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Contact – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.

Post ListingsView subforum list

1523 new posts and replies over 230 topics in last day (sorted by Latest Reply). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
13cCable modem/phone question11/14 newbie00309:54 RootSki
1pFICO. Score questions.09:45 Dottie5709:53 mhalley
53tPreparing for a down market11/15 ER202309:52 MathIsMyWayr
5tLarry Swedroe: Do Implementation Costs Destroy Returns from Factor Portfolios?11/15 willthrill8109:52 willthrill81
29hQuestions about mega-backdoor Roth, and is there any reason NOT to do a mega-backdoor Roth?2017 TheBogleWay09:52 Smilodon
13cGift Card Already Used?23:48 DTalos09:52 Arbol
2526tWhat are you up YTD? [Year To Date]2014 InvestorNewb09:51 StrangePenguin
5pNew Tenant.... possibly08:14 mrgeeze09:50 inverter
30hWhy do you have to "beat the market"?23:45 thelateinvestor09:50 HEDGEFUNDIE
393tBest CD rates thread10/07 indexfundfan09:49 RetireBy55
34pIs this a fair price for a wealth manager financial advisor?16:45 Ykcor09:49 Ykcor
14hDo you regret rebalancing over the last few years?00:55 Caduceus09:49 Outer Marker
2cAnother Laptop Question09:42 Cheyenne09:48 mhalley
1962tU.S. stocks continue to soar!2018 GoldStar09:48 nedsaid
1209pFidelity as a one stop shop12/15 BogleMelon09:47 El_Supremo
35hTax Gain Harvesting and Dividend Schedule11/11 LIGuy8209:47 LIGuy82
4tDecember "Bogleheads on Investing" podcast guest will be Sheryl Garrett11:57 Rick Ferri09:45 livesoft
35hMortgage? Pay cash?11/15 GoFish09:45 Outer Marker
8hFitbit giving me fits03:55 valleyrock09:44 H-Town
1tPF allocation: short-term vs long-term bonds01:43 seeker709:42 WoodSpinner
57pHDHP over BCBS Basic for Feds?11/11 RJC09:41 tj
11hUpdate Portfolio Review!!!!22:20 rockthisworld09:40 abuss368
7hJOINT OR SOLO OWNERSHIP08:31 elainet709:40 retired@50
11pStill don't understand deductability of medical specialty board exam fees10:10 EricaInvestPink09:39 EricaInvestPink
13hTax advisor11/14 Schwing198509:39 livesoft
43cGaming Desktop11/14 Caduceus09:38 zlandar
60hVanguard: Transition to our new investment platform2018 datamonkee09:37 KC123
27pFed dental plans in 2020: keeping, dropping or switching?11/03 BogleFanGal09:35 tj
29cDisney plus streaming deal08/28 mhalley09:29 HEDGEFUNDIE
4n[CZ] Portfolio Advice - 3-fund or 5-fund portfolio?04:05 cz_raven09:27 glorat
10hWithdrawing 529 $ without penalty [what counts as a "scholarship"]10/15 Admiral Fun09:27 tadamsmar
5hObamacare limits investing opportunities?08:38 tonysk09:25 MathIsMyWayr
47pStudy ranks 4,500 colleges by net present value of 40 year ROI11/14 nisiprius09:25 Munir
45hCharles Schwab or Fidelity?11/15 masonstone09:19 ruralavalon
24tWheres best place park emergency funds these days?11/14 CodeMaster09:19 jhfenton
18tMarket Outlook09/08 rockthisworld09:18 Johnnie
796pRetiree Portfolio Model2012 BigFoot4809:18 louden00
16pA sad tale with a good ending ["Preferred" pharmacies vs "non-preferred"]11/16 cresive09:17 annebert
1nLISA09:14 Riftus09:16 Riftus
21hInvestment suggestions for spouse10:02 NestEggLove09:15 NestEggLove
18hKeeping my Co. 401k10:16 micknc1909:13 Stinky
4114cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt09:13 Blues
24hWhich SS strategy makes more sense?11/15 downrod09:13 JW-Retired
0nBroader Index funds available in India but confused about expense ratios.09:11 monu 
