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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

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1384 new posts and replies over 190 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
25cMaking collegebound Kid Financially Savvy Questions..13:07 luckybamboo01:28 msk
15hSlanting International geographically or regionally08:57 TheTimeLord01:27 Karamatsu
8cBest head set for listening and microphone12:34 CountryBoy01:23 gpburdell
4hAbout to make big changes, second opinions? Vanguard v. Schwab & SEP401k Qs11/21 lifix01:19 in_reality
13cHow do I sell silver coins?10:53 Muri01:17 jackholloway
5pFiling Illinois Income Taxes Online14:59 John15101:07 John151
32cBest Basic DESKTOP?11/21 heybro01:06 JoMoney
86cUber for someone who knows only taxis11/20 nisiprius01:05 White Coat Inve
4hBonds v. Mortgage Payoff20:01 Hilltop01:01 msk
27cPublic or Montessori Private School11:39 raamakoti01:01 celia
29tTSP Modernization Act Signed Into Law11/17 stan_the_man00:43 MichDad
60tLarry Swedroe: Managing Risk With Factors11/20 Random Walker00:36 in_reality
16hSafe investments for a declining market11/08 stultus00:29 Earl Lemongrab
5hInvestment suggestions after arrival of a new born18:16 morpheus195800:26 morpheus1958
26hSlice and Dice11/20 poppa2300:24 Earl Lemongrab
45t"Got $1 million to retire? Here’s how long it will last, by U.S. state"11/20 Taylor Larimore00:06 littlebird
30cWhole House Surge Protector still works with breaker off?11/20 I_Am_Not_A_Doct00:05 I_Am_Not_A_Doct
5h3 fund vs target fund23:00 prince00:03 prince
13hNew Roth IRA @Vanguard, 80/20, which funds to choose?14:48 loklav00:00 ThrustVectoring
64h100% equity2009 flyfshr23:57 22twain
1pElectric car tax credit if financing?23:45 Gleevec23:55 eye.surgeon
5hBonds or Money Market?21:07 DKD23:53 jalbert
10pUber hacked - identities of 57 million exposed11/21 mrc23:51 TravelGeek
34hRetire couple Roth Conversion Help11/19 divebums23:48 celia
111tVanguard has switched to brokerage only accounts04/25 goshenBogle23:47 bob_m10
10hAdd international value?11/20 hazlitt23:46 Longtermgrowth
27cPaying cash for medical care - best practice?11/21 SoDakJeff23:43 rrppve
257lRoll Call for the Retirement Class of 2017!2016 invst6523:42 TravelforFun
112cWPA2 protocol used by vast majority of wifi connections has been broken10/16 F150HD23:41 F150HD
20hAre CDs within investment accounts the same as when you invest through bank?11/21 MnyGrl23:37 jalbert
36pAnyone had a POA rejected? [Power of Attorney]2016 dowse23:29 rrppve
9tDISTRIBUTIONS11/21 Kennyt723:26 celia
25pDiscover Card Change in Terms11/20 sport23:23 Dead Man Walkin
26cChristmas gifts for lots of kids (experiences or stock)?11/21 ThankYouJack23:15 F150HD
1pMailing address for Medicare?11/20 Zack5923:07 jarfykk
2hportfolio check17:00 evolvelo22:45 mega317
7hRequest of Vanguard bond fund in SelectAccount HSA11/20 DriftWood22:41 DriftWood
139pWhy not take Social Security at 6211/21 chipperd22:41 technovelist
289cTo take or not to take delivery of Tesla 309/06 wrongfunds22:36 TimeRunner
