What's the ratio of retired/not retired on this forum?

[Minot]

I've noticed that there's a lot more information in the wiki that applies to the accumulation stage than to the withdrawal stage. Some of that because there's been much more study of accumulations issues and strategies, but I'm guessing that a large percent of those of us who have retired already are a distinct minority. This poll is a test of my guess.

Minot

[TomatoTomahto]

Does retired mean that both spouses no longer work for pay? I stopped getting a paycheck years ago, but am I a house-husband, kids' chauffeur, or retired? I think since my wife still gets a paycheck, we're not retired yet, but how do I respond in this poll?

[2beachcombers]

retired 13 yrs

some of us old greybeards are still in accumulation--taxable accounts for heirs/charity

[YDNAL]

.... I'm guessing that a large percent of those of us who have retired already are a distinct minority. This poll is a test of my guess.

People on this Forum are using their employers' time to post during the day while retired people are out/about enjoying themselves. LOL

Retired people that post a lot during the day should think about what I just said.

Note to self: stop posting in the darn Forum.

[mike143]

Me 30, wife 35, working on children, retirement far and away, but working on the ground work.

[VictoriaF]

People on this Forum are using their employers' time to post during the day while retired people are out/about enjoying themselves. LOL

Retired people that post a lot during the day should think about what I just said.

Those still employed are day-dreaming about retirement. Those already retired are working to make the retirement happen.

Victoria

[EternalOptimist]

Retired 2 years, don't like that word though...work is overrated

[VictoriaF]

Retired 2 years, don't like that word though...work is overrated

Leisurely occupied -- is this better?

Victoria

[jsl11]

Retired 2 years, don't like that word though...work is overrated

Leisurely occupied -- is this better?

Victoria

Other options: Professional Investor, Financier

Jeff

[hicabob]

I plan to become "a man of leisure" in 14 months @ 57 yo. Certainly has not been leisurely to get to that point though!

[VictoriaF]

I plan to become "a man of leisure" in 14 months @ 57 yo. Certainly has not been leisurely to get to that point though!

Lucky you. "A woman of leisure" has a distinctly different connotation.



Victoria

[EternalOptimist]

I plan to become "a man of leisure" in 14 months @ 57 yo. Certainly has not been leisurely to get to that point though!

Good for you, got out of the rat race 2 years ago and ain't goin' back

[EyeYield]

I'm going to have to ask my accountant if it's better to be retired or unemployed. I know my doctors charge less when I'm a cash customer who's unemployed.

[hicabob]

I plan to become "a man of leisure" in 14 months @ 57 yo. Certainly has not been leisurely to get to that point though!

Lucky you. "A woman of leisure" has a distinctly different connotation.

Victoria

That's a tad sexist indeed. The English language never ceases to amaze.

[LadyGeek]

I've noticed that there's a lot more information in the wiki that applies to the accumulation stage than to the withdrawal stage. Some of that because there's been much more study of accumulations issues and strategies, but I'm guessing that a large percent of those of us who have retired already are a distinct minority...

It could also be that wiki editors create content based their interests.

This thread is now in the Local Chapters and Bogleheads Community forum (Bogleheads).

[Dale_G]

Interesting survey - I'll be interested in the results.

Retired 12 years. I've come to understand that "retirement" is the natural state of man - and I now fail to understand how I had any time for work.

Fortunately, those who are still bidding up our stocks and paying us interest haven't figured out that this is a Ponzi scheme.

Actually, I have figured out that during the working years (on average) one must produce enough excess value to society to pay for their own retirement.

Dale

[midareff]

Retired 2 years, don't like that word though...work is overrated

Leisurely occupied -- is this better?

Victoria

Perhaps...... Occupationally disadvantaged?

[VictoriaF]

Perhaps...... Occupationally disadvantaged?

Occupationally liberated?

Victoria

[DaleMaley]

From a previous May 2011 Bogleheads poll..........

[dyeusdi]

Speaking as a two-year lurker: Mid thirties, underwater due to a separation, new to financial planning, and now afloat again. I am extremely grateful for the abundance of approachable information on this forum, and the generous people who contribute and maintain it. The experiences shared here from across the life and income spectrum are sobering, heartening, and rewarding. I can only hope this community continues as I move across the poll categories, silently reading for years to come. =) Thanks so much!

[nisiprius]

I'm semiretired, currently working somewhere in between 1/4 time and 1/2 time. Not sure what to answer. I pretty much set my own schedule, so in a lot of ways I feel retired. I can get into the town hall during business hours. I can bring a book to a doctor's waiting room and not feel stressed if she's running behind schedule. My wife and I are drawing Social Security, and receiving payouts from a fixed annuity. We made the transition from employer health insurance to COBRA to private to Medicare. We are not dealing with the issues of "decumulation"--drawing from our investment portfolio--in fact we're continuing to make modest additions to it.

Since we've been in about that state for several years I guess I'll say "retired less than five years ago."

