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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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1392 new posts and replies over 206 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
13hPortfolio review (New Zealand - but please don't be put off by that)12/08 MTF03:26 Valuethinker
23cElectric bill with LED20:30 dmk39503:22 Valuethinker
1cRental car totalled - amex insurance issue02:25 ag103:17 jminv
2hQuestions from beginner about investing from Germany12/06 rtaf8402:55 rtaf84
0cNoise coming through apt vent duct02:44 diyinvestor 
12hHow to handle large, scheduled, lump sum investments / payments?12/07 sarabayo02:39 sarabayo
5cApple Store For Vets & Active Military06:20 rvflyer02:35 rvflyer
26tAnother Roth vs. Traditional question10:20 LookingForward02:35 fennewaldaj
1pDo fundings in limited expense FSA (LEX-FSA) roll into regular FSA if insurance plan is changed?05:00 jastevenson02:20 stormswami
108cLED light bulbs2017 gac197902:17 iamlucky13
4pDisability insurance Northwestern Mutual12/07 Xrayman6902:13 stufunds
13t"STAY THE COURSE" by John C. Bogle -- A Gem12/03 Taylor Larimore02:09 oldzey
48tWe Are Teetering on the Edge of A DEATH CROSS12/06 Typ997S02:06 oldzey
13pHow will 80k inheritance affect medicaid, section 8, food stamp eligibility in PA?20:57 ElmoHongZito02:01 GrowthSeeker
8442tU.S. stocks in freefall2011 Lbill01:57 oldzey
91hRetiring in 2 weeks, Traditional 401k12/06 reeko053001:57 reeko0530
10hPortfolio review for 29 & 30 year olds.13:08 tsmothers01:39 cutehumor
3pComparing short-term borrowing cost: Interactive Brokers vs. Fidelity12/08 Carno01:36 Carno
10cEquifax Data Breach11/01 Padlin01:30 ReadyOrNot
2cSpectrum mobile phone offering20:08 Jeep4Life01:12 mindgap
791pVariable Percentage Withdrawal (VPW)2013 longinvest01:09 AlohaJoe
15pWills, Estates and Trusts07:08 WolfgangPauli01:07 Luckywon
5tWho is buying SCV, EM, Intl SC23:39 Elysium00:51 Startled Cat
3pNew job, sales at Subaru22:12 emanuel_v1900:44 3504PIR
25hAdvice for older and younger person saving for retirement?12:32 starrynight4000:41 mhadden1
3881cWhat Movie Have You Recently Watched?2014 abuss36800:39 HIinvestor
6hretirement contributions and tax diversification12/07 exigent00:32 FiveK
18cContractor draws during remodeling project12/08 Broken Man 199900:32 Cruise
71pare pre-fabricated / manufactured homes a bad investment?10:15 F150HD00:31 J G Bankerton
35tLarry Swedroe: Understanding TIPS12/07 Random Walker00:22 Ben Mathew
9hTax question-above the line12/07 Andrew32100:20 FiveK
3054pWhat's Your Credit Card Rewards Strategy?2016 guitarguy00:20 xb7
25cSpotify or Amazon Music?12/08 tc10100:18 Drovor
1hSplitting investments between Roth and Rollover IRA23:03 Elric00:13 FiveK
7pAre US long-term capital gains a marginal tax rate?21:58 Iovanaire00:08 FiveK
39tVanguard Individual 401K now offering Admiral funds11/22 RickBoglehead23:54 White Coat Inve
99tIgnored Risks of Factor Investing12/07 typical.investo23:52 jalbert
30pFidelity solo 401k profit sharing contributions2016 Gemini23:51 Spirit Rider
15hSPIA or CD Ladder10:01 Bigfish23:49 randomguy
0hTax efficiency and Vanguard target retirement funds23:48 mjs9876543210 
20pBuying house for cash, sellers requesting proof of assets12/07 TheGreyingDuke23:44 OnTrack
