Pen Fed Issuing New Credit Card Numbers

Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal issues such as trusts and wills

Pen Fed Issuing New Credit Card Numbers

Postby HueyLD » Thu Dec 23, 2010 12:07 pm

Does anyone know why PenFed had to issue new card numbers for existing credit card holders? I did a google search but could not find any recent info to explain their drastic action.

Was their system compromised?

I called and they told me to wait for the official letter.
User avatar
HueyLD
 
Posts: 3321
Joined: Mon Jan 14, 2008 11:30 am

Postby moneywise3 » Thu Dec 23, 2010 12:14 pm

Noticed the same thing. And I too was not thrilled with their response on phone. They were not willing to say whether the CC numbers were compromised.
moneywise3
 
Posts: 125
Joined: Mon Nov 22, 2010 7:54 pm

Postby theduke » Thu Dec 23, 2010 12:34 pm

I haven't received new cards. When did you receive your's?
User avatar
theduke
 
Posts: 520
Joined: Sun Sep 30, 2007 7:31 pm

Postby livefreebrewfree » Thu Dec 23, 2010 1:22 pm

That's odd. Citibank did the same thing.
livefreebrewfree
 
Posts: 57
Joined: Wed Oct 13, 2010 12:51 pm

Postby yobria » Thu Dec 23, 2010 1:26 pm

As did my (formerly) Schwab FIA card, with no explanation. Major PITA.

Nick
yobria
 
Posts: 5978
Joined: Tue Feb 20, 2007 12:58 am
Location: SF CA USA

Postby HueyLD » Thu Dec 23, 2010 1:30 pm

theduke wrote:I haven't received new cards. When did you receive your's?

I have not received any thing in the mail. The only notice was a brief summary when I logged in this morning. Since nobody wanted to say anything at this time, I can only speculate that there might be a systemic security breach somewhere.
User avatar
HueyLD
 
Posts: 3321
Joined: Mon Jan 14, 2008 11:30 am

Postby beoba » Thu Dec 23, 2010 1:32 pm

Penfed email wrote:We are writing to inform you that a new credit card is being mailed to you as a precautionary measure against any potential fraud exposure. A separate letter with additional information will be mailed to you, which you will receive shortly.

When you receive your new card, please activate it as soon as you receive it, but not later than January 31, 2011. After activation or January 31st, whichever occurs first, you will no longer be able to use your old credit card. Charges that are made to the old card prior to activation of the new card will be transferred to the new card automatically.

I wonder what sort of threat would prompt them to send out a new card, yet leave the old one active for over a month.
beoba | Tracking TR2050 | eqoaq | Overall ER 0.13%
User avatar
beoba
 
Posts: 129
Joined: Sun May 17, 2009 2:30 pm
Location: East Bay, CA

Postby runner26 » Thu Dec 23, 2010 2:55 pm

beoba wrote:I wonder what sort of threat would prompt them to send out a new card, yet leave the old one active for over a month.


This was for a convince of the customer, especially around the holidays. My Citibank card was reissued, and they suggested activation of the new card as soon a possible, with immediate cancellation of the old card upon the new activation. Online activity against the old card was terminated before I received any notification, except for viewing charges. That is how I knew something was up.

I called and they refused to provide any details as to how the card numbers were compromised.

BTW, Citibanks was several weeks ago.
User avatar
runner26
 
Posts: 409
Joined: Sat Apr 07, 2007 10:39 pm
Location: California

Postby bogglehead » Thu Dec 23, 2010 3:58 pm

Yep, got an email and then I see that I have "two" accounts online. Most have been systemic.
bogglehead
 
Posts: 252
Joined: Sat Jul 07, 2007 10:06 am
Location: The Internets

New PenFed credit card ?

Postby Taylor Larimore » Thu Dec 23, 2010 4:17 pm

Hi Huey:

We have an active PenFed credit card. No e-mail yet.
"Simplicity is the master key to financial success." -- Jack Bogle
User avatar
Taylor Larimore
Advisory Board
 
Posts: 19929
Joined: Tue Feb 27, 2007 9:09 pm
Location: Miami FL

Postby HueyLD » Thu Dec 23, 2010 4:44 pm

Taylor,

After you log into your Pen Fed account, you should see this message in red: Important Message: You may notice that you have been issued a new credit card account below. We apologize for any inconvenience this may cause. For additional information, click here.

