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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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1595 new posts and replies over 232 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
7cSpace Heater Thermostat Temp-based or just Duty Cycle22:26 lawman396604:21 just frank
68tJust not getting it12/08 namrac04:17 just frank
25hNeed to invest adult siblings trust money12/09 amanda7104:02 lhl12
26pYear end review with less nerdy spouse17:07 mancich04:00 mancich
6hSell to lock in 0% cap gains?10:43 desafinado03:56 solar99999
0h~100k sole proprietor income. Better to take business deductions or contribute more to solo 401k?03:53 Derivative 
172pPrepayment of SALT Taxes? [State and Local]12/04 jjj8803:49 Tanelorn
11pbest cashback credit card ?20:29 mk103903:17 TwstdSista
23tConcerns about investing abroad12/04 airelleofmusic03:10 Lauretta
14cAncestry / 23andMe21:09 GridironGems02:48 celia
2cScary episode with "intruder" in the home ... Google Home23:55 Grateful102:35 JoMoney
34cKidde fire extinguisher recall11/25 testing32102:31 GerryL
30tDid Capital One 360 Savings raise rates?12/07 Engineer25002:29 Longtermgrowth
22hEarly Retirement - Lump Sum vs. Annuity17:51 Bonch01:58 Lancelot
37pNew Military Blended Retirement System starting in 20182016 servusdei01:41 ghall24
12tSmall cap value vs. total market?11:02 overthought01:28 Dead Man Walkin
8hWellesley as an alternative to CDs and money market?22:15 danielc01:22 danielc
29pH&R Block 2017 Tax Software $9.95 , State $14.9512/09 TVBogle01:21 Lancelot
6tVanguard VBMFX/VBTLX Bond Fund performance15:19 ps56k01:17 Munir
4h1099 income - enough to open a solo 401k?23:10 drpepper01:14 drpepper
36hIf you use EE Bonds, what did drive your decision12/09 RandomPointer01:03 anoop
31pInfuse Student Loan into Mortgage?2015 HardHitter00:57 Rsanchez
226tbitcoin - is there any real value here or is it a pure Ponzi scam?12/01 panchilly00:57 danielc
107tWhat are your thoughts on the "Golden Butterfly" portfolio?2016 PecuniaryPeccar00:56 Portfolio7
54p2018 financial goals - what are yours?12/10 notmyhand00:54 Sandtrap
18hWhat's the case for including foreign developed & emerging markets with a 10-12 year outlook on retirement12:29 Ditchwitch00:48 Ditchwitch
5pStates with tax-friendly policies for dividends/LTCG18:04 duckcalldan00:38 22twain
9pThanks! We just let our VG PAS advisor go...12/05 malbecman00:37 Sandtrap
64pDone gone and did it [Retire]10:57 Earl Lemongrab00:20 investor997
26tVanguard Investment Advice12/08 bertilak00:18 Finridge
2hwhen is vtsax ex dividned date for 12/2017?23:52 boglechu00:06 venkman
193c[Prevent mail theft; sign for USPS Informed Delivery]08/15 catdude00:04 catdude
0p403b: has required employee contribution, and an optional %; both are matched; what counts toward the $18,000 limit?00:02 mariezzz 
7pParking Lot Dent: Pay myself or submit claim18:37 lawman396623:54 goblue100
142pA good friend has nearly $1M in BitCoin what do I tell him?11/29 OnFire23:54 SEAworld9
9p[How do I buy] Life Insurance2013 Biil McNeal23:51 Benton Bair
24pWant to verify correction procedure IRS requires when employer fails to make 403b retirement contributions for employee10/24 mariezzz23:51 mariezzz
87pWhat are your big-picture ‘rules of life’ —financial or otherwise?12/10 lostinjersey23:49 stemikger
13hHome Mortgage vs Bonds12/09 dabears549623:46 dabears5496
2cBest Touch Screen Set-Up (mouse problems)21:48 heybro23:45 livesoft
134cMoviePass-Too good to be true, but it's legit.10/04 denovo23:43 SEAworld9
