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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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1697 new posts and replies over 248 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
1pSelling grandparents house as a joint owner09:13 aerosurfer09:36 Gill
12p529 vs American Op credit & living at home06:21 rjsob5809:35 UpsetRaptor
103pCan I retire12/14 waxman00309:35 Dottie57
16pPre-paying mortgage only in early years20:27 30investor09:34 chevca
153pObamacare (ACA) Ruled Unconstitutional by Texas Federal Court12/14 dcop09:34 munemaker
12tGetting your own money back: annuities vs. social security07:44 CULater09:34 smitcat
1tAnybody have experience with EBSB direct? 2.5% Savings09:10 fortfun09:33 Jags4186
16hVanguard Screwed Up My Cost Basis - FIFO Instead of Spec ID2017 Noobvestor09:32 kiddoc
689tRumor mill - Fidelity starting individual HSA's Nov. 15th11/11 liberty5309:31 afatcat
13cUninterruptible power supplies (UPS) battery backups: Need advice14:59 Luckywon09:31 badger42
0cWhen to refinish the floors09:30 clemrick 
16tWhat type of bond investor are you?02:01 restingonmylaur09:28 HEDGEFUNDIE
180cDo You Purchase "Medical Evacuation Insurance" When You Travel?07/31 Small Law Survi09:28 Copper John
10cpeloton fitness bike16:31 sambb09:27 queso
0t- Vanguard today announced plans to merge the $15.1 billion Vanguard Morgan Growth Fund into the $10.2 billion Vanguard09:26 MFInvestor 
30cAny advice for buying a used car?19:35 new2bogle209:26 smitcat
10hT-bill auction orders at Schwab without available balance?12/03 hindex09:25 MnD
131cCan I buy a Tesla?06/29 Cramerica09:24 Valuethinker
9pDecember Qualified Dividend12/14 pancake1909:24 livesoft
43tDo Factor Tilts, Such As Small Value, Increase Idiosyncratic Risk?12/16 Park09:24 randomguy
0tLarry Swedroe: Diversify Globally09:24 Random Walker 
37pAirbnb as side gig13:53 kiddoc09:23 kiddoc
79hVanguard Junk Bond fund05/15 mikebee09:23 Rick Ferri
8628tU.S. stocks in free fall2011 Lbill09:17 oldcomputerguy
360pWhat are your property taxes?06/30 Raybo09:16 TBillT
32pIs this a good time to start paying extra on the mortgage?12/15 fortfun09:13 fortfun
17cFurnace in rental has issues with out-of-warranty parts, replace or repair?12/14 InvisibleAeroba09:12 Sandtrap
2hWhat to put in 401k/403b/457 space?07:22 jboverholser09:11 jboverholser
4hOptions for Tax-Inefficient Holding?08:17 Call_Me_Op09:09 JW-Retired
7cInadvertent disclosure of personal info by a lawyer17:52 katnok09:09 Chicago60
0cStand up desks: Jarvis vs UpLift vs ?? (Help me shop)09:05 Sandtrap 
11hHow to decrease stock AA when it's in taxable21:44 jmk09:04 livesoft
117pSpreadsheet to show how taxable SS benefits will affect you2015 PapaGeek09:02 Bongleur
0tAQR Interview Regarding Bond Funds - KISS09:02 matjen 
14cSports illustrated subscription, how to avoid auto renew12/15 blackwhisker09:02 Chicago60
4hAny year-end limitations to tax-loss harvesting?15:09 kxl1909:02 grabiner
19cWhen has being frugal or cheating out bit you in the rear?21:25 Xrayman6909:01 goingup
12hNovice investor in need of (emotional) support03:21 Jebby08:58 KlangFool
