The following table lists 2018 total returns for various examples of “lazy portfolios”.
Some of the portfolios (Coffeehouse and Coward’s) are designed as 60/40 stock/bond portfolios. Other portfolios (Armstrong Ideal and Swensen) are designed as 70/30 stock/bond portfolios. The two-fund, three-fund, and four-fund portfolios are scaled to similar stock/bond allocations. The returns are derived from investments in investor share class Vanguard index funds.
2018 total return
Portfolio | 60/40 | 70/30 |
---|---|---|
Two-fund | -5.85% | -6.82% |
Three-fund | -4.78% | -5.57% |
Ferri Core four | -4.98% | -5.63% |
Vanguard Core four | -4.98% | -5.95% |
Coffeehouse | -5.19% | – |
Coward’s | -5.01% | – |
Armstrong Ideal | -6.81% | |
Swensen | -5.67% |