Search found 1277 matches

by 1530jesup
Fri Jul 22, 2016 12:51 pm
Forum: Investing - Theory, News & General
Topic: Recession post-election?
Replies: 40
Views: 2744

Re: Recession post-election?

after the election, IRREGARDLESS of who wins, we will be taking a long vacation sadly, the 2020 campaign will start up this coming December although it might cause an uptick in the economy with all the billions being pumped in... Seen a lot of people make this mistake - irregardless is not a word. ...
by 1530jesup
Fri Jul 22, 2016 9:50 am
Forum: Investing - Theory, News & General
Topic: Recession post-election?
Replies: 40
Views: 2744

Re: Recession post-election?

after the election, IRREGARDLESS of who wins, we will be taking a long vacation
sadly, the 2020 campaign will start up this coming December although it might cause an uptick in the economy with all the billions being pumped in...
by 1530jesup
Thu Jul 21, 2016 8:56 pm
Forum: Personal Consumer Issues
Topic: World VCR production is ending next month. What to do with my old VHS tapes?
Replies: 57
Views: 4333

Re: World VCR production is ending next month. What to do with my old VHS tapes?

probably trashed most of our blank VHS tapes but have two DVD/VHS players. among our collection are recordings like The Singing Detective and Last Year at Marienbad that may probably not be shown again any time soon. also old yoga and Qigong exercise sessions. think we may have another VHS player st...
by 1530jesup
Sun Jul 17, 2016 5:25 pm
Forum: Personal Consumer Issues
Topic: Mother was victim of online virus scam - How can she recover the money she paid?
Replies: 56
Views: 5088

Re: Mother was victim of online virus scam - How can she recover the money she paid?

Even if they took control, she authorized the transaction over the phone when the bank called her, I see no reason for the bank to reverse the charge. How about compassion and common decency? Sometimes - even with a big bank - asking for compassion relief can work; they also could possibly wave oth...
by 1530jesup
Sat Jul 16, 2016 7:48 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 1713
Views: 401918

Re: What Book Are You Currently Reading? Part VI

Just finished two by Elmore Leonard: 52 Pickup . Not bad, but not one of his best. It was made into a not very good movie. Raylan. Very entertaining. Darkly humorous. Leonard is one of my favorites, great story teller Currently reading through Ambrose Bierce's short stories (think he did not right ...
by 1530jesup
Sun Jul 10, 2016 1:44 pm
Forum: Personal Consumer Issues
Topic: How Does Vanguard "Remember" My Computer?
Replies: 41
Views: 2989

Re: How Does Vanguard "Remember" My Computer?

It doesn't remember mine. :twisted: before I signed up for the additional step of a phoned six digit code, Vanguard never recognized my computer. after entering ID and password I was always asked a security question. (I constantly needed to search for the one word answers because they were multi-wo...
by 1530jesup
Sun Jul 10, 2016 10:15 am
Forum: Personal Consumer Issues
Topic: DirecTV/AT&T Merger - The Kiss of Death of a Once Good Company
Replies: 33
Views: 3208

Re: DirecTV/AT&T Merger - The Kiss of Death of a Once Good Company

This thread title is a little over dramatic, no? The fact is, there will always be people who have bad experiences with a given company, no matter what that company's reputation is. yup. I've been a Comcast customer over a decade and never had an issue. :o Comcast customer here, we have had issues ...
by 1530jesup
Sun Jul 10, 2016 9:52 am
Forum: Personal Consumer Issues
Topic: How Does Vanguard "Remember" My Computer?
Replies: 41
Views: 2989

Re: How Does Vanguard "Remember" My Computer?

It doesn't remember mine. :twisted: before I signed up for the additional step of a phoned six digit code, Vanguard never recognized my computer. after entering ID and password I was always asked a security question. (I constantly needed to search for the one word answers because they were multi-wo...
by 1530jesup
Thu Jun 30, 2016 2:45 pm
Forum: Personal Consumer Issues
Topic: Not legal advice [Seeking advice about HOA ban on swimming pool use]
Replies: 62
Views: 5607

Re: Not legal advice

If it were me, I would get on the agenda at the next board meeting. If they won't put you on the agenda, I'd appear during the Q&A session at the end. Apologize, promise to never do it again, offer to help with the new "pool closed" sign, and see if that helps. If it doesn't, then tak...
by 1530jesup
Thu Jun 30, 2016 11:02 am
Forum: Personal Consumer Issues
Topic: Not legal advice [Seeking advice about HOA ban on swimming pool use]
Replies: 62
Views: 5607

