Search found 197 matches

by 2b2
Fri Dec 09, 2016 10:28 pm
Forum: Investing - Theory, News & General
Topic: Does it make sense to wait for a dip to buy VTSAX?
Replies: 13
Views: 731

Re: Does it make sense to wait for a dip to buy VTSAX?

...and speaking of horizons, investors should keep their eyes off their shoes and focus them on the horizon.

2b2
by 2b2
Wed Nov 30, 2016 8:38 am
Forum: Personal Finance (Not Investing)
Topic: Net Worth now = $0!!
Replies: 30
Views: 5860

Re: Net Worth now = $0!!

Very well done!
The Positive Net Worth World is a much nicer place to be.

2b2
by 2b2
Tue Nov 29, 2016 8:08 pm
Forum: Investing - Theory, News & General
Topic: Paul Merriman challenges John Bogle
Replies: 156
Views: 11991

Re: Paul Merriman challenges John Bogle

It has been noted that many (most?) investors under perform the funds they are invested in by about 2% per year. This is, of course, a result of moving in and out of those funds due to volatility. Can one imagine the average under performance associated with a 100% equity allocation to small caps? 2b2
by 2b2
Sat Nov 26, 2016 8:30 pm
Forum: Investing - Help with Personal Investments
Topic: Bond fund question
Replies: 4
Views: 511

Re: Bond fund question

caaad,

Try to just ride the wave. If you duck in and out you will almost certainly be caught by surprise.

2b2
by 2b2
Sat Nov 19, 2016 9:00 am
Forum: Local Chapters and Bogleheads Community
Topic: Valuethinker has surpassed 30,000 posts
Replies: 39
Views: 3195

Re: Valuethinker has surpassed 30,000 posts

Thank you, Valuethinker.
You have helped many on the board - including me.

2b2
by 2b2
Sat Nov 12, 2016 8:37 am
Forum: Personal Consumer Issues
Topic: Best way to visit NYC from DC
Replies: 33
Views: 2365

Re: Best way to visit NYC from DC

I would strongly recommend the subway over taxi or bus transport while in the City, especially anytime during the holidays. The current level of new building construction is having a disastrous effect on surface traffic. Many, many streets have one lane closed - sometimes entire streets are closed t...
by 2b2
Mon Oct 24, 2016 9:39 am
Forum: Investing - Theory, News & General
Topic: Dr. Bill Bernstein Books
Replies: 40
Views: 3390

Re: Dr. Bill Bernstein Books

I agree.
Four Pillars is excellent.

2b2
by 2b2
Sun Sep 11, 2016 7:45 am
Forum: Investing - Theory, News & General
Topic: Wall St. Nuclear Meltdown
Replies: 62
Views: 8941

Re: Wall St. Nuclear Meltdown

This is nuttin.
Wait til the NUCULAR meltdown!
by 2b2
Wed Aug 31, 2016 1:04 pm
Forum: Investing - Theory, News & General
Topic: How to give unsolicited advice
Replies: 54
Views: 3674

Re: How to give unsolicited advice

"I also know how I reacted whenever older friends tried to give me advice and so I am reluctant to do so."

In my opinion, you answered your question.

2b2
by 2b2
Mon Aug 22, 2016 5:41 pm
Forum: Investing - Help with Personal Investments
Topic: How did your 401k fund grow from 2006 to 2016? please share. did you come out fine for 2008 crash?
Replies: 27
Views: 4166

Re: How did your 401k fund grow from 2006 to 2016? please share. did you come out fine for 2008 crash?

Personally, I want to be in the equities market when it is at an all time high.
Doesn't everybody?

2b2
by 2b2
Wed Aug 17, 2016 6:41 am
Forum: Investing - Help with Personal Investments
Topic: Anyone else getting nervous and converting to cash as a short-term move?
Replies: 116
Views: 11534

Re: Anyone else getting nervous and converting to cash as a short-term move?

It's a bit like having a toothache and deciding to extract your own tooth.
You'll probably do more harm than good.

