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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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1666 new posts and replies over 251 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
37cWhat is your single most expensive mistake?16:34 bo10595402720:54 chenzi
4hHelp with limited 401k fund options18:01 KATIESANDIEGO20:54 b42
7hPortfolio Review09/16 brian.h20:54 brian.h
14tNew era for TSP "I" Fund?09/11 Darwin20:53 Jeff Albertson
5t"Warren Buffett and Jack Bogle agree on the formula for long-term success: 'Buy and hold' "16:07 Taylor Larimore20:52 Taylor Larimore
25hAsset allocation calculator09/16 VA_Investor20:51 VA_Investor
10cWhen did you decide to move from your home to senior living?10:41 CULater20:50 InMyDreams
16pStudent Loan Debt Repayment17:30 jr1210zz20:49 jr1210zz
23cNew SUV21:26 WHB320:49 Shackleton
10pCan I really retire? Please check my math and poke holes.19:23 dknightd20:47 sc9182
73tIs there such thing as saving TOO much?09/17 tman994020:47 Yesterdaysnews
353tNorthwest FCU 3-year 3.04% Add-On CD2015 Kevin M20:45 tfb
9pElderly parents are in debt - Need advice18:36 Regattamom20:45 Regattamom
4pReverse Mortgages - Pros, Cons19:07 Yellowjacket120:43 Mlm
3hESPP with exorbitant commission/transfer fees - Worth it?19:49 cck20:43 Dottie57
5cApple MacBook Pro & Camcorder help!19:33 abuss36820:40 Dottie57
0cState Farm nickel-and-diming me20:40 thewizzer 
20pLife Insurance...Social Security also pays?15:06 Darth Xanadu20:38 drawpoker
63pLeasing Cars in Retirement09/14 Frisco Kid20:30 UpperNwGuy
4tMarijuana ETF's18:44 creditdefaultsw20:28 Longtermgrowth
24pEffect of Social Security when Retiring before Benefits Begin07/11 #Cruncher20:27 #Cruncher
18cSpectrum Cable TV Charges09/17 sport20:27 meebers
1tMatter/scatter, part 9. Small-cap value and the "ten-fund portfolio."20:00 nisiprius20:27 HEDGEFUNDIE
38p401k money missing09/11 FM2320:24 Hug401k
22hVanguard Personal Advisor - .30%09/17 txgirlgolfer20:24 Ping Pong
5tBonds. Why? (vs. cds)19:45 m@ver1ck20:22 welderwannabe
50tWhy do we expect TSM to keep growing?09/12 chase_logi20:21 willthrill81
10pGuaranteed access for Medigap policies18:32 Good Listener20:20 dm200
15pManager - Cancer Diagnosis16:40 Palatineman20:20 J295
15pretroactive change to State Retirement plan illegal?09/17 Matt Y.20:17 MnD
8pPPO to HSA switch - Planned Pregnancy15:18 singe198720:17 Artful Dodger
20cGas leak detector?09/17 fittan20:16 neilpilot
34pChase Bank is the Devil10:32 BoglePaul20:16 michaeljc70
43pBank of America credit card “feature” (be careful with autopay)05:25 Jags418620:15 bradpevans
27hCritique my High-Risk Factor Portfolio09/15 Wataru20:09 Wataru
5hTake winnings and go "defensive"???/ Advice14:42 betterinvestor220:08 betterinvestor2
8pBest way to protect personal assets when freelancing?14:40 TheAccountant20:08 go_mets
131hHow real is cyber risk?09/14 Coato20:04 damjam
30tWSJ 9/12/18- Fidelity Doubles Down on Free Fund Strategy09/12 Paul Romano20:01 sc9182
16tHow often do cap weighted funds get adjusted?09:46 ChinchillaWhipl19:53 TropikThunder
104tVanguard - You'll need to sign up for security codes soon06/12 KlingKlang19:53 Thesaints
26cInexpensive source for greeting cards?09:15 knightrider19:51 Toons
83pDilemma: Add room to current house or buy new house?09/17 scorp_pccorp19:50 veindoc
6pCA tax question with treasuries ..18:07 Peppergrass19:49 TimeRunner