18cPC Build Suggestions12/08 Alexa923:44 biturbo
123tLarry Swedroe: Be Prepared For Losses10/03 Random Walker23:36 WanderingDoc
42tdoes the 4% withdrawal guideline include dividends?11:13 lomarica0123:33 randomguy
13cAre you glad you bought an Xfinity Telephony Modem?11/30 mbres6023:32 OnTrack
2pMaking our first backdoor Roth contributions20:28 finetuning23:31 finetuning
31cAttic insulation-R30 to R60 worth it?12/08 DVA7923:25 RetiredAL
13cChristmas Tree Fire: Watered Tree vs. Dry Tree07:45 TLC195723:22 criticalmass
148cBest values at Costco? Honestly, a little disappointed...12/02 fortfun23:20 criticalmass
11h0% Long Term Capital Gain rate?11:37 Ken7223:06 Ken72
13pIrrevocable Trust Grantor Tax Reporting12/08 frisbeeaddict23:06 samsmith
1pSome odd tax complications?22:47 Rosa23:04 JGoneRiding
33t"The 10 Worst Places To Get Investing Advice"12/08 Taylor Larimore22:53 Fallible
17hSolo 401k Advice16:14 jlm41122:47 southerndoc
3hshould I invest in 529 plan? (NY resident) thanks!11:21 hindex22:44 beyou
69pRental Car Damage Issue12/08 oaks22:42 LadyGeek
19tLow need to take risk - decrease allocation to stocks?13:29 ge122:41 SoAnyway
1pTerm LI Ladder - Any issues?21:40 IGWT22:31 BruDude
93h20M Inheritance - What is best option for small/no risk on principal?12/06 fwdmotion22:26 LadyGeek
38pRenting out 1st first home; how to get mortgage for second?12/01 goblue10222:22 Carefreeap
22hWhat am I not getting about the value of TIPS funds?12/08 nbseer22:22 jalbert
0pHealth Insurance through employer or third-party?22:08 LiterallyIronic 
7p401k to Roth rollover or conversion?12/09 ReadyOrNot22:04 lakpr
1hDoes this make sense?21:36 eevers5722:02 mrk
6pHow to calculate the value of a Forever... [investment]11:23 sillysaver21:55 runner3081
2pUTMA withdrawl18:32 uberdoc21:49 spth
4hEducation info on family financial planning on wiki?11:45 zrzhu11121:48 zrzhu111
5pVanguard could not complete transactions last Thursday - says will be done on Mondya20:27 Small Law Survi21:42 sawhorse
5hRoth conversion taxes- how to pay them?15:17 abqguy21:41 krow36
60cWhy is the Honda Fit so hard to find?11/27 Calico21:38 stimulacra
48tTips breakevens and illiquidity premia12/06 grok8721:36 hdas
4cDisneyland Airbnb or suite19:37 Utahdogowner21:33 Jelloanddon
1hRebalance or wait?21:10 writerguy21:32 ThePrince
1hCapital Gains and Basis21:13 stevethetrader21:30 123
6hKansas 529 Savings Plan12/05 Iowa David21:26 sco
2hNew job, trying to simplify to something coherent12/08 Atarax1a21:19 Atarax1a
8hSimple Plan for Money Needed in 18 months to 7 Years12/08 darkhorse34621:16 2015
14tTarget Life Strategy Moderate 60/40 in Taxable? Options to simplify12/08 Dink201821:12 KlangFool
8hPension vs Lump Sum payment12/07 johnny21:10 #Cruncher
35pFinancial planning for new military member - multiple questions12/01 snowman20:59 warner25
69hFidelity Money Market Funds for everyday expenses01/12 FabianMontescu20:53 RIMDBogle
10hShould I invest in 401k AND Roth 401k?12:14 BaylorBears20:51 FiveK
62cCertified Used BMW, Audi or Mercedes01/28 Buster6520:46 cutterinnj
9hAge 60, portfolio review for possible retirement soon09:45 Old Sage(brush)20:46 NoHeat
36hHelping Parents with Retirement08/11 DrDexter20:46 delamer
3hRetiring. OK to transfer 100% of Simple to existing IRA?11:46 c.coyle20:42 Alan S.
