Search found 1210 matches

by 2comma
Sat Jun 16, 2018 11:56 pm
Forum: Personal Consumer Issues
Topic: Functional Medicine/ managing the costs
Replies: 31
Views: 1435

Re: Functional Medicine/ managing the costs

I have seen patients benefit from functional medicine. Its a disservice to refuse patient autonomy which we hold above all else. If the placebo effect works for a patient, doesn't bankrupt them and doesnt cost a lot, doesnt lead to other things- predatory practices etc, and doesnt cause harm then I...
by 2comma
Sat Jun 16, 2018 9:56 pm
Forum: Personal Finance (Not Investing)
Topic: Take a job with a company being acquired?
Replies: 16
Views: 1344

Re: Take a job with a company being acquired?

it is not uncommon that the acquiring company "plunders" the acquired company. There are, of course, exceptions. I would be "cautious".. [Speak from experience] Neither should you believe just about anything anyone says (or promises). I was at company B twice and that last statement rang very true ...
by 2comma
Sat Jun 16, 2018 7:17 pm
Forum: Personal Consumer Issues
Topic: Chipmunk problem
Replies: 38
Views: 2532

Re: Chipmunk problem

Someone told me to hang the bird feeders on a pole and grease the pole with vaseline. Not only did it work, it's quite entertaining to watch!

I used to think squirrels/chipmunks were smart but I think they are just very, very persistent.
by 2comma
Sat Jun 16, 2018 6:38 pm
Forum: Personal Consumer Issues
Topic: Contractor - Threatening Lien/Lawsuit
Replies: 43
Views: 3464

Re: Contractor - Threatening Lien/Lawsuit

Don't worry he can't do a thing to you. Other than having no case I've been told there isn't a judge alive that hasn't seen their fair share of stupid contractor tricks.

When I've been threatened like this in the past I just tell them "do what you gotta do". That's the end of it every time.
by 2comma
Sat Jun 16, 2018 12:17 pm
Forum: Personal Consumer Issues
Topic: Functional Medicine/ managing the costs
Replies: 31
Views: 1435

Re: Functional Medicine/ managing the costs

Please learn to become a skeptic, a critical thinker. Here is an accurate idea of what "functional medicine" is https://www.skeptic.com/reading_room/why-functional-medicine-is-bogus/ . This isn't medical advice because this stuff isn't medicine except in the sense a witch doctor is practicing medici...
by 2comma
Fri Jun 08, 2018 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a house in Florida but you are hundreds of miles away
Replies: 33
Views: 2698

Re: Buying a house in Florida but you are hundreds of miles away

My DS and DIL had an agent walk the house while they used facetime. When they found out the agent missed some obvious things I started going along to help look for issues. It helped them rule out some houses so they didn't waste time when they came to look in person. It also helped that they were fr...
by 2comma
Thu Jun 07, 2018 6:54 pm
Forum: Personal Consumer Issues
Topic: good place to buy kids bedroom furniture
Replies: 15
Views: 697

Re: good place to buy kids bedroom furniture

I like classic old solid wood pieces because it's a lot lighter than "particle board" stuff, holds up for a lifetime and can be refinished/repaired. We frequented antique stores (not fancy ones) and found everything we needed. You have to learn a bit about how good furniture is made and how to spot ...
by 2comma
Tue Jun 05, 2018 10:32 pm
Forum: Personal Consumer Issues
Topic: Water Heaters
Replies: 27
Views: 2080

Re: Water Heaters

Everyone always says replace the anode, but if your water heater anode has never been replaced and it's more than 5 years old I'd say the chances of you being able to get the anode rod to break free with a wrench and come out are slim. You can watch some YouTube videos of plumbers with 5 foot long ...
by 2comma
Tue Jun 05, 2018 9:28 pm
Forum: Personal Consumer Issues
Topic: New AC Unit broken or "feezing". HVAC company says it's my fault for "running it too hard". What can I do?
Replies: 55
Views: 5136

Re: New AC Unit broken or "feezing". HVAC company says it's my fault for "running it too hard". What can I do?