Re: Not legal advice

If it were me, I would get on the agenda at the next board meeting. If they won't put you on the agenda, I'd appear during the Q&A session at the end. Apologize, promise to never do it again, offer to help with the new "pool closed" sign, and see if that helps. If it doesn't, then tak...
by 1530jesup
Thu Jun 30, 2016 10:15 am
Forum: Personal Consumer Issues
Topic: Not legal advice [Seeking advice about HOA ban on swimming pool use]
Replies: 62
Views: 5607

Re: Not legal advice

Maybe actually entering the pool somehow constitutes trespass, but I am sure I don't know about that one way or the other. I am confident that it would not constitute a trespass. An owner within a community has property rights that include common ownership of the common areas and is not trespassing...
by 1530jesup
Thu Jun 30, 2016 1:28 am
Forum: Personal Consumer Issues
Topic: Not legal advice [Seeking advice about HOA ban on swimming pool use]
Replies: 62
Views: 5607

Re: Not legal advice [Seeking advice about HOA ban on swimming pool use]

as others have stated, read the documents. if the rules give the board the authority there usually is a path they must/should follow that could include a fine, a temporary suspension of amenities or finally, summary execution also as others have stated, the ultimate punishment seems harsh for a firs...
by 1530jesup
Tue Jun 28, 2016 3:09 pm
Forum: Investing - Help with Personal Investments
Topic: compare Balanced to Total Stock & Total Bond
Replies: 8
Views: 725

Re: compare Balanced to Total Stock & Total Bond

I loaded OP's original question into portfoliovisualizer.com and got this: For $100K invested for ten years from Jan 2006 to May 2016: VBIAX = $196,802 (6.72% CAGR) VWENX = $212,164 (7.49% CAGR) VTSAX/VBTLX (60/40) = $200,516 (6.91% CAGR) (VTSAX/VBTLX rebalanced annually) interesting, I ran 60/40 c...
by 1530jesup
Tue Jun 28, 2016 1:53 pm
Forum: Investing - Help with Personal Investments
Topic: compare Balanced to Total Stock & Total Bond
Replies: 8
Views: 725

Re: compare Balanced to Total Stock & Total Bond

You have Wellington incorrect. You are ignoring distributions I think. Try portfoliovisualizer.com or morningstar to get the total return. Wellington beat both other options over most periods but is actively managed, heavily tilted towards value and corporate bonds, is less diversified, is more exp...
by 1530jesup
Tue Jun 28, 2016 9:38 am
Forum: Investing - Help with Personal Investments
Topic: compare Balanced to Total Stock & Total Bond
Replies: 8
Views: 725

compare Balanced to Total Stock & Total Bond

did I get this right? Looked at beginning of May 2006 VBIAX (Balanced Admiral) @ $19.85 per share VTSAX (Total Stock admiral) @ $32.26 VBTLX (Total Bond admiral) @ $9.78 Buying $100K of Balanced and a comparable $60K of Total Stock and $40K of Total Bond at May 2006 costs Moving up to June 2016 - be...
by 1530jesup
Mon Jun 27, 2016 9:46 am
Forum: Personal Finance (Not Investing)
Topic: Recommend Ad Blockers
Replies: 21
Views: 800

Re: Recommend Ad Blockers

I use something called AdBlocker Unlimited with Firefox. Not sure if it is a Firefox tool, works well for my browsing edit once 10.48: as mentioned above, there are sites that request disabling the ad blocker. sometimes I ignore the request and have had no negative results, other times I needed okay...
by 1530jesup
Fri Jun 24, 2016 8:38 am
Forum: Investing - Theory, News & General
Topic: International stocks in free fall
Replies: 118
Views: 10462

Re: International stocks in free fall

celia wrote:I am! (violating my IPS by inaction) :sharebeer

yep, need time to let things shake out - could be a long bumpy ride
by 1530jesup
Tue Jun 21, 2016 8:38 am
Forum: Personal Consumer Issues
Topic: Where (safely and legally) to keep "cash"?
Replies: 78
Views: 5292

Re: Where (safely and legally) to keep "cash"?