46cBeware Amazon Price Gouging11/21 Alexa922:32 Jackson12
4hLooking for 2nd opinions on early retirement portfolio & plan11:08 leisure2122:31 DA200
66tBuying and Spending Bitcoin11/16 grayfox22:18 ClevrChico
26cHow difficult and expensive to add a new bathroom?12:26 MrJones22:13 ClevrChico
33pTaxAct and alternatives11/20 Da5id22:07 Blues
18cTrip to Hawaii - what do I need to know11/20 Hoosier CPA22:07 squirm
14tDropping Term Life Insurance When Hitting Your Number11/21 Greenie22:06 cp73
5hDisadvantages of Grandparents Owning 529 Accounts13:01 Munir22:06 Gnirk
0hFinding a direction - What next?21:58 flyby 
61pWhat happens when car accident claim exceeds insurance limits?2016 betterfinances21:58 808
29pCar Lease Gotchas11/21 jason112221:42 SilverGirl
8hHelp with portfolio / Gathering collective wisdom11/17 enterobacter21:34 enterobacter
7hUnexpected drop in fund13:53 fyrfyter821:33 nisiprius
11cJob interviewing - "do you have any other interviews or leads?"14:17 Triple digit go21:27 investorpeter
4hCheck my portfolio11/21 yncraig31621:26 Lafder
4cMay You Always Do For Others And Let Others Do for You - Happy Thanksgiving dear Bogleheads11/21 Daisy Dog21:26 Mel Lindauer
98cTesla truck unveil11/17 4nursebee21:11 Lonestarz
47cWant to build dream workshop/garage, but don't know how to start11/19 bhsince8721:05 rimfire
51hConcerned parent :(11/20 KevinThomas201821:04 CyclingDuo
135tKass: Is This the End of Warren Buffett?2009 Gekko21:01 crswvc
38cYour favorite Costco wines?11/19 xrvision20:59 sco
9pLong term care policy advice11:52 henrygibson20:58 stlrick
1hDFA International Core Equity (DFIEX) - thoughts anyone?10:45 DaftInvestor20:54 pkcrafter
4pHelp Simplify19:02 holycow00720:49 bob60014
41cReplace TVs with Smart Tvs or not?11/17 AKBTX1420:48 Big Dog
247t[Yahoo Finance no longer works - Alternatives to download securities quotes]2016 bertilak20:46 RobertH
13cHelp:w holiday gift: Tv or cheap laptop to watch movies with these requirements13:44 Jackson1220:35 Jackson12
69cMy dad's army jacket11/17 dia20:33 SueG5123
261lSouth Florida Local Chapter2010 niteowls20:25 Taylor Larimore
57cBest vehicle for seniors?11/20 angelescrest20:17 retiredjg
19cHonda CR-V vs Subaru Outback11/20 radiowave20:15 CULater
20cSavor credit card11/10 linenfort20:09 mike512usa
4cOpen Season - FEHB12:18 cmhall12520:02 delamer
23p501(c)(3) Public-Charity or a Private Foundation?11/21 Theseus20:01 Careful
21pwhere should I put my direct deposit?11/20 jayk23820:01 ImUrHuckleberry
9cTire size, and wheels for snow tires15:42 protagonist19:59 whomever
10hAre these 401k Expenses High?12:25 cbr shadow19:57 KSActuary
174tThe 4% rule DOES fail but still makes sense!11/14 flyingaway19:42 Hyperborea
2hBest way to withdraw from Inherited IRA in retirement?19:06 jmk19:40 Watty
1pEmployer withheld benefits including 401k, recourse worth the time?18:49 kjvmartin19:29 mouses
135pHelp DW gets fired, but then next day her boss offers her job back11/21 Payoffhouse19:09 dbr
99tLiability Matching Portfolio? Really?2012 Leesbro6319:07 dbr
1hPost-71.5 y/o 401k contributions for a 5% owner?12:43 Mike8319:04 Alan S.
