Idaho 529 Plan
From Bogleheads
| College Savings |
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| 529 Plans |
| Coverdell Education Savings Accounts |
| US Savings Bonds |
This page provides information on Direct-sold 529 Plans and highlights indexed portfolios. All information is derived from Savingforcollege.com and from 529 plan sites and disclosure documents. If you would like to compare this plan with other direct sold plans, use these Compare by Plan Name and Compare by Feature tools.
- Open to Residents
- Open to non-residents
| Program match on contributions: | none |
| State tax deduction or credit for contributions: | Contributions to the Idaho 529 plan of up to $4,000 per contributor per year are deductible in computing Idaho taxable income. Rollover contributions are not deductible. Contribution deadline is December 31. |
| State tax recapture provisions: | The entire amount of non-qualified distributions must be included in Idaho taxable income. Outbound rollovers by Idaho taxpayers must be included in Idaho taxable income to the extent of contributions made during the 12 months preceding the date of the rollover, effective January 1, 2008. |
| Age-based investment options: | The Age-Based option is offered in three different risk levels (Aggressive, Moderate, and Conservative) each containing four or five portfolios of underlying mutual funds. Contributions are placed into the portfolio corresponding to the risk level selected and the number of years to expected enrollment, and later reassigned to more conservative portfolios as the beneficiary approaches college age. |
| Static investment options: | Select among five multi-fund portfolios, with varying risk tolerances, and a money-market portfolio. |
| Expenses: | 0.75%, maintenance fee $20 annually unless either the account owner or beneficiary is a resident of Idaho |
| Policy Regarding Ownership Changes | Accepts requests to transfer account ownership. |
| Aggressive Growth Portfolio | Growth Portfolio | Moderate Growth Portfolio | Conservative Growth Portfolio | Income Portfolio
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External Links
- Direct link to 529 plan site
- Plan document
- Morningstar Overview
- State Creditor Protections for 529 Plans
How to Cite
Link to this page from your Bogleheads Forum post by copying the text inside the box below:
Please see [url=http://www.bogleheads.org/wiki/Idaho_529_Plan]Idaho 529 Plan[/url] on the [url=http://www.bogleheads.org/wiki/Main_Page]Bogleheads Wiki[/url].
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