The Finance Buff

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The Finance Buff a.k.a. TFB is a pseudonym used by a blogger who writes a blog by the same name at thefinancebuff.com. He has been sharing his thoughts and experience about personal finance with online readers since 2006. Today, more than 50,000 people visit his blog in any month.

TFB joined the Bogleheads Forum in 2007 as its 5th registered user. He is the author of the chapter on defined benefit pension plans in Bogleheads' Guide to Retirement Planning (John Wiley & Sons, 2009). He also regularly contributes to the Bogleheads.org forum and wiki.

TFB holds an MBA degree in Finance. He has a Certified Employee Benefits Specialist (CEBS) designation from the International Foundation of Employee Benefit Plans and the Wharton School of Business, University of Pennsylvania.


Books

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Blog

TFB - The Finance Buff

The maximum amount of earnings subject to Social Security tax will increase in 2015.
Vanguard, Fidelity, and Schwab default cost basis tracking method to average cost for mutual funds. Here's how you can change it to specific identification to minimize taxes.
Rebalancing between stocks and fixed income isn't buy low sell high. Most likely you will sell high buy higher.
Social Security benefits will have a small cost of living adjustment in 2015.
Retiring early means lower average earnings for calculating Social Security benefits. However, once you reach the second bend point, you aren't losing much. I provide a spreadsheet to help you calculate when you will reach the second bend point.

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