After you click on "click here," a message follows: A new credit card is being provided to you as a precautionary measure against any potential fraud exposure. A separate letter with additional information will be mailed to you, which you will receive shortly.

Please activate your new card as soon as you receive it, but not later than January 31, 2011. After activation or January 31st, whichever occurs first, you will no longer be able to use your old credit card.

Charges that are made to the old card prior to activation of the new card will be transferred to the new card automatically. Remember, should you have any automatic payments charged to your old credit card you need to notify those companies of your new card number and expiration date.

As always, PenFed assumes all responsibility for all unauthorized charges to your account.

Should you have any questions, please call PenFed at 1.800.247.5626 or click here to send a secure message.

Thank you for your continued trust and confidence in PenFed's service."


I will have to monitor my CC activities closely for a while. I have come to accept security imperfection as a price to pay for all the convenience we enjoy in life. Sigh......
User avatar
HueyLD
 
Posts: 3321
Joined: Mon Jan 14, 2008 11:30 am

Re: New PenFed credit card ?

Postby moneywise3 » Thu Dec 23, 2010 4:49 pm

Taylor Larimore wrote:We have an active PenFed credit card. No e-mail yet.


Did you check online? My profile is showing both cards.
moneywise3
 
Posts: 125
Joined: Mon Nov 22, 2010 7:54 pm

Re: New PenFed credit card ?

Postby Taylor Larimore » Thu Dec 23, 2010 4:56 pm

moneywise3 wrote:
Taylor Larimore wrote:We have an active PenFed credit card. No e-mail yet.


Did you check online? My profile is showing both cards.


My wife, Pat, handles our credit card (and most of our spending :wink: ).
"Simplicity is the master key to financial success." -- Jack Bogle
User avatar
Taylor Larimore
Advisory Board
 
Posts: 19929
Joined: Tue Feb 27, 2007 9:09 pm
Location: Miami FL

Postby Glenn » Thu Dec 23, 2010 5:06 pm

I've got a PenFed card, and there is no message when I log on, nor have I received any letter or e-mail about replacement.
Glenn
 
Posts: 104
Joined: Mon Feb 19, 2007 7:06 pm

Postby Taylor Larimore » Thu Dec 23, 2010 5:08 pm

Glenn wrote:I've got a PenFed card, and there is no message when I log on, nor have I received any letter or e-mail about replacement.


That's probably because you pay your bills on time. :wink:
"Simplicity is the master key to financial success." -- Jack Bogle
User avatar
Taylor Larimore
Advisory Board
 
Posts: 19929
Joined: Tue Feb 27, 2007 9:09 pm
Location: Miami FL

Postby DaleMaley » Thu Dec 23, 2010 5:09 pm

I have an active Penfed credit card and got the same email.
Most investors, both institutional and individual, will find that the best way to own common stocks is through an index fund that charges minimal fees. – Warren Buffett
User avatar
DaleMaley
 
Posts: 1484
Joined: Thu Mar 01, 2007 9:04 pm
Location: Fairbury, Illinois

Postby venard5 » Thu Dec 23, 2010 5:25 pm

I just logged on to my Pen Fed account. No message, warning, etc.

I also just checked my e-mail, and didn't have anything from Pen Fed.

Bill
venard5
 
Posts: 36
Joined: Tue Jan 01, 2008 11:03 pm

Postby NAVigator » Thu Dec 23, 2010 5:28 pm

I use the PenFed Cash Rewards Visa card all of the time. I have not received an email, or letter, or new cards. This is the first time I have heard of card replacements.

Jerry
"I was born with nothing and I have most of it left."
User avatar
NAVigator
 
Posts: 2458
Joined: Tue Feb 27, 2007 8:24 am
Location: Iowa

Postby TigerNest » Thu Dec 23, 2010 5:36 pm

No message/new card number for me either.
TigerNest
 
Posts: 169
Joined: Mon May 10, 2010 1:58 pm

Postby runner26 » Thu Dec 23, 2010 6:32 pm

TigerNest wrote:No message/new card number for me either.


