Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
by Taylor Larimore » Fri Feb 17, 2012 10:37 pm
Hi Bogleheads:
Jason Zweig,
Wall Street Journal columnist, asks himself and other investing experts:
"Can you sum-up your investing philosophy in 10 words?"Their replies are interesting:
http://blogs.wsj.com/totalreturn/2012/0 ... -10-words/In 10 words or less, what is YOUR investing philosophy?
Thank you and best wishes.
Taylor
The Majesty of Simplicity
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by declan911 » Fri Feb 17, 2012 10:39 pm
How about 4 words:
Save more than spend!

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by Hatch Batten » Fri Feb 17, 2012 11:17 pm
Preserve something from each windfall. Learn something from each misadventure.
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by tipswatcher » Fri Feb 17, 2012 11:18 pm
10 exactly, and thank you declan911 for the first part:
Save more than you spend! Try not to lose money!
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I think we could later on make a Haiku thread on investing philosophy?
TIPS: Perfect investment for imperfect times?
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by SP-diceman » Fri Feb 17, 2012 11:23 pm
I need to eat, when I get old.

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by justj2k78 » Fri Feb 17, 2012 11:24 pm
Read, pick allocation, save, watch costs, stay the course, rebalance
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by Mel Lindauer » Fri Feb 17, 2012 11:25 pm
I Bonds, TIPS and VTINX.
Best Regards - Mel
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by Gort » Fri Feb 17, 2012 11:43 pm
Save until it hurts, then save some more.
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by baw703916 » Fri Feb 17, 2012 11:48 pm
Make sure you never run out of money.
Most of my posts assume no behavioral errors.
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by bob90245 » Fri Feb 17, 2012 11:56 pm
Borrowing some words from the article:
Expect many bull and bear markets in your lifetime. Therefore, spend less and diversify globally. (Ok, so that's more than 10 words.

)
Ignore the market noise. Keep to your rebalancing schedule whether that is semi-annual, annual or trigger bands.
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by englishgirl » Sat Feb 18, 2012 12:02 am
Keep costs down. Save lots. Keep everything simple. Be humble.
Sarah
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by norookie » Sat Feb 18, 2012 12:05 am
Education, make your plan, stay your course, maybe tilt. 10 words.

TL you are a gem, never mind TLs gems! That sound like blatent Brn nosing!

Last edited by
norookie on Sat Feb 18, 2012 12:45 am, edited 2 times in total.
" Wealth usually leads to excess " Cicero 55 b.c
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by baw703916 » Sat Feb 18, 2012 12:07 am
I thought Gus Sauter's quote was interesting:
"If everybody wants it, I don’t. Avoid crowds."
This appeals to my contrarian tendencies.
Most of my posts assume no behavioral errors.
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by norookie » Sat Feb 18, 2012 12:23 am

.
Last edited by
norookie on Sat Feb 18, 2012 12:42 am, edited 1 time in total.
" Wealth usually leads to excess " Cicero 55 b.c
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by bobcat2 » Sat Feb 18, 2012 12:25 am
Carefully choose your investment goal. Be serious about meeting it.
BobK
Last edited by
bobcat2 on Sat Feb 18, 2012 12:31 am, edited 1 time in total.
In finance risk is defined as uncertainty that is consequential (nontrivial).
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| The two main methods of dealing with financial risk are the matching of assets to goals & diversifying.
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by cheese_breath » Sat Feb 18, 2012 12:29 am
Four words ... Keep It Simple Stupid.
The surest way to know the future is when it's the past.
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by norookie » Sat Feb 18, 2012 12:46 am
cheese_breath wrote:Four words ... Keep It Simple Stupid.
+1

" Wealth usually leads to excess " Cicero 55 b.c
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by Trebor » Sat Feb 18, 2012 1:25 am
There is no such thing as a free lunch.
TINSTAAFL
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by second-guesser » Sat Feb 18, 2012 1:31 am
Fifty percent stocks , fifty percent bonds from day one. Rebalance every five years.
(I wish I has followed this advice from day 1 ; in fact I wish I could follow this advice now ! )
S-G
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by letsgobobby » Sat Feb 18, 2012 2:17 am
Embrace thrift. Limit risk. Buy low. Read Bogle. Enjoy journey!
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by PizzaOnTheMind » Sat Feb 18, 2012 2:27 am
Be an independent thinker; be patient and wait for opportunities.
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by Random Walker » Sat Feb 18, 2012 2:36 am
EMH, SmB, HmL, diversify, Tax Efficient, TLH, Passive, Rebalance, Low Cost
Dave
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by xerty24 » Sat Feb 18, 2012 2:46 am
For others,
Don't try to beat the market - leave that to me.
For me,
Everywhere you look, there's a free lunch!
No excuses, no regrets.
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by Noobvestor » Sat Feb 18, 2012 2:54 am
Diversify all the things!