4pA Frustration w/ Ally Bank, Trust Account, and Paperless Statements17:24 Horsefly19:48 Horsefly
5tChasing Mutual Fund Performance - Follow the Momentum?09/17 pkcrafter19:47 Toons
2hConcerns over funding priority when investing with debt19:37 majiaknight19:45 HEDGEFUNDIE
38tNew Jack Bogle Book!08/26 abuss36819:44 abuss368
4hRobert Shiller interview: "Market could get a lot higher"17:29 CRTR19:36 Eric76
92lRoll Call for the Retirement Class of 2019!04/18 Miriam219:29 dccboone
242tU.S. stocks continue to soar!08/27 GoldStar19:27 nedsaid
6843tU.S. stocks in freefall2011 Lbill19:25 nedsaid
25phow do/did you teach your kids finances/investing?09/16 bling19:16 Peppergrass
1hBrokerage vs. Mutual Fund account - at Fidelity09/15 tibbitts19:15 tibbitts
34tEquity allocation for Flagship clients?09/16 restingonmylaur19:10 IlikeJackB
7hTaking Over Management of $7M Portfolio - Need Review/Help Allocating15:50 LFKB19:10 Raymond
38hVanguard Advisor suggesting 7 Bond funds for my 40%09/16 Webfoot19:08 yousha
11cHow much to spend on rent (balancing savings) - VHCOL area15:46 Philip_Marlowe19:07 TravelforFun
2756pWhat's Your Credit Card Rewards Strategy?2016 guitarguy19:05 VictoriaF
19cAnyone hire an interior designer?09/17 ThankYouJack19:03 Cyclesafe
2pForeign annuity tax question.12:59 kforbes86219:03 #Cruncher
15tAdvantage of Rebalancing for different asset allocations09/17 banhbao18:57 Thesaints
17cDental work and hypertension issue14:12 Zonian5918:57 staythecourse
15hThoughts on Portfolio/certain fund10:25 Mr400meterdash18:56 ruralavalon
58tSLYV vs IJS [SPDR vs. iShares S&P 600 Small Cap Value]10/26 Fryxell18:48 jalbert
40cWhere do you buy CPAP replacement parts?07/20 genjix18:48 oldcomputerguy
4cSpeaker for Apple 4K TV help06:24 acunn18:40 kjvmartin
16p"Taking" RMDs10:47 Ron Scott18:37 rkhusky
28care iPad Minis obsolete?09/17 gd18:34 kjvmartin
8cAttic Insulation Removal/Replacement Costs13:49 il0kin18:33 Dakotah
3685cWhat Movie Have You Recently Watched?2014 abuss36818:30 MJW
5cFixing diamond ring17:37 serbeer18:28 drawpoker
56tEquity in house / Do you use it?09/17 petrisunset18:27 Grt2bOutdoors
5pHelp w/ Backdoor Roth IRA tax forms09/13 mliang218:21 mliang2
4cFinding employers that match employee charitable causes?17:04 dm20018:17 HEDGEFUNDIE
56pJob burnout - Keep grinding or change?09/14 UncleBogle18:16 gluskap
6t"7 Retirement-Portfolio Withdrawal Mistakes to Avoid"12:21 Taylor Larimore18:15 abuss368
33cAny Cyclists With a Brooks Saddle?2014 LifeIsGood18:05 monito
5pBusiness card impact on credit score (sole proprietor)21:02 fortfun18:05 fortfun
13cConsumer Issue - Storage Unit Rental07:40 LuigiLikesPizza18:04 NextMil
50cWSJ print edition renwal time - any discounts?09/13 TnGuy17:59 NextMil
20pInsurance asking to repay for services not provided09/16 chr17:55 Thesaints
21pConcrete company refusing to lower bill14:39 cwademba17:51 staythecourse
6pWhat is a reasonable fee charged by financial planners?16:00 MBL17:50 CRTR
7pAnyone familiar with "American Financial Education Alliance?2015 munemaker17:49 oldcomputerguy
18hComplete Beginner to investing, 24 years old12/01 Macro17:45 ruralavalon
1pTaxation of California SDI; Solar tax credit16:33 bbrock17:45 HueyLD
1pDependent Care FSA - Questions16:51 seatownflyer17:35 amitb00
44ca low grade in a 9th-grade test09/17 goru117:32 Mel Lindauer
