Wisconsin 529 Plan
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This page provides information on Direct-sold 529 Plans and highlights indexed portfolios. All information is derived from Savingforcollege.com and from 529 plan sites and disclosure documents. If you would like to compare this plan with other direct sold plans, use these Compare by Plan Name and Compare by Feature tools.
- Open to Residents
- Open to non-residents
| Program match on contributions: | none |
| State tax deduction or credit for contributions: | Contributions to any of Wisconsin's 529 plans of up to $3,000 per beneficiary per tax return are deductible in computing Wisconsin taxable income. Only contributions to an account naming the contributor, the contributor's dependent child, or the contributor's grandchild, great-grandchild, nephew, or niece as beneficiary are eligible for the deduction. Contribution deadline is December 31. |
| State tax recapture provisions: | none |
| Age-based investment options: | Two: Age-Based Option (ER 0.21%-0.28%; 0.246% avg) and Aggressive Age-Based Option (ER 0.21%-0.26%; .231% avg). |
| Static investment options: | Select among six index-based multi-fund portfolios: Aggressive (ER 0.21%), Growth (ER 0.22%), Moderate Growth (ER 0.23%), Conservative Growth (ER 0.26%), Income (ER 0.29%), Balanced (ER 0.17%). |
| Single funds: | Six funds: International Equity, Small-Cap Stock, U.S. Equity, Large-Cap Stock, Social Choice, Bond Index |
| Expenses: | 0.15% - 0.45% (0.15% - 0.29 for index-based options). |
| Policy Regarding Ownership Changes: | Accepts requests to transfer account ownership. |
Investment options
Age-based
| Age Bands | Equity | Intl. Equity | Emerging Markets | Real Estate | Bond | Inflation Bond | High-Yield | Short-Term Bond | Money Market |
| 0 - 4 | 50.40% | 19.20% | 4.80% | 5.60% | 14.00% | 4.00% | 2.00% | 0.00% | 0.00% |
| 5 - 8 | 44.10% | 16.80% | 4.20% | 4.90% | 21.00% | 6.00% | 3.00% | 0.00% | 0.00% |
| 9 - 10 | 37.80% | 14.40% | 3.60% | 4.20% | 28.00% | 8.00% | 4.00% | 0.00% | 0.00% |
| 11 - 12 | 31.50% | 12.00% | 3.00% | 3.50% | 35.00% | 10.00% | 5.00% | 0.00% | 0.00% |
| 13 - 14 | 25.20% | 9.60% | 2.40% | 2.80% | 42.00% | 12.00% | 6.00% | 0.00% | 0.00% |
| 15 | 18.90% | 7.20% | 1.80% | 2.10% | 38.50% | 11.00% | 5.50% | 15.00% | 0.00% |
| 16 | 15.75% | 6.00% | 1.50% | 1.75% | 38.50% | 11.00% | 5.50% | 20.00% | 0.00% |
| 17 | 12.60% | 4.80% | 1.20% | 1.40% | 35.00% | 10.00% | 5.00% | 25.00% | 5.00% |
| 18+ | 9.45% | 3.60% | 0.90% | 1.05% | 24.50% | 7.00% | 3.50% | 30.00% | 20.00% |
| Age Bands | Equity | Intl. Equity | Emerging Markets | Real Estate | Bond | Inflation Bond | High-Yield | Short-Term Bond |
| 0 - 4 | 56.70% | 21.60% | 5.40% | 6.30% | 7.00% | 2.00% | 1.00% | 0.00% |
| 5 - 8 | 50.40% | 19.20% | 4.80% | 5.60% | 14.00% | 4.00% | 2.00% | 0.00% |
| 9 - 10 | 44.10% | 16.80% | 4.20% | 4.90% | 21.00% | 6.00% | 3.00% | 0.00% |
| 11 - 12 | 37.80% | 14.40% | 3.60% | 4.20% | 28.00% | 8.00% | 4.00% | 0.00% |
| 13 - 14 | 31.50% | 12.00% | 3.00% | 3.50% | 35.00% | 10.00% | 5.00% | 0.00% |
| 15 | 28.35% | 10.80% | 2.70% | 3.15% | 38.50% | 11.00% | 5.50% | 0.00% |
| 16 | 25.20% | 9.60% | 2.40% | 2.80% | 42.00% | 12.00% | 6.00% | 0.00% |
| 17 | 22.05% | 8.40% | 2.10% | 2.45% | 45.50% | 13.00% | 6.50% | 0.00% |
| 18+ | 18.90% | 7.20% | 1.80% | 2.10% | 38.50% | 11.00% | 5.50% | 15.00% |
Static Portfolios
| Index-based Portfolio | Equity | Intl. Equity | Emerging Markets | Real Estate | Bond | Inflation-Bond | High-Yield | Short-Term Bond |
| Aggressive | 56.70% | 21.60% | 5.40% | 6.30% | 7.00% | 2.00% | 1.00% | 0.00% |
| Growth | 44.10% | 16.80% | 4.20% | 4.90% | 21.00% | 6.00% | 3.00% | 0.00% |
| Moderate Growth | 31.50% | 12.00% | 3.00% | 3.50% | 35.00% | 10.00% | 5.00% | 0.00% |
| Conservative Growth | 18.90% | 7.20% | 1.80% | 2.10% | 38.50% | 11.00% | 5.50% | 15.00% |
| Income | 6.30% | 2.40% | 0.60% | 0.70% | 42.00% | 12.00% | 6.00% | 30.00% |
| Balanced | 65% | 0% | 0% | 0% | 35% | 0% | 0% | 0% |
Single Funds
| Portfolio | Cost |
| International Equity | 0.23% |
| Small-Cap Stock | 0.28% |
| U.S. Equity | 0.15% |
| Large-Cap Stock | 0.15% |
| Social Choice | 0.27% |
| Bond Index | 0.21% |
External links
- Direct Link to 529 Plan site
- Plan document
- Morningstar Overview
- State Creditor Protections for 529 Plans
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Wiki article link: [url=http://www.bogleheads.org/wiki/Wisconsin_529_Plan]Wisconsin 529 Plan[/url] |
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