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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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1474 new posts and replies over 235 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
4tCapital Gains on an Index Fund08:34 bgyt09:12 PFInterest
10pHow to Treat "Negative" Basis in Nondeductible IRA14:54 Small Law Survi09:11 MarkNYC
17hToday I retired [should I invest in rental properties?]17:15 peacelove09:11 Culbretd
28hConverting existing potfolio to 3 funds - novice [help with 401(k) choices]2017 morpheus195809:09 LadyGeek
65pphysics/math major looking for programmer/analyst job?12:15 gips09:06 Dottie57
21pYogi said it. It must be true.08/04 mickeyd09:05 Tdubs
28cBooks - Your 3 Best - (Nonfiction, Fiction, Financial/Investing)08/13 Finridge09:05 letsgobobby
14coil pan threads stripped - pan saver okay?18:37 GuySmiley09:05 neilpilot
14hAutomatic Investment in a Taxable Account17:40 Amy201709:03 iceport
31tVanguard predicts 10 year equity returns14:11 miles monroe09:03 steve321
24pBraces: Keeping cost down and insurance questions.07/14 fortfun09:00 gasdoc
20tRemind me (again) how real estate isn't a GREAT investment?23:17 TheBogleWay09:00 CurlyDave
51pSavings rate per month???08/16 Bhairston201808:59 Grogs
0cSoap for hand washing dishes08:58 AAA 
1p529 for Long Term Savings?08:56 fourwheelcycle08:58 Sportswhiz00
2hCore portfolio for retirement in Europe - Living in Singapore01:39 EUR-SGD08:57 DJN
30cTime for new phone, Buy or Lease?08/15 MNGopher08:56 Taz
2hHelp With 529 Plan05:47 Travis108:54 informal guide
38pHelp with inheritance choice08/15 Newtothis08:52 not4me
509tIt's not enough to mumble "Stay the Course"... INT'L Investing has been a disaster!08/14 HuckFinn08:51 Pete12
1hAdvance Planning for Roth/ 401/HSA/ 429 accounts for future move to Canada08/15 aashusharma108:49 PFInterest
69hElderly Relative Short on Money08/16 bajdygba108:49 BL
28cReckless driving ticket in VA-Help!16:00 andyandyandy08:48 tibbitts
12h401k Advice08/16 div08:48 ruralavalon
27cBest (most practical, low cost) Luggage for Airline Travel14:58 Small Law Survi08:47 chickadee
0hHelp with After Tax investment advise08:47 jlm411 
1hMove Rollover IRA to 401k or vice versa08:42 RetireSoon9008:46 PFInterest
8pIs this a good resource for SS or is there something better20:51 47Percent08:45 HueyLD
31pNegative Insurance Discount with United Health Care and Sentara08/14 almostretired1908:43 SimonJester
0pFLorida Condo Insurance08:41 cresive 
7htIRA bond fund(s)15:39 BeWyse08:39 PFInterest
9pOne more reason for Fidelity Visa13:00 47Percent08:37 afan
9pCost of Living between NYC and U.K.?20:54 nimo95608:33 OptimusPrime
0tDo You Believe Diversification Is The Right Strategy Only If The Investment Horizon Is Long?08:32 Random Walker 
9hAdvice Request: Considering removing advisor from IRA08/16 Peppermint08:27 dogagility
1137tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab08:27 Ron Ronnerson
5hRequest your help - new to self managed investments16:23 P&S Investi08:26 rkhusky
3pReal estate dropping like a rock in U.K. - can the U.S. be far behind?08:01 CULater08:26 minimalistmarc
22cSwitch to auto lease after retirement?17:53 dpm32108:25 cresive
0hVanguard Multifactor Fund and Factor Funds, again08:22 Tdubs 
2pJonathan Clements on International Investing07:58 Rob5TCP08:21 walkindude
23pComparing Boats to Autos08/17 fishmonger08:17 Olemiss540
39pNon-owner contributing to home renovations: what's fair?08/16 Kryten08:15 FoolMeOnce
