Bogleheads.org - Investing advice inspired by the example of Jack Bogle
The Bogleheads forum is dedicated to the civil discussion of investing, personal finance, and consumer issues. Other topics - including politics and economic policy issues (e.g., health care and tax proposals) along with commercial solicitation and trolling - are NOT acceptable.
Quick Links

- Advanced Search
- View Your Posts
- Post a New Topic
   - Investing Help
   - Investing Theory
   - Personal Finance
   - complete subforum list

Sites (expanded list)
- Vanguard
- Jack Bogle Blog
- Academic Articles
- Financial Webring primarily for Canadian investors
- M* Original Forum
- M* Portfolio Manager

Books (expanded list)
- The Bogleheads' Guide to
Retirement Planning

- The Investor's Manifesto
- Common Sense on Mutual
Funds
(updated edition)
- Wise Investing Made Simple
- All About Asset Allocation
- Why Smart People Make
Big Money Mistakes

Support The Site
(more info)
- Amazon - If you buy
anything on amazon after
entering from this link (or
one of our book links), we
get a small referral fee. It
does not cost you anything.

- Donate - We
gratefully accept donations
via Paypal or check.
Forum  •  Wiki  •  Getting Started  •  Investing Philosophy  •  Forum Policies  •  About Us
2200 new posts and replies over 235 topics in last 3 days (sorted by # of Replies). Days: 1 2 3 link to rss feeds
# Replies - Subforum (view list) - Topic TitleFirst (time, by)Latest (time, by)
1455c What Book Are You Currently Reading? Part V  page: 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 302012randomwalk15:56chaz
500c That Frugal Thing You Do  page: 2 3 4 5 6 7 8 9 10 112009Boglenaut07:45Scooter57
168c Why Can't I Bring Myself to Buy Me a Nice Watch?  page: 2 3 403/23TravelforFun22:18Schu
167t The new profitability factor, US and int'l evidence  page: 2 3 405/14larryswedroe05/22pcsrini
157t Grok's Tip #11: Take Grok's pledge!  page: 2 3 42011grok8705/22Ged
132t Grok's tip #7: Skip foreign bonds!  page: 2 32011grok8705/21grok87
117p I [messed] up - Now what? ($200k in student loan debt, etc.)  page: 2 305/14whoopsy23:44tom0153
112c can i buy my sportscar?  page: 2 303/28sambb22:57StormShadow
103c sunglasses  page: 2 32010letsgobobby15:24awval999
100c Whart smartphone should I get?  page: 2 303/21Petrocelli11:56pochax
94p tax friendly states for retirees  page: 205/11pablolo05/21MarcMyWord
93p Whole Life - Mess - Any way out?!?  page: 205/13Novafett19:44Novafett
93t Do you adjust your AA based on valuations?  page: 205/08Sammy_M17:40Rodc
87p College costs, anyone else spit coffee on their monitor?  page: 205/16DoWahDaddy05/22Tortoise
81h New to investing, ETF question  page: 212/03Brantley13:36Brantley
78t I'm Bullish on Bonds  page: 205/22Rick Ferri21:32nonnie
68c What home gym equipment do you have?  page: 204/29guitarguy12:47harrychan
67c Traveling to Europe for the first time...need help!  page: 203/18thewizzer15:14Epsilon Delta
66t How Would Mr. Bogle Calculate Expected REIT Returns?  page: 205/06wbern13:24lazyday
63f reloaded [Forum and wiki were offline]  page: 205/21mingstar23:02Mudpuppy
62p Social Security Initiation Age  page: 205/13Rich in Michigan22:54ObliviousInvestor
61t Grok's Tip #13: But Vanguard will tell you that...  page: 211/20grok8705/21grok87
60h What were the little things that led you to index investing?  page: 205/17Robert C F05/22core5
58p Emergency Room Visit -- HDHP  page: 205/15runnergirl16:10LadyGeek
57c Refusing to pay doctor bill, consequences  page: 205/18DAK05/21LadyGeek
54h Deciding How Much to put in International  page: 205/08tr12305/22Noobvestor
53t Grok's Tip#9: To Manage Risk Well, Use a Bar-Bell  page: 22011grok8705/21grok87