It is possible that it is just customers of whatever business was compromised, not everyone who has a card with the supplier. Since the CC companies won't provide specifics, it is impossible to know. I don't understand the secrecy. In the past, we have learned what business was hacked. Conspiracy theories will follow. :wink:
User avatar
runner26
 
Posts: 409
Joined: Sat Apr 07, 2007 10:39 pm
Location: California

Postby MWCA » Thu Dec 23, 2010 7:16 pm

Got an email. Will be getting new cards.
We are all worms. But I believe that I am a glow-worm.
MWCA
 
Posts: 2812
Joined: Fri Nov 30, 2007 5:21 pm
Location: Golden State

Postby tj » Thu Dec 23, 2010 8:13 pm

I just logged in, looks like Amex was effected but not Visa.


Have not received any emails
tj
 
Posts: 903
Joined: Thu Dec 24, 2009 1:10 am

Postby oneleaf » Thu Dec 23, 2010 8:48 pm

my mom has the message but i do not. seems not everyone was affected.
User avatar
oneleaf
 
Posts: 1689
Joined: Mon Feb 19, 2007 6:48 pm

Postby Stevewc » Thu Dec 23, 2010 10:33 pm

I would think and say, not a big deal.
Every card I've ever had did a reissue at one time or another.
Steve
Ladies and Gentiles | Monkeys and Reptiles | I come before ya, to stand behind ya, tell you something I know nothing about !!!
Stevewc
 
Posts: 679
Joined: Fri Feb 22, 2008 9:46 pm

Postby woof755 » Thu Dec 23, 2010 11:02 pm

My Fidelity Visa was compromised a few months ago. Fido said the vender called and reported the breach, but wouldn't say what kind or what vendor.

PITA, for sure.
"By singing in harmony from the same page of the same investing hymnal, the Diehards drown out market noise." | | --Jason Zweig, quoted in The Bogleheads' Guide to Investing
User avatar
woof755
 
Posts: 3001
Joined: Sun Aug 05, 2007 3:03 pm
Location: North Carolina

Postby 1530jesup » Fri Dec 24, 2010 12:11 am

Am Exp has re-issued cards for me in the past with a note that the card had problems. what those issues were is not my concern. I know Am Exp is good at customer service and I prefer this preventative measure. it is a lot easier then receiving a statement with unexplained charges that I first have to start challenging

and supposed you knew exactly what the security breach was; if the incident was systemic there is nothing you can do about it. one of the few things I might trust about MasterCard, Visa & Am Exp (and PenFed) is that it is in their best interest to protect the integrity of their credit process.

Happy Holidays
efficiency is not all its cracked up to be, do you want to live your life in half the time it takes the average person? Rhymes With Orange | Rich
1530jesup
 
Posts: 885
Joined: Sat Nov 03, 2007 12:19 am
Location: South Florida

Postby blevine » Fri Dec 24, 2010 1:10 am

livefreebrewfree wrote:That's odd. Citibank did the same thing.


First I have heard of "recalls" on credit cards :D

I did get Citibank and Chase notices telling me about wonderful new cards with a fancier color of plastic but same/worse features as far as I was concerned.

I called each and said "keep my card as-is or cancel the acct".

PIA getting a new acct :

1) Already gave out to various websites (you know, paypal etc).

2) Supposedly new accts are bad for your credit rating.
They look for longevity of existing accts and penalize you for new accts.

In both cases, the bank let me keep the old card as-is.
blevine
 
Posts: 997
Joined: Sat Feb 27, 2010 4:57 pm
Location: 192.168.1.2

Postby Cloud » Fri Dec 24, 2010 5:34 am

I too got the message we'd be getting a new PenFed card. That's the card we used to reserve a lot of hotels and stuff in Greece for our coming vacation this spring. What a PITA...
User avatar
Cloud
 
Posts: 605
Joined: Wed Sep 12, 2007 1:43 pm

Postby OAG » Fri Dec 24, 2010 9:24 am

I wonder if the new cards are the "feared" RFID containing cards?
OAG=Old Army Guy. Retired CW4 USA (US Army) in 1979.
User avatar
OAG
 
Posts: 888
Joined: Sat Mar 03, 2007 12:54 pm
Location: Currently Central Ohio, USA

Postby OAG » Fri Dec 24, 2010 9:28 am

RFID in credit cards information: http://www.idstronghold.com/
OAG=Old Army Guy. Retired CW4 USA (US Army) in 1979.
User avatar
OAG
 
Posts: 888
Joined: Sat Mar 03, 2007 12:54 pm
Location: Currently Central Ohio, USA

Postby beoba » Fri Dec 24, 2010 11:25 am

OAG wrote:RFID in credit cards information: http://www.idstronghold.com/

A far cheaper and more foolproof solution to RFID-ed cards is to find the chip on the card and drill through it. It'll be visible as a slight bulge, maybe 3-5mm square. I've done this to a couple of my cards and they've continued to work fine ever since.

