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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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1502 new posts and replies over 230 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
2pNew book based on Millionaire Next Door07:03 timmy07:41 timmy
4p$540 a month on food for graduate student budget too much?06:59 pax423507:39 Pajamas
55pAnyone not have a Budget?17:56 masonstone07:36 whodidntante
38pAre Credit Cards Actually Convenient?14:47 magister07:35 rich126
10hBlackRock Lifepath Fund?07/14 sapper137107:35 vineviz
4hFidelity PAS - starting the process to extricate20:58 bulkdataman07:34 MikeG62
7pValue of Arizona State Retirement System19:24 JDofAZ07:29 rich126
26cHow much furniture spending is ok?16:43 jayk23807:27 Pajamas
49pShould we sell our business?07/13 201607:26 2016
3pWire transfers from internet banks (CapOne 360)06:14 sunny_socal07:25 cheese_breath
19tA different take on retirement income: time segmentation17:36 willthrill8107:23 dknightd
1cDSL Modem and settings for TDS.net05:49 aerofreaky1107:22 Pajamas
42cBears!!!15:03 pezblanco07:17 mouses
15cTravel to Mainland China - Cyber Security13:42 mc707:15 jharkin
91pWhat rate of return are you using for retirement projections?07/07 ronhh07:13 SQRT
5hDoes it make sense to change 3 fund portfolio into 2 fund portfolio by switching VTI and VXUS with VT?05:03 Vision07:13 jhfenton
11cDid I get ripoff by this car mechanic?19:35 jfgout07:09 jharkin
102cXfinity Mobile2017 student07:09 A440
2pGoogle Sheets has an easy to use Budget worksheets - tip10:13 timmy07:07 timmy
34cPeloton spin bike worth the high cost?05/27 Milo95307:03 queso
17hRealizing 85% of 401k contribution going to bonds19:34 Jermbo07:02 Dandy
29tHow to determine weights within portfolio07/14 flroots07:00 flroots
37pHow often do you buy a primary residence?09:16 pomidoro06:57 maggabelle
13tMath help: 401k vs debt payoff formula07/14 ray.james06:56 ThriftyPhD
2tIs rebalancing an advantage when holding a 3 fund portfolio instead of 2 or 1 fund portfolio?06:29 Vision06:54 Vision
32hShould I simplify my portfolio and switch from 3 fund to 2 fund portfolio?07/15 Vision06:53 Vision
0cAny luck Unlocking Sprint iPhone 5?06:43 A440 
79pFor those of you who handle all the finances, how do you keep your spouse "in the know"2017 Jags418606:29 Tamarind
64lSt Louis Bogleheads2014 larryswedroe06:29 deeppizza
75tSix stocks make up 98% of S&P 500 gains in 201807/10 letsgobobby06:19 VaR
14pWhere to get a $100 bill?20:58 cap39606:05 MikeG62
0hDiversification & Capital Gains05:49 Aristotle99 
87tWhy is leveraging property good but leveraging stocks bad?07/14 SpeculativeTrad05:41 SpeculativeTrad
19chow to diagnose problem with cable internet speed07/05 gwe6705:32 wilshuer
85cAdvice on IT Certification program07/12 delamer05:32 gsmith
4hNew Fidelity Solo 401k: FFNOX or FSTMX to start?03:10 Pancakes-Eggs-B05:26 blaugranamd
42pAlliant 3/2.5% card - any experience?12/14 sunny_socal05:24 sunny_socal
2pCalifornia Homeowners - Do you have earthquake insurance?04:37 slalom05:08 slalom
9hGrade my portfolio please, newbie here20:09 NRB05:04 Tamarind
293cMoviePass-Too good to be true, but it's legit.10/04 denovo04:46 HIinvestor
19h[EU] About the cost of taxes on dividends in European funds05/05 RME04:42 international00
