News and blogs contains the RSS feeds for news sites and site participant's blogs. (Podcasts can be found here.)
The latest real gross domestic product (GDP) data revealed steady growth, Federal Reserve policymakers noted the economy's progress in their latest meeting, and consumer confidence is at its highest level in seven years.
At first glance, "millennial" IRA investors seem to have considerable catching-up to do when compared to "Generation X" and "baby boomer" investors. However, a new Vanguard research paper shows that each year more millennials are opening IRAs and are also more likely to make a contribution to their IRAs. If average balance and cash-flow patterns continue, millennials are on pace to surpass prior generations.
Nearly four out of every ten U.S. households own an Individual Retirement Account (IRA). Are they maximizing their IRA contributions and what are the trends around IRA use? Each month Vanguard researchers analyze the trends to see if these investors are taking full advantage of the opportunities available to build a bigger retirement portfolio.
Take the mystery out of saving for retirement with these five simple rules for investing in an IRA.
In the most recent Vanguard fund reports, which cover the 12 months ended August 31, 2014, David R. Glocke, head of taxable money markets within Vanguard Fixed Income Group, addressed the SEC's new rules and Vanguard Money Market Funds.
Vanguard News RSS feed
Jim Dahle (a.k.a. EmergDoc, for medical professionals)
The White Coat Investor - Helping those who wear the white coat get a "fair shake"
Thanks to a post a Boglehead made, I recently became aware of a company called GT Advanced (ticket symbol GTAT.) I’ve apparently owned a tiny amount of stock in this company for several years (along with stock in thousands of other companies.) This company was apparently making something called Saphire Crystal, which was going to be used in the iPhone 6 and 6 Plus. Except then Apple decided not to use it. GTAT subsequently went … Continue reading →
[Editor's Note: Yesterday, Dr. Mom, a regular WCI reader and commenter who wishes to remain anonymous, shared her family's financial journey to relative wealth. Today, she continues her post with some tips for readers. We have no financial relationship.] Now that you have had a chance to comment on our financial lives, here are the points that are most important to me. They are vastly more personal than financial. Remember that in personal finance, the … Continue reading →
[Editor's Note: This is the first post of a two part guest post from frequent blog commenter "Dr. Mom," a female physician who wishes to maintain her anonymity for now. The title is hers, and since I like Tolkien at least as much as she does, I kept it. We have no financial relationship.] This guest post is in response to requests from several regular blog readers. WCI was gracious enough to humor them and … Continue reading →
My most recent ACEP NOW column concerns the Backdoor Roth IRA. It takes a while to wrap your head around this one, so I don’t mind addressing the subject multiple times. I’m still getting emails, forum posts, and blog comments every week with good questions about the Backdoor Roth. If you’re an attending physician, and not already funding one of these for yourself and your spouse, you’re probably making a mistake. Here’s an excerpt: The … Continue reading →
It has been a long time since our last bear market. There is now a decent percentage of investors, particularly young physicians, who did not experience it personally. There is really no better gauge for your risk tolerance than what you actually did during the last bear market. If you weren’t investing then, I suggest you err on the conservative side when setting your asset allocation. Far better to be a little less aggressive (especially … Continue reading →
The White Coat Investor Blog RSS feed
Laura Dogu is a contributor to The Bogleheads® View blog on Forbes.com.
Laura Dogu, Mel Lindauer: The Bogleheads - Advice Inspired by Jack Bogle
Because I was one of the most vocal supporters of I when they were first introduced, I’m often asked for my thoughts on today’s I Bond offerings. The most common question I get is “Are today’s I a good investment?” While we can reminisce about the “good old days” when one could purchase up to […]
On February 19th, the Bogleheads.org forum will celebrate its seventh birthday. What an amazing trip it’s been! BACKGROUND The website was originally set up and funded by two long-time Bogleheads, Alex Frakt and Larry Auton. For several years, the site served as a front-end index for the old Vanguard Diehards forum at .com. Bogleheads.org was […]
On January 25th, Taylor Larimore, who Jack Bogle dubbed “The King of the Bogleheads” turned 90. Taylor, a decorated World War II paratrooper, was in the Battle of the Bulge and is a member of “The Greatest Generation.” In 1998, Taylor was one of the founders of the Bogleheads community at the Vanguard Diehards forum […]
For investors who prefer paper I Bonds to the electronic I Bonds issued via TreasuryDirect, there’s still a back-door option that allows you to purchase an additional $5,000 in paper I Bonds per tax return per year.
Two steps forward and one step back. That’s the stock market for you. It’s a dance all new investors need to learn because it affects the portion of your portfolio that you have allocated to common stocks. Two steps forward and one step back. The stock market has been dancing to that tune ever since […]
The Bogleheads® View
Rick Ferri Blog
Volatility. Investors hate it. Any downturn in stocks creates fear for even the most experienced investor. We can’t get around it. The feeling is natural. When something is cutting away at our net worth, we want to stop it. “It would be nice to have my money in cash right now,” our minds tell us, even though we know that’s not in our best long-term interest.