3hChanging cost basis on Noncoverd shares11:42 bobsmith23:43 Finridge
22tAny of you trade just a little as a hobby?11/18 Ron Scott23:41 LittleGreenSold
6pSame Multiple credit cards12/09 raamakoti23:33 TravelGeek
231t2017 hedge fund contest12/30 BackOfTheNet23:33 Tanelorn
6hTake Two: Need Advice on the next 30 years21:51 stroopwafel23:32 stroopwafel
8pCalifornia HSA or 401k12/06 Amhenn0123:29 Amhenn01
79cA Trip to Russia12/05 reggiesimpson23:28 obgraham
3h25 and in need of help19:39 workingman23:26 LittleGreenSold
1048tSimba's backtesting spreadsheet [a Bogleheads community project]2007 simba23:18 siamond
5cProgressive Insurance21:06 Mndiver23:17 mega317
6hBoglehead Beginner17:51 lali23:13 lali
38cLinux based laptop or just a Windows based laptop formatted?12/08 bogleviewer23:09 McGilicutty
17cJapan in summer12/10 davidsorensen3223:09 Shikoku
26tVanguard year end distributions - updated estimates12/08 boglesmind23:08 TIAX
1hEMPLOYER MOVING 401K FROM EMPOWER TO VOYA22:33 bartleby123:07 mega317
17lHoliday thanks to Bogleheads. How have they helped you?12/04 Sandtrap23:04 NOLA
55cDad Needs Help Buying Wedding Liquor12/05 TLC195723:04 gostars
9pBuild credit or pay in full12/10 RRAAYY323:04 takeshi
29tCall the Top!12/07 k6622:55 k66
13tSo... how do I need to "further" my investing knowledge?12/11 TheBogleWay22:47 TheBogleWay
26pHow much house can I afford? (First Home)12/10 boatguy1722:44 boatguy17
9hTSP rollover to Vanguard IRA?12/06 PGary22:43 VictoriaF
70cMoto G5 Plus: Software updates?12/02 VictoriaF22:41 sailaway
0h401k Asset Allocations22:40 ACJC 
2hQuantity of places to hold assets21:17 APD22:37 Sandtrap
4cSodaStream Jet vs SodaStream Fizzi vs no SodaStream20:23 Saving$22:35 meercatter
64cSous Vide?2016 Barefootgirl22:33 bhsince87
7hSo bought Litecoin@ $150...20:45 toomuchRE22:33 monsterid
11cSimplisafe or ADT12/07 raamakoti22:32 takeshi
44cThose silly lotion containers2013 john9454922:32 protagonist
24pAlly Bank raises 11 month ($25k min) No Penalty CD from 1.5% to 1.6%12/08 b4nash22:28 VictoriaF
146cDo people still use AAA?12/06 fittan22:25 takeshi
27cSnow Tires? Worth it?20:14 jkushne122:21 Epsilon Delta
40cMy Costco/TrueCar auto shopping experience07/18 CULater22:21 grabiner
1tRoger Ibbotson and ZebraEdge Annuity19:18 Leesbro6322:21 David Jay
7tLarry Swedroe: Don’t Write Off Value09:25 Random Walker22:11 Random Walker
22hMaking Best Use of Being in 15% Income Tax Bracket This Year12/05 gatsby1122:10 Misenplace
1hQuestion about Beneficiary IRA & Investing?16:36 WillingtoLearn822:03 Epsilon Delta
9cWhere might be car security system "secret" button?09:26 dm20022:02 dm200
4pGift Card From Employer21:25 tomd3721:59 whodidntante
16pCDs that compound interest payments, at big brokerages ?12/10 RustyShacklefor21:58 dm200
40cDanger of being a helicopter pilot?12/09 OnFire21:56 radiowave
3tList of Equivalent Fidelity vs Vanguard Funds12:12 chambers13621:55 LadyGeek
1hYear End Planning Roth Conversion / ACA20:47 lawman396621:54 dwickenh
59pCPA: The best profession if you want to make the most money + keep the most money?12/07 Derivative21:53 Miakis
8tWhen asset prices are not driven by earnings growth. Correction? Dip?09:40 Sandtrap21:48 Portfolio7
2hEver have Vanguard change the basis of a sale?20:11 Monster9921:45 Monster99
6hStupid question about VTSAX18:44 misterg21:44 MrJones
155pSave all this money, what do you splurge on?12/08 HardHitter21:39 Sandtrap
23hAuto-reinvest active funds (Wellesley/Balanced) in taxable? LIFO?12/10 Sandtrap21:37 Sandtrap
