CyberBob wrote:Does that mean he specifically doesn't like the Vanguard TIPS fund, or just doesn't like TIPS funds in general? Same for the others. Does he specifically not like Vanguard high-yield bond fund or just doesn't like junk bond funds in general?
These kinds of questions are important, but I'm afraid that it's a waste of time to even think too much about Weiner's advice.
For instance, when I subscribed a year ago (yea, i'm ashamed), i was privvy to a very "special" report that only subscribers get, that tells you what funds you must SELL NOW. One of them was Tax-Managed International (despite the fact that he had buys on developed index and total international). It turns out he doesn't like the 0.5% redemption fee. Great, thanks Dan. SELLING NOW would guarantee that I would get hit with the redemption fee, and is hardly good advice. It would have been more accurate to say "don't buy in the first place, but if you already bought, no need to be in a hurry to get rid of it".
The same with that Target Retirement 2025 that he recommends selling. Why? Is the whole target retirement series in question, or is there something magical about the 2025 retirement date that makes that fund particularly undesirable? I've come to the conclusion that it's better to simply ignore his advice entirely, as his advice raises far more questions than it answers, and upon figuring out, it's usually a disappointing anti-climax.