LH wrote:I am currently switching jobs, have one HSA with 9k in it.
My new job, is gonna put the 5K into an HSA for me.
Can i just have two HSAs? Or do I need to liquidate the old one?
There is no rule that, like IRAs, prevents you from having more than one HSA at a time. Although I can't find any reference to it in Pub 969, I don't think you could maintain a second HDHP (and I can't think of why you'd want to), as one of the requirements for HSA eligiblility is not carrying any other form of medical insurance coverage (although other forms of coverage such as dental, eye, hearing, LTC etc may be carried concurrently)
And you certainly wouldn't want to 'liquidate' anything that is tax deferred, as the non-qualified distribution would be ordinary income and subject to the 10% penalty. If you don't want to maintain two HSA accounts, simply transfer one to the other, or do a rollover (distribute to you and deposit this to your second HSA within 60 days)
Question: is your new employer paying the premium on the HDHP along with making an annual pretax contriution to this HSA? Or are you paying the HDHP premium?