107cWhat are the things you want to do between 55 and 65?11/20 flyingaway19:03 JDTHOOSIER
2hone year to 70! File now or not? (low income late bloomer)09:20 montanagirl18:52 Pops1860
48cLED Lightbulbs - Recommended Brands11/20 steadyeddy18:51 steadyeddy
24tMinimizing capital gains assuming FIFO basis11/21 baw70391618:51 DetroitRed
34cservice life of (walk behind) lawn mower?11/19 baconavocado18:49 BryanW95119
14pPlaying the Car Insurance Deductible Game15:41 Messner800018:43 Messner8000
1pInsurance for Cancer Survivor18:34 unclescrooge18:40 pintail07
13cDecember 22 - Jan 1 vacation15:17 davidsorensen3218:31 delamer
1tLarry Swedroe: Recent Paper Swings And Misses16:42 Random Walker18:21 TD2626
5hFTIPX in tIRA, any concern about foreign tax?05:40 Bwlonge18:19 galeno
19cbest SUV11/21 HerbRight18:18 ResearchMed
10hVanguard on 201811/21 my name18:15 Grt2bOutdoors
15pShould we buy term life insurance?11/20 Tammy8818:09 Tammy88
2cWhat to do with portable basketball hoop in winter17:42 davebo17:50 Sandtrap
39cNew car should consider financing11/20 protagonist17:49 mortfree
58hAdvice to become wealthy11/21 OldSport17:38 gougou
10hYoungin' looking for help.14:25 helpmebby17:37 badbreath
151tCase study Broker trade executions2015 livesoft17:33 livesoft
94cHow much do you budget for vacation?11/19 investing101216:56 PatrickA5
3pCan I deposit money into my HSA account, if I go on this PPO plan?11/21 alpha423df16:54 gvsucavie03
9pLimited Pay Life Insurance08:31 daheld16:52 pintail07
15hInheriting 4 stocks05:18 bearcub16:45 Gill
15pMedicare Supplemental Plan F High Deductible11/21 Prudence16:37 jebmke
9pMortgage Note Buying2015 renue7416:35 Abe
2hHow to deal with tax?14:19 Ilija16:30 TedSwippet
5pReverse Rollover and Backdoor Roth Question11/19 tony_roach16:28 retiredjg
1h5 year roth15:58 Boglerules16:27 Boglerules
13hwhat should I change??11/19 sdsu0416:24 sdsu04
67cMichelin or Bridgestone?11/14 Dri16:11 BW1985
10tRoth IRA Contributions: Still make sense for us?12:50 cbr shadow16:10 zeugmite
195pWhy NOT make more money?11/10 flyingaway16:08 flyingaway
48tHave I put too much into the 529 plan?2008 ilan1h16:06 LarryAllen
54cBlack Friday Deals/Holiday Gift Ideas11/02 Alexa915:59 taniakiara9
108cHas used furniture dropped in value dramatically?11/15 mac_guy15:48 Dottie57
46hHow do you define success in your life?08:39 gator1515:37 LadyGeek
46tHolding VTSAX only11/16 tman994015:35 LadyGeek
10lA Thanksgiving to Remember: A Bit of Bogleheads History11/21 Mel Lindauer15:35 Taylor Larimore
45pH&R Block Software11/11 DarkNyte15:35 Almost there
8pShould my parents convert to a Roth IRA08:45 artgerst15:26 delamer
5hHoping for clarification on retirement income and financial advisor11/20 ccualumni15:20 mhalley
0hWhat do to with Coverdell ESA on FASFA?15:15 goldenBorder 
9hTax gain harvesting for students; how important is it to move away from AcgCost? Can SpecID be reverse-engineered?11/21 wuschelbeutel15:13 TravelGeek
192t2017 BOGLEHEADS CONFERENCE ANNOUNCEMENT04/02 Mel Lindauer15:11 LadyGeek
43hGE - a good value?11/21 552BB14:57 552BB
13hDid you end up overfunding a 529?10:45 letsgobobby14:53 bligh
11pIs a solo-401k worth it?11/20 Anon123414:23 tesuzuki2002
8tJack Bogle's Future Growth Projection10:48 RetiredWithDeme14:17 JoMoney
145tInitial SEC yield and subsequent 5yr and 10yr returns2015 Kevin M14:12 siamond
46tWade Pfau’s new book: How Much Can I Spend in Retirement?10/14 zwzhang14:11 rgroden
1hQuestion - Deferred Compensation Plan13:49 DKD14:03 retiredjg
51hfacing unexpected capital gains - tax loss harvesting options...03/18 patient_investo14:00 libralibra
52hIs The Vanguard Balanced Index Fund All One Needs?2015 sting bott13:51 Dandy
18hFirst time investor looking to jump in market but apprehensive with record highs11/21 metfan9913:50 Earl Lemongrab
8pAdvice on commercial liability insurance11/15 theplayer1113:40 jbmitt
10pAny need for professional tax preparer?10:05 Dogbreath65013:36 thangngo
