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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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1912 new posts and replies over 263 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
18pSelling Timber07:33 stormswami14:53 Doohop65
8pTax question - Deceased person's final social security payment12:51 drwtsn3214:53 drwtsn32
46pEffect of spending money on appearance in career07:21 notmyhand14:52 simplesimon
54pRant about relocation mortgage assistance, and a question02/15 TomatoTomahto14:52 itstoomuch
8hRecommendations for Fidelity Bond Funds in Taxable Account11:47 Q's Laptop14:51 Q's Laptop
23tWhich book for an 18 year old who is asking about investing?18:11 2kidsmom14:51 DG99999
32hWhen do IRA's stop making sense?21:26 Mistermooso14:50 gclancer
15hReally need an advice: sell the house or rent it out06:39 Need_help_pleas14:49 Need_help_pleas
23cWhat has been your most important skill in achieving financial independence?11:29 sonofdelrinson14:49 catdude
68tRetirees: The common sense withdrawal method02/16 tennisplyr14:48 Leif
19hcybertheft from brokerage and retirement accounts after Equifax identity theft02/15 johnsmithsf14:47 Cheyenne
17cHow to cancel TV and not Internet w/ Spectrum Time Warner21:11 ThankYouJack14:46 Mudpuppy
47cBest plants to grow to save money for food costs04:54 Caduceus14:46 DrGoogle2017
59pMy Over $300K Vanguard Balance Disappeared?02/14 Shikoku14:46 simas
116pI'm Cancelling My Home Insurance02/16 TravelforFun14:46 dm200
16pVanguard as trustee2017 RandomPointer14:45 afan
12tGMO forecast23:37 Always passive14:44 Always passive
165pNumber at which to stop worrying02/12 skor9914:43 DrGoogle2017
3hNew to bond investing — should I seek more diversity?14:28 ibhhvc14:43 whodidntante
16cSigned up for American Express - "Premium" car rental insurance02/16 dm20014:42 dm200
21tLarry Swedroe's portfolio: does the fact that SC are expensive cause a problem?02/11 Lauretta14:41 Lauretta
1pAutomotive UI/UIM capped! Alternatives?21:49 FWFRuinedMyLife14:41 talzara
12hSubstantially Equal Periodic Payments (Funding Early Retirement)02/16 freeflowme14:40 KlangFool
26hInvesting vs paying off debt16:20 mdjohnson1814:39 Funancials
7hWhere to invest money first? Employer SIMPLE-IRA or taxable account?11:10 sonofdelrinson14:39 WinnFlak
1hInteractive Broker Insured Bank Deposit Sweep Program12:06 inbox78814:37 talzara
1tInternational vanguard funds - why no yield % on website13:50 Kalergie14:36 Svensk Anga
3pProject Management - what certification?13:42 ge114:36 rob
126hTorn between Vanguard, Fidelity and Schwab02/05 Wezzley7714:35 mpsz
69tA Case for Higher Int'l Allocation? Larry Swedroe article on home bias02/14 JCE6614:34 willthrill81
9t403(b) plan provisions02/15 Salmonid14:27 anonenigma
124pHow to get child's skin in the game for college?02/15 luckybamboo14:27 DrGoogle2017
18pSanity Check on Primary/Rental Purchase: killing cash-flow23:03 DVMResident14:22 riverguy
22cused Prius (or Chevy Volt?)21:00 mouses14:18 ncbill
0hAnother Traditional vs. Roth 403b question14:17 Bulgogi Head 
2pUnable to grant full agent authorization online [for IRAs]22:25 area5114:17 Spirit Rider
2844cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt14:14 fishandgolf
25cMinnesota lake resorts summer 201802/16 conundrum14:14 conundrum
