John Bogle at Bogleheads 13
Welcome to the Bogleheads® wiki, a collaborative enterprise by members of the Bogleheads Community.
The Bogleheads' approach to investing begins with an investor deciding on percentage allocations to various asset classes, such as U.S. stocks, international stocks, U.S. bonds, and cash. The desired allocations are then implemented using low-cost vehicles which are true to the targeted asset classes. Tax costs are carefully considered, influencing decisions as to what investments to place in taxable versus tax-advantaged accounts. Bogleheads emphasize regular saving, broad diversification, and sticking to one's investment plan regardless of market conditions. Information relevant to the group's core beliefs is available in the Bogleheads' investment philosophy.
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The latest real gross domestic product (GDP) data revealed steady growth, Federal Reserve policymakers noted the economy's progress in their latest meeting, and consumer confidence is at its highest level in seven years.
At first glance, "millennial" IRA investors seem to have considerable catching-up to do when compared to "Generation X" and "baby boomer" investors. However, a new Vanguard research paper shows that each year more millennials are opening IRAs and are also more likely to make a contribution to their IRAs. If average balance and cash-flow patterns continue, millennials are on pace to surpass prior generations.
Nearly four out of every ten U.S. households own an Individual Retirement Account (IRA). Are they maximizing their IRA contributions and what are the trends around IRA use? Each month Vanguard researchers analyze the trends to see if these investors are taking full advantage of the opportunities available to build a bigger retirement portfolio.
Take the mystery out of saving for retirement with these five simple rules for investing in an IRA.
In the most recent Vanguard fund reports, which cover the 12 months ended August 31, 2014, David R. Glocke, head of taxable money markets within Vanguard Fixed Income Group, addressed the SEC's new rules and Vanguard Money Market Funds.
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Rick Ferri Blog
Volatility. Investors hate it. Any downturn in stocks creates fear for even the most experienced investor. We can’t get around it. The feeling is natural. When something is cutting away at our net worth, we want to stop it. “It would be nice to have my money in cash right now,” our minds tell us, even though we know that’s not in our best long-term interest.
There are two categories of investors in this world: performance takers and performance seekers. A performance taker is satisfied with earning a fair share of the market’s return and weathering the risk that comes with it. A performance seeker wants more return and less risk, and pays for it in more than one way.
Beating the market using mutual funds isn’t easy. The hope of finding fund managers who steadily beat their benchmarks may seem like a worthwhile venture, but the only people who seem to earn steady profits from active mutual fund strategies are companies selling products. A persistent “performance gap” exists between investor returns and the returns of the funds they invest in.
I love you man, but you’re wrong! Legionary Fidelity Magellan fund manager Peter Lynch wrote "buy what you know" in his classic book, One Up on Wall Street: How to use what you already know to make money in the market. The basic principle is simple: you're more likely to be successful in the market if you buy what you're familiar with. Peter Lynch was wrong; or at least he wasn’t quite right.
I’m an index fund investor, but I don’t invest in S&P 500 index funds. It’s not the type of index I want in my portfolio, unless I’m in a pinch. Here’s why. The S&P 500 is arguably the most important stock market index on the planet. It represents the free-float value of 500 major corporations [...]
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Our Canadian sister site, Financial Webring Forum, has a similar focus, many like-minded members, and may be of interest as well. Be sure to visit their Canadian-focused investing wiki, finiki.