
Forum: Personal Consumer Issues
Topic: 4WD necessary/recommended on Big Island, HI
Replies: 34
Views: 1967

Re: 4WD necessary/recommended on Big Island, HI

Not sure what type 4WD you can rent there but all new off-roaders eventually learn it's an efficient way to get stuck in desolate places so be careful if you do rent one. We used to joke "it's not a tank" then I met someone who worked in Army transportation and they get tanks stuck too. They had som...
by 2comma
Sat Dec 09, 2017 11:30 am
Forum: Personal Consumer Issues
Topic: Sweet Gum Balls
Replies: 36
Views: 2356

Re: Sweet Gum Balls

Ah, I really tried to hold back, I didn't even mention the magnolia tree. Beautiful tree but I watched my 90 year old neighbor, until the day he died, roll his trash can out every day and use his nail-on-a-stick to pick up the daily leaves and whatever that thing is called that they drop in the law...
by 2comma
Sat Dec 09, 2017 3:27 am
Forum: Investing - Help with Personal Investments
Topic: Does a Boglehead ever time the market?
Replies: 64
Views: 3711

Re: Does a Boglehead ever time the market?

So it seems to me that Mr Bogle is advocating that it is unwise to invest in overpriced markets, so the best thing I can do as an indexer, is to wait until the market is fair valued or undervalued, then invest for the long term in index funds. I think you're taking the wrong lessons from Jack Bogle...
by 2comma
Sat Dec 09, 2017 3:10 am
Forum: Personal Consumer Issues
Topic: router - can I set it up myself?
Replies: 15
Views: 1059

Re: router - can I set it up myself?

Routers vary widely in what they can do, so which one is best will depend on your situation. Do you need to blanket a large house with fast wifi, or do you have a small apartment with lots of neighbors nearby? Will you be streaming video to multiple devices at once, or is your use limited to checki...
by 2comma
Fri Dec 08, 2017 11:28 pm
Forum: Personal Consumer Issues
Topic: Linux based laptop or just a Windows based laptop formatted?
Replies: 41
Views: 2071

Re: Linux based laptop or just a Windows based laptop formatted?

Funny thing is I cut my baby teeth on Unix and programmed on and administered Unix/Linux machines my entire career. I was installing Linux on PC's when some things were very hard to do and stayed up all night researching and fighting to make things work. It's gotten a lot easier now but to tell the ...
by 2comma
Fri Dec 08, 2017 11:04 pm
Forum: Personal Consumer Issues
Topic: Sweet Gum Balls
Replies: 36
Views: 2356

Re: Sweet Gum Balls

Ah, I really tried to hold back, I didn't even mention the magnolia tree. Beautiful tree but I watched my 90 year old neighbor, until the day he died, roll his trash can out every day and use his nail-on-a-stick to pick up the daily leaves and whatever that thing is called that they drop in the lawn...
by 2comma
Fri Dec 08, 2017 10:40 pm
Forum: Personal Finance (Not Investing)
Topic: Re-inventing career in mid 30s? Law? Tech? Sales?
Replies: 18
Views: 2188

Re: Re-inventing career in mid 30s? Law? Tech? Sales?

I've read too many "not law" especially big law posts here to ever recommend that. OTOH my ex FIL went to a no name law school and got a job with the Secret Service, became agent in charge in several cities and worked a couple of presidential details but that was a long time ago. I got into the comp...
by 2comma
Fri Dec 08, 2017 9:52 pm
Forum: Investing - Help with Personal Investments
Topic: Retire in my early 40s? Crazy or actually doable?
Replies: 58
Views: 6954

Re: Retire in my early 40s? Crazy or actually doable?

... My job is tough and stressful so to not do it would be very nice indeed. you have worked hard and done an awesome job building your nestegg. if you have constructive things you'd like to do with your time, like restore a '66 GTO, or run marathons, or build an addition to your house... things th...
by 2comma
Fri Dec 08, 2017 9:05 pm
Forum: Personal Consumer Issues
Topic: Sweet Gum Balls
Replies: 36
Views: 2356

Re: Sweet Gum Balls

You don't want to get me started! My neighbor and I both hate, I mean HATE the gum ball tree on our side of the property line. She even offered to pay half to get it cut down. My wife says no, it shades our house. We have an agreement that if anything should ever happen to my wife we're going to hav...
by 2comma
Thu Dec 07, 2017 8:46 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 148
Views: 8134

Re: Do people still use AAA?

