"Can you sum-up your investing philosophy in 10 words?"

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
kiligi
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by kiligi »

Save all you can, invest what can be lost
Last edited by kiligi on Sat Feb 18, 2012 2:50 pm, edited 1 time in total.
MrsO
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by MrsO »

"Slow and steady wins the race."
rustymutt
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by rustymutt »

Spend less than I bring in.
Even educators need education. And some can be hard headed to the point of needing time out.
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moproblems
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by moproblems »

There're no such thing as bad investments, only bad investors.
Last edited by moproblems on Sat Feb 18, 2012 10:36 am, edited 1 time in total.
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2beachcombers
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by 2beachcombers »

EDUCATE,& KNOW YOURSELF,,,Fire Manager, DIVERSIFY, INDEX, STAY THE COURSE.

jerry
scrabbler1
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by scrabbler1 »

From an episode of "The Flintstones" I learned my first piece of investment advice when I was around 9 years old:

"Buy low, sell high!"

To echo what others have posted here:

"Keep it SImple, Stupid!"

And......

"Keep expenses low."

(I know it is 11 words but I repeated "Keep" so it's okay :D )
reggiesimpson
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by reggiesimpson »

"Make so much money it doesnt matter"
Dadarkar
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Dadarkar »

Forget the noise, live below your means and DCA regularly.
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Don Christy
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Don Christy »

Save aggressively, buy the market inexpensively, avoid hubris through education.
“Speak only if it improves upon the silence." Mahatma Gandhi
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baw703916
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by baw703916 »

bungalow10 wrote:
baw703916 wrote:I thought Gus Sauter's quote was interesting:

"If everybody wants it, I don’t. Avoid crowds."

This appeals to my contrarian tendencies.
+1

The only problem is that since I found this forum, it is difficult to differentiate in my head the Boglehead everyone from the everyone-else everyone.
There may in fact be a reason to tune into CNBC, Bloomberg, etc. every once in a while. SImply to disabuse oneself of the notion that the entire investing world is focused on questions such as the following:

1) Whether Vanguard mutual funds are better than Vanguard ETFs.
2) Which (passive) SV fund gives the best combination of tilt factors, tax efficiency, and expense ratio.
3) Whether it is better to rebalance annually or by bands.
etc.

Hope you have found the Kool-Aid as enjoyable as I have. :D

Brad
Most of my posts assume no behavioral errors.
moneywise3
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by moneywise3 »

First Earn, second Save, then Preserve and Grow.
Fallible
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Fallible »

Save, save, save, save, save, save, save, save, save, save.
"Yes, investing is simple. But it is not easy, for it requires discipline, patience, steadfastness, and that most uncommon of all gifts, common sense." ~Jack Bogle
aspiringboglehead
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by aspiringboglehead »

"No, ten words are too few to summarize anything important."

:-)
Last edited by aspiringboglehead on Tue Aug 14, 2012 12:43 am, edited 1 time in total.
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gotherelate
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by gotherelate »

I try to take only what the market gives me.
-Grandpa | I'd rather see where I'm going than see where I've been.
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SSSS
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by SSSS »

"Can't sleep, clown will eat me."

Done in 6.
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DRiP Guy
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by DRiP Guy »

Buy and hold the market.

(five words, I only used 50% of my allowance!)
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SimpleGift
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by SimpleGift »

"Savings, low investment expenses and long holding periods create wealth."
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1210sda
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by 1210sda »

Five Words....(1)Have (2)a (3)plan. (4)Be (5)disciplined.

1210
khh
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by khh »

The secret to great wealth is summarized in one word...

(Ah shoot, that would put me over the ten word limit)
happytrades
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by happytrades »

Mohamed El-Erian of Pimco fame said about investing:

How would you best allocate your capital among different asset classes if you knew you were going to be forced to go away for three years and would thus be unable to change the allocations?

El-Erian, Mohamed (2008-06-18). When Markets Collide : Investment Strategies for the Age of Global Economic Change (p. 195). McGraw-Hill. Kindle Edition.