4pWhich Life Insurance company to go with? And other questions07:31 Iluvatar09:08 Iluvatar
12cAWD Camry16:50 sport09:03 whodidntante
38h50/50 to 45/5511/15 HomerJ09:03 Outer Marker
7tWithdrawing from deferred income plan11/16 hoeboe09:02 Bir48die
14cAmazon credit if current price is lower and still eligible for return?16:59 Tamales08:58 NewMoneyMustBeS
35tRebalancing into bond funds with record low interest rates11/15 RetireBy5508:55 dbr
5cCar Lease Immediate Buyout21:58 wonderbeagle08:53 Helo80
47pMore retirees have a mortgage11/16 grok8708:50 grok87
35cForgot to pay Kohl's bill for two months, consequences?11/14 squirm08:50 BuckyBadger
89pDisturbing experience with Ally Bank11/14 deskjockey08:48 lostdog
89hChase $750 for depositing 75K10/11 6d1v7x308:47 Leesbro63
14hHow to sell my Aunts shopping plaza?11:33 CodeMaster08:42 nedsaid
3hMulti-tired emergency fund08:25 Blue45608:41 runner3081
30pHow much is a Roth worth?2018 casualflower08:41 ClevrChico
60hDon't peek, but since the 2018 highs, a 60/40 portfolio is up by What Percent?11/16 livesoft08:39 livesoft
11hTax Optimization11/15 weekfree08:37 NewMoneyMustBeS
18cToyota Highlander vs Subaru Ascent--Advice15:01 WanderingWilly08:33 Galaxy8
3pFirst Foundation Bank 2.4% Savings10:09 alpenglow08:32 Rob5TCP
27cTablet for 2 year old for long car trip19:06 Triple digit go08:31 LadyGeek
0hSuggestions on "bond" allocation08:28 101invest 
18pBest way to use Apple Pay Cash03/31 sophie108:26 SixAlpha
8nAsset Allocation advice11/13 MoRS7608:24 oldcomputerguy
17pMoonlighting - get paid as 1099 vs single member LLC?11/15 tiburblium08:24 Spirit Rider
19pHalf of Estate in a Trust?10:24 Ebenezer08:23 Retired2013
4cBest Venture rewards usage question13:40 hoops77708:16 bkmcd1
11pDental insurance covers 3 cleanings/yr?20:39 HEDGEFUNDIE08:13 SixAlpha
3pShould I refinance?07:42 erdo08:13 HomeStretch
7pFidelity CMA and paying for a Condo.22:03 Dottie5708:10 Dottie57
24hWhich BOND Fund in Taxable at 22% Tax Rate11/11 Rajsx08:08 Dottie57
3pAdjusting withholdings via the employer - (retirement year?)04:05 GiannaLuna08:06 3feetpete
1nbuy stocks with USD or EUR | VWRA volume | IB trust account11:12 cafe7208:06 glorat
0cPhysician going into video production! Overwhelmed...08:05 A_C_E 
71tIs the FIRE Movement Responsible for this Historic Bull Market Run11/15 tvubpwcisla08:04 livesoft
78tTax Deferred : Taxable : Tax Free11/10 mtmingus08:04 n00b
0hInvesting advice on rolling annuity over in ira08:04 Pauljones21 
20nMy Portfolio - Seeking Advice. Romania. 4 Currencies.11/12 bravenewworld07:58 glorat
7pMedical Teaching and Legalities09/13 A_C_E07:52 A_C_E
0cAnother phone question - Google play store not connecting07:50 tc101 
4tWhy does Vanguard's Short-Term Corporate Bond fund outperform iShares'?00:46 danielc07:48 sycamore
16cHelp :- Need a power wheelchair11/09 glee27307:42 Watty
10hFactoring heirs into overall asset allocation12:36 xb707:42 RickBoglehead
0hmoving assetts from pre tax ira to roth07:42 renovator20 
15hHow are the Dividends in Roth IRA calculated?06:09 Frugalbear07:42 sycamore
0hNewbie seeking help07:41 ikennakc 
8cDeal finding websites22:48 28fe607:37 alerya
10pTax question?11/15 CoastalWinds07:34 cheese_breath
5h60/40 [Portfolio asset allocation]14:36 Vti77707:27 longinvest
8hBest use of brokerage after 401k and Roth21:10 trix4jit07:23 sycamore
7cRight click to re-open closed tab/window not working ?11/15 ResearchMed07:05 RickBoglehead