37tInternational underperformance - how to break it down12/08 Ultralight Hike20:39 oldzey
3hShort term or long term Roth conversions?12/08 coffeecup33320:34 coffeecup333
113tDo long-term bonds belong in one's portfolio?12/08 CULater20:30 HEDGEFUNDIE
2hTax Loss Harvest w/ International Fund14:35 MechEngOSU20:21 grabiner
10pAre 401k contribution percents on salary before or after FSA/HSA elections?12/08 ipo_fin_z20:17 Spirit Rider
132lRoll Call for the Retirement Class of 2019!04/18 Miriam220:16 Miriam2
15hWindfall predicament12:04 weirs20:15 grabiner
52tYou already own international stocks with VTSMX etc [Vanguard Total Stock Market]12/08 Indianrock20:09 Earl Lemongrab
1hSPIA or Annuity regret anyone? Lessons learned?14:40 jamgand20:08 David Jay
1pwithdrawing excess contribution to Roth IRA17:37 themang020:07 Duckie
640tRumor mill - Fidelity starting individual HSA's Nov. 15th11/11 liberty5320:07 jhfenton
0tJack on active management in Stay the Course20:05 lassevirensghos 
6cTeeter [inversion table]12/08 Dontwasteit20:04 Scrapr
16hITOT $60, VTI $134 [iShares Total US vs. Vanguard Total Market]09:35 Sirjames20:02 triceratop
331lRoll Call for the Retirement Class of 2018!2017 NCPE19:56 Miriam2
3hTaxable or Tax-Exempt Bonds17:05 mailman78119:47 exigent
5pTurboTax 2019 Availability Date?16:13 One Ping19:47 J G Bankerton
503cWhat frugal thing did you do today?12/24 Nectarineman19:45 mindgap
37p457 vs 403b11/11 cjniemiec19:40 jrmillions
7pHow can I check the status of my Experian credit freeze?08:58 saintsfan34200019:33 LadyGeek
6tReal World Impact of Non-Vanguard Mutual Funds in Taxable Accounts16:39 travelogue19:25 travelogue
16tWhat should a new investor being reading?12/08 eddyphamelin19:25 Taylor Larimore
2026tWhat are you up YTD? [Year To Date]2014 InvestorNewb19:22 Portfolio7
2340tThe Three-Fund Portfolio2012 Taylor Larimore19:18 CABob
13hRequesting advice09:07 johnkgan19:14 arcticpineapple
7hConsiderations for rolling an IRA into employers 401K05/14 shorekat1419:10 Earl Lemongrab
4hWhat's my pension rate of return?12/07 Itsedmondfoo19:04 bluquark
3446cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt18:58 jdb
14hManaging my own portfolio12/06 soulpatch18:51 Duckie
199tVanguard New Factor Funds Portfolio Statistics03/08 jhfenton18:42 jhfenton
33cTeachers, Professors, and others with lots of vacation days: what do you do in the summer?06:42 Fm201818:40 mlebuf
6pInsurer provided wrong info to Dr, then denied claim11:19 MidwestSteve18:40 RickBoglehead
4hHelp on how to break even on investment idea12/07 msgoldenknight18:39 Watty
6pLife Insurance Advice for 53 and 57 Year Olds12/07 Philly_fan18:17 Philly_fan
5pGEHA HSA investment thru Fidelity12/03 artibug18:15 gclancer
12hWhat can I be doing better?16:08 Tayskiing18:12 StretchNM
2lRTP, NC Chapter Meeting 9:30 AM Sat December 8, 201810/28 Steve Thorpe18:12 Steve Thorpe
114pShould I decline Grand Prize trip because of taxes on winnings?2017 ldebhaar18:07 Shackleton