52c Gardening, the new year  page: 203/20MP17318:37Birdie55
50t Mountain America Credit Union 5-Year IRA CD  page: 205/12Kevin M23:56Copper John
48p Buy boxes of checks online?  2010AnimalCrackers05/22Lon
47h Would you invest a lump sum or dollar cost average?  05/22Minnesota9717:58Browser
47c Runners Knee...new shoes, orthodics, what?  05/22guitarguy15:53LadyGeek
44p California affordable care act rates for 2014 released  13:28hicabob21:42Die Hard
41p What's the point? [job frustration]  05/18tphp9922:25LFKB
40c Long Distance Walking  07/08FrugalInvestor20:56yukonjack
38p Can I retire - single person version  05/13jingo14:23Quickfoot
37l Taiwan Local Chapter  11/16Mel Lindauer05:11Barry Barnitz
36t I really hope people aren't tilting US due to recency  05/21Noobvestor05/22staythecourse
35h Need opinions about my broker's strategy  05/22Sfmcfar22:40michaelsieg
35t glide path vs. fixed asset allocation [POLL]  05/22datamonkee13:39Scott S
35p Fiancee Got Into Med School: Should I Rent or Sell My Condo?  05/14wholeinone0411:38traumadoc77
35h Should I just fire this Advisor?  05/22MONSFDMM23:53StormShadow
34h Been saving for a house but...  2011chrischris05/22Investing is boring
34c Where to backup /Save sensitive information; Google Drive ?  05/12kwan205/22Sidney
33t The trickiest question?  05/17umfundi22:07umfundi
32p what to do with unsellable land  05/17Naikansha05/22noyopacific
31t 63yo moved 401k to 100% cash, how/when to restore AA?  05/17schuyler7422:12Peter Foley
30t RBD (Really Bad Day)  07:34gkaplan21:52StormShadow
30c Your biggest work victory?  05/14tallgirl120415:31reggiesimpson
30h Selling NQ Stock Options & Tax Brackets  05/14berg05/21grok87
29c How much does water weigh? [Swimming pool]  05/22Retired Finally21:33HongKonger
29c how to safely sell a car  05/22frugaltype14:37scottyja
29c Great new Amazon delivery option  05/16dm20005/22ryuns
28t Will 1,666 be the high?  05/17ge111:36Clearly_Irrational
27c I think I'm getting phished  05/13rfburns10:30EyeDee
27h to invest now or wait?  05/17enret05/22GeorgePlaten
26t Is This Correct About International Equities  05/22OverTheHill22:13staythecourse
26t Roth vs traditional ira poll  05/21Johm22112221:25Watty
26t The Best 529 Plans - Allan Roth  05/21Grt2bOutdoors20:49xram
25h Just finished a draft of my IPS, critiques?  05/22brokemedstudent20:05Calm Man
25h Bogle on Soc Sec/Fixed Income and Asset Allocation  06:36IlliniDave19:00JW Nearly Retired
25h Drop My Financial Advisor? Assest allocation for retirement  03/29chalin432116:31chalin4321
25t taxable acct: tilt anyway?  05/12learning_head05/21learning_head
24t My thoughts on the drop in bond prices after Bernanke talk  13:19larryswedroe18:27Elbowman
24c Timing buying a (future) classic Muscle car-Mustang BOSS 302  05/15OnFire05/22NHRATA01
23c Does Vinegar kill weeds?  05/17snyder6620:51nonnie
23c Smartphone with just voice but no data  05/16Easy Rhino17:15LadyGeek
23t Investor Analysis of Index Annuities  05/18ThePrune14:28gerrym51
23t Bond Duration change in regards to interest expectation?  05/17LH08:02ziszew
23t Inverse DCA vs. Lump Sum  05/15VictoriaF05/22VictoriaF
22t Grok's tip #14: Avoid long-term corporate bonds  05/16grok8707:15grok87
21h 401K contribution and bonus  01/13fnmix23:14mnvalue
21p Property tax increase protest - other forms of evidence?  05/22kamo06:37johnep
20h Should I sell Taxable TSM to pay off 15 year Mortgage?  05/22Tarabara11:57Grt2bOutdoors
19h Bond Fund Question  05/21AAA19:56Artsdoctor
19h Advice Needed For Second Investment Account  05/21Mystic112:53FinancialDave
19h Funding from 52.5 to 59.5  05/22nun05/22Epsilon Delta
18p When dying  07:47NCBound23:08tom0153
18p Using inherited IRA to pay off mortgage  12:12wageoghe20:32Toons
