How many investments do you own? (clarification below)
How many investments do you own? (clarification below)
Just the number. Let's leave out cash or cash equivalents, and also ignore assets like real estate that you own directly, or a personal business. So if you own a house, some shares in the total stock market mutual fund, some of the total bond market etf, 100 shares of APPL, some cash in a moneymarket fund, and some savings and checking accounts, I would count that as 3 different "investments". The ones that count are total stock market, total bond market, and APPL.
I'm sure you'll find some grey areas in that instruction. Just do your best.
EDIT: feel free to also leave out any investments so small that they all add up to 1% of the whole. That might give a more meaningful answer.
I'm sure you'll find some grey areas in that instruction. Just do your best.
EDIT: feel free to also leave out any investments so small that they all add up to 1% of the whole. That might give a more meaningful answer.
Re: How many investments do you own? (clarification below)
My answer is 5. That includes company stock that is given to me in my 401k, which I get rid of every year or so.
For me, my true portfolio is only 4 things: total stock market, total stock international, total bond, and short term bond.
For me, my true portfolio is only 4 things: total stock market, total stock international, total bond, and short term bond.
Re: How many investments do you own? (clarification below)
8. I did not include duplicate investments (same fund but in different accounts) or different classes of same fund (etf and MF version of same fund).
Re: How many investments do you own? (clarification below)
My answer was five (5) also.
TSM Index
REIT Index
Emer. Mkt Index
SCV Index
Dev. Mkt. Index
All Admiral shares at Vanguard in equal amounts.
Have a bunch of 3.0+ I-Bonds too but you said no cash equivalents.
TSM Index
REIT Index
Emer. Mkt Index
SCV Index
Dev. Mkt. Index
All Admiral shares at Vanguard in equal amounts.
Have a bunch of 3.0+ I-Bonds too but you said no cash equivalents.
Last edited by jeff1949 on Thu May 02, 2013 9:23 am, edited 1 time in total.
Re: How many investments do you own? (clarification below)
5 in 401K, 3 in my IRA, 4 in spouse IRA, 6 in taxable, 3 529's.
Re: How many investments do you own? (clarification below)
No duplicates?rkhusky wrote:5 in 401K, 3 in my IRA, 4 in spouse IRA, 6 in taxable, 3 529's.
Re: How many investments do you own? (clarification below)
No.SamGamgee wrote:No duplicates?rkhusky wrote:5 in 401K, 3 in my IRA, 4 in spouse IRA, 6 in taxable, 3 529's.
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Re: How many investments do you own? (clarification below)
Counted EE bonds and I bonds as one each, plus 7 mutual funds.But Two 500 index so 8 total
John
John
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Re: How many investments do you own? (clarification below)
16 total, ignoring EE bonds.
Brian
Brian
- zaboomafoozarg
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Re: How many investments do you own? (clarification below)
I voted 12 total, but probably less than 10 in reality because some of them are the same (ie, BND and VBTLX).
Yeah, counted that way it'd be 9.
Yeah, counted that way it'd be 9.
Re: How many investments do you own? (clarification below)
8 = 3 (401k@Fidelity) + 1 (HSA@Fidelity) + 4 (Taxable,Roth@Vanguard)
I forgot I have 1 more in 529's for a total of 9.
I forgot I have 1 more in 529's for a total of 9.
52% TSM, 23% TISM, 24.5% TBM, 0.5% cash
Re: How many investments do you own? (clarification below)
4 not counting a stable value fund .
2014 No. 42 2015 No.342 2016 No. 6 2017 238 2018 no. 175 2019 no. 144 6 year average 157.83. Proves I am just an average investor.What do I know? "Good bless America land that I love..."
Re: How many investments do you own? (clarification below)
13 (I think), not including duplicates across different accounts. But I'm working on it.
Re: How many investments do you own? (clarification below)
7, because our 401(k) options don't include total stock market, total bond, or total int'l, so we have to sort of cobble together market coverage from the options we have, and there's a trickle down effect through the rest of our holdings.
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Re: How many investments do you own? (clarification below)
I hold an individual stock - large cap value portfolio in addition to the indexes and 529 plans. Put me in the 19+ category.
"One should invest based on their need, ability and willingness to take risk - Larry Swedroe" Asking Portfolio Questions
Re: How many investments do you own? (clarification below)
i'm trying to avoid a headache
Re: How many investments do you own? (clarification below)
Five for me
IRA
VTWSX (Don't have enough for admiral shares in VTSAX and VTIAX).
