Search found 178 matches

by 2b2
Thu Jan 28, 2016 12:58 pm
Forum: Investing - Help with Personal Investments
Topic: Retired & Estimated tax payments ???
Replies: 27
Views: 1102

Re: Retired & Estimated tax payments ???

I have zero deducted for federal tax from both my IRA withdrawals and my Social Security checks. I make monthly withdrawals from the IRA to live on. Each (late) December I make a single additional withdrawal from the IRA, have it all withheld, and send it directly to the IRS. This works to my benefi...
by 2b2
Mon Jan 25, 2016 9:04 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor!
Replies: 87
Views: 3694

Re: Happy Birthday Taylor!

Happy Birthday, Taylor.
Thank you for your courage as a young man and for sharing your wisdom now.

2b2
by 2b2
Fri Jan 22, 2016 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Most anticipated retirement purchase
Replies: 107
Views: 7015

Re: Most anticipated retirement purchase

About a year into retirement, I bought a 5 year old Carrera 4S.
I can get that thing going so fast that I actually go back in time.
So I get that, too! :shock:
by 2b2
Fri Jan 15, 2016 11:47 am
Forum: Investing - Theory, News & General
Topic: I'm sitting here watching FOX Business...14200??
Replies: 92
Views: 7567

Re: I'm sitting here watching FOX Business...14200??

Point One: Financial porn outlets have one goal - and one goal only. That goal is to get eyeballs (or ears) on the applicable tv tube, computer screen, or radio station. Fear is the best way to do that.

Point Two: Opinions are like ...mmmm.....bellybuttons - everyone has one.

2b2
by 2b2
Fri Jan 15, 2016 11:28 am
Forum: Investing - Help with Personal Investments
Topic: My 401(K) -13% (1yr)
Replies: 26
Views: 2006

Re: My 401(K) -13% (1yr)

Seems like your portfolio performance is still within your stated range of expectations: i.e., down less than 25%.
Not sure what the issue is.

2b2
by 2b2
Sat Jan 09, 2016 11:34 am
Forum: Personal Finance (Not Investing)
Topic: Would like to rent my apt out. Need advise
Replies: 13
Views: 1225

Re: Would like to rent my apt out. Need advise

It is possible your managing agent is also a realtor. That could help as well.

2b2
by 2b2
Sat Jan 09, 2016 10:32 am
Forum: Investing - Help with Personal Investments
Topic: sock down this time is different
Replies: 18
Views: 1867

Re: sock down this time is different

All we are doing is giving back some of the Premium that the Equity Risk Premium has given us over the past few years.
No reason to expect that this would NOT happen.

2b2
by 2b2
Tue Jan 05, 2016 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: Would like to rent my apt out. Need advise
Replies: 13
Views: 1225

Re: Would like to rent my apt out. Need advise

Two thoughts:
The managing agent of your coop might be able to give you some guidelines/assistance.
The coop board might require your subtenant to submit to an interview before approving your application to sublet.
by 2b2
Sun Jan 03, 2016 7:24 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio frustration
Replies: 8
Views: 903

Re: Portfolio frustration

Welcome to the forum,

Last year's outperformers are exactly that: LAST YEAR'S OUTPERFORMERS.
The trick is to identify NEXT YEARS OUTPERFORMERS.

Performance chasing is not a good strategy.

2b2
by 2b2
Thu Dec 24, 2015 8:59 pm
Forum: Local Chapters and Bogleheads Community
Topic: My Christmas Gift to You
Replies: 60
Views: 4832

Re: My Christmas Gift to You

Mr. Larimore,

As has been said, you and your comrades have earned the eternal gratitude of this nation.

Thank you.

Tom
by 2b2
Sun Dec 06, 2015 11:07 am
Forum: Personal Consumer Issues
Topic: Security freeze & Internet credit card transactions
Replies: 10
Views: 773

Re: Security freeze & Internet credit card transactions

I froze my credit access some months ago and have not noticed any changes to purchases... either online or in stores.

2b2
by 2b2
Tue Nov 03, 2015 9:25 pm
Forum: Investing - Help with Personal Investments
Topic: Should i sell all the stock in my college fund?
Replies: 13
Views: 1009

Re: Should i sell all the stock in my college fund?

Welcome to the forum.

I cast another vote for getting the money out of the stock market forthwith....and I think Mr. Larimore's advice regarding CDs is most prudent.
"A bird in hand......"

