happyjuice8000 wrote:I am considering investing in Wellington in my IRA. I decided to compare actively-managed Wellington (which is about 2/3 large-cap value and 1/3 intermediate-term corporate bonds) to a passive portfolio of 2/3 Vanguard U.S. Value Fund (VUVLX) and 1/3 Vanguard Intermediate-Term Investment-Grade Fund (VFIDX).
You know, I've been wondering about this sort of thing myself for a while, and so I put together a shared spreadsheet on Google Docs: 3 Fund Portfolio vs. Wellington
. This spreadsheet allows you to compare the buy-and-hold performance of the 3-Fund Portfolio vs. Wellington Investor Shares. The model assumes reinvestment of all dividends.
- Select an asset allocation for the 3-Fund Portfolio (Vanguard Total Stock Market, Vanguard Total Bond Market, Vanguard Total Intl Stock Market - all Investor Shares)
- Select an initial lump-sum investment and starting month
- Select an annual contribution amount to be DCA'ed according to your asset allocation, in monthly increments
- Select a rebalance timeline (annually, quarterly, monthly, or never)https://docs.google.com/spreadsheet/ccc ... sp=sharingNote: The content above is provided for entertainment purposes only. This is not financial advice. This content is for fun and love of spreadsheets only. I am not a financial advisor.