1hHelp w/ portfolio & w/ approximating stock market21:30 sighchological21:35 kerplunk
22cPaying contractors for incomplete work12/09 jwblue21:20 Sandtrap
37cEspresso Machine suggestions?12/09 TarHeel200221:14 takeshi
34pCan/Should early retiree avoid ACA tax credits?12/10 marcopolo21:10 Da5id
4tContribution to family member's IRA10:35 Yeti21:05 David Jay
7hWhere do I put 50k I don't need?19:17 zz420:57 Toons
8hHigh yield savings account19:59 ACJC20:48 kerplunk
2hEmployers- Optimum ‘matching’ formula?20:41 pepperz20:47 badger42
18hPakistan Real Estate?12/09 get_g0ing20:46 get_g0ing
58cWhat MPG App Do You Use To Track Fuel Usage ?12/09 TLC195720:44 ssquared87
11pExperiences with Quicken to GNUCash Conversion.12/09 masterofinvesti20:42 Saving$
9cNew Quad9 DNS Service Makes the Internet Safer and More Private14:44 Electron20:41 tbradnc
15hDoes a tilt toward consumer staples make sense?10:47 DebiT20:40 TJSI
26pyour inheritance for young kids2012 sunnyday20:31 Lieutenant.Colu
6hNeed advice on how to start investing12/08 KDN20:27 ruralavalon
279pPhysician Retirement Savings2016 llessac1520:24 Indydoc
12cSprint one year free - what an ordeal!12/10 squirm20:20 Nate79
21hNo transaction fee for Vanguard ETFs?12/11 danielc20:15 jhfenton
13cCricket Wireless: What are the gotchas?17:21 RollTide3145719:54 sksbog
7hWhich type of 401K rollover?08:58 nsisson19:54 billfromct
34hGame won with market up and retire or Not Yet?01/28 huangtiger1119:50 capgain22
28hBitcoin IRA12/10 maxgrowth19:49 queso
32tAutomated Market Timing12/10 Veiled19:48 pkcrafter
9cVirtual Mailbox / Mail Scan Service12:58 Hyperborea19:47 aj76er
116tVanguard's new security key option2016 pragmatist19:45 bluerafters
16hSmall Business Retirement Options12/05 uclalien19:44 uclalien
32tVanguard Security Keys12/10 mptfan19:43 ulrichw
38tlikely date for a bitcoin crash: does this make sense to you?12/10 Lauretta19:36 technovelist
9h? On Maxing out solo 401k with 403b for 201711/07 emoregon19:30 scarabrad
27cdetergent without non-recyclable packaging?12/10 mouses19:24 Thrifty Femme
15tIs a Fidelity VISA 2% cashback contribution to a Roth IRA tax-free?03/30 41fan19:20 JBTX
12cEcho Dot 2nd Gen: What do I do with this gift?12/09 Cruise19:19 Taz
5tRobert Shiller warming up to Bitcoin13:15 agottem19:13 Bharat
29pPay taxes on free food?12/09 bigredmachine19:05 bigredmachine
5hRMD and Roth IRA conversions06:00 indexonlyplease19:03 JW-Retired
8pNewlyweds in West Los Angeles12/10 AM1319:03 AM13
44pCan we afford to live on one income?12/10 Triple digit go18:57 KyleAAA
8hCap gains - when?13:18 pepperz18:37 Nate79
0c% premium increase (Chubb Ins)18:35 BolderBoy 
3123cWhat Movie Have You Recently Watched?2014 abuss36818:26 jginseattle
0pRelo Expenses Tax Question for remote18:21 RetireSomeday5 
86pQuit jobs to gain lower EFC [Expected Family Contribution]12/07 chipperd18:20 Edie
3pexcess contribution(beyond state tax exemption limit) for IL52912/10 redheadinvestor18:20 lolbatross
5hChoose IRA Rollover Provider - investment options08:14 sirdeeker18:18 badbreath
18cKerosene Heater (for power-out emergencies)08:55 Small Law Survi18:05 Broken Man 1999
2hSelling an active fund to go into index funds and the ACA15:28 rec718:03 rec7
28cFirefox upgrade broke my add-on, switched to Waterfox11/19 LadyGeek17:59 BBBob
13hHow best to invest Inherited IRA with 5 year planned draw period?12:10 SilverGirl17:38 2comma
17hWhen to invest in a bull market12/10 Teddy17:37 RRAAYY3
53hDo you have any guilty pleasure investments?12/08 TheTimeLord17:35 Broken Man 1999
