OldOne wrote:Got to start taking RMD's and am wondering if it matters as to which funds to take the money. I currently have these funds in my IRA - All Vanguard funds
High Yield Corporate VWEHX
Short Term Investment Grade VFSTX
Total International Stock VTIAX
Total Bond VBTLX
Total Stock VTSAX
Inflation Protected VAIPX
I've instructed Vanguard to take the RMD equally from the above funds, at the end of the year. For the time being, Vanguard will put the money into my taxable MM account VMMXX.
Is that OK or should I do things differently and save a few dollars?
Your RMD can be used as a good rebalancing tool. Take your withdrawals from the fund(s) that you need to trim in order to meet your desired asset allocation.
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