However, I doubt Penfed would go to all this trouble just to add this insecure 'feature' to their cards. I think if anything they'd instead gradually roll it out as the cards expired normally.

Image
Image
beoba | Tracking TR2050 | eqoaq | Overall ER 0.13%
User avatar
beoba
 
Posts: 129
Joined: Sun May 17, 2009 2:30 pm
Location: East Bay, CA

Postby OAG » Fri Dec 24, 2010 12:03 pm

My PFCU VISA Card expires on the last day of Jan 2011 - so I will be looking for the "bulge".
OAG=Old Army Guy. Retired CW4 USA (US Army) in 1979.
User avatar
OAG
 
Posts: 888
Joined: Sat Mar 03, 2007 12:54 pm
Location: Currently Central Ohio, USA

Postby re@51.5 » Fri Dec 24, 2010 3:26 pm

:thumbsdown Yup, a PITA! :thumbsdown

Mike
As Merton Miller, a Nobel laureate at the University of Chicago, puts it, "I'll never understand why they call bonds 'fixed' income."
re@51.5
 
Posts: 196
Joined: Thu Sep 02, 2010 8:51 am
Location: West Michigan

Postby livelife » Fri Dec 24, 2010 3:35 pm

beoba wrote:
Penfed email wrote:We are writing to inform you that a new credit card is being mailed to you as a precautionary measure against any potential fraud exposure. A separate letter with additional information will be mailed to you, which you will receive shortly.

When you receive your new card, please activate it as soon as you receive it, but not later than January 31, 2011. After activation or January 31st, whichever occurs first, you will no longer be able to use your old credit card. Charges that are made to the old card prior to activation of the new card will be transferred to the new card automatically.

I wonder what sort of threat would prompt them to send out a new card, yet leave the old one active for over a month.


We received the same email and our card was canceled today. Fortunately, my wife and I completed our Xmas shopping two days ago.
livelife
 
Posts: 116
Joined: Mon Feb 16, 2009 12:27 pm

PenFed cards

Postby Taylor Larimore » Fri Dec 24, 2010 4:07 pm

Hi Livelife:

We received the same email and our card was canceled today. Fortunately, my wife and I completed our Xmas shopping two days ago.


Strange. Unless you activated your new card, you old card should not have been cancelled according to PenFed:

When you receive your new card, please activate it as soon as you receive it, but not later than January 31, 2011. After activation or January 31st, whichever occurs first, you will no longer be able to use your old credit card.


Your old card may still be usable.

Happy Holiday!
"Simplicity is the master key to financial success." -- Jack Bogle
User avatar
Taylor Larimore
Advisory Board
 
Posts: 19929
Joined: Tue Feb 27, 2007 9:09 pm
Location: Miami FL

Postby BigD53 » Fri Dec 24, 2010 8:27 pm

Back in October, a fraudulent charge showed up on my PenFed Visa card. Someone used my number to send/transfer $200 at a Western Union place.

3 months later, I am just getting action from the PenFed fraud department. They sent me forms to fill out and mail back. The December statement finally shows a credit for the $200.

I also got the PenFed email yesterday, advising that I will receive a new Visa card soon. I thought it was related to my recent fraud report... but apparently, EVERYONE is getting a new card? That's not good. They must have had a major hacking.
Last edited by BigD53 on Sat Dec 25, 2010 2:29 pm, edited 1 time in total.
User avatar
BigD53
 
Posts: 1041
Joined: Sat Jul 21, 2007 8:47 pm

Postby natureexplorer » Sat Dec 25, 2010 7:48 am

When Schwab changed its credit card numbers, it preceded some major changes, which were unannounced at the time.
natureexplorer
 
Posts: 4165
Joined: Thu Sep 03, 2009 11:52 am

Postby northend » Sat Dec 25, 2010 2:04 pm

I just went through this a couple of months ago for a different credit card.