18h portfolio advice  05/22xdfa13:27mnvalue
17p Say Hello to a new Vanguard client!.....  05/22swong22:19thebogledude
17c Do you pay for access to www.nytimes.com ?  05/18jupiter_man05/22TomatoTomahto
17h Moving from 4-fund portfolio to 3-fund portolio (yes or no)  05/21TheDan66605/22abuss368
17t Is Capital Loss on Premium Bonds Reflected in Pricing?  05/17fdeanw05/22grok87
17c Movies at Home on Demand  04/29Barefootgirl05/22Sam I Am
16c Free Books  19:56xram20:38xram
16t HSA  2012marathonwmn07:34marathonwmn
16c Trading for a used car - arghhhhh  05/18RetiringSomeday05/22jsl11
15h Bad day for REITs  05/22InvestorNewb15:42ofcmetz
15c Spotify Mobile: A great deal!  05/17Petrocelli05/22fatlittlepig
14p Refi Considerations  05/22Middle21:28buckstar
14h Treasury Bills only in retirement  05/22Wricha12:02Grt2bOutdoors
14p Help an elderly widow with an RMD mess  2011House Blend05/22frugaltype
13h Creative Planning Inc?  04:43ORatz23:10mhalley
13t Straying from 'Staying the Course'  08:07EternalOptimist14:26YDNAL
13h Help with 401K in Mass Mutual & opening new taxable account  05/14blurryvision10:08blurryvision
13h Portfolio Review  05/21new investor1003:21new investor10
13c statins and exercise study from today's NYT?  05/22texasdiver05/22LadyGeek
13h Age 44, Time to rebalance, but...  05/22dozer183e05/22JW Nearly Retired
12h Taxable Portfolio help  05/22brobinson200019:02LadyGeek
12p Refinance Surprise- Amerisave  05/13AlD16:45mikep
12h How am I doing at 31 in terms of AA?  05/22azurik13:46ruralavalon
12t Lazy / 3 funds portfolio with ETFs for European (ITA) people  05/18eastreef13:10madinvest
12l Saying Thanks...  05/15Blues12:44pingo
12t treasuries vs. online savings accounts  05/18north star09:18Dandy
12h Portfolio Advice for Newlywed Novice Investors  05/22xcski05/22Duckie
12t In a complex world, investing should be simple  05/21larryswedroe05/22rmelvey
11t New T Rowe Price target date retirement funds  12:07Groundhog22:30Iorek
11c Advice on Highlander/Odyssey purchase  11:31thenameishersch21:51OneDay
11p How much home? Home Value - net worth ratio  05/22Btc21:22travellight
11h Farm Income vs. Bond Income  05/22john23:3564415
11h Where did my topic go?  05/21rya9679705/22frugaltype
11h Bond Fund Duration, NAV & Return After Interest Rate Increas  05/17sdvan05/22Scooter57
11t assets to roll off  05/22gerrym5105/22gerrym51
10t Cash + LT Bonds = TBM?  05/22connya22:44grok87
10h Trustee for sister...Need help investing!  04/13ORatz21:59Laura
10h Help with choosing funds for ADP 401k  05/22ProfessorPlatypus21:49Laura
10p Refinance: 30 yr fixed to 15 yr fixed  13:43mystika21:40grabiner
10c Price on Amazon.com yesterday? (Pre-order Guarantee)  05/22runner919:54pennstater2005
10h Vanguard Slow to Process Rollover  14:27steadyeddy18:47gkaplan
10t Global markets in turmoil  09:06jwa12:05Rodc
10h Savings bonds -- current interest rate & value  05/22MB705/22Mel Lindauer
10h Bond returns prior to 1980 [non-US]  05/17Hallman05/22LadyGeek
10p Poll: Refinance to 15 year mortgage or keep 30 year?  05/21sunnyday05/22StillTired
10p Negotiating Job Offer in Europe  05/16jb905/22Random Poster
9c issue with liability only insurance  23:54Mitdac22:34Mitdac
9h Help a new investor with his finances/portfolio...  05/08Wesley21:52zebrafish
9p Allan Roth/ Wealth Logic  05/22wolf43310:16G-Money
9h Hi Bogleheads! I'm seeking some sound advice and insights.  05/22futurewealth06:59livesoft
9h Alternative to Vanguard's High-Yield Corporate Bond Fund  05/22muffinmaker06:55mass_biker
8p CIT Bank?  14:32convert94923:03JamesSFO
8p Why do you do it? [POLL] [High savings rate for retirement]  20:52schuyler7421:35Tortoise
8h Difference between tot international and FTSE all world  13:31tc10120:59momar