many years ago I thought I had the ideal place, wrap it up in foil and place it in the freezer like some stored food. really proud of my ingenuity until I heard one of those reformed criminals doing a radio talk show and mentioned the first place he used to look for valuables was the freezer and ref...
by 1530jesup
Thu Jun 16, 2016 7:21 pm
Forum: Investing - Theory, News & General
Topic: "How to Make Your Money Last" -- A Gem
Replies: 35
Views: 5778

Re: "How to Make Your Money Last" -- A Gem

yikes, Taylor you should think about a consultant or finders fee or something
yes, a gem
passing this on to my kids
hope to see you and the next So FL get-together, be well, Rich
by 1530jesup
Wed Jun 15, 2016 6:09 pm
Forum: Investing - Theory, News & General
Topic: Inevesting Mistakes or Regrets
Replies: 49
Views: 4566

Re: Inevesting Mistakes or Regrets

Mistake: coming to index funds late in life, working with "a friend" and a business associate who were with big name brokerages also each if us were finally connecting with firms late in our careers that offered a 401K regret finding Diehards and Bogleheads at the tail end of our accumulat...
by 1530jesup
Mon Jun 13, 2016 1:27 am
Forum: Investing - Theory, News & General
Topic: John Oliver covers retail investment industry on Last Week Tonight
Replies: 113
Views: 14426

Re: John Oliver covers retail investment industry on Last Week Tonight

Oliver is building a rep for being aggressively for the people. A past show dumped on the payday and bad debt crowd. Oliver announced that they had bought a ton of delinquent medical debt that was on the market for pennies on the dollar AND that they were erasing the debt. [OT political comment remo...
by 1530jesup
Sun Jun 12, 2016 10:26 am
Forum: Personal Finance (Not Investing)
Topic: Include Social Security in AA calculations?
Replies: 73
Views: 3658

Re: Include Social Security in AA calculations?

OP, you should include it only when you go to cocktail parties and the discussion turns to net worth , etc. ; otherwise leave it out :happy do they still do cocktail parties? and, how many folks would really, honestly discuss net worth with their drinking buddies? Oh, and I consider SS when I budge...
by 1530jesup
Thu Jun 09, 2016 10:27 pm
Forum: Personal Consumer Issues
Topic: Your shopping strategy for new tires?
Replies: 123
Views: 7336

Re: Your shopping strategy for new tires?

got a local guy, trust with repairs and replacements. fair prices, good service and they are a five minute ride from us just replaced tires with known brand at competitive price perfect example of trust: "check engine" light was on. Nissan was doing a "free" oil change and they t...
by 1530jesup
Sat Jun 04, 2016 2:02 pm
Forum: Personal Consumer Issues
Topic: What TYPE of books do you like to read?
Replies: 48
Views: 2155

Re: What TYPE of books do you like to read?

nothing to read, when all else fails, you can not go wrong with Dickens
by 1530jesup
Fri Jun 03, 2016 4:23 pm
Forum: Personal Consumer Issues
Topic: What TYPE of books do you like to read?
Replies: 48
Views: 2155

Re: What TYPE of books do you like to read?

My reading spectrum is like my music preferences all over the place: cereal boxes; Sci-Fi; dense complex stuff like Joyce, Nabokov, Pynchon; easy, fly by "beach reads"; good fiction like Oates, Updike, DeLillo; History, Biography, Science and medicine; entertaining popular fiction like Elm...
by 1530jesup
Sat May 28, 2016 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Is Real Estate Market going crazy again?
Replies: 101
Views: 10203

Re: Is Real Estate Market going crazy again?

in our area they are putting up new community developments like it was 2006 again. builders are running out of open space and one wonders if they will - once again - run out of potential buyers as well
by 1530jesup
Tue May 24, 2016 9:25 am
Forum: Investing - Help with Personal Investments
Topic: Need Moral Support for FA Breakup!
Replies: 68
Views: 5120

Re: Need Moral Support for FA Breakup!

It has been said many times...."just get off the bus Gus. Make a new plan Stan". Congrats on your move. :sharebeer Wow, that sounds so lyrical We simply told our "friends" at Smith Barney (or whatever they are called now) and UBS that we decided to simplify and self direct our i...
by 1530jesup
Mon May 23, 2016 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: Still double checking bank checkbook math?
Replies: 46
Views: 2590

Re: Still double checking bank checkbook math?

