News and blogs

From Bogleheads
Jump to: navigation, search

News and blogs contains the RSS feeds for news sites and site participant's blogs. (Podcasts can be found here.)


Vanguard News

Congratulations on becoming a parent. As your family grows, your expenses will probably grow too. And while you won't be able to predict how your priorities will shift, there are a few steps you can take now to prepare your finances for the future.
Understanding the global economy helps put market movements into context. Here researchers from Vanguard Investment Strategy Group examine the economic trends that impact the investing environment.
In 2013, average contribution amounts to Vanguard IRAs increased for the fifth consecutive year, and more investors contributed to an IRA than ever before.
Vanguard is currently upgrading the system we use to transmit data to financial software tools such as Quicken. If you're a Quicken user, you'll need to take action so that your software can successfully connect with Vanguard.
This summer our interns took over our social channels for a week to share general investing tips and perspectives. Now they're sharing thoughts on the challenges, and opportunities, they face as they take control of their finances and start investing for their future.

RSS Feed icon - 200px.png Vanguard News RSS feed

Bogleheads® author blogs

Jim Dahle (a.k.a. EmergDoc, for medical professionals)

The White Coat Investor - Helping those who wear the white coat get a "fair shake"

David A. Burd, CFP, and James S. Hemphill, CFP, CIMA, two financial advisers with TGS Financial Advisors, (no financial relationship, but they did send me a free copy of the book) have written a delightful little book aimed at the graduating resident entitled Pay Yourself First: A Financial Guide For Doctors Entering Practice, not to be confused with several other books with the same title. It is self-published, but well-edited, and just 61 short pages. … Continue reading
It seems that a number of readers and especially whole life insurance salesmen don’t seem to get how the concept of buying term and investing the rest actually works. I thought I would make a chart, using some of my own data, as well as some projections into the future, that would demonstrate the concept. In the chart above, there are four lines. The purple line, labeled Financial Independence, is the amount of money I … Continue reading
[Editor's note: This is a guest post from long-time blog reader and frequent commenter Beau Ellenbecker, DO, a private practice family practitioner who spent a few years in the Army after accepting an HPSP scholarship to pay for medical school. Similar to me, he has mixed feelings about his decision. In 2007, he wrote an HPSP guide for a student doctor website. He sent me his recent revisions which I thought were worth publishing as … Continue reading
[Editor's Note: Sorry about the hassle with the registration with Friday's Post (Retirement Plans- Your Largest Tax Break.) That presentation is now viewable without requiring registration.] My monthly column at Physician’s Money Digest is a pre-retirement financial checklist. I did a recent series on investing in retirement, but this checklist is really designed for someone in their last few years before retirement. It discusses debt management, insurance planning, income planning, estate planning, and even the … Continue reading
The third part in my eight part series for QuantiaMD is now out. This is an audiovisual presentation on retirement accounts, the biggest tax break available to physicians. I just finished replying to dozens, perhaps hundreds, of questions and comments posted on it. It was an enlightening experience. I am constantly amazed at the ridiculously low levels of financial literacy exhibited by physicians, mid-levels, nurses and other well-educated and intelligent professionals. It is terrifying, and … Continue reading

RSS Feed icon - 200px.png The White Coat Investor Blog RSS feed

Laura Dogu

Laura Dogu is a contributor to The Bogleheads® View blog on

Laura Dogu, Mel Lindauer: The Bogleheads - Advice Inspired by Jack Bogle

Because I was one of the most vocal supporters of I when they were first introduced, I’m often asked for my thoughts on today’s I Bond offerings. The most common question I get is “Are today’s I a good investment?” While we can reminisce about the “good old days” when  one could purchase up to [...]
On February 19th, the forum will celebrate its seventh birthday. What an amazing trip it’s been! BACKGROUND The website was originally set up and funded by two long-time Bogleheads, Alex Frakt and Larry Auton. For several years, the site served as a front-end index for the old Vanguard Diehards forum at .com. was [...]
On January 25th, Taylor Larimore, who Jack Bogle dubbed “The King of the Bogleheads” turned 90. Taylor, a decorated World War II paratrooper, was in the Battle of the Bulge and is a member of “The Greatest Generation.” In 1998, Taylor was one of the founders of the Bogleheads community at the Vanguard Diehards forum [...]
For investors who prefer paper I Bonds to the electronic I Bonds issued via TreasuryDirect, there’s still a back-door option that allows you to purchase an additional $5,000 in paper I Bonds per tax return per year.
Two steps forward and one step back.  That’s the stock market for you.  It’s a dance all new investors need to learn because it affects the portion of your portfolio that you have allocated to common stocks. Two steps forward and one step back.  The stock market has been dancing to that tune ever since [...]