8h Advice on loans vs. investing for two married physicians?  05/22will3420:28Toons
8t How Commodities Can Help a Portfolio  05/22larryswedroe18:54magician
8h Portfolio Review and Taxable account help  05/22ugaDAWGS0918:51Duckie
8t looking under the hood of low VOL strategies  05/16larryswedroe15:23steve r
8h How am I doing?  05/22marathonwmn08:06marathonwmn
8t Which companies benefit most from these technologies?  04/27vital05/22vital
7h Advice Needed for Investment (401K) Account  00:47Frosty501122:57Laura
7h how to max 401(k) mechanics question  04:59beachmom22:06beachmom
7h 401K Advice  05/22passionit22:04Laura
7h Asset Allocation Across Companies (Fidelity, Vanguard, etc.)  09:36berg20:16bluelight
7p Kid on the way - financial decisions  05/22playtothebeat18:49playtothebeat
7h New Retirement Plan  12:16Stash16:00mnvalue
7p Insurance - Teaser Rates?  11:21psteinx14:09magellan
7c What to do after paying off the car loan?  05/22jay2207:02jay22
7p help adjusting NY state tax withholding  05/22icedtea23:52Epsilon Delta
7h Moving forward with Investing...Your thoughts Please!  05/21casey201205/22ogd
7h 401k and roth allocation  05/17playtothebeat05/22ruralavalon
7t Schwab Moneylink --> Vanguard MM fund - how?  05/22ps56k05/22Doc
7c How many days should an ebay auction for a laptop run?  05/18magellan05/22Default User BR
7h Roth IRA contributions  05/18dvr200105/21Alan S.
7t Who is the next Jack Bogle?  05/17schuyler7405/21jidina80
6p The costs of moving house.. bid offer spreads  05:14Valuethinker23:20market timer
6h Longtime Lurker - First Portfolio Post  03/15NewInvestor122:25Laura
6h Exchanging Funds and Tax Implications  10:50bluegrassinvestor21:50Scooter57
6c Dr. Web security software  10:51nonnie16:54nonnie
6h Vanguard Prime Money Market Fund  05/22SpaceSashimi01:43tfb
6p Consistent spikes on VNQI price  05/22DaveG05/22grabiner
6p Sharing Mort Int Deduction  05/2202sbxstr05/22Iorek
6c Automatic ice maker -- no ice!  05/22Liam05/22hicabob
6c Admiral Shares for Target Retirement Funds  2011steve roy05/22FNK
5h Why is Total Int'l Lagging So Much?  20:17BetaBreaker23:28EmergDoc
5h Three Simple Index Fund Portfolios  08:58Rick Ferri21:20joe8d
5h Best Bank 5-year CD with low withdrawal penalty  15:53db5519:05john94549
5h 401k Loan Question  05/22br214bh17:28FNK
5h 403b Funds - Principal vs. TIAA-CREF  12:19Stash14:21Stash
5h Alternatives to DFA funds  05/22Copernicus06:48matjen
5t Can Vanguard Keep the Faith While Expanding Even Further?  05/22Mel Lindauer05/22mnvalue
5p preparing for large long-term cap gain  05/14gips05/22bsteiner
5h Portfolio Review & Advice…1 yr after finding bogleheads  05/22SnowSkier05/22Duckie
5t Jack Bogle's Latest (Greatest?) Speech - An Oral History  05/22Mel Lindauer05/22Rager1
5h Re-Balancing a Lazy Portfolio  05/13LTLE05/22mnvalue
5p Retirement contribution  05/16Stash05/22Stash
5p [Bank of America] BOA - Bill Pay  05/19quizzer05/21chaz
4h Portfolio Advice - Undoing Tilts  10:02sherk22:44stlutz
4h Portfolio help  13:13bsperr22:37bsperr
4h Fund Review - 457b Options  17:01Banana22:16Peter Foley
4h New in investing, advice greatly needed.  11:27lecky710820:45Laura
4p Drywall Paste and Basement Floor Repair  07:25cheese_breath11:42HardKnocker
4t Bond Funds, Rising Interest Rates and Total Retun  08:47jb193409:30jb1934
4h Bond Funds vs. Purchasing Individual Bonds  05/22JBB05/22Artsdoctor
4c finding a lost thread/ subject  05/21imperialman6705/22Barefootgirl
4h How Life Cycle Fund Returns Are Calculated  05/22involuntarilyretired05/22Iorek
4c Liability For 19 yr Old Son Driver  05/22Leesbro6305/22wageoghe
4h Any reason not to max my wife's 403b?  05/22berg05/22berg
4c Finding a lawyer to review physician contract  05/21Gleevec05/22Big Worm
