Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.
The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.
This site is composed of two primary resources: our Wiki and our Forum.
The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.
On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.
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| 1291 new posts and replies over 201 topics in last day (sorted by Latest Reply). Days: 1 2 3 |
| # Replies Subforum - Topic Title | First | Last |
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| Subforum - Topic | Last | |
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| 79 | h | anyone else tax loss harvesting like crazy? | 05/10 | LeeAtlantica202 | 16:20 lazynovice |
| 10 | p | does a loan to a family member require interest payments? | 10:55 | BobbyB | 16:19 carminered2019 |
| 8 | h | Time - rollover from 401(k) to my IRA | 05/11 | happysteward | 16:18 deltaneutral83 |
| 3 | p | Tenant Screening (California) | 13:39 | goodstafford | 16:18 goodstafford |
| 33 | t | Do you ever think “is this (drop) the big one”? | 09:38 | Tellurius | 16:18 bagastuff |
| 18 | p | Ways to protect myself [Prior to divorce] | 12:20 | lsk1 | 16:17 er999 |
| 8 | h | Long term buy and hold BND for new retiree | 12:26 | DebiT | 16:16 Beensabu |
| 5 | h | TLH into Simplfy Interest Rate Hedge ETF? | 12:51 | smooth_rough | 16:16 vineviz |
| 64 | p | 4% back no fee Visa debit card | 04/24 | DJZ | 16:14 patrick |
| 17 | h | Why not use 50% VYM 50% VYMI in retirement? | 13:33 | LeoB | 16:12 vineviz |
| 30 | t | Eugene Fama (Fama–French 3-factor model; EMH): Americans don't need to bother w/ international investing | 07:12 | VTI | 16:11 ApeAttack |
| 9 | p | Living Trust or? | 05/13 | jeb1000 | 16:08 jeb1000 |
| 3 | p | Received offer for property dated to expire 8 days ago | 15:48 | Flymore | 16:07 Artful Dodger |
| 0 | t | NJ-specific investment and tax loss harvesting considerations | 16:07 | joyfulnoise | |
| 2332 | p | Anyone regret paying off mortgage early? | 2012 | acegolfer | 16:06 coachd50 |
| 8138 | c | What Movie Have You Recently Watched? | 2014 | abuss368 | 16:03 Capsu78 |
| 5 | c | Revised Road Trip | 14:03 | Fillmore | 16:03 Prokofiev |
| 15 | p | 55+ Senior living home suggestions? | 18:24 | Vanguard User | 16:01 Vanguard User |
| 43 | c | Apple CarPlay | 06:18 | TheTimeLord | 15:59 Artful Dodger |
| 18 | t | S&P is up 37% vs. 2 years ago! | 05/12 | tennisplyr | 15:57 delamer |
| 34 | h | What would you do with 50k right now? | 10:45 | ChicagoWolverin | 15:56 WhiteMaxima |
| 6 | h | Trying to do better...Need advice! | 23:21 | NationalParks1 | 15:55 NationalParks1 |
| 102 | h | Questions about buying T-bills through VMFXX - Vanguard Federal Money Market Fund | 05/06 | evelynmanley | 15:55 Kevin M |
| 528 | t | If Valuation doesn't matter, what does? | 01/05 | CraigTester | 15:49 CraigTester |
| 13 | h | Bonds/CDs/MYGAs: Best non-stock vehicle in today’s world? | 20:59 | longlife | 15:47 patrick |
| 49 | h | TreasuryDirect Hell [Lost account number, can't log in] | 05/13 | flyninjasquirre | 15:45 BogleMelon |
| 1 | p | Landlording in Massachusetts vs. Pennsylvania | 15:29 | joer1212 | 15:44 ResearchMed |
| 359 | t | Vanguard Customer Service Mega-thread | 06/18 | PinotGris | 15:41 LadyGeek |
