News and blogs

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News and blogs contains the RSS feeds for news sites and site participant's blogs. (Podcasts can be found here.)


Vanguard News

Our CEO, Bill McNabb, shares 5 themes that Vanguard believes will be critical to investors' success in 2015 and beyond.
If you're age 50 or older, you have an additional opportunity to save more in a tax-advantaged IRA—"catch up" contributions. Catch-ups let you save up to $1,000 more of your earned income in your IRA. For 2014 and 2015 that's a total of $6,500.
You're finally ready to make the leap and buy your first home. It's exciting and probably a little nerve wracking, too. Here are a few things to keep in mind to help you stress less as you get ready to become a homeowner.
Vanguard senior economist Roger Aliaga-Diaz shares his perspectives on oil's price fall, how he expects it to affect the global economy, and what the implications may be for investors.
Financial markets and Vanguard offices in the U.S. will be closed on Monday, January 19, 2015, for the Martin Luther King, Jr., holiday.

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Bogleheads® author blogs

Jim Dahle (a.k.a. EmergDoc, for medical professionals)

The White Coat Investor - Helping those who wear the white coat get a "fair shake"

As a general rule, I recommend against residents buying a home for a number of reasons. However, there are exceptions to every general rule. More recently, I have become aware of a program that makes buying a home as a resident not quite as dumb, and perhaps even a good idea for many residents. The program is a grant program that provides up to a $10,000 down payment for low to moderate income homebuyers. The … Continue reading
[Editor’s Note: This is a guest post by Glenn Frank CPA/PFS, M.S. Taxation, who is a fee-only financial advisor with Frank Advising and the director of investment strategy at Lexington Wealth Management. Although this post is not a paid or sponsored post, his firm is a paying sponsor of the newsletter and an advertiser on the site. Like every other post on this blog, this one is for educational purposes and does not constitute tax, … Continue reading
Index annuities are different from the index universal life insurance discussed previously on this site. While both involve mixing investing and insurance, a straightforward index annuity (and trust me when I say few of these are ever straightforward) neither provides, nor charges for, a death benefit. As “Stan the Annuity Man” who writes for Marketwatch, likes to say, “The upside to an indexed annuity is that there is no downside. The downside to an indexed … Continue reading
I recently had the opportunity to exchange a few emails with Jeff Hall, CFP, CIMA, a DFA-approved financial advisor who advises a number of physicians in Tennessee. Some of you from that part of the country might recognize him as a particularly excellent football player who played on the 1998 National Championship University of Tennessee football team. He started a career in the financial services industry while simultaneously trying to get an NFL career launched. … Continue reading
[Editor’s Note: This is part two of a two part series talking about how my wife and I make decisions about spending large amounts of money on stuff we want, but don’t necessarily need. It will make a lot more sense if you go back and read part 1 first.] The Expensive Vacation Your next major 2014 purchase was your 15th anniversary trip to France that cost you the better part of $10K. Your thoughts … Continue reading

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Laura Dogu

Laura Dogu is a contributor to The Bogleheads® View blog on

Laura Dogu, Mel Lindauer: The Bogleheads - Advice Inspired by Jack Bogle

On behalf of the entire Bogleheads Community, I’d like to wish each and every one of our readers all the very best in this holiday season.  For now, I’ll leave you with some steps you can take in the New Year that can help lead to your financial success.  Obviously, these steps can only come […]
Because I was one of the most vocal supporters of I when they were first introduced, I’m often asked for my thoughts on today’s I Bond offerings. The most common question I get is “Are today’s I a good investment?” While we can reminisce about the “good old days” when  one could purchase up to […]
On February 19th, the forum will celebrate its seventh birthday. What an amazing trip it’s been! BACKGROUND The website was originally set up and funded by two long-time Bogleheads, Alex Frakt and Larry Auton. For several years, the site served as a front-end index for the old Vanguard Diehards forum at .com. was […]
On January 25th, Taylor Larimore, who Jack Bogle dubbed “The King of the Bogleheads” turned 90. Taylor, a decorated World War II paratrooper, was in the Battle of the Bulge and is a member of “The Greatest Generation.” In 1998, Taylor was one of the founders of the Bogleheads community at the Vanguard Diehards forum […]
For investors who prefer paper I Bonds to the electronic I Bonds issued via TreasuryDirect, there’s still a back-door option that allows you to purchase an additional $5,000 in paper I Bonds per tax return per year.