6hRoth conversions, taxes, SORR11/15 corn1807:03 corn18
192hSpend It All vs. Leave $$ for the Kids11/09 MaryO06:57 Daryl
3hFirst time tax loss harvesting04:48 tvent06:49 lakpr
39hI need to rebalance, but hate paying capital gains tax.11/15 fredflinstone06:45 Call_Me_Op
12hTaxable account11/12 Eastcoaster21206:22 birdog
579c[What UN-frugal thing do you do? What do you splurge on?]2014 Professor Emeri06:17 LifeIsGood
28hWhy am I taking so much risk?11/16 bck6306:04 KlangFool
1553c[What TV Show Have You Recently Watched?]2016 dbCooperAir05:59 mancich
1486tHEDGEFUNDIE's excellent adventure Part II: The next journey08/11 HEDGEFUNDIE05:35 Forester
7nPortfolio Advice - Singapore11/15 MoRS7604:34 Hustlinghustlin
105pThe difficulty of discarding frugality?11/13 midareff04:11 GiannaLuna
39hWinning the Game - Reducing Risk11/13 expatFIRE04:09 expatFIRE
7pLawyers who get monetary compensation for spam faxes?11/14 Saving$03:59 totallystudly
54pAre federal health benefits worth postponing early retirement?10/22 mathwhiz03:59 LuigiLikesPizza
110tSP500 is very top heavy right now11/14 hdas03:08 inbox788
9hAny Tidbits on Reducing Income for 2,3 Years?11/15 mur4402:53 fujiters
112cBest thing you have ever bought?11/15 tawebacon02:49 Rotsevni
42pmechanics of paying a large tax bill11/14 crit01:43 Roslo
7hCalifornia: Order of Operations01/03 ebrasmus2101:39 EarningBack
3hneed help, a few questions about Trad/Roth IRA and 401k11/15 barranquilla01:14 Caduceus
0pRefinance in CA with Owning.com01:08 snoozer 
67hHow to combine finances with your spouse? Recently married/early30s11/13 DualMotors01:07 Caduceus
24hRoast my investing strategy. (Help me FIRE)11/14 heart_in_san_fr01:06 LilyFleur
26hNew to investing, starting a roth ira at 4611/15 thelateinvestor00:50 Caduceus
40cGarage Generator Install11/14 firedawgy00:41 onthecusp
30hUltra Short Term Treasury ETFs11/15 Caduceus00:38 Caduceus
1pTaxation of Roth 403b/457b question18:27 csmath00:34 FiveK
23hWhats your favorite financial related site? (news, tips, anything!)11/15 CodeMaster00:08 Wenonah
79tAny conservative young investors?05/10 sergio00:06 7eight9
4cAllowable HSA Contribution With Only 10 Months HDHP Coverage22:49 frugalNOTcheap23:40 Spirit Rider
33hTreasury funds in an HSA in California04/24 CFM30023:31 grabiner
4hComparing the 3-fund approach to a Target Date fund19:55 Gatto Bialetti23:31 JBTX
4hCorrect Bond Yield of this Fund10:23 Mulliganx23:26 grabiner
24tVanguard ETF EDV11/14 DEZ123:26 stlutz
48cShould I Travel ot Ecuador?11/07 Bigfish23:19 Starfish
85tLong Term Bonds getting killed today11/07 hdas23:12 Lee_WSP
24tWhat happened to FXNAX during 2008?11/16 Blue45622:58 Ferdinand2014
12pDo Govt. Healthcare providers have PLI?11/15 tomwood22:28 Arlington2019
83pMortgage to prepay or not prepay11/06 John Laurens22:27 Lazareth
32pWhat are the best jobs to downshift into?11/14 Plz22:18 hirlaw
1065tRumor mill - Fidelity starting individual HSA's Nov. 15th [2018]2018 liberty5322:08 furwut
14cBasketball hoop that can be moved in and out of garage11/15 blackwhisker22:05 Erwin007
9pEngineering an exit and preparing financially11:44 banook21:42 anon_investor
1pMoving sep to etrade.21:39 dru80821:41 dru808
0pWho here has Chase Private Client? - I have questions for you21:39 eleventhstreet 
29cExperience/cost MLB spring training?11/12 dm20021:37 rich126
3pACA Assumptions16:32 dcop21:32 MP123
0hsolo 401k to IRA direct rollover; need to report to IRS?21:03 verythankful 