No, I don't. AAA is insurance. I can afford to self-insure. That's normally how Bogleheads approach insurance. I'm a bit surprised to see so many taking a different approach with AAA. I don't have a dog in this fight but I follow this philosophy. The two times I've needed a tow I paid $75 and $120....
by 2comma
Thu Dec 07, 2017 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: What do Bogleheads say when they don't want to spend money?
Replies: 103
Views: 5297

Re: What do Bogleheads say when they don't want to spend money?

This is a strange thread. Someone today was telling me about a show they watch on Netflix. They asked me if I'd seen it. Nah, don't have Netflix, I said. Shrug. No further explanation needed. Netflix is easy for me.... I don't have a TV... I'd like to nominate this reply for the best answer of this...
by 2comma
Thu Dec 07, 2017 7:53 pm
Forum: Personal Finance (Not Investing)
Topic: What do Bogleheads say when they don't want to spend money?
Replies: 103
Views: 5297

Re: What do Bogleheads say when they don't want to spend money?

Reading some of these replies: :shock: When your waiter asks if you want a soda with your meal, Do you tell the waiter, You are charging $2.50 for a fountain soda. This price is greatly inflated and not a sound economic purchase for me regardless of my financial situation. Or do you say, "No thanks...
by 2comma
Wed Dec 06, 2017 1:32 am
Forum: Personal Finance (Not Investing)
Topic: Why ORP-I suggests you spending down aft-tax saving 1st?
Replies: 29
Views: 2189

Re: Why ORP-I suggests you spending down aft-tax saving 1st?

Could someone tell me what OI and RMP stand for?

Ok, I'm guessing OI is ordinary income...
by 2comma
Mon Dec 04, 2017 10:31 pm
Forum: Investing - Help with Personal Investments
Topic: Help Damsel In Distress
Replies: 15
Views: 2489

Re: Help Damsel In Distress

Anytime you read something and get confused feel free to ask - you've come to the right place. It will take some work but adding your info in the recommended format will help others help you and you will learn a lot by going through the exercise. The "Admiral fund" you mention at Vanguard is actuall...
by 2comma
Wed Nov 29, 2017 12:38 am
Forum: Personal Finance (Not Investing)
Topic: Inheritance question: Inheriting something you aren't supposed to sell
Replies: 22
Views: 2760

Re: Inheritance question: Inheriting something you aren't supposed to sell

We have that situation with a bunch of low-value collectibles (milk glass), early to mid 1900s brown furniture, antique non-microwavable / non-dishwashable china, and a ton of what's basically "curio cabinet clutter" that one of my parents sees as their legacy and wants to give to somebody who will...
by 2comma
Mon Nov 27, 2017 6:04 pm
Forum: Personal Consumer Issues
Topic: best cordless drill??
Replies: 71
Views: 4287

Re: best cordless drill??

I went with the 12 volt VMax from Dewalt for a drill and impact driver set. I'm a pretty heavy DIY type and I researched the difference between the 12 and 18 volt Dewalts. I wanted something smaller for better access but with plenty of torque and these things didn't disappoint. I read plenty of revi...
by 2comma
Sat Nov 18, 2017 9:32 pm
Forum: Personal Consumer Issues
Topic: Electric Car (Nissan Leaf) for a teen driver?
Replies: 43
Views: 3099

Re: Electric Car (Nissan Leaf) for a teen driver?

I think you've found a good option. I have a friend with a Leaf and he's been using a 120V charger. He recently changed jobs so has to drive further and he's right at the edge of not having enough charge at the end of the week. I think you daughter should be fine with her mileage and will quickly fi...
by 2comma
Sat Nov 18, 2017 12:26 am
Forum: Personal Finance (Not Investing)
Topic: Take Pension or Lump Sum payout?
Replies: 12
Views: 1176

Re: Take Pension or Lump Sum payout?

I'd take the pension. I took the company pension without any COLA. At 4% I plan on about $40K from my 1M savings and $72K is way above that even if your worst fears materialize. There is a lot to be said for receiving a statement in the mail as you age vs managing your investments and depending on t...
by 2comma
Fri Nov 17, 2017 11:29 pm
Forum: Personal Consumer Issues
Topic: Where to buy new iPhone?
Replies: 19
Views: 1931

Re: Where to buy new iPhone?

This deal looks good: https://www.t-mobile.com/offers/deals-hub That's a good deal if you think signing up for T-mobile is also a good deal. If you quit, they demand full payment for the 'free' phone. I buy my phones outright and then pick the cheapest plan. Right now that's Cricket but I just orde...
by 2comma
Fri Nov 17, 2017 11:18 pm
Forum: Personal Consumer Issues
Topic: Replace TVs with Smart Tvs or not?
Replies: 57
Views: 4418

Re: Replace TVs with Smart Tvs or not?