2b2
by 2b2
Mon Oct 19, 2015 9:01 pm
Forum: Investing - Help with Personal Investments
Topic: Wife’s inheritance actively managed, please help!!!
Replies: 74
Views: 5135

Re: Wife’s inheritance actively managed, please help!!!

I'm in the "Stay Out of It" camp. But, if you feel compelled to get involved, find out the costs of this financial advice and also find out if the advisor is acting in a fiduciary capacity. If he or she is not, you can then quote to your MIL exactly how much she is paying this individual w...
by 2b2
Sun Oct 11, 2015 1:18 pm
Forum: Personal Consumer Issues
Topic: Planning a trip to Rome, need advice
Replies: 49
Views: 3287

Re: Planning a trip to Rome, need advice

If it hasn't been mentioned already, I would recommend you make a photocopy of your passports (inside front cover and inside back cover) and carry it with you. Leave actual passport in a safe where you stay, if possible. My wife is an international flight attendant and Rome is her favorite city in t...
by 2b2
Tue Sep 22, 2015 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Small Milestone!
Replies: 29
Views: 2630

Re: Small Milestone!

One must join the six figure club before one can join the 2 comma club.
You are on your way.
Well done!

2b2
by 2b2
Thu Sep 10, 2015 1:50 pm
Forum: Personal Consumer Issues
Topic: Rat Filth in the Dash
Replies: 38
Views: 2332

Re: Rat Filth in the Dash

teacher,

Perhaps something like this could suit your steamer needs.
http://www.amazon.com/Scunci-SS1000-Ste ... B00024JYAG

Good luck,
2b2
by 2b2
Thu Sep 10, 2015 10:36 am
Forum: Personal Consumer Issues
Topic: Rat Filth in the Dash
Replies: 38
Views: 2332

Re: Rat Filth in the Dash

livesoft,

Don't worry about the acorn thing until you start forgetting where you buried them.
by 2b2
Fri Jul 31, 2015 6:21 pm
Forum: Personal Consumer Issues
Topic: Retirees: Questions you hate being asked
Replies: 117
Views: 11811

Re: Retirees: Questions you hate being asked

Q: "What do you do all day?"
A: "Pretty much what you'll be doing when you retire, but by then I'll be much better at it than you."
by 2b2
Tue Jun 23, 2015 6:45 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday to Mel [Lindauer]
Replies: 36
Views: 3251

Re: Happy Birthday to Mel [Lindauer]

Happy Birthday, Mel.

Thanks for all your efforts!

2b2
by 2b2
Fri May 08, 2015 10:45 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Mr. Bogle
Replies: 40
Views: 3222

Re: Happy Birthday Mr. Bogle

Happy Birthday, Mr. Bogle!

You inspire many, many people.

2b2
by 2b2
Sun Apr 19, 2015 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: how to deal with it [regret over past investing choices]
Replies: 74
Views: 7327

Re: how to deal with it [regret over past investing choices]

Perhaps think about volunteering in a soup kitchen.
I'm serious.
It might take your mind off what you DON'T have and refocus you on what you DO have.

2b2
by 2b2
Tue Mar 31, 2015 7:48 pm
Forum: Investing - Theory, News & General
Topic: Did you learn anything from 2008?
Replies: 105
Views: 10429

Re: Did you learn anything from 2008?

There will be a time when the market crashes and doesn't recover. I would caution against the "I knew all along it would come right back" line of thinking. No one knew at the time anything of the sort. While I agree that no one can know that a market will come right back, is it not also t...
by 2b2
Tue Mar 17, 2015 7:59 pm
Forum: Personal Consumer Issues
Topic: One Level or Two Level House
Replies: 68
Views: 6914

Re: One Level or Two Level House

My apologies if this has already been noted.
http://www.livescience.com/36074-5-expe ... -home.html

2b2
by 2b2
Sat Mar 14, 2015 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: If I Knew Then What I Know Now
Replies: 61
Views: 14184

Re: If I Knew Then What I Know Now

Very valuable advice.
Thank you!

2b2
by 2b2
Thu Mar 12, 2015 8:51 pm
Forum: Investing - Help with Personal Investments
Topic: Dip? What Dip? Did you catch it?
Replies: 134
Views: 14958

Re: Dip? What Dip? Did you catch it?