I liked this concept. In 10 words, it could be said as:

Invest like you were going away for three years.
PB
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by PB »

I'm a newbie, but here's my life lesson so far:

Save. Learn. Allocate. Rebalance. Don't be greedy, don't be fearful.
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Abe
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Abe »

Three words: Save, Invest, Compound
The SIC formula
Slow and steady wins the race.
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papito23
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by papito23 »

investorjunkie wrote:Save more than I earn. Asset allocation, and increase income.
Save more than you earn? And I thought I was frugal! :lol
A thing is right when it tends to preserve the integrity, stability, and beauty of the biotic community. It is wrong when it tends otherwise. -Aldo Leopold's Golden Rule of Ecology
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actuaryinvestor
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by actuaryinvestor »

"Do what you understand, and no more"

As I've gotten older I've learned a lot, but unfortunately I've also learned how little I truly understand and that investing (and the world in general) is filled with nuance. Following my quoted rule has meant moving more and more towards simplicity.
travellight
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by travellight »

When I first started my career, I made a detailed budget with incoming and outgoing and after all the math, my conclusion was: Save More.
364
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chuck-lyn
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by chuck-lyn »

Stay the course, low cost funds, age appropriate asset allocation.
Juniormint
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Juniormint »

"Always invest in yourself."
ClaireTN
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by ClaireTN »

You probably don't know anything the market doesn't.
manuvns
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by manuvns »

save, pick a lazy portfolio and stay the course
Thanks!
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Sheepdog
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Sheepdog »

As I planned my retirement, my investment philosophy changed from accumulation and growth to consumption and preservation.

My philosophy in retirement is,
Invest for income.
Negate inflation.
Control expenses.
Love your life.

Jim
Unless you try to do something beyond what you have already mastered you will never grow. (Ralph Waldo Emerson)
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Leif
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Leif »

Save, low cost, tax efficient, asset class diversification.

(2 words extra for those that went over)
rokidtoo
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by rokidtoo »

To the greatest extent possible, invest in the entire market.----Jim
eucalyptus
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by eucalyptus »

The best investment is my own business, not the markets.
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Raging Mage
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Raging Mage »

Noobvestor wrote:Diversify all the things!
Haha, this was the best post, IMO.

Here's mine:
"He who gathers money little by little makes it grow." - Proverbs 13:11
"Here are three easy ways to beat the market: Deception, irrelevance and bad math." - Alexander Green, Investment U
staythecourse
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by staythecourse »

Here's mine: "Avoid the big mistake and stay the course"

Now if you ask me the best line for investing may the quote in the article itself: ‘And this, too, shall pass away.’ It fits in with Mr. Bogle's story about Chase the Gardner and the turning of seasons, doesn't it?

Good luck.
"The stock market [fluctuation], therefore, is noise. A giant distraction from the business of investing.” | -Jack Bogle
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BigD53
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by BigD53 »

"Keep it Simple and Conservative." :D
chaz
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by chaz »

Follow Bogle.
Chaz | | “Money is better than poverty, if only for financial reasons." Woody Allen | | http://www.bogleheads.org/wiki/index.php/Main_Page
teacher
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by teacher »

I did not write these, which means I lifted them from this forum. They are in my Investment Policy Statement.

"Design a personal long-term, low-cost, diversified, asset allocation plan--then stay-the-course."

"Minimize what you can control (costs and taxes) and don't worry about what you cannot (index performance)."
kontango
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by kontango »

11 words:

Diversify globally and across asset classes using low cost index funds.
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FrugalInvestor
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by FrugalInvestor »

Save, diversify, low-cost index, repeat.
Have a plan, stay the course and simplify. Then ignore the noise!
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Clearly_Irrational
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by Clearly_Irrational »

Earn more, Spend Less, Invest the Difference.
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NoRoboGuy
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by NoRoboGuy »

There is no free lunch. Understand risk and plan accordingly.
There is no free lunch.
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dgm
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by dgm »

Invest for maximum after tax return and avoid big mistakes
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zaboomafoozarg
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by zaboomafoozarg »

Try to tie with the market, not beat it.
StoutDrinker
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by StoutDrinker »

Keep fees low. Invest only in what you fully understand.
exoilman
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by exoilman »

Due Diligence

Sam
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LHerr
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by LHerr »

Save and index.
nbatt
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by nbatt »

Conservative investors sleep well

Do the Math

Valuation Matters
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ruralavalon
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by ruralavalon »

Live frugally, keep costs low, diversify, use index funds, minimize taxes = 11 words.

OR

Keep out of the clutches of the financial services industry = 10 words.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
CarlZ993
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Re: "Can you sum-up your investing philosophy in 10 words?"

Post by CarlZ993 »

"Buy, hold, & rebalance a diversified portfolio."
Carl Z
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