RALCX (classic "pay my manager" fund. Dumping it for VGSIX and VTWSX later this week).
401(k)
SSgA S&P 500 Index Fund
SSgA Global All Cap Equity ex U.S. Index Fund
SSgA Russell Small/Mid Cap Index Fund
IRA
VTWSX (Don't have enough for admiral shares in VTSAX and VTIAX).
RALCX (classic "pay my manager" fund. Dumping it for VGSIX and VTWSX later this week).
401(k)
SSgA S&P 500 Index Fund
SSgA Global All Cap Equity ex U.S. Index Fund
SSgA Russell Small/Mid Cap Index Fund
Re: How many investments do you own? (clarification below)
Eight:
TSM
TISM
SV
ISV
SP500
TBM (2 funds)
REIT
TSM
TISM
SV
ISV
SP500
TBM (2 funds)
REIT
Re: How many investments do you own? (clarification below)
Over 30 spread out among 18 accounts.
Re: How many investments do you own? (clarification below)
1 - A target retirement fund.
Re: How many investments do you own? (clarification below)
My number is skewed a little. The number is 17 because of pre-boglehead buy and hold investments like individual stock in BAC, etc. If you count just my post-boglehead investments, it would be simplified down to 9 total. Some of these would be semi-duplicate. That is, if my 401k has a DFA fund that tracks the same segment as a Vanguard fund in a taxable account, I count them as separate under the guidelines provided. (For example, two mid-cap funds)
I'm not a financial professional. Post is info only & not legal advice. No attorney-client relationship exists with reader. Scrutinize my ideas as if you spoke with a guy at a bar. I may be wrong.
Re: How many investments do you own? (clarification below)
7 - All Index funds...
2 in my old 401K
1 in my current 401K
US Bond index at Fidelity
TSM, TISM, TBM at Vanguard.
I looked back to see the number that I had before finding Bogleheads in 2011. I was all over the place with over 20 stocks and funds.
2 in my old 401K
1 in my current 401K
US Bond index at Fidelity
TSM, TISM, TBM at Vanguard.
I looked back to see the number that I had before finding Bogleheads in 2011. I was all over the place with over 20 stocks and funds.
Re: How many investments do you own? (clarification below)
See below.
VTI, VBR, VTWV, SCHH, VXUS, VEA, VWO, VSS, FM, VNQI, VBTLX, VFITX, SCHP, VWITX, IBONDS, EEBONDS, EF(EverBank), UTAH-529
Re: How many investments do you own? (clarification below)
16 spread out among 9 different accounts (2x 529, taxable, 6 retirement accounts). Technically 18, but two share class overlaps.
Retirement investing is a marathon.
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Re: How many investments do you own? (clarification below)
16 but several share class overlaps, and a few cases of "near fits" becuase my 401k has something similar to a vanguard index I like.
and a few random stocks in relatively small holdings.
and a few random stocks in relatively small holdings.
Re: How many investments do you own? (clarification below)
Seven:
403(b) with TIAA-CREF:
1. TIAA Traditional
2. CREF Stock.
T. Rowe Price mutual funds:
3. Total Equity Market Index (POMIX)
4. International Equity Index (PIEQX)
5. US Bond Enhanced Index (PBDIX)
T. Rowe Price brokerage:
6. Vanguard Total Stock Market ETF (VTI)
7. Vanguard Total Bond Market ETF (BND)
403(b) with TIAA-CREF:
1. TIAA Traditional
2. CREF Stock.
T. Rowe Price mutual funds:
3. Total Equity Market Index (POMIX)
4. International Equity Index (PIEQX)
5. US Bond Enhanced Index (PBDIX)
T. Rowe Price brokerage:
6. Vanguard Total Stock Market ETF (VTI)
7. Vanguard Total Bond Market ETF (BND)
Meet my pet, Peeve, who loves to convert non-acronyms into acronyms: FED, ROTH, CASH, IVY, ...
Re: How many investments do you own? (clarification below)
not counting the Money Market: six.
Total Stock, Intermediate Bond and TIPS in IRA
S&P 500 and Intermediate Bond in 401K
S&P 500 in Taxable
Marty
20 shares of KO....
Total Stock, Intermediate Bond and TIPS in IRA
S&P 500 and Intermediate Bond in 401K
S&P 500 in Taxable
Marty
20 shares of KO....
Last edited by mcblum on Thu May 02, 2013 4:08 pm, edited 1 time in total.