3tOther investment opportunities besides the stock market13:12 skor9917:32 Thesaints
282lRoll Call for the Retirement Class of 2018!2017 NCPE17:22 Miriam2
23pNew York Times--NYTimes: Freezing Credit Will Now Be Free. Here’s Why You Should Go for It.09/16 Paul Romano17:21 NoHeat
31c$180 IPhone SE or $90 Iphone 5S09/17 Caduceus17:19 inbox788
1pCan I reverse a TIRA/Roth IRA distribution and not pay taxes?16:24 CULater17:15 ResearchMed
2pBridge financing for downpayment - 401k loan or sell appreciated shares?17:08 Nearly A Moose17:13 vineviz
82pDelaying Social Security Until 7009/15 TinyTim17:05 MrTimewise
20cExperiences downsizing to single car09/16 seychellois_lib17:00 BanquetBeer
143lNE Ohio (Cleveland Area) Master Thread2014 Maid of the Mis17:00 bobinberea
1c[Problems with] whirlpool 5 door fridge WRV986FDEM0005/11 Nutter16:57 Kate0424
1cProgrammers for start ups - what tech do you use?16:51 ThankYouJack16:56 bstewie
1hHow to determine best China index ETF? Is the cheapest ER most important or more liquidity?16:39 Daendrew16:54 vineviz
50pI see now why Rollovers can take FOREVER ....09/16 livesoft16:54 inbox788
2hWere short & long term bonds added to Balanced index fund?07:12 bbrown16:53 bbrown
27cHOA Donation in Remembrance of Deceased Owner09/15 DTalos16:49 dm200
8cNegotiate Washington Post Subscription06:57 Wolfpacker16:46 dm200
9hCalifornia tax free fund or an AMT tax free fund?09/17 billthecat16:38 Artsdoctor
0hFidelity-Very Negative Experience with Inheritance Services16:34 Spyder59 
22pProvding SSN for Estate Planning--Why?09/17 jjwpls16:33 3-20Characters
22pHow to get financially ready for death of parent09/16 Tabulator16:23 dm200
8cPotential Water Leak Issue/Irregular Water Usage10:03 CaptainMarvel16:23 obgraham subscription price testing?09:33 12316:21 Artful Dodger
15hTax Loss Harvest (TLH) VWIUX09/13 hudson16:17 Artsdoctor
3tLarry Swedroe: Effective Diversification In A 3 Factor World and Roger Gibson: The Rewards Of Multi Asset Class Investin09:11 Random Walker16:13 Random Walker
824c[What TV Show Have You Recently Watched?]2016 dbCooperAir16:13 bertilak
113pAnyone else not save for cars?09/10 Kywildcat16:13 Starfish
12pHSA vs save $1.5K/year09/16 Alto Astral16:12 Alto Astral
18cIs this a potentially dangerous electrical issue that needs to be addressed?22:44 Kennedy16:10 Kennedy
22hFacing Retirement at year end02:57 NewOldGuy16:09 InMyDreams
2hAs a future non resident alien (French national), should I bother contributing to a Roth IRA?12:59 assyadh16:08 assyadh
36cSolar Install w/ SolarCity09/15 mmcmonster16:04 mmcmonster
8cHow to tell if computer update notice is legit09/17 dodgy5515:55 epictetus
27tHow can I buy ALIBABA and TENCENT stock?22:00 WanderingDoc15:52 NoHeat
124pConsidering Quitting Job - Seeking Advice. Would you do it?09/15 RW7315:47 gluskap
7hFund Selection Help09/17 scarson15:44 scarson
35tWhy I left Wealthfront02/26 Badger175415:44 retiredjg
17cHonda Lawnmower Warranty Issue07:21 mw173915:41 bikechuck
39pDelaying SS? How Long It Will Take for It to Pay Off?09/16 LSLover15:40 randomguy
6tMoney Market account in a Roth quick question11:38 marklearnsbogle15:37 marklearnsbogle
630pPicking College and College Scholarships2016 timmy15:27 rayson
348lMaster Thread for Metro Boston's Chapter2014 siamond15:26 siamond
10hEmployer/Plan Limit on 401K Contributions08:37 TVKNSC15:07 JamesSFO
18hrmd for IRAs at multiple institutions09/12 Skyedancer15:05 Alan S.