| 14 | t | Total Bond vs IT Treasuries vs GNMAs in a 3-fund portfolio | 23:53 | Northern Flicke | 15:40 SnowBog |
| 1632 | t | Modified versions of HFEA with ITT and Futures / Lifecycle Investing with Modern Portfolio Theory | 09/03 | skierincolorado | 15:39 unemployed_pysi |
| 103 | c | Wallets [Do you carry a wallet?] | 2019 | abuss368 | 15:28 abuss368 |
| 27 | c | Buying an electric car for work? | 05/13 | thegonejackal5 | 15:27 WhyNotUs |
| 84 | p | Cash & Checkbook Register Reconciliation | 2019 | abuss368 | 15:26 abuss368 |
| 12 | h | Why so many people afraid of RECESSION? | 14:39 | WhiteMaxima | 15:25 Flyer24 |
| 34 | t | 10Y TIPS May Re-Opening | 05/08 | Drew31 | 15:24 Robot Monster |
| 40 | p | What is a good college GPA for top employers (CS major) | 07:57 | Elysium | 15:23 MathWizard |
| 161 | t | Twitter ownership | 04/20 | manatee2005 | 15:21 telemark |
| 10 | p | 529 after death of designated beneficiary | 05/13 | verbose | 15:21 verbose |
| 40 | p | Raising Rental Rent (Advice needed) | 05/11 | NYGiantsFan | 15:19 boogle_12 |
| 2 | p | Social Security Website Down? | 13:31 | arf1410 | 15:18 Duckie |
| 18 | t | VPAS Dashboard / Tools | 05/07 | retfolio | 15:17 tj |
| 151 | c | Update: Issues with possession after house closing | 04/25 | nydoc | 15:16 firebirdparts |
| 36 | c | Certificates or no certificates when purchasing tires as Discount Tires? | 2019 | helloeveryone | 15:15 lillycat |
| 236 | l | Roll Call for the Retirement Class of 2022! | 06/09 | Miriam2 | 15:14 Ricola |
| 27 | t | Increase in Margin Reqs - IB | 2020 | perfectuncertai | 15:13 richard.h.gao |
| 11 | h | Do RMDs *BEFORE* Rollover to Vanguard? | 05/10 | PGR | 15:10 lws |
| 1215 | t | [Fidelity Health Savings Account Mega-Thread] | 2018 | liberty53 | 15:08 tj |
| 22 | p | Bitten by runaway dog - seeking next step advice | 10:57 | bestplans | 15:01 Flyer24 |
| 126 | t | 2022: Worst. Bond. Market. Ever? | 05/06 | McQ | 14:58 SimpleGift |
| 2 | t | Correlation of commodity returns with inflation rate of change | 11:32 | Fremdon Ferndoc | 14:56 nisiprius |
| 34053 | t | U.S. stocks in free fall | 2011 | Lbill | 14:55 canadianbacon |
| 2 | h | Tax-loss harvesting intermediate-term funds using short-term Treasury? | 22:29 | CFM300 | 14:53 CFM300 |
| 22 | h | How to calculate the value of a pension as part of a AA strategy? | 08:14 | Joypog | 14:50 vineviz |
| 71 | c | Suggestions for good colleges | 05/11 | sidartvader | 14:50 sidartvader |
| 5 | h | Fun (for nerds) weekend excel question about solo 401k contributions | 09:58 | mega317 | 14:38 The Man with th |
| 9 | p | IRS destroys documents not sure what this means | 13:15 | tunafish | 14:37 Flyer24 |
| 0 | p | HCOL: Need financial planning help | 14:22 | Old Henry | |
| 3844 | c | [What TV Show Have You Recently Watched?] | 2016 | dbCooperAir | 14:18 ResearchMed |
| 0 | h | Any Experience with Rollover from VALIC 'Fixed' Account+ (to Vanguard IRA) ? | 14:14 | PGR | |
| 8 | t | Assessing Recovery Time for Bond Funds | 19:09 | LMK5 | 14:11 jeffyscott |
| 5 | p | Best current (low or no fee) gift card | 13:46 | Saving$ | 14:10 WhiteMaxima |
| 103 | p | Long Term Care Insurance | 01/27 | martincmartin | 14:09 WoW2012 |