There are two categories of investors in this world: performance takers and performance seekers. A performance taker is satisfied with earning a fair share of the market’s return and weathering the risk that comes with it. A performance seeker wants more return and less risk, and pays for it in more than one way.
Beating the market using mutual funds isn’t easy. The hope of finding fund managers who steadily beat their benchmarks may seem like a worthwhile venture, but the only people who seem to earn steady profits from active mutual fund strategies are companies selling products. A persistent “performance gap” exists between investor returns and the returns of the funds they invest in.
I love you man, but you’re wrong! Legionary Fidelity Magellan fund manager Peter Lynch wrote "buy what you know" in his classic book, One Up on Wall Street: How to use what you already know to make money in the market. The basic principle is simple: you're more likely to be successful in the market if you buy what you're familiar with. Peter Lynch was wrong; or at least he wasn’t quite right.
I’m an index fund investor, but I don’t invest in S&P 500 index funds. It’s not the type of index I want in my portfolio, unless I’m in a pinch. Here’s why. The S&P 500 is arguably the most important stock market index on the planet. It represents the free-float value of 500 major corporations [...]
Rick Ferri RSS feed
Mel Lindauer is a contributor to The Bogleheads® View blog on Forbes.com. The Bogleheads® View RSS feed is listed above.
Mike Piper - Oblivious Investor
The big news in the investment world this week is Schwab’s announcement of their “Intelligent Portfolios” platform, scheduled for release in early 2015. They haven’t provided all the details yet, but it looks to be a rebalancing and tax-loss harvesting service (much like the services provided by Betterment or Wealthfront), with one big difference being that it will […]
A reader asks: “[At the recent Bogleheads event], Vanguard economist Roger Aliaga-Díaz spoke about a number of trends occurring in various parts of the world — things like the slowing of China’s economic growth rate. When asked what we should do with our portfolios because of these trends, he kept saying that all the trends are already […]
I’m flying home today from the annual Bogleheads event. As always, it’s been fun to chat with many Oblivious Investor readers face to face. And, as always, the visit to Vanguard and their ask-the-expert panel was very interesting. I’m looking forward to writing about a few of the conversations over the coming weeks. Investing Articles Low Volatility […]
A reader writes in, asking: “I currently use three Schwab ETFs for my portfolio: Schwab U.S. Broad Market, Schwab International Equity, and Schwab Short-Term U.S. Treasury. But I’ve been reading about their Fundamental Index Funds and ETFs as well. The idea of allocating to companies according to sales and cash flow makes a lot of sense to […]
This week, I enjoyed three articles about buying insurance. Karen Haywood Queen shares a strategy for saving money on life insurance. Jim Dahle warns against a common (but poorly-reasoned) sales pitch for life insurance. And Michael Kitces offers a guiding overall philosophy on when and when not to buy insurance. Saving with a Life Insurance Ladder from Karen […]
Oblivious Investor RSS feed
Bill Schultheis - The Coffeehouse Investor
Depending on your risk tolerance and investment horizon, you might be keeping some of your portfolio in cash — which, of course, is just fine, provided that you have a plan and are following it.
We often discuss removing the noise of Wall Street so you can focus on the details of your own life. However, we typically don’t outline the “details” and that’s okay except when we as a society missed the mark on focusing on the important things.
The market has been jumping around like a Mexican jumping bean, prompting unpleasant October memories for some in the financial industry. Take October 1987, when stocks dropped more than 20% before Halloween (even though it finished in positive territory for the year), Or 2008, when the market was down more than 17% for the month. […]
We are headed back to the basics and where much of this story started with Bill writing a financial column for Seattle’s King County Journal. Our fearless leader will be featured monthly in the new 425 Business magazine. His financial column will focus on all aspects of the Coffeehouse Investor and provide readers with insight on how to ignore Wall Street and get on with their lives.
We came across an enlightening but very basic investing piece of advice from Vanguard that aligned with what we often say in webinars and print – the amount you save today will have a direct correlation on your financial future.
Coffeehouse Investor RSS feed
The Finance Buff
TFB - The Finance Buff
Charles Schwab will offer an online investment management service to compete with Betterment and Wealthfront. Does it mean it's game over for the startups?
The maximum amount of earnings subject to Social Security tax will increase in 2015.
Vanguard, Fidelity, and Schwab default cost basis tracking method to average cost for mutual funds. Here's how you can change it to specific identification to minimize taxes.
Rebalancing between stocks and fixed income isn't buy low sell high. Most likely you will sell high buy higher.
Social Security benefits will have a small cost of living adjustment in 2015.
The Finance Buff RSS feed
Retirement Researcher Blog by Wade Pfau
Retirement Researcher Blog RSS feed