3hUsing 529 for private school13:14 pillysuss14:14 Smorgasbord
7tHelp needed to choose Vanguard EU based ETFS15:10 mixinvest14:10 TedSwippet
7pQuestion about changes to personal mortgage deductions.10:47 Smokey2114:09 Smokey21
2hNew to IRA13:55 Sammp14:08 sport
21pLaid off steps02/16 kd200814:06 mrspock
11hInvestment strategy... have an extra 1000 a month to spend08:41 Unstoppable24714:04 mega317
5pHSA 'last month rule'03/12 bcgreaf14:01 Spirit Rider
1tYields Spreads and the Economy13:42 BuyAndHoldOn14:00 JoMoney
3cWindows 10 > task manager > App history > photos--what is it?10:05 Tamales14:00 jebmke
7pThe Final Frontier...just did my own taxes!12:24 JaneyLH14:00 Toons
68t30 yr tips auction 2/15: 1.0% yield?02/08 grok8713:59 #Cruncher
2hMore than income into retirement + AA question08:09 CriticalCareJun13:57 CriticalCareJun
8cOlder iPhone slowdowns - tips or considering switching?08:54 ThankYouJack13:56 StevieG72
67cDo you think it is worth the money to travel to warm weather destinations during the winter?02/11 tony541213:55 ArchibaldGraham
6pWash sale rule question: Are Vanguard 500 Index (VFIAX) and Small Cap Value (VSIAX) "substantially identical"?13:11 investorpeter13:45 MP123
5cIs there a way to send text messages on my computer?10:46 Abe13:42 telemark
15pCan I convert whole life back to term?18:47 Mistermooso13:40 afan
123tphilosophicaleconomics predicts 4% real equity returns02/14 getrichslowly13:39 willthrill81
30cMixing fuel octanes for cars21:44 stimulacra13:36 texasdiver
30cUsed Chevy Volt - Which year should I look at?02/13 tavore13:36 hightower
9hPlease critique my portfolio and savings11/24 mygreenvision13:34 hightower
13hDoes the absence of need for a legacy affect your AA or SWR?02/16 rgs9213:33 DebiT
0hTips for closing out BenefitWallet HSA via direct rollover to new HSA13:31 hoppy08520 
8hRollover a Pension into Roth IRA or Traditional IRA?10:14 Jakealope13:26 BL
22p$12,000 Refrigerator?10:01 dharma student13:24 bhsince87
1pAmended 2016 taxes applied to 2017, but not included in wired return18:54 Bwlonge13:19 MarkNYC
5pTurboTax Issue - "Foreign source amount included in dividends"11:55 spefactor13:17 whodidntante
2pCatastrophic medical insurance12:33 Serie192613:16 dm200
6pElderly person’s muni bonds when moving to new state16:54 bayview13:15 Chip
12cTransition from house to apartment16:24 chabil13:14 DrGoogle2017
19pAmica reocurring double digit increases in homeowners insurance15:36 Matt Y.13:12 sport
11hIs a Brokerage "Redemption Fee" tax deductible?21:45 Sandtrap13:10 Chip
380cWhat frugal thing did you do today?12/24 Nectarineman13:07 Doom&Gloom
6cQuestions to ask a siding contractor...what are 'red flags'?12:01 JCE6613:07 Clueless
14hBest choice of 403b companies and plans- need advice02/02 IowaFarmWife13:06 IowaFarmWife
6cRecurring charges after compromised card10:32 michaeljc7013:04 michaeljc70
92lRoll Call for the Retirement Class of 2018!07/02 NCPE13:02 Miriam2
4tBarron's-The Latest Casualty in the ETF Fee War—Objective Advice-Mentions Vanguard ETFs and new TD policy12:48 Paul Romano13:02 saltycaper
15hConvert to ETF (not at Vanguard)02/14 stlutz13:02 inbox788
182tBuying and Spending Bitcoin11/16 grayfox13:00 patrick
4hReinvesting RMDs11:21 my name12:54 Kevin M
10pFirst time Home Buyer in HCOL area - funds check02/15 pepperjackNJ12:52 pepperjackNJ