| 5 | p | 2FA text forwarding to other phone while traveling internationally | 09:40 | luckybamboo | 13:57 realclemsongrad |
| 178 | p | Share your Net Worth Regression | 05/06 | Little_Carmine | 13:55 WhiteMaxima |
| 6 | p | Trust income before and after death | 05/08 | WorkToLive | 13:55 WorkToLive |
| 83 | c | The solar panel salesman | 05/02 | catdude | 13:49 BrandonBogle |
| 37 | c | upgrade 2003 camry to prius prime/bz4x | 04/20 | anthonyphamy | 13:44 anthonyphamy |
| 46 | t | "Why Bogleheads "Stay the Course" | 05/08 | Taylor Larimore | 13:39 novicemoney |
| 2 | h | Etrade and T-bills (new issues) and related questions | 12:44 | student | 13:36 student |
| 16 | p | Mortgage and inflation | 05:01 | nydoc | 13:31 ekid |
| 14 | c | Amtrak Across America/Public Transport in Las Vegas? | 05/11 | MrWasabi65 | 13:28 JBTX |
| 7 | c | Best practices for setting up personal or professional email addresses? | 05/10 | URSnshn | 13:25 campy2010 |
| 111 | p | Medigap Provider Decision Help Please for 65 YO | 04/06 | MrRE | 13:25 Agent 99 |
| 111 | t | what is an ibonds duration? | 2013 | LH | 13:23 LTCM |
| 3 | p | What is YOUR Endgame? | 13:04 | StartedFromTheB | 13:12 Flyer24 |
| 68 | t | Do you rebalance or not? | 07/18 | invest2bfree | 13:11 WhiteMaxima |
| 1 | p | A question about CA schedule K-1 (541) for a non-resident | 11:01 | gavinsiu | 13:08 MP123 |
| 767 | t | Interactive Brokers (Best Kept Secret) | 2015 | Andymoler58 | 13:03 LadyGeek |
| 37 | h | Giving Investment Advice to Friends and Relatives | 05/13 | Taylor Larimore | 12:51 backpacker61 |
| 3 | h | T Bill ETF: SHV vs. CLTL | 11:48 | BackToSchoolDad | 12:48 secondopinion |
| 2 | h | [Should I do Roth IRA conversion, when to claim Social Security?] | 10:28 | orchidtrail | 12:47 retiredjg |
| 19 | c | Donating historical works of Parents: | 05/12 | Nowizard | 12:45 Jeepergeo |
| 60 | h | What happens if I DON'T tax loss harvest? | 05/11 | JD2775 | 12:44 Nowizard |
| 362 | c | What is the BEST thing you spent money on? | 2021 | Shalom Aleichem | 12:41 marcopolo |
| 26 | h | Private Equity: Silver Lake Partners - Fund VII | 05/12 | James123 | 12:39 CletusCaddy |
| 7 | p | What should parents do with $ from sale of house? | 18:45 | invester123 | 12:27 arcticpineapple |
| 2 | t | Camera crew needed for Bogleheads Conference | 05/13 | Bogle Center | 12:20 ram |
| 62 | h | Why hasn’t Ally raised its Online Savings Rates | 04/07 | sapphire96 | 12:19 1moreyr |
| 128 | t | A bond duration glide path for retirement investing | 2020 | vineviz | 12:16 vineviz |
| 4 | t | Robo Advisors | 05/13 | JIMX7 | 12:16 Eagle33 |
| 12 | t | Is selling QQQ and buying TQQQ considered a wash sale? | 02:33 | ill | 12:14 alex_686 |
| 47 | p | Vanguard website broken. No new accounts??? | 12/29 | mmcmonster | 12:09 dbsb3233 |
| 23 | c | Broken fridge | 05/12 | Sevo | 12:07 Jeepergeo |
| 29 | h | Switch to Munis in Taxable Account? | 04/01 | yej84 | 12:07 yej84 |
| 5 | h | SCHP vs TIPZ | 05/13 | Gecko10x | 12:03 hudson |
| 11 | h | Roth conversion before RMD question | 05/13 | lepa71 | 12:02 LadyGeek |
| 17 | h | helping elderly parent | 2020 | marginal | 12:00 marginal |
| 15 | h | Should I concolidate prior 401Ks | 05/12 | lepa71 | 11:44 Eagle33 |
| 20 | p | Guardian vs Principal for disability insurance | 04/28 | storgendibal | 11:40 storgendibal |