2hLending money to Goldman Sachs?00:48 LovingLife08:12 b42
1hLump sum or DCA into Roth IRA (invested in target date fund)05:59 jslange12308:08 dogagility
62pTerminating an employee with company car08/15 renue7408:03 mrc
68tFor those of you in the Accumulation Phase - How often do you check?2016 mmcmonster07:54 donaldfair71
10hAny tool to help predict net worth in N years?08/16 cuihang07:43 ryman554
48tVanguard Switch to Brokerage Accounts08/09 cowdogman07:36 Cloud
13cThe Fall of Consumer Reports19:49 windaar07:32 carolinaman
3pA question of trust07:10 harmoniousmonk07:30 Spirit Rider
234t"Don't Obsess About Expense Ratios"08/06 Taylor Larimore07:30 UpperNwGuy
20cCostco penny install sale & road hazard terms08/16 susa07:17 MnD
6cAnyone using a Dolby Atmos-capable sound bar?08/07 Bammerman07:16 yatesd
10pSolo 401k vs Sep Ira vs unique solo401k08/15 jessikaur07:15 retiredjg
8tSchwab users- question on alerts11:14 chambers13607:05 chambers136
9tVanguard Momentum ETF (VMOM). Any thoughts on it? [UK investor]01:00 steve32107:02 steve321
20hHow Best to Utilize Permanent Life Insurance Upon Retirement08/16 delrinson06:56 delrinson
10pMy Wife is going to do an independent contracting job-401k?11:07 TexMexIndex06:52 Spirit Rider
36pBrokerage checking: Fidelity, Schwab, or Vanguard08/14 Elysium06:34 Jonathan685
3hPlease look at my portfolio and give me advice [Norway]17:42 OkEmail06:19 selters
27p401(k): Roth vs Non-Roth08/16 CrownVic06:15 smitcat
3h'Passive' investing? [Denmark]08/14 mirinquads06:14 DJN
4cOpinions and experiences with Verizon Prepaid?01:25 raven1506:11 Steelersfan
53cAdult piggy bank08/14 BWildt05:58 dratkinson
27cTipping lawn service and trash pickup08/12 jehovasfitness05:33 dratkinson
19hMerrill Edge "Money Account" Question04/19 FootballFan554805:22 Culbretd
346tInvest in Tesla?03/28 BradJ05:17 linenfort
3hRoth IRA conversion vs Capital Gains08/15 bookworm05:06 bookworm
25hSmall cap tilt - value vs. growth08/17 radstar05:01 whodidntante
5pWhat is the difference between minimum payment and statement balance for 0 APR card23:41 hammond04:53 whodidntante
32cDiscarding dead cell phone without purging my data08/15 gd04:46 gd
7pHas anyone used Income Strategy website/software?01/02 busdriver04:36 The Wizard
14hDo we change our self-managed investments/brokerage today assuming we might move to India in future?08/15 srsnerdshack03:53 srsnerdshack
54cMen’s Underwear recommendation08/15 Rexindex03:46 Youngblood
351cMoviePass-Too good to be true, but it's legit.10/04 denovo03:39 Que1999
35hHigh tax bracket - Go 100% Roth in tax advantaged?08/15 ALostCause202:12 desafinado
50tBullish/bearish on GE? Make your case here - new lows today08/15 tmcc01:57 CurlyDave
37cFlight cancelled. Entitle to any compensation?06/04 hmw01:20 clarkebarry
23tMassive small cap tilt with low equity AA - anybody do this?08/12 AerialWombat01:14 vineviz
36tHow to Underperform the Market08/16 Cartographer01:10 CurlyDave
641tFidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)08/01 jhfenton00:50 Whakamole
4hMoving from Morgan Stanley- Schwab or Vanguard14:48 jsad00:37 Nate79
0tCash in Investments to pay off mortgage?00:29 Cintrapark 
19pTeachers Who Have Net Worth of $1 million +08/16 Gardner's Son00:24 gwrvmd
8h401k/403b Funds and Housing Advice15:23 deep00:19 deep
4hHow much contribute to a Roth account for dependent kid?22:12 flyingaway23:49 HIinvestor
5pHelp with Vanguard Individual 401(k)10:57 ssean23:41 JDDS
1hCollege Graduate Advice (457 TRADITIONAL VS ROTH)20:47 ttpark23:26 ExitStageLeft
