The Finance Buff

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The Finance Buff a.k.a. TFB is a pseudonym used by a blogger who writes a blog by the same name at He has been sharing his thoughts and experience about personal finance with online readers since 2006. Today, more than 50,000 people visit his blog in any month.

TFB joined the Bogleheads Forum in 2007 as its 5th registered user. He is the author of the chapter on defined benefit pension plans in Bogleheads' Guide to Retirement Planning (John Wiley & Sons, 2009). He also regularly contributes to the forum and wiki.

TFB holds an MBA degree in Finance. He has a Certified Employee Benefits Specialist (CEBS) designation from the International Foundation of Employee Benefit Plans and the Wharton School of Business, University of Pennsylvania.


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TFB - The Finance Buff

New Vanguard solo 401k document suggests that it accepts incoming rollovers from IRAs but customer service reps still say they don't accept. Has Vanguard been illegally refusing rollovers?
Don't worry if you receive a CP 214 notice from the IRS. It's just a reminder.
$100k at Merrill Edge gives you a Bank of America Travel Rewards Visa card that pays 2.625% rewards on every purchase. With more rewards and no foreign transaction fee, it's better than Fidelity AmEx or Citi Double Cash card.
Fidelity Freedom Index Funds offer deposit-and-forget convenience with low cost, broad diversification, and automatic rebalancing.
Charles Schwab will offer an online investment management service to compete with Betterment and Wealthfront. Does it mean it's game over for the startups?

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