| 4 | h | Portfolio Review | 03/10 | thetraveler | 11:36 thetraveler |
| 31 | c | Cleaning Corners on the Floor | 03/19 | Mr. Rumples | 11:32 Ivygirl |
| 8 | p | HELOCs in Massachusetts | 05/13 | Jagger | 11:32 moshe |
| 2 | p | Dallas tax preparer | 10:53 | Billhaver | 11:31 MarkNYC |
| 13 | p | Major fine art purchase, extra insurance? | 17:29 | slalom | 11:10 ResearchMed |
| 18 | h | TIAA Traditional - unexpected "contributions" as new vintages | 05/13 | GreendaleCC | 11:04 GreendaleCC |
| 4 | h | 4 Fund Question | 09:44 | boobear54 | 10:52 boobear54 |
| 64 | h | 2021/2022 retirees: your feelings | 05/12 | 9-5 Suited | 10:51 Candor |
| 3 | h | fixed income allocation and duration calculation | 17:21 | trallium | 10:37 trallium |
| 46 | h | [05/2022 Update - Portfolio Review] Spouse received inheritance - what next? | 12/17 | fish71 | 10:31 harikaried |
| 26 | h | Portfolio advice : $3.2M | 05/11 | asadr | 10:28 nedsaid |
| 16 | p | IRS rules for house appreciation, re: estate income? | 05/13 | percy | 10:28 NerdJock |
| 108 | t | Warren Buffett's 90/10 portfolio strategy using only QQQ and cash | 2021 | teelainen | 10:19 av111 |
| 80 | c | College Selection - Which one | 04/02 | TotalFool | 10:18 aquaman |
| 14 | t | Robinhood 1% on Brokerage Sweep | 05/12 | BackToSchoolDad | 10:18 BackToSchoolDad |
| 16 | p | How to calculate emergency fund during retirement | 05/12 | somewhatenterta | 10:17 Jeepergeo |
| 15 | h | TLH frequency | 05/12 | esipsi | 10:11 dratkinson |
| 20 | p | Career Advice (leaving big law for in-house) | 05/12 | Cavalier91 | 10:10 WestCoastPhan |
| 127 | h | Please review my de-risking/cash-out plan | 2020 | KlangFool | 10:08 KlangFool |
| 10 | h | Naive question regarding I-bond contributions | 16:47 | afr | 10:08 LadyGeek |
| 10 | h | Roll over or not? | 05/06 | stocknoob4111 | 10:06 stocknoob4111 |
| 60 | c | Stone patio really costs $15K? | 05/12 | PhillyBird | 09:59 WhyNotUs |
| 116 | t | IT'S TIME! Registration for the 2022 Bogleheads Conference is NOW OPEN! | 04/18 | Bogle Center | 09:49 Taylor Larimore |
| 172 | p | GEICO Umbrella: Significant Increase in Premium | 2020 | creant | 09:39 tj |
| 2914 | t | I Bonds Mega Thread (I Bond Heads Rejoice!) | 2021 | tomsense76 | 09:34 gobel |
| 8 | c | Car Buying- In Transit Cars and Deposits | 21:52 | August | 09:30 marcopolo |
| 7 | h | Bonds in multiple 401K efficiencies (ER analysis) | 05/13 | cautiouscuriosi | 09:26 mega317 |
| 10 | p | Can I Safely, for the most part, Retire? | 05/13 | Kingghoti | 09:13 Kingghoti |
| 6 | c | (inheritance issue) Can heirs hire someone to represent them to executor of estate? | 05/13 | Weathering | 09:05 carolinaman |
| 1 | t | Anyone familiar with Retail Ecommerce | 08:35 | Kelly | 09:02 Silk McCue |
| 10 | p | Ally Bank - no penalty CD cashout for +0.1% | 17:03 | Goldilocks | 09:02 evelynmanley |
| 14 | t | When is TLH worth it? | 20:21 | vchiu25 | 08:53 carolinaman |
| 15 | h | Leaving Federal Government - What to do with retirement (FERS) contributions? | 22:42 | Invest_Wisely | 08:30 HueyLD |
| 11 | c | Safe disinfectants for retainers | 23:14 | Caduceus | 08:16 Zubs |
| 1610 | p | Tales from this insane real estate market | 2021 | ASpenderInRecov | 08:11 NYCaviator |