I need some advice with yet another consumer issue. I bought a brand new HVAC system almost exactly 1 year ago from an HVAC company in my area. They installed the system and removed the old system. It worked great through last Summer and Winter, and so far this Spring. I replace the filter every mo...
by 2comma
Tue Jun 05, 2018 1:02 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Financial Illiteracy’s High Cost
Replies: 30
Views: 3794

Re: Larry Swedroe: Financial Illiteracy’s High Cost

Making financial literacy courses part of compulsory education would be a benefit to society. But changing that curriculum is a pretty high hurdle - there is a large amount of inertia and many competing topics. Another path is through self education. This is easier but still a pretty high hurdle. F...
by 2comma
Tue Jun 05, 2018 9:36 am
Forum: Personal Consumer Issues
Topic: Is our monthly Personal money out of line?
Replies: 74
Views: 7425

Re: Is our monthly Personal money out of line?

We buy what we each want but luckily we are both pretty frugal. As I age the limiting factor has become where the hell are we going to put all of this junk! First world...
by 2comma
Tue Jun 05, 2018 8:16 am
Forum: Personal Consumer Issues
Topic: Hole in Garage ceiling, possibly leaving upstairs bedroom hot?
Replies: 35
Views: 1944

Re: Hole in Garage ceiling, possibly leaving upstairs bedroom hot?

My son's bedroom is above our garage. His room has always been temperamental when it comes to heating/cooling. At first, I thought it was garage below....because the garage door is not insulated, so it get's fairly cold in the winter and warm in the summer. We live in the south. We had a plumbing l...
by 2comma
Mon Jun 04, 2018 11:20 pm
Forum: Personal Consumer Issues
Topic: Hole in Garage ceiling, possibly leaving upstairs bedroom hot?
Replies: 35
Views: 1944

Re: Hole in Garage ceiling, possibly leaving upstairs bedroom hot?

I'd be very curious to know what type of attic you have in the bedroom arrea and how it is ventilated? Not likely that much heat enters the room from a few smallish holes in the garage (although codes do require that they be sealed to protect against flame and fumes entering a living space.
by 2comma
Mon Jun 04, 2018 10:12 pm
Forum: Personal Consumer Issues
Topic: Window replacement issue (egress)
Replies: 8
Views: 712

Re: Window replacement issue (egress)

A quick check shows IRC (first floor window) is: Clear opening width ≥ 20" Clear opening height ≥ 24" Minimum clear opening sq.ft. = 5.0 sq.ft. Maximum sill height above the floor = 44" Gee that's a small window you have there. I'd be inclined to just get it done when no ones looking.
by 2comma
Mon Jun 04, 2018 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: Employer-subsidized retiree health insurance questions
Replies: 19
Views: 1177

Re: Employer-subsidized retiree health insurance questions

My fortune 500 had retiree health care but froze the amount they paid into it back in 1989. I retired in 2013 at age 58 and as part of a voluntary buyout offer we were given 25k for healthcare expenses (including paying premiums). I calculated it would cover me until almost medicare age but with the...
by 2comma
Sat Jun 02, 2018 1:32 pm
Forum: Personal Consumer Issues
Topic: June in Paris: What to (or not to) wear, see and do?
Replies: 53
Views: 2737

Re: June in Paris: What to (or not to) wear, see and do?

My experience in Paris was everyone who could speak English did from the get-go - somehow they just know. I don't think it was the clothes that gave me away but I do sometimes notice a style difference between US and European clothing. If that what tips them off I'd guess the only way you might fool...
by 2comma
Fri Jun 01, 2018 4:39 pm
Forum: Personal Consumer Issues
Topic: New roof - does this ridge vent look right?
Replies: 40
Views: 3556

Re: New roof - does this ridge vent look right?