Always review activity on Bank's web site. Keep spreadsheet to track my activity because almost all transactions are electronic. We write one check a month for a maintenance worker and rarely use any other hard checks for our spend.
by 1530jesup
Sun May 22, 2016 3:18 pm
Forum: Investing - Help with Personal Investments
Topic: Rollover - silly concern
Replies: 27
Views: 1963

Re: Rollover - silly concern

Odd that Fidelity won't do a direct transfer. I moved some of my 401K from Merrill Lynch to Vanguard last year and never touched a check. Yes, did the same with a 401K going directly to Vanguard, I believe Vanguard handled the whole transaction. No check involved! Used the procedure more than once ...
by 1530jesup
Sat May 21, 2016 10:01 am
Forum: Investing - Theory, News & General
Topic: Is there a such thing as a blue collar Boglehead?
Replies: 149
Views: 12809

Re: Is there a such thing as a blue collar Boglehead?

On the other hand, the vast majority of members are trying to be very helpful, plus moderators do a great job. I agree. So many helpful people posting here. Very hard working moderators. This site is truly beneficial for so many and anyone who posts a serious financial question on Bogleheads will s...
by 1530jesup
Fri May 20, 2016 2:04 pm
Forum: Investing - Theory, News & General
Topic: Is there a such thing as a blue collar Boglehead?
Replies: 149
Views: 12809

Re: Is there a such thing as a blue collar Boglehead?

However you define blue-collar worker - the answer is yes. There a numerous low to moderate income bogleheads; and numerous bogleheads without college educations. Here are the results from last year's boglehead survey: https://docs.google.com/spreadsheets/d/1IwBXes8GdYOmOrtKnYLd5Vw8M7TALte_nk63hbUf...
by 1530jesup
Tue May 17, 2016 10:28 am
Forum: Personal Consumer Issues
Topic: Did I uncover a scam?
Replies: 34
Views: 4174

Re: Did I uncover a scam?

Ha... I thought you were going to say you saw someone at the dealership throwing rocks at cars :) me too years ago a jeweler in Brooklyn worked with a burglary group that stole his customers' goods and then he offered to replace/duplicate the items at a reduced cost. re-selling them their own jewel...
by 1530jesup
Sat May 14, 2016 5:50 pm
Forum: Personal Consumer Issues
Topic: The 10 Best States to Grow Old in
Replies: 31
Views: 5354

Re: The 10 Best States to Grow Old in

It doesn't appear that weather was a consideration with the best list. No kidding! Cold weather keeps you tough and ornery. See, for example, Jackrabbit Johannsen http://laurentian.quebecheritageweb.com/article/herman-jackrabbit-smith-johannsen-1875-1987 except maybe not the ornery part. Also, see ...
by 1530jesup
Thu May 12, 2016 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Downsize to One Auto in Retirement ?
Replies: 43
Views: 3425

Re: Downsize to One Auto in Retirement ?

went to one car and except for the very first day we never have had a problem. traded in my car and picked up our new vehicle on a Sunday. That Monday I had a dental emergency and the dear wife had a doctor's appointment at the same time in a different direction. it has been 10 years since and we ha...
by 1530jesup
Wed May 11, 2016 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: Power of Attorney issues
Replies: 11
Views: 1539

Re: Power of Attorney issues

as the Times article pointed out, by the time holders of a POA find they have a problem, the person we look to help may be beyond the mental capability to sign off on another POA. and as littlebird talks about, as we get close to being the one that may be needing oversight, things can get complicated.
by 1530jesup
Wed May 11, 2016 3:43 pm
Forum: Personal Finance (Not Investing)
Topic: Power of Attorney issues
Replies: 11
Views: 1539

Re: Power of Attorney issues

As we moved from state to state we were always cautioned to use local attorneys for any paper work
Drawing up our wills, the caution was strongly emphasized not to go back to our former attorney as Florida is particular about the format!
by 1530jesup
Wed May 11, 2016 3:21 pm
Forum: Personal Finance (Not Investing)
Topic: Power of Attorney issues
Replies: 11
Views: 1539

Power of Attorney issues

I found this topic discussed a year ago and since I missed it, maybe others did as well. The below link is a NY Times article from Tuesday's (5/10) edition that discusses the validity of a document we may erroneously think has us covered in times of need. Seems that financial institutions may requir...
by 1530jesup
Tue May 10, 2016 9:04 am
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 12655

Re: Sci-Fi ... your favorite movies and episodes??

