bondebj26 wrote:Paul, spent the past half hour typing this up, and stupid IE back shortcut button wasted the whole update. Thanks for the suggestion - should get this up tomorrow night.
SpringMan wrote:bondebj26 wrote:Paul, spent the past half hour typing this up, and stupid IE back shortcut button wasted the whole update. Thanks for the suggestion - should get this up tomorrow night.
It is a pain when stuff like that happens. You might want to type all the information in offline using a word processor or even the notepad application that is free on most PCs, saving your work often. Then go online and post using copy and paste and the preview button to make sure you are happy with the format. Consider dumping IE and switching to another browser like Firefox if this kind of thing happens much.
bondebj26 wrote:I But, I have a 401k with Vanguard and I have been pleased with it, and last May I stopped Roth contributions to Ed Jones because I was fed up with load funds that seem to have lagged the market. The main thing that ticked me off was putting a 401k rollover (from Vanguard) in the Franklin Templeton Founding Fund Allocation, which promptly went from $4850 in March 07 to $2725 in Dec 08.
bondebj26,bondebj26 wrote:I can do another post of my wife's broker account with ML, but any brief thoughts on the Blackrock funds? He has her all in C shares, and I am not thrilled by the 1.5-2% expense ratios.
But, without ado, here is my Ed Jones portfolio, compared to my Vanguard 401k & Rollover IRA funds. I'm also starting a Coverdell for both kids for 2009 with 100% in the Vanguard STAR Fund. Thoughts on that?
You are starting out and should concentrate on the amount you save. Put everything in auto-pilot in a target date fund - one with the right % of Bonds for you. Sometime in the future you can split them to your heart's content.Edward Jones
AF Capital Income Builder A - 21% of portfolio
Comstock Fund A - 15%
VK Equity & Income A - 16%
AF Mutual Discovery A - 18%
AF Growth Fund of America A - 10%
AF Capital World G/I A - 20%
No more contributions being made since May 2009
Vanguard 401k - 5.5% contributions to 401k (match 50% of first 5), and 3.5% to Roth 401k option - total 9% contributed, 20% to each option
Lord Abbett Small Cap Blend
T Rowe Price Growth Stock
VG Int'l Growth Fund
VG Mid Cap Index
Vanguard Windsor II
Clumsum wrote:As one who started with an E.D. Jones broker years ago, I would suggest ditching the broker and moving all to Vanguard. Read, learn, and use this forum. Why pay a fee and higher expenses when this money can go toward your next egg. Good luck with our decision.
1) I am in process of opening up Roth accounts online at VG, and will get these things transferred over soon. Just trying to avoid any fees to sell, so I am trying to determine what needs to be moved in-kind for a short time. My wife's C shares in Euro Pacific probably need to be held until August to avoid the 1% back-load, and if I stop contributions on Fidelity this month need to wait until December 2010 to avoid the 1%. Thoughts on liquidating vs. moving certain funds?
2) Do you recommend the target funds and forget it, or look to keep some of the VG funds I currently have and diversity to round out.
KEP wrote:Hello. I discovered Bogleheads just today when I googled “Edward Jones vs Vanguard.” Can anyone out there give me some advice?
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