The only double dip that interests me is the one George Costanza performed.

2b2
by 2b2
Sat Mar 07, 2015 10:07 am
Forum: Investing - Help with Personal Investments
Topic: Bonds, REITs, Utilities, Commodities and Stocks down - Wow
Replies: 66
Views: 5473

Re: Bonds, REITs, Utilities, Commodities and Stocks down - W

OP,

You say "Market timing questions aside", but your entire post is based on market timing.

Develop a plan and stick to your plan. Allow the market to do what it does.

2b2
by 2b2
Thu Mar 05, 2015 7:44 pm
Forum: Investing - Help with Personal Investments
Topic: What does a $1M portfolio look like?
Replies: 64
Views: 13343

Re: What does a $1M portfolio look like?

OP,

Save, read, and invest.
Before you know it, you can tell us what your $1M portfolio looks like.

2b2
by 2b2
Tue Mar 03, 2015 7:07 am
Forum: Investing - Theory, News & General
Topic: Taylor Larimore Honored
Replies: 59
Views: 6799

Re: Taylor Larimore Honored

Congratulations, Taylor.
A gentleman and a sailor.
by 2b2
Sat Feb 28, 2015 5:18 pm
Forum: Personal Consumer Issues
Topic: How do I learn to like sushi?
Replies: 80
Views: 7252

Re: How do I learn to like sushi?

Does anyone apply the "Sushi Therapy Technique" to books?
What I mean is, if you start reading a book and discover that you don't really like it do you keep reading it until you DO like it?

2b2
by 2b2
Wed Jan 21, 2015 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: Ethics of an advisor "handing you off" to a colleague
Replies: 38
Views: 3229

Re: Ethics of an advisor "handing you off" to a colleague

As has already been noted, you may be paying more than expense ratios on the funds your FA has you in, so don't just compare er numbers. In fact, ask your adviser how much you paid him in fees (not expense ratios) last year. Might be interesting....and if he is reluctant to give you that information...
by 2b2
Mon Jan 12, 2015 9:30 pm
Forum: Investing - Help with Personal Investments
Topic: Dazed, Confused and Upset
Replies: 63
Views: 6920

Re: Dazed, Confused and Upset

I would let Vanguard do the transfer into the funds of your choosing.
Afterward, you can write a nice letter to the EJ advisor and tell him exactly why you left him.

2b2
by 2b2
Sun Jan 11, 2015 7:05 pm
Forum: Investing - Help with Personal Investments
Topic: Rollover of Defined Contribution Pension Fund
Replies: 1
Views: 310

Re: Rollover of Defined Contribution Pension Fund

I was able to roll my defined benefit, defined contribution, and my 401(k) accounts into a single Roll Over IRA account at Vanguard.

2b2
by 2b2
Thu Jan 08, 2015 8:18 pm
Forum: Investing - Help with Personal Investments
Topic: Just left meeting with my advisor....
Replies: 57
Views: 8443

Re: Just left meeting with my advisor....

Welcome to the forum.
You can most certainly manage your portfolio on your own. Read some of the suggested books, familiarize yourself with the wiki, and listen to the advice of some of the wonderful folks here.
2b2
by 2b2
Sat Dec 27, 2014 10:36 pm
Forum: Personal Consumer Issues
Topic: Snow blower maintenance and repair
Replies: 26
Views: 2984

Re: Snow blower maintenance and repair

Just be careful out there!

I have a general surgeon friend who won't own a snow blower.
Says he's worked on too many hands that have been caught in one.

2b2
by 2b2
Sat Dec 27, 2014 9:23 am
Forum: Investing - Theory, News & General
Topic: Retiree Poll:What is your current AA?
Replies: 85
Views: 8029

Re: Retiree Poll:What is your current AA?

Retired 6.5 years ago.
Age 65
IPS says 65stock/35bonds with 5% rebalance bands.
Currently at 60/40.

2b2
by 2b2
Wed Dec 24, 2014 12:26 pm
Forum: Investing - Help with Personal Investments
Topic: delete [Edward Jones rep trying to pull me away from lazy 3]
Replies: 37
Views: 4381

Re: Edward Jones rep trying to pull me away from lazy 3 fund

<<snip>> "there are index funds that consistently beat the market that I'm riding." Not sure what "market" this guy is referring to, but on its face this statement is patently absurd. True index funds ARE the market -- therefore they cannot "beat" the market
by 2b2
Sun Dec 07, 2014 12:27 pm
Forum: Personal Consumer Issues
Topic: Who Paid for the wedding?
Replies: 94
Views: 7323

Re: Who Paid for the wedding?