I didn't pay much of a premium for the smart feature in our two modestly priced flat screen TV's but I never use it, I use the Roku. I think it's a lot more likely that Roku will keep up with new providers than TV vendors will in the future. The Samsung smart features are rather slow when I was play...
by 2comma
Thu Nov 16, 2017 12:56 am
Forum: Personal Finance (Not Investing)
Topic: 55+ Early retirement offer.
Replies: 50
Views: 6642

Re: 55+ Early retirement offer.

Sounds close to what happened to me 4 years ago at 58 with a voluntary buy-out offer and a profitable company. I had 25 years in and that got me 2 weeks shy of 2 years of pay - don't forget you'll pay high taxes on that. Company's retirement plan started at 60 with early retirement at 55 which I kno...
by 2comma
Thu Nov 16, 2017 12:09 am
Forum: Personal Consumer Issues
Topic: Creating External Exhaust for Microwave over Range - Need Reality Check
Replies: 26
Views: 2116

Re: Creating External Exhaust for Microwave over Range - Need Reality Check

... I have gotten extremely skilled at waving a towel in front of my smoke detector while my wife and children huddle in the corner and ask whether the house is going to burn down. OMG! It sounds like you have a fire hazard. People are trying to tell you about it, but you are ignoring them. :!: Fir...
by 2comma
Wed Nov 15, 2017 9:11 pm
Forum: Personal Consumer Issues
Topic: ASUS Student Chromebook - thoughts?
Replies: 22
Views: 1213

Re: ASUS Student Chromebook - thoughts?

I have never used a Chromebook but I think as long as he doesn't have any Microsoft software he just has to have a Chromebook is the right solution for most. The fact that it's a kids model wouldn't bother me at all, probably a good idea if he'll be traveling. I have an ipad but I didn't like using ...
by 2comma
Tue Nov 14, 2017 5:30 am
Forum: Personal Consumer Issues
Topic: Looking for a Catamaran
Replies: 21
Views: 1774

Re: Looking for a Catamaran

I grew up sailing in the Chesapeake Bay and now charter larger mono hulls and cats in the Caribbean, San Juan's and Greece for vacations, We'd need to know a lot more about your sailing area and wishes to make useful recommendations. As a mono hull sailor I found I liked cats a lot for my passengers...
by 2comma
Tue Nov 14, 2017 4:07 am
Forum: Personal Consumer Issues
Topic: Keurig died...what now?
Replies: 73
Views: 5378

Re: Keurig died...what now?

The secret is to buy a spare coffee maker. All of the competitively priced ones are junk. We have two spares in the attic - the current one just keeps on working, I think somehow it knows we don't care if it lives or dies!
by 2comma
Tue Nov 14, 2017 3:17 am
Forum: Personal Finance (Not Investing)
Topic: Borrowing from parents - what interest rate?
Replies: 52
Views: 3692

Re: Borrowing from parents - what interest rate?

We were living in a rental when our elderly landlord passed away. His estate lawyer called and said the beneficiaries wanted to sell us the house for its tax appraisal value, a huge discount. At first I declined, we wern't even thinking about buying a house but the lawyer impressed upon me how good ...
by 2comma
Sat Nov 11, 2017 9:27 pm
Forum: Personal Consumer Issues
Topic: DIY vs work extra and pay a pro
Replies: 37
Views: 2883

Re: DIY vs work extra and pay a pro

For me its never been about the money. I can afford to hire it out and perhaps many times it might have been cheaper in the long run to do so by the time I got it done and sometimes redone correctly. For me, it is about the satisfaction of doing it myself, it is about knowing that I can't blame any...
by 2comma
Fri Nov 10, 2017 1:13 am
Forum: Investing - Help with Personal Investments
Topic: Help with Mom's retirement money PLZ
Replies: 9
Views: 934

Re: Help with Mom's retirement money PLZ

Yep, they are being robbed by ML. My dad uses Raymond-James, same deal. He is not receptive to discussions of money, is doing fine financially, so I'm going to let it go. He's 91 so I can't make much difference, if he was 62 I might try a little harder. You'll know best how much help they may accept.
by 2comma
Wed Nov 08, 2017 12:35 am
Forum: Personal Consumer Issues
Topic: Furnace Issues
Replies: 30
Views: 1879