Re: How many investments do you own? (clarification below)
6
Roth & taxable(small)
ACWV (All Country Index Min Volatility)
Fidelity 403b
FFNOX Four In One Index
TIAA-CREF 403b
Vanguard Signal U.S. Index
Vanguard Signal International Index
Vanguard Signal Bond Index
Vanguard Signal TIPS
I would drop down to three if TIAA-CREF gave me an Index all in one choice. Love the simplicity.
Roth & taxable(small)
ACWV (All Country Index Min Volatility)
Fidelity 403b
FFNOX Four In One Index
TIAA-CREF 403b
Vanguard Signal U.S. Index
Vanguard Signal International Index
Vanguard Signal Bond Index
Vanguard Signal TIPS
I would drop down to three if TIAA-CREF gave me an Index all in one choice. Love the simplicity.
"Owning the stock market over the long term is a winner's game. Attempting to beat the market is a loser's game. ..Don't look for the needle in the haystack. Just buy the haystack." Jack Bogle
Re: How many investments do you own? (clarification below)
Counted all FDIC instruments as one.
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Re: How many investments do you own? (clarification below)
1 for me. Or it could be 2 if you count fixed annuities, or 3 if you count glittery-type cash as an investment.
Last edited by technovelist on Thu May 02, 2013 5:25 pm, edited 2 times in total.
In theory, theory and practice are identical. In practice, they often differ.
Re: How many investments do you own? (clarification below)
At last count 35
"One does not accumulate but eliminate. It is not daily increase but daily decrease. The height of cultivation always runs to simplicity" –Bruce Lee
Re: How many investments do you own? (clarification below)
5
G-fund
Vanguard index funds
Total International Stock
Total Stock Market
Emerging Markets Stock
Small-Cap
G-fund
Vanguard index funds
Total International Stock
Total Stock Market
Emerging Markets Stock
Small-Cap
Re: How many investments do you own? (clarification below)
Eight, not counting a Vanguard money market fund.
Vanguard Value Index Fund Admiral Shares
Vanguard Small-Cap Value Index Fund Admiral Shares
Vanguard European Stock Index Fund Admiral Shares
Vanguard Pacific Stock Index Fund Admiral Shares
Vanguard FTSE All-World ex-US Small-Cap Index Fund
Vanguard Emerging Markets Stock Index Fund Admiral Shares
Vanguard Inflation-Protected Securities Fund Admiral Shares
Thrift Savings Plan "G" Fund
Vanguard Value Index Fund Admiral Shares
Vanguard Small-Cap Value Index Fund Admiral Shares
Vanguard European Stock Index Fund Admiral Shares
Vanguard Pacific Stock Index Fund Admiral Shares
Vanguard FTSE All-World ex-US Small-Cap Index Fund
Vanguard Emerging Markets Stock Index Fund Admiral Shares
Vanguard Inflation-Protected Securities Fund Admiral Shares
Thrift Savings Plan "G" Fund
Gordon
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Re: How many investments do you own? (clarification below)
LIfestrategy Growth Fund. Not sure if you count that as one or three.
“If you think nobody cares if you're alive, try missing a couple of car payments.” – Earl Wilson
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Re: How many investments do you own? (clarification below)
Total Stock Market
Total International Stock Market
Total Bond Market
TIPS.
I also own Target Retirement 2020 but didn't count it because it is made up of the above 4.
Total International Stock Market
Total Bond Market
TIPS.
I also own Target Retirement 2020 but didn't count it because it is made up of the above 4.
The strong do what they can and the weak suffer what they must -Thucydides
Re: How many investments do you own? (clarification below)
Very interesting the 19+ number. HEY PEOPLE! Get with the program!
(Full disclosure: I use to have 18 myself.)
(Full disclosure: I use to have 18 myself.)
Retired |
Two-time in top-10 in Bogleheads S&P500 contest; 18-time loser
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Re: How many investments do you own? (clarification below)
10 funds total within taxable, Roth IRA, SIMPLE IRA, 457.
- zaboomafoozarg
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Re: How many investments do you own? (clarification below)
Most people at 19+? Dang. Trying to recreate the total market index yourself to save on the expense ratio?
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Re: How many investments do you own? (clarification below)
Six. Two in my IRA and 4 in taxable accounts (mainly to generate income as I am an early retiree). One stock fund in each account and 4 bond funds (munis, corporate, long-term, intermediate term, investment grade, just below investment grade) scattered across 2 brokerage companies.