1pDirectv Now APPLE TV 4K for free when prepay 4 months!!10:14 (gekko)17:32 Angelus359
3hAdvice on an international allocation fund decision: DFISX, DFCEX, DODFX, VFSVX, SFNNX10:17 Coato17:16 Coato
251cUSAA 2.5% Cash Back Credit Card2016 SurferLife17:04 hale2
5pWork bonus Tax question16:18 emanuel_v1917:00 thangngo
13hSuggestions for setting up 401K retirement plans for medical practice12/09 oru.rd16:58 Spirit Rider
5pusing capital gains to offset capital losses14:31 Idawanna16:48 dbr
14hRollover options10:07 yncraig31616:44 TwstdSista
5hUse HSA money now for high medical expenses?12/10 Eyedoc7616:41 terran
32tDo DFA Funds have lower trading costs than Index Funds?12/10 Flugugrubah16:40 jalbert
6p1031 Exchange vs Charitable Remainder Trust12/09 RetiredCSProf16:37 vinnydabody
17tAfter a 2- or 3-fund solution, the rest is withdrawals and world events12/10 Ron Scott16:29 longinvest
20cBH Volvo XC90 Review12/03 sunny_socal16:18 sunny_socal
4hmutual fund picks for retirement hold long term13:19 williamtm316:18 onthecusp
6p? about work bonuses.13:11 onewiredguy16:08 omgbirdman
15pUpside Down On Vehicle13:46 Keepcalm15:58 rec7
9hMinimize Expense Ratios or Bonds in 401(k)?12/10 RedClay15:58 retiredjg
45tWhat mix of intermediate and short term bonds?12/10 BlueEars15:51 QuietProsperity
6hHow much international before exceeding $300 foreign tax credit14:30 shiftleft15:36 livesoft
76p33 years old, 13 years IT experience, currently make 63k a year. I need advice to start making more money12/07 MortgageOnBlack15:34 downshiftme
8hWhat to do when emergency fund runs out? (IPS)12/11 eurobogle15:10 MathWizard
5pPlanning a baby through IVF around Feb 2018: which insurance plan to go for HSA or HRA?12/06 coolfunk15:09 coolfunk
9hHelp for Mom - Retiring, Windfall, Edward Jones12/06 Meg7715:03 Meg77
9hTSP allocation13:33 Rick C15:02 Slacker
27hWhat cause BH fear about running out of saving though they have big size of asset?10:33 WhiteMaxima15:01 LadyGeek
69cHonda Pilot vs Toyota Highlander?12/19 doug102214:54 sunny_socal
10tHow are 401k withdrawals taxed when you retire?12/10 Derivative14:54 The Wizard
23htaking distributions from 401K Impact on IRMAA need SHIP help12/09 nick230214:46 retiredjg
15hEarly Retirement Roth Conversion vs Healthcare Subsidies12/07 skwak14:45 ln09348
15cHow easy is it to minimize tax liability yourself without a CPA/accountant?12/11 Derivative14:34 TravelforFun
36cSweet Gum Balls12/08 A44014:19 itstoomuch
37pBest way to get rid of lot of land?01/23 lazylarry14:15 quantAndHold
5hDeadlines and limits for IRA and 401k accounts13:43 danielc14:10 sailaway
3hIRA for biz owner with employees?13:02 pepperz14:08 Epsilon Delta
6hBond options - What would you do?12/08 tx_hombre14:07 Duckie
11hwork 457b12/09 bluejay197513:57 krow36
9tIs Santa Claus Coming To Town?12/10 snarlyjack13:54 3funder
2pQuestion on wash sales and reinvested MF dividends12:55 NYCFire13:46 NYCFire
1923tThe Three-Fund Portfolio2012 Taylor Larimore13:25 abuss368
3h100k small business income. How much can I put in solo 401k?12/11 Derivative13:13 serbeer
8hRoth Conversion and/or Roth Contribution for those with Few Taxable Assets?12/07 hawkfan5513:12 hawkfan55
665tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab12:59 hale2
15pPaying off a mortgage with an almost non-existent rate09:58 rashad300012:59 Tamarind
43pFor those retired at least 10 years, what about the money?12/09 flyingaway12:55 flyingaway
9pQuestion on meeting with at-fault ins agent for injury claim09:25 new2bogle12:50 new2bogle
