John Bogle at Bogleheads 11
Welcome to the Bogleheads® wiki, a collaborative enterprise by members of the Bogleheads Community.
The Bogleheads' approach to investing begins with an investor deciding on percentage allocations to various asset classes, such as U.S. stocks, international stocks, U.S. bonds, and cash. The desired allocations are then implemented using low-cost vehicles which are true to the targeted asset classes. Tax costs are carefully considered, influencing decisions as to what investments to place in taxable versus tax-advantaged accounts. Bogleheads emphasize regular saving, broad diversification, and sticking to one's investment plan regardless of market conditions. Information relevant to the group's core beliefs is available in the Bogleheads' investment philosophy.
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Investing for certain goals is a prudent strategy, but what happens when life gets in the way? Regardless of the situation, you need to ensure your financial plan doesn"t tumble down on the priority list. In this live webcast aired February 20, 2014, Vanguard financial planning experts Mary Ryan and Chuck Riley discuss how to keep your financial plan front and center as you encounter various events in your busy life.
Despite extreme weather across much of the country, there are signs of a thaw on hiring. U.S. employers added a net 175,000 workers in February, and the government also released adjusted numbers from prior months that added another 25,000 workers to nonfarm payrolls.
No matter how busy you are, you and your family can take a few simple steps to move toward your financial goals. Here's a special series from Vanguard with tips to help you keep your financial well-being high on your list of priorities.
In a new series, researchers from Vanguard's Investment Strategy Group look at how investors behave when it comes to IRAs. Are they saving effectively and investing prudently? This article examines the potential penalities of procrastinating when making IRA contributions.
See which Vanguard mutual funds are issuing "supplemental" fiscal 2013 distributions this month.
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The White Coat Investor - Helping those who wear the white coat get a "fair shake"
From time to time the big mutual fund/brokerage houses come out with a study using the data they obtain from their 401(k), IRA, and/or brokerage data. The conclusion of the study, unsurprisingly, is usually that people need to save and invest more, preferably with their firm. While that is probably true, there always seems to be a bit of a conflict of interest there. Fidelity recently did a similar study, but they just looked at … Continue reading →
[Editor's Note: This is a guest post from Lawrence B. Keller, CFP®, CLU®, ChFC®, RHU®, LUTCF, a frequent contributor to the blog. This is another in his long-running series updating you on some of the intricate details of the disability insurance marketplace. This particular post deals with Ameritas and Lloyds of London. We have no financial relationship.] Ameritas – Unisex Rates to be Discontinued Effective April 1, 2014, unisex pricing will be discontinued for all … Continue reading →
I spend a lot of time preaching about the importance of the savings rate, counseling new residency graduates to continue to live like a resident for a few years after residency in order to pay off their student loans, get some equity into their home, and catch up on retirement savings. In the early years of your investing career, nothing matters as much as your savings rate. As time goes on, the savings rate matters … Continue reading →
I always find it amazing how little you hear in the news and other media about asset classes with recent poor performance. Asset classes like gold and emerging markets had a rough year last year, especially in comparison to US stocks. But that’s exactly the reason you may have bought them in the first place. In my February column for Physicians Money Digest, I write about why I’m going to be buying some more Emerging … Continue reading →
[Editor's Note: This is a guest post from Joe Capone, ChFC, LUTCF, a long-time blog sponsor and the guy behind InsuringIncome.Com. Although this isn't a paid post, he does pay me money every month to advertise on this website. This is an important post because it points out how term life insurance is essentially a commodity like gasoline, and should be bought mostly based on price. Enjoy!] When purchasing a product or service, we commonly … Continue reading →
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Our Canadian sister site, Financial Wisdom Forum, has a similar focus, many like-minded members, and may be of interest as well. Be sure to visit their wiki, known as finiki, the Canadian financial wiki.