I've installed several roofs myself (rent houses) with ridge vents. While unsightly, I do not see any reason for the vent not to function properly. It appears the fasteners were overdriven. I would think it an easy fix for the roofer. I am not sure why they would not address it. On second look of t...
by 2comma
Thu May 31, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: Advice for assisting 18 year old son after high school
Replies: 70
Views: 5203

Re: Advice for assisting 18 year old son after high school

Thanks to all for the first round of suggestions. We will certainly be the backstop for any major expenses (i.e. car repairs, etc...) for a while and will provide have health insurance until he gets his own. Yes, I think we might have the aunt and uncle perhaps control some of the money for clothes...
by 2comma
Sat May 26, 2018 4:43 pm
Forum: Personal Consumer Issues
Topic: Brick pavers on the edge of my porch are already falling off
Replies: 31
Views: 2283

Re: Brick pavers on the edge of my porch are already falling off

I don't know about the horizontal pavers, but is it possible to adhere unsupported vertical pavers by any method? Doesn't masonry depend on physical support of stone under stone rather than adhesion to support the weight of a stone? Applying the right glue and following the manufacturer's recommend...
by 2comma
Fri May 25, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: Air Conditioner Questions: Stop Leak & Qualified Technician
Replies: 9
Views: 736

Re: Air Conditioner Questions: Stop Leak & Qualified Technician

I started watching HVAC repair guys on youtube because I wanted to be able to diagnose and fix a few simple problems (like replacing the capacitor). It's been a while and I forget quick but it's pretty common for customers to want to just add gas. I don't recall any of them adding a stop leak, in fa...
by 2comma
Fri May 25, 2018 12:03 am
Forum: Investing - Theory, News & General
Topic: Why Edward Jones?
Replies: 76
Views: 12266

Re: Why Edward Jones?

EJ advisors can’t be generalized just like other firms. Each advisor is their own person. I don’t fit into any category mentioned above - and I don’t have sales as a background. I left one career for another and just came here to read about the DIY to see if they were anything like me before I deci...
by 2comma
Tue May 22, 2018 11:25 pm
Forum: Personal Consumer Issues
Topic: Anyone Using Food Sealing Vacuums (eg FoodSaver)?
Replies: 23
Views: 1839

Re: Anyone Using Food Sealing Vacuums (eg FoodSaver)?

One Christmas I got one for my wife (she actually considers kitchen items as gifts). We had discussed the vacuum sealer and she wasn't interested. Now she says it's the second most used small appliance in the kitchen after the coffee maker. She uses it to make single servings after cooking large por...
by 2comma
Sun May 20, 2018 9:54 pm
Forum: Personal Consumer Issues
Topic: Home Depot's Life Proof Rigid Core Vinyl Flooring
Replies: 6
Views: 844

Re: Home Depot's Life Proof Rigid Core Vinyl Flooring

I've never used HD installers but from the tile experts forum I've frequented for years the good ones say they have more work than they can take on so why give HD a cut of their profit. On the other hand the company I use for garage door installations, very good, said they do all of the HD installs ...
by 2comma
Fri May 18, 2018 10:54 pm
Forum: Personal Finance (Not Investing)
Topic: Home Loan from Parents
Replies: 24
Views: 2295

Re: Home Loan from Parents

Can a home loan from financially secure parents to financially secure son/daughter be mutually beneficial? It worked for us. At the time banks were charging 11% and CD's were paying 7% or something like that, and the IRS minimum split the difference at 8% or so, so doing that was a win-win. We put ...
by 2comma
Fri May 18, 2018 6:50 pm
Forum: Personal Consumer Issues
Topic: Attic HVAC: fan doesn't work in AUTO mode and AC on
Replies: 8
Views: 879

Re: Attic HVAC: fan doesn't work in AUTO mode and AC on

I wouldn't bother removing that panel, I think all that's in there is the evaporator coil. I'd basically "follow the wires". Try to follow each wire to see where it goes. Depending on age there may not be a complete "board" per say, maybe just some relay's and other electronics. If you look at any t...
by 2comma
Mon May 14, 2018 10:41 pm
Forum: Personal Consumer Issues
Topic: Stopping unwanted "junk" newspaper
Replies: 60
Views: 15652

