Idaho 529 Plan

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Idaho 529 Plan:

  • Open to Residents
  • Open to non-residents

Program match on contributions: None

State tax deduction or credit for contributions: Contributions to the Idaho 529 plan of up to $4,000 per contributor per year are deductible in computing Idaho taxable income. Rollover contributions are not deductible. Contribution deadline is December 31.

State tax recapture provisions:

The entire amount of non-qualified distributions must be included in Idaho taxable income. Outbound rollovers by Idaho taxpayers must be included in Idaho taxable income to the extent of contributions made during the 12 months preceding the date of the rollover, effective January 1, 2008.

Age-based investment options: The Age-Based option is offered in three different risk levels (Aggressive, Moderate, and Conservative) each containing four or five portfolios of underlying mutual funds. Contributions are placed into the portfolio corresponding to the risk level selected and the number of years to expected enrollment, and later reassigned to more conservative portfolios as the beneficiary approaches college age.

Static Investment options: Select among five multi-fund portfolios, with varying risk tolerances, and a money-market portfolio.

Single Funds All portfolios have a 0.75% ER.

Aggressive Growth Portfolio Growth Portfolio Moderate Growth Portfolio Conservative Growth Portfolio Income Portfolio


  • Vanguard Total Stock Market Index (80%)
  • Vanguard Total International Stock Index (20%)
  • Vanguard Total Stock Market Index (60%)
  • Vanguard Total International Index (15%)
  • Vanguard Total Bond Index (25%)


  • Vanguard Total Stock Market Index (40%)
  • Vanguard Total International Index (10%)
  • Vanguard Total Bond Index (50%)
  • Vanguard Total Stock Market Index (20%)
  • Vanguard Total International Index (5%)
  • Vanguard Total Bond Index (75%)
  • Vanguard Total Bond Index (50%)
  • Vanguard Inflation Indexed Bond (25%)
  • Vanguard Prime Money Fund (25%)
  • Money Market
Vanguard Prime Money Fund (100%)


Expenses: 0.75%, maintenance fee $20 annually unless either the account owner or beneficiary is a resident of Idaho

See also

529 Plan Pages

Links

How to Cite

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529 Plans
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