35hVariable Annuity - Time to Surrender ?11/18 FRIZ10013:19 itstoomuch
3tTransferring to Vanguard11:20 Oak&Elm13:17 Oak&Elm
6hIRA at TIAA - optimize expense charges?11/21 alamander13:10 bikechuck
3hReminder, donations and Amazon11:42 pkcrafter13:10 bengal22
10p[Help with 401k, Backdoor Roth]11/20 girikannat13:01 retiredjg
37t30 yr tips yield: 1% to 0.83% over last 2 weeks!11/07 grok8712:59 grok87
57cCar shopping tomorrow11/17 RRAAYY312:59 RRAAYY3
43cSomeone spoofing my phone number?10/30 DiggleRex12:57 S&L1940
98tWhere did you first learn about investing?11/16 Nowizard12:53 nisiprius
329pDid you tell anyone you paid off your mortgage?2014 Greentree12:40 SurfCityBill
6pwhat limits do you have for Uninsured Motorists?11:05 theplayer1112:37 jbmitt
8cJetted Tub: Maintenance and type11/11 Saving$12:37 lthenderson
2hRoll IRA into high fee 401k to do backdoor roth12:05 FriedFire12:35 FriedFire
34hAre you your own worse enemy when it comes to investing?11/21 TheTimeLord12:28 TomCat96
0hESA with low income12:28 TheHouse7 
11hRoth transfer: Wait for December distributions?11/18 Chap12:27 Earl Lemongrab
144pTaxAct pre-purchase discount2016 Saving$12:11 Blues
8cBest auto loan rates?11/21 tin36912:06 SurfCityBill
5pWhich HDHP (high deductible health plan) would you choose?09:32 markfaix11:55 raamakoti
5tVanguard Equivalents in new TDA commission free list11/20 kehyler11:38 kehyler
335pRetiree Portfolio Model2012 BigFoot4811:34 BigFoot48
10pRefinance to 15-Year Fixed or Not?07:26 KaskadeForever11:32 hightower
1tCost basis11/20 student11:31 pkcrafter
466tFellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]10/14 John Laurens11:31 TIAX
5h529 and ESA11/20 holycow00711:29 markcoop
11hTransfer to a Vanguard Brokerage account?08:27 ThankYouJack11:19 Pigeye Brewster
26hHelp with mom's portfolio plan [taxes, SS, & selling $100k of single stock]11/21 guitarguy11:05 guitarguy
18cFIOS contract up - Price Increase11/21 ddurrett89611:04 Slacker
17hCertified Financial Planner (CFP) fees11/20 Mezpi110:54 Sandtrap
6hretirement portfolio11/22 brooklynne10:51 SimplicityNow
7pRetention Bonus11/21 david21610:51 MikeG62
54cDrive it till it dies. It died.11/20 corwin10:39 boglegirl
20hInteresting ride so far - Crypto-curriencies07:33 Malinois00010:14 Kenkat
0hAdvice welcome-VERY unusual circumstance: lien, NOL09:50 boglewill34 
21pAt what age to drop term life insurance?2014 wormtail09:36 Benton Bair
3hRebalance new 401k plan and IRA11/21 topcatin09:25 topcatin
28pOP UPDATE:Car Accident- challenge getting funds for repairs by responsible party/insurer11/21 Gardener09:23 ResearchMed
8pPay capital gains now, avoid ACA cliff later?11/20 sparky12309:05 sparky123
19pHow much longer do I need life insurance?11/21 UncleLongHair09:05 Benton Bair
221pDave Ramsey says don't use credit cards, even if you pay them off11/19 hightower08:48 prudent
36pMedicare Part B premium unchanged for 201811/18 pshonore08:39 Blues
1cShould I get a new solar hot water heater?11/21 littlebird08:17 BogleTurtle
50hPlanning for the final months of work11/19 nick230208:16 Luke Duke
15lNew Northwest Arkansas Bogleheads Local Chapter Established02/04 Saddlebum08:10 Pocanutin
21pHELOC to Maximize Retirement Contribution11/20 Shikoku07:57 Devil's Advocat
9hQuestion about Best Taxable Account Option - Vanguard Core Bond, REIT, or Global Wellington11/21 Invisi807:55 abuss368
16hOverwhelmed and seeking advice for my mother11/19 adviceformom07:37 mouses
15cTipping contractors?11/21 RadAudit07:29 RadAudit
13cAnyone "re-door" their kitchen cabinets?11/21 TRC06:59 TRC
18cUnexpectedly in the housing market--should we buy this house or wait?11/20 WL203406:48 chevca
2pOwn a US business but living in Canada11/21 Determined05:14 Determined
15hHelp with Roth IRA Phase Out11/11 gurusw04:08 The Wizard
32hRefinance 30yr to 15yr mortgage?11/17 GrumpyMonk02:19 quantAndHold

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