Colorado 529 Plan
From Bogleheads
| College Savings |
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| 529 Plans |
| Coverdell Education Savings Accounts |
| US Savings Bonds |
This page provides information on Direct-sold 529 Plans and highlights indexed portfolios. All information is derived from Savingforcollege.com and from 529 plan sites and disclosure documents. If you would like to compare this plan with other direct sold plans, use these Compare by Plan Name and Compare by Feature tools.
- Open to Residents
- Open to non-residents
| Program match on contributions: | Dollar-for-dollar match of up to $500 in contributions for lower- to middle-income Colorado residents to accounts with an eligible beneficiary (a dependent under age 13 at the time of initial application); the match can extend for a maximum five years; matching grants for 2007 and future years are subject to continued funding by the sponsor |
| State tax deduction or credit for contributions: | Contributions to any of Colorado's 529 plans are fully deductible in computing Colorado taxable income, up to the contributor's adjusted gross income. Rollover contributions are not eligible for the deduction. |
| State tax treatment of rollovers: | Colorado follows federal tax-free treatment except that outbound rollovers are subject to the recapture of prior state tax deductions. |
| Age-based investment options: | The Age-Based option is offered in three different risk levels (Aggressive, Moderate, and Conservative) each containing four or five portfolios of underlying mutual funds. Contributions are placed into the portfolio corresponding to the risk level selected and the number of years to expected enrollment, and later reassigned to more conservative portfolios as the beneficiary approaches college age. |
| Static investment options: | Select among five multi-fund portfolios with varying risk tolerances and three individual-fund portfolios. |
| Single funds: | All portfolios have a 0.52% ER. (effective December 1, 2009) |
| Expenses: | 0.52%; maintenance fee: $20 annually, waived for Colorado and Wyoming residents. |
| Policy Regarding Ownership Changes | Accepts requests to transfer account ownership. |
| Aggressive Growth Portfolio | Growth Portfolio | Moderate Growth Portfolio | Conservative Growth Portfolio | Income Portfolio | Stand-alone Portfolios |
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External Links
- Direct link to 529 plan site
- Plan document
- Morningstar Overview
- State Creditor Protections for 529 Plans
How to Cite
Link to this page from your Bogleheads Forum post by copying the text inside the box below:
Please see [url=http://www.bogleheads.org/wiki/Colorado_529_Plan]Colorado 529 Plan[/url] on the [url=http://www.bogleheads.org/wiki/Main_Page]Bogleheads Wiki[/url].
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