News and blogs

From Bogleheads
Jump to: navigation, search

News and blogs contains the RSS feeds for news sites and site participant's blogs. (Podcasts can be found here.)


Vanguard News

Financial markets and Vanguard offices in the United States and other countries will be closed on Thursday, November 27, for the Thanksgiving holiday. Transaction requests received after the markets close on Wednesday, November 26, will be processed with a Friday trade date and share prices.
Vanguard experts Maria Bruno and Kahlilah Dowe discussed how to customize your financial plan based on your goals during a recent live webcast.
Each year, more Vanguard investors make backdoor contributions. Over time, the tax benefit should prove well worth the additional step.
Don't sit around waiting for your Vanguard tax forms. We can let you know the moment they're available. If you add tax forms to your Vanguard e-service package, we'll send you an e-mail as soon as the forms are viewable online.
Vanguard has filed a registration statement with the Securities and Exchange Commission announcing its intention to introduce the Vanguard Ultra-Short-Term Bond Fund.

RSS Feed icon - 200px.png Vanguard News RSS feed

Bogleheads® author blogs

Jim Dahle (a.k.a. EmergDoc, for medical professionals)

The White Coat Investor - Helping those who wear the white coat get a "fair shake"

[Editor’s Note: This is a guest blog post written by Ramsey Tate, MD. She is currently a fellow and shares tools on personal finance and productivity for women in medicine at Call Me Dr. We have no financial relationship.] Residency and fellowship are a long slog through penury. The light at the end of the tunnel seems awfully far away when you look at the mismatch between your student loan debt and your resident paycheck. … Continue reading
Sometimes I wonder if I write too often about the Backdoor Roth IRA. Then I see the results of my recent poll where I asked how many of my readers were actually doing a Backdoor Roth IRA. The results were very encouraging, but there is still room for improvement among physicians in general, especially when you realize these are the numbers for those who are really tuned in to personal finance and investing (i.e. those … Continue reading
My October submission to Physicians Money Digest is all about Qualified Personal Residence Trusts (QPRT). Most of you won’t need one of these, but some of you might find it useful, especially if you live in an expensive part of the country. Some high-net-worth physicians may end up with what I call an “estate tax problem,” although the percentage of physicians likely to have this issue is dramatically lower than it used to be. The … Continue reading
[Editor’s Note: This is a guest post from a physician and regular reader named Alex, who wanted to share some of his insights regarding the deduction of vehicle expenses.  At any rate, it’s a good post and we don’t have any financial relationship.] Have you ever wondered what is the most tax-efficient way to deduct your vehicle for business purposes? Is it more profitable to deduct mileage or actual expenses? The Mileage Method When using … Continue reading
Doctors hate to pay taxes. Insurance agents love to sell insurance. Combine the two with a tax deduction the IRS offers to encourage employers to offer some life insurance to their employees and you end up with situations like Section 79 plans. The Pitch The basic pitch behind section 79 plans is the opportunity to buy cash value life insurance using pre-tax dollars. The returns on cash value life insurance tend to be low, but … Continue reading

RSS Feed icon - 200px.png The White Coat Investor Blog RSS feed

Laura Dogu

Laura Dogu is a contributor to The Bogleheads® View blog on

Laura Dogu, Mel Lindauer: The Bogleheads - Advice Inspired by Jack Bogle

Because I was one of the most vocal supporters of I when they were first introduced, I’m often asked for my thoughts on today’s I Bond offerings. The most common question I get is “Are today’s I a good investment?” While we can reminisce about the “good old days” when  one could purchase up to […]
On February 19th, the forum will celebrate its seventh birthday. What an amazing trip it’s been! BACKGROUND The website was originally set up and funded by two long-time Bogleheads, Alex Frakt and Larry Auton. For several years, the site served as a front-end index for the old Vanguard Diehards forum at .com. was […]
On January 25th, Taylor Larimore, who Jack Bogle dubbed “The King of the Bogleheads” turned 90. Taylor, a decorated World War II paratrooper, was in the Battle of the Bulge and is a member of “The Greatest Generation.” In 1998, Taylor was one of the founders of the Bogleheads community at the Vanguard Diehards forum […]
For investors who prefer paper I Bonds to the electronic I Bonds issued via TreasuryDirect, there’s still a back-door option that allows you to purchase an additional $5,000 in paper I Bonds per tax return per year.
Two steps forward and one step back.  That’s the stock market for you.  It’s a dance all new investors need to learn because it affects the portion of your portfolio that you have allocated to common stocks. Two steps forward and one step back.  The stock market has been dancing to that tune ever since […]