No email yet from PenFed.
northend
 
Posts: 447
Joined: Tue Oct 02, 2007 11:28 am

Postby NewtoBogle » Wed Jan 05, 2011 3:36 pm

I got email a few days ago. Very annoying as most of my auto pays go there
NewtoBogle
 
Posts: 85
Joined: Sat Jan 24, 2009 7:58 pm

Postby OAG » Wed Jan 05, 2011 3:50 pm

OAG wrote:My PFCU VISA Card expires on the last day of Jan 2011 - so I will be looking for the "bulge".


Just a follow up. I sent an email to PFCU asking when I could expect a renewal of my expiring card and expressly asking if the number would change. Response was to the effect that they will mail me the new card on 10 January AND YES the number will change. They did not offer any reasoning regarding the number change.
OAG=Old Army Guy. Retired CW4 USA (US Army) in 1979.
User avatar
OAG
 
Posts: 888
Joined: Sat Mar 03, 2007 12:54 pm
Location: Currently Central Ohio, USA

Postby devilgator » Wed Jan 05, 2011 4:16 pm

1. If you have automated your credit card payment, check to make sure that your payment has been made. I had "pay statement amount in full" scheduled for 1/3/2011 on my card. Checked my bank account and didn't see the debit for the payment. Called penfed and balance was transferred to new card (still waiting to receive new card) but automatic payment feature was not transferred. New card account showed same due date as old one. Had to pay online today, was assured by rep that no adverse impact to me as it was their fault (and apparently there is a 5 day grace period to pay post due date in any event).

2. Penfed invited me to participate in an online survey about one month ago; gist of survey was reaction to various alternatives to their existing reward program (I have the visa). Questions included reaction to different reward %s across categories and also how reward was to be paid (such as some sort of thank you points equivalent). My recollection is that all alternatives were inferior to the current offering. I assume that the new card numbers are not related to upcoming potential changes in reward program.
devilgator
 
Posts: 5
Joined: Fri Sep 04, 2009 10:55 pm
Location: Big D

Re: Pen Fed Issuing New Credit Card Numbers

Postby HueyLD » Thu Jan 06, 2011 5:53 pm

HueyLD wrote:Does anyone know why PenFed had to issue new card numbers for existing credit card holders? I did a google search but could not find any recent info to explain their drastic action.

Was their system compromised?

I called and they told me to wait for the official letter.

******UPDATE********

The long awaited letter has finally arrived.

Pen Fed’s computer system was accessed without authorization around mid December 2010. The file so breached included name, address, SSN and credit/debit card number. That’s why they had to reissue all credit and debit cards on that file.

The letter stated that they had no indication that members’ information had actually been misused. However, it was not very reassuring. As a result, Ped Fed is offering two years of access to ID theft protection at no cost to members.

I wonder if anybody has been through similar experience with another credit card issuer. Should I sign up for the ID theft protection service?
User avatar
HueyLD
 
Posts: 3321
Joined: Mon Jan 14, 2008 11:30 am

Postby NewtoBogle » Thu Jan 06, 2011 7:49 pm

doesn't hurt to sign up, right?
NewtoBogle
 
Posts: 85
Joined: Sat Jan 24, 2009 7:58 pm

Re: Pen Fed Issuing New Credit Card Numbers

Postby DaleMaley » Thu Jan 06, 2011 8:55 pm

HueyLD wrote:
HueyLD wrote:Does anyone know why PenFed had to issue new card numbers for existing credit card holders? I did a google search but could not find any recent info to explain their drastic action.

Was their system compromised?

I called and they told me to wait for the official letter.

******UPDATE********

The long awaited letter has finally arrived.

Pen Fed’s computer system was accessed without authorization around mid December 2010. The file so breached included name, address, SSN and credit/debit card number. That’s why they had to reissue all credit and debit cards on that file.

The letter stated that they had no indication that members’ information had actually been misused. However, it was not very reassuring. As a result, Ped Fed is offering two years of access to ID theft protection at no cost to members.

I wonder if anybody has been through similar experience with another credit card issuer. Should I sign up for the ID theft protection service?


At my company, a Fortune 50 company, a laptop was lost with employee's data. I took them up on free 12 months of credit monitoring.

