News and blogs

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News and blogs contains the RSS feeds for news sites and site participant's blogs. (Podcasts can be found here.)


Vanguard News

Costs are not all created equal, especially when they're related to investing. In this live webcast that aired July 17, 2014, Vanguard investment and advice experts Don Bennyhoff and Julie Edwards discussed our unique at-cost structure, why costs are so important, and how they can help an investor enjoy higher returns without taking on more risk.
Understanding the current, and potentially future, state of the global economy can help you put market movements into context. In a new series, Global Macro Matters, our researchers examine the economic trends that impact the investing environment.
Inheriting an IRA comes with mixed emotions. There could also be confusion about what exactly you just inherited and how you should handle it. Knowing three simple things about inherited IRAs can help.
What's an investor to do when the stock and bond markets are soaring or slumping? It may make sense to relax, reevaluate, and, maybe, rebalance. Colleen Jaconetti, a manager in Vanguard Investment Strategy Group, provides insight on what action you might want to consider.
As part of our ongoing efforts to reduce the cost of investing, we're eliminating transaction fees on Investor Shares of Vanguard FTSE All-World ex-US Small-Cap Index Fund.

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Bogleheads® author blogs

Jim Dahle (a.k.a. EmergDoc, for medical professionals)

The White Coat Investor - Helping those who wear the white coat get a "fair shake"

It takes 5-15 years for a typical whole life policy just to break even to where your surrender value equals your premiums paid (not counting the time value of money or inflation.) If you count inflation, some policies never break even while most take decades to do so.  This brings to mind an important question: How many people are still holding their policies after 5, 10, 15, or 20 years? Luckily, this data is tracked … Continue reading
My monthly column in ACEP NOW is on choosing the right mutual fund. Many investors mistakenly skip the pre-requisite steps of setting goals and developing an asset allocation and hope to simply pick some good funds out of their 401(k) to invest in. It’s not surprising that their investment returns reflect the fact that they aren’t actually following any kind of a reasonable plan. In this article, I discuss five things you should be looking … Continue reading
Sorry for the late notice, but for those of you who live in or near St. Louis I just wanted to let you know about a speaking engagement I’ve got this week that you are invited to attend. Mason Road Wealth Advisors, a fee-only financial advisory firm, is bringing me out to speak to their clients and prospective clients this Thursday, July 31st at 7 pm at Meadowbrook Country Club, 200 Meadowbrook Country Club Estates … Continue reading
If you haven’t read the first four parts of this series, I suggest you go there first: Part 1: Sequence of Returns Risk, Inflation Risk, and the Safe Withdrawal Rate Part 2: Getting income from your various asset classes Part 3: Non-Portfolio Income and how it relates to your portfolio Part 4: Early Retiree issues and Tax Diversification In Part 5, I’m going to discuss a few last issues relevant for the retired investor. The … Continue reading
Part 1 of this series covered the dilemmas faced by retiree investors. Part 2 warned against become too focused on income. Part 3 showed you how to reduce your need for portfolio income using Social Security, Pensions, SPIAs and rental real estate. In Part 4, I’m going to discuss a few issues faced by early retirees and a discussion of how to benefit from the tax diversification you worked so hard to achieve during your … Continue reading

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Laura Dogu

Laura Dogu is a contributor to The Bogleheads® View blog on

Laura Dogu, Mel Lindauer: The Bogleheads - Advice Inspired by Jack Bogle

On February 19th, the forum will celebrate its seventh birthday. What an amazing trip it’s been! BACKGROUND The website was originally set up and funded by two long-time Bogleheads, Alex Frakt and Larry Auton. For several years, the site served as a front-end index for the old Vanguard Diehards forum at .com. was [...]
On January 25th, Taylor Larimore, who Jack Bogle dubbed “The King of the Bogleheads” turned 90. Taylor, a decorated World War II paratrooper, was in the Battle of the Bulge and is a member of “The Greatest Generation.” In 1998, Taylor was one of the founders of the Bogleheads community at the Vanguard Diehards forum [...]
For investors who prefer paper I Bonds to the electronic I Bonds issued via TreasuryDirect, there’s still a back-door option that allows you to purchase an additional $5,000 in paper I Bonds per tax return per year.
Two steps forward and one step back.  That’s the stock market for you.  It’s a dance all new investors need to learn because it affects the portion of your portfolio that you have allocated to common stocks. Two steps forward and one step back.  The stock market has been dancing to that tune ever since [...]
Today’s guest columnist is author Bill Schultheis. The beat goes on.  Corporate America continues its relentless shift away from defined benefit plans and toward defined contributions in helping workers prepare for retirement. Recently, American auto maker Chrysler announced it was going to freeze its pension plan for about 8,000 workers, transferring them to a defined [...]