[likegarden]

I retired 11 years ago, but then went back to work half time for a few years, then less, and fully retired for the last 3 years. So I voted for 'retired for more than 10 years'. Bernd

[pennstater2005]

Far away from retirement. Thank God I like going to work.

[VictoriaF]

Far away from retirement. Thank God I like going to work.

This too shall pass

Victoria

[pennstater2005]

Far away from retirement. Thank God I like going to work.

This too shall pass

Victoria

Hopefully you're not talking about me liking work

[LAlearning]

Pre-retired?

[linuxuser]

I have just come to the realization that I am pre-tired.
I can retire but want to contnue working preferably in consultant job that is 6 months in length.

[linuxuser]

Pre-retired?

I have just come to the realization that I am pre-tired.
I can retire but want to contnue working preferably in consultant job that is 6 months in the year.

[sscritic]

People on this Forum are using their employers' time to post during the day while retired people are out/about enjoying themselves. LOL

Retired people that post a lot during the day should think about what I just said.

Note to self: stop posting in the darn Forum.

You should stop, especially since you find it not enjoyable. Are you a masochist?

I enjoy posting, that's why I do it. Now I admit, most of the time I don't enjoy reading, so maybe I should try posting more without reading anything that precedes my post. Hmm, that sounds familiar.

[Jerilynn]

I picked retired 5-10 yrs cuz I am. Hopefully, sometime in the future I will be able to un-retire, but there was no option for that.

[Default User BR]

Trending. Definitely trending.


Brian

[carolc]

Retiring in 2 months at age 58.

carolc

[2b2]

Welcome to the forum, dyeusdi.

2b2

[sscritic]

Trending. Definitely trending.


Brian

Older, by the day, everyday. When someone retires, does an angel get its wings?

But what about the top end? If someone posted retired yesterday but dies today, who is going to fix the poll?

[YDNAL]

People on this Forum are using their employers' time to post during the day while retired people are out/about enjoying themselves. LOL

Retired people that post a lot during the day should think about what I just said.

Note to self: stop posting in the darn Forum.

You should stop, especially since you find it not enjoyable. Are you a masochist?

I enjoy posting, that's why I do it. Now I admit, most of the time I don't enjoy reading, so maybe I should try posting more without reading anything that precedes my post. Hmm, that sounds familiar.

Code Blue, Stat, myocardial senseofhumorinfarction on Boglehead Forum, Local Chapters.

[GeauxBR]

I'm 30, wife is 28. Loooong way to go.

[scrabbler1]

Retired in late 2008 at 45. I am a few months from turning 50.

[Av8remeritus]

Newby on deck!! Retired 34 DAYS ago and am enjoying living on _my_ schedule. Want to do some serious Boglehead reading, then have many questions. I thought we were set up pretty good until I started exchanging ideas with a friend.....now, things aren't as clear to me.

[Minot]

Newby on deck!! Retired 34 DAYS ago and am enjoying living on _my_ schedule. Want to do some serious Boglehead reading, then have many questions. I thought we were set up pretty good until I started exchanging ideas with a friend.....now, things aren't as clear to me.

Welcome aboard, Av8. If you're like me, you'll find this forum will give you a lot to think about and will probably lead you to make some changes in your portfolio. I'd recommend you take your time before making changes though--or if not, post your proposed changes on the forum first. I didn't do that, and while the changes I made were basically good, I ended up paying more taxes than I would have needed to since I started making changes before I read the tax effiency information. I suspect there are other possible less-than-optimal ways to proceed.

[Av8remeritus]

Newby on deck!! Retired 34 DAYS ago and am enjoying living on _my_ schedule. Want to do some serious Boglehead reading, then have many questions. I thought we were set up pretty good until I started exchanging ideas with a friend.....now, things aren't as clear to me.

Welcome aboard, Av8. If you're like me, you'll find this forum will give you a lot to think about and will probably lead you to make some changes in your portfolio. I'd recommend you take your time before making changes though--or if not, post your proposed changes on the forum first. I didn't do that, and while the changes I made were basically good, I ended up paying more taxes than I would have needed to since I started making changes before I read the tax effiency information. I suspect there are other possible less-than-optimal ways to proceed.

Thanks, Minot, I appreciate your taking the time to respond....your suggestion essentially IS my issue: to maintain our low seven figure nestegg, while trying to reduce risk, is going to take some strategic moves that will involve the taxman and my intent is to involve him less rather than more. To take full advantage of the advice and guidance that I anticipate from this site, I'm going to read the books, forum, and Wikis, before proceeding.
In my initial post, I neglected to say that I retired at 67 and the friend that recommended that I get involved with Bogleheads has been a member for several years and states you guys helped him retire well ahead of me!
Av8r

[boknows]

31 and accumulating here. With any bit of luck, we'll be either fully retired or semi-retired in our early 40s.

[spocksynder]

31 here, and just started to scratch the surface with my retirement planning. Long march till I hit my numbers.