38hPortfolio Review, Age 31, $1.5 million net worth08/05 investwisely15:01 JoMoney
12tBond Funds vs. Individual Bonds: Can someone quanitfy?10:26 rbrb15:00 vineviz
9h$4900.00 INHERITED IRA11:18 BOGBECK14:58 retiringwhen
0pHSA Excess Contribution14:53 Brantley 
2psmall group health insurance?09:11 eggraid10114:51 cashmoney
52pDoes anyone use Personal Capital, Mint, Tiller, or You Need a Budget?01/29 fortfun14:49 Baldrekr
24pNeed help in solving Tenant landlord issue09/17 Financequest14:48 denovo
1cKnights of Columbus LTC insurance??14:47 montanagirl14:48 BruDude
5h401K Rollover tax question.12:38 kforbes86214:46 Earl Lemongrab
2pUbiquity 401k04/19 blackbird12314:44 a.joseph
3hPortfolio Review09/13 le_rndm14:43 le_rndm
0hRebalance limits 529 and plan transfer14:41 tenkuky 
6hLoan(s) from Qualified Retirement Plans for Married Filing Jointly09/17 NeedSomeAdvice14:40 NeedSomeAdvice
2hAnyone familiar with America's Best 401k?11/03 jonce1714:38 a.joseph
92pSide Hustle Options/Suggestions.09/10 Thegame1414:29 mrmass
5pWolters Kluwer announces 2019 Inflation Adj09/14 Alan S.14:21 FactualFran
7tWith expense-free funds, are other Fidelity fund obsolete?11:47 InvestInLife14:19 Earl Lemongrab
4hCoverdell ESA Asset Allocation04:19 Wings514:18 123
5pNew car - 0% loan or $500 rebate12:24 adamsdp14:14 mmmodem
19cTesla Refund09/01 BoglePaul14:12 dsmclone
21pdelaying claiming SS from age 64 to 70 while not working09/16 ByThePond14:09 jimishooch
28hLaddered CDs09/12 wilsonbh14:06 mervinj7
7hShould I be a contractor or employee (from an investing perspective)?09/10 WEL14:04 WEL
0tCorporate debt bubble?14:00 Tideout 
61p38% pay cut for dream job?09/15 minet13:56 annebert
2tCombining multiple IRA accounts into one09/17 tuningfork13:52 Earl Lemongrab
23tMatter/Scatter appendix: notes on methodology09/05 nisiprius13:47 siamond
7pRegular savings via after-tax 401(k) account09/11 clipson13:45 KlangFool
10cFakespot vs. Reviewmeta for Amazon?09/17 kayanco13:44 kayanco
13hVanguard vs. EJ vs. Fidelity09/17 Jarisma18013:00 WhyNotUs
9hBuying I-Bonds11:23 8hygro12:56 8hygro
8hHSA Investment Options09/17 N10sive12:53 N10sive
477cMy 2017 CRV is a victim of the dreaded oil gas-dilution issue03/14 CULater12:50 inbox788
16pDoes this job exist (another want-to-quit-corporate-world thread)?09/15 nick evets12:47 livesoft
130t[New Vanguard website layout starting Saturday, August 11]08/11 am12:47 lepa71 for a refinance?09/17 Pooswa12:46 poker27
69hPaying off mortgage with 87K left on it09/09 rakish_weasel12:33 rakish_weasel
4htransferring in-kind VPMAX to Fidelity Roth IRA?09/17 jsmoove12312:33 jsmoove123
12hTSP to Roth IRA Tax Strategy (Post Retirement)09/17 geobrick12:31 Watty
31tTake your canes out in Emerging Markets08/15 hdas12:28 hdas
108pMassive Student Loan Debt - Fiancee09/11 cmiller070112:24 TN_Boy
