Wyoming 529 Plan

From Bogleheads

This page provides information on Direct-sold 529 Plans and highlights indexed portfolios. All information is derived from Savingforcollege.com and from 529 plan sites and disclosure documents.

Wyoming 529 Plan:

Open to Residents
Not open to non-residents

This 529 college savings program is authorized by the state of Wyoming in affiliation with CollegeInvest Colorado. It features age-based and static portfolio options utilizing Vanguard mutual funds, and accounts can be linked to the Upromise Rewards Service.

Program match on contributions: None

State tax deduction or credit for contributions: Not applicable. Wyoming does not have a personal income tax.

Age-based investment options: The Age-Based option is offered in three different risk levels (Aggressive, Moderate, and Conservative) each containing four or five portfolios of underlying mutual funds. Contributions are placed into the portfolio corresponding to the risk level selected and the number of years to expected enrollment, and later reassigned to more conservative portfolios as the beneficiary approaches college age.

Static investment options: Select among five multi-fund portfolios with varying risk tolerances and three individual-fund portfolios.

Expenses: 0.75%;maintenance fee: $20 annually, waived for Colorado and Wyoming residents.

Single Funds All portfolios have a 0.75% ER.

Aggressive Growth

Growth

Moderate Growth

Conservative Growth

Income

Stand-alone

Vanguard Total Stock Market Index Fund (80%)
Vanguard Total International Index Fund (20%

Vanguard Total Stock Market Index Fund (60%)
Vanguard Total International Index Fund (15%)
Vanguard Total Bond Market Index Fund (25%)

Vanguard Total Stock Market Index Fund (40%)
Vanguard Total International Index Fund (10%)
Vanguard Total Bond Market Index Fund (50%)

Vanguard Total Stock Market Index (20%)
Vanguard Total International Index (5%)
Vanguard Total Bond Index (75%)

Vanguard Total Bond Market Index Fund (50%)
Vanguard Inflation Indexed Bond Fund (25%)
Vanguard Prime Money Market Fund (25%)

Stock Index

Vanguard Total Stock Market Index (100%)

Bond Index

Vanguard Total Bond Index (100%)

Money Market

Vanguard Prime Money Fund (100%)

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Please see [url=http://www.bogleheads.org/wiki/Wyoming_529_Plan]Wyoming 529 Plan[/url] on the [url=http://www.bogleheads.org/wiki/Main_Page]Bogleheads Wiki[/url].