The Finance Buff

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The Finance Buff avatar.

The Finance Buff a.k.a. TFB is a pseudonym used by a blogger who writes a blog by the same name at thefinancebuff.com. He has been sharing his thoughts and experience about personal finance with online readers since 2006. Today, more than 50,000 people visit his blog in any month.

TFB joined the Bogleheads Forum in 2007 as its 5th registered user. He is the author of the chapter on defined benefit pension plans in Bogleheads' Guide to Retirement Planning (John Wiley & Sons, 2009). He also regularly contributes to the Bogleheads.org forum and wiki.

TFB holds an MBA degree in Finance. He has a Certified Employee Benefits Specialist (CEBS) designation from the International Foundation of Employee Benefit Plans and the Wharton School of Business, University of Pennsylvania.


Books

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Blog

TFB - The Finance Buff

2015 and 2016 calendar year HSA contribution limit and HDHP qualification for individual coverage and family coverage. Small increases due to low inflation.
The Federal Poverty Levels (FPL) is used to determine the premium subsidy tax credit under the Affordable Care Act. You should know where the cutoff is.
Schwab Intelligent Portfolios will use Schwab ETFs as the primary ETFs in most asset classes.
New IRS regulation makes it crucial to adjust the cost basis from 1099-B when you sell ESPP shares. Otherwise you will be double-taxed. Here's how to do it in H&R Block software.
The true cost of holding cash in Schwab Intelligent Portfolios is much lower than what you are led to believe.

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