12cHas anyone used Heal? [Doctor housecall app]12/15 HEDGEFUNDIE08:58 HEDGEFUNDIE
25tBerkshire Tempting12/15 delrinson08:53 Jmh04j
4tWhat is dividend "growth" investing?21:23 andrew9999908:51 snailderby
72pLaw school without practicing law12/14 oaks08:49 alfaspider
32pHow much do you pay for cable/internet/cellphone19:03 skor9908:46 HoosierJim
1hRMDs in a falling market?08:34 Gerbil08:43 kaneohe
6tWife's New Job Has No Retirement Plan - Is Taxable Account My Only Option?13:05 Messner800008:41 Nate79
1cHome Inventory Apps (2018)07:31 Iowa David08:37 runner3081
17cFriend looking at land to build, but will probably have naturally occurring asbestos14:00 squirm08:37 Soon2BXProgramm
53tUpdated Vanguard Estimated Year-End Distributions (Div & CG)12/10 One Ping08:36 MarkS
2hOptions for catch-up contributions08:09 pageskipro08:35 pageskipro
7pMilitary-Advice Needed12:30 gator1508:34 Soon2BXProgramm
32cReceiver for klipsch bookcase speakers12/14 Dottie5708:25 Audioarc
6pPhysician Loan and Buy vs Rent (already searched forums)22:41 jfoster08:23 J_Markov
2hYear end distributions question07:51 dh08:23 livesoft
0pEmployer transfer of SEP08:19 theplayer11 
22hBeta Vanguard APP11/16 retire202208:19 jhfenton
4cWearable MP3 Player (Headphones w/ Storage) for Exercise13:45 Alexa908:14 Silk McCue
343lRoll Call for the Retirement Class of 2018!2017 NCPE08:13 WestUniversity
2h3-8 year investments07:45 RJC08:12 vineviz
11hMy 401k has no bond index fund options16:24 salvelinus08:09 be217
4pMedicare 6-month retroactive benefit rule & HSA contribution eligibility13:37 classicjazzfan08:07 Spirit Rider
3hRebalancing all retirement funds12/14 elrc2108:05 elrc21
10hVanguard or Employee Fiduciaary for 401k21:36 twowheeler08:02 smitcat
17cLow flow shower head18:14 dmk39508:01 Shallowpockets
60cHow much do you pay for internet only?12/15 markcoop07:59 Will 82
7cImpressive film in theater Dec 17 and 27 only18:22 letsgobobby07:59 corysold
27cShell $0.05/gal discount card12/16 sunny_socal07:58 dp102288
4lAny interest in a central New Jersey chapter?21:10 JediMisty07:55 dp102288
4pUnderstanding SS Survivor Benefit?21:52 hawkfan5507:52 dodecahedron
3pShould I Utilize 401(k) in Last Year of Work06:04 willyd12307:44 Revision17
122cFavorite Purchase of 2018?12/14 WhippingPost07:43 sil2017
2hDiversification of fixed income22:51 Tiger4407:42 vineviz
83hFidelity Money Market Funds for everyday expenses01/12 FabianMontescu07:38 arf30
3cLooking for a Heart Rate Monitor other than Polar20:04 venkatdabri07:27 mattyfu1
4tNot Fed's job to fix irrational market21:25 Indianrock07:20 J G Bankerton
8pAuto, home and umbrella insurance12/15 happysteward07:18 Blake7
1tJust how good is I-bonds' nominal guarantee during deflation?22:20 Day907:16 asif408
43tWhen cash is riskier than bonds12/15 jalbert07:15 rich126
11hSocially Responsible Funds12/15 Nomadix07:13 aristotelian
1pWeighing FDIC insurance versus VG consolidation03:41 Carl5307:04 MikeG62
12cBirdwatching telescope recommendations10:58 TomatoTomahto07:03 TomatoTomahto
7hInvesting RMD back into taxable vanguard fund12/14 DaleMaley06:58 rkhusky