16hDoes anyone know what the AXA 403(b) fees are?2017 tchasteen12:21 krow36
8cSuntrust Bank online banking has been down since Sunday.09/17 Watty12:19 Watty
24cOvernight near Atlanta?09/17 lazydavid12:14 lazydavid
6tWhere to place 100K for construction?09/17 phxjcc12:11 lukestuckenhyme
10tA Question [about Vanguard's asset allocation recommendations]09/16 abuss36811:59 abuss368
12lJack Bogle Bobblehead21:01 abuss36811:55 triceratop
1pCovered Expatriate : Green Card Tenure?11:18 bagpuss11:53 TedSwippet
3hquestions about conversions01:12 NH393011:49 esar
39hThinking of Retiring at 52, Please Critique Plan09/16 travel42411:48 TravelGeek
3hFSITX bond fund leverage09/17 edugrind11:39 Hiwatter
3tDoes Vanguard's Asset Mix indicator include outside holdings?09:26 Admiral11:35 bengal22
25pTaxes+Health Insurance (Recent Marriage, Baby OTW)09/11 guwop11:33 FiveK
5hQuestions about parents retirement accounts06:17 Faraz11:31 billfromct
74hUmbrella Policy: Right amount for $7 mil net worth?06/27 TheClash11:27 TheClash
69cPicking a Charity09/12 jakobox11:23 dm200
2hRoth TSP, Vanguard, inheritance and early retirement23:23 binary_byzantin11:23 FiveK
4cPrepaid SIM card with longest expiration dates07:36 Caduceus11:23 runner3081
46tLarry Swedroe: Simple Factor Investing09/10 Random Walker11:20 azanon
3h401(a) Transfer issues....09/17 cdtouchberry11:15 cdtouchberry
15cHow to watch baseball playoffs without cable08:45 clemrick11:14 northtexan
12hSIMPLE IRA, solo 401(k) & Backdoor Roth09/17 oar82111:11 FiveK
1pSEP or Solo 401k with TPA? dual income (2 jobs) help11:04 pension4ever11:07 pension4ever
4pQuestion: New tax law on HELOC09:17 shareholder0111:04 shareholder01
1hVGT vs QQQ10:42 sabhen11:02 HEDGEFUNDIE
11hWhy is it so much cheaper to borrow money in Euros?09/17 johnanglemen10:49 Valuethinker
2tAARP Article re: ID Theft & Dark Web09:58 CaliJim10:46 CaliJim
111tArgument for taking social security before 70. Comments?09/11 duffer10:42 JW-Retired
3hWeighing mid-career break and pension decision09:34 AmericaninParis10:39 Watty
20hHigh employer contribution, still max 403b before taxable?09/14 DanEmmy10:28 Dottie57
41pHow did you decide when to retire?09/15 BarbBrooklyn10:19 carolc
2pTax deduction advice - Section 17907/25 jborn2010:01 jborn20
2hAt what point do you use muni bonds in taxable portfolio?02:40 Captain kangaro09:53 Cyclesafe
28tFour International ETFs that are better diversifiers than VXUS09/17 vineviz09:49 vineviz
3hshorter term window09/17 mz507709:42 mz5077
12hNeed help in choosing small cap value fund09/15 Financequest09:31 Financequest
4pAre there professional trustees that charge by the hour?08/17 RatherBeFishing09:21 afan
13t“Costly race to bottom on mutual fund fees”09/17 EyeYield09:18 GAAP
4hCalSTRS Pension - Does refund of contributions make sense?09/17 treskin09:18 FoolMeOnce
49tExpanding on The Rewards Of Multiple Asset Class Investing11/01 Random Walker09:17 Random Walker
