Bogleheads® retirement planning start-up kit
| Bogleheads® Retirement Planning Start-Up Kit |
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| Retirement Income Sources |
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Traditional IRA Fixed Annuity Pensions |
| Withdrawal |
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IRA Required Mininimum Distribution Withdrawal Methods, including: Constant Dollar vs. Percentage |
 | Please expand this article. |
Below is a suggested list of topics for retirement planning.
Contents |
Creating a spending plan
Pre-retirement spending
Spending considerations post-retirement
Main article: Retirement spending
The main article provides links to a number of more detailed wiki pages that cover various aspects of retirement spending.
Determining your retirement income sources
Social Security
Main article: Social Security
Individual Retirement Plans
Main articles :Traditional IRA, Non-deductible Traditional IRA, Roth IRA, Charitable Pooled Income Fund'
Employer-Provided Plans
Main article: Employer Retirement Plans Overview
Plan details are addressed in separate wiki pages, just click on the provided link. IRS (Internal Revenue Service) and DOL (Department of Labor) references are also provided.
Tip: Use the Contents box (gray box near the top of the page) to see how the plans are structured.
Annuities
Main articles: Fixed Annuity, Variable Annuity, Immediate Fixed Annuity - SPIA, Immediate Variable Annuity - SPIA,Gift Annuity
Taxable investments
Pension
Main articles: Pensions, Employer Retirement Plans Overview
Withdrawal rates
Main article Safe Withdrawal Rates
Required minimum distributions (RMDs) from IRA's
Withdrawal rates and life expectancy
See Life Expectancy Calculators
Asset allocation effect on withdrawal rates
Calculating Withdrawals
Main article: Withdrawal Methods
Constant dollar vs. constant percentage
Main article: Withdrawal Methods
Inflation adjustments?
Asset allocation adjustments as you age
Taking Withdrawals
Determining the date(s) to take withdrawals during each year
Selecting accounts for taking withdrawals
Considering fund distributions
Considering tax implications of taking withdrawals
Processing withdrawals
Taxes in retirement
Taxes on investment gains vs. taxes on earned income
IRA taxation
No payroll taxes (Social Security, Medicare)
See also
References
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