News and blogs

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News and blogs contains the RSS feeds for news sites and site participant's blogs. (Podcasts can be found here.)


Vanguard News

Financial markets and Vanguard offices in the U.S. will be closed on Monday, September 1. Transaction requests received after the markets close on Friday will be processed with Tuesday's trade date and share prices.
Vanguard's multi-manager approach to investment management offers some key advantages, from increased diversification to possible reduction of volatility.
Stock prices are flirting with record highs. Bond yields hover near generational lows. The economy is still nursing wounds from the 2007–2009 financial crisis. And yet it's a good time to be an investor, according to financial writer Jonathan Clements.
Intense speculation continues on when the Federal Reserve will raise short-term interest rates. Minutes from the July Federal Open Market Committee Meeting (FOMC), released Wednesday, revealed the latest Fed analyses. But no firm conclusions were reached.
If you find that you're not financially ready to retire what can you do? Financial planning expert Mary Ryan offers some guidance that may help.

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Bogleheads® author blogs

Jim Dahle (a.k.a. EmergDoc, for medical professionals)

The White Coat Investor - Helping those who wear the white coat get a "fair shake"

It’s been nearly a year since I did my first post on student loan refinancing. That page continues to be one of the most frequently visited on the blog. I remember being pretty excited to see anybody refinancing student loans at that point. Over the last year, a few other companies/banks have gotten in on the act. Hopefully this is a growing trend. There have been a lot of growing pains for the companies doing … Continue reading
Believe it or not, basketball star Shaquille O’ Neal is a great example of someone who figured out how to turn income into wealth. My August column at ACEP NOW discusses some of the ways he did so, as well as reveals the true secret to becoming wealthy. Here’s an excerpt: Achieving financial independence is remarkably simple: make a lot of money, don’t spend a lot of money, and make the difference between what you … Continue reading
[Editor's Note: This is a guest post by Phil Ayres, the Chief Technology Officer for REPSE, a real estate platform not dissimilar from blog sponsor Realty Mogul. This site "helps investors understand their preferences for real estate investment opportunities and match them with project sponsors and developers who have private investment opportunities corresponding to their criteria." While I certainly consider private investments an optional part of your portfolio, there is no doubt that real estate … Continue reading
I was recently interviewed on a website called The Daily Interview. The focus of the interview (and the site) is more about how to be successful as a professional blogger than how to invest your money, but there were still lots of great personal finance pearls in it. Here are some excerpts or you can read the whole interview here. It’s extremely common for bloggers to select a popular niche and dig right into it.  … Continue reading
An insurance agent who is a “believer” in the value of index universal life insurance recently set me an illustration for what he considered to be the best Index Universal Life Insurance (IUL) policy out there. “Best” was defined as having the best annualized return on the cash value. I thought it might be interesting to look at it. I’ve written before about IULs, and I’m not a big fan. There are a lot of … Continue reading

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Laura Dogu

Laura Dogu is a contributor to The Bogleheads® View blog on

Laura Dogu, Mel Lindauer: The Bogleheads - Advice Inspired by Jack Bogle

Because I was one of the most vocal supporters of I when they were first introduced, I’m often asked for my thoughts on today’s I Bond offerings. The most common question I get is “Are today’s I a good investment?” While we can reminisce about the “good old days” when  one could purchase up to [...]
On February 19th, the forum will celebrate its seventh birthday. What an amazing trip it’s been! BACKGROUND The website was originally set up and funded by two long-time Bogleheads, Alex Frakt and Larry Auton. For several years, the site served as a front-end index for the old Vanguard Diehards forum at .com. was [...]
On January 25th, Taylor Larimore, who Jack Bogle dubbed “The King of the Bogleheads” turned 90. Taylor, a decorated World War II paratrooper, was in the Battle of the Bulge and is a member of “The Greatest Generation.” In 1998, Taylor was one of the founders of the Bogleheads community at the Vanguard Diehards forum [...]
For investors who prefer paper I Bonds to the electronic I Bonds issued via TreasuryDirect, there’s still a back-door option that allows you to purchase an additional $5,000 in paper I Bonds per tax return per year.
Two steps forward and one step back.  That’s the stock market for you.  It’s a dance all new investors need to learn because it affects the portion of your portfolio that you have allocated to common stocks. Two steps forward and one step back.  The stock market has been dancing to that tune ever since [...]

