Can you pay dental insurance premium with HSA?

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Can you pay dental insurance premium with HSA?

Postby sunspotzsz » Thu Jan 28, 2010 1:08 pm

I searched and did not find the answer.

I know you can't use HSA to pay the high deductible insurance premium unless you are unemployed. But, what about the dental or vision premium?
Any idea?
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Re: Can you pay dental insurance premium with HSA?

Postby BruceM » Thu Jan 28, 2010 1:35 pm

sunspotzsz wrote:I searched and did not find the answer.

I know you can't use HSA to pay the high deductible insurance premium unless you are unemployed. But, what about the dental or vision premium?
Any idea?


Generally, you may not use qualified (tax free) HSA withdrawals to pay insurance premiums. But there are 4 exceptions

1. Paying the group health plan premium while under COBRA continuation
2. The premium for qualified long term care insurance coverage
3. Paying health insurance premium while receiving unemployment compensation
4. At age 65, paying Medicare Part B insurance premiums

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