341pWhat is/ was your career and would you recommend it now?06/21 alex12371104:33 willie838
52cGoing solar?07/06 barberakb04:12 4nursebee
35hA new investor has appeared! [Portugal]07/08 DrBlues04:11 international00
24pIRS CP2000 on Backdoor Roth, Did I do it right?07/04 schrute03:49 Chip
6t[EU] How to bypasses MIFID II, PRIPS and buy US ETFs07/13 norciom02:48 TedSwippet
80tSaving 20% of paycheck isn't enough07/13 Marjimmy02:38 madbrain
1hNY Times reviews Taylor's Guide to the Three Fund Portfolio00:48 S&L194002:25 Cruise
40pHow can I obtain compensation data?12/25 MrJones02:10 HEDGEFUNDIE
13hWhen asking advice07/09 Mare01:50 Mare
11tturnover rate impact on return15:08 omerthegrouch01:49 asset_chaos
5hU.S. expat starting to invest20:15 Mahler7801:46 Mahler78
6hStrategy to buy a north los altos house (SF Bay Area)?13:46 HEDGEFUNDIE
2hConsolidate and simplify20:03 LittleKnown01:35 gostars
12hThoughts on using an ETF for TIPS investing07/11 PalmQueen01:25 FIREchief
2705pWhat's Your Credit Card Rewards Strategy?2016 guitarguy01:19 Bfwolf
11p14 years with Bogleheads07/14 moneywise300:55 Miriam2
1hHelp with consolidating DRIP stocks21:04 Loon1100:54 gostars
9hBond funds in taxable accounts?04/12 l1am00:44 gostars
2hStock, Bond, REIT allocation to traditional & Roth IRA21:02 achymoose00:30 gostars
0hChanging jobs - 401k etc00:28 mooncalf 
16cSeeking advice about "defective" computer15:38 CFM30000:25 CFM300
16tBrokers sell ETF order flow used to trade against clients16:23 Rick Ferri00:16 KSActuary
36pDeath Book2013 Steady5900:14 daveydoo
4hFidelity Portfolio Advice Please20:09 teacherguy23:54 gostars
6hGE Pension distribution questions13:24 tibbitts23:53 tibbitts
1cHR Monitors Fitbit vs. Garmin23:29 Sasquatch23:43 andrewphillipf
51pFireCalc: How big a grain of salt?09:08 TheTimeLord23:40 curmudgeon
45tIn defense of short-term treasuries07/14 danielc23:37 gmaynardkrebs
6hNew To Being A Boglehead- Need Help With Last Index Fund!!21:47 GCK23:27 jalbert
4poffice sublease without contract07/14 MN Finance23:06 inverter
0hWhat is the best three fund portfolio solution for EU citizen with non habitual residence status in Portugal23:05 DJN 
3128cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt23:00 NYnative
3tAny source for: "If markets fall X%, a X/X portfolio will fall X%?22:06 hesson1122:43 LFKB
61cRodents ate my car!07/03 Church Lady22:43 bubbadog
4hVanguard Life Cycle Fund19:22 sportsfreak98522:27 texasdiver
5hMy Annuity of now.16:45 Bronco Billy22:24 FBN2014
11hWhat to sell for Mom's RMD10:20 Ginny'sMom22:16 togb
10hVTSAX vs. Fidelity Freedom Index Fund07/14 johnkgan22:11 jackk
11hstock trading fee at fidelity and vanguard07/12 blackwhisker22:10 blackwhisker
4hTraditional IRA Withdrawal and Tax Stategy07/12 Bob B22:10 Bob B
34tFinancial Newspapers & Publications06/27 abuss36822:02 rgs92
7pHow to find a good CPA?17:50 masonstone21:56 HIinvestor
45pWho are heirs? No will.11/30 lhwerdyt*1791c21:52 Katietsu
71tLarry Swedroe: Look Past Expense Ratios07/11 Random Walker21:51 golfCaddy
31hInvesting for my homeowner's association07/12 nlecaros21:49 nlecaros
5tWhy do small cap funds have very high PE ratio?17:55 vu821:47 fennewaldaj
6hwant to improve returns by 1%/year on a portfolio20:21 sambb21:46 delamer
33hHow to buy T-Bills07/12 bgyt21:45 bost
136cWhen does frugal cross the line to cheapskate?07/12 McCharley21:40 LadyGeek