45cHow to determine quality of a finished new construction home09/13 krappei09:15 michaeljc70
4pHow should I insure a condo purchased for my dad?08:04 lilyn2009:14 JGoneRiding
25tUnchanging opinions09/17 stvchang09:12 staythecourse
28pDark Web Article09/15 carolinaman09:08 lotusflower
128cXfinity Mobile2017 student09:08 ilisira
12hAA and Tax efficiency review09/11 ready2008:53 ready20
140c2018 Forester vs CRV vs RAV403/15 need403bhelp08:43 MangoMama
62cAny reasons to not put money down for a Tesla Model 3?06/01 ThankYouJack08:37 matjen
3hAmerican Funds 401K - What Available Funds Close to Vanguard 3-Fund Portfolio05:16 PinchinPennys08:08 typical.investo
9tDiscount Cash Flow Analysis (DCF)09/17 GuitarXM07:37 Doc
36cHumidity in basement09/14 unclescrooge07:28 queso
19cHow to tell when a Mango is ripe?09/17 zaplunken06:53 zaplunken
9pBofA - Am I Shadow-Loaning to Them?00:42 watchnerd06:47 ResearchMed
5pRevocable Living Trust vs. Will with Kids Trust20:56 skinsfan06:44 Iorek
3pFlex. Spending Arrangement (FSA) - Maximize reimbursements2014 LadyGeek06:41 amitb00
9t401k: Why not only after-tax?09/17 international0006:36 retiredjg
5hWhich fixed income fund to rebalance into stock fund in a correction?09/17 flyingaway06:28 drdrgolf
23pCheap Flights09/17 FPS_dapdap06:21 GeoffD
25pSingle Family Homes in Chicago?09/14 weir_everywhere06:07 kjvmartin
3pTax Question - Roth Conversion09/17 Charles605:50 cas
10cColor copier recommendations?09/14 fittan05:39 prudent
34cMinivan for family of 4.08/28 PaulAtreides04:48 chipperd
17pBaby on the way - HSA questions09/04 yammer18200:14 bjames310
1hSolo 401k21:00 MariamQ00:07 Spirit Rider
23pRetirement Double Check09/17 BajaMig23:55 BajaMig
30hTotal Bond or Total Bond/short-term09/14 schleprock11723:39 RCL
39cIs Hardwood Floor No Maintenance (vs Carpet)?09/15 AndroAsc23:30 Starfish
20tSlight fear of investing in general now09/14 TheBogleWay23:24 TheBogleWay
43cSubaru Forester - ready to buy09/12 MeansNotEnd23:10 SevenBridgesRoa
0hHSA investment plan23:01 Kingside 
77tVanguard Precious Metals and Mining Fund is changing07/27 asif40822:59 siamond
53tLarry Swedroe: Disrupted Expectations08/06 Random Walker22:48 willthrill81
6hretiring soon, any advice on moving 401k?09/17 dmnhwn22:39 Church Lady
47tPodcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle09/14 Rick Ferri22:28 LadyGeek
50cPhone Plan for US-Child doing a Semester Abroad (VerizonWirelss)08/13 DaftInvestor22:00 smackboy1
6hOrganizing an unplanned portfolio and dealing with LTCG09/16 threed21:56 vieques
3pSocial Security WEP question09/17 BrownsTown21:52 texasdiver
32cRain Jacket recommendations and care09/15 ThankYouJack21:26 smackboy1
59cDecided on Chromebook, now need spec help08/04 Coolstavi21:18 TimeRunner

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