Re: Stopping unwanted "junk" newspaper

I too hated receiving these and always just tossed them in the trash. They actually stopped some time ago, I can't remember exactly when. I certainly do not miss them! Same thing happened here, they just stopped but I do see some from time to time in other neighbors driveways so I'm not sure what's...
by 2comma
Fri May 04, 2018 10:10 pm
Forum: Personal Consumer Issues
Topic: Buying a Boat
Replies: 47
Views: 4879

Re: Buying a Boat

When I was a kid growing up on the Chesapeake Bay in the 70's I had fond memories of Boston Whalers. Back then they had a cathedral hull, were wide in the front, stable and fairly low freeboard. This made for a fast lightweight boat with great utility but it could beat you to death going into chop. ...
by 2comma
Sun Apr 29, 2018 11:09 pm
Forum: Personal Consumer Issues
Topic: Double hung window sticking - How to fix?
Replies: 4
Views: 498

Re: Double hung window sticking - How to fix?

I hope you find an answer to this, I have the same issue. Actually, I installed the vinyl windows myself, and they are in correctly but it takes more effort to move them than I think it should. We also have professionally installed Pella windows in our sun room and they also take more effort to move...
by 2comma
Sun Apr 29, 2018 10:58 pm
Forum: Personal Consumer Issues
Topic: 3 days in London - must dos?
Replies: 31
Views: 1974

Re: 3 days in London - must dos?

Definitely go see musical. London Theater is a wonderful experience. You can get last minute tickets at TKTS on Leicester Square. The British Museum is a must. Get some pub food. Years ago my day clued me into London theater, same quality as Broadway but cheaper and they have many small intimate ol...
by 2comma
Fri Apr 20, 2018 8:56 pm
Forum: Personal Consumer Issues
Topic: New retirees: so whatdayathink ?
Replies: 97
Views: 11585

Re: New retirees: so whatdayathink ?

I got an early retirement offer at 58 that I couldn't refuse. It's been 5 years now but I swear it only feels like 1. I truly retired away from work and not really into anything other than vague notions of doing some DIY projects around the house - my wife had 7 years to go before she could retire a...
by 2comma
Thu Mar 22, 2018 10:53 pm
Forum: Investing - Theory, News & General
Topic: Working till retirement is not a great plan
Replies: 175
Views: 14142

Re: Working till retirement is not a great plan

I agree about the age discrimination thing but let me tall you about Dwane. He was a 63 yo contractor for my megacorp who had 2-3 months notice of an impending early end of contract. None of us envied him having to look for high tech work at that age, he was very hard of hearing, a bit cantankerous ...
by 2comma
Tue Mar 13, 2018 7:33 pm
Forum: Personal Consumer Issues
Topic: Need Advice - Electric Hot Water Heater
Replies: 28
Views: 1936

Re: Need Advice - Electric Hot Water Heater

I don't think there is much variation in quality of electric water heaters. You get a tank, one or two heating elements, and one or two anode rods. This is all basic rock-solid technology. There is usually a 6-year warranty, or 12-year warranty, the longer one coming with larger or multiple anode r...
by 2comma
Tue Mar 13, 2018 7:41 am
Forum: Personal Consumer Issues
Topic: traveling to mexico, should I be concerned?
Replies: 107
Views: 8908

Re: traveling to mexico, should I be concerned?

“Travel is fatal to prejudice, bigotry, and narrow-mindedness, and many of our people need it sorely on these accounts. Broad, wholesome, charitable views of men and things cannot be acquired by vegetating in one little corner of the earth all one's lifetime.” ― Mark Twain, The Innocents Abroad/Roug...
by 2comma
Fri Mar 09, 2018 9:09 pm
Forum: Personal Consumer Issues
Topic: Furnace main control board fails after main blower replacement?
Replies: 8
Views: 681

Re: Furnace main control board fails after main blower replacement?

