Bogleheads.org
Forum  •  Wiki About Us  Search
Suggested Reading  •  Sites of Interest  •  Support This Site  •  Contact
Bogleheads.org - Investing advice inspired by Jack Bogle
New to investing?
Start here
Video: Investing
Suggested Reading
Bogleheads® Forum
Forum Home
Forum Policies
Login
Bogleheads® Wiki
Wiki Home
Investing Philosophy
Latest updates
Resources
Sites of Interest
About Us
About Us
Support this site
   - Amazon.com
   - Donate
Contact

Bogleheads.org – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.


Post ListingsView subforum list

1999 new posts and replies over 248 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
31hJust missed a few days of gains rolling over 401K from Fidelity to Vanguard09:25 Mark261410:23 dbr
2hTLH - trade date vs. settlement date10:13 gowest10:23 UpperNwGuy
1pWire $50K Out of the Country09:47 JHU ALmuni10:22 michaeljmroger
84cAirbnb - cleaning fee, service fee, occupancy fee....???06/27 F150HD10:22 jb1
117pHow much house can I afford (really)?01/16 CPA_RIA10:21 ReformedSpender
10070tU.S. stocks in free fall2011 Lbill10:19 MisterMister
3cHome Owner's Insurance08:57 Bonnan10:18 Rupert
44hShould I increase my stock allocation to 90% stocks?17:41 yosemite_mounta10:17 nix4me
72tTributes to Jack Bogle01/17 J072110:17 Barry Barnitz
20cNJ EZ-Pass Why a monthly service fee?06:45 A44010:16 yeahman
50hDoes anyone have entire 401K in bonds?01/13 unstoppable10:16 AnalogKid22
5pRolled Over 401k to IRA - Tax Documentation?08:08 Jelloanddon10:15 jebmke
3hSanity check on investments18:34 flyermw10:15 UpperNwGuy
5cUmbrella Coverage for Hired Subcontractors20:35 creditdefaultsw10:15 JBTX
5cHow do you keep a calendar?13:44 letsgobobby10:14 UpperNwGuy
21tVanguard Total World Stock and All-World ex-US Small Cap Admiral Shares should launch February 501/17 jhfenton10:13 rudeboy
44tMy trend following strategy and experience18:16 willthrill8110:13 2pedals
5hJust retired, advice on bonds and real estate08:35 SandysDad10:12 Valuethinker
9pCapital gains on house sale07:15 defscott62710:12 curmudgeon
12cWild Planet Sardines quality problem [Review of sardine brands]01/16 dual10:12 FCM
3pFidelity Self-Employed 401(k) Contribution Processing Time09:58 southerndoc10:12 livesoft
78pHave I Now Become Out of Touch Financially? Aging question...01/16 phxjcc10:11 SQRT
12h401(k) vs Taxable on a low income01/10 perihelion10:11 teen persuasion
9cIs the security check website "Have I Been Pwned?" legit?08:08 Sandtrap10:09 quantAndHold
8cInfiniti QX30 - MB platform13:24 michaeljc7010:08 stan1
17hDifferences in Investment Approach09:15 RJC10:08 nisiprius
77pPay off a 30 year mortgage in 15 years? The cost of flexibility01/10 willthrill8110:07 Ben Mathew
24h57 yr old w/$14K12:48 sonomasmiles10:07 JBTX
151p"Bank Of America Cash Rewards Card Now Lets You Choose Your 3%(=5.25%) Category"12/10 b0B10:06 indexfundfan
34pSchwab to Vanguard ?01/01 sixtyforty10:04 MrJones
674tREGISTRATION FOR 2019 BOGLEHEAD CONTEST [Entry deadline has passed]01/01 Taylor Larimore10:03 bkweathe
4hSetting Up my 3-Fund Portfolio Help15:10 BogleDon201910:03 carmonkie
3hWife's 401k investment options are bad...options?09:38 furgason510:02 bh7785
2hHelp with keeping my Portfolio/Investment strategy as SIMPLE as possible09:48 MortgageOnBlack09:59 MortgageOnBlack