14hTax Loss Harvesting Question - Simple15:05 multiham06:40 my2swedes
7hHelp Simplify Portfolio for New Boglehead12/07 Lexy06:38 retiredjg
412tU.S. stocks continue to soar!08/27 GoldStar06:38 DaftInvestor
11cHoliday Card [from Vanguard]12/12 yousha06:18 DaftInvestor
205pTurboTax Prices2017 John15106:09 likegarden
80cShould I buy a Tesla?12/13 pennylane06:06 Longdog
17hWhat is a good very safe Vanguard fund?18:09 LXEX5505:45 vineviz
20pSocial Security options for 2 equal-history spouses.12/15 rgs9205:40 Bongleur
2pValue of mega backdoor Roth19:37 Silly Wabbit05:10 TheOscarGuy
3pShould I Continue to Delay SS One More Year22:35 dumbbunny04:03 sawdust60
344lSouth Florida Local Chapter2010 niteowls03:34 Kitty Telltales
14hUnderstanding dividends (NRA in SG)12/15 bubbasour03:31 TedSwippet
4hHedging Question12/15 obsidian03:18 obsidian
70tBullish/bearish on GE? Make your case here - new lows today08/15 tmcc03:04 cutehumor
38hAGGG vs AGGU? (French, 30, living in Singapore)12/01 dulac02:57 ICH
4hNew Employee Fiduciary Plan - Fund List advice?12/13 ATXBogler02:52 ATXBogler
4tIf SS Delayed Retirement Credits grew beyond age 70...22:42 SoonerD02:35 The Wizard
1hPlease help me calculate my ROI as a percentage00:53 Jesteroftheswam02:22 ModifiedDuratio
11cFitness tracker for runner15:33 letsgobobby01:55 quantAndHold
10pAffordable Care Act and subsidies12/16 NewOldGuy01:45 Epsilon Delta
102cVolkswagen Reliability12/12 monkey_business01:34 Starfish
9hBottom fishing22:14 ProfitMD01:34 ShabonScribe
10h2 Years In, New Questions Arise.12/14 spdoublebass01:18 spdoublebass
0hYear End TLH, TLH partners00:38 RetireGood 
3pAnyone done a "Life Settlement"20:54 crswvc00:10 BruDude
3462cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt23:45 Finridge
104hI made a mistake by not selling when the market was high this year12/14 sheople223:44 Chimz
182cBest values at Costco? Honestly, a little disappointed...12/02 fortfun23:28 jabberwockOG
1hUnwinding Separately Managed Accounts20:52 Huygens23:22 mhalley
64pEmpty nester downsizing - any advice?10/22 FIREchief23:11 FIREchief
6hHouse all of my bond contributions in 401K? Viability of 401K16:01 Benjamin Buffet23:04 jalbert
48lmetro Denver Bogleheads?2017 BsmartSM23:04 shariq1989
449pRetiree Portfolio Model2012 BigFoot4822:46 BigFoot48
7pInherited IRA RMD - End of Previous Year Value13:08 CubedPepperoni22:23 CubedPepperoni
12cNegril vs Montego Bay Jamaica13:52 brian646422:17 Elysium
112lSeattle Area Chapter Meetings - Master Thread2015 delconte22:14 Elsebet
23hPassing assets to next generation, best way !!!19:47 LiveSimple22:04 F150HD
224tWhat Happened to you during the Financial crisis of 2007–200812/11 AllStarDaniel21:53 warowits
172lMaster Thread for Philadelphia PA Area Bogleheads Chapter2012 dickenjb21:52 tony_roach
15cHonda Pilot - Improving Traction12/15 ThankYouJack21:48 dwickenh
2pSocial Security question- help please19:47 dwickenh21:45 dwickenh
69cA "super mega roll" of toilet paper = 6 "regular rolls:" is this possible?12/13 nisiprius21:41 phantom0308
546cWhat frugal thing did you do today?12/24 Nectarineman21:30 zeal
16tWas Eliminating Investor Class Shares a Mistake?12/15 learninginvesto21:27 beyou