14pWorking for a MegaCorp vs a Small Business09:54 Sockpuppet12:52 dm200
20cGood brands for Kitchenware?02/16 kayanco12:50 shipbuilder
0phelp me figure out best way to deduct12:47 JGoneRiding 
260cFor BHs who actually like cars - [what car do you drive every day?]02/03 OldSport12:47 Malinois000
14hAre we TOO diversified? Time to hire a professional? Who has?02/16 yummeemunnkee12:45 inbox788
11hHelp choosing 401k options02/11 chrisal2312:41 chrisal23
3hHelp with DIY 52908:57 Vaporvalley12:40 Anon64
1lOrange County, CA chapter?2015 Clixt12:40 charis23
59pAlly Bank 12 month CD now 2.00%12/19 BHUser2712:37 doneat53
11hLaddering CDs: 6 mos v. 1 year?08:27 diyinvestor12:36 dm200
27cFolding bicycles02/09 gd12:32 SS
34tVanguard LifeStrategy Funds vs. Target Date Funds02/16 Windylotus12:24 Windylotus
55tI think US interest rates could drop.02/12 rgs9212:18 willthrill81
32cCell phone service02/15 prettybogle12:17 dm200
9hMutual Fund selling price02/16 stocknoob411112:16 dm200
2pHow to calculate depreciation recpature for 12-year old condo?09:46 knightrider12:08 chevca
68pGoing Paperless Issues02/12 btenny12:04 Freefun
70hWhy paying off loans would be better than fully funding 401k?02/11 ChinchillaWhipl12:03 ChinchillaWhipl
4p1099B and tax impact10:10 dfin11:58 cas
0pBackdoor Roth Conversion Double Check11:57 wertdaman 
109cWhat big item (>20k) are you saving up for?02/12 miamivice11:48 Agggm
3pPrice of Turbotax21:50 wcombs11:40 tfb
5hRetirement Income- ROTH last?22:57 togb11:38 togb
2taccidental overweight of US vs International?11:15 bling11:23 drk
1hNew Job, New Accounts/Transfers, New Allocations08:39 gizmo11:20 ruralavalon
14h403(b) RMDs while still working?15:49 FlyingMoose11:19 Alan S.
21tHow Inflation Works (NYT)02/15 EvelynTroy11:17 Top99%
24hThinking of ditching my FA; UPDATE02/07 rookie8711:13 WhyAmeriprise
14hGoing from non-admiral funds to admiral19:30 rayne11:09 jhfenton
16tBberg: bond bulls say they'll have the last laugh22:44 grok8711:04 grok87
4pQuick Tax Question02/16 ecotone11:00 FiveK
73pJob is starting to suck the life out of me.02/13 Keepcalm10:57 samsoes
13tETFs a cause of market turbulence?01:39 Ndop10:50 Ndop
378lYour USER NAME...what does it mean?2017 fishandgolf10:49 WestUniversity
2hNeed Help - Triggered Pro-Rata Rule on Roth IRA Conversion But Haven't Filed Yet02:09 Rustang Cobra10:39 Lafder
11cMedical records - saved me money, time, trouble and XRay exposure :)02/16 dm20010:39 dm200
0pAlly Invest Problems?10:38 Oblivious 
45cAmazon Alternative02/06 darrvao77710:35 michaeljc70
16tWhat is the most the stock market has ever been down in 5 year period?02/14 Aluminumfoil10:33 Valuethinker
10cWorld Travelers: What's the local economy look like?02/16 bighatnohorse10:32 btenny
11hportfolio advice02/04 Lyra10:31 retiredjg
196pHow to pay ZERO taxes in retirement with 6-figure expenses2011 livesoft10:27 Qmavam
2tWhy investors shouldn’t panic over falling bond prices06:34 BuyAndHoldOn10:22 Scooter57
87tHow to deal with regret02/08 Lauretta10:21 Lauretta
53tWhat is the evidence against slice and dice?02/15 hdas10:19 Mark D
104tSmall cap value vs. total market?12/11 overthought10:18 Mark D
23cVacation in May. Boston, Martha's Vineyard, Bar Harbor02/15 ram10:17 Liberty1100
2pHelp Finding DC Int'l Org. Accountant16:55 WoodStock6510:15 WoodStock65
9t"The Morning After" by Jonathan Clements19:50 Taylor Larimore10:15 fishandgolf