2b2
by 2b2
Sun Jul 31, 2016 8:00 am
Forum: Investing - Theory, News & General
Topic: Investing at stock market highs
Replies: 52
Views: 4532

Re: Investing at stock market highs

First, do some reading in the wiki and elsewhere about lump sum vs. dollar cost averaging investing. Then make up your mind which method better fits your comfort level. Then make the investment. This is all part of the discipline you will need to become a successful long term investor. Best of luck,...
by 2b2
Wed Jul 20, 2016 5:48 pm
Forum: Investing - Theory, News & General
Topic: wishing the market would drop to buy more shares
Replies: 36
Views: 3284

Re: wishing the market would drop to buy more shares

Wish for a correction?... Nah.
I wish for the stock market to increase every business day until I die. That would make me very wealthy!

2b2
by 2b2
Sun May 08, 2016 6:56 am
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY BIRTHDAY, MR. BOGLE! May 8, 2016
Replies: 52
Views: 3999

Re: Happy Birthday Mr. Bogle! May 8, 2016

Happy Birthday, Mr. Bogle!!
...and Thank you!

2b2
by 2b2
Fri May 06, 2016 5:05 pm
Forum: Investing - Help with Personal Investments
Topic: Safe withdrawal rates
Replies: 51
Views: 8347

Re: Safe withdrawal rates

I use the TLAR rule:
That Looks About Right
or
Taylor Larimore Approach to Retirement
2b2
by 2b2
Wed Apr 27, 2016 9:00 pm
Forum: Personal Consumer Issues
Topic: Budapest
Replies: 10
Views: 1171

Re: Budapest

by 2b2
Sun Apr 17, 2016 8:22 pm
Forum: Personal Consumer Issues
Topic: A Month in Manhattan
Replies: 87
Views: 6102

Re: A Month in Manhattan

When you visit the Metropolitan Museum of Art, note that the signs at the ticket booths indicate "Suggested" admission prices. Since you may want to return several times during your month stay, there is no need to follow their suggestion of $20 per adult.

Just sayin'.

2b2
by 2b2
Fri Apr 01, 2016 3:38 pm
Forum: Personal Consumer Issues
Topic: do you do airbnb ??
Replies: 64
Views: 5169

Re: do you do airbnb ??

Please be aware that there are laws governing short term rentals.
Here is some information for New York City: https://www.airbnb.com/help/article/868/new-york--ny
by 2b2
Sun Mar 27, 2016 7:59 pm
Forum: Investing - Help with Personal Investments
Topic: Does anyone think the stock market is overvalued?
Replies: 50
Views: 4845

Re: Does anyone think the stock market is overvalued?

Here's my prediction:

You won't get any replies to your question that will make it any easier for you to predict the future movement of the markets.

2b2
by 2b2
Thu Jan 28, 2016 12:58 pm
Forum: Investing - Help with Personal Investments
Topic: Retired & Estimated tax payments ???
Replies: 27
Views: 1583

Re: Retired & Estimated tax payments ???

I have zero deducted for federal tax from both my IRA withdrawals and my Social Security checks. I make monthly withdrawals from the IRA to live on. Each (late) December I make a single additional withdrawal from the IRA, have it all withheld, and send it directly to the IRS. This works to my benefi...
by 2b2
Mon Jan 25, 2016 9:04 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor!
Replies: 87
Views: 5233

Re: Happy Birthday Taylor!

Happy Birthday, Taylor.
Thank you for your courage as a young man and for sharing your wisdom now.

2b2
by 2b2
Fri Jan 22, 2016 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Most anticipated retirement purchase
Replies: 107
Views: 8540

Re: Most anticipated retirement purchase

About a year into retirement, I bought a 5 year old Carrera 4S.
I can get that thing going so fast that I actually go back in time.
So I get that, too! :shock:
by 2b2
Fri Jan 15, 2016 11:47 am
Forum: Investing - Theory, News & General
Topic: I'm sitting here watching FOX Business...14200??
Replies: 92
Views: 9070

Re: I'm sitting here watching FOX Business...14200??

Point One: Financial porn outlets have one goal - and one goal only. That goal is to get eyeballs (or ears) on the applicable tv tube, computer screen, or radio station. Fear is the best way to do that.

Point Two: Opinions are like ...mmmm.....bellybuttons - everyone has one.