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Rick Ferri

Rick Ferri Blog

I’m an index fund investor, but I don’t invest in S&P 500 index funds. It’s not the type of index I want in my portfolio, unless I’m in a pinch. Here’s why. The S&P 500 is arguably the most important stock market index on the planet. It represents the free-float value of 500 major corporations [...]
There’s nothing like good market volatility. It makes me sleep well at night. Plunging prices, several days of bad news, it makes me all smiles. No, I’m not a masochist. I just know that weak-minded investors become nervous and sell in a roller-coaster market, and that gives me more opportunities to buy at cheap prices.
I’m a diehard index fund fan. I’ve written books on index funds, lectured on index funds, co-authored an award-winning paper on portfolios of index funds, and Forbes even named me “The Indexer” when I began writing for them several years ago. The problem with being “The Indexer” is that I don’t invest in all index funds. Truth be told, my portfolio is a combination of funds that follow indexes, quantitative funds that don’t follow indexes and actively managed funds. I don’t even consider following an index as being paramount in portfolio management as long as you’re capturing the risk premiums you’re seeking in a low-cost and efficient manner.
I tilt. Do you tilt? It’s OK to tilt. Many people tilt. I’m not talking about posture or politics – I’m talking about portfolio design. A portfolio “tilt” is industry slang for an investment strategy that overweighs a particular investment style. An example would be tilting to small-cap stocks or value stocks that have historically [...]
Technical analysis reminds me of searching for gold at the end of a rainbow. Children of all ages are mesmerized by the story, yet no one to date has found a pot of gold. It’s not because gold isn’t there – it most certainly exists in the mind of every child. The problem is the rainbow; it’s circular, there is no end to it.

RSS Feed icon - 200px.png Rick Ferri RSS feed

Mel Lindauer

Mel Lindauer is a contributor to The Bogleheads® View blog on The Bogleheads® View RSS feed is listed above.

Mike Piper

Mike Piper - Oblivious Investor

A reader writes in, asking: “Under what circumstances does it make sense for a married couple to file separate tax returns rather than file jointly?” In most cases, it doesn’t make sense. That is, in most cases, a married couple will end up paying more total tax by filing separately than by filing jointly. There […]
When I first started reading about personal finance, Jonathan Clements (writing for The Wall Street Journal at the time) was one of my favorite writers. After a several-year hiatus, Clements began writing for WSJ again this year. You can find a collection of his articles here. This week, in an interview with Vanguard, Clements argues that today […]
A reader writes in, asking: “I enjoyed the Bogleheads piece. [Editor's note: He's referring to this recent Money article by Penelope Wang.] I noticed that there was a recommendation for the Target Retirement Funds. I wonder if you’d run your preference for the LifeStrategies Growth Fund by me one more time?” As a tool for investors […]
This week Penelope Wang of Money has a great write-up about the Bogleheads community, as well as the new edition of The Bogleheads Guide to Investing that was released this week. Wang writes: “Wouldn’t it be great to get advice on managing your money from a knowledgeable friend—one who isn’t trying to rake in a […]
From time to time, I hear from people who have visited their local SSA office (or spoken with an SSA employee on the phone) to execute a legitimate Social Security strategy, only to have the SSA employee (incorrectly) tell them that they cannot do such a thing. Generally, the best thing you can do in such a […]

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Allan Roth

Bill Schultheis

Bill Schultheis - The Coffeehouse Investor

One of the most important aspects to investing is creating a long term financial plan regardless of market behavior.  However, it’s one key piece that’s either missing or the financial plan is often aborted or derailed when emotions and rollercoaster markets hit. The Sketch Guy, Carl Richards discusses this poor association in his article  “Investment […]
We have wrapped up our summer webinar season and are elated with the number of participants and investor enthusiasm we have had over the last three months. The quality of questions submitted were invaluable and gave us a lot of ideas for future webinars. Speaking of the future, we are taking a webinar break for a couple months but will finish out the year with one new webinar to get you started on the right Coffeehouse foot for 2015 – stay tuned for dates and times.
Is it the chase of the hot stock or the rewards from the stock that creates happy active investors? Happiness may actually come down to the expectation of the reward. “If you have plans to meet a friend at your favorite restaurant, those positive expectations may increase your happiness as soon as you make the plan. The new equation captures these different effects of expectations and allows happiness to be predicted based on the combined effects of many past events.”
We are wrapping up our Coffeehouse Summer School Series with our last webinar of the season, “Living Your Financial Plan” on Tuesday, August 12th at 6pm (PDT).
Spend an evening with Bill as he discusses risk management and assessing your appetite for risk in "Managing Risk - Your Portfolio, Your Life" at 6pm tonight - Thursday, July 24th.

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Larry Swedroe

The Finance Buff

TFB - The Finance Buff

A generous new account bonus and free trades make Merrill Edge a great discount broker for holding ETFs. Package deal with Bank of America gives you free checking with no ATM fee.
2015 contribution limits for 401k, 403b, SIMPLE, and IRA.
The IRS provided guidance on how to solve the circular reference math problem between the premium subsidy under Obamacare and the health care premium deduction for the self-employed.
Stop using a Vanguard money market fund when it pays only 0.01%. It's not necessary to use one for buying or selling Vanguard mutual funds.
I compared Social Security optimal claiming strategy calculators by Financial Engines, AARP and T. Rowe Price with three hypothetical test cases. Which one gave the best strategy?

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Academic blogs

Wade Pfau

Retirement Researcher Blog

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See also