11hRoth v. Trad for retiring USAF colonel w/30 years active duty01/15 USAFperio09:57 02nz
8hInvestment Help Request - Windfall01/15 bushey3709:52 ruralavalon
4hFidelity? Which Fund for Capital Preservation?08:20 Old Guy09:51 dbr
19hWhere Do HSAs Fit in Asset Location?20:21 KingRiggs09:49 neurosphere
15cAny MD pursued a CFA? Thoughts?01/17 Hulk09:47 Valuethinker
9hVanguard options for Roth IRA01/17 crazycatman09:45 Vulcan
99tAny thoughts on the role of Gold in your portfolio?01/12 ericcohen09:45 JuniorRob
13hCapital One 360 MM for $500 bonus03:30 3-20Characters09:43 Austintatious
20hRetire in 2 years. Advice for plan for withdrawals, Roth conversions & SS15:03 reddison09:42 teen persuasion
58pFurloughed Fed Employee - How to make best use of time01/15 mstone309:38 Bruce
1cAnyone get a site maintenance message this morning?08:09 TheTimeLord09:37 Silk McCue
25pGeico auto - used parts??01/11 BostonButterfly09:35 meowcat
10hNew Member- Help with Portfolio01/16 MSU152609:33 onthecusp
0cNY Times $1 per week digital09:33 Rob5TCP 
8pBest Credit Card for International Travel07:15 NYCaviator09:32 bryansmile
25tJack Bogle's Obituary From The Family14:05 Taylor Larimore09:28 Cyberdaisy
2h2019 Backdoor Roth limit when turning 5009:05 Traveller09:28 Traveller
15pChase Credit Cards - Transaction Activity01/05 SonnyDMB09:26 quantAndHold
55pCapital One now at 1.85 [Money Market Rate To 1.85% APY]02/21 deskjockey09:26 ReformedSpender
41cWhat shelf liquor and your favorite cocktails?15:55 ThankYouJack09:26 alpenglow
7cHow to clean DSLR camera lens?20:10 sksbog09:22 adamthesmythe
3tGold ETF "Guarantee"08:37 Call_Me_Op09:21 dialecticalinve
2hHelp with Beginning Taxable Account09:07 IMhooked09:15 livesoft
817tJohn Bogle has died at age 8901/16 d332309:14 SubieGirl14
8pHSA [How do I organize expenses for future reimbursement?]21:09 stillers09:13 mcraepat9
67h100% in VTSAX - Is it crazy???01/16 bg509:10 Ben Mathew
2hLong-term Investment Advice Needed01/16 investor55perso09:08 dbr
169pWhat I spent in 6 months on medicare07/05 dm20009:06 Cheyenne
57cWho's flying?01/11 Dude209:06 xb7
6hScammed into Cash Value Life insurance, now what?01/14 ralphy00609:04 smallpotato
0pHSA Bank: ongoing bad experience08:55 overthought 
135t2019 Hedge Fund Contest01/01 BackOfTheNet08:55 bgf
21cHow to set android phone to send phone solicitors directly to voice mail.01/16 tc10108:54 totallystudly
12pScrewed up big time applying for life insurance20:52 sergio08:53 BruDude
6pGetting Umbrella Written Policy Terms in Advance of Buying Policy16:27 gokartmozart08:50 ChicagoBear7
77cGas station prices and quality2017 Luckywon08:48 smalliebigs
555pAlly Banking 1% extra back up to $1,000 on new money deposited10/15 LSLover08:47 kaneohe
0pBank Acquisition Lowering Credit Score08:47 greenback 
58tAny thoughts on The Aurora Report? [Arora Report]2016 petergibbons08:46 FBN2014
36tBogle "5% Gold"13:36 JuniorRob08:46 z3r0c00l
13cIs My Iphone Now a Brick?13:59 lthenderson08:44 Jack FFR1846
4pTurboTax Question:08:30 Nowizard08:43 livesoft
64pShould I buy a house in the Bay area or give up?13:25 yosemite_mounta08:43 fasteddie911
18hJust Retired, need some help on what to do with my 401k01/07 dmnhwn08:36 dmnhwn
30t"Bogle's Folly"2016 Taylor Larimore08:34 MJS
8p2018 H&R Block problem: Pension + IRA with non-taxed money15:06 prd198208:34 kaneohe
