Wisconsin 529 plan

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The Wisconsin 529 plan page provides information on direct-sold 529 plans and highlights indexed portfolios. All information is derived from Savingforcollege.com and from 529 plan sites and disclosure documents. If you would like to compare this plan with other direct sold plans, use these Compare by Plan Name and Compare by Feature tools.

  • Open to Residents
  • Open to non-residents
Wisconsin 529 Plan:
Program match on contributions: none
State tax deduction or credit for contributions: Contributions to any of Wisconsin's 529 plans of up to $3,000 per beneficiary per tax return are deductible in computing Wisconsin taxable income. Only contributions to an account naming the contributor, the contributor's dependent child, or the contributor's grandchild, great-grandchild, nephew, or niece as beneficiary are eligible for the deduction. Contribution deadline is December 31.
State tax recapture provisions: none
Age-based investment options: Two: Age-Based Option (ER 0.21%-0.28%; 0.246% avg) and Aggressive Age-Based Option (ER 0.21%-0.26%; .231% avg).
Static investment options: Select among six index-based multi-fund portfolios: Aggressive (ER 0.21%), Growth (ER 0.22%), Moderate Growth (ER 0.23%), Conservative Growth (ER 0.26%), Income (ER 0.29%), Balanced (ER 0.17%).
Single funds: Six funds: International Equity, Small-Cap Stock, U.S. Equity, Large-Cap Stock, Social Choice, Bond Index
Expenses: 0.15% - 0.45% (0.15% - 0.29 for index-based options).
Policy Regarding Ownership Changes: Accepts requests to transfer account ownership.


Investment options

Age-based

Aged-based Option
Age Bands Equity Intl. Equity Emerging Markets Real Estate Bond Inflation Bond High-Yield Short-Term Bond Money Market
0 - 4 50.40% 19.20% 4.80% 5.60% 14.00% 4.00% 2.00% 0.00% 0.00%
5 - 8 44.10% 16.80% 4.20% 4.90% 21.00% 6.00% 3.00% 0.00% 0.00%
9 - 10 37.80% 14.40% 3.60% 4.20% 28.00% 8.00% 4.00% 0.00% 0.00%
11 - 12 31.50% 12.00% 3.00% 3.50% 35.00% 10.00% 5.00% 0.00% 0.00%
13 - 14 25.20% 9.60% 2.40% 2.80% 42.00% 12.00% 6.00% 0.00% 0.00%
15 18.90% 7.20% 1.80% 2.10% 38.50% 11.00% 5.50% 15.00% 0.00%
16 15.75% 6.00% 1.50% 1.75% 38.50% 11.00% 5.50% 20.00% 0.00%
17 12.60% 4.80% 1.20% 1.40% 35.00% 10.00% 5.00% 25.00% 5.00%
18+ 9.45% 3.60% 0.90% 1.05% 24.50% 7.00% 3.50% 30.00% 20.00%


Aggressive Aged-based Option
Age Bands Equity Intl. Equity Emerging Markets Real Estate Bond Inflation Bond High-Yield Short-Term Bond
0 - 4 56.70% 21.60% 5.40% 6.30% 7.00% 2.00% 1.00% 0.00%
5 - 8 50.40% 19.20% 4.80% 5.60% 14.00% 4.00% 2.00% 0.00%
9 - 10 44.10% 16.80% 4.20% 4.90% 21.00% 6.00% 3.00% 0.00%
11 - 12 37.80% 14.40% 3.60% 4.20% 28.00% 8.00% 4.00% 0.00%
13 - 14 31.50% 12.00% 3.00% 3.50% 35.00% 10.00% 5.00% 0.00%
15 28.35% 10.80% 2.70% 3.15% 38.50% 11.00% 5.50% 0.00%
16 25.20% 9.60% 2.40% 2.80% 42.00% 12.00% 6.00% 0.00%
17 22.05% 8.40% 2.10% 2.45% 45.50% 13.00% 6.50% 0.00%
18+ 18.90% 7.20% 1.80% 2.10% 38.50% 11.00% 5.50% 15.00%


Static Portfolios

Index-based Portfolio Equity Intl. Equity Emerging Markets Real Estate Bond Inflation-Bond High-Yield Short-Term Bond
Aggressive 56.70% 21.60% 5.40% 6.30% 7.00% 2.00% 1.00% 0.00%
Growth 44.10% 16.80% 4.20% 4.90% 21.00% 6.00% 3.00% 0.00%
Moderate Growth 31.50% 12.00% 3.00% 3.50% 35.00% 10.00% 5.00% 0.00%
Conservative Growth 18.90% 7.20% 1.80% 2.10% 38.50% 11.00% 5.50% 15.00%
Income 6.30% 2.40% 0.60% 0.70% 42.00% 12.00% 6.00% 30.00%
Balanced 65% 0% 0% 0% 35% 0% 0% 0%


Single Funds

Portfolio Cost
International Equity 0.23%
Small-Cap Stock 0.28%
U.S. Equity 0.15%
Large-Cap Stock 0.15%
Social Choice 0.27%
Bond Index 0.21%

External links