Re: Furnace Issues

Recommend that you just find a local HVAC guy that will come out and perform a diagnosis for a fixed fee, and see if he can ID the problem. I'm all for DIY where I can, but for $100-200 having someone take a look and definitively tell you what's wrong with it would be worth it. I did that recently ...
by 2comma
Tue Nov 07, 2017 11:56 pm
Forum: Personal Consumer Issues
Topic: Fair Price for a Kitchen Remodel
Replies: 37
Views: 3609

Re: Fair Price for a Kitchen Remodel

That seems high to me but I'm in the Mid-South so I'm sure not used to SD prices. Seems like basically you are getting new cabinets, counter tops and a new vent/hood - no flooring, electrical/plumbing/framing changes or appliances. I didn't hear any mention of new sink or faucet? Have you considered...
by 2comma
Sun Nov 05, 2017 11:27 pm
Forum: Investing - Help with Personal Investments
Topic: How has your AA philosophy changed over the years?
Replies: 45
Views: 3771

Re: How has your AA philosophy changed over the years?

My company had a good Vanguard plan. It took me a few years to build up to the max 401k contributions and a few years to find the BHs and decide 80/20 was the right AA for me during the accumulation phase. I planned to follow the age in bonds as I got older. I stumbled as the recession started. I wa...
by 2comma
Sat Nov 04, 2017 11:32 pm
Forum: Personal Finance (Not Investing)
Topic: Does Retirement Make You Lazier?
Replies: 87
Views: 7731

Re: Does Retirement Make You Lazier?

Well, since it gives you more time to be lazy it might seem like it makes you lazier. Me, somethings never change; I still yell at stupid drivers and I get anxious when my plate starts getting full or I want to go somewhere when I know traffic is going to be bad. Now I get get to be the old guy driv...
by 2comma
Sat Nov 04, 2017 10:16 pm
Forum: Personal Consumer Issues
Topic: Roof leaked
Replies: 3
Views: 707

Re: Roof leaked

That's pretty bad, roofers should know when (and how) to use tarps. I had an ice maker line freeze and burst. It was strung at about eye level length wise thru my attic so it simulated a roof leak more or less. I estimate we had water spraying in the attic for about 8 hours. The insurance cleanup cr...
by 2comma
Fri Nov 03, 2017 12:00 am
Forum: Personal Consumer Issues
Topic: Use Time Warner for home phone vs ATT
Replies: 9
Views: 803

Re: Use Time Warner for home phone vs ATT

I started using Ooma several years ago on the advice of several BH's. Perfect service, $5 and change. I don't recall ever having to reboot it.
by 2comma
Thu Nov 02, 2017 1:05 am
Forum: Personal Finance (Not Investing)
Topic: Low income but good savings rate... spend?
Replies: 23
Views: 2350

Re: Low income but good savings rate... spend?

I agree with others that some of what you are feeling will go away with time - it does take patience. But, I think delemer brings up a very good point about additional education/training to increase your income. I was an average HS student, got a bachelors degree in psychology and couldn't find any ...
by 2comma
Fri Oct 27, 2017 11:47 am
Forum: Personal Consumer Issues
Topic: Upgrade my Roku?
Replies: 34
Views: 3235

Re: Upgrade my Roku?

Use the tp-link PLC utility. http://www.tp-link.com/us/support/download-center Scroll down and pick your model number and select the utility category. It will show the speed on a line between your adapters. Oh, just checked, you can use the web based management interface also. Type http://tplinkplc....
by 2comma
Fri Oct 27, 2017 1:34 am
Forum: Personal Consumer Issues
Topic: Upgrade my Roku?
Replies: 34
Views: 3235

Re: Upgrade my Roku?

This article from 2015 mentions the "new Roku 2" and compares it to the Roku 3. If you have the new Roku 2 it looks like they have the same performance: http://www.pocket-lint.com/news/133452-new-roku-2-vs-new-roku-3-what-s-the-difference-hint-it-s-the-remote . The main extra features of the 3 are t...
by 2comma
Wed Oct 25, 2017 11:14 pm
Forum: Personal Consumer Issues
Topic: Do I Need a Chimney Cap?
Replies: 28
Views: 1964

Re: Do I Need a Chimney Cap?

Short answer is yes... I remember the day my BIL called and asked me to help him get the squirrel out of my MIL's living room.... Makes me smile just to think about it.... Peace.... I'm still laughing at myself. Heard noises in the chimney and saw some sticks. Maybe I was thinking it was birds, I d...