4lLooking to start a chapter in Hershey, PA20:01 UncleBogle21:37 UncleBogle
6pProperty tax + deductions07/15 hammond21:36 delamer
4tSwedroe: Investing Lessons from a Top Poker Player07/14 heyyou21:35 nedsaid
8tMorgan Stanley Wealth Management07/13 Taylor Larimore21:26 nedsaid
41hTell me what's wrong with my strategy07/13 JoeMontana1621:11 LadyGeek
27hAll-In VTSAX14:20 Hawaiishrimp21:09 ParamedicProf
3pCollege funds spendown...19:52 marshallv20:58 celia
25hAbundance came late, now I'm overwhelmed playing catch up07/12 NewTimes20:52 BogleBike
2tHigh cash percentage in Vanguard Total International Stock Index Fund?18:14 wwtas20:45 MotoTrojan
115tUS T bills - first time user05/22 duricka20:41 Kevin M
6pPerpetual Withdrawal Rate18:22 skime20:33 LadyGeek
36t1-year Treasury Bill auction07/13 Kevin M20:22 #Cruncher
40hPortfolio Analysis + 125K Cash to Invest11:55 SAY3720:21 drk
7pAm I dreaming or is there a possibility: Retire at 45?18:21 five2one20:20 warner25
0cGuardian Disability Insurance in California20:16 abcd12345 
279cConcierge medicine Worth It????2016 Rexindex20:03 toofache32
2hSeeking help for investment allocation15:33 bakerjin19:57 bakerjin
17pFixed Indexed Annuity2017 Retiringteacher19:52 FBN2014
29cWhich minivan?10/23 daave19:52 Sasquatch
4cAny Interior Designers Here? Looking for Japanese Bathroom/Kitchen Designs18:49 Cruise19:48 Cruise
7hAnyone Else Here Trying to Max Out 401k for the 1st Time in 2018?17:20 Daedalus19:46 youngpleb
2pHow to apply safe withdraw rule?18:17 whodatheads19:37 2pedals
3pDuration of Sequence of Return risk for long retirements16:47 marcopolo19:32 David Jay
32hLike Lifestrategy Funds but???07/12 Cody19:31 Doctor Rhythm
40lNashville / Mid-TN Chapter Master Thread2013 mojorisin19:29 kaapie
8hTax implication of exercising company stock options07/14 atj52019:25 MotoTrojan
27pCollege savings plans - Roth vs. 52907/11 whatevernow19:24 47Percent
341tCOMING SOON: BOGLEHEADS PODCASTS07/12 Mel Lindauer19:17 GoldenFinch
15pAccepted new job, immediately laid off at old one?17:14 preciseman19:03 Cruise
407lPost your Financial Milestone Announcements Here01/09 Alex Frakt18:56 Glockenspiel
19hneed help pls13:05 noLegend18:55 hesson11
59cAny kayakers here?07/09 daheld18:49 Wricha
4pOnTrajectory12/02 240U18:44 240U
5hHelp with Personal Investment06/24 purplemountain18:43 purplemountain
14hHelping parent invest small windfall near retirement07/14 me216418:43 VaR
0pBetterment account to get AA miles18:39 SlowMovingInves 
175tTaylor's New Book: The Bogleheads' Guide to The Three-Fund Portfolio10/24 Mel Lindauer18:27 JoeRetire
15hThoughts on Switching to Target Retirement Funds07/12 oleblue18:26 oleblue
17hTax-deductible 403b vs. taxable Vanguard ETF07/05 whompy18:14 whompy
6hHelp with consolidating Retirement and taxable portfolio07/13 nish18:13 retiredjg
15tHas the range of expected stock market returns ever been larger than today?08:38 MrBeaver18:04 MrBeaver
31cWhole Foods -- any drop in prices after Amazon takeover ?07/07 SlowMovingInves17:47 clast
0tTo extend out maturities or not?17:38 BlueEars 
22pHelp with No-Lapse Guarantee UL07/13 nage23417:37 nage234
4tFlat real yield curve07/15 jalbert17:31 patrick013
3cTripAdvisor "Points" & "Levels" ?15:24 ResearchMed17:21 ResearchMed