I did not see a lot of episodes of "Fringe" but it was definitely SF: parallel universes etc. Running at the same time as Fringe was Flashforward. Sadly, it did not make it past the first season, got tired of Fringe which went on, I guess, to a resolution but Flashforward never got past t...
by 1530jesup
Tue May 10, 2016 8:47 am
Forum: Personal Consumer Issues
Topic: The 10 Best States to Grow Old in
Replies: 31
Views: 5354

Re: The 10 Best States to Grow Old in

got lots of jokes and ridicule at work when we moved south like, 'is there room in the garage for the wheelchair and walkers?' and 'are you going to leave work early to beat the early bird crowds?' so when I started telecommuting I joined in a teleconference and asked some of these guys and gals if ...
by 1530jesup
Mon May 09, 2016 2:43 pm
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 12655

Re: Sci-Fi ... your favorite movies and episodes??

Best Sci-fi TV: Orphan Black (if you consider that sci-fi): 4-5 stars. 5 star acting by Tatiana Maslany. She is amazing. I liked X-files a lot but not sure if it is sci-fi; I suppose it is. Orphan Black, multiple clones, each with different personalities, story getting more complex with every show....
by 1530jesup
Mon May 09, 2016 8:07 am
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 12655

Re: Sci-Fi ... your favorite movies and episodes??

so many Twilight Zone shows with great messages and foreboding about what the future holds; how about The Obsolete Man with Burgess Meredith and Fritz Weaver?
by 1530jesup
Sun May 08, 2016 12:57 pm
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 12655

Re: Sci-Fi ... your favorite movies and episodes??

Orphan Black is absolutely fantastic, but I don't think the majority of the bogleheads I've encountered here could watch it. love Orphan Black, much like Game of Thrones, the plot(s) and keeping track of all the characters can become very confusing. YET, well worth the effort interesting that both ...
by 1530jesup
Sat May 07, 2016 1:03 pm
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 12655

Re: Sci-Fi ... your favorite movies and episodes??

Five Million Years to Earth (1967) This movie scared the daylights out of me when I was a kid... http://imgc.allpostersimages.com/images/P-473-488-90/67/6719/6JVA100Z/posters/five-million-years-to-earth-aka-quatermass-and-the-pit-james-donald-andrew-keir-1967.jpg http://4.bp.blogspot.com/-HSgTwzDc0...
by 1530jesup
Thu May 05, 2016 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: Do you check credit card statements?
Replies: 79
Views: 4548

Re: Do you check credit card statements?

I check every month The only thing i've caught is a waitress adding an extra $20 tip to a bar tab. back in the day of hand written CC receipts, a waiter at our favorite Italian eatery was caught augmenting his tips big time. nearly all of our activity is by CC, always check items because we track o...
by 1530jesup
Thu May 05, 2016 2:30 pm
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 12655

Re: Sci-Fi ... your favorite movies and episodes??

I am pleased to see "Forbidden Planet" on so many lists. It is the first modern science fiction movie, after you watch is so many later films and TV series seem derivative. But nobody in my circles (family, work) has even heard of it. ask them if they ever read or saw the play "The T...
by 1530jesup
Thu May 05, 2016 10:04 am
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 12655

Re: Sci-Fi ... your favorite movies and episodes??

Would like to see the 1972 Tarkovsky version of Solaris some time. (Aha, it's on youtube!) best part is when the protagonist arrives on the space ship wearing a leather jacket and carrying a garment bag! big sci-fan, yet, IMHO, the versions that I saw were kind of dragging. okay to be thoughtful an...
by 1530jesup
Tue May 03, 2016 5:56 pm
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 12655

Re: Sci-Fi ... your favorite movies and episodes??

TV - Orphan Black Twilight Zone for the way Rod Serling attacked issues (racism, Communism...) and morality with some unconventional story telling Outer Limits had some gems as well Movies - Philip K Dick was the source for Total Recall, Blade Runner, Minority Report, The Adjustment Bureau among oth...
by 1530jesup
Mon May 02, 2016 2:07 pm
Forum: Personal Consumer Issues
Topic: So, are Bogleheads Bourbon or Scotch drinkers?
Replies: 115
Views: 7576

Re: So, are Bogleheads Bourbon or Scotch drinkers?

Leif wrote:2 buck chuck.

yeah, but, at least in my area, two buck chuck is no longer $2
besides, I drink a higher class of wine, try their $6.99 Pinot Noir

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