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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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1756 new posts and replies over 250 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
3hSell in Taxable, Buy in Tax-Advantaged17:56 jotun18:15 Artsdoctor
57pDo you rent even if you can afford to buy?02/22 EGARCH18:14 Pajamas
9tIs there any flaw in this short-term tactic?16:12 foodhype18:13 alex_686
0hInvestment Priority: Back Door Roth vs Taxable.18:13 Cavalier91 
4hShould I Pay Learnvest for Financial Advice to Convince Wife?16:58 Sockpuppet18:11 livesoft
9pWhich states are similar to NJ in the sense that they do not allow one to deduct contributions to 403b, 457, TSP, etc?02/19 InvisibleAeroba18:10 grabiner
23hStill lose with bonds even at duration02/21 stocknoob411118:09 Artsdoctor
19pReview ettiquette11:57 Crow Hunter18:08 Pajamas
8cWhat vacations or weekend getaways are you taking this summer?16:59 ugaDAWGS0918:06 triceratop
6hAMT in Turbo Tax for Mortgage Interest02/22 FB0118:04 grabiner
9tTotal Bond Market [how to allocate bond portion of AA]09:49 Bnjneer18:04 alex_686
17tAnyone subscribe to Socrates ?02/20 over4518:04 arsenalfan
34hGuaranteed 2% return?09:14 zonester18:03 gips
69pDefining "House Poor"11:16 mbasherp18:03 thangngo
64tVanguard LifeStrategy Funds vs. Target Date Funds02/16 Windylotus18:00 getrichslowly
26cBH Volvo XC90 Review12/03 sunny_socal18:00 ssquared87
119pLong term care insurance02/19 losangchodren17:57 WoW2012
19tComputing a Safe Withdrawal Rate (SWR) concisely02/05 siamond17:55 getrichslowly
1cARAG (or other) Legal Plans, useful? Feedback or reviews?17:50 Strayshot17:54 Strayshot
99lRoll Call for the Retirement Class of 2018!07/02 NCPE17:51 Miriam2
24pBogleheads: What are you doing to prepare for dementia/alzheimers?12:46 CULater17:50 Skiffy
18pRefund? Not so fast! [Tax refund]12:58 Swimmer17:49 Old Guy
41t"" by Kristine Hayes"02/22 Taylor Larimore17:48 CFM300
74tThe Emerging Markets "lost decade" is over09/06 AlohaJoe17:47 getrichslowly
7pThoughts on changing withholding for 2018? Complicating factors!08:40 BuckyBadger17:42 Olemiss540
4tRisk Parity Investing13:55 shamino17:39 lack_ey
2h401 (a) plan and has left employer15:04 memphisvb17:39 Pajamas
33pHow Do People Without Computer Access Prepare and File Their Taxes?08:49 Random Poster17:38 ReadyOrNot
140tWhat if you only live off dividends?02/13 getrichslowly17:38 getrichslowly
38canonymous financial gift to student / best gift card option11:12 rjbraun17:34 Pajamas
74pMisc Income [how to report with no 1099]02/19 LeTooth17:34 michaeljc70
56hWhat do Bogleheads think of Passive income through Dividend Stocks02/19 Derivative17:30 jalbert
26cFavorite socks?13:13 z9117:27 Pajamas
10tEvidence that retirement account ID theft is increasing02/22 tadamsmar17:27 RRAAYY3
2hPaying more taxes to fund a Roth?16:23 CraigFX17:27 welderwannabe
100cBogleheads with $100K+ MSRP cars?02/18 HardHitter17:25 Mithrilman
25pI week in California, Road Trip Planning10:25 LiveSimple17:25 DrGoogle2017
393cNetflix, Your Current Favorite Show2016 dbCooperAir17:25 Green Street
1hHelp with Investing Inheritance11:32 Jimbo196017:16 warowits
5pSolo 401k to 401K Q about 25% contribution for employees11:17 EinAustin17:15 Spirit Rider
20hInherited tIRA all in HAINX02/21 Sylliec17:14 ruralavalon
452cWhat frugal thing did you do today?12/24 Nectarineman17:13 DrGoogle2017