13hProject - Where to park cashback rewards to accumulate and grow?07/13 SuperCrunchy17:18 proudsalad
18pBig 4 Who Jumped to Industry - Compensation07/13 HardHitter17:18 TDCumm16
13hSingle Investment Fund07/09 tomd3717:12 grabiner
2hAre the returns published annual or cumulative?13:18 jackk17:09 Xrayman69
39hPitfalls of real estate investing07/06 smalliebigs17:06 unclescrooge
6p401k for 1099 income07/14 llessac1517:05 Spirit Rider
23cKitchen Remodel07/13 WhiteMaxima17:03 theplayer11
108tHome ownership vs investing -- condos vs renting, etc07/10 danielc16:57 proudsalad
23pQuestioning insurance valuation for homeowners07/14 tenkuky16:49 tenkuky
33hRoth IRA basis2011 pointyhairedbos16:44 appleshampooid
13pTake 5% of Folio age 75 Onward?07/13 SeeMoe16:43 Hyperborea
75hWhy [was] QSPIX steadily declining?2016 taojaxx16:37 SpaceCowboy
9pTaxes and sole proprietorship07/14 jdilla110716:36 Spirit Rider
3t3% APY 14 month CD (New England States Only)13:36 alpenglow16:35 nalor511
12cChoosing a Used Car Model07/14 lump53216:32 Hulu
4hPlease help me get to 80/2011:20 Gemini16:29 whodidntante
9pThrift Savings Plan Loan Help/Withdrawl/Tax07/14 mattod12216:26 Earl Lemongrab
50cBe Careful Using Mailboxes07/13 Yankuba16:26 moehoward
25pSalary Negotiation for New Position07/13 9liner16:21 kjvmartin
4hBackdoor Roth mess up07/14 Kimota16:19 Earl Lemongrab
55cIs expensive olive oil worth it?07/12 tuningfork16:13 ladders11
35cSurface Pro(2017) vs 9.7" iPad 2018 (edited)07/03 wije16:01 KyleAAA
208hVanguard Municipal Money Market VMSXX 1.39%04/05 Bimmer16:00 Electron
94pEarly retirement07/13 skime15:58 larsm
24cDo insurance agents add value? How?07/13 FeesR-BullNotBu15:51 HIinvestor
11cReading glasses for driving08:00 retire1415:30 Freefun
15pdisability insurance07/08 omerthegrouch15:28 omerthegrouch
49tVanguard - You'll need to sign up for security codes soon06/12 KlingKlang15:21 Doc
19pRMD + Federal taxes07/10 Almost there15:19 Silk McCue
180hTorn between Vanguard, Fidelity and Schwab02/05 Wezzley7715:19 Hawaiishrimp
8pSocial Security Tax Hump vs. Tax Torpedo07/14 aebknb14:41 aebknb
10pHealth insurance gap07/14 AAA14:35 AAA
10cFedEx / UPS Vacation Hold?07/14 rgs9214:34 heartwood
26hNeed to generate income07/14 canada6514:19 Longtermgrowth
25hNew and looking for help simplifying portfolio for FIRE(?)07/08 SerenityBlue14:18 SerenityBlue
18tWhich Brokerage to use strictly for Brokered CDs07/14 dia13:53 TheTimeLord
17hSplitting Monies between multiple investment houses07/13 nesdog13:46 delamer
3hTransfer 529 Plan? Need Advice07/11 mcnulty13:46 mcnulty
1pPersonal use of vacation property question13:01 Smokey2113:43 boglegirl
1hMissed Secuties Class Action Claim Deadline13:19 Niam13:42 Niam
3cOld Costco American Express 2-Year Warranty Extension12/30 BHUser2713:39 jla956
27cBounced check07/12 student13:38 michaeljc70
64cBuilding a Pool2016 Smurf13:34 rich126
12hInvesting vs Debt10:37 rootcanaldoc13:34 Nate79
11pInherited retirement account07/14 Schooly D13:31 FIREchief
6hSelecting retirement plan provider (TIAA/Fidelity/ICME) and supplemental plan (403b/457b)07/12 cupoftea13:31 cupoftea
62tThe value of international stocks, in pictures07/10 vineviz13:28 siamond
17cShould I cancel my Colorado trip due to wildfires??07/01 RudyS13:20 RudyS
64tDirect Real Estate Returns07/12 InvestInLife13:17 KyleAAA
30hRetiring in early 2019.05/21 Streamer13:16 Hawaiishrimp