| 17 | c | Recommendations for something like Ipad? | 05/11 | Caduceus | 08:03 climber2020 |
| 25 | h | When (in 2022 to 2023) would you invest cash in a longer term CD? | 05/13 | water2357 | 07:49 hudson |
| 39 | h | 3 and 6 month treasury bills. Buy through Vanguard or Treasury direct | 04/23 | tomswift | 07:44 Jeev1 |
| 8 | n | [Australia] Is buying a house actually this hard? Are my maths wrong? | 05/13 | JimboMutumbo | 07:33 andrew99999 |
| 5 | p | Delayed Vanguard Security Code | 05:22 | Carl53 | 07:15 rkhusky |
| 1 | t | Effects of Raising Fed's Fund Rate | 21:19 | boogiehead | 06:41 Call_Me_Op |
| 51 | t | T'was the Worst of Times — Case Study of 1973-1985 | 05/10 | SimpleGift | 06:26 dodecahedron |
| 2 | h | I bond registration - 10k primary, 10k secondary? | 22:35 | glantzinggirl | 05:31 evelynmanley |
| 37 | p | Second Marriage & Home Title | 05/12 | s1223274 | 05:21 galawdawg |
| 26 | t | Bond fund vs treasury or CD Ladder | 05/11 | Dennisl | 05:17 jeffyscott |
| 15 | h | Schwab Intelligent Portfolio Fundamental Index Funds | 05/11 | Jobseeker2013 | 03:29 muffins14 |
| 150 | t | Total portfolio allocation and withdrawal (TPAW) | 2020 | Ben Mathew | 02:45 Ben Mathew |
| 47 | p | Rental real estate in inflationary times | 05/08 | slbnoob | 00:10 AerialWombat |
| 4 | t | Municipal Bond Insurance: What are the risks? | 05/12 | Weathering | 00:09 typical.investo |
| 87 | t | What a Great Moment to Invest! | 05/06 | William Million | 23:49 randomguy |
| 2 | t | Total bond vs Int tax exempt | 21:24 | vchiu25 | 23:46 mega317 |
| 6 | c | Trouble getting Google Voice Number | 05/13 | K72 | 23:30 tidelandp |
| 45 | c | impedance scale to measure body fat | 05/11 | rjbraun | 23:25 Caduceus |
| 2311 | p | Fidelity as a one stop shop | 2018 | BogleMelon | 22:57 EngCapt1 |
| 12551 | t | HEDGEFUNDIE's excellent adventure Part II: The next journey | 2019 | HEDGEFUNDIE | 22:55 000 |
| 22 | h | Vanguard Money Market Funds - Differences in Returns? | 05/08 | water2357 | 22:35 Small Change |
| 5 | p | How to find best mortgage rate | 05/13 | indexfunds | 22:30 The Man with th |
| 12 | t | Would splitting U.S. large cap into value and growth reduce risk? | 05/13 | LeoB | 22:13 vp89 |
| 18 | t | Total face value of all bonds in Total Bond = 98.1% of current value | 05/09 | nisiprius | 22:09 manuvns |
| 6 | p | Wells Fargo won't change my account type without new W-9? | 19:25 | gruesome | 21:41 student |
| 29 | c | Priority Continuum Onyx vs.conventional hybrid bike | 05/08 | protagonist | 21:38 protagonist |
| 0 | c | Looking for a good/cheap conservatorship bond | 21:37 | masha12 | |
| 1 | t | Treasury Direct entity rules | 21:20 | Chicken lady | 21:32 Hebell |
| 53 | t | Will Palantir ever be profitable? | 2020 | TheoLeo | 21:30 randomguy |
| 13 | h | Fidelity's TLH Tool | 05/12 | jbsmith05 | 21:28 Doc7 |
| 11 | p | Advice Needed - Estate Planning | 05/12 | goGators | 21:23 Lee_WSP |
| 20 | t | What's the big deal on TLH | 05/12 | boater07 | 21:18 marcopolo |
| 7 | p | Low Income in Retirement | 17:03 | MrWasabi65 | 21:11 secondcor521 |
| 214 | t | Lessons from this crash | 05/12 | jay22 | 21:07 Ed 2 |
| 7 | h | Was set on VTWAX and chill until I moved to Vanguard | 16:33 | manlymatt83 | 21:06 000 |
| 4 | p | How SSA handles back payment for months of under paid benefits | 16:42 | poboyee | 20:56 poboyee |