143tDebunking Bonds in Taxable2018 Cartographer20:51 JBTX
13tIndividual investors, possible structural advantages2018 psteinx20:47 willthrill81
19hNew financial responsibilities - a young couple seeking advice11/13 Baxxter20:45 Sandi_k
3hStable Value vs.Money Market14:20 Tommy20:37 JimInIllinois
15p25yo financial check-in11/02 Linux20:36 HomeStretch
1970tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab20:24 BuddyJet
15hNew International Core Fund10/10 jdkoerner20:14 dh
2hSeeking to Add Value Stocks Fund to Taxable Account17:27 sharppencilinve20:10 retired@50
9hPaid in VISA gift card - contribute to ROTH?15:36 tortoiseinvesto20:09 Spirit Rider
25tTotal Bond Market Index Fund11/15 wfromm20:09 Scooter57
1nInvesting in ETFs as German citizen while in the US on Visa, planning to return to Germany/EU18:44 Vanadate20:05 typical.investo
8tSharpe/Stanford retirement advice14:02 Wannaretireearl20:02 JAZZISCOOL
14hRoth Income Limit2018 wabbajack19:46 lakpr
56hInvestment Ideas11/06 juvenho19:43 vipertom1970
16hHelp me cash flow my retirement!- 2023-202811/16 buckeye798319:36 fortfun
18cRailing Vs Room on living area for Old Parents14:26 akhilsam19:34 MathWizard
5hBetter returns than savings account.17:22 SmyleBogle19:30 nisiprius
32cDigitizing Old Family Photos11/14 Prudence19:27 InMyDreams
39nAdvantages for US persons abroad11/09 wineandplaya19:20 7eight9
7hRoth 401k or Roth IRA14:19 biker203519:19 biker2035
53pEqual Inheritance for Children11/14 Duffalo71419:16 capran
2hPortfolio Review11/14 KPG19:16 KPG
59tThings you should know about minimum volatility investing02/17 hdas19:13 nedsaid
12pDouble-dipping with cash-back app14:25 mindgap19:12 mindgap
6pHelp with Amending Taxes for Deceased Relative - Possible to appeal penalties ??11:46 Sandwich19:08 Sandwich
11hInvest in a very simple portfolio of broad market index funds using an allocation you can stick with.14:12 looking19:07 Duckie
41tTail Risk Protection2018 hdas19:05 EZ James
3pNew to K-1 tax filing (partner)- looking for suggestions on references12:03 CoastalWinds19:01 strafe
409lMaster Thread for Metro Boston's Chapter2014 siamond18:50 557880yvi
83pGE Pension Buyout10/10 ixohoxi18:44 agupta661
31cApple TV vs Competitors11/13 DTalos18:32 aqan
13tSelling before Year End Distributions11/15 SlowMovingInves18:31 drzzzzz
152hInvesting $140k in cash at 1k per week11/11 timetraveler18:27 DinkinFlicka
14hPortfolio adjustment help11/11 gndibot18:26 Duckie
34hQuestions about Fidelity Charitable DAF11/10 Saving$18:05 pyld76
143lSeattle Area Chapter Meetings - Master Thread2015 delconte17:55 xb7
3hTrack Fidelity - Vanguard Funds in Google Finance15:04 SmyleBogle17:51 MotoTrojan
15p403B vs 457B11/13 azianbob17:42 csmath
112tWhy is Vanguard Treasury Money Market yield so high?06/07 Kevin M17:30 retiringwhen
72tNew era for TSP "I" Fund?2018 Darwin17:03 fortyofforty
31hBuy some VYM [Vanguard High Dividend Yield]?11/12 LilyFleur16:47 1789
9hoverlap?10:38 jgdsss16:43 retired@50
49tFull list of Vanguard ETFs that are cheaper than their index funds?07/15 JustinR16:43 Lyrrad
1hDown Payment or Taxable11/15 acquiredtaste0416:31 grabiner
2hPortfolio Growth and Higher Tax Bracket11/16 finingo16:29 HomeStretch
370cMy New Car Buying Tips2013 denovo16:28 hudson
16hNew Member - Portfolio Allocation Feedback11/13 DailyDouble16:17 WoodSpinner
5hSeeking advice on handling TIAA After Tax Annuity11:23 CULater16:13 bikechuck
15hCharitable gift annuities - doing well by doing good?11/16 Small Savanna16:12 Eric