Then about the time the 12 months of free monitoring ran out, one of our companies suppliers had an issue.......so I signed up for another 12 free months...which I am still under. So far, no problems.
Most investors, both institutional and individual, will find that the best way to own common stocks is through an index fund that charges minimal fees. – Warren Buffett
User avatar
DaleMaley
 
Posts: 1484
Joined: Thu Mar 01, 2007 9:04 pm
Location: Fairbury, Illinois

Postby jlq39 » Fri Jan 07, 2011 1:22 pm

I to noticed the new card from logging into my online account. I received the letter yesterday, and I have to say that having my credit card number potentially stolen did not bother me as much as them saying my SSN may have been compromised as well. I could care less if they reissue me a new card, but having my SSN stolen is not something I'm comfortable with. I guess I will have to take advantage of the 2 years free credit monitoring they are offering, but I have to say I'm a little upset with PenFed.
jlq39
 
Posts: 422
Joined: Tue Dec 16, 2008 2:26 pm

Postby OAG » Fri Jan 07, 2011 1:33 pm

Well after all of this (email back and forth with CSR at PFCU) where I was told I would be getting a new number on a routine replacement (old card due to expire in January 2011). The new card arrived yesterday. No changes in number except the "security code" on the reverse. Registration of the new card was also routine (all automated). Also no letter and no indication of any compromised personal information. So I guess the "problems" were isolated to only some cards (members) but not all cards (members).

BTW IMHO the way SSAN are thrown around these days they should use them for license plates (utilities, banks, credit unions, state tax agencies, virtually every application for credit, etc.,). :D
OAG=Old Army Guy. Retired CW4 USA (US Army) in 1979.
User avatar
OAG
 
Posts: 888
Joined: Sat Mar 03, 2007 12:54 pm
Location: Currently Central Ohio, USA

Postby HueyLD » Fri Jan 07, 2011 1:55 pm

I found additional info from googling. And I think that Ped Fed probably has done a lot more for its members than some other financial institutions. Here is the link describing malware infection http://www.databreaches.net/?p=16184 .
While some might sneer at the fact that a laptop got infected with malware, I’m somewhat impressed with how quickly PenFed secured the system, identified how the access and acquisition of data occurred, prevented a recurrence, and arranged to set out notifications – all within a 3-week period that included the Christmas and New Year’s holidays.

Here is the link to Ped Fed's letter to New Hampshire's AG's office http://doj.nh.gov/consumer/pdf/pentagon.pdf .
User avatar
HueyLD
 
Posts: 3321
Joined: Mon Jan 14, 2008 11:30 am

Postby honghong322 » Fri Jan 07, 2011 1:57 pm

Same with me. I haven't received my new card yet. I am just using my current one and will be awaiting my new card.
honghong322
 
Posts: 54
Joined: Sun Jan 13, 2008 5:47 pm

Postby theduke » Fri Jan 07, 2011 3:34 pm

I assume my card and info wasn't compromised, since I haven't received any notices or anything from Penfed.
User avatar
theduke
 
Posts: 520
Joined: Sun Sep 30, 2007 7:31 pm

Data Breach at PenFed

Postby scotty2115 » Fri Jan 07, 2011 5:38 pm

Hay, Bogleheads! There was a data security breach at PenFed in Mid December 2010. The letter states that "We have no indication that your information has been misused". As a result of our preventive monitoring of our computer systems, we learned that some of our valued members' sensitive information was accessed and/or obtained from our computer system without authorization. This information may have included your name, address, social security number, credit card number and/or debit card number. No personal identification numbers (pin) or passwords were accessed and/or obtained. PenFed has reissued all credit and debit cards relating to those members whose account information may have been improperly obtained.

PenFed is offering 2 years of free ID TheftSmart from a company called Kroll Inc. It includes the following.

* Current Credit Report. Kroll offers you access to an up-to-date credit report from all three credit repositories. If you suspect fraudulent activity, call the Kroll team at 1-877-451-9362.

* Continuous Credit Monitoring

* Enhanced Identity Theft Consultation and Restoration
scotty2115
 
Posts: 6
Joined: Thu Dec 16, 2010 5:46 pm

Next

Return to Personal Finance (Not Investing)

Who is online

Users browsing this forum: afryan, Artsdoctor, Beth*, Cherokee8215, curtin1060, etarini, FAST Enterprise [Crawler], geauxpassive, harmony, LowER, Mudpuppy, rob, WallyBird, Willmunny and 104 guests