Main Page

From Bogleheads
Revision as of 19:55, 16 December 2012 by LadyGeek (Talk | contribs) (Redirect to Help:Navigation.)

Jump to: navigation, search



Bogleheads® Wiki
Investing Advice Inspired by Jack Bogle
New to investing? Click here: Icon Bogleheads 16x16.png Getting Started Icon search.gif Search this Site    Icon Good 11x15.gif Support this site    Icon members.gifAbout the Bogleheads


John Bogle at BH13.jpg
 John Bogle at Bogleheads 13

Welcome to the Bogleheads® wiki, a collaborative enterprise by members of the Bogleheads Community. The Bogleheads' approach to investing begins with an investor deciding on percentage allocations to various asset classes, such as U.S. stocks, international stocks, U.S. bonds, and cash. The desired allocations are then implemented using low-cost vehicles which are true to the targeted asset classes. Tax costs are carefully considered, influencing decisions as to what investments to place in taxable versus tax-advantaged accounts. Bogleheads emphasize regular saving, broad diversification, and sticking to one's investment plan regardless of market conditions. Information relevant to the group's core beliefs is available in the Bogleheads' investment philosophy.

The wiki is a valuable reference resource for investors. Anyone can read the wiki. If you would like to edit it, you must first join the Bogleheads forum. Then, please send a private message requesting access, and you will quickly be made an editor. Information on editing the wiki is available on the left sidebar of every wiki page. Suggestions are welcome by posting in Suggestions for the Wiki

If you see content in need of improvement, or a new page that should be written, please become an editor so that you can contribute to the site. In particular, if you find yourself writing a reply to a forum question that you've seen before, please instead create a wiki page with the answer, and reply on the forum with a link and a quote of your text. That way, the Bogleheads Community both preserves our knowledge base and makes it more accessible, particularly to those using search engines.

Getting started:
OverviewBogleheads® investment philosophyInvestingPersonal finance Planning for retirement
Financial planning:
Asset allocation Charitable giving Education savingsEstate planning Health savings accounts International domiciles Personal finance Tax considerations
Investing:
Asset classes Alternate asset classes Bonds CDs Indexing International stocks Exchange-traded funds Money markets Mutual funds Portfolios Real estate Risk management (portfolio) Stocks (US) Vanguard
Retirement planning:
Annuities Employer provided retirement plans IRAs Portfolio withdrawals Retirement spending Social Security
Reference material:
Acronyms Blogs (The) Bogleheads® Books and authors Financial theory Financial websites FAQs Glossary Google Docs spreadsheets Resources and links



 NEWS

Vanguard News

The Federal Reserve this week maintained its positive view of the U.S. economy, although some recently released data were softer than expected.
If you're age 50 or older, you have an additional opportunity to save more in a tax-advantaged IRA—"catch up" contributions. Catch-ups let you save up to $1,000 more of your earned income in your IRA. For 2014 and 2015 that's a total of $6,500.
Morningstar has named PRIMECAP Management Company the Domestic-Stock Fund Manager of the Year.
Nearly four out of every ten U.S. households own an Individual Retirement Account (IRA). Are they maximizing their IRA contributions and what are the trends around IRA use? Each month Vanguard researchers analyze the trends to see if these investors are taking full advantage of the opportunities available to build a bigger retirement portfolio.
Find out why funds that contain a mix of stocks and bonds can benefit you and help you avoid the trap of 'extreme' allocations.

RSS Feed icon - 200px.png Vanguard News RSS feed

 FEATURED BLOG

Rick Ferri Blog

I make investment changes at a glacial speed. The last change was about five years ago when I combined micro-cap stocks with small-cap value stocks to reduce the number of funds in the portfolio. Before that, I eliminated a preferred stock allocation, which was fortunately done right before the financial crisis. Over the coming year, I believe the opportunity may present itself for another change.
Asset classes and investment strategies are two different concepts. An asset class is a category of tangible or intangible assets whose scope may or may not be fully quantifiable. The quantifiable part is the raw material from which an investment strategy is created. US equity is an asset class that’s fairly easy to define and measure. How one invests in US equity is an investment strategy, and there are many ways.
What people say they believe about financial risk and the way they think they’ll act under market stress is often contradicted by their behavior. Long-term investors frequently become short-sighted at the first sign of trouble. Many times this reaction is brought on by answering an investment questionnaire under the influence of recency bias.
Volatility. Investors hate it. Any downturn in stocks creates fear for even the most experienced investor. We can’t get around it. The feeling is natural. When something is cutting away at our net worth, we want to stop it. “It would be nice to have my money in cash right now,” our minds tell us, even though we know that’s not in our best long-term interest.
There are two categories of investors in this world: performance takers and performance seekers. A performance taker is satisfied with earning a fair share of the market’s return and weathering the risk that comes with it. A performance seeker wants more return and less risk, and pays for it in more than one way.

RSS Feed icon - 200px.png Rick Ferri RSS feed

SISTER SITES


Our Canadian sister site, Financial Webring Forum, has a similar focus, many like-minded members, and may be of interest as well. Be sure to visit their Canadian-focused investing wiki, finiki.