RSS Feed icon - 200px.png The Bogleheads® View

Rick Ferri

Rick Ferri Blog

I love you man, but you’re wrong! Legionary Fidelity Magellan fund manager Peter Lynch wrote "buy what you know" in his classic book, One Up on Wall Street: How to use what you already know to make money in the market. The basic principle is simple: you're more likely to be successful in the market if you buy what you're familiar with. Peter Lynch was wrong; or at least he wasn’t quite right.
I’m an index fund investor, but I don’t invest in S&P 500 index funds. It’s not the type of index I want in my portfolio, unless I’m in a pinch. Here’s why. The S&P 500 is arguably the most important stock market index on the planet. It represents the free-float value of 500 major corporations [...]
There’s nothing like good market volatility. It makes me sleep well at night. Plunging prices, several days of bad news, it makes me all smiles. No, I’m not a masochist. I just know that weak-minded investors become nervous and sell in a roller-coaster market, and that gives me more opportunities to buy at cheap prices.
I’m a diehard index fund fan. I’ve written books on index funds, lectured on index funds, co-authored an award-winning paper on portfolios of index funds, and Forbes even named me “The Indexer” when I began writing for them several years ago. The problem with being “The Indexer” is that I don’t invest in all index funds. Truth be told, my portfolio is a combination of funds that follow indexes, quantitative funds that don’t follow indexes and actively managed funds. I don’t even consider following an index as being paramount in portfolio management as long as you’re capturing the risk premiums you’re seeking in a low-cost and efficient manner.
I tilt. Do you tilt? It’s OK to tilt. Many people tilt. I’m not talking about posture or politics – I’m talking about portfolio design. A portfolio “tilt” is industry slang for an investment strategy that overweighs a particular investment style. An example would be tilting to small-cap stocks or value stocks that have historically [...]

RSS Feed icon - 200px.png Rick Ferri RSS feed

Mel Lindauer

Mel Lindauer is a contributor to The Bogleheads® View blog on The Bogleheads® View RSS feed is listed above.

Mike Piper

Mike Piper - Oblivious Investor

As I’ve written on several occasions, I’m a big fan of annuities as a tool for providing retirement income. But that doesn’t really extend beyond boring lifetime annuities. Fixed indexed annuities (a.k.a. equity indexed annuities) are an entirely different animal. And as Allan Roth explains this week, there are a number of potential “gotchas” involved with such […]
A reader writes in, asking: “For the last several years I’ve been following a basic Boglehead strategy with a few index funds. How big does a portfolio have to be before it makes sense to start moving into other strategies?” There are certain portfolio-related considerations that can become relevant as your wealth grows to a certain […]
Last week, I linked to an article from Wade Pfau and David Blanchett discussing the usefulness (and limitations) of Monte Carlo simulations. This week, Pfau and Blanchett follow up with an article that uses Monte Carlo simulations to address the question of whether a 4% withdrawal rate is still a good idea for today’s retirees: Can Retirees […]
A reader writes in, asking: “Under what circumstances does it make sense for a married couple to file separate tax returns rather than file jointly?” In most cases, it doesn’t make sense. That is, in most cases, a married couple will end up paying more total tax by filing separately than by filing jointly. There […]
When I first started reading about personal finance, Jonathan Clements (writing for The Wall Street Journal at the time) was one of my favorite writers. After a several-year hiatus, Clements began writing for WSJ again this year. You can find a collection of his articles here. This week, in an interview with Vanguard, Clements argues that today […]

RSS Feed icon - 200px.png Oblivious Investor RSS feed

Allan Roth

Bill Schultheis

Bill Schultheis - The Coffeehouse Investor

If you have tuned in for one of our Coffeehouse webinars you may have heard Bill discuss portfolio success and investment activity… “the more activity in your portfolio, the worse it often does.”
With the stock market continuing to inch its way higher and higher, it is tempting to think, “Nothing to worry about here!” There is good reason for that: If you follow the Coffeehouse philosophy of investing, your main focus is “getting on with your life,” not the stock market.
Living simply has become not only a challenge but an almost impossible feat in our world of excess, consumerism, and overspending. Simplifying as we age should come easier as we mature, refine our tastes, and eliminate the noise from our lives.
One of the most important aspects to investing is creating a long term financial plan regardless of market behavior.  However, it’s one key piece that’s either missing or the financial plan is often aborted or derailed when emotions and rollercoaster markets hit. The Sketch Guy, Carl Richards discusses this poor association in his article  “Investment […]
We have wrapped up our summer webinar season and are elated with the number of participants and investor enthusiasm we have had over the last three months. The quality of questions submitted were invaluable and gave us a lot of ideas for future webinars. Speaking of the future, we are taking a webinar break for a couple months but will finish out the year with one new webinar to get you started on the right Coffeehouse foot for 2015 – stay tuned for dates and times.

RSS Feed icon - 200px.png Coffeehouse Investor RSS feed

Larry Swedroe

The Finance Buff

TFB - The Finance Buff

Retiring early means lower average earnings for calculating Social Security benefits. However, once you reach the second bend point, you aren't losing much. I provide a spreadsheet to help you calculate when you will reach the second bend point.
A generous new account bonus and free trades make Merrill Edge a great discount broker for holding ETFs. Package deal with Bank of America gives you free checking with no ATM fee.
2015 contribution limits for 401k, 403b, SIMPLE, and IRA.
The IRS provided guidance on how to solve the circular reference math problem between the premium subsidy under Obamacare and the health care premium deduction for the self-employed.
Stop using a Vanguard money market fund when it pays only 0.01%. It's not necessary to use one for buying or selling Vanguard mutual funds.

RSS Feed icon - 200px.png The Finance Buff RSS feed

Academic blogs

Wade Pfau

Retirement Researcher Blog by Wade Pfau

RSS Feed icon - 200px.png Retirement Researcher Blog RSS feed

See also