9pHow do I get a hotel room upgrade ?05:46 Hmwannabe08:19 Watty
39pHow long until we see negative ER funds?01/17 DesertMan08:19 Clever_Username
53pPaying extra on mortgage - what am I missing?10:52 lvrpl08:13 lstone19
2tany issues with FUAMX (Fidelity Intermediate Treasury Bond Index)? better alternatives?01:30 15202guy08:11 happenstance
269p[Ally online savings now at 2.20%]02/09 sycotik08:10 TheTimeLord
53cMultiple newspaper and magazine subscriptions - how much do you pay to stay informed?11/02 letsgobobby08:10 prd1982
9tInvesting and Paying down Debt16:41 keith601408:09 Valuethinker
2hI'm to expect a call from Vanguard07:37 Flymore08:07 LadyGeek
2hDiversifying investment vehicles20:34 gaius julius ca08:04 jakehefty17
10cbathroom vent condensation moisture16:31 go_mets08:03 lthenderson
2pWorkaround for DW to contribute to a deductable IRA07:37 mrmass08:03 mrmass
509pRetiree Portfolio Model2012 BigFoot4808:01 munemaker
29tGMO's 7‐Year Asset Class Real Return Forecasts01/14 Beliavsky07:55 longinvest
80tWhen would you stop being a Boglehead?01/16 michaeljmroger07:54 JimmyJammy
26hhelp with financial planning01/08 mirandablue07:53 retiredjg
35p[Wash sale concern - Are these stocks substantially identical?]01/16 FlyingHigh07:39 rkhusky
69tVanguard will use blockchain to share index data2017 Barry Barnitz07:36 German Expat
2272tWhat are you up YTD? [Year To Date]2014 InvestorNewb07:36 bgf
187pFidelity as a one stop shop12/15 BogleMelon07:34 lstone19
18cCar Rental - Getting specific type of car14:42 Beach07:33 leeks
4hInvestment switch without my knowledge22:54 zratis07:20 GrowthSeeker
5hPre-Retirement Review- Need Wise & Witty Bogleheads21:34 ThriftyisFun07:13 ThriftyisFun
31tBenefitWallet HSA - anyone successfully liquidated 100% of investments? (update: also transfer/rollover issues)01/09 cas07:11 cas
15pIRS to lower 2018 safe harbor withholding threshold to 85% [2018 only]01/16 NotWhoYouThink07:02 Bacchus01
3pSSA: Anypia32.exe -> bug?21:51 JohnFiscal06:57 neurosphere
9hNewbie needing some advice - which other Vanguard funds01/17 abhishek@198506:52 DA200
30pWhoops, thought wife's tIRA was Roth...help!12/05 Galaga06:47 retiredjg
4pIRS and fed shutdown and balance due21:17 mainiac06:42 jfn111
86cAny good reason to get a smartwatch?01/15 Ed_Sandwich06:42 Glockenspiel
5tDispersion says we’re close to a value cycle (BoAML)11:00 Beliavsky06:19 dkturner
9hNo 401K match new employer22:31 inn_vest05:51 KingRiggs
8hInvestment Allocations in Brokerage vs. Retirement Accounts01/17 dryan050605:48 dryan0506
19cTechies: Advice on How to Transfer Data/Files from Old Mac to New Mac01/10 Small Law Survi05:29 toofache32
9tGovernment shutdown and US Treasuries13:09 whadyaknow04:12 Longdog
26tWrong about international bonds?01/15 Crow Hunter03:57 Valuethinker
159tAround 43K in dividends last year - feel good about it ?01/10 skor9903:35 JustinR
5tHow are dividends reinvested in ETFs if you cannot purchase fractional shares?20:27 Jesteroftheswam03:23 mortfree
13cWhat to do this weekend in Tokyo?01/17 aude03:19 Cruise
7hWe Made It ! now need a little help01/12 MPLSTCH02:39 MPLSTCH
6hBoglehead investing - Portugal01/15 balineselion02:26 indexfundinvest
19hClearing the decks at age 60 and starting over01/16 Alkali Ike01:54 infotrader