22tBetter not taxed now or taxed later?15:57 FlyingMoose10:14 JBTX
4tChillin' in the BH Lounge21:23 weltschmerz10:10 SaverX
2tHow to invest tax refund?08:45 pepperz10:09 Cop51
98pLive / work in California - Technology Career02/09 LiveSimple09:59 LiveSimple
1p[How long to receive payment for HH bond redemption?]02/10 1Marylannie09:57 1Marylannie
63pDoctor wants Social Security number05/15 Church Lady09:55 wander
19pUse of TransferWise to move money - my experience - your thoughts?2016 Diogenes09:54 wesgreen
3pMonthly Stipends (Now) to Future Heirs?01:17 msk09:50 RadAudit
25lNew Bogleheads Local Chapter in Little Rock, AR01/24 BradJ09:46 Cantrip
5hShort treasuries or short term bond index fund?19:01 edgeagg09:46 Call_Me_Op
17hHow to negotiate free trades with TDAmeritrade (?)20:44 TallBoy29er09:41 Earl Lemongrab
10hFeedback on Guideline 401k10/09 mdds09:40 Monty12
0pHelp me Eyeball my Taxes on this sale09:32 Rajsx 
6hRecharacterization, excess contribution, and Backdoor Roth confusion02/16 UnderConstructi09:31 UnderConstructi
2hRoll deductible tira contributions to 401k and Roth converting the non-deductible portion15:53 BenRothIRAsBurg09:21 Earl Lemongrab
15pRent or Sell - DC Version02/14 13thstreet09:19 Iorek
8hSwitching Total Domestic/Large Cap to Small/Mid Cap in Tax-Advantaged Accounts for TLH02:36 rhodnius09:16 rhodnius
4pFEHB or Tricare into Retirement04:54 stan109:14 stan1
9tQuick Question: Too high of salary for a traditional IRA?01/25 rayne09:11 rayne
15pShould I buy a house, duplex/multiplex, or condo in Houston, TX? Any advice?02/12 Derivative09:11 essbeer
84hBonds - Am I missing something02/01 RRAAYY309:10 FBN2014
11cBest way to sell a Washer and Dryer02/13 GridironGems09:08 Dinosaur Dad
3cios fitness/stretching apps08:41 mrgeeze09:04 vincat
7pHR Block vs Turbo Tax to compare to accountant?07:25 bogleboy09:01 annielouise
5hVFINX Question06:50 Anon6408:59 dbr
42cUSAA 41% More For Car Insurance02/16 LifeIsGood08:56 Diogenes
3pFederal Income Taxes in 201823:51 John15108:50 jehovasfitness
16pRetiring abroad. Move taxable/checking accounts to Schwab?22:27 lynneny08:48 in_reality
266pDo you see a meaningful change in your income with new Tax Bill?12/22 Ron Scott08:45 Diogenes
8tI bonds instead of Total bond in a 3-fund portfolio?02/16 BogleMelon08:43 dbr
5574tU.S. stocks in freefall2011 Lbill08:42 jpdion
7pShare your favorite excel speadsheet02/16 RDHlooking4FIRE08:35 Bwlonge
6hMake sense to setup 529 for high school junior?06:27 rickatbh08:35 TallBoy29er
0tBond Fund Distributions as Interest Rates Rise08:29 Bob 
13hConfused - placing for best after tax return- 401k and Roth 401k02/14 PNW8608:23 welderwannabe
5tFrequency of rebalancing -- target date and balanced funds02/04 integrity08:16 integrity
69cShould I be paying $1300/yr. for under/uninsured motorist protection?02/15 Small Law Survi08:14 Cycle
206pFederal Retiree Health Care with/Medicare04/29 LuigiLikesPizza08:05 Loon11
17cRepairing Stucco: A Case of Contractor Gouging02/16 Cyclesafe07:59 WHB3
13pwhat is marginal tax rate?18:39 sksbog07:58 Toons
7hPortfolio Visualizer Asset vs. Asset Class Allocation02/16 ookluh07:52 ookluh
546tFellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]10/14 John Laurens07:45 lazyday
2pIntentional excess contributions to retirement plan(s)21:31 pusher6207:34 pusher62