RSS Feed icon - 200px.png The Bogleheads® View

Rick Ferri

Rick Ferri Blog

What people say they believe about financial risk and the way they think they’ll act under market stress is often contradicted by their behavior. Long-term investors frequently become short-sighted at the first sign of trouble. Many times this reaction is brought on by answering an investment questionnaire under the influence of recency bias.
Volatility. Investors hate it. Any downturn in stocks creates fear for even the most experienced investor. We can’t get around it. The feeling is natural. When something is cutting away at our net worth, we want to stop it. “It would be nice to have my money in cash right now,” our minds tell us, even though we know that’s not in our best long-term interest.
There are two categories of investors in this world: performance takers and performance seekers. A performance taker is satisfied with earning a fair share of the market’s return and weathering the risk that comes with it. A performance seeker wants more return and less risk, and pays for it in more than one way.
Beating the market using mutual funds isn’t easy. The hope of finding fund managers who steadily beat their benchmarks may seem like a worthwhile venture, but the only people who seem to earn steady profits from active mutual fund strategies are companies selling products. A persistent “performance gap” exists between investor returns and the returns of the funds they invest in.
I love you man, but you’re wrong! Legionary Fidelity Magellan fund manager Peter Lynch wrote "buy what you know" in his classic book, One Up on Wall Street: How to use what you already know to make money in the market. The basic principle is simple: you're more likely to be successful in the market if you buy what you're familiar with. Peter Lynch was wrong; or at least he wasn’t quite right.

RSS Feed icon - 200px.png Rick Ferri RSS feed

Mel Lindauer

Mel Lindauer is a contributor to The Bogleheads® View blog on The Bogleheads® View RSS feed is listed above.

Mike Piper

Mike Piper - Oblivious Investor

A reader writes in, asking: “Sometime in one of your posts, would you expound upon the pros and cons of prioritizing your spending from taxable vs. tax-deferred accounts during retirement, factoring in how one’s heirs will fare inheriting whatever is left over from either type of account?” With regard to general planning about which account(s) […]
When it comes to retirement planning, there are two broad schools of thought about how to cover your expenses. One method is to continue using a portfolio that looks much like the portfolio somebody would use during their accumulation stage (i.e., stocks, bonds, and mutual funds), albeit with a more conservative allocation. The other school of thought – the “safety […]
A reader writes in, asking: “I’ve read that dividends account for the vast majority of the return of the stock market over history. I’m confused by the article you linked to last week about not being a dividend investor, given that dividends are so much more powerful than price growth.” It’s true that, without dividends, you’d […]
One of the toughest questions about retirement planning is the question of long-term care insurance. The available policies have an assortment of drawbacks, and they’re expensive. On the flip side, needing to pay for an extended period of long-term care out of pocket would decimate many people’s savings. This week, a new paper from two professors […]
Broadly speaking, there are two general ways to assess the Social Security decision: You can look at it as an insurance question (i.e., do I want to buy insurance against longevity risk), or You can do a break-even analysis (i.e., how long do I have to live before I come out ahead as a result of […]

RSS Feed icon - 200px.png Oblivious Investor RSS feed

Allan Roth

Bill Schultheis

Bill Schultheis - The Coffeehouse Investor

It’s the time of year to discuss pies – your “money pie” that is. If you are unsure of what I'm referring to, you missed chapter five of The Coffeehouse Investor. Bill writes extensively about the biggest piece of the investment pie, compounding.
Grab your favorite beverage, a notepad and pencil, and spend some quality time with Coffeehouse Investor author, Bill Schultheis as he discusses financial strategies for the new year. Stick around for the very end, as our Q & A sessions are a fan favorite.
We hope you received our November Coffeehouse Investor newsletter.  If not, sign up here!  We were notified that our mailing service, Constant Contact is having technical issues and you may not have been able to access the links we referred to in the newsletter.  For your convenience, we have published the two articles that included links below […]

“Retirement” means different things to different people. But whether your goal is to have some rest and relaxation, travel the world or even continue working part-time, we all want the same thing: the flexibility and the funding to retire on our own terms.

We all have our own retirement questions, too. Am I saving enough? Do I have the right investment mix? How much money will I need?
Don't miss our last webinar of the year, Building Wealth from the Inside Out. We will focus on the four financial steps you need to take to prepare for the upcoming market.

RSS Feed icon - 200px.png Coffeehouse Investor RSS feed

Larry Swedroe

The Finance Buff

TFB - The Finance Buff

New Vanguard solo 401k document suggests that it accepts incoming rollovers from IRAs but customer service reps still say they don't accept. Has Vanguard been illegally refusing rollovers?
Don't worry if you receive a CP 214 notice from the IRS. It's just a reminder.
$100k at Merrill Edge gives you a Bank of America Travel Rewards Visa card that pays 2.625% rewards on every purchase. With more rewards and no foreign transaction fee, it's better than Fidelity AmEx or Citi Double Cash card.
Fidelity Freedom Index Funds offer deposit-and-forget convenience with low cost, broad diversification, and automatic rebalancing.
Charles Schwab will offer an online investment management service to compete with Betterment and Wealthfront. Does it mean it's game over for the startups?

RSS Feed icon - 200px.png The Finance Buff RSS feed

Academic blogs

Wade Pfau

Retirement Researcher Blog by Wade Pfau

RSS Feed icon - 200px.png Retirement Researcher Blog RSS feed

See also