| 1 | h | New Treasury Rates Question | 20:43 | razorbacker | 20:48 Grt2bOutdoors |
| 59 | t | The Bogleheads Conference is Back in 2022! | 03/01 | Bogle Center | 20:28 LadyGeek |
| 262 | p | Spreadsheets - Out of here! | 2020 | abuss368 | 20:25 Silk McCue |
| 1005 | p | CD discussion thread | 2019 | indexfundfan | 20:20 Kevin M |
| 4 | p | Transferring ibonds with joint owners to Revocable Living Trust for one owner | 05/07 | masha12 | 19:58 masha12 |
| 3511 | t | The Three-Fund Portfolio | 2012 | Taylor Larimore | 19:51 abuss368 |
| 266 | f | Searching for Lost Contributors | 2021 | RovenSkyfall | 19:47 Grt2bOutdoors |
| 8 | t | Assessing risk between two investments | 05/12 | JustThisGuy | 19:33 JustThisGuy |
| 557 | p | "Open Social Security" calculator: feature requests, bug reports, etc | 2018 | ObliviousInvest | 19:24 ObliviousInvest |
| 9 | h | I retired with a 457(b) in Voya - now what? | 05/12 | rennem | 19:19 rennem |
| 17 | h | Leaving Merryill Lynch | 05/12 | d404040 | 19:17 illumination |
| 62 | t | buying Tbills | 03/22 | billyt | 19:09 Kevin M |
| 2 | p | Use stock loss to offset primary residence capital gain? | 05/13 | Luckylucyy | 19:08 secondcor521 |
| 3235 | p | Bank of America/Merrill Edge - Preferred Rewards | 2014 | navyitaly | 18:40 richard.h.gao |
| 48 | c | Gated Community--Balancing Security/Access | 2019 | DTalos | 18:39 oldguy |
| 25 | p | 4 Banks with good interest rates for Savings/Money Market accounts | 05/09 | teelainen | 18:31 Crazy_Aussie |
| 8 | t | What bond fund to use to buy a SPIA | 04/30 | CWRadio | 18:24 CWRadio |
| 45 | p | Mom, Medicaid, and will she lose her house? | 05/10 | Remster | 18:15 LadyGeek |
| 5877 | c | What Book Are You Currently Reading? Part VI | 2014 | Alex Frakt | 18:12 mega317 |
| 511 | p | Primer on Paying Taxes With a Credit Card | 2019 | whodidntante | 17:47 BundyBundy |
| 1995 | c | Bird watchers – what birds are you seeing? | 2020 | JAZZISCOOL | 17:33 JAZZISCOOL |
| 7 | p | Social Security COLA vs one year early penalty | 05/13 | Agent 99 | 17:32 Agent 99 |
| 27 | p | New job arrangement - Is this common? | 05/11 | Grifin | 17:32 Big Dog |
| 5700 | p | What's Your Credit Card Rewards Strategy? | 2016 | guitarguy | 17:30 Pu239 |
| 11 | h | I need suggestions on my portfolio | 05/12 | Billyboy | 17:25 retired@50 |
| 23 | c | How can I get more memory space on PC (external drive?) | 05/12 | Calico | 17:20 dboeger1 |
| 4 | h | VWUAX Inheritance, A winning 10 year proposition? [Vanguard US Growth] | 05/13 | KatieG | 17:00 KatieG |
| 50 | h | Error in Treasury Direct | 12/26 | arengarajsug88 | 16:56 x3sphere |
| 1 | p | 403b rule of 55 - previous employers | 16:28 | dred pirate | 16:35 OhBoyUhoh |
| 4 | h | If You Are Already Set, How Are People Investing Inheritance and Other Windfalls | 05/12 | MrCheapo | 16:28 Eagle33 |
| 21980 | t | U.S. stocks continue to soar! | 2018 | GoldStar | 16:21 Stinky |
Subforum key: h = Personal Investments t = Investing - Theory, News & General p = Personal Finance n = Non-US Investing s = Spain u = United Arab Emirates c = Personal Consumer Issues l = US Local Chapters I = Non-US Local Chapters f = Forum Issues and Administration
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