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Rick Ferri

Rick Ferri Blog

I make investment changes at a glacial speed. The last change was about five years ago when I combined micro-cap stocks with small-cap value stocks to reduce the number of funds in the portfolio. Before that, I eliminated a preferred stock allocation, which was fortunately done right before the financial crisis. Over the coming year, I believe the opportunity may present itself for another change.
Asset classes and investment strategies are two different concepts. An asset class is a category of tangible or intangible assets whose scope may or may not be fully quantifiable. The quantifiable part is the raw material from which an investment strategy is created. US equity is an asset class that’s fairly easy to define and measure. How one invests in US equity is an investment strategy, and there are many ways.
What people say they believe about financial risk and the way they think they’ll act under market stress is often contradicted by their behavior. Long-term investors frequently become short-sighted at the first sign of trouble. Many times this reaction is brought on by answering an investment questionnaire under the influence of recency bias.
Volatility. Investors hate it. Any downturn in stocks creates fear for even the most experienced investor. We can’t get around it. The feeling is natural. When something is cutting away at our net worth, we want to stop it. “It would be nice to have my money in cash right now,” our minds tell us, even though we know that’s not in our best long-term interest.
There are two categories of investors in this world: performance takers and performance seekers. A performance taker is satisfied with earning a fair share of the market’s return and weathering the risk that comes with it. A performance seeker wants more return and less risk, and pays for it in more than one way.

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Mel Lindauer

Mel Lindauer is a contributor to The Bogleheads® View blog on The Bogleheads® View RSS feed is listed above.

Mike Piper

Mike Piper - Oblivious Investor

There’s no reliable way to know when the next market downturn is coming. For those of us who are still many years from retirement, that shouldn’t be a scary thought, given that a market downturn simply allows us to buy shares at lower prices. But, as Bill Bernstein reminds us this week, a market downturn can […]
The following three statements about Social Security are common, but incorrect. (Or rather, each is partially correct, but the part that’s incorrect is super important.) Can you spot the errors? If you are married, it’s a good idea to delay taking Social Security. If you have a shorter than average life expectancy, you should claim early. […]
The state of Illinois recently passed a law that is intended to increase the rate at which people are saving for retirement. When the law eventually goes into effect, businesses that have 25 or more employees and that do not offer an employer-sponsored retirement plan will be required to set up a program in which employees will […]
A reader writes in, asking: “I don’t see why currency risk is necessarily bad. Sure, sometimes the dollar will increase in value, making your foreign investments worth less. But sometimes the opposite will happen. It seems like, on net, this should neither help nor hurt over an extended period.” As a bit of background information: […]
I was recently asked by a new personal finance blogger if I had any writing tips to share. All I really had to offer was my general writing philosophy: Never make two points when you can make one instead. (This applies to sentences, paragraphs, and, perhaps most importantly, articles.) So, for those of you with experience […]

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Allan Roth

Bill Schultheis

Bill Schultheis - The Coffeehouse Investor

We are back! Join Bill in our first webinar of the year as he discusses the Coffeehouse Investor portfolio in today's current financial climate.
It is the new year and you have cleaned out your closet, your pantry, and perhaps scribbled a few resolutions to conquer this year. However, have you addressed your financial corner?
Saving for retirement should be considered like death and taxes. As Ben Franklin puts it, “nothing is certain but death and taxes.” He’s right but perhaps we should be adding “retirement savings” to that statement.
It is the quiet before the resolution storm, it is the aftermath of holiday madness, it is the week where the days become jumbled, schools are closed, schedules are erratic and if we eat another piece of Christmas candy/cookies/fruit cakes (insert as needed) we might just burst.

We often talk about how to increase the savings you’ll have in retirement, whether it is by boosting your 401(k) or IRA contributions, reducing risk by investing in low-cost index funds, or using other tools and strategies to reach your goals.

One thing that often gets left out of that conversation, however, is the importance of protecting the money you already have. And that doesn’t always have to do with your investments — sometimes it is as simple as the card you choose to use when you are shopping.

RSS Feed icon - 200px.png Coffeehouse Investor RSS feed

Larry Swedroe

The Finance Buff

TFB - The Finance Buff

Step-by-step guide for reporting backdoor Roth using H&R Block tax software.
Ramping down savings rate is a challenge too.
H&R Block offers free product to those who bought TurboTax Basic or Deluxe.
You can add after-tax contributions and in-service distribution to your solo 401k if you get your own plan document. It costs less than you think.
You still have good access to your money before age 59-1/2 when you do the after-tax 401k or 403b rolled over to Roth IRA.

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Academic blogs

Wade Pfau

Retirement Researcher Blog by Wade Pfau

RSS Feed icon - 200px.png Retirement Researcher Blog RSS feed

See also