At least they were honest. Glad you had a good outcome. I think I'd give the company some credit when deciding on who should replace your units but might jokingly suggest you'd prefer tech #1 not be in on the install but then again "stuff happens"
by 2comma
Fri Mar 09, 2018 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: To Move or Not To Move - Couldn't be more of a Coinflip! (Help Please)
Replies: 82
Views: 7232

Re: To Move or Not To Move - Couldn't be more of a Coinflip! (Help Please)

I would do an actual coin flip - heads you stay, tails new job. Flip the coin fairly high. A, ask yourself what were you secretly wishing it would land on. Look at the coin - are you happy with what you see or just a little disappointed? That will tell you what you really want. Maybe have your wife...
by 2comma
Tue Mar 06, 2018 1:42 am
Forum: Personal Consumer Issues
Topic: Painter did a sloppy job -- seeking advice on next steps
Replies: 28
Views: 2971

Re: Painter did a sloppy job -- seeking advice on next steps

I've never been able to color match existing paint so I'd just repaint the entire ceiling - it really isn't that much more work. If the two colors are very close "cutting in" the ceiling and the wall looks good even if you aren't so steady handed.
by 2comma
Mon Mar 05, 2018 2:24 am
Forum: Personal Consumer Issues
Topic: re-siding house - vinyl or hardiplank?
Replies: 54
Views: 5358

Re: re-siding house - vinyl or hardiplank?

I DIY everything. Replaced all of the hardboard siding with Hardie board on our mostly brick house plus two fully sided additions (garage and sun room). I was impressed with how well it holds paint. After about 7 years I cleaned and repainted after the roofers put tar marks in several places during ...
by 2comma
Mon Mar 05, 2018 1:51 am
Forum: Personal Consumer Issues
Topic: Road trip to National Parks in Pacific/Mountain States.
Replies: 15
Views: 2141

Re: Road trip to National Parks in Pacific/Mountain States.

Strange, when I was young I worked at Yellowstone for a summer. Left there and went to Idaho with two other guys and we harvested potatoes. All memories of a lifetime. As someone that grew up in the east I loved that area of the country - there is a reason they call it "big sky" Montana. Now that I'...
by 2comma
Thu Mar 01, 2018 8:28 pm
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 108
Views: 7904

Re: Kitchen features

We totally redid our small Pullman kitchen so cabinets to the ceiling really helped. We keep a stool in the pantry to reach the top shelves. We have drawers everywhere below the granite countertops. The Blume self closing drawers work no matter how much weight you put in them (I think they are rated...
by 2comma
Thu Mar 01, 2018 12:12 am
Forum: Investing - Theory, News & General
Topic: Your Paradigm for Long-term Inflation Risk?
Replies: 29
Views: 1869

Re: Your Paradigm for Long-term Inflation Risk?

As another "coming of age in the 70's" person I too worry about inflation. Not only does it have a destructive element to savers it's so easy for government to use it to dissolve away debt. I suspect the 70's were a result of the Vietnam war and the oil crisis but that may be my sophomoric view of t...
by 2comma
Sun Feb 25, 2018 1:24 am
Forum: Investing - Theory, News & General
Topic: Atlantic Article: This Is What Life Without Retirement Savings Looks Like
Replies: 26
Views: 4796

Re: Atlantic Article: This Is What Life Without Retirement Savings Looks Like

Life without retirement savings reminds me of my grandfather. He worked in Boston as a bus driver but my dad guesses he was laid-off more than he worked his whole life. He took the family to their camp in Maine for summers to save money and find work. He raised chickens for eggs for many years. In l...
by 2comma
Sun Feb 25, 2018 12:10 am
Forum: Personal Consumer Issues
Topic: Deer Garden Damage Prevention
Replies: 36
Views: 2339