5tVanguard S&P 500 ETF (VOO) -1.85% Vanguard 500 Index Fund Admiral Shares (VFIAX) -2.42% Price as of 12/14/201820:00 Rowan Oak21:26 marcopolo
5p[Financial] Advice for 40s20:54 nepats21:23 nepats
6hSelling well performing etf to purchase one that is on sale20:22 milosz1921:20 retiringwhen
12hVTEB vs. VWIUX Distribution yields14:18 sf_tech_saver21:17 sf_tech_saver
0tVanguard Reconciliation21:16 vbdoug 
18pReceived letter from IRS saying I owe penalty charges from a foreign gift11:47 smalliebigs21:16 sil2017
2hFidelity funds and Ishares ETFs for taxable account19:29 OldSport21:06 tony_roach
982c[What TV Show Have You Recently Watched?]2016 dbCooperAir21:04 earlywynnfan
2hReal estate income for Roth?18:34 4nursebee21:01 Kinkelly
20lAny interest in a Shelby/Jefferson County AL chapter?06/21 Housedoc21:01 Theridge
3tDoes this TLH strategy make sense?12/15 shariron21:00 grabiner
22hQuestions: moving Fidelity solo 401k to VG?12/14 new2bogle220:59 southerndoc
90tAllan Roth: 3 Correlation Myths In Portfolio Construction12/13 Random Walker20:58 grabiner
1pNorthwestern 65 Life - Keep it or dump it?12/14 fitzcarralda20:56 dwickenh
4hWhere should I put my money?13:15 CatfishLee20:44 Peter Foley
1cGmail Won't Load in Chrome20:30 Leesbro6320:36 dwickenh
17hProtection of brokerage accounts in Vanguard / Fidelity with more than 250K / 500K12/16 ThisJustIn20:35 JoMoney
92tThe S&P 500 Goes Supernova11/30 Random Walker20:32 raven15
11tCan Vanguard freeze mutual fund redemptions during times of duress?12/15 hotpancakes20:26 Rick Ferri
11hAnyone heard of Blueprint Income?03/01 Fitch20:20 JoMoney
5pAnother Generic Medicare Prescription Drug Plan Question11:54 muddlehead20:20 cheese_breath
2tIs Total Bond more interest rate sensitive than muni funds?17:54 gambino20:09 HenrySouthernCa
1594tQSPIX - thoughts on interesting fund2015 Yesterdaysnews20:06 zaboomafoozarg
5pWhat should I do with these life insurance policies?12/14 Galaga20:02 Nestegg_User
1lBenefits of the Three Fund Portfolio printable inforgraphics and or PDFs16:46 Benjamin Buffet20:02 BL
6hCan you "un-cash" savings bonds?12/13 jim77919:52 lakpr
3tDo brokerage bonuses deposited into Roth IRA accounts count toward one's annual contribution limit?18:41 hotpancakes19:44 hotpancakes
1pConsequences of inheriting money overseas18:30 physiorol19:37 typical.investo
6pYour Cost for Homeowners Insurance?16:03 bigtex19:36 macaroon
6cFidelity Discount for Turbotax Deluxe Download?17:41 aristotelian19:26 TravelGeek
74cPlanning first international trip - London/Paris10/30 ugaDAWGS0919:24 Lacrocious
251pFidelity free Turbotax2016 Hayden19:23 MisterBill
8pBiglaw - nonequity partner base pay12:27 TheDoorMan1919:19 TheDoorMan19
7hWindfall - Stick with Current Investments or Shift to Lazy 312/15 krohrer19:17 grabiner
13pWash Sale Tax and Logistics Question12/15 Buffetologist19:15 Earl Lemongrab
36pMoving from Schwab to another bank12/14 NYCaviator19:12 n00b
10pShould I sell my last rental property in major west coast city?12:08 time>money19:06 MP123
36tWhat's the impact of no more Roth recharacterization?02/20 tadamsmar19:04 Alan S.