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Rick Ferri

Rick Ferri Blog

I’m a diehard index fund fan. I’ve written books on index funds, lectured on index funds, co-authored an award-winning paper on portfolios of index funds, and Forbes even named me “The Indexer” when I began writing for them several years ago. The problem with being “The Indexer” is that I don’t invest in all index funds. Truth be told, my portfolio is a combination of funds that follow indexes, quantitative funds that don’t follow indexes and actively managed funds. I don’t even consider following an index as being paramount in portfolio management as long as you’re capturing the risk premiums you’re seeking in a low-cost and efficient manner.
I tilt. Do you tilt? It’s OK to tilt. Many people tilt. I’m not talking about posture or politics – I’m talking about portfolio design. A portfolio “tilt” is industry slang for an investment strategy that overweighs a particular investment style. An example would be tilting to small-cap stocks or value stocks that have historically [...]
Technical analysis reminds me of searching for gold at the end of a rainbow. Children of all ages are mesmerized by the story, yet no one to date has found a pot of gold. It’s not because gold isn’t there – it most certainly exists in the mind of every child. The problem is the rainbow; it’s circular, there is no end to it.
Did you miss returns from intermediate-term bond funds because you sat in a short-term bond fund waiting for interest rates to rise? A lot of people did. This strategy has backfired as the opportunity cost of not being in intermediate-term bonds has been more costly than whatever damage rising interest rates might have taken away.
Want to be a successful investor? Have a sound investment philosophy before trying to create an investment strategy. Your core beliefs about investing should drive strategy and also keep you disciplined in difficult markets.

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Mel Lindauer

Mel Lindauer is a contributor to The Bogleheads® View blog on The Bogleheads® View RSS feed is listed above.

Mike Piper

Mike Piper - Oblivious Investor

A reader writes in, asking: “I just read your article on capital gains and losses. I understand that up to $3,000 of a net capital loss can be used to offset ordinary income in a year, and the rest is carried over to use in future years, but I am unsure of whether the carryover […]
This week, author/advisor Larry Swedroe provided an excellent answer to a question I see from time to time: Should we fear a stock crash as a result of baby boomers retiring and selling off their shares? Swedroe writes: “We’ll begin by pointing out that only unexpected events have an impact on stock prices. And if anything […]
A reader writes in, asking: “I’m trying to find more info on ACA premium subsidies. Specifically, I want to understand which year’s MAGI [modified adjusted gross income] is used. For example, would a person’s health insurance premiums for 2015 be determined based upon his 2014 MAGI or 2013 MAGI, etc.?” The premium tax credit (i.e., […]
One question readers ask from time to time is how many Vanguard index funds manage to trail their index by an amount less than the fund’s expense ratio. To some extent, the answer is pure randomness. An index fund doesn’t typically hold every security in the index, in exactly the designated proportion, at every moment […]
I’ve been getting a lot of questions about the Treasury Department’s recent release of final regulations that create a new type of annuity in the tax law: “Qualifying Longevity Annuity Contracts” (QLACs). To explain, we first need to back up a step. This isn’t really a new type of annuity. This is simply a new tax treatment […]

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Allan Roth

Bill Schultheis

Bill Schultheis - The Coffeehouse Investor

Spend an evening with Bill as he discusses risk management and assessing your appetite for risk in "Managing Risk - Your Portfolio, Your Life" at 6pm tonight - Thursday, July 24th.
It’s finally starting to sink in, you really are listening to our investing principles. Congratulations – now we’re going to continue to repeat these rules over and over again until you never deter from the plan (your long term financial plan that is). Fidelity Investments are reporting retirement investing accounts have never looked better, employees are now investing more into their 401K accounts, and are taking advantage of employer match programs.
As the temperatures rise this weekend, I’m find myself enjoying the crawl of the summer schedule, the afternoon Popsicle with my oldest, and the sunset patio discussions with my husband. Sounds idyllic but it truly has taken purposeful energy to stop and smell the summer. We are products of to-do lists, Outlook schedules, and over booked dinner dates. It’s embarrassing and completely self-propelled.
Retirement investing is risky business but it doesn’t have to be. With a well thought out financial plan and a portfolio allocation that addresses your risk tolerance, you can make the savings experience an enjoyable process. Listen in as Bill discusses the finer points of risk management strategies in our next webinar “Managing Risk – Your Portfolio, Your Life” on Thursday, July 24th at 6pm (PST).
You won’t be surprised to hear that our readership is mostly male, our webinar participants are mostly male, and one of the main priorities when clients come on board is to ensure their female spouses are taken care of long term. We as women have often taken a back seat with finances and it’s beginning to take its toll. Jean Chatzky discusses this issue in her recent article for Daily Worth.

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Larry Swedroe

Larry Swedroe, on Seeking Alpha
Requires a subscription to view (Privacy policy). Or, disable browser cookies to view on a single page (no subscription required).

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The Finance Buff

TFB - The Finance Buff

I compared Social Security optimal claiming strategy calculators by Financial Engines, AARP and T. Rowe Price with three hypothetical test cases. Which one gave the best strategy?
Bonds had surprisingly good returns in the first half of 2014. However, you are still better off in CDs.
Review online investment management services by Wealthfront, Betterment, and Personal Capital. How do these compare with a target date fund from Vanguard?
Interesting tidbits from a Vanguard report covering 3 million 401k participants. See where you stand.
A mortgage is a negative bond. Buying stocks while having a mortgage is the same as buying stocks on margin. So is buying stocks while renting.

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Academic blogs

Wade Pfau

Retirement Researcher Blog

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See also