45cTrade my BMW?02/20 ediekrager17:12 MidMNtom
162cWhat UN-frugal thing do you do?02/21 daheld17:02 Shikoku
1096tSimba's backtesting spreadsheet [a Bogleheads community project]2007 simba16:59 Leesbro63
14hHSA Considerations02/22 MotoTrojan16:58 JamesSFO
50hNeed $100,000 in 20 years. Help!19:21 mmash3416:55 FoolMeOnce
16hThoughts on an ESPP with 2 year contribution period?09:25 tmhudg16:52 DrGoogle2017
6hInvesting in index funds as a US citizen living in Japan01/26 hkcj16:52 hkcj
31twhy Vanguard short-term bond instead of CD02/20 RustyShacklefor16:52 Scooter57
47cBoglehead Flashlight?02/22 fishmonger16:49 lightheir
0pEarly Withdrawals from a Roth IRA with Roth 401k rollover basis16:46 hkcj 
159tVanguard Prime Money Market Fund (VMMXX) breaks 1.00 (% not $)06/15 *3!4!/5!16:45 livesoft
12cThird floor too hot with central A/C: options?13:12 coalcracker16:45 Shikoku
1hThoughts on AA with Tech Tilt15:50 cool_kid150616:30 David Jay
22hWhy open a taxable account?02/22 cam24016:30 GoldenFinch
17tThe CFA Designation2015 Andymoler5816:24 Hank Moody
21hFinancial proposal from Adviser09:53 neveragain16:20 John Laurens
38hTax Penalty on Roth IRA02/20 prince16:17 cherijoh
6htransfers and funds available to trade in brokerage account20:25 stocknoob411116:11 stocknoob4111
64hHow do I unwind this Wealthfront mess?02/20 nasrullah16:10 happyjuice8000
84tInteractive Brokers (Best Kept Secret)2015 Andymoler5816:10 bondsr4me
11cOTC supplements without huge bottles?02/20 Naismith16:09 woof755
5pAny wisdom in rolling pre-tax 401k funds into a Roth?09:59 Miguelito16:07 Olemiss540
34tLarry Swedroe: What Investors Should Worry About09:34 Random Walker16:06 Random Walker
5tGLWB annuities02/16 smitcat16:00 itstoomuch
15pHome Warranty Paid by the Seller03:32 biscuit15:58 fulltilt
26cHelp! Buying my first sofa/couch08:51 financeidiot15:56 sbaywriter
42cConcrete or Asphalt driveway?2016 aprilcpa15:54 Nicolas
29hMuni Bond market02/18 DanL15:50 DanL
43pGiving up on first home02/20 boglerocks15:36 inbox788
145tRetirees: The common sense withdrawal method02/16 tennisplyr15:28 hoops777
81tCan someone help me explain to my wife...?02/14 arcion15:27 linenfort
4hTotal Bond vs Intermediate Bond11:12 bertilak15:27 bertilak
1pHSA/FSA Same Year Question13:12 MC2000115:21 Spirit Rider
29hEuro government bond ETFs vs cash, accumulating REIT ETFs?04/20 finvestor15:21 finvestor
5cNew Dryer with Issues... Should I return it?14:53 mbres6015:21 Watty
3hVanguard Roth IRA14:05 HeatFan315:14 retiredjg
5hPortfolio Check - Switch to Total World (VTWSX)?01/24 Drovor15:10 pokebowl
17lMaster Thread for Charlotte, NC Boglehead Chapter2015 jghassell15:06 SuperSaver
4hEarly retirement guidance on tax advantaged accounts?02/22 M20Pilot14:57 M20Pilot
7hReverse a backdoor roth due to new IRA account23:42 binvesting14:57 retiredjg
2hImporting Tax Document from Wells Fargo11:43 perplexed14:50 HueyLD
4hIs the RMD required prior to IRA rollover?08:18 echidna14:47 jebmke
13hOwe IRS $33K, need help with tax planning for 201802/21 booradley8314:44 niceguy7376
8ttwo year treasury instead of 2 year cd?02/21 gips14:42 gips
8pAdvice on Intial SS Filing02/21 vested114:35 vested1
4hPortfolio/Investment Question01/26 cool_kid150614:34 cool_kid1506
4hExchanges for Same Fund, Tax Implications, & Canceling Orders11:54 dlong14:34 ResearchMed
1p1099-R from Vanguard in error?08:22 bgaspard14:32 Alan S.