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Re: How many investments do you own? (clarification below)
Six.
Vanguard Total stock market
Vanguard Total International Stock market
Vanguard Total bonds market
Vanguard Emerging Market
Vanguard REIT index
Vanguard CA IT tax-exempt muni
Only Total bonds in my Roth IRA.. rest in taxable account. I intended to keep this 6-fund as simple as it is.
Vanguard Total stock market
Vanguard Total International Stock market
Vanguard Total bonds market
Vanguard Emerging Market
Vanguard REIT index
Vanguard CA IT tax-exempt muni
Only Total bonds in my Roth IRA.. rest in taxable account. I intended to keep this 6-fund as simple as it is.
Re: How many investments do you own? (clarification below)
Out of almost 100 votes...
2 in 9 are in the 19+ category
another 2 in 9 are in the 12-18 range
5/9 have 10 different investments or fewer.
Thanks to everybody who participated. This has been very interesting.
[edited for accuracy]
2 in 9 are in the 19+ category
another 2 in 9 are in the 12-18 range
5/9 have 10 different investments or fewer.
Thanks to everybody who participated. This has been very interesting.
[edited for accuracy]
Re: How many investments do you own? (clarification below)
I voted 19 +
4 in roth
4 in ira
6 in taxable
7 in 401
for a total of 21
there were 2 duplicates to take me to 19 even
This did not seem like too many to me
the 401 might seem high, but I have small tilt, and foreign and precious metals exposure
Also you could subtract another two if you consider SHY or stable value cash equivalents
4 in roth
4 in ira
6 in taxable
7 in 401
for a total of 21
there were 2 duplicates to take me to 19 even
This did not seem like too many to me
the 401 might seem high, but I have small tilt, and foreign and precious metals exposure
Also you could subtract another two if you consider SHY or stable value cash equivalents
Re: How many investments do you own? (clarification below)
What's your reasoning for having those?TO39 wrote:foreign and precious metals exposure
Re: How many investments do you own? (clarification below)
Taxable + 401(k) + Roth
All Vanguard Mutual Funds -
Energy
Vanguard Extended Market
FTSE Global ex-US Small Cap
Health Care
Junk Bonds
High Yield Municipal
Vanguard Total Stock Market
PIMCO Total Return
Vangaurd Institutional Index
Vanguard Extended Market
Vanguard Total International
International REIT
US REIT
Vanguard Total Stock Market
All Vanguard Mutual Funds -
Energy
Vanguard Extended Market
FTSE Global ex-US Small Cap
Health Care
Junk Bonds
High Yield Municipal
Vanguard Total Stock Market
PIMCO Total Return
Vangaurd Institutional Index
Vanguard Extended Market
Vanguard Total International
International REIT
US REIT
Vanguard Total Stock Market
40% Extended Market | 40% S&P 500 | 10% REIT | 5% State Muni Bond | 5% Cash
Re: How many investments do you own? (clarification below)
assumer wrote:What's your reasoning for having those?TO39 wrote:foreign and precious metals exposure
I like the diversity
Re: How many investments do you own? (clarification below)
Over 19 but half of them are individual TIPS issues.
Re: How many investments do you own? (clarification below)
Seven.
Total Stock
Total Intl Stock
Total Bond
Small Value Index
Long Term Tax Exempt
Fidelity S&P 500
PIMCO Total Return
Total Stock
Total Intl Stock
Total Bond
Small Value Index
Long Term Tax Exempt
Fidelity S&P 500
PIMCO Total Return
Re: How many investments do you own? (clarification below)
It's probably more meaningful to consider all the TIPS as one investment.jon-nyc wrote:Over 19 but half of them are individual TIPS issues.
Re: How many investments do you own? (clarification below)
4.
In Tax Advantaged:
-----------------------
CREF Stock
TIAA Traditional
TIAA Real Estate
In Taxable:
--------------
Vanguard Total World Stock Index (VTWSX)
In Tax Advantaged:
-----------------------
CREF Stock
TIAA Traditional
TIAA Real Estate
In Taxable:
--------------
Vanguard Total World Stock Index (VTWSX)
Re: How many investments do you own? (clarification below)
My answer is 8 all VG.
Total Bond
Total Stock
Total International
Inflation Protected Securities
Extended Market Index
Windsor II
Mid-Cap Index
Short-Term treasury
Total Bond
Total Stock
Total International
Inflation Protected Securities
Extended Market Index
Windsor II
Mid-Cap Index
Short-Term treasury