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Bogleheads® wiki
Investing Advice Inspired by Jack Bogle
New to investing? Click here: Icon Bogleheads 16x16.png Getting started Icon search.gif Search this site    Icon Good 11x15.gif Support this site    Icon members.gifAbout the Bogleheads

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 John Bogle at Bogleheads 11

Welcome to the Bogleheads® wiki, a collaborative enterprise by members of the Bogleheads Community. The Bogleheads' approach to investing begins with an investor deciding on percentage allocations to various asset classes, such as U.S. stocks, international stocks, U.S. bonds, and cash. The desired allocations are then implemented using low-cost vehicles which are true to the targeted asset classes. Tax costs are carefully considered, influencing decisions as to what investments to place in taxable versus tax-advantaged accounts. Bogleheads emphasize regular saving, broad diversification, and sticking to one's investment plan regardless of market conditions. Information relevant to the group's core beliefs is available in the Bogleheads' investment philosophy.

The wiki is a valuable reference resource for investors. Anyone can read the wiki. If you would like to edit it, please send a private message requesting access, and you will quickly be made an editor. Information on editing the wiki is available on the left sidebar of every wiki page. Suggestions are welcome by posting in Suggestions for the Wiki.

If you see content in need of improvement, or a new page that should be written, please become an editor so that you can contribute to the site. In particular, if you find yourself writing a reply to a forum question that you've seen before, please instead create a wiki page with the answer, and reply on the forum with a link and a quote of your text. That way, the Bogleheads Community both preserves our knowledge base and makes it more accessible, particularly to those using search engines.

Getting started:
OverviewBogleheads® investment philosophyInvestingPersonal finance Planning for retirement
Financial planning:
Asset allocation Charitable giving Education savingsEstate planning Health savings accounts International domiciles Personal finance Tax considerations
Asset classes Alternate asset classes Bonds CDs Indexing International stocks Exchange-traded funds Money markets Mutual funds Portfolios Real estate Risk management (portfolio) Stocks (US) Vanguard
Retirement planning:
Annuities Employer provided retirement plans IRAs Portfolio withdrawals Retirement spending Social Security
Reference material:
Arcronyms Blogs (The) Bogleheads® Books and authors Financial theory Financial websites FAQs Glossary Google Docs spreadsheets Resources and links


Vanguard News

October 20 through 25 is National Retirement Savings Week. This is a great time to think about your post-work life, create a plan to get you there, put that plan into practice, and celebrate your future. We can help.
Choosing investments that align with your risk tolerance, time horizon, and financial goals is likely one of the most critical decisions you'll make as an investor. In this webcast that aired September 23, 2014, Vanguard investment and advice experts Fran Kinniry and Mary Ryan discussed how you can build a diversified portfolio to help you achieve your financial goals.
Take the mystery out of saving for retirement with these five simple rules for investing in an IRA.
Although the U.S. economy continued to expand, fears of a slowdown in global growth rattled stock markets this week. Economic reports pointed to sustained improvements in the U.S. labor market and a strong rebound in industrial production and new-residential construction.
Understanding the global economy helps put market movements into context. Here researchers from Vanguard Investment Strategy Group examine the economic trends that impact the investing environment.

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Mike Piper - Oblivious Investor

This week, I enjoyed three articles about buying insurance. Karen Haywood Queen shares a strategy for saving money on life insurance. Jim Dahle warns against a common (but poorly-reasoned) sales pitch for life insurance. And Michael Kitces offers a guiding overall philosophy on when and when not to buy insurance. Saving with a Life Insurance Ladder from Karen […]
Last week’s article about tax-gain harvesting with bonds drew quite a bit of correspondence from readers. (To recap, the general idea is to sell a bond that has increased in value since you bought it — and which you have held for more than one year – and reinvest the proceeds in a similar, newly-issued bond with a […]
The retirement planning concept of “safe withdrawal rates” (and the accompanying “4% rule” concept) can be traced back to an article by financial planner Bill Bengen — an article that was published 20 years ago this month (October, 1994). This week, the Journal of Financial Planning published a piece by financial planner Jonathan Guyton (with additional perspectives […]
Tax-loss harvesting is a very common tax strategy in which you sell a holding when its value is less than the amount you paid for it, then reinvest the proceeds from the sale in a similar (though not “substantially identical”) investment. The idea is that you then get to use the capital loss (up to $3,000 per year) […]
The big news last week and early this week was the abrupt departure of legendary bond fund manager Bill Gross from PIMCO. (For those who don’t bother to learn the names of mutual fund managers: Bill Gross was one of founders of the company, and he ran the firm’s Total Return fund for many years with […]

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Our Canadian sister site, Financial Wisdom Forum, has a similar focus, many like-minded members, and may be of interest as well. Be sure to visit their wiki, known as finiki, the Canadian financial wiki.