neurosphere wrote:I would add it myself if I 1) thought it was appropriate and 2) knew how to change tables and add links in the wiki (but I'm working on learning! )
mcblum wrote:How to w/d your 3-4% from the various parts of your portfolio. I have taxable,tax deferred and tax free. How about the part RMDs play?
I was thinking to take the 4% from the Deferred each year. When the RMD goes over the 4% leval; reinvest the excess in taxable.
LadyGeek wrote:neurosphere wrote:1) One of the tenets of Wikipedia which we follow here is Be bold. Go ahead and add it. If it's really out of place, another editor will come along and change it (or a member will post in the forum).
2) All you need is practice. Like Wikipedia, editors need a place to perfect their skills or to try new concepts. I've put the table in the Sandbox for you. If you get stuck, ask for help in the wiki editor's forum (only visible to wiki editors).
BTW, thanks for becoming a wiki editor.
LadyGeek wrote:grok87 wrote:Not meaning to be pedantic, but I would probably not say that the Vanguard funds track their respective indices. Both the Vanguard Int Treasury fund and the Vanguard Inflation protected securities fund are actively managed- i.e. are not index funds. So while they have benchmark indices that they compare themselves too they are not really strictly speaking trying to track that index. This is pretty apparent if you compare the funds peformance
https://personal.vanguard.com/us/funds/ ... INT#tab=1a
https://personal.vanguard.com/us/funds/ ... INT#tab=1a
VIPSX appears to be a closet index fund. Basically tracking its index well. But VFITX's performance on a year by year basis is materially different than its index. In particular it seems to routinely target a shorter duration than its index and has underperformed as rates have dropped.
You may certainly be pedantic. Sorry, the lack of index tracking is not apparent to me. I think this comes with experience - which I don't have. IOW, where to draw the line if the difference is more than 1% or so, or perhaps it was OK one year and not the next. I'll take a closer look at your examples, thanks.
You are correct, they were transposed. I fixed it: Fidelity
Funds can be compared by the fund's composition and its tracking benchmark. In this case,
Beginner? Don't let that stop you from asking questions - it's how we learn. You'd be surprised how many "experts" miss things like this (the page has 30,000+ views...). Thanks!
Duckie wrote:Found another one (VGIAX) under Core four portfolios.
LadyGeek wrote:Sounds like a good idea. We have a spot for podcasts in the wiki: Financial Websites and Blogs (under "Podcasts"), but maybe it's time for an update. A dedicated page would be helpful, especially as an alternative source to a "books section."
FWIW, the left-side menu has News and blogs, but those are not podcasts.
BTW, I have an Android.
zebrafish wrote:How about a page on Wiki devoted to useful PODCASTS? I've personally learned a ton by listening to these. It really augments my book knowledge.
Out of all the garbage, I think there are a few diamonds in the rough:
1. Jill On Money (she is very Bogleheads friendly-- pro indexer, pro vanguard; almost the radio show equivalent of this board)
2. Dave Ramsey (with lots of disclaimers about investing advice given; however, budgeting/personal finance investing & focus on debt reduction excellent IMHO)
3. NPR Marketplace Money
4. Vanguard "Plain talk on investing" & "Vanguard Perspectives"
5. Clark Howard Show (much more personal consumer)
6. Paul Merriman (pro indexer; slice and dicer)
General education regarding financial markets, etc.
1. Planet money
2. Marketplace Whiteboard
One could elaborate a little about the general information provided. This could serve as the iPod equivalent to books section.
gkaplan wrote:Is there a Wiki entry discussing records retention?
[url=http://www.bogleheads.org/wiki/Setting_up_a_401(k)_plan]Setting up a 401(k) plan - Bogleheads[/url]
Peculiar_Investor wrote:I find it very curious that there isn't an .Index fund page on the wiki.
Indexing is an investment management strategy that attempts to replicate the investment performance of a market index. An index is a statistical measure of a market's value and performance and serves as a benchmark against which an investment manager's performance is judged. Today, a large number of index providers, including S&P, Dow Jones, MSCI, Russell, FTSE, and Morningstar, provide a wide range of indexes covering US and international stocks, bonds, and commodities.
An index fund (also index tracker) is a collective investment scheme (usually a mutual fund or exchange-traded fund) that aims to replicate the movements of an index of a specific financial market, or a set of rules of ownership that are held constant, regardless of market conditions.
On this page the References #2 and #6 are nonworking links.
lazyday wrote:It might be nice if the http://www.bogleheads.org/wiki/Historic ... re_returns page included not just estimated numbers, but examples of how to estimate expected returns.
Some authors have shown some detail in how they come up with estimates. For example William Bernstein, Damodaran, Bogle, Larry Swedroe. GMO publishes estimates, and sometimes writes about their methods.
A few links:
http://papers.ssrn.com/sol3/papers.cfm? ... _id=489602
http://aswathdamodaran.blogspot.com/201 ... t-for.html
http://pages.stern.nyu.edu/~adamodar/ (see "Implied Equity Risk Premium" section)
http://www.bogleheads.org/wiki/Dividend_discount_model (no examples of how to use)
https://personal.vanguard.com/pdf/s338.pdf (also no examples)
Not an area I feel qualified to write even a first draft on.
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