3hInstitutional 457b versus Back-door Roth IRA07/12 DocJKF8413:11 megabad
71hLooking for EUR holy grail bond strategy06/04 toine12:59 galeno
3hsafe investment location for ~1-10+ years?07/14 jsmoove12312:59 megabad
15cHow do you back up Quicken?07/14 dbc4712:59 Grasshopper
54pAffording a $1.8-2M house07/02 chenzi12:52 carguyny
38pDenied for an auto loan 2 weeks after purchase??07/12 SixAlpha12:43 ResearchMed
5hFidelity Go vs. 3-fund portfolio vs FXIFX vs FSTVX09:11 jackk12:42 MotoTrojan
13ckayaking!07/12 k.erin2112:36 Cycle
92cWhat are you learning or studying?06/29 dentoid12:35 DVMResident
27tReal Estate Investment: Yay or Nay?07/12 grayfox12:26 Sasquatch
79pWould you trade experiences in your youth for early retirement07/13 TheTimeLord12:23 bhsince87
46cCostco Membership07/12 remomnyc12:18 jhawktx
18hAfter-tax Roth conversion question07/14 BeckyfromBoston12:12 BeckyfromBoston
44h26 years old. Roth ira with edward jones last 3.5 years.07/13 Zoochadookdook12:06 donall
6pBlowing off the dust - financial calculator07/14 Iowa David12:06 Iowa David
94cTipping at non sit down places07/04 masonstone12:05 MBB_Boy
2hAdvice for a beginner with £100k07/13 Tom9011:59 stan1
19hSpending profile in retirement07/14 corn1811:51 rgs92
21tChange in Flagship Rep Service ?07/14 tomd3711:33 tibbitts
13hRetirement Planning07/13 goodafternoon1911:22 Grt2bOutdoors
10tGetting antsy with indexing? Reporter doing story.07/13 Mel Lindauer11:21 tadamsmar
289cMy New Car Buying Tips2013 denovo10:57 namenloseblonde
1pCitizens Access 2% Savings rate10:42 Jim2171310:45 Pajamas
14t[How do I transfer money from Vanguard New York Municipal Money Market Fund?]07/14 kkwupac10:41 welderwannabe
17hInlaws need $50k loan for new home, hard time finding lenders07/14 aadwen10:24 dm200
15pCash out 401K07/12 Randee10:18 Dottie57
4tIdeas for intermediate-term savings07/13 TheRegulator3310:12 beanie
191cTop Shelf Liquor Overrated?05/31 Alexa910:08 michaeljc70
0h(UK investing) Ethical / SRI bogling10:08 oscar_einstein 
26hRecurring investments in taxable account07/10 sapper137110:04 drk
13pMajor purchases - now or later?07/14 beanie10:02 CyclingDuo
11hBond Portfolio07/13 SlowMovingInves09:58 stlutz
2cTrouble with Face ID on Vanguard App for iPhone X?07/14 Snert09:56 Kompass
16cSuit Alterations - chain vs local tailor07/12 ThankYouJack09:42 golfCaddy
15pBraces: Keeping cost down and insurance questions.07/14 fortfun09:39 grabiner
11hInherited IRA with RMD strategy07/10 avg-bogler09:36 aristotelian
20pRental Property - Continue to Rent or Sell07/09 Wolfpack3409:20 magneto
68cAmazon won't sell this book to me.07/09 vtMaps09:10 LadyGeek
1036tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab09:05 LadyGeek
37pLogging out 20 acre lot?07/13 twofeds09:00 jimb_fromATL
40pWould you take a job in a less desirable city if you had to work fewer days?07/07 jastevenson08:48 banook
2pThe Credit Card Song (1974)07/15 OkieIndexer08:27 grok87
197pHow Much in Your Emergency Fund And Is It Used?2017 Jcraz1308:11 SQRT
14hAmerican in the EU -- problems with IB acct07/12 sean.mcgrath07:50 sean.mcgrath

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t = Investing - Theory, News & General
p = Personal Finance
c = Personal Consumer Issues
r = Reference Library and Wiki
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