John Bogle at Bogleheads 11
Welcome to the Bogleheads® Wiki, a collaborative enterprise by members of the Bogleheads Community.
The Bogleheads' approach to investing begins with an investor deciding on percentage allocations to various asset classes, such as U.S. stocks, international stocks, U.S. bonds, and cash. The desired allocations are then implemented using low-cost vehicles which are true to the targeted asset classes. Tax costs are carefully considered, influencing decisions as to what investments to place in taxable versus tax-advantaged accounts. Bogleheads emphasize regular saving, broad diversification, and sticking to one's investment plan regardless of market conditions. Information relevant to the group's core beliefs is available in the Bogleheads' investment philosophy.
The Wiki is a valuable reference resource for investors. Anyone can read the Wiki. If you would like to edit it, please send a private message requesting access, and you will quickly be made an editor. Information on editing the wiki is available on the left sidebar of every wiki page. Suggestions are welcome by posting in Suggestions for the Wiki.
If you see content in need of improvement, or a new page that should be written, please become an editor so that you can contribute to the site. In particular, if you find yourself writing a reply to a forum question that you've seen before, please instead create a wiki page with the answer, and reply on the forum with a link and a quote of your text. That way, the Bogleheads Community both preserves our knowledge base and makes it more accessible, particularly to those using search engines.
Financial markets and Vanguard offices in the U.S. will be closed on Monday, May 27. Transaction requests received after the markets close on Friday, May 24, will be processed with Tuesday's trade date and share prices.
In the most recently published Vanguard fund reports, which cover the six months ended March 31, 2013, fund managers discuss optimism for the health care sector and liquidity in the corporate bond sector.
Washington lawmakers are looking at a number of ways to expand or improve the nation's retirement system. But the latest proposal, part of the recently announced White House budget that would effectively put a cap on retirement assets, is seen by some as running counter to long-held views to save as much as possible for retirement.
Reports for the week show inflation still under control despite Fed actions to stimulate the economy.
A new portfolio analysis tool on the Vanguard app for iPhone, iPad, and Android can help you track your asset mix of stocks, bonds, and cash.
Vanguard News RSS feed
TFB - The Finance Buff
Does Having Multiple Bank Accounts Encourage Overspending? by Matthew Amster-Burton at MintLife Matthew and his wife have 15 checking and savings accounts, not counting CDs, retirement accounts, or college savings plans. I have 14. That’s after I closed 2 accounts in the last two months. Banks offer the best deals these days. For example where [...]
I received a notice from my employer about our 401k plan. The plan will soon start charging an administrative fee to employees’ accounts, estimated to be about $20 per quarter. Until now our plan didn’t charge any administrative fee explicitly. I was able to confirm that on my 401k plan statement. See previous post Find [...]
CDs are better than bond funds these days even though financial advisors rarely recommend CDs. Many 401k or 403b plans include a stable value fund. How do those compare to CDs and regular bond funds? CDs are appealing for several reasons: higher yield, principal stability, and FDIC-insurance. Stable value funds share some of the same [...]
Frakt on Medicaid and the Oregon Medicaid Study by Russ Roberts at EconTalk What a surprise to hear my former co-blogger Austin Frakt interviewed on the popular economics podcast EconTalk. Well done, Austin! *** What is Behavioral Economics? by Dan Ariely on Vimeo Duke University behavioral economics professor Dan Ariely explains pluralistic ignorance. Be ready [...]
The word "fee" has a negative connotation. I’m not sure why when a fee is just a price tag on a service. Brokerage firms have to advertise "no fee IRAs." Credit card companies say "no annual fee." Is a no-fee product necessarily better than a product with a fee? I see heirloom tomatoes selling for [...]
The Finance Buff RSS feed
Our Canadian sister site, Financial Webring Forum, has a similar focus, many like-minded members, and may be of interest as well. Be sure to visit their Canadian-focused investing wiki, finiki.