11hNew to the forum and looking for advice01/17 Eric201901:46 BL
9hAlly CD rates - why is 12-month CD rate higher than 18-month CD?13:46 ma21n201:14 csmath
250tWhat is your overall portfolio weighted expense ratio2016 happysteward00:54 s8r
1451tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab00:53 JustinR
26cAudio book options01/17 LearningAlot00:22 vbdoug
3hHow to efficiently buy bonds and hold to maturity14:52 Reeses00:11 OnTrack
32cSwimming, do you? Advice sought.01/16 4nursebee00:00 vbdoug
37hRollover - why checks instead of wiring funds?01/12 stw23:48 Earl Lemongrab
7hwould appreciate your thoughts19:25 hacksaw202523:30 Watty
86tAre mega back door Roth contributions considered contributions?01/15 investor99723:26 Lyrrad
8hRetirement Account Over Diversification?2018 Lapham6723:10 samsdad
5tGoogle Sheets S&P 500 Index Price10:59 Ricchan23:05 Fryxell
2hIRA and 401K Transfer Question15:21 Ckprocker22:59 Katietsu
4pSelf employed, ACA cliff questions20:59 RobG22:57 Spirit Rider
8cViolin beginner tries an Irish tune, comments welcome01/16 investingdad22:48 Y.A.Tittle
4hRebalancing Help01/16 jbell312422:39 jbell3124
36pRoth conversion01/11 is50xenough22:26 FiveK
30lAny interest in a Shelby/Jefferson County AL chapter?06/21 Housedoc22:20 Stinky
7hVery short term cash - where to put it16:12 teerup22:20 supernova
16pSmarter personal finance software?08/28 FrugalProfessor22:08 scottadelman
34cAny admission pointers from pre- med/ med students?01/16 new00022:04 Dunder Mifflin
115lSt Louis Bogleheads2014 larryswedroe21:54 jt55
2pConsidering converting my LLC to Sole Proprietor01/16 evonboeck21:51 evonboeck
1lMinnesota BH Main Meeting 1/26/1901/12 Fallible21:51 Peter Foley
4hCurious about POSKX Primecap Odyssey Stock Fund01/14 DebiT21:51 DebiT
5hAdvice on moving from Taxable Acct to 529 accts08/06 bpfwt21:49 Juice3
126tTIPS yield curve inverted at short end12/22 Kevin M21:37 Kevin M
53cPaying "cash" for auto - possibly w regular credit card?01/08 blackcat allie21:24 aspirit
54pHow much money did you receive from family? (Gifts/inheritance)11/07 Chrysalis21:22 DavidHutton
7cRefurbished iPhones from Amazon19:22 catdude21:08 runner3081
59cMMORPG games01/09 Soundwall21:07 ag1
25pEver encountered a toxic advisor? How did you handle it?01/16 Rus In Urbe21:03 Rus In Urbe
18cCar reviews - Consumer Reports or other sources?01/16 blackcat allie21:01 BeneIRA
14cNew dishwasher recommendations?12:37 Ed_Sandwich20:57 forkhorn
96tWhat percent of Managers beat the market BEFORE fees?12/02 andysnp20:57 hushpuppy
17pHSA provider good for investment for individual account01/16 phrelo20:54 gasdoc
8pAccountant or do it myself?01/16 dollarbillz20:46 dollarbillz
3tSold Treasuries to buy flexible, rising rate, direct 3-year CD14:29 Kevin M20:45 Kevin M
118tImproving the Dalio/Robbins All-Seasons Portfolio2016 azanon20:42 30sep16
3tBest Bond Fund for Tax-Sheltered Space; still 20 years from retirement20:21 SarahS20:38 livesoft
3tJohn C Bogle - donation to center for financial literacy19:06 Dottie5720:32 Spinola
15hBond Allocation01/16 Invest_Wisely20:24 larmewar
189hWhy are you NOT buying rental properties?01/16 tomtoms20:19 Van
14cfinding a good plumber01/15 dknightd20:13 dknightd
13pParents never paid non-resident state tax for rental property01/16 knightrider20:13 chevca