13hWhich solo 401k plan is right for my situation12/13 kiva2218:55 Lafder
5hColorado Stable Value Plus only 2.49% in 201912/15 Sammy_M18:50 ajax91
4tUnderstanding "risk tolerance"17:33 bluquark18:49 alex_686
34cAnnoyingly Expensive HP Ink Cartridges12/15 Leesbro6318:35 grok87
28cQuestion on dryer vent cleaning12/14 Calico18:28 Saving$
46pNew job, sales at Subaru12/09 emanuel_v1918:28 maroon
19hPaying off student loan debt as markets are slowing down?11:50 Solal18:27 mortfree
18pReal experiences of someone who did not have Medigap policy?12/15 Looking4Answers18:16 Looking4Answers
2hHelp with 4 fund strategy - please correct as needed16:48 sun2518:13 mhalley
1cVerizon prepaid to ?16:59 go_mets17:59 mhalley
35hRoth or Trad 401k - 24% bracket12/16 NYCaviator17:46 KlangFool
58pBank of America Merrill Edge Up to $900 Bonus for Preferred Rewards Clients01/30 LifeIsGood17:45 Katietsu
13hCan I contribute to different HSA account?12/13 zenghaidong17:43 Spirit Rider
5hSavings Account Or Three Fund Portfolio16:05 Benjamin Buffet17:42 Benjamin Buffet
34hWhich Funds to Take RMD From2015 CWRadio17:33 mpnret
5hTake losses even if you don't need them this year?16:16 fmhealth17:27 fmhealth
10tS&P 500 ETF versus total stock index ETF12/14 Carol8888817:12 Carol88888
5hQuestion about US inheritance tax10:37 Jisep16:54 TedSwippet
8hCalendar Years and Backdoor Roths12/15 justsomeguy201816:53 Epsilon Delta
1pDoes You Invest Count for Chase Sapphire Banking 60k UR bonus?14:24 boglechu16:43 hotpancakes
88c[Anyone drop cable for YouTube TV?]12/10 dmk39516:42 onourway
24tWhich asset class is down the most for you?12/14 ChinchillaWhipl16:35 sschullo
54hWhy I use Roth for bond instead of stock. Please correct me...12/12 vwgrrc16:34 international00
1hShould I Transfer 401k Funds to Roth 401k16:12 StillLearning1916:23 retiredjg
43cAdult Games / Board Games - Recommendations12/15 fishandgolf16:15 Epsilon Delta
21cRaspberry pi or starting an 11 year old with programming12/15 letsgobobby16:10 TravelGeek
17pBarclaycard Arrival Plus™ World Elite Mastercard®12/08 susa16:09 fmhealth
28cNice gifts for young kids12/14 ThankYouJack16:08 JustDumb
26pCar buying decision12/15 TANDM16:06 smitcat
136lRoll Call for the Retirement Class of 2019!04/18 Miriam215:53 Miriam2
2hRoth/Trad 401k and Roth conversion11:31 jkohdf15:36 FiveK
20hconvert to TSP Roth or existing brokerage Roth?12/10 4nwestsaylng15:34 MichDad
45hoptions to cover next 10 years before SS12/07 ras425015:25 Nestegg_User
15hCD's safer than Bond Funds?12/11 MikeT15:22 MikeT
7pWhen do Social Security payments count as income?13:51 Chaconne15:18 mouses
9hSafe Harbor, Cap Gain, and RMD12/15 RetiredCSProf15:16 kaneohe
102tDo Bogleheads Bucket?2016 El Greco15:11 finite_differen
20hPossible Recession and a Retiree's postulation?12/15 midareff15:11 midareff
7hInvesting a lump sum in today's market climate12/15 Rocket106615:05 delamer
15pTax preparation software for 2018 returns12/16 Dead Man Walkin15:02 John151
24hFidelity Contra Fund12/15 workerbeeengine15:00 Grt2bOutdoors
4tStock Market down and Dividend amount paid.12:44 Bronco Billy14:56 Bronco Billy
97cPersonal Adventure - recommendations10/16 seychellois_lib14:54 quantAndHold
