boglethat wrote:I am a 60 year old woman with low six figures in a 403B ... I have about a year's worth of dollars in an emergency fund ... and my job is not very secure
What is your expected time horizon for this money, i.e. How long do you plan to keep this money invested ?
What are your plans in the event of a job loss and you remained unemployed longer than one year ?
boglethat wrote:It seems to me both stocks (DOW just closed over 14,000) and bonds are rather high at the moment so wouldn't I then be "buying high"?
boglethat wrote:Is waiting timing the market?
That's a loaded question. In this context, how do you define "waiting" ?
boglethat wrote:Should I Euro cost average?
There are three possibilities if you ECA. Relative to current market valuations, your incremental purchases over time would be at lower, higher or roughly equivalent values.
When ‘dumb’ money acknowledges its limitations, it ceases to be dumb.