News and blogs contains the RSS feeds for news sites and site participant's blogs. (Podcasts can be found here.)
Intense speculation continues on when the Federal Reserve will raise short-term interest rates. Minutes from the July Federal Open Market Committee Meeting (FOMC), released Wednesday, revealed the latest Fed analyses. But no firm conclusions were reached.
If you find that you're not financially ready to retire what can you do? Financial planning expert Mary Ryan offers some guidance that may help.
There is often a gap between a mutual fund's historical return and how much the average investor in the fund actually earned over the same period. It's not an accounting trick or error; it's just that the two returns don't measure quite the same thing. Investment analyst Yan Zilbering explains.
Chris Philips, senior analyst in Vanguard Investment Strategy Group, offers some thoughts on globally diversifying your bond holdings to help you meet your long-term investing goals.
Rebalancing is a disciplined process of managing the proportions of stocks, bonds, and other assets in your portfolio for the long run. But when emotions enter the picture you can head in the wrong direction. Chuck Riley, a financial planner in Vanguard Advice Services, offers some tips to keep you on course.
Vanguard News RSS feed
Jim Dahle (a.k.a. EmergDoc, for medical professionals)
The White Coat Investor - Helping those who wear the white coat get a "fair shake"
[Editor's Note: This is a guest post by Phil Ayres, the Chief Technology Officer for REPSE, a real estate platform not dissimilar from blog sponsor Realty Mogul. This site "helps investors understand their preferences for real estate investment opportunities and match them with project sponsors and developers who have private investment opportunities corresponding to their criteria." While I certainly consider private investments an optional part of your portfolio, there is no doubt that real estate … Continue reading →
I was recently interviewed on a website called The Daily Interview. The focus of the interview (and the site) is more about how to be successful as a professional blogger than how to invest your money, but there were still lots of great personal finance pearls in it. Here are some excerpts or you can read the whole interview here. It’s extremely common for bloggers to select a popular niche and dig right into it. … Continue reading →
An insurance agent who is a “believer” in the value of index universal life insurance recently set me an illustration for what he considered to be the best Index Universal Life Insurance (IUL) policy out there. “Best” was defined as having the best annualized return on the cash value. I thought it might be interesting to look at it. I’ve written before about IULs, and I’m not a big fan. There are a lot of … Continue reading →
[Editor's Note: I recently brought Doug Carlsen, DDS, a dentist who retired at 53 and a great skier, on as a regular paid columnist in the hopes of being able to relate a little bit better to the dentists among my readers, and hopefully attract more dentists to the website. As long-term readers know, 80% of what is covered on this blog applies to everyone, no matter what their income status and 95% of it … Continue reading →
I frequently see articles about why you should hire a financial advisor, especially an asset manager. Recently, OJM, a physician-focused financial advisory firm, sent me a link to a newly-written article on the subject. I don’t mean to pick on them, because I’ve seen dozens of articles like this one. They provide some useful information, but the main point of these articles is that # 1 You need an investment adviser, # 2 Your investment … Continue reading →
The White Coat Investor Blog RSS feed
Laura Dogu is a contributor to The Bogleheads® View blog on Forbes.com.
Laura Dogu, Mel Lindauer: The Bogleheads - Advice Inspired by Jack Bogle
On February 19th, the Bogleheads.org forum will celebrate its seventh birthday. What an amazing trip it’s been! BACKGROUND The website was originally set up and funded by two long-time Bogleheads, Alex Frakt and Larry Auton. For several years, the site served as a front-end index for the old Vanguard Diehards forum at .com. Bogleheads.org was [...]
On January 25th, Taylor Larimore, who Jack Bogle dubbed “The King of the Bogleheads” turned 90. Taylor, a decorated World War II paratrooper, was in the Battle of the Bulge and is a member of “The Greatest Generation.” In 1998, Taylor was one of the founders of the Bogleheads community at the Vanguard Diehards forum [...]
For investors who prefer paper I Bonds to the electronic I Bonds issued via TreasuryDirect, there’s still a back-door option that allows you to purchase an additional $5,000 in paper I Bonds per tax return per year.
Two steps forward and one step back. That’s the stock market for you. It’s a dance all new investors need to learn because it affects the portion of your portfolio that you have allocated to common stocks. Two steps forward and one step back. The stock market has been dancing to that tune ever since [...]
Today’s guest columnist is author Bill Schultheis. The beat goes on. Corporate America continues its relentless shift away from defined benefit plans and toward defined contributions in helping workers prepare for retirement. Recently, American auto maker Chrysler announced it was going to freeze its pension plan for about 8,000 workers, transferring them to a defined [...]
The Bogleheads® View
Rick Ferri Blog
There’s nothing like good market volatility. It makes me sleep well at night. Plunging prices, several days of bad news, it makes me all smiles. No, I’m not a masochist. I just know that weak-minded investors become nervous and sell in a roller-coaster market, and that gives me more opportunities to buy at cheap prices.