41cportable jump starters12/06 go_mets17:59 Wakefield1
1tVanguard total corporate VTC: Why is the yield so low compared to its parts?16:12 dalbright17:54 spdoublebass
28hVanguard Wellesly Income12/08 WaldenAshes17:50 iamblessed
104lSeattle Area Chapter Meetings - Master Thread2015 delconte17:50 indexlover
37hHas anyone adjusted their stock allocation on the dip?12/08 Golfview17:38 KlangFool
37tVgd alt strategies fund (vasfx) open to retail investors?07/27 grok8717:36 grok87
1pROTH Conversions NY17:10 Sahara17:22 Rob5TCP
115tPassive Index Investing, A Bubble Bound To Burst?07/27 generallyspeaki17:16 Benjamin Buffet
17h30 years old, 250k portfolio allocation?12/07 happyluckbox17:00 l1am
84lTampa Bay Local Bogleheads Chapter2015 tampaite16:31 tampaite
0pTax Question for Federal Employees in Hawaii16:16 tj 
10hMutual Fund for UTMA Accounts12:49 travelogue16:13 Grt2bOutdoors
3hAnyone REGRET retiring too soon?15:48 Cleverusername16:11 Cleverusername
696cMy 2017 CRV is a victim of the dreaded oil gas-dilution issue03/14 CULater15:58 CULater
46lSan Antonio Local Chapter Established2016 bdrolan15:53 9to5er
7hTax loss harvesting, Fidelity round-trip violation09:47 kxl1915:49 stlutz
14tQuestion: When Bubbles Burst, Do Asset Prices Go Below Instrinsic Value?12/05 Park15:45 TheNightsToCome
3fproblem (only happening here) using right click and paste. Have to use ctrl-V14:13 arcticpineapple15:37 bertilak
191pTurboTax Prices12/13 John15115:17 jainn
4hHSA with military spouse09:24 jboverholser15:09 Spirit Rider
2h3/4/5 Fund Portfolio?14:18 Lapham6715:03 Lapham67
12pSocial Security Planning with a Disabled Child05/29 Purdue15:01 Purdue
10hStay in Company 401 at retirement or roll to an IRA?12/08 cloneman3314:57 Spirit Rider
4fsearch for a 'phrase' and not 'keywords'?10:07 F150HD14:50 LadyGeek
0cGood Certifications on artificial intelligence, machine learning14:49 prettybogle 
19pACA - prove you don't have income12/08 michaeljc7014:46 Ron Ronnerson
4pT-Mobile MONEY14:24 dignan14:42 LadyGeek
3pReplace the $50 excesss hsa contribution12/08 mhalley14:31 mhalley
10hTransferring Fidelity IRA to Vanguard IRA -- Does Current Allocation Seem Okay?12/06 LostSneakers14:18 radiowave
89cNespresso?08/03 NextMil14:06 BigoteGato
7hAllocation, timing, volatility12/07 anym8r14:04 nedsaid
10cGuitar Players -CAGED system12/08 MP17314:04 gittarman
39p23 years old 40K saved. What would you do?11/26 ynotyese.713:52 ThriftyPhD
38tThe risks of equities when saving for retirement12/05 CULater13:46 CULater
19cGE Washing Machine Screeching Sound12/06 Kennedy13:36 IowaFarmBoy
15hStock, Bonds, REIT belongs in Taxable vs ROTH?11/17 Tayskiing13:26 Tayskiing
5hAA [Asset Allocation]08:37 Mr.D31513:21 delamer
3pIs it too late to report EE bond interest on a 2013 tax return for my deceased mother?11:23 Binvestor13:17 Binvestor
5p20% tax witholding required?11:03 dknightd13:10 Alan S.