1027lPost your Financial Milestone Announcements Here2017 VAslim1615:53 MotoTrojan
136tJack Bogle - Two Fund Portfolio2016 abuss36815:51 bjf412
5hAdventures in asset relocation at Schwab11/15 dodecahedron15:50 ResearchMed
12cVanguard CSV files for account transactions ?11/14 JohnFiscal15:39 Kevin M
136tThe One-Fund Portfolio as a default suggestion08/12 longinvest15:34 yogesh
8tNew high income job - what about IRAs, etc10/25 ps56k15:08 ps56k
9hRoth IRA Partial / Rest Traditional IRA to Backdoor Roth all in 2019 Tax Year12:57 am6117515:03 retiredjg
6hRetired, what to do with a new chunk of money?12:00 sonoferu14:56 delamer
29hJoint bank account w/parent or not?2017 juliewongferra14:52 Carl53
3pQualified Charitable Distribution Tax Question14:24 Peter Foley14:46 Peter Foley
80tWhat tools do you use to track your finances?2018 spreadsheetguy14:27 Broken Man 1999
13hCancelling M* Premium11/15 Expro14:23 retire2022
5hInheriting IRA. Do I have to open account with existing firm?13:48 pwlldvd14:23 Alan S.
3h4% on a 13 month CD at Georgia's Own CU10:37 tc10114:22 nalor511
7hAMRN Stock11/15 guwop14:20 superbobbyg
14cTV Speakers/sound bar/bose wave05/28 silentfaith13:57 02nz
2hHelp with this portfolio. Asset Allocation11/16 scooter10113:41 ruralavalon
30cAnyone switch from oil to propane?11/15 FI4LIFE13:24 TomatoTomahto
118pH&R BLOCK Pre-Order 2019 Software Offer10/30 patrickscott13:15 nalor511
11pPre-Tax + After-Tax + Match MAX: Any way to easily avoid IRS limit ($57k)11/15 Nathan Drake13:15 Nathan Drake
23p$500 KeyBank bonus worth it?10/30 fortfun13:10 snowman
6tBond fund duration question11/15 Richard158012:56 GrowthSeeker
93c(Sigh) "Wasting" year-old smoke detector batteries...11/12 nisiprius12:55 AAA
83pCash & Checkbook Register Reconciliation08/31 abuss36812:55 abuss368
10hNew to Forum. Vanguard funds from Fidelity account?11/15 NarratorVoice12:53 mhalley
11hAsset allocation in Traditional 401k11/11 scooter10112:28 ruralavalon
18cBring A Trailer (car auction website)11/13 eucalyptus12:25 harrington
54hFinancial planning now that retired06/24 Lalamimi12:20 Lalamimi
27nReceiving an International Bank Wire Transfer Questions11/12 waltman30012:10 shcnno
2hTarget date fund income11:21 stocknoob411112:05 stocknoob4111
54c"Beer Money" Methods11/06 CryingHawaiian11:43 Dottie57
24pQuestion about applying for a mortgage with a non-working spouse11/16 JamesNYC11:31 runner540
295pDo you have an umbrella policy?2017 F150HD11:26 tibbitts
25hWhat is YOUR formula in determining whether you're FI? And what did you do after you reach FI?11/15 KnowNth11:21 blahblahsunshin
2hSchwab Private Client2011 Jet11:16 Serie1926
113tShould I abandon the Total International Stock Index Fund for greener pastures?06/17 glass311:00 tibbitts
27pFidelity ([Elan]) card eBill11/14 radiowave10:54 radiowave
398lSouth Florida Local Chapter2010 niteowls10:34 bengal22
3pMortgage interest rate deduction benefits11/14 FOG10:12 grabiner
33pHow Worried Should I Be/Is there anything I can do right now? (job offer/background check)11/14 adamsapple1910:10 NewMoneyMustBeS

Subforum key:
h = Personal Investments
t = Investing - Theory, News & General
p = Personal Finance
n = Non-US Investing
s = Spain
u = United Arab Emirates
c = Personal Consumer Issues
l = US Local Chapters
I = Non-US Local Chapters
f = Forum Issues and Administration

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