30cIs there a way to send text messages on my computer?02/17 Abe14:31 Abe
71tTerminology question: what does "losing money" mean?02/22 nisiprius14:28 dbr
57pSafe to file taxes now?02/20 808surfboy14:28 Leesbro63
27pEmployment for Immigrant Wife02/21 sergio14:24 HueyLD
24tWhen Stocks and Bonds Fall08:45 sjwoo14:23 Chuck
5hBlessed with a difficult decision13:17 bikechuck14:16 MrBeaver
37cAuto insurance damage claim02/22 steadyhand14:16 GreenGrowTheDol
14cAny good deals on Samsung Note 8?20:09 sunny_socal14:15 sunny_socal
6cHarbor Freight fold-able trailer20:26 koditten14:12 goodlifer
32cCaribbean Cruise 1st timer Cash or Card?02/22 ChinchillaWhipl14:11 Sockpuppet
5pGetting two w2 at same time13:39 mobi99913:57 mobi999
4hPortfolio review; Suggestions on how to create early retirement income02/18 CowPoke13:56 Tyler Aspect
6pReporting Solo 401k Employee Roth contributions on taxes06:58 MSC6313:48 Spirit Rider
17hRoll Mega backdoor Roth account into backdoor Roth account02/21 corn1813:45 corn18
3tHow to lookup bond CUSIP in Google Sheets?02/21 acanthurus13:44 LadyGeek
0pHitting top of bracket when IRA deductions are non-deductible13:44 MrBeaver 
0tStanford papers on retirement withdrawal strategies13:42 rj49 
1hBackdoor Roth Conversion (Possible Error)10:54 broncocountry2513:41 Earl Lemongrab
57pHow to pay partners for working your call02/22 gasdoc13:31 gasdoc
18pRules on using IRA money for child's education?2015 baw70391613:30 miamivice
29cHow Secure Is Your Apartment02/21 cheese_breath13:27 cheese_breath
3pAuti/Home Insurance with different Companies and Umbrella02/20 jimmyrules71213:25 dm200
12hSeeking no-dividend stock with S&P-like performance02/22 HMI13:22 HMI
23cFurnace Setting for Vacation02/20 boater0713:16 runner3081
4pPart Time CA resident how to file taxes02/20 N10sive13:16 j0nnyg1984
4tWhich value funds do you use?07:43 hazlitt13:10 Earl Lemongrab
10pIRS 2210 Penalty vs ES-1040 vs Withholding02/22 ps56k13:09 ps56k
11hI need help with my 401k02/21 BaylorBears12:59 BaylorBears
18hretirement calculator - most that I've seen are missing some things02/21 daacrusher200112:33 Admiral
6tBest book/study course for Series 65 Exam?02/22 acanthurus12:32 patrick013
1pChoosing a mortgage, plan to pay off ~7-10 years.12:23 WL203412:28 bloom2708
6hVanguard Roth IRA - Keep same fund or change?02/21 JohnnyBeGood12:28 JohnnyBeGood
88pNeed Help Understanding 2017 ACA Insurance Bill for $28,690 and tax liabilities? Confused? ** How to deduct in 2018??02/20 Sandtrap12:25 libralibra
1pNeed Review Help-New Home buy situation -first time thread21:00 zeal4thil12:21 kaudrey
3hNeed free real time stock quotes10:09 Hiraclis12:20 Hiraclis
4hRetiree newbies financial life...22:20 Vg55Fan12:07 curmudgeon
29hYoung Investor: Investing In A Bear Market02/21 harri19212:02 czeckers
45pHow am I really doing for retirement savings?02/21 miamivice11:58 DaftInvestor
7cWhat do to following a Trojan horse clean-up?02/08 URSnshn11:51 URSnshn
53tStaying Motivated: How do you ward off hopelessness?02/20 JCE6611:42 iceport