2c2018 Nissan Altima: $6,000 in dealer and Mfg incentives, can you still haggle?13:40 1210sda14:54 sport
30cLottery Tickets12/16 jfn11114:47 Derby
94cCertified Used BMW, Audi or Mercedes01/28 Buster6514:44 ssquared87
38pFidelity as a one stop shop12/15 BogleMelon14:40 MikeG62
44cSpotify or Amazon Music?12/08 tc10114:34 dougger5
55pShould you always use a 529?04/13 DJP194414:21 Terri-bh
6pExecutor fee in Texas12/15 SoonerD13:49 SoonerD
2pBad idea to withdraw from 401k for business capital?13:01 skt45413:48 retire2022
5hRoth IRA lump sum at start of 2019 or DCA throughout the year?12/15 themang013:46 Bacchus01
4hWhat Kind of Bonds12:14 jereece13:43 Nestegg_User
22h0% Long Term Capital Gain rate?12/09 Ken7213:41 magicbunny
19cPolyurethane- House STINKS12/14 crockpotinvesti13:39 G12
14hTotal US Bond Market for Europeans12/13 obsidian13:37 galeno
3pJoint ownership of Mother in Laws house13:03 Sherlock13:25 RickBoglehead
6cIs there a machine that can automatically heat up milk (not boil) and froth it?09:39 doss13:20 gtd98765
4hWhere to put my money.12/15 Ijp6613:14 arcticpineapple
127pRetirement itch- when did you get it?12/02 Cleverusername13:13 retire2022
133t[New Vanguard website layout starting Saturday, August 11]08/11 am13:05 LadyGeek
81tI may have understood why it's so hard to save and invest07/19 airelleofmusic13:00 lostdog
35cPotential New Home - Planes and Trains Noise12/13 Dynasty9012:53 F150HD
24pSignificant Change in Salary - What to Change11/29 HardHitter12:43 BL
2hModifying McClung's Prime Harvesting guardrails12/16 donheff12:37 heyyou
2pwhich tax software let you insert statement manually?11:34 kchnew12:17 retiredjg
64cWho else is doing home automation?12/13 corn1812:12 money_bunny
8hCurious on how total market funds are constructed12/14 mongstradamus12:08 grabiner
35cAudi S4 vs S312/13 Keepcalm12:07 fastrak99
43pSoftware to track asset allocation (no tickers)2017 KATNYC11:57 LadyGeek
13hWindows 10 update and Vanguard [account shows unauthorized transaction]12/15 AlwaysaQ11:55 RickBoglehead
1353tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab11:41 theplayer11
35pIf you have credit monitoring do you need to freeze credit?10/31 NextMil11:28 Beatle Boots
2hannuity beneficiary10:39 crossingguard11:28 crossingguard
9cSpectrum mobile phone offering12/09 Jeep4Life11:26 Jeep4Life
24hPortfolio for a military lifer, too conservative?!?12/11 brandonp31111:26 whodidntante
7hNon Diversified Portfolio With Large LT Gains12/15 JerBear11:21 delamer
4hTax Gain Harvesting - When Should I Transact?12/15 MechEngInvestor11:13 livesoft
5tWhy did Fidelity Extended Market Fund (FSMAX) drop 6.75% yesterday?12/15 USGrant10:09 Call_Me_Op
9h401(k) Allocation12/14 frisbeeaddict10:09 ruralavalon
2pWhat percentage of pension income to save?09:42 sil201709:56 sil2017
15pFraudulent charges on Chase Credit Card -- Chase unresponsive12/06 McCharley09:54 02nz
4pSocial Security ... Can spouse get a bump?12/16 J29509:52 Silk McCue
17pAvoiding underpayment penalty12/13 Harley FXS09:48 grabiner
10pCan I buy a PIN prepaid debit card with a credit card for rewards bonus12/16 J29509:40 Jack FFR1846

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