"In the absence of clarity, diversification is the only logical strategy" -= Larry Swedroe
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by MarcMyWord » Sat Feb 18, 2012 7:41 am
(Let's see. Just 10 words. Hmmm . . .)
Do what Larimore and Lindauer say and nobody gets hurt.
(I trust that smiley faces don't count as words.)
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by bungalow10 » Sat Feb 18, 2012 7:47 am
baw703916 wrote:I thought Gus Sauter's quote was interesting:
"If everybody wants it, I don’t. Avoid crowds."
This appeals to my contrarian tendencies.
+1
The only problem is that since I found this forum, it is difficult to differentiate in my head the Boglehead everyone from the everyone-else everyone.
An elephant for a dime is only a good deal if you need an elephant and have a dime.
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by peppers » Sat Feb 18, 2012 8:01 am
..."when the sun comes up, you'd better be running.."
"..the cavalry ain't comin' kid, you're on your own..."
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by stemikger » Sat Feb 18, 2012 8:08 am
Set it and Forget it and Rebalance once a year.
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by Xanadu » Sat Feb 18, 2012 8:37 am
Maximize savings, minimize expenses, diversify, stay the course, enjoy life
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by Goldfinger » Sat Feb 18, 2012 9:07 am
For me, these 2 words say it all: "Stealth Wealth." Wrap the typical Boglehead comments around that, and that sums it up for me.
--Goldfinger
"At cocktail parties lovely ladies would corner me and ask my opinion of the market, but alas, when they learned I was a bond man, they would quietly drift away." -- Sidney Homer/Salomon Bros
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by Ed 2 » Sat Feb 18, 2012 9:11 am
Do what others don't, educate yourself, listeng yourself. Love your Country.
"The fund industry doesn't have a lot of heroes, but he (Bogle) is one of them," Russ Kinnel
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by DaleMaley » Sat Feb 18, 2012 9:13 am
Live below your means and invest in index funds.
Most investors, both institutional and individual, will find that the best way to own common stocks is through an index fund that charges minimal fees. – Warren Buffett
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by investorjunkie » Sat Feb 18, 2012 9:17 am
Save more than I earn. Asset allocation, and increase income.
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by BBL » Sat Feb 18, 2012 9:20 am
/////
Last edited by
BBL on Mon Oct 15, 2012 9:08 am, edited 1 time in total.
ex umbra in solem
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by nonroom » Sat Feb 18, 2012 9:23 am
Diversified portfolio of low correlation assets, tax-efficient, and low cost! (maybe I cheated a little)
You cannot control the actions of others. You can only control your reactions to their actions.
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by alec » Sat Feb 18, 2012 9:34 am
Safety first
"It is difficult to get a man to understand something, when his salary depends upon his not understanding it!" - Upton Sinclair
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by Boglenaut » Sat Feb 18, 2012 9:36 am
"Don't Be Clueless."
The rest is strategy and tactics.
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by Boglenaut » Sat Feb 18, 2012 9:44 am
Boglenaut wrote:"Don't Be Clueless."
The rest is strategy and tactics.
Actually, that would work for life in general....
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by BigFoot48 » Sat Feb 18, 2012 9:47 am
Diversified index funds delivering market returns for my risk tolerance.
Retired | Two-time Top-10 Diehard S&P500 Picker; Eight-Time Loser
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by jeff mc » Sat Feb 18, 2012 9:54 am
nobody knows nuthin'; so index, low cost, steady like bogle
cheese_breath wrote:Four words ... Keep It Simple Stupid.
ps... that's six words...
next minnesota meeting 4-may-2013 | location east-side | email or PM for details
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by Sammy_M » Sat Feb 18, 2012 10:01 am
Take only prudent risks. Control emotions. Control costs.
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Sammy_M on Sat Feb 18, 2012 10:07 am, edited 1 time in total.
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by sscritic » Sat Feb 18, 2012 10:06 am
Here is a summary of the last seven philosophies:
DGASTOPRCE
NKNSILCSLB
DIFDMRFMRT
DBCTRISAT
SF
DPOLCATEALC
SASADSTCIW
Oh, I got confused. I thought this was the thread on using abbreviations.
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by MarcMyWord » Sat Feb 18, 2012 10:11 am
sscritic wrote:I thought this was the thread on using abbreviations.
Don't you mean ITTWTTOUA?
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by peppers » Sat Feb 18, 2012 10:12 am
sscritic wrote:Here is a summary of the last seven philosophies:
DGASTOPRCE
NKNSILCSLB
DIFDMRFMRT
DBCTRISAT
SF
DPOLCATEALC
SASADSTCIW
Oh, I got confused. I thought this was the thread on using abbreviations.
Post padding

"..the cavalry ain't comin' kid, you're on your own..."
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by Robert T » Sat Feb 18, 2012 10:15 am
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Set targets. Save. Structure risk exposure. Diversify globally. Minimize costs.
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by 1530jesup » Sat Feb 18, 2012 10:21 am
Mel Lindauer wrote:I Bonds, TIPS and VTINX.
Mel, you of all people, why not include the description of what VTINX is?
I may even own it but I never had much of a memory...
be well
efficiency is not all its cracked up to be, do you want to live your life in half the time it takes the average person? Rhymes With Orange
| Rich
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by sscritic » Sat Feb 18, 2012 10:36 am
1530jesup wrote:Mel Lindauer wrote:I Bonds, TIPS and VTINX.
Mel, you of all people, why not include the description of what VTINX is?
I may even own it but I never had much of a memory...
be well
See, I am not the only one who thought this was the thread about abbreviations.
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by Call_Me_Op » Sat Feb 18, 2012 10:38 am
Make a plan and stick to it no matter what.
Best regards, -Op | | "In the middle of difficulty lies opportunity." Einstein
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by james22 » Sat Feb 18, 2012 10:46 am
Two: valuation matters.
Valuation matters.
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by sschullo » Sat Feb 18, 2012 10:54 am
englishgirl wrote:Keep costs down. Save lots. Keep everything simple. Be humble.
The humble part is the most difficult and takes years for some of us to learn, but if you make it, WOW!
Jump in, learn from your mistakes, move on.
“It’s what you learn, after you know it all, that counts.” - John Wooden
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