25pSkipping last COBRA payment12/06 Golfview12:54 LadyGeek
26pMarriott Starwood Security breach - 500 million guests11/30 NoHeat12:49 CardinalRule
49hSolid my entire portfolio 12/3/1812/06 videocrafters12:43 RIMDBogle
3hTransferring USAA IRAs to Vanguard and TSP12/08 seadreamer12:42 02nz
7pIs 401k or IRA better? and how do you value the backdoor Roth?12/07 homeslice12:37 Earl Lemongrab
3hTIPS continue or quit?10:39 covepatrol12:36 Phineas J. Whoo
13hBob Brinker Retirement12/08 kauailover12:32 Housedoc
4cHelp with Windows Firewall and VPN12/08 kayanco12:31 kayanco
9pACA, COBRA, and Medicare12/08 TravelforFun12:29 Blister
8tBenchmark for Tax Equivalent Yield?12/08 bck6312:09 bck63
8hIt is time for a Retirement Plan11/25 Michael70712:08 Michael707
137pTeachers Who Have Net Worth of $1 million +08/16 Gardner's Son12:05 CyclingDuo
15cWindow condensation12/01 Startled Cat11:58 Startled Cat
87cIs this normal for an HOA?12/04 goodlifer11:45 jharkin
13tChristine Benz next podcast guest12/08 Rick Ferri11:41 averagedude
6tRe-balancing multiple accounts12/02 Danielle89611:39 Danielle896
20hBest Re-balancing technique . . .12/08 MikeT11:33 ruralavalon
16tIs the division of international markets into "developed" and "emerging" meaningful?12/06 tc10111:12 WanderingDoc
5pFreeTaxUSA QBI deduction vanished08:12 theplayer1111:09 theplayer11
15hRoth conversion12/05 Dahl4911:08 FiveK
9pHSA recordkeeping question (old receipts)12/07 texasdiver11:05 jebmke
37cNew QUIET Tires for Accord12/05 gmc4h23210:53 gmc4h232
4tHow to know what expected price is for index funds/ETFs?12/08 SteveJ210:50 grabiner
4hSmart Beta / Factor Presentation at Library12/02 Danielle89610:43 Danielle896
6pContingent Durable Power of Attorney05:28 aciaitf10:36 afan
11tTax ramification question12/08 sperry810:32 grabiner
34hStressed/Job loss/Retirement possible?12/07 jamgand10:32 mouses
8hVanguard Global Wellesley12/05 sawhorse10:25 steve r
4hAny reason to keep this Annuity?08:25 AmericaninParis10:21 AmericaninParis
43pHome addition vs. Buying New11/12 boston8510:09 Geneyus
21pYNAB: Age of Money12/07 rashad300010:08 nolesrule
15hCan I transfer 2019 IRA money to Vanguard right now so I can put it in Jan 2?12/07 720pete09:36 jhfenton
3fJust donated to bogleheads.org09:17 corn1809:23 AlexanderTheMed
64cGutters and gutter guards2016 Triple digit go09:18 Geneyus
2hTax loss harvest help needed08:11 sunny skies09:17 student
2hConverting t401 to rIRA, should I consider?12/08 cloneman3309:12 cloneman33
0toptimal foreign currency hedging (New Zealand edition)08:37 Valuethinker 
30hDollar Cost Averaging or Lump Sum in Current Market11/26 CloudStrife199008:36 CloudStrife1990
7tIs a company's stock buyback optional or mandatory for individual shareholders?12/08 Global10007:41 Valuethinker
2cPossible surprise Emergency Room bills starting 1/1/2019 (UnitedHealthcare vs Envision Healthcare)05:50 donfairplay07:39 HueyLD
11hSavings Plan for a Sole Proprietor - Backdoor SEP?12/06 iceddante07:23 Spirit Rider
55hRetired in your late 40s or early 50s?12/02 blahblahsunshin06:42 traineeinvestor
0pHow To Save More Than $100,000 A Year Pre-Tax: Open A SEP-IRA Or Solo 401k05:54 SVT 

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c = Personal Consumer Issues
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