7hRoth IRA, Rollover IRA, Roth 401k dilemma08/09 Duke2723:24 BL
1hWhat to use for Fixed Income allocation in 3 fund portfolio?22:19 RIMDBogle23:19 galeno
20cHow much did you pay to relocate laundry from basement to upstairs?08/16 daheld22:56 HereToLearn
20pHelping mother-in-law after her husbands passing15:55 clicobb22:55 CurlyDave
2cWhere to sell Google Play credit?21:46 boglemyinvestme22:52 runner3081
14cInfo on Al-Farabi Kazakh National University16:57 ChinchillaWhipl22:48 Starfish
21cBoglehead Birthday Gift for 50th B Day - Fine Spirits08/16 DelcoEE22:43 Nicolas
7hleft advisor, overwhelmed15:40 finance-mess22:33 ThePrince
1hBirthday Week Retirement Planning Check-up & Review21:52 Madbull22:28 radiowave
15pContinue flood insurance after mortgage paid off?08/17 mlagrange22:17 Watty
70lRoll Call for the Retirement Class of 2019!04/18 Miriam222:15 nesdog
40cBest BBQ in San Antonio07/30 snoopdoug122:08 nic3456
11pPay off personal loan at house closing?12:41 drealbmw22:08 unclescrooge
7hHelp needed:Correct way for 52908/17 darkhorse21:33 Spirit Rider
41cSign - Speed checked by Radar08/16 FB0121:23 bberris
7hAggressive asset allocation08/16 milosz1921:20 UpperNwGuy
103pUsing ACA for early retirement years08/14 smithmmark21:14 Pigeye Brewster
7hHedging the Brazilian Real (or an alternative?)19:26 tech12321:10 Coato
1hPortfolio Strategy Questions20:48 tweet73721:02 MotoTrojan
13hBetter Behavioural Finance Books?08/16 Expro21:01 Taylor Larimore
15cBest (cheapest) way to book a flight well in advance08/16 MittensMoney20:53 Watty
17hHelping elderly mother with her finances - 2 issues08/16 Stick5vw20:44 Nate79
7pCredit Score mysteriously dropped16:51 Determined20:37 Determined
6pBudgeting for clothes, hobbies, etc...16:51 macandal20:32 Grt2bOutdoors
4pHelp with ACA Planning Resources?15:12 Stick_on_FIRE20:25 tfb
98pTake auto loan 0.9% if I can afford cash?08/15 markfaix20:24 Starfish
45tFidelity 401(k) millionaires hits record high08/16 JoMoney20:21 sc9182
3tMatter/Scatter part 8: Small-caps08/12 nisiprius20:17 bayview
15tHow do index funds affect stock valuations?08/14 Esq12320:14 arcticpineapple
178tWhat's your asset allocation and why?2016 freyj620:10 AerialWombat
20pPITI 20% to 30% lower than renting12:48 KlangFool20:07 randomguy
14pInheritance tax on UK assets owned by non-UK residents?08/14 riskless19:39 galeno
22hAnybody Investing with 'Betterment'?06/29 TravelforFun19:31 Blimpalot
20pQuant / Financial Technology Job Opportunities / companies in New York City08/16 LiveSimple19:25 Valuethinker
14pMarriage Name Change Logistics08/16 Goal3319:24 Goal33
12tWhat is the settlement time for T-bills held in a brokerage account?08/16 hotpancakes19:19 Doc
3hClarification on multi-year Backdoor Roth12:11 tenkuky19:17 Duckie
18pFinancially Wise to Help Adult Child Buy Larger House08/16 Calicocat19:10 Swimmer
3pTax efficiency of Inherited IRA withdrawals vs Roth Conversion10:26 gotlucky18:39 47Percent
10pNeed advice on where to keep safe money08/16 aquamarine18:39 aquamarine
25cWhat to do in Seattle around Christmas?08/16 cuihang18:37 Fletch
5pRental home and paying off debt by refinancing primary home cash out08/16 Xrayman6918:33 bltn
7pOnline Banking - School Me14:20 ddurrett89618:25 radiowave
86tSchwab Intelligent Portfolio vs. Schwab Target Fund03/07 lhwerdyt*1791c18:17 tj
20tVanguard REIT fund changes objective, name & index02/05 lorneabramson18:03 whodidntante
11pCheapest Home Insurance ?08/16 confusedinvesto17:51 confusedinvesto