4t A look at publicly traded private equity  05/21larryswedroe05/22Calm Man
3h Help with Bogleheading in Hong Kong  02:47P1021:11HongKonger
3t Vanguard receives Morningstar's top "Stewardship" rating  16:22Taylor Larimore19:05LadyGeek
3p Gift Taxes  16:16UpstateNY8617:34FNK
3t Bonds and a Long Investment Timeline  07:56Alf 10116:03telemark
3p Financial Check & Advice  07:36massguy12:31Default User BR
3h Help with my AA across multiple accounts  07:24SethBahookey12:09ruralavalon
3t Taxcaster Accuracy  05/222bitwise11:02Grasshopper
3h Tiered Emergency Fund  05/22Rammer08:12Dandy
3c Yellowstone Park/ Big Sky Resort  05/18zzcooper12305/22Random Poster
3h Any suggestions for Australian Superannuaiton Funds?  05/22freeforlife05/22crinkles
3c Estate planning attorney in Orlando  05/18Jane05/21bsteiner
2h 80 year old dad needs investing advice on home sale  21:54zzzwow23:18zzzwow
2p Bank with a good APY for savings account  17:04temwil23:10foglifter
2p Date or not date the Medallion signature guarantee  20:44dance87323:09Twins Fan
2h Account w/ Securities: Schwab -> Vanguard  11:26TimesAWastin21:09jjbiv
2h Guggenheim bullshares  11:10mpt follower12:03Grt2bOutdoors
2h Which Fixed Income Fund for 401(k)?  05/22core507:11core5
2f Registration -- site claims bad password is "good"  05/22MB705/22Epsilon Delta
2h Target Tips  05/22lks05/22joe8d
2h Portfolio Review before Medical School  05/22medstudent1205/22relentless
2f Problem with private messages  05/22bsteiner05/22Grt2bOutdoors
2h Nearing retirement assistance  05/22kidsgone05/22jane1
2c Car accident with Medicare  05/22adlerps05/22lawman3966
2p backdoor roth ira and form 8606  05/18grapeape05/22IlliniDave
2c Ghost Army - [PBS TV show]  05/21OldOne05/21LadyGeek
1h Diversification help?  21:36phydeaux21:39Laura
1h Determining When To Rebalance (% bands vs style box)  20:01CougsHouse20:08livesoft
1p Credit cards, credit scores and income  18:04nonnie19:58WHL
1t Chart/Quote system which shows entire Y-axis?  14:25neurosphere15:35The Wizard
1t Eight guarantees retirees can count on  14:12htdrag1114:33Leif Eriksen
1p Inclosing a Water Pump  11:08mpt follower11:10Retread
1t Roth IRA conversion to avoid early withdrawal penalty?  05/22patrick10:18House Blend
1p members  23:38wolf43300:02harrychan
1h IRA to HSA rollover  05/22bailer05/22Alan S.
1t Innovation - a mutual fund that invests in hedge funds  05/22kenyan05/22Valuethinker
1t Mankiw on indexing  05/21grok8705/22Valuethinker
1c New Shutters  05/21donaldfair7105/21Saving$
0p Didn't save enough for retirement, what would you do over?  23:19thebogledude  
0p Negotiating medical bills and Medicare  21:21nonnie  
0h Asset Allocation  15:23stalflare  
0t Swiss taxation (esp inheritance) for non-resident foreigner?  14:47winguy  
0t Vanguard FTSE All-World High Dividend Yield ETF  07:04cjking  
0t "Blackrock's (& Vanguard's) Role in Corporate Governance"  05/22thirdman  
0l Detroit Area Bogleheads Chapter - Meeting June 1, 2013  05/22wjwhitney  
0t Yet another LS vs. DCA question  05/21boilerhorn  
0f Internet Forums Reimagined: The Future Of Online Discussions  05/21natureexplorer  

Subforum key:
h = Investing - Help with Personal Investments
t = Investing - Theory, News & General
p = Personal Finance
c = Personal Consumer Issues
r = Reference Library and Wiki
l = Local Chapters
f = Forum Issues and Administration

bogleheads.org and diehards.org are not affiliated with Vanguard or Morningstar. No guarantees are made as to the accuracy of the information on this site or the appropriateness of any advice to your particular situation. Copyright © 2001-2013 Alex Frakt and Larry Auton. For questions or comments, contact webmaster@bogleheads.org.