I’m a diehard index fund fan. I’ve written books on index funds, lectured on index funds, co-authored an award-winning paper on portfolios of index funds, and Forbes even named me “The Indexer” when I began writing for them several years ago. The problem with being “The Indexer” is that I don’t invest in all index funds. Truth be told, my portfolio is a combination of funds that follow indexes, quantitative funds that don’t follow indexes and actively managed funds. I don’t even consider following an index as being paramount in portfolio management as long as you’re capturing the risk premiums you’re seeking in a low-cost and efficient manner.
I tilt. Do you tilt? It’s OK to tilt. Many people tilt. I’m not talking about posture or politics – I’m talking about portfolio design. A portfolio “tilt” is industry slang for an investment strategy that overweighs a particular investment style. An example would be tilting to small-cap stocks or value stocks that have historically [...]
Technical analysis reminds me of searching for gold at the end of a rainbow. Children of all ages are mesmerized by the story, yet no one to date has found a pot of gold. It’s not because gold isn’t there – it most certainly exists in the mind of every child. The problem is the rainbow; it’s circular, there is no end to it.
Did you miss returns from intermediate-term bond funds because you sat in a short-term bond fund waiting for interest rates to rise? A lot of people did. This strategy has backfired as the opportunity cost of not being in intermediate-term bonds has been more costly than whatever damage rising interest rates might have taken away.
Rick Ferri RSS feed
Mel Lindauer is a contributor to The Bogleheads® View blog on Forbes.com. The Bogleheads® View RSS feed is listed above.
Mike Piper - Oblivious Investor
A reader writes in, asking: “I enjoyed the Bogleheads piece. [Editor's note: He's referring to this recent Money article by Penelope Wang.] I noticed that there was a recommendation for the Target Retirement Funds. I wonder if you’d run your preference for the LifeStrategies Growth Fund by me one more time?” As a tool for investors […]
This week Penelope Wang of Money has a great write-up about the Bogleheads community, as well as the new edition of The Bogleheads Guide to Investing that was released this week. Wang writes: “Wouldn’t it be great to get advice on managing your money from a knowledgeable friend—one who isn’t trying to rake in a […]
From time to time, I hear from people who have visited their local SSA office (or spoken with an SSA employee on the phone) to execute a legitimate Social Security strategy, only to have the SSA employee (incorrectly) tell them that they cannot do such a thing. Generally, the best thing you can do in such a […]
This blog was originally started to share the concept that you don’t have to follow market news in order to achieve investment success. (That is, it’s OK to be “oblivious” to it.) This week, MarketWatch writer Chuck Jaffe shares a similar message: Smart Investors Ignore the News from Chuck Jaffe Investing Articles 4 Ways Income Investors Get […]
A reader writes in, asking: “I’ve read in the past that you utilize Vanguard’s LifeStrategy funds. You and I share the same passion toward favoring passive strategies rather than active. My question is then, do you consider the funds’ home bias reflective of an active strategy that deviates its asset allocation away from traditional weightings […]
Oblivious Investor RSS feed
Bill Schultheis - The Coffeehouse Investor
We have wrapped up our summer webinar season and are elated with the number of participants and investor enthusiasm we have had over the last three months. The quality of questions submitted were invaluable and gave us a lot of ideas for future webinars. Speaking of the future, we are taking a webinar break for a couple months but will finish out the year with one new webinar to get you started on the right Coffeehouse foot for 2015 – stay tuned for dates and times.
Is it the chase of the hot stock or the rewards from the stock that creates happy active investors? Happiness may actually come down to the expectation of the reward. “If you have plans to meet a friend at your favorite restaurant, those positive expectations may increase your happiness as soon as you make the plan. The new equation captures these different effects of expectations and allows happiness to be predicted based on the combined effects of many past events.”
We are wrapping up our Coffeehouse Summer School Series with our last webinar of the season, “Living Your Financial Plan” on Tuesday, August 12th at 6pm (PDT).
Spend an evening with Bill as he discusses risk management and assessing your appetite for risk in "Managing Risk - Your Portfolio, Your Life" at 6pm tonight - Thursday, July 24th.
It’s finally starting to sink in, you really are listening to our investing principles. Congratulations – now we’re going to continue to repeat these rules over and over again until you never deter from the plan (your long term financial plan that is). Fidelity Investments are reporting retirement investing accounts have never looked better, employees are now investing more into their 401K accounts, and are taking advantage of employer match programs.
Coffeehouse Investor RSS feed
The Finance Buff
TFB - The Finance Buff
A generous new account bonus and free trades make Merrill Edge a great discount broker for holding ETFs. Package deal with Bank of America gives you free checking with no ATM fee.
2015 contribution limits for 401k, 403b, SIMPLE, and IRA.
The IRS provided guidance on how to solve the circular reference math problem between the premium subsidy under Obamacare and the health care premium deduction for the self-employed.
Stop using a Vanguard money market fund when it pays only 0.01%. It's not necessary to use one for buying or selling Vanguard mutual funds.
I compared Social Security optimal claiming strategy calculators by Financial Engines, AARP and T. Rowe Price with three hypothetical test cases. Which one gave the best strategy?
The Finance Buff RSS feed
Retirement Researcher Blog
Retirement Researcher Blog RSS feed