6hRan out of space in Roth. Where should I put Small Cap Value fund now?08/16 joo2lo17:38 MotoTrojan
61pTrust Investment Policy Statement08/09 FBN201417:37 FBN2014
18hAdvisor Dumped, Now How to Best Simplify08/15 ElwoodBlues17:33 dratkinson
16h[How can I simplify rebalancing across multiple accounts?]08/11 RIMDBogle17:30 grabiner
24cLock Suitcases on International Flight or Not?08/16 magazinewriter17:14 hmw
19hAdvantages of I-Bonds vs CD ?08/16 kaeltor17:00 Kevin M
9hFIRE within 5 years with high income?08/15 unstoppable16:57 Meg77
4pSell taxable to contribute to solo 401k nrats08/16 jessikaur16:57 jessikaur
4hTLH options for international small cap value09:18 blackburnian16:57 grabiner
6tVanguard Total Bond vs Schwab Aggregate Bond: Moving in opposition08/15 AerialWombat16:45 AerialWombat
7hReplacing S&P 500 and Small/Mid Cap Fund with Total Stock Market13:44 SlowMovingInves16:45 SlowMovingInves
9hHSAs08/14 dachshund16:41 Spirit Rider
5pYoung family: Capital Allocation Question, Home vs. Investments12:54 derbogle16:34 -buzz-
112hWho uses the 3 fund portfolio ?04/05 aaja16:28 rossaxr
22hTotal Stock and Total Bond Market(s) at Vanguard08/09 yousha16:27 UpperNwGuy
16cWorth seeing comedian live if already saw their Netflix special?08/11 jastevenson15:54 VictoriaF
13cFree Tire Change of Flat08/17 J29515:49 AAA
7hPay for Deductible Education Expense with 529 Funds?08/16 beefey15:48 beefey
17cICE or a hybrid car10:21 Calico15:48 deikel
8hNeed basic advice on organizing portfolio08/15 PFM15:44 PFM
15hQuestion/Update on my Situation08/12 soazfree15:40 soazfree
9h403(b) investment choices07/29 cd893115:32 nwffdiver
15cStains coming through white painted wood stair risers10/18 jimmo15:29 mrc
115t[New Vanguard website layout starting Saturday, August 11]08/11 am15:25 jebmke
62hWhy the Yale Endowment Hate?08/16 mbenoit11615:23 LadyGeek
9pDisability Insurance - Total vs Partial/Residual Disability08/16 CuriousTacos15:15 BruDude
21hFirst time investing(401k)08/15 Guacamole15:11 Guacamole
23tIs President Jimmy Carter a Boglehead?13:27 Material Guy15:09 triceratop
20cCar alarm '98 Camry ?08/16 dm20015:08 dm200
7hBonds or No Bonds09:21 leachim14:59 PFInterest
13hStable Value Funds vs Bond Fund08/17 LXEX5514:51 jhfenton
10hSpreadsheet Question08/16 CarlZ99314:46 nolesrule
106cRetire in Florida or Alabama?08/13 Colorado2914:39 DanMahowny
13ceBay seller issue08/05 Carl5314:39 Nissanzx1
6pCredit Card to Pay off Overpayment of Student Debt11:02 Clarice14:34 neurosphere
7pMaternity Leave and Open Enrollment - Insurance costs08/16 rasputin14:20 rasputin
21cPop up tent camper08/12 CWRadio14:15 FoolStreet
45pSeattle- mandatory affordable housing units affect single family home values?08/15 Jackson1213:54 dm200
204tVanguard to offer non-Vanguard ETFs commission-free07/02 Ever Ready13:54 jhfenton
12hTax loss harvesting international funds at Fidelity08/16 SillyRabbit13:52 Earl Lemongrab
46cQuote from Electrician08/16 maggabelle13:49 renue74
5hPension Rollover to TIRA, does it affect backdoor ROTH?08/16 onyxlinkia13:48 Alan S.
2hEarly 30's - need help with investments and AA08/15 Pharm guy13:29 mega317
15tFreedom Credit Union 30 Month 3.56%APY CD (Closed))08/12 pc9513:27 grkmec
112tVery confused with the current market06/17 capcase13:27 DesertDiva
0tInvesting in Opportunity Act13:27 psteinx 
23tNew CD Rates03/28 sport13:23 HopeForTheBest
2222tThe Three-Fund Portfolio2012 Taylor Larimore13:19 Psychopasta
23hPoor HSA Investment Options08/09 mrrr080913:13 jhfenton
6hRMD question, having two IRA's08/17 f35phixer13:10 Alan S.