23tA Quiz to Teach Boglehead Principles2013 Random Walker20:08 dialecticalinve
20hMilitary Retirement = Treasury Inflation Protected Security (TIPS)? Does this change the way I allocate?01/07 Readyinvestor20:08 larmewar
6tIf Everyone Did The 3 Fund Vanguard Strategy, Would Vanguard Be Controlling US Companies?10:44 Kagord19:40 David Jay
74cAnyone with experience with Carmax?2012 milestogo19:36 xerxes101
236pWhat to do when a parent's money runs out?2013 McCharley19:33 michaeljc70
6pHow to Get Competitive Quotes on O&G Tax Prep Fees11:57 Beatle Boots19:21 Random Poster
12pStatue of limitations on taking back unvested $ in 401K? What if value of match is now lower than original deposits?11/08 carolynb219:19 TropikThunder
1lBogleheads united front on donations in name of John C Bogle?19:13 LittleGreenSold19:18 Dottie57
6hBest 401k options before rollover???16:25 ThriftyisFun18:58 ThriftyisFun
2tVanguard Learning Module for Schools14:27 patriciamgr218:55 PSUSteve
42tThe Worth Of A Man: A Tribute To John C. Bogle01/16 Rick Ferri18:45 Fallible
71cStrategies to combat or justify lifestyle creep01/05 bligh18:39 hicabob
8hPlease recommend some funds that can serve as partners/substitues for Vanguard Total Bond Fund (VTABX) for TLH.01/07 equanimity3318:27 Dink2018
11hEmergency funds in CD's01/17 Capricorn5118:21 travelogue
9tEquity beta. What does ishares mean?2017 Always passive18:19 magician
31tCurrent Drawdown Scorecard11/20 hdas18:02 hdas
273tHistorical Bond Returns - Shiller: From Rates to Returns [Bond Fund Simulator]2015 longinvest17:23 longinvest
163cAre You Dumping Netflix?01/15 lexie200016:03 Toons
9hLobbying to modify 401k plan to allow for after-tax contributions and in-service rollover to Roth01/17 SarahS16:00 Btags84
1fPosting Format15:50 robindbee15:59 LadyGeek
4pYet another wash sale question - buy/sale accross retirement and taxable accounts01/17 ctuser115:53 livesoft
51hWhat are some disadvantages to TLH?12/27 tthesian2515:49 MotoTrojan
279pHow to Minimize Your Emergency Care Expenses01/19 White Coat Inve15:38 tj
44cSubaru infotainment issues -can people chime in?06/12 jayk23815:34 tytrevillian
9pImpact of Tax Reform on California Tax Return2018 Goal3315:29 runner26
1pBanktivity 7 versus Quicken 2019 (Mac)14:50 angelbell15:20 Sasquatch
0pNew Medicare Advantage Open Enrollment Schedule15:10 dm200 
2lMr. Bogle's Life and Legacy-"Kindness and Humanity"14:27 Kathleen Ryan15:07 Kathleen Ryan
160pGetting a Mortgage when You can Pay Cash for a House01/11 A-Commoner14:57 willthrill81
4pSavings Account Interest01/16 schutzk2114:53 Phineas J. Whoo
4cThoughts on Jordan Peterson books/videos?01/17 Keepcalm14:50 LadyGeek
5pSocial Security work only 1 quarter in a year14:08 German Expat14:48 German Expat
8hShould I buy Company Stock in 401(k)01/17 qzly14:46 qzly
4hWhy is my fund balance lower than my cost basis?01/16 TravisA14:45 Phineas J. Whoo
57cRecommendations for home paper shredder2017 Swansea14:45 Jimmie
7hIs there a tool that can take a fund and convert it to closest Vanguard fund?13:04 CalinCal14:34 pkcrafter
10hBrokered vs bank CD01/16 new00014:31 dm200
2hHelp needed escaping from Ameriprise [Denmark]01/16 NineK414:30 bsteiner
5pAnother PenFed Failure (Funds transfer)01/16 Colorado1314:22 brad.clarkston
17cWashington State Solar Incentives01/15 Westcoaster714:12 aszend