65c$12,000 Refrigerator? [Looking in $7k price range]02/17 dharma student11:38 GmanJeff
14pEarly retirement strategy for wife02/22 jsapiandante11:36 Admiral
5cSecure File-Share Service for Small NPO02/20 fishmonger11:30 Epsilon Delta
10tDoes Vanguard brokerage culture represent the underlying Vanguard fund?02/22 destin11:26 nisiprius
52p1,000th post and a 'No-Fail' Retirement Formula01/17 TravelforFun11:25 TravelforFun
6hstreamline mega backdoor roth conversions?02/13 cadk11:24 cadk
60pWould you pay off this debt?02/22 soccerrules11:23 inbox788
13pBecome Portugal tax resident ... pay no tax on US pension income for 10 years?2015 dgdevil11:22 TedSwippet
15hWanna try a more risky fund in Roth IRA21:55 detroitdiablo11:19 ruralavalon
0cGrand Velas, Cabo11:17 Chan_va 
3tDoes using the trend in a higher timeframe give you a statistical advantage in a lower timeframe.04:56 JohanW11:16 Epsilon Delta
2075tThe Three-Fund Portfolio2012 Taylor Larimore11:15 cfs
17h2 year portfolio check02/15 mech_tower11:14 TwstdSista
4hDo bond ETFs like BND & TIPS diversify?02:15 newinvestor201711:11 Alexa9
51h<gulp> Expensive mistake02/20 Kristen11:01 CFM300
0pAMT Question - using H&R Block online10:57 PlayingLife 
0hOverpayment of Roth10:55 steadyhead66 
7hDiversification02/22 Nlu82210:53 ruralavalon
23hRecent retiree - where to invest today02/20 LGVILLANO10:52 WhiteMaxima
2pTurbotax: forgot to enter estimated payment last year02/22 gensuki10:50 lstone19
14hShould I bite the bullet and invest in this market?09:15 razor48810:49 pkcrafter
39hCurrent Vanguard password practices?02/20 ribonucleic10:42 Epsilon Delta
6pCareer advice - to apply for promotion or not02/21 A1Sauce97510:41 Pajamas
1hMedicare MAGI includes Roth conversions, medical premiums, FSA?10:11 celeste10010:38 Spirit Rider
60pIRS Form 8606 (Nondeductible IRAs)01/30 John15110:13 epargnant
29tWhat's the impact of no more Roth recharacterization?02/20 tadamsmar10:08 House Blend
11pSpousal deductible Trad Contribution02/22 IndigoE10:08 IndigoE
0hSurrender Charges (Prudential) and account with Edward Jones10:06 InquiringMind 
19hWhat to do when no Admiral shares? Expense Ratio (Total World)02/22 spdoublebass09:57 flamesabers
3tHow accurate is Portfolio Visualizer? Vanguard Equity Income vs Total Stock Market20:47 Captain kangaro09:50 dbr
9hCheck-up and House and Alt Investment Questions02/22 coupleofcents09:45 Watty
2hRolling over deceased mom's accounts07:40 sschoe209:36 fposte
36pTime for twins to go to daycare02/22 stlbrucefan09:34 sjt
14hEmployer Sponsored ROTH IRA to non Employer ROTH IRA02/12 Cop5109:21 Spirit Rider
5cAlternate Internet Service - Philadelphia PA02/21 BogleLearner09:19 BogleLearner
34hEmployee Stock Purchase Plan - is this even valuable/worth it?02/21 noraz12309:16 Anon64
18cMacBook Maintenance/Improvement - Running Slow10/30 LuigiLikesPizza09:13 Sandtrap
3pRoth Return of Excess Contributions Issue02/22 Wildcats8609:09 ryman554
13hRick Ferri Fixed Income Portfolio Funds02/22 Boxtrap09:04 dbr
11hBuying a bond ladder not as easy as I thought19:10 randomizer09:04 randomizer