Re: Deer Garden Damage Prevention

I wouldn't have thought the fence would work but since it does, great! I had a HS friend who's dad worked at an airport with a 6' chain link fence and then two feet of barbed wire on top; they still had the occasional deer make it onto the airfield. I've personally seen a deer easily jump a 6 foot f...
by 2comma
Sat Feb 24, 2018 11:54 pm
Forum: Personal Consumer Issues
Topic: Knob and Tube rewire cost
Replies: 28
Views: 2958

Re: Knob and Tube rewire cost

I think knob-and-tube gets a bit of a bad rap. Except for not having a ground there is nothing inherently dangerous about it. Most of the problems are seen when someone ties new wiring into existing k&t. I have heard but not verified that some insurance companies won't insure it but that doesn't see...
by 2comma
Sat Feb 24, 2018 10:10 pm
Forum: Personal Consumer Issues
Topic: Playa del Carmen Vacation -- Excursion and Restaurant tips
Replies: 17
Views: 1294

Re: Playa del Carmen Vacation -- Excursion and Restaurant tips

We've only been thru Playa twice so no specific recommendations. We are divers so go to Cozumel and we dove a Cenote (underground river) south of Playa. I checked and I see they have snorkeling in the Dos Ojos Cenote if that's something might interest you. I assume you already know about the Mayan r...
by 2comma
Fri Feb 23, 2018 7:45 pm
Forum: Investing - Help with Personal Investments
Topic: Should I Pay Learnvest for Financial Advice to Convince Wife?
Replies: 36
Views: 2507

Re: Should I Pay Learnvest for Financial Advice to Convince Wife?

Hopefully getting some "expert" (whatever that is in her eyes) will help. Unfortunately her bad logic is going to change your future so I'd fight back hard with good logic. There is a lot of information available to refute what she thinks or probably fears. I'd read up on why investing has historica...
by 2comma
Sun Feb 18, 2018 1:24 am
Forum: Personal Finance (Not Investing)
Topic: What has been your most important skill in achieving financial independence?
Replies: 164
Views: 11951

Re: What has been your most important skill in achieving financial independence?

All of the above but I'll add being able to take in the big picture and this applies to all aspects of life. After I got a BA in psychology I found there were no jobs. I decided computer science had lots of jobs and worked toward that. When my first employer was acquired and there was talk of layoff...
by 2comma
Sat Feb 17, 2018 2:09 am
Forum: Personal Finance (Not Investing)
Topic: The value of car body repairs/upkeep of older cars?
Replies: 33
Views: 3136

Re: The value of car body repairs/upkeep of older cars?

I have a 19 year old Honda in the midwest that has zero rust. YMMV. As far as repair, look at the quote cost, but personally I'd probably just skip cosmetic repairs and only try to halt the rust's progression and make sure there's nothing going on with rust underneath. Your car could easily run for...
by 2comma
Wed Feb 14, 2018 12:58 am
Forum: Personal Finance (Not Investing)
Topic: Obligation to use car insurance proceeds?
Replies: 22
Views: 1742

Re: Obligation to use car insurance proceeds?

No legal or moral obligation to use the check to repair. I knew a guy that had his car hit 3 times and he pocketed the check each time. He said he couldn't afford to get rid of the car, it was a goldmine.
by 2comma
Wed Feb 14, 2018 12:24 am
Forum: Personal Finance (Not Investing)
Topic: The value of car body repairs/upkeep of older cars?
Replies: 33
Views: 3136

Re: The value of car body repairs/upkeep of older cars?

Thanks for the responses guys. I guess I'll see what the quote ends up being and probably lean towards a no. Just seems like such a shame to watch the body go That sounds like a good way to look at it. If it was only a few hundred bucks and it gives you a few more years of use I'd consider it but I...
by 2comma
Sun Feb 11, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: Mesh wifi solution sought for new house
Replies: 46
Views: 2841

Re: Mesh wifi solution sought for new house

Wired connection always works much better than wireless. So, before we try wireless mesh and so on, use Airport Extreme on wired connection should be your first choice. I have no doubt that wired is better than wireless; that's why I installed home runs during my previous renovation at my existing ...