23pFidelity app now has fingerprint login01/15 Frankieg4833614:05 Cash
35cFun with Amazon01/16 Earl Lemongrab13:56 prudent
2hPortfolio Review & Planning for Kids10:43 FederalFIRE13:56 FederalFIRE
3ccanvas floor cloths for kitchen01/16 gasman13:49 RetiredArtist
40cIdeas for Nashville trip?2011 conundrum13:44 P&C actuary
11pHow do I indicate an HSA rollover contribution on Fidelity's website UI? (screenshot included)01/16 timmayy13:38 timmayy
12hTaxation of Treasury Bills (Question)2017 Call_Me_Op13:35 HueyLD
4pCredit Card Promo Rate Runs Out12:20 pdavi2113:33 whodidntante
2hShould I sell some bonds in 401k and buy bonds in taxable?13:15 yosemite_mounta13:25 livesoft
3h[Non-US] Portfolio health check01/17 alexfoo3913:23 TedSwippet
4tWhat Percentage of US Stocks is traded by Pros vs Public?01/17 andysnp13:22 alex_686
6cQuality/speed of Xfinity Mobile hotspots07/08 IowaFarmBoy13:22 crumbgrabber
860tRumor mill - Fidelity starting individual HSA's Nov. 15th11/11 liberty5313:22 cas
63tHow to avoid temptation to buy hot stocks or bitcoin?01/13 nyanchu02113:17 arsenalfan
23tThe Bogle Rule01/16 Rick Ferri13:07 harvestbook
33cNetflix Recommendations01/15 jacksonm13:07 barreg
14pTIRA Roth Conversion and Backdoor Roth IRA in the same year possible?01/16 azianbob12:54 The Wizard
0hVTEAX Tax Exempt Bond Index Fund12:51 MarvinK 
121lSacramento, CA Area Chapter - Master Thread2015 digarei12:44 digarei
63tpros and cons of target date funds?2018 jayk23812:42 vineviz
25t"Jack Bogle and the Presidential Medal of Freedom"2016 Taylor Larimore12:39 DartThrower
11pWhat is US Bank up to?! Easy Checking Secret Changes!01/16 heybro12:38 Earl Lemongrab
10hFeel like a mark, but probably will do it (403(b) Variable Annuity)01/17 LearningtheRope12:34 krow36
5tWhy GE is most actively traded stock?10:40 sksbog12:33 vineviz
32pZelle Fraud? But how? What now?01/16 crystalbank12:31 autolycus
119cWSJ Digital Subscription - a bargain!2017 Erwin12:27 StrangePenguin
6hBackdoor Roth IRA - Did I screw up?01/14 nyboglevestor12:26 aristotelian
23tRetirement savings new research01/15 Mr.BB12:22 Scooter57
10hPortfolio recommendations [Belgium]01/14 beans2112:21 BeBH65
166tmy review of my HSA with Saturna brokerage2014 Easy Rhino11:58 eltron
10pSoFi Money11/14 Naris11:57 YoungBogle
43pExcel worksheet for calculating SS bend points02/08 Nyc1003611:56 PhysicianOnFIRE
0tProblems with Investing in Admiral Shares in 401k11:40 KGR 
20hGood idea? Rent out current home after paid off01/17 Tigermoose11:39 Ben Mathew
19cWhich iPad?01/15 ThankYouJack11:24 unstoppable
20hHelp with portfolio advice for family member with Special Needs01/15 jaxhunt11:24 jaxhunt
11pHELP and advice01/16 ConfusedBoglehe11:24 Olemiss540
29hNew guy here- almost 50 trying to help 70year old2017 LL2211:13 BL
9pWhat kind of health insurance for a newborn?01/15 yeahman11:06 ICMoney
1pTransferring Large Amounts Between Banks10:52 cheese_breath10:55 indexfundfan
20cIn the market for a new dryer01/15 carmonkie10:41 fortfun
1tYour year end portfolio review01/17 Doc10:32 dkturner

Subforum key:
h = Investing - Help with Personal Investments
t = Investing - Theory, News & General
p = Personal Finance
c = Personal Consumer Issues
r = Reference Library and Wiki
l = Local Chapters
f = Forum Issues and Administration

--Back to top--