11p529 vs. custodial account for my kids02/22 newbie00308:58 DarthSage
101cFlorida in the summer2015 tennisplyr08:52 jrbdmb
6pWhat is the most efficient method of taking RMDs from my IRA20:13 gks08:36 John Z
72cMultiple Offer situation/should we pull our offer?02/20 Jags418608:33 riverguy
11hNovice Investor looking for advice22:15 steadyhead6608:16 steadyhead66
36tInteractive Brokers fee structure for passive investors02/19 mixinvest08:14 incidentflux
17hIs it stupid of me to comprise almost all of my portfolio with high dividend funds/etfs?02/12 andrew24p08:00 Neus
67pIs a prenup required to establish a list of separate property before marriage?02/22 Tamarind07:53 Tamarind
29pNew Job Evaluation02/14 dziuniek07:45 dziuniek
52hUpdate: Yikes, I waited too long, am I [too late]? 50k to invest02/20 ASplitSecond07:45 ivk5
2tInvesting for NRA WITH US Tax Treaty02/21 Neus07:45 Neus
44tShould non-US investors buy US-listed REITS?2014 chasiu20907:41 Neus
16pSmall Personal Loans for Mixed Martial Arts Training02/22 learner10007:40 Jack FFR1846
200lPost your Financial Milestone Announcements Here01/09 Alex Frakt07:38 welderwannabe
2hDFA prospectus question22:14 jackal07:35 jackal
34cVacation in May. Boston, Martha's Vineyard, Ogunquit (cancelled Bar Harbor)02/15 ram07:28 dowse
9pHSA sucks: Help02/13 jackal07:24 Olemiss540
9pNeed Help Reducing Taxes in 201802/22 gund004407:20 gund0044
12tBond Fund Interest as QDI?02/20 restingonmylaur07:20 jebmke
55pAvoiding the Hassle Factor - Vanguard, Schwab, or Fidelity?05/28 darkhorse34607:15 ruralavalon
6pMortgage refinacing01/29 Mardenia07:06 Mardenia
21c$20,000 question - Galapagos or Serengeti safari ?02/21 davidsorensen3206:26 metacritic
21pHorrible Experience with Ally New Account Opening Process02/20 dkg270706:22 Cheyenne
7hYoung Investor Advice02/18 JAN52705:58 JAN527
2h% of net worth to sink into property?02:20 newinvestor201705:44 Watty
8cImporting 1099 data into H&R Block if you use a password manager?02/19 F150HD05:23 lazydavid
6pHelp with Investing in France [US ex-pat Assurance Vie]2014 phantom05:22 egourier
2hAm I on the right path?02:36 newinvestor201704:10 ivk5
6tNRA Why Ireland Domiciled ETF gave lower dividend rate02/21 Neus03:54 BeBH65
36hIncorrect total basis on form 8606 for a prior year2013 bortery03:15 madhusker
52pLooking for some help and fast (buying vs renting, net worth)02/18 TheBogleWay02:42 bltn
3hNew Boglehead's First Post [portfolio questions]02/22 GardenGnome02:10 gostars
0tCalculating Tax Equivalent Yield and After Tax Yields.00:49 GreatO 
5h403 switching with TIAA from Vanguard20:18 sambb00:18 sawhorse
25tWhat seems to matter02/19 Robert T00:00 MandyT
7tWealthfront Risk Parity???02/22 nasrullah23:50 wootwoot
15pCapital One 360 Money Market now at 1.5%02/21 deskjockey23:50 ragabnh
10hDiversification when total market isn't an option...02/22 Brydge23:44 jacoavlu
3cGeothermal Heating and Cooling Tax Credits Reinstated02/22 GatorMD23:32 Epsilon Delta
31hSwitching Total Domestic/Large Cap to Small/Mid Cap in Tax-Advantaged Accounts for TLH02/17 rhodnius23:28 gostars