I don't believe it matters what is customary.
I don't believe it matters what the poll says.

I believe what matters is what the interested parties agree to.
by 2b2
Sat Nov 29, 2014 8:42 pm
Forum: Investing - Theory, News & General
Topic: "Where to Invest in 2015"
Replies: 19
Views: 3152

Re: "Where to Invest in 2015"

Another piece of evidence indicating the enormous good Mr. Bogle has done for all of us who take heed.
Thank you, Taylor.

2b2
by 2b2
Sat Nov 22, 2014 1:27 pm
Forum: Personal Consumer Issues
Topic: A week in Tuscany: April 2015. Suggestions?
Replies: 22
Views: 1976

Re: A week in Tuscany: April 2015. Suggestions?

We have used VRBO several times in Europe. Very pleased each time.
http://www.vrbo.com/vacation-rentals/eu ... e/florence

2b2
by 2b2
Fri Nov 21, 2014 9:19 pm
Forum: Investing - Theory, News & General
Topic: What would be the investing strategy for a coming crash?
Replies: 82
Views: 13446

Re: What would be the investing strategy for a coming crash?

what is a Boglehead to do?
op, you joined the forum almost a year ago.
I think you know the answer to your question.
by 2b2
Thu Nov 20, 2014 11:07 pm
Forum: Investing - Theory, News & General
Topic: how to make money like a billionaire
Replies: 116
Views: 16698

Re: how to make money like a billionaire

From the article:
"It was the ultimate PhD in investing"

BRAVO!, Mr. Robbins.
Now, how can we get that added to his Wikipedia profile?
:shock:

2b2
by 2b2
Sat Nov 15, 2014 10:11 am
Forum: Local Chapters and Bogleheads Community
Topic: Taylor Larimore, My Favorite Teacher
Replies: 13
Views: 2561

Re: Taylor Larimore, My Favorite Teacher

Once again, hats off to Taylor.

2b2
by 2b2
Fri Nov 14, 2014 9:10 pm
Forum: Investing - Theory, News & General
Topic: For the next year or so, why shouldn't we be in all-cash?
Replies: 54
Views: 8058

Re: For the next year or so, why shouldn't we be in all-cas

OP, It appears that your mind is made up. I sincerely wish you luck whichever way you decide to go. FWIW, I believe you are forming investing principles with your gut and not with your head. Look through the boards a while. You will see posts from people who have already tried what you are planning....
by 2b2
Mon Nov 10, 2014 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: Inheritance/Retirement Planning Question
Replies: 25
Views: 2252

Re: Inheritance/Retirement Planning Question

You answered your question in your first sentence.
You asked your question in your second.

2b2
by 2b2
Sat Oct 25, 2014 5:33 pm
Forum: Personal Finance (Not Investing)
Topic: Part B Excess Charge
Replies: 8
Views: 1310

Re: Part B Excess Charge

drawpoker, Thanks for the link. Interesting. I'm not sure what to think now. I am currently investigating Medicare/Medigap and I spoke to a USAA rep several days ago who provided the info about the states which prohibit Part B excess charges. It is easy to find references on the web to confirm what ...
by 2b2
Fri Oct 24, 2014 7:46 pm
Forum: Personal Finance (Not Investing)
Topic: Part B Excess Charge
Replies: 8
Views: 1310

Re: Part B Excess Charge

It is my understanding that there are 8 states which do not permit Part B excess charges.
New York is one of the 8.
I recommend you check this out for yourself.

2b2
by 2b2
Wed Oct 15, 2014 5:17 pm
Forum: Investing - Theory, News & General
Topic: Fleeting RBD for large-cap US and emerging markets?
Replies: 16
Views: 1403

Re: Fleeting RBD for large-cap US and emerging markets?

Kevin M wrote:

Although I'm OK with ETFs, I get more manic with them--obsessing over bid/ask, where to set my limit order, etc. So I've resisted the urge to convert my MFs to the ETF share class equivalents.

^^This

Plus, I am not tempted to trade mutual funds as I would be with ETFs

2b2

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