7tCloud mining and holding bitcoin09:42 Lakeparty12:49 mega317
17hhelp me predict investment return of my kid's IRA12/08 eye.surgeon12:48 eye.surgeon
35hPortfolio advice: Total market vs Larry Portfolio12/10 danielc12:47 danielc
3h2 jobs Solo 401K or SEPP or?12:17 pension4ever12:45 pension4ever
6pCommercial property as part of your portfolio anyone?08/02 Nectarineman12:43 Carefreeap
54cDo girls wear Ninja Turtle character shoes12/10 FB0112:37 prudent
16hNew Investor Need advice12/10 Cheetah1012:35 btenny
16hDAF - when is it right to do?12/09 wabash_sphinx12:32 Pigeye Brewster
14h401K / Roth IRA Decision12/09 RRAAYY312:26 RRAAYY3
29cBest Parmesan Cheese for Salad12/10 FB0112:25 Nate79
2hTax-Efficient Fund Placement11:15 dudefella12:22 livesoft
54pWhat did you do with your first RMD withdrawal money?12/07 bighatnohorse12:12 livesoft
7tProsper12/10 GridironGems11:57 jwhitaker
686tREGISTRATION FOR THE 2017 BOGLEHEAD CONTEST01/01 Taylor Larimore11:49 packet
1pDuplex, what % of income am I spending on my own housing?11:34 Bwlonge11:42 Pajamas
10hHow to Achieve CAGR of 6% in non-taxable Acct?12/10 silver6511:22 Taylor Larimore
19hTax Consequences of Un-Jointing a Joint Account06:16 mikeast11:17 dcdowden
39hWhat might you ask In-laws' FA?11/13 Edge_9011:08 Teague
7pOver-contributed to SEP - process?12/08 scotsman11:03 scotsman
13pGap Year, Sabbatical, Leave of Absence - Questioning My Sanity12/10 2Birds1Stone11:02 WhyNotUs
1hInvesting Dilemma [ex-pat wants to invest in US]08:01 pfoogaphy10:53 BeBH65
59tStocks always in taxable for tax efficient investing?12/09 kehyler10:48 inbox788
0cGoogle Home vs Sonos10:37 Snowjob 
7htoo much redundancy in the funds [UK]11/25 bluuskii10:29 bluuskii
3hCan non US citizen create corporation in US to invest in vanguard09/22 Neus10:26 imperia
4htransferring from vanguard IRA to my company 401k12/10 boglechu10:21 drk
4hInteractive Broker Non US Citizen Can't Setup Transfer on Death (Indonesian Citizen to Be Exact)09:19 Neus10:06 in_reality
2687cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt09:56 MP173
21cDecember 22 - Jan 1 vacation11/22 davidsorensen3209:31 btenny
166tOne answer to the Dividend stocks puzzle from behavioral finance12/03 livesoft09:29 katon
12cSilicone Rings12/10 karpems09:22 likegarden
57hRetire in my early 40s? Crazy or actually doable?12/08 yarnandthread09:19 yarnandthread
54hFidelity charges to close accounts!2013 gaiusgracchus09:15 bene1
30tHow should I look at SS and pensions when developing my post-FRA AA?12/10 TheTimeLord09:13 JW-Retired
36tTSM vs High Dividend Yield if I never choose to sell?12/09 Captain kangaro09:10 dbr
0tNo Silver Bullets: 8 Ideas for Financial Planning in a Low-Return Environment08:42 matjen 
6tVTI-Is this truly the total us stock market?12/11 csm1408:35 dbr
6pHome Affordability12/10 jfahren208:31 Jags4186
13hQuestion re: my high fee 401k plan/my investments11/16 ohiobucks108:19 ohiobucks1
7hDividends ETF12/09 Calculus++08:01 dbr
0pFLP Dissolution07:58 ENT Doc 
18hIn-plan rollover of after-tax 401k contributions12/05 new2bogle07:49 SJR
38hHow to allocate between 401k with expensive fees + Vangaurd09/12 cpan00b07:42 RRAAYY3
0pDB/DC contribution deadlines07:33 jackal 
2hNew Roth IRA contributor needing help12/11 Apollo_Ken06:37 PhysicsTeacher
42p2018 FEHB HDHP Recommendations11/12 Kanefa05:57 nps
40hPaying off mortgage instead of buying bonds2016 Musicman8505:16 bironology

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c = Personal Consumer Issues
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