27hSuggestions for Reasonably Safe Funds02/14 LXEX5507:01 dwickenh
1hHow to check if a 1099R was sent to the IRS?00:46 dkview06:48 annielouise
171pTurboTax Prices12/13 John15106:47 gd
3pTax sheltered saving or value mining?02/16 Bwlonge06:23 mega317
32pThe value of car body repairs/upkeep of older cars?02/11 XDark_FenixX06:06 onourway
6hIs this a MLM? American Inst of Cert Tax Planners15:54 DebiT05:58 TwstdSista
65tCan someone help me explain to my wife...?02/14 arcion05:30 JustinR
95p[New MA & VT Tax reporting]- 1099-K threshold reduced to $60002/03 jharkin05:29 chw
45hLiving abroad. Retirement savings options?2016 john7705:21 txranger
26hNeed help to plan portfolio02/10 Saelina04:37 TwstdSista
23hBeginner Investor [looking for help]02/08 gscrooby04:29 TwstdSista
27tIncreasing SS PIA by working again02/14 restingonmylaur01:12 ivk5
22hAge 25 - New to Investing, Looking for Advice02/12 muney300:43 btr
9hBonds — Appreciate Some Advice17:53 Gatewood00:18 whodidntante
39tHow many of you use the "4% rule" during retirement?02/14 22twain00:04 hawkfan55
12pPre- vs post-tax saving: Am I thinking it wrong?18:10 EGARCH00:01 whodidntante
10hMoving my simple IRA. Investment options for my children?02/16 PR823:51 Earl Lemongrab
96cPSA: Bank of America now charges $12/month for checking02/14 sunny_socal23:39 sunny_socal
9hHigh earners need help with IRAs02/15 Triton23:35 Electron
67cQuestion for music experts about musical keys02/13 azurekep23:33 PaddyMac
2pOpen ended loan to a friend (promissory note question)22:04 kruger1623:33 FIREchief
218pfree dinner investing seminar02/07 pkcrafter23:01 itstoomuch
64cWasher/Dryer longevity ?02/05 invst6522:57 Candor
45cRolex02/05 ADower22:45 Candor
5hForeign Tax Credit on Iowa State Income Tax15:46 ClevrChico22:25 ClevrChico
17tBest Treasury Bond Fund/ETF for Taxable Accounts02/14 weltschmerz22:22 clown
10pHow much would paying a lump sum toward my loan save me?02/16 SlowClimb22:21 grabiner
12pHopefully SImple Question on Real Estate Taxation19:27 egionesco22:19 FBN2014
26cDigital alarm clock suggestions?02/14 nisiprius22:15 clown
3hClassification for Global Real Estate ETF (Vanguard)02/16 nutshellml22:07 iceport
10pVanguard REIT Fund Forms 109902/13 Leesbro6322:01 DaleMaley
7hWhich should I use short term corporate or longterm bond index money for roth IRA contribution02/15 Young Fellow22:00 grabiner
2hSell individual ETFs and buy Vanguard diversified ETF?02/05 SJF21:55 grabiner
16hRetiring soon.....401K vs rollover to IRA?02/10 rvflyer21:54 TeamArgo
4hTransition AA 100% equities to 70/3002/16 bhradbh21:50 grabiner
8cGetting healthcare retroactively covered under COBRA?02/15 iamlucky1321:44 BeneIRA
245tA time to EVALUATE your jitters2011 nisiprius21:42 AzRunner
1pGetting Started [US ex-pat]20:45 Trav21:38 in_reality
9cRoof Leak...Need Advice18:59 athan21:20 chevca
17tArticle on Bogleheads in Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Jack'02/16 MFInvestor21:12 Mel Lindauer
17tHow Not to Get Rich - Mark Twain02/16 GDBryan21:10 ThePrince
16hMotif Investing, 2018 change in fees01/31 fctu21:10 JohnnyM
33hNewbie: retirement vs. college savings vs. life insurance02/14 Mistermooso20:50 Mistermooso
2064tThe Three-Fund Portfolio2012 Taylor Larimore20:38 Calygos
15pState Farm - Letter Received today12/30 RMO8720:33 mouses
155hDid you learn anything from the market correction?02/13 bantam22220:23 Doom&Gloom