0tThoughts on low turnover quantfunds and if they are DFA substitutes23:19 fennewaldaj 
3358cWhat Movie Have You Recently Watched?2014 abuss36823:12 Nicolas
3hreverse mortgages02/22 dalco23:01 HIinvestor
59cA frugal, alternative family vacation2011 snyder6622:48 ClaycordJCA
405lYour USER NAME...what does it mean?2017 fishandgolf22:41 bstewie
9tIs 0.46% more after-tax yield enough to justify muni risk?02/22 ribonucleic22:40 Charlieville
6tRising Bond Yields02/22 Duffydog122:17 pascalwager
161cOrdering a Weber grill this week04/10 guitarguy22:15 bottlecap
24tWill Emerging China Change Things for Domestic Investing?02/21 purpleradish22:01 Dominic
22h3 Month T-Bill Replacement for Ally No-Penalty 1yr CDs?02/22 aj76er21:50 stlutz
5hFirst time poster looking for advice [traditional IRA with pension]02/22 iluvponies21:49 Watty
3pJumbo Mortgage - Local lender or ConsumerDirect02/22 ktm3ten21:47 delamer
30pMilitary FIRE; 7 years to go & losing motivation--HELP!02/21 PMM3268321:47 sergeant
23pInterested on opinions on paying off low-rate ARM02/21 Minderbinder21:38 grabiner
100cQuestion for music experts about musical keys02/13 azurekep21:33 jalbert
3hFidelity Monitor and Insight Newsletter18:17 Jakealope21:27 MrPotatoHead
49cAny Creative Ways to Cut the Cable?02/15 joo2lo21:27 suewolf
7hSaver's Tax Credit2017 restingonmylaur21:24 FiveK
16cReplacing Tires on BMW X302/22 jsong2321:24 smackboy1
4h529- Superfund in Bull market?02/22 sicembears21:23 ImaBeginner
19pBecoming a Fee-Only Financial Advisor Help12/14 Mr400meterdash21:14 Paulrbn
4h403B vs Taxable Brokerage Accr02/22 Bhairston201821:09 grabiner
25tTelling Tales: Value, Size, Int'l, REITs (2017 update)02/15 siamond21:05 nedsaid
11hTiny Windfall But Big Help02/21 cam24021:04 RRAAYY3
26hBalance in Marriage and Student Loans02/21 AmanecerHorizon21:01 RRAAYY3
54pMet with a CFP, not too impressed.10/13 MrMojoRisin20:50 Paulrbn
7tJL Collins - The Simple Path to Wealth02/21 ny_rn20:43 onthecusp
3hWhich value funds do you use?20:16 hazlitt20:38 mortfree
16pInvestopedia: Seniors Get a New Simplified Tax Form for 201902/21 GerryL20:26 nisiprius
31cMental Accounting -- How to solve problem02/20 DC350920:10 retiredjg
24hThinking about selling GE to invest in an index fund02/20 akushner2320:10 arcticpineapple
38tTotal World expense ratio lowered02/24 pragmatist20:09 TimeRunner
2854cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt20:03 Blueskies123
2tQuestion on Treasury Fund VS Individual Bond Yields02/22 GibsonL6s19:33 lack_ey
2cNeed help finding a business attorney to help with GDPR18:29 CFM30019:32 CFM300
68l[Virtual online chapter - Master thread]2013 dandan1419:31 TheQuietMan
4hNeed to liquidate my PBA Brokerage Account02/22 alpaca119:17 mpsz
10hGood choice for money in brokerage account needed within 6 to 9 months?01/06 randomizer19:11 randomizer
5p[Is this fund transaction taxable?]02/22 mkasrp18:29 livesoft
14pLooking into Hands Off Commercial Real Estate02/21 Rajsx18:18 Rajsx

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