37cTravel delay: Can I *easily* get $60 back?08/15 VictoriaF13:04 BeneIRA
204tLarry Swedroe: Valuations Too High?08/08 Random Walker12:55 FIREchief
33pAnyone sell their car to Carmax or Rexindex12:54 Blister
5hNeed advice on establishing Roth accounts07/21 Busdrvr12:52 Earl Lemongrab
21cRental House Issue08/12 biscuit12:45 knpstr
4h"Share Class Change to certain Fidelity Index funds"11:42 10.06am12:39 John Laurens
8hPrime mm—> settlement fund for same day trade10:00 am12:39 whodidntante
22cTrip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?08/15 ChinchillaWhipl12:37 sperry8
3hWithdrawal rate and tax-adjusted asset allocation08/16 RetiredCSProf12:32 RetiredCSProf
8pAnecdote: PMI Removed08/11 og15F112:30 LawEgr1
7cRecent Trip to Naples, Italy08/16 seychellois_lib12:27 Artful Dodger
46cCelebrating the day you retired08/16 bfizz12:24 cheese_breath
16cRequesting restitution from airline for delayed recovery baggage07/22 tenkuky12:18 tenkuky
49hHelp with rollover into IRA and future retirement plans08/01 NBKCF12:17 NBKCF
1tAnyone know how to re-create Vanguard's “Fair-Value” CAPE Calculation?08/15 InvestorErik12:06 InvestorErik
8pBuying car - help with closing the deal08/16 sman0912:04 Jack FFR1846
28pDo we really need to save 20 % ?08/17 Dude556812:04 Dude5568
4hWhat are the cons of multi-family housing investments?08/16 fastrak9911:57 Johnsson
12tLarry Swedroe: Betting Against Beta08/15 Random Walker11:53 iceport
479lPost your Financial Milestone Announcements Here01/09 Alex Frakt11:46 chicagoan23
6hDCA investing or going into debt ?08/16 airelleofmusic11:45 Sasquatch
10cReplacing the cartridge in a kitchen faucet08/03 jwblue11:43 Housedoc
17pFeedback requested on plan to lower income to qualify for ACA Subsidy08/16 Ron Ronnerson11:38 Ron Ronnerson
2hHow to safely build a new house [financial risk]08/17 InvestSlow11:35 stan1
1hInternational funds composition11:02 stocknoob411111:30 vineviz
10hMoving within Fidelity08/15 moneywise311:29 dcdowden
4pchange from 1099 to W2, how to calculate est quaterly tax08/17 artibug11:22 artibug
6tHere's what has happened to value since FF 3-factor08/16 CULater11:14 vineviz
3pHelp with catch-up contribs: make them? And where?09:44 Admiral11:01 David Jay
8tWorkers on Corporate Boards - Principal-Agent Problem08/16 zmaqoptyxbglp10:45 triceratop
16tBeam 2-4% APY2017 BogleMelon10:40 WanderingDoc
45cMail order pharmacy08/16 tc10110:38 HueyLD
0tS&P500 Global percentages10:36 oldcomputerguy 
3pSelling notes from Treasury Direct account08/17 Olduvai10:32 HueyLD
2hTax loss harvest int. Muni fund vanguard question10:04 am10:20 masteraleph
5hWithdraw money from Investments08/16 indexonlyplease10:16 indexonlyplease
15hStudent Loans or "special" Mortgage payments08/16 newDDS10:11 newDDS
2hInvestment review / help request08/17 DoranMartell10:09 DoranMartell
6hTaking stock of current financial state and way forward08/15 engineerAndPara09:55 mega317
1p[Military] Service Members Civil Relief Act2012 bigb09:55 pete1983
5hDeferred Compensation 457b FICA and Medicare Taxes08/17 chambers13609:51 neurosphere
2lThank you!08/17 P@ssiveFTW09:48 bottlecap
37pExperian email alert! "Your score decreased"08/12 racy09:47 willthrill81
2pCollision vs Uninsured Motorist Property Damage??09:41 720pete09:46 bottlecap
33pChase Sapphire Reserve travel insurance07/27 kanu09:43 fasteddie911
10cVerizon sending me two bills and I can't change my name with them08/14 Calico09:41 Calico
90cAs an American, where are some great places in the world to retire?08/14 Colorado2909:36 protagonist
9hRemoved2016 acanthurus09:36 Investment101
109cMinivan Vs SUV Experience08/03 samta0909:26 randomguy
7hOverwhelmed! Inherited Tax-Exempt Bonds/MM/Cash in Taxable Accounts08/15 Ilikesparklers09:25 not4me

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t = Investing - Theory, News & General
p = Personal Finance
c = Personal Consumer Issues
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