35tWarren Buffett Books09/23 abuss36820:11 abuss368
398lSuggestions for the Wiki2008 Barry Barnitz20:04 LadyGeek
6cSummer Camps in Maine02/16 imyeti220:00 Lars_2013
26pNeed Help Deciding Which Debt to Make a $17,000 Payment2016 SlowClimb19:40 Dottie57
9pRent vs. buy analysis2017 mostly_patient19:18 Nate79
2pMortgage Refinance16:15 Hunt287119:16 delamer
2cPA resident purchasing RV in DE from another PA resident ,any gotchas?18:07 bhsince8719:14 bhsince87
6hPortfolio Review - 401k Small-value Choice02/15 MotoTrojan19:13 MotoTrojan
15tNew reduced rate on REIT Dividends02/14 Spedward19:12 grabiner
53pIRS Form 8606 (Nondeductible IRAs)01/30 John15119:12 Swimmer
2hBond Fund Comparison02/16 boogiehead18:47 boogiehead
4hHelp with similar bond ETFs: AGG, BND, SPAB16:15 livesoft18:45 livesoft
16tMarketWatch article-Vanguard investors kept their cool during stock-market turmoil02/16 Paul Romano18:25 LadyGeek
9tSmall Cap Value Benchmarks (related to Mid cap,too)02/15 retireearly18:21 BlueEars
2pEverBank officially becoming TIAA Bank17:05 Trice18:20 Trice
0hNot receiving reports and proxies on stocks18:07 SchmendricNumbs 
9hbuying around dividend time15:23 stocknoob411118:07 bkweathe
7pDeducting Prepaid Property Taxes01/24 Nutmeg18:05 thangngo
13cScottsdale, AZ - 2 day business trip02/16 Palatineman18:00 Palatineman
3pInheritance Tax: PA Inheritance Information Notice02/13 DelcoEE17:58 munemaker
7hJust finished reading "Bogleheads Guide To Investing" and ready to start asking 101 level questions :)15:26 hudsonriverjogg17:48 nps
20hRequesting portfolio/investment advice02/02 jarhead17:44 TG2
11hHelp getting started [dual citzenship - US and Israel]02/14 normalmal17:42 normalmal
10hDisabled and need Investment Advice02/15 AZOLDTIMER17:34 nervouscorps
2hMoving from Speculation to Investment02/16 padawan17:18 David Jay
42pCredit Card Statement & Receipt Clearing - Help!02/11 abuss36817:17 trigger08
15cWheel alignment new tires02/16 hoops77717:16 hoops777
19hTax loss harvesting and whether robo-investor fees are worth it02/13 bert0917:07 patrick474
26pUsing Schwab for primary checking account03/27 dollar_elbow17:06 drummerboy
262cDo people still use AAA?12/06 fittan16:54 DrGoogle2017
352cNetflix, Your Current Favorite Show2016 dbCooperAir16:38 Green Street
86hI didn't tax-loss harvest this month, did you?02/09 livesoft16:29 jdb
147lMaster Thread for Philadelphia PA Area Bogleheads Chapter2012 dickenjb16:27 LadyGeek
8pSimplifying the Financial Records02/13 weltschmerz16:26 bayview
103fDoesn't seem like people respond to portfolio assessments like they did a few years ago.01/22 fortfun16:26 retiredjg
19hHow to advise a parent02/14 Cruiser16:24 ktip
0pEvaluate my pension as investment16:18 bada bing 
81cHonda vs. Toyota: Which has more bang for the buck?02/14 MnyGrl16:11 Helo80
6hNeed Help Managing Some CD Cash02/16 Mian16:08 sport
0tGLWB annuities16:08 smitcat 
2pDependent care FSA - Does not align with IRS Calendar02/16 boshyd16:08 mega317
11pHouse for sale AO with concern02/16 GoldenGoose15:51 badger42
13pConnecticut is charging sales tax on out of state purchases02/16 pshonore15:21 dm200
9pTurboTax & Form 860602/15 Good Listener15:01 Good Listener
3hWhen is the best time to contribute to an IRA?02/15 Livingfield15:00 Earl Lemongrab

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