2b2
by 2b2
Fri Jan 15, 2016 11:28 am
Forum: Investing - Help with Personal Investments
Topic: My 401(K) -13% (1yr)
Replies: 26
Views: 2354

Re: My 401(K) -13% (1yr)

Seems like your portfolio performance is still within your stated range of expectations: i.e., down less than 25%.
Not sure what the issue is.

2b2
by 2b2
Sat Jan 09, 2016 11:34 am
Forum: Personal Finance (Not Investing)
Topic: Would like to rent my apt out. Need advise
Replies: 13
Views: 1487

Re: Would like to rent my apt out. Need advise

It is possible your managing agent is also a realtor. That could help as well.

2b2
by 2b2
Sat Jan 09, 2016 10:32 am
Forum: Investing - Help with Personal Investments
Topic: sock down this time is different
Replies: 18
Views: 2149

Re: sock down this time is different

All we are doing is giving back some of the Premium that the Equity Risk Premium has given us over the past few years.
No reason to expect that this would NOT happen.

2b2
by 2b2
Tue Jan 05, 2016 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: Would like to rent my apt out. Need advise
Replies: 13
Views: 1487

Re: Would like to rent my apt out. Need advise

Two thoughts:
The managing agent of your coop might be able to give you some guidelines/assistance.
The coop board might require your subtenant to submit to an interview before approving your application to sublet.
by 2b2
Sun Jan 03, 2016 7:24 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio frustration
Replies: 8
Views: 1153

Re: Portfolio frustration

Welcome to the forum,

Last year's outperformers are exactly that: LAST YEAR'S OUTPERFORMERS.
The trick is to identify NEXT YEARS OUTPERFORMERS.

Performance chasing is not a good strategy.

2b2
by 2b2
Thu Dec 24, 2015 8:59 pm
Forum: Local Chapters and Bogleheads Community
Topic: My Christmas Gift to You
Replies: 60
Views: 5927

Re: My Christmas Gift to You

Mr. Larimore,

As has been said, you and your comrades have earned the eternal gratitude of this nation.

Thank you.

Tom
by 2b2
Sun Dec 06, 2015 11:07 am
Forum: Personal Consumer Issues
Topic: Security freeze & Internet credit card transactions
Replies: 10
Views: 1026

Re: Security freeze & Internet credit card transactions

I froze my credit access some months ago and have not noticed any changes to purchases... either online or in stores.

2b2
by 2b2
Tue Nov 03, 2015 9:25 pm
Forum: Investing - Help with Personal Investments
Topic: Should i sell all the stock in my college fund?
Replies: 13
Views: 1211

Re: Should i sell all the stock in my college fund?

Welcome to the forum.

I cast another vote for getting the money out of the stock market forthwith....and I think Mr. Larimore's advice regarding CDs is most prudent.
"A bird in hand......"

2b2
by 2b2
Mon Oct 19, 2015 9:01 pm
Forum: Investing - Help with Personal Investments
Topic: Wife’s inheritance actively managed, please help!!!
Replies: 74
Views: 6037

Re: Wife’s inheritance actively managed, please help!!!

I'm in the "Stay Out of It" camp. But, if you feel compelled to get involved, find out the costs of this financial advice and also find out if the advisor is acting in a fiduciary capacity. If he or she is not, you can then quote to your MIL exactly how much she is paying this individual w...
by 2b2
Sun Oct 11, 2015 1:18 pm
Forum: Personal Consumer Issues
Topic: Planning a trip to Rome, need advice
Replies: 49
Views: 3863

Re: Planning a trip to Rome, need advice

If it hasn't been mentioned already, I would recommend you make a photocopy of your passports (inside front cover and inside back cover) and carry it with you. Leave actual passport in a safe where you stay, if possible. My wife is an international flight attendant and Rome is her favorite city in t...
by 2b2
Tue Sep 22, 2015 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Small Milestone!
Replies: 29
Views: 2985

Re: Small Milestone!

One must join the six figure club before one can join the 2 comma club.
You are on your way.
Well done!

2b2
by 2b2
Thu Sep 10, 2015 1:50 pm
Forum: Personal Consumer Issues
Topic: Rat Filth in the Dash
Replies: 38
Views: 2646

Re: Rat Filth in the Dash

teacher,

Perhaps something like this could suit your steamer needs.
http://www.amazon.com/Scunci-SS1000-Ste ... B00024JYAG

Good luck,
2b2
by 2b2
Thu Sep 10, 2015 10:36 am
Forum: Personal Consumer Issues
Topic: Rat Filth in the Dash
Replies: 38
Views: 2646

Re: Rat Filth in the Dash

livesoft,

Don't worry about the acorn thing until you start forgetting where you buried them.
by 2b2
Fri Jul 31, 2015 6:21 pm
Forum: Personal Consumer Issues
Topic: Retirees: Questions you hate being asked
Replies: 117
Views: 13066

Re: Retirees: Questions you hate being asked

Q: "What do you do all day?"
A: "Pretty much what you'll be doing when you retire, but by then I'll be much better at it than you."
by 2b2
Tue Jun 23, 2015 6:45 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday to Mel [Lindauer]
Replies: 36
Views: 3990

Re: Happy Birthday to Mel [Lindauer]

Happy Birthday, Mel.

Thanks for all your efforts!

2b2
by 2b2
Fri May 08, 2015 10:45 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Mr. Bogle
Replies: 40
Views: 3897

Re: Happy Birthday Mr. Bogle

Happy Birthday, Mr. Bogle!

You inspire many, many people.

2b2
by 2b2
Sun Apr 19, 2015 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: how to deal with it [regret over past investing choices]
Replies: 74
Views: 8633

Re: how to deal with it [regret over past investing choices]

Perhaps think about volunteering in a soup kitchen.
I'm serious.
It might take your mind off what you DON'T have and refocus you on what you DO have.

2b2
by 2b2
Tue Mar 31, 2015 7:48 pm
Forum: Investing - Theory, News & General
Topic: Did you learn anything from 2008?
Replies: 105
Views: 11628

Re: Did you learn anything from 2008?

There will be a time when the market crashes and doesn't recover. I would caution against the "I knew all along it would come right back" line of thinking. No one knew at the time anything of the sort. While I agree that no one can know that a market will come right back, is it not also t...
by 2b2
Tue Mar 17, 2015 7:59 pm
Forum: Personal Consumer Issues
Topic: One Level or Two Level House
Replies: 68
Views: 7757

Re: One Level or Two Level House

My apologies if this has already been noted.
http://www.livescience.com/36074-5-expe ... -home.html

2b2
by 2b2
Sat Mar 14, 2015 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: If I Knew Then What I Know Now
Replies: 80
Views: 21162

Re: If I Knew Then What I Know Now

Very valuable advice.
Thank you!

2b2
by 2b2
Thu Mar 12, 2015 8:51 pm
Forum: Investing - Help with Personal Investments
Topic: Dip? What Dip? Did you catch it?
Replies: 134
Views: 16279

Re: Dip? What Dip? Did you catch it?

The only double dip that interests me is the one George Costanza performed.

2b2
by 2b2
Sat Mar 07, 2015 10:07 am
Forum: Investing - Help with Personal Investments
Topic: Bonds, REITs, Utilities, Commodities and Stocks down - Wow
Replies: 66
Views: 5914

Re: Bonds, REITs, Utilities, Commodities and Stocks down - W

OP,

You say "Market timing questions aside", but your entire post is based on market timing.

Develop a plan and stick to your plan. Allow the market to do what it does.

2b2
by 2b2
Thu Mar 05, 2015 7:44 pm
Forum: Investing - Help with Personal Investments
Topic: What does a $1M portfolio look like?
Replies: 64
Views: 15232

Re: What does a $1M portfolio look like?

OP,

Save, read, and invest.
Before you know it, you can tell us what your $1M portfolio looks like.

2b2
by 2b2
Tue Mar 03, 2015 7:07 am
Forum: Investing - Theory, News & General
Topic: Taylor Larimore Honored
Replies: 59
Views: 7632

Re: Taylor Larimore Honored

Congratulations, Taylor.
A gentleman and a sailor.
by 2b2
Sat Feb 28, 2015 5:18 pm
Forum: Personal Consumer Issues
Topic: How do I learn to like sushi?
Replies: 80
Views: 9530

Re: How do I learn to like sushi?

Does anyone apply the "Sushi Therapy Technique" to books?
What I mean is